Volvo V60 Car Insurance Calculator

Learn visually how changes to driver risk factors and vehicle options impact car insurance rates for a Volvo V60. Play around with factors like policy coverages, liability limits, deductibles, and driver's age. Instantly see if rates go up or down and learn why.

The average estimated car insurance premium for a 2024 Volvo V60 is $2,742 per year, or about $229 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,742

Cost Per Month

$229

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo V60 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Volvo V60.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,742
Average Rate
Your Rate
$2,742

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Volvo V60.

The 'Average Rate' is a combined value for all Volvo V60 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Volvo V60 is $2,742.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Volvo V60 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2024 Volvo V60 against all other models in the midsize luxury SUV segment. The Volvo V60 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo V60, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo V60.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Volvo V60 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Jaguar E-Pace$2,190-$552
2Cadillac XT5$2,210-$532
3Infiniti QX50$2,276-$466
4Cadillac XT6$2,292-$450
5Infiniti QX60$2,304-$438
6Mercedes-Benz AMG GLB35$2,308-$434
7Acura MDX$2,342-$400
8Lexus RX 350$2,350-$392
9Lexus TX 350$2,380-$362
10Lexus RX 350h$2,410-$332
11Lexus TX 500h$2,446-$296
12Lexus RX 500h$2,454-$288
13Lincoln Nautilus$2,472-$270
14Lexus RX 450h$2,476-$266
15Volvo V90$2,496-$246
16Audi SQ5$2,584-$158
17Mercedes-Benz GLE350$2,616-$126
18Lincoln Aviator$2,636-$106
19Lexus GX 550$2,664-$78
20Volvo V60$2,742--
21Land Rover Discovery Sport$2,746$4
22Mercedes-Benz GLE450$2,758$16
2024 Midsize Luxury SUV Average$2,782$40
23Cadillac Lyriq$2,784$42
24Volvo EX90$2,806$64
25Audi Q7$2,842$100
26Genesis GV80$2,854$112
27Mercedes-Benz AMG GLC43$2,868$126
28Audi e-tron$2,920$178
29Tesla Model X$2,944$202
30BMW X5$2,992$250
31Audi Q8$3,012$270
32Land Rover Discovery$3,026$284
33Mercedes-Benz AMG GLE53$3,046$304
34Audi SQ7$3,148$406
35BMW iX$3,192$450
36BMW X6$3,272$530
37Land Rover Range Rover Sport$3,410$668
38Audi RS 6$3,482$740
39Porsche Cayenne$3,506$764
40BMW XM$3,844$1,102
41Mercedes-Benz AMG GLE63$3,948$1,206

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 V60 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Volvo V60.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Volvo V60 Insurance Rates by Trim Level
2024 Volvo V60 Trim Level Annual Premium Cost Per Month
Cross Country Plus$2,584$215
Cross Country Ultimate$2,698$225
Recharge Polestar$2,944$245

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Volvo V60 for different driver ages.

2024 Volvo V60 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,670$806
17$9,400$783
18$8,485$707
19$7,708$642
20$5,921$493
21$5,650$471
22$5,070$423
23$4,145$345
24$3,927$327
25$3,188$266
30$2,930$244
35$2,816$235
40$2,742$229
45$2,560$213
50$2,420$202
55$2,258$188
60$2,264$189
65$2,416$201
70$2,596$216
75$3,040$253
80$3,740$312

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo V60 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Volvo V60.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Volvo V60 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Volvo V60$2,742$229
2023 Volvo V60$2,446$204
2022 Volvo V60$2,310$193
2021 Volvo V60$2,004$167
2020 Volvo V60$1,942$162
2018 Volvo V60$1,696$141
2017 Volvo V60$1,680$140
2016 Volvo V60$1,698$142
2015 Volvo V60$1,488$124

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Volvo V60 trim levels for each model year.