2023 Volvo V90 Car Insurance Calculator

Get instant feedback how seemingly small changes impact the cost of insurance for a 2023 Volvo V90. Adjust factors such as vehicle usage, driver gender, marital status, and the state you live in. Know immediately if the choice you make had an impact on rates.

The average estimated car insurance premium for a 2023 Volvo V90 is $2,376 per year, or about $198 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,376

Cost Per Month

$198

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo V90 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Volvo V90.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,376
Average Rate
Your Rate
$2,376

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Volvo V90 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Volvo V90 is $2,376.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Volvo V90 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2023 Volvo V90 against all other models in the midsize luxury SUV segment. The Volvo V90 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo V90, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo V90.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Volvo V90 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lexus RX 350$2,044-$332
2Infiniti QX50$2,112-$264
3Cadillac XT5$2,166-$210
4Cadillac XT6$2,206-$170
5Acura MDX$2,272-$104
6Lincoln Nautilus$2,306-$70
7Lexus RX 350L$2,332-$44
8Land Rover Discovery Sport$2,334-$42
9Jaguar E-Pace$2,356-$20
10Volvo V90$2,376--
11Lexus RX 450h$2,404$28
12Lexus GX 460$2,430$54
13Volvo V60$2,446$70
14Lexus RX 450hL$2,454$78
15Mercedes-Benz AMG GLB35$2,500$124
16Genesis GV80$2,504$128
17Audi SQ5$2,512$136
18Lincoln Aviator$2,532$156
19Infiniti QX60$2,548$172
20Mercedes-Benz GLE450$2,570$194
21Mercedes-Benz GLE350$2,604$228
22Land Rover Discovery$2,616$240
2023 Midsize Luxury SUV Average$2,652$276
23Mercedes-Benz AMG GLC43$2,654$278
24Audi Q7$2,720$344
25Audi e-tron$2,814$438
26Tesla Model X$2,826$450
27Mercedes-Benz AMG GLE53$2,830$454
28BMW X5$2,886$510
29Audi Q8$2,894$518
30Land Rover Range Rover Sport$2,918$542
31Audi SQ7$3,056$680
32BMW iX$3,102$726
33BMW X6$3,160$784
34Porsche Cayenne$3,186$810
35Mercedes-Benz AMG GLE63$3,340$964
36Audi RS 6$3,394$1,018
37BMW XM$3,722$1,346

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 V90 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Volvo V90.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Volvo V90 Insurance Rates by Trim Level
2023 Volvo V90 Trim Level Annual Premium Cost Per Month
Cross Country Plus$2,318$193
Cross Country Ultimate$2,432$203

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Volvo V90 for different driver ages.

2023 Volvo V90 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,417$701
17$8,189$682
18$7,405$617
19$6,713$559
20$5,153$429
21$4,917$410
22$4,411$368
23$3,591$299
24$3,408$284
25$2,762$230
30$2,538$212
35$2,438$203
40$2,376$198
45$2,216$185
50$2,098$175
55$1,960$163
60$1,966$164
65$2,098$175
70$2,252$188
75$2,636$220
80$3,250$271

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo V90 trim levels.