2023 Volvo S90 Car Insurance Calculator

Understand how changing risk factors influence insurance rates for a 2023 Volvo S90. Tailor settings like gender of the driver, whether you're married or single, and the state and city you live in to see how rates are impacted. Instantly discover if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2023 Volvo S90 is $2,884 per year, or about $240 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,884

Cost Per Month

$240

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo S90 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Volvo S90.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,884
Average Rate
Your Rate
$2,884

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Volvo S90 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Volvo S90 is $2,884.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Volvo S90 vs. the Large Luxury Car Segment

The table below compares insurance rates for the 2023 Volvo S90 against all other models in the large luxury car segment. The Volvo S90 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo S90, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo S90.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Volvo S90 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Audi A5$2,558-$326
2Volvo S90$2,884--
3Lexus LS 500$2,978$94
4Mercedes-Benz AMG E53$2,996$112
5Genesis G90$3,016$132
6BMW i7$3,034$150
7Mercedes-Benz AMG GT43$3,062$178
8Lexus LS 500h$3,162$278
9BMW 840i$3,252$368
10Mercedes-Benz EQS 450$3,326$442
11Infiniti Q60$3,334$450
12Mercedes-Benz S500$3,360$476
13Audi RS 7$3,434$550
14Mercedes-Benz EQS 580$3,448$564
2023 Large Luxury Car Average$3,525$641
15BMW 740i$3,618$734
16BMW M850i$3,666$782
17Mercedes-Benz AMG EQS$3,694$810
18Audi A8$3,738$854
19Audi S8$3,756$872
20Porsche Panamera$3,818$934
21BMW 760i$3,854$970
22Mercedes-Benz S580$3,940$1,056
23BMW Alpina B8$4,188$1,304
24BMW M760i$4,322$1,438
25Mercedes-Benz Maybach S580$4,454$1,570
26Mercedes-Benz Maybach S680$4,752$1,868

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 S90 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Volvo S90.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Volvo S90 Insurance Rates by Trim Level
2023 Volvo S90 Trim Level Annual Premium Cost Per Month
Plus$2,742$229
Ultimate$2,814$235
Recharge Ultimate$3,092$258

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Volvo S90 for different driver ages.

2023 Volvo S90 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,229$852
17$9,963$830
18$9,023$752
19$8,172$681
20$6,275$523
21$5,985$499
22$5,370$448
23$4,363$364
24$4,141$345
25$3,360$280
30$3,084$257
35$2,956$246
40$2,884$240
45$2,686$224
50$2,538$212
55$2,372$198
60$2,382$199
65$2,542$212
70$2,734$228
75$3,198$267
80$3,946$329

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo S90 trim levels.