Dodge Durango vs. Jeep Grand Cost to Insure Comparison

• If the cheapest insurance rate is your primary consideration for which model you take home from the dealership, you’ll probably want to look at the Jeep Grand Cherokee over the Dodge Durango.
• For a 2024 model year Dodge Durango, average insurance rates range from $2,610 to $3,382 per year, while auto insurance for the 2024 Jeep Grand Cherokee costs from $2,100 to $2,650, depending on the exact model being insured.
• The Durango SXT and GT trims are the most affordable Dodge Durango models to insure, while the Grand Cherokee Laredo A and Laredo trim levels are the most affordable Jeep Grand Cherokee models to insure.

2024 Dodge Durango vs. Jeep Grand Cherokee

Insurance on a 2024 Dodge Durango averages $2,942 per year, and insurance for a Jeep Grand Cherokee costs an average of $2,398 per year, making the Jeep Grand Cherokee the cheaper model to insure.

Out of 14 Dodge Durango trim levels, the cheapest 2024 model to insure is the SXT trim at an average cost of $2,610 per year, or $218 per month.

The 2024 Jeep Grand Cherokee has 19 trim levels available, with the cheapest model to insure being the Laredo A model at an average cost of $2,100 per year.

When rates are compared for the 33 trim levels of both 2024 models, the lowest-cost model and trim level is the Jeep Grand Cherokee Laredo A at an average rate of $2,100 per year. The highest-cost model and trim level is the Dodge Durango SRT Hellcat Premium at an average cost of $3,382 per year.

The table below compares and ranks the yearly and monthly cost of car insurance for 2024 Dodge Durango and Jeep Grand Cherokee models, with average rates for each vehicle.

The rate chart below visualizes the average cost to insure both 2024 models rated for multiple driver ages. Insurance cost ranges from $2,612 to $5,984 per year for a 2024 Dodge Durango, and $2,110 to $4,828 for a 2024 Jeep Grand Cherokee for the example age groups.

The rate tables below display the cost to insure the available trim levels for both 2024 models, including an overall average rate. The winner for the 2024 car insurance battle is the Jeep Grand Cherokee.

2023 Dodge Durango vs. Jeep Grand Cherokee

Average car insurance rates for a 2023 Dodge Durango are $2,776 per year, while the 2023 Jeep Grand Cherokee costs an average of $2,480 per year, making the Jeep Grand Cherokee the model with the cheapest overall car insurance rates.

For a 2023 Dodge Durango, insurance rates range from the cheapest rate of $2,544 per year for the SXT model up to the most expensive rate of $3,288 for the SRT Hellcat AWD model.

For a 2023 Jeep Grand Cherokee, rates range from $2,224 per year on the Laredo 2WD model up to $2,676 on the Summit Reserve 4xe model.

The table shown below ranks the annual and monthly car insurance cost for 2023 Dodge Durango and Jeep Grand Cherokee models, showing the price to insure each trim level.

The chart shown below demonstrates the average cost to insure both 2023 models using a range of rated driver ages. The average cost of car insurance ranges from $2,468 to $5,652 per year on a 2023 Dodge Durango, and $2,194 to $4,994 on the 2023 Jeep Grand Cherokee for the sample drivers in the chart.

For the 13 trim levels available for the 2023 Dodge Durango, the most affordable trim to insure is the SXT trim at an average cost of $2,544 per year, or around $212 per month. A 2023 Jeep Grand Cherokee has 16 option levels available, with the most affordable trim level to insure being the Laredo 2WD model at an average cost of $2,224 per year.

When average insurance prices for all 29 trims of both models are combined and sorted by cost, the lowest-cost model and trim to insure is the Jeep Grand Cherokee Laredo 2WD at an average rate of $2,224 per year. The most expensive vehicle to insure is the Dodge Durango SRT Hellcat AWD costing $3,288 per year.

The next tables break down average car insurance cost by trim level for each 2023 model, along with the average rate for each model. The 2023 Jeep Grand Cherokee has lower-cost car average car insurance rates than the 2023 Dodge Durango.

2022 Dodge Durango vs. Jeep Grand Cherokee

When comparing car insurance rates for 2022 models, a Dodge Durango costs an average of $2,564 per year to insure and a Jeep Grand Cherokee costs $2,414, making the Jeep Grand Cherokee cheaper to insure by $150 per year for this model year.

The following chart illustrates the average cost to insure the two models using different driver ages. For the 2022 Dodge Durango, insurance cost ranges from $2,286 to $5,236 per year for the different drivers illustrated in the chart. Auto insurance on a 2022 Jeep Grand Cherokee costs from $2,138 to $4,874 on average per year.

Out of 13 trim levels for a 2022 Dodge Durango, the cheapest rates are on the SXT model at a cost of $2,354 per year, or $196 per month. For the 16 different trims available for a Jeep Grand Cherokee, the cheapest 2022 trim to insure is the Laredo trim at a cost of $2,174.

When insurance prices for all 29 trims of both models are combined and sorted by cost, the overall cheapest vehicle to insure is the Jeep Grand Cherokee Laredo at an average rate of $2,174 per year, and the most expensive model and trim level is the Dodge Durango SRT 392 AWD at an average cost of $2,786 per year.

