Volvo XC70 Car Insurance Calculator

See and learn how different risk factors impact the cost of car insurance for a Volvo XC70. Fine-tune factors like homeowner status, credit history, policy coverages, and liability limits. Find out instantly if the choice you made has a positive or negative impact on rates and exactly why.

The average estimated car insurance premium for a 2016 Volvo XC70 is $1,730 per year, or about $144 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,730

Cost Per Month

$144

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo XC70 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Volvo XC70.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,730
Average Rate
Your Rate
$1,730

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Volvo XC70.

The 'Average Rate' is a combined value for all Volvo XC70 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Volvo XC70 is $1,730.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Volvo XC70 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2016 Volvo XC70 against all other models in the midsize luxury SUV segment. The Volvo XC70 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo XC70, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo XC70.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Volvo XC70 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Infiniti QX50$1,500-$230
2Lincoln MKX$1,556-$174
3Volvo V60$1,698-$32
4Lexus RX 350$1,712-$18
5Volvo XC70$1,730--
6Cadillac SRX$1,798$68
7Acura MDX$1,860$130
8Lincoln MKT$1,884$154
9Infiniti QX60$1,900$170
10Lexus GX 460$1,932$202
11Lexus RX 450$1,946$216
12Mercedes-Benz GLE350$1,974$244
13Land Rover Discovery$1,978$248
2016 Midsize Luxury SUV Average$2,005$275
14Audi SQ5$2,040$310
15Mercedes-Benz GL350$2,056$326
16Mercedes-Benz GLE400$2,120$390
17Tesla Model X$2,208$478
18Mercedes-Benz GLE300$2,212$482
19Mercedes-Benz GL450$2,250$520
20BMW X5$2,264$534
21Mercedes-Benz GLE450$2,282$552
22Mercedes-Benz AMG GLE63$2,358$628
23Porsche Cayenne$2,402$672
24BMW X6$2,460$730

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 XC70 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Volvo XC70.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Volvo XC70 Insurance Rates by Trim Level
2016 Volvo XC70 Trim Level Annual Premium Cost Per Month
T5 AWD$1,682$140
T5 Drive-E 2WD$1,682$140
T5 Premier 2WD$1,730$144
T5 Premier AWD$1,730$144
T5 Platinum 2WD$1,780$148
T5 Platinum AWD$1,780$148

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Volvo XC70 for different driver ages.

2016 Volvo XC70 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,236$520
17$6,023$502
18$5,361$447
19$4,892$408
20$3,736$311
21$3,565$297
22$3,184$265
23$2,624$219
24$2,474$206
25$2,008$167
30$1,842$154
35$1,778$148
40$1,730$144
45$1,622$135
50$1,538$128
55$1,438$120
60$1,442$120
65$1,536$128
70$1,664$139
75$1,968$164
80$2,428$202

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo XC70 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Volvo XC70.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Volvo XC70 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2016 Volvo XC70$1,730$144
2015 Volvo XC70$1,596$133
2014 Volvo XC70$1,536$128
2013 Volvo XC70$1,466$122

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Volvo XC70 trim levels for each model year.