2021 Volvo V60 Car Insurance Calculator

Gain insights into how changes to different risk factors impact car insurance rates for a 2021 Volvo V60. Tweak settings like credit rating, policy coverages, and liability limits to see how insurance cost is affected. See instantly if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2021 Volvo V60 is $2,004 per year, or about $167 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,004

Cost Per Month

$167

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo V60 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Volvo V60.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,004
Average Rate
Your Rate
$2,004

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Volvo V60 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Volvo V60 is $2,004.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Volvo V60 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2021 Volvo V60 against all other models in the midsize luxury SUV segment. The Volvo V60 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo V60, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo V60.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Volvo V60 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$2,004--
2Cadillac XT5$2,048$44
3Lincoln Nautilus$2,108$104
4Lexus RX 350$2,146$142
5Infiniti QX50$2,154$150
6Jaguar E-Pace$2,166$162
7Lexus RX 350L$2,206$202
8Cadillac XT6$2,228$224
9Acura MDX$2,254$250
10Genesis GV80$2,296$292
11Mercedes-Benz GLE450$2,302$298
12Lincoln Aviator$2,326$322
13Volvo V90$2,340$336
14Infiniti QX60$2,378$374
15Land Rover Discovery Sport$2,388$384
16Lexus GX 460$2,424$420
2021 Midsize Luxury SUV Average$2,440$436
17Mercedes-Benz AMG GLC43$2,484$480
18Land Rover Discovery$2,500$496
19Audi SQ5$2,508$504
20Mercedes-Benz GLE350$2,518$514
21Lexus RX 450$2,546$542
22Audi Q8$2,560$556
23BMW X5$2,562$558
24Mercedes-Benz AMG GLC63$2,642$638
25Audi Q7$2,646$642
26Audi e-tron$2,730$726
27BMW X6$2,796$792
28Tesla Model X$2,888$884
29Porsche Cayenne$2,958$954
30Mercedes-Benz AMG GLE63$3,090$1,086

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 V60 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Volvo V60.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Volvo V60 Insurance Rates by Trim Level
2021 Volvo V60 Trim Level Annual Premium Cost Per Month
T5 Inscription AWD$1,982$165
T5 Momentum 2WD$1,982$165
T5 Momentum AWD$1,982$165
T5 R-Design 2WD$1,982$165
T5 R-Design AWD$1,982$165
T5 Cross Country AWD$2,110$176

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Volvo V60 for different driver ages.

2021 Volvo V60 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,141$595
17$6,917$576
18$6,199$517
19$5,644$470
20$4,326$361
21$4,126$344
22$3,692$308
23$3,030$253
24$2,865$239
25$2,326$194
30$2,134$178
35$2,056$171
40$2,004$167
45$1,872$156
50$1,774$148
55$1,658$138
60$1,662$139
65$1,772$148
70$1,910$159
75$2,250$188
80$2,770$231

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo V60 trim levels.