Does a Chevrolet Equinox or Ford Escape Cost Less to Insure?

• At an average rate of $1,746 per year, a 2024 Ford Escape costs less to insure than a 2024 Chevrolet Equinox by an average of $16 per year.
• With 47 models in the 2024 compact SUV segment, the Chevy Equinox ranks 24^th and the Ford Escape ranks 23^rd for most affordable car insurance.
• When compared to the average U.S. car insurance rate of $1,883 per year, the Chevrolet Equinox costs $137 less per year, while the Ford Escape averages $153 less per year.

Does insurance cost less for an Equinox or an Escape?

When comparing the Chevrolet Equinox and Ford Escape for the 2024 model year, the model with the lower car insurance rates is the Ford Escape. Insurance rates on a Chevrolet Equinox cost an average of $1,746 per year, and the Ford Escape costs an average of $1,730 per year.

Out of 13 trims for the 2024 Chevrolet Equinox, the cheapest car insurance rates are on the LS trim at a cost of $1,632 per year. For the 10 trim levels available for the Ford Escape, the cheapest 2024 trim level to insure is the Active model at a cost of $1,620 per year, or $135 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest trim is the Ford Escape Active at an average rate of $1,620 per year, and the most expensive model and trim level is the Chevrolet Equinox EV 3RS at an average cost of $1,890 per year.

The rate table below compares the annual and monthly cost of car insurance for 2024 Chevrolet Equinox and Ford Escape models, broken down by individual trim level.

The rate chart below illustrates the average cost to insure both models for drivers from age 20 to 50. For a 2024 Chevrolet Equinox, average insurance cost ranges from $1,556 to $3,474 per year. A 2024 Ford Escape costs from $1,540 to $3,496 to insure per year.

The tables below display average car insurance rates for every trim level for both 2024 models, as well as the overall average rate for each model. The cheapest of the two models to insure for the 2024 model year is the Ford Escape.

2023 Chevrolet Equinox vs. Ford Escape

For new Equinox and Escape models, the cheaper model to insure on average is the Chevrolet Equinox. Average car insurance rates for the Chevrolet Equinox are $1,658 per year, and insurance for the Ford Escape costs an average of $1,688 per year.

Out of eight trim levels for the 2023 Chevrolet Equinox, the cheapest car insurance rates are on the LS model at a cost of $1,590 per year.

For the 14 trims available for the Ford Escape, the cheapest 2023 trim to insure is the Base trim at a cost of $1,578.

When all 22 trims of both models are combined and compared, the cheapest model and trim level to insure is the Ford Escape Base at an average cost of $1,578 per year, and the highest-cost model and trim level is the Ford Escape ST-Line Elite Hybrid AWD at an average of $1,774 per year.

The rate table below compares the yearly and monthly cost of car insurance for 2023 Chevrolet Equinox and Ford Escape models, broken down by trim level.

The rate chart below displays the average cost to insure both 2023 models using drivers aged 20 to 50. For a 2023 Chevrolet Equinox, average car insurance cost ranges from $1,478 to $3,298 per year for the included driver ages. A 2023 Ford Escape costs from $1,502 to $3,416 to insure per year.

The tables below display average car insurance cost by trim level for a 2023 Chevrolet Equinox and Ford Escape, including an overall average rate.

2022 Chevrolet Equinox vs. Ford Escape

Insurance rates for a 2022 Chevrolet Equinox average $1,620 per year, and insurance for a Ford Escape costs an average of $1,704 per year, making the Chevrolet Equinox the model with the cheapest overall car insurance rates.

Chevrolet Equinox  insurance rates range from the lowest rate of $1,556 per year for the LS model up to $1,700 for the Premier AWD model. For the 2022 Ford Escape, rates range from $1,544 per year on the S model up to $1,864 on the most expensive Titanium Plug-in Hybrid model.

For a 2022 Chevrolet Equinox, the cheapest models are the LS, LT, and LS AWD. The cheapest Ford Escape models include the S, SE, and SE Hybrid.

The table below compares the annual and monthly cost of car insurance for 2022 Chevrolet Equinox and Ford Escape models, with average rates for each trim level.

The chart shown below shows the average cost to insure both models for the 20 to 50-year-old driver age groups.

For a 2022 Chevrolet Equinox, the average cost of car insurance ranges from $1,444 to $3,230 per year for the illustrated age groups. Full-coverage car insurance on a 2022 Ford Escape ranges from $1,514 to $3,450 on average per year.

Out of eight Chevrolet Equinox trim levels, the cheapest 2022 trim level to insure is the LS model at an average cost of $1,556 per year, or around $130 per month. The 2022 Ford Escape has 15 trim levels available, with the cheapest model to insure being the S model at an average cost of $1,544 per year.

