2013 Volvo XC70 Car Insurance Calculator

Observe in real-time how changing risk factors impact the insurance cost for a 2013 Volvo XC70. Modify options like vehicle usage, gender of the driver, and marital status to learn how rates change. See instantly whether your choice increases or decreases the cost of insurance.

The average estimated car insurance premium for a 2013 Volvo XC70 is $1,466 per year, or about $122 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,466

Cost Per Month

$122

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo XC70 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Volvo XC70.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,466
Average Rate
Your Rate
$1,466

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Volvo XC70 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Volvo XC70 is $1,466.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Volvo XC70 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2013 Volvo XC70 against all other models in the midsize luxury SUV segment. The Volvo XC70 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo XC70, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo XC70.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Volvo XC70 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln MKX$1,422-$44
2Acura MDX$1,448-$18
3Volvo XC70$1,466--
4Land Rover LR2$1,596$130
5Lexus GX 460$1,606$140
6Lexus RX 350$1,646$180
7Mercedes-Benz GLK350$1,650$184
8Cadillac SRX$1,656$190
9Lincoln MKT$1,666$200
10Infiniti JX35$1,672$206
2013 Midsize Luxury SUV Average$1,744$278
11Mercedes-Benz ML550$1,752$286
12Mercedes-Benz ML350$1,786$320
13Infiniti FX50$1,806$340
14Lexus RX 450$1,808$342
15Mercedes-Benz GL350$1,844$378
16BMW X5$1,900$434
17Porsche Cayenne$1,962$496
18BMW X6$1,988$522
19Audi Q7$2,100$634
20Mercedes-Benz GL450$2,108$642

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 XC70 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Volvo XC70.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Volvo XC70 Insurance Rates by Trim Level
2013 Volvo XC70 Trim Level Annual Premium Cost Per Month
3.2 2WD$1,440$120
3.2 AWD$1,440$120
T6 AWD$1,520$127

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Volvo XC70 for different driver ages.

2013 Volvo XC70 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,326$444
17$5,118$427
18$4,510$376
19$4,136$345
20$3,150$263
21$3,005$250
22$2,681$223
23$2,226$186
24$2,094$175
25$1,698$142
30$1,556$130
35$1,510$126
40$1,466$122
45$1,380$115
50$1,312$109
55$1,224$102
60$1,226$102
65$1,306$109
70$1,422$119
75$1,692$141
80$2,086$174

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo XC70 trim levels.