2018 Volvo V90 Car Insurance Calculator

Get real-time feedback how choices you make impact the cost of insurance for a 2018 Volvo V90. Change driver's age, policy discounts, trim level options, and driving record plus many other factors. Find out instantly if the choice you make has an impact on rates and why.

The average estimated car insurance premium for a 2018 Volvo V90 is $2,060 per year, or about $172 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,060

Cost Per Month

$172

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo V90 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Volvo V90.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,060
Average Rate
Your Rate
$2,060

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Volvo V90 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Volvo V90 is $2,060.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Volvo V90 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2018 Volvo V90 against all other models in the midsize luxury SUV segment. The Volvo V90 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo V90, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo V90.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Volvo V90 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,696-$364
2Cadillac XT5$1,758-$302
3Lexus RX 350L$1,818-$242
4Lincoln MKT$1,864-$196
5Lexus RX 350$1,890-$170
6Lincoln MKX$1,940-$120
7Jaguar E-Pace$1,956-$104
8Acura MDX$1,978-$82
9Audi SQ5$2,004-$56
10Lexus RX 450$2,046-$14
11Volvo V90$2,060--
12Lexus GX 460$2,062$2
13Infiniti QX60$2,078$18
14Land Rover Discovery$2,090$30
15Lexus RX 450hL$2,120$60
2018 Midsize Luxury SUV Average$2,181$121
16Mercedes-Benz AMG GLC43$2,206$146
17Audi Q7$2,218$158
18Mercedes-Benz GLE350$2,238$178
19BMW X5$2,282$222
20Mercedes-Benz AMG GLC63$2,438$378
21Maserati Levante$2,522$462
22Tesla Model X$2,610$550
23Mercedes-Benz AMG GLE43$2,612$552
24Porsche Cayenne$2,724$664
25Mercedes-Benz AMG GLE63$2,736$676
26BMW X6$2,756$696

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 V90 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Volvo V90.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Volvo V90 Insurance Rates by Trim Level
2018 Volvo V90 Trim Level Annual Premium Cost Per Month
T5 Inscription 2WD$1,994$166
T5 Momentum 2WD$1,994$166
T5 R-Design 2WD$1,994$166
T5 Inscription Cross Country AWD$2,048$171
T5 Momentum Cross Country AWD$2,048$171
T6 Inscription AWD$2,104$175
T6 Inscription Cross Country AWD$2,104$175
T6 Momentum AWD$2,104$175
T6 Momentum Cross Country AWD$2,104$175
T6 R-Design AWD$2,104$175

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Volvo V90 for different driver ages.

2018 Volvo V90 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,447$621
17$7,192$599
18$6,401$533
19$5,842$487
20$4,458$372
21$4,251$354
22$3,796$316
23$3,125$260
24$2,951$246
25$2,392$199
30$2,192$183
35$2,116$176
40$2,060$172
45$1,928$161
50$1,828$152
55$1,708$142
60$1,712$143
65$1,824$152
70$1,982$165
75$2,348$196
80$2,898$242

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo V90 trim levels.