2014 Volvo XC70 Car Insurance Calculator

View in real-time how seemingly small changes influence insurance rates for a 2014 Volvo XC70. Change your location, homeowner status, credit score, and policy coverages plus many other factors. Get instant feedback if the choice you make had an impact on rates.

The average estimated car insurance premium for a 2014 Volvo XC70 is $1,536 per year, or about $128 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,536

Cost Per Month

$128

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Volvo XC70 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Volvo XC70.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,536
Average Rate
Your Rate
$1,536

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Volvo XC70 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Volvo XC70 is $1,536.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Volvo XC70 vs. the Midsize Luxury SUV Segment

The table below compares insurance rates for the 2014 Volvo XC70 against all other models in the midsize luxury SUV segment. The Volvo XC70 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Volvo XC70, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Volvo XC70.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Volvo XC70 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Lincoln MKX$1,334-$202
2Infiniti QX50$1,486-$50
3Volvo XC70$1,536--
4Acura MDX$1,542$6
5Lexus RX 350$1,548$12
6Lincoln MKT$1,606$70
7Cadillac SRX$1,620$84
8Land Rover LR2$1,648$112
9Infiniti QX60$1,726$190
10Mercedes-Benz GL350$1,732$196
11Mercedes-Benz ML550$1,746$210
12Lexus GX 460$1,754$218
13Lexus RX 450$1,756$220
2014 Midsize Luxury SUV Average$1,767$231
14Audi Q7$1,892$356
15Mercedes-Benz GLK350$1,902$366
16Audi SQ5$1,910$374
17Mercedes-Benz ML350$1,918$382
18Mercedes-Benz GL450$1,926$390
19Porsche Cayenne$2,114$578
20BMW X6$2,150$614
21BMW X5$2,256$720

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 XC70 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Volvo XC70.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Volvo XC70 Insurance Rates by Trim Level
2014 Volvo XC70 Trim Level Annual Premium Cost Per Month
3.2 2WD$1,506$126
3.2 AWD$1,506$126
T6 AWD$1,592$133

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Volvo XC70 for different driver ages.

2014 Volvo XC70 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,551$463
17$5,340$445
18$4,718$393
19$4,322$360
20$3,295$275
21$3,143$262
22$2,806$234
23$2,328$194
24$2,192$183
25$1,776$148
30$1,630$136
35$1,580$132
40$1,536$128
45$1,440$120
50$1,370$114
55$1,280$107
60$1,284$107
65$1,362$114
70$1,482$124
75$1,764$147
80$2,172$181

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Volvo XC70 trim levels.