When insurance prices for all 23 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Ford Escape S at a cost of $1,544 per year, and the overall most expensive vehicle to insure is the Ford Escape Titanium Plug-in Hybrid at an average of $1,864 per year.

The two tables below show the cost to insure the available trim levels for both 2022 models, as well as an average rate for each model.

2021 Chevrolet Equinox vs. Ford Escape

For 2021 Chevrolet Equinox and Ford Escape models, the Chevrolet Equinox has cheaper car insurance rates by $62 per year for this comparison year.

The following chart illustrates the average insurance cost for both models rated for multiple driver ages. For a 2021 Chevrolet Equinox, average insurance cost ranges from $1,294 to $2,894 per year for the five age groups shown in the chart. Insurance for a 2021 Ford Escape ranges from $1,344 to $3,058 on average per year.

The 2021 Chevrolet Equinox has 13 trim levels available, with the cheapest trim to insure being the L 2WD trim at an average cost of $1,322 per year, or around $110 per month.

The 2021 Ford Escape has 10 trim options available, with the cheapest trim to insure being the S 2WD trim at an average cost of $1,406 per year, or around $117 per month.

When all 23 trims of both models are combined and compared, the overall cheapest vehicle to put coverage on is the Chevrolet Equinox L 2WD at an average cost of $1,322 per year, and the most expensive trim is the Ford Escape Titanium AWD at an average of $1,642 per year.

The next two tables display the expected annual car insurance cost by trim level for both 2021 models, as well as the overall average rate for each model.

2020 Chevrolet Equinox vs. Ford Escape

When comparing insurance cost for 2020 models, a Chevrolet Equinox costs an average of $1,412 per year to insure while a Ford Escape costs $1,470, making the Chevrolet Equinox cheaper to insure by $58 per year for this model year.

The next chart visualizes the average cost to insure both models rated for different driver ages. For a 2020 Chevrolet Equinox, the average cost of car insurance ranges from $1,258 to $2,812 per year for the example age groups. A full-coverage policy for a 2020 Ford Escape costs from $1,306 to $2,968 on average per year.

The 2020 Chevrolet Equinox has 13 trim levels available, with the cheapest trim level to insure being the L 2WD trim at an average cost of $1,286 per year, or $107 per month. For the 10 trim options available for the Ford Escape, the cheapest 2020 trim package to insure is the S 2WD model at a cost of $1,366.

When comparing rates by trim level for both models, the lowest-cost model and trim to buy insurance for is the Chevrolet Equinox L 2WD at a cost of $1,286 per year, and the most expensive vehicle to insure is the Ford Escape Titanium AWD at an average cost of $1,592 per year.

The next two rate tables display average car insurance cost by trim level for each 2020 model, plus an average rate for each model. The model with the cheapest overall car insurance cost for 2020 is the Chevrolet Equinox.

2019 Chevrolet Equinox vs. Ford Escape

When comparing insurance rates for 2019 models, a Chevrolet Equinox costs an average of $1,360 per year to insure and a Ford Escape costs $1,508, making the Chevrolet Equinox cheaper to insure by $148 per year for this model year.

The chart below displays the average cost to insure both models rated for drivers aged 20 to 50. Average car insurance cost ranges from $1,214 to $2,704 per year for a 2019 Chevrolet Equinox, and $1,342 to $3,074 on a 2019 Ford Escape for the sample drivers in the chart

Out of 13 Chevrolet Equinox trims, the cheapest 2019 trim to insure is the L 2WD trim at an average cost of $1,214 per year. For the seven different option levels available for the Ford Escape, the cheapest 2019 trim level to insure is the S 2WD trim at a cost of $1,418 per year, or $118 per month.

When insurance prices for all 20 trims of both models are combined and sorted by cost, the most affordable model and trim level to insure is the Chevrolet Equinox L 2WD at an average of $1,214 per year. The most expensive vehicle to insure is the Ford Escape Titanium AWD at a cost of $1,610 per year.

The rate tables below display the cost to insure the available trim levels for both 2019 models, plus an average rate for each model.

2018 Chevrolet Equinox vs. Ford Escape

A 2018 Chevrolet Equinox is $172 cheaper to insure per year on average than a 2018 Ford Escape, a difference of 12.8%.

The chart below shows the average insurance cost for both models for the 20, 30, 40, and 50-year-old driver age groups. The average full-coverage insurance policy ranges from $1,126 to $2,496 per year on a 2018 Chevrolet Equinox, and $1,278 to $2,916 for a 2018 Ford Escape for the age groups used in this illustration.

For the seven trims available for the 2018 Chevrolet Equinox, the cheapest trim to insure is the L 2WD model at an average cost of $1,166 per year.

