2019 Volvo V90 Car Insurance Calculator

Observe in real-time how life choices affect car insurance rates for a 2019 Volvo V90. Customize factors such as policy coverages, liability limits, and deductibles to see how rates are affected. Instantly discover if your changes have a favorable or unfavorable effect on the rates.

The average estimated car insurance premium for a 2019 Volvo V90 is $2,202 per year, or about $184 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,202

Cost Per Month

$184

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo V90 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Volvo V90.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,202
Average Rate
Your Rate
$2,202

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Volvo V90 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Volvo V90 is $2,202.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Volvo V90 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2019 Volvo V90 against all other models in the midsize luxury SUV segment. The Volvo V90 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo V90, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo V90.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Volvo V90 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XT5$1,864-$338
2Infiniti QX50$1,900-$302
3Lexus RX 350L$1,940-$262
4Lincoln Nautilus$1,980-$222
5Lincoln MKT$2,010-$192
6Lexus RX 350$2,018-$184
7Jaguar E-Pace$2,032-$170
8Acura MDX$2,090-$112
9Audi SQ5$2,146-$56
10Lexus GX 460$2,156-$46
11Lexus RX 450$2,168-$34
12Land Rover Discovery$2,172-$30
13Infiniti QX60$2,186-$16
14Volvo V90$2,202--
2019 Midsize Luxury SUV Average$2,290$88
15Mercedes-Benz AMG GLC43$2,308$106
16Mercedes-Benz GLE400$2,320$118
17BMW X5$2,334$132
18Audi Q7$2,386$184
19Audi Q8$2,510$308
20Mercedes-Benz AMG GLC63$2,558$356
21Audi e-tron$2,564$362
22Tesla Model X$2,604$402
23BMW X6$2,698$496
24Mercedes-Benz AMG GLE43$2,732$530
25Porsche Cayenne$2,768$566
26Mercedes-Benz AMG GLE63$2,890$688

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 V90 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Volvo V90.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Volvo V90 Insurance Rates by Trim Level
2019 Volvo V90 Trim Level Annual Premium Cost Per Month
T5 Inscription 2WD$2,142$179
T5 Inscription Cross Country AWD$2,142$179
T5 Momentum 2WD$2,142$179
T5 Momentum Cross Country AWD$2,142$179
T5 R-Design 2WD$2,142$179
T6 Momentum AWD$2,202$184
T6 Momentum Cross Country AWD$2,202$184
T6 R-Design AWD$2,202$184
T6 Inscription AWD$2,286$191
T6 Inscription Cross Country AWD$2,286$191
T6 Ocean Race Cross Country AWD$2,344$195

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Volvo V90 for different driver ages.

2019 Volvo V90 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,966$664
17$7,708$642
18$6,887$574
19$6,271$523
20$4,789$399
21$4,566$381
22$4,079$340
23$3,346$279
24$3,158$263
25$2,560$213
30$2,346$196
35$2,262$189
40$2,202$184
45$2,058$172
50$1,952$163
55$1,822$152
60$1,828$152
65$1,950$163
70$2,118$177
75$2,502$209
80$3,094$258

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo V90 trim levels.