2022 Volvo V90 Car Insurance Calculator

Find out how decisions you make impact the cost of insurance for a 2022 Volvo V90. Make changes to factors like trim level, driving violations, and policy coverages and see their impact on rates. Instantly discover if your rates increased or decreased.

The average estimated car insurance premium for a 2022 Volvo V90 is $2,368 per year, or about $197 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,368

Cost Per Month

$197

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo V90 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Volvo V90.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,368
Average Rate
Your Rate
$2,368

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Volvo V90 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Volvo V90 is $2,368.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Volvo V90 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2022 Volvo V90 against all other models in the midsize luxury SUV segment. The Volvo V90 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo V90, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo V90.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Volvo V90 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Cadillac XT5$2,102-$266
2Infiniti QX50$2,160-$208
3Jaguar E-Pace$2,192-$176
4Lexus RX 350$2,202-$166
5Acura MDX$2,214-$154
6Lexus RX 450h$2,254-$114
7Lexus RX 350L$2,282-$86
8Cadillac XT6$2,298-$70
9Volvo V60$2,310-$58
10Land Rover Discovery Sport$2,318-$50
11Land Rover Discovery$2,328-$40
12Lincoln Nautilus$2,340-$28
13Lexus RX 450hL$2,346-$22
14Volvo V90$2,368--
15Mercedes-Benz GLE350$2,396$28
16Lincoln Aviator$2,408$40
17Mercedes-Benz AMG GLB35$2,436$68
18Mercedes-Benz GLE450$2,442$74
19Genesis GV80$2,446$78
20Lexus GX 460$2,478$110
21Infiniti QX60$2,488$120
22Audi SQ5$2,526$158
2022 Midsize Luxury SUV Average$2,575$207
23Mercedes-Benz AMG GLC43$2,590$222
24BMW X5$2,718$350
25Audi Q7$2,802$434
26Land Rover Range Rover Sport$2,832$464
27BMW iX$2,854$486
28Audi Q8$2,866$498
29Tesla Model X$2,892$524
30Audi e-tron$2,900$532
31Audi SQ7$2,980$612
32Mercedes-Benz AMG GLE53$3,018$650
33BMW X6$3,086$718
34Mercedes-Benz AMG GLE63$3,216$848
35Porsche Cayenne$3,248$880
36Audi RS 6$3,354$986

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 V90 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Volvo V90.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Volvo V90 Insurance Rates by Trim Level
2022 Volvo V90 Trim Level Annual Premium Cost Per Month
Cross Country AWD$2,368$197

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Volvo V90 for different driver ages.

2022 Volvo V90 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,501$708
17$8,238$687
18$7,379$615
19$6,714$560
20$5,137$428
21$4,899$408
22$4,385$365
23$3,590$299
24$3,396$283
25$2,750$229
30$2,522$210
35$2,432$203
40$2,368$197
45$2,212$184
50$2,094$175
55$1,956$163
60$1,962$164
65$2,092$174
70$2,266$189
75$2,670$223
80$3,298$275

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo V90 trim levels.