Out of the seven option levels available for the Ford Escape, the cheapest 2018 trim to insure is the S 2WD trim at a cost of $1,318 per year, or $110 per month.

When trim-level rates for both models are compared, the cheapest model and trim level to put coverage on is the Chevrolet Equinox L 2WD at a cost of $1,166 per year, and the most expensive vehicle to insure is the Ford Escape Titanium AWD at an average of $1,542 per year.

The two tables below illustrate both 2018 models and all trim levels available for each one, plus the average rate for each model. The 2018 Chevrolet Equinox is the winner over the 2018 Ford Escape for the cheapest average car insurance rates.

2017 Chevrolet Equinox vs. Ford Escape

When comparing average insurance rates for the 2017 Chevrolet Equinox and Ford Escape models, the Chevrolet Equinox is cheaper by an average of $150 per year for this comparison year.

The following chart displays the average cost to insure both 2017 models for four different driver age groups. The average car insurance cost ranges from $1,080 to $2,386 per year on a 2017 Chevrolet Equinox, and $1,214 to $2,760 on a 2017 Ford Escape for the illustrated age groups.

Out of seven trim levels for the 2017 Chevrolet Equinox, the cheapest insurance rates are on the L 2WD trim at a cost of $1,128 per year, or around $94 per month. The 2017 Ford Escape has five trim levels available, with the cheapest model to insure being the S 2WD model at an average cost of $1,270 per year.

When trim-level rates for both models are compared, the most affordable model and trim level to put coverage on is the Chevrolet Equinox L 2WD at an average rate of $1,128 per year. The most expensive model and trim level is the Ford Escape Titanium AWD at an average cost of $1,438 per year.

The next tables detail the average cost to insure all 2017 trim levels, along with an average cost for each model. The cheapest model to insure for the 2017 model year is the Chevrolet Equinox.

2016 Chevrolet Equinox vs. Ford Escape

A 2016 Chevrolet Equinox is $88 cheaper to insure per year on average than a 2016 Ford Escape, a difference of 7.1%.

The rate chart below demonstrates the average car insurance cost for both 2016 models for drivers aged 20 to 50. For a 2016 Chevrolet Equinox, the average cost of car insurance ranges from $1,072 to $2,380 per year for the age groups used in this illustration. Full-coverage insurance for a 2016 Ford Escape ranges from $1,152 to $2,606 on average per year.

Out of six trim levels for the 2016 Chevrolet Equinox, the cheapest average insurance prices are on the LS 2WD model at a cost of $1,140 per year.

For the five different option levels available for the Ford Escape, the cheapest 2016 model to insure is the S 2WD trim at a cost of $1,208.

When insurance rates for all 11 trim levels for both vehicles are compared, the cheapest trim to insure is the Chevrolet Equinox LS 2WD at a cost of $1,140 per year, and the highest-cost model and trim level is the Ford Escape Titanium AWD at a cost of $1,356 per year.

The next two rate tables illustrate average car insurance cost by trim level for each 2016 model, as well as the overall average rate for each model. The winner for the 2016 car insurance battle is the Chevrolet Equinox.

2015 Chevrolet Equinox vs. Ford Escape

When comparing car insurance rates for 2015 models, a Chevrolet Equinox costs an average of $1,142 per year to insure while a Ford Escape costs $1,148, making the Chevrolet Equinox more affordable to insure by $6 per year for this comparison year.

The chart shown below illustrates the average cost to insure the two models for drivers aged 20 to 50. The average cost of car insurance ranges from $1,024 to $2,272 per year for a 2015 Chevrolet Equinox, and $1,028 to $2,314 for a 2015 Ford Escape for the five driver ages sampled in the chart

Out of six Chevrolet Equinox trim levels, the cheapest 2015 trim level to insure is the LS 2WD model at an average cost of $1,068 per year, or $89 per month.

Out of the five different trims available for the Ford Escape, the cheapest 2015 trim to insure is the S 2WD trim at a cost of $1,074.

When comparing rates by trim level for both models, the lowest-cost model and trim to buy insurance for is the Chevrolet Equinox LS 2WD at a cost of $1,068 per year, and the most expensive model and trim level is the Chevrolet Equinox LTZ AWD costing an average of $1,230 per year.

The next two rate tables detail average car insurance rates for every trim level for both 2015 models, along with the average rate for each model. The 2015 Chevrolet Equinox has cheaper average auto insurance rates than the 2015 Ford Escape.

Additional Chevrolet Equinox and Ford Escape Resources

• Chevrolet Equinox Insurance Cost
• Ford Escape Insurance Cost
• Small SUV Insurance Cost Comparisons