2020 Volvo V90 Car Insurance Calculator

See and learn how different driver, vehicle, and coverage options impact the cost of insurance for a 2020 Volvo V90. Experiment with rate factors like policy discounts, vehicle trim level, and driving violations to see how insurance rates are affected. See instantly if and why the choice you make has an impact on insurance rates.

The average estimated car insurance premium for a 2020 Volvo V90 is $2,270 per year, or about $189 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,270

Cost Per Month

$189

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo V90 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Volvo V90.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,270
Average Rate
Your Rate
$2,270

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Volvo V90 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Volvo V90 is $2,270.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Volvo V90 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2020 Volvo V90 against all other models in the midsize luxury SUV segment. The Volvo V90 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo V90, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo V90.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Volvo V90 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$1,942-$328
2Cadillac XT5$1,984-$286
3Lincoln Nautilus$2,044-$226
4Lexus RX 350$2,076-$194
5Infiniti QX50$2,088-$182
6Jaguar E-Pace$2,098-$172
7Lexus RX 350L$2,138-$132
8Cadillac XT6$2,160-$110
9Acura MDX$2,180-$90
10Mercedes-Benz GLE450$2,230-$40
11Lincoln Aviator$2,252-$18
12Volvo V90$2,270--
13Infiniti QX60$2,308$38
14Land Rover Discovery Sport$2,318$48
15Lexus GX 460$2,352$82
2020 Midsize Luxury SUV Average$2,368$98
16Mercedes-Benz AMG GLC43$2,410$140
17Land Rover Discovery$2,418$148
18Audi SQ5$2,428$158
19Mercedes-Benz GLE350$2,440$170
20Lexus RX 450$2,460$190
21Audi Q8$2,472$202
22BMW X5$2,476$206
23Audi Q7$2,556$286
24Mercedes-Benz AMG GLC63$2,564$294
25Audi e-tron$2,646$376
26BMW X6$2,704$434
27Tesla Model X$2,796$526
28Porsche Cayenne$2,864$594
29Mercedes-Benz AMG GLE63$2,990$720

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 V90 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Volvo V90.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Volvo V90 Insurance Rates by Trim Level
2020 Volvo V90 Trim Level Annual Premium Cost Per Month
T-5 Inscription 2WD$2,254$188
T-5 Inscription Cross Country AWD$2,254$188
T-5 Momentum 2WD$2,254$188
T-5 Momentum Cross Country AWD$2,254$188
T-5 R-Design 2WD$2,254$188
T-6 Cross Country AWD$2,254$188
T-6 Inscription Cross Country AWD$2,254$188
T-6 Momentum Cross Country AWD$2,254$188
T-6 Ocean Race Cross Country AWD$2,254$188
T-6 Inscription AWD$2,316$193
T-6 Momentum AWD$2,316$193
T-6 R-Design AWD$2,316$193

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Volvo V90 for different driver ages.

2020 Volvo V90 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,186$682
17$7,926$661
18$7,090$591
19$6,451$538
20$4,931$411
21$4,702$392
22$4,204$350
23$3,447$287
24$3,255$271
25$2,640$220
30$2,418$202
35$2,332$194
40$2,270$189
45$2,120$177
50$2,010$168
55$1,878$157
60$1,882$157
65$2,010$168
70$2,178$182
75$2,570$214
80$3,178$265

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo V90 trim levels.