2021 Volvo V90 Car Insurance Calculator

Gain insights into how changes to driver risk factors and vehicle options affect car insurance rates for a 2021 Volvo V90. Change driver's age, policy discounts, trim level options, and driving record plus many other factors. Find out instantly if your changes have a favorable or unfavorable effect on the rates.

The average estimated car insurance premium for a 2021 Volvo V90 is $2,340 per year, or about $195 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,340

Cost Per Month

$195

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo V90 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Volvo V90.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,340
Average Rate
Your Rate
$2,340

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Volvo V90 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Volvo V90 is $2,340.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Volvo V90 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2021 Volvo V90 against all other models in the midsize luxury SUV segment. The Volvo V90 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo V90, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo V90.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Volvo V90 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Volvo V60$2,004-$336
2Cadillac XT5$2,048-$292
3Lincoln Nautilus$2,108-$232
4Lexus RX 350$2,146-$194
5Infiniti QX50$2,154-$186
6Jaguar E-Pace$2,166-$174
7Lexus RX 350L$2,206-$134
8Cadillac XT6$2,228-$112
9Acura MDX$2,254-$86
10Genesis GV80$2,296-$44
11Mercedes-Benz GLE450$2,302-$38
12Lincoln Aviator$2,326-$14
13Volvo V90$2,340--
14Infiniti QX60$2,378$38
15Land Rover Discovery Sport$2,388$48
16Lexus GX 460$2,424$84
2021 Midsize Luxury SUV Average$2,440$100
17Mercedes-Benz AMG GLC43$2,484$144
18Land Rover Discovery$2,500$160
19Audi SQ5$2,508$168
20Mercedes-Benz GLE350$2,518$178
21Lexus RX 450$2,546$206
22Audi Q8$2,560$220
23BMW X5$2,562$222
24Mercedes-Benz AMG GLC63$2,642$302
25Audi Q7$2,646$306
26Audi e-tron$2,730$390
27BMW X6$2,796$456
28Tesla Model X$2,888$548
29Porsche Cayenne$2,958$618
30Mercedes-Benz AMG GLE63$3,090$750

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 V90 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Volvo V90.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Volvo V90 Insurance Rates by Trim Level
2021 Volvo V90 Trim Level Annual Premium Cost Per Month
T-5 Inscription 2WD$2,324$194
T-5 Inscription Cross Country AWD$2,324$194
T-5 Momentum 2WD$2,324$194
T-5 Momentum Cross Country AWD$2,324$194
T-5 R-Design 2WD$2,324$194
T-6 Cross Country AWD$2,324$194
T-6 Inscription Cross Country AWD$2,324$194
T-6 Momentum Cross Country AWD$2,324$194
T-6 Ocean Race Cross Country AWD$2,324$194
T-6 Inscription AWD$2,388$199
T-6 Momentum AWD$2,388$199
T-6 R-Design AWD$2,388$199

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Volvo V90 for different driver ages.

2021 Volvo V90 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,424$702
17$8,162$680
18$7,314$610
19$6,652$554
20$5,087$424
21$4,849$404
22$4,338$362
23$3,553$296
24$3,357$280
25$2,722$227
30$2,494$208
35$2,404$200
40$2,340$195
45$2,186$182
50$2,072$173
55$1,936$161
60$1,942$162
65$2,072$173
70$2,242$187
75$2,644$220
80$3,270$273

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo V90 trim levels.