2016 Volvo V60 Car Insurance Calculator

Learn how changing risk factors impact car insurance rates for a 2016 Volvo V60. Modify options like driving violations, coverage levels, and mileage driven to see their impact. Immediately discover if the choice you make had an impact on rates.

The average estimated car insurance premium for a 2016 Volvo V60 is $1,698 per year, or about $142 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,698

Cost Per Month

$142

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo V60 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Volvo V60.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,698
Average Rate
Your Rate
$1,698

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Volvo V60 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Volvo V60 is $1,698.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Volvo V60 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2016 Volvo V60 against all other models in the midsize luxury SUV segment. The Volvo V60 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo V60, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo V60.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Volvo V60 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Infiniti QX50$1,500-$198
2Lincoln MKX$1,556-$142
3Volvo V60$1,698--
4Lexus RX 350$1,712$14
5Volvo XC70$1,730$32
6Cadillac SRX$1,798$100
7Acura MDX$1,860$162
8Lincoln MKT$1,884$186
9Infiniti QX60$1,900$202
10Lexus GX 460$1,932$234
11Lexus RX 450$1,946$248
12Mercedes-Benz GLE350$1,974$276
13Land Rover Discovery$1,978$280
2016 Midsize Luxury SUV Average$2,005$307
14Audi SQ5$2,040$342
15Mercedes-Benz GL350$2,056$358
16Mercedes-Benz GLE400$2,120$422
17Tesla Model X$2,208$510
18Mercedes-Benz GLE300$2,212$514
19Mercedes-Benz GL450$2,250$552
20BMW X5$2,264$566
21Mercedes-Benz GLE450$2,282$584
22Mercedes-Benz AMG GLE63$2,358$660
23Porsche Cayenne$2,402$704
24BMW X6$2,460$762

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 V60 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Volvo V60.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Volvo V60 Insurance Rates by Trim Level
2016 Volvo V60 Trim Level Annual Premium Cost Per Month
T5 Drive-E 2WD$1,582$132
T5 Premier 2WD$1,632$136
T5 Cross Country AWD$1,680$140
T5 Cross Country Platinum AWD$1,680$140
T5 Platinum 2WD$1,680$140
T6 AWD R-Design AWD$1,730$144
T6 AWD R-Design Platinum AWD$1,730$144
T6 AWD Polestar AWD$1,874$156

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Volvo V60 for different driver ages.

2016 Volvo V60 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,052$504
17$5,839$487
18$5,188$432
19$4,748$396
20$3,632$303
21$3,467$289
22$3,100$258
23$2,567$214
24$2,418$202
25$1,966$164
30$1,806$151
35$1,746$146
40$1,698$142
45$1,592$133
50$1,514$126
55$1,410$118
60$1,414$118
65$1,502$125
70$1,626$136
75$1,924$160
80$2,360$197

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo V60 trim levels.