The next two rate tables detail average car insurance cost by trim level for a 2022 Dodge Durango and Jeep Grand Cherokee, including an overall average cost for each model. The winner for the 2022 car insurance cost comparison is the Jeep Grand Cherokee.

2021 Dodge Durango vs. Jeep Grand Cherokee

A 2021 Dodge Durango costs $60 less per year to insure per year on average than a 2021 Jeep Grand Cherokee, a difference of 2.5%.

The chart shown below visualizes the average insurance cost for both 2021 models rated for different driver ages. For a 2021 Dodge Durango, insurance cost ranges from $2,084 to $4,776 per year for the included driver ages. Auto insurance on the 2021 Jeep Grand Cherokee ranges from $2,130 to $4,874 on average per year.

Out of 11 trim levels for the 2021 Dodge Durango, the most affordable insurance rates are on the Special Service 2WD trim at a cost of $2,116 per year.

For the 26 different trims available for the Jeep Grand Cherokee, the lowest-cost 2021 model to insure is the Laredo 2WD trim at a cost of $1,984.

When looking at the aggregated rates by trim for both models, the cheapest trim to put coverage on is the Jeep Grand Cherokee Laredo 2WD at an average of $1,984 per year, and the most expensive trim is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD costing an average of $2,842 per year.

The next tables show trim level insurance rates for each 2021 model, as well as an average rate for each model. The 2021 Dodge Durango has cheaper average car insurance rates than the 2021 Jeep Grand Cherokee.

2020 Dodge Durango vs. Jeep Grand Cherokee

For 2020 Dodge Durango and Jeep Grand Cherokee models, the Dodge Durango costs less to insure by $36 per year for this comparison year.

The following chart visualizes the average cost to insure both 2020 models for a range of driver ages. The average cost of full-coverage insurance ranges from $2,026 to $4,638 per year for a 2020 Dodge Durango, and $2,050 to $4,686 on the 2020 Jeep Grand Cherokee for the driver examples in the chart.

For the 11 trim levels available for the 2020 Dodge Durango, the lowest-cost trim to insure is the Special Service 2WD model at an average cost of $2,054 per year, or about $171 per month. For the 26 different trims available for a Jeep Grand Cherokee, the most affordable 2020 trim level to insure is the Laredo 2WD trim at a cost of $1,910 per year, or $159 per month.

When rates are compared for the 37 different trim levels of both 2020 models, the overall cheapest vehicle to insure is the Jeep Grand Cherokee Laredo 2WD at an average rate of $1,910 per year. The most expensive model and trim level is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at a cost of $2,734 per year.

The next tables show the cost to insure the available trim levels for both 2020 models, as well as the overall average rate for each model. The cheapest to insure for the 2020 model year is the Dodge Durango.

2019 Dodge Durango vs. Jeep Grand Cherokee

When comparing insurance cost for 2019 models, the Dodge Durango costs $2,078 per year to insure and the Jeep Grand Cherokee costs $2,126, making the Dodge Durango the model with cheaper insurance by $48.

The chart below visualizes the average insurance cost for the two models for the 20, 30, 40, and 50-year-old driver age groups. For the 2019 Dodge Durango, the average car insurance cost ranges from $1,846 to $4,224 per year for the age groups used in the chart. Auto insurance on the 2019 Jeep Grand Cherokee costs from $1,888 to $4,326 on average per year.

A 2019 Dodge Durango has 11 trim levels available, and the lowest-cost model to insure is the SXT 2WD model at an average cost of $1,880 per year. A 2019 Jeep Grand Cherokee has 11 different option levels available, with the lowest-cost trim to insure being the Laredo 2WD model at an average cost of $1,854 per year, or around $155 per month.

When all 22 trims of both models are combined and compared, the most affordable trim level to buy insurance for is the Jeep Grand Cherokee Laredo 2WD at an average rate of $1,854 per year. The most expensive model and trim level is the Jeep Grand Cherokee Trackhawk 4WD at a cost of $2,584 per year.

The two tables below break down both 2019 models and all trim levels available for each one, plus an average rate for each model. The winner for the 2019 car insurance comparison is the Dodge Durango.

2018 Dodge Durango vs. Jeep Grand Cherokee

A 2018 Dodge Durango costs $18 less per year to insure per year on average than a 2018 Jeep Grand Cherokee, a difference of 0.9%.

The chart below shows the average cost to insure both models for drivers aged 20 to 50. The average cost of full-coverage insurance ranges from $1,764 to $4,020 per year on a 2018 Dodge Durango, and $1,778 to $4,056 for the 2018 Jeep Grand Cherokee for the five driver age examples in the chart.

Out of 11 Dodge Durango trims, the lowest-cost 2018 trim level to insure is the SXT 2WD trim at an average cost of $1,796 per year. The 2018 Jeep Grand Cherokee has 11 trim options available, with the most affordable trim level to insure being the Laredo 2WD model at an average cost of $1,778 per year, or around $148 per month.

When rates for all 22 trim levels for both 2018 models are compared, the cheapest vehicle to put coverage on is the Jeep Grand Cherokee Laredo 2WD at a cost of $1,778 per year, and the most expensive vehicle to insure is the Jeep Grand Cherokee Trackhawk 4WD at an average cost of $2,462 per year.

The next tables display trim level insurance cost averages for both 2018 models, including the average rate for each model.

2017 Dodge Durango vs. Jeep Grand Cherokee

When comparing car insurance rates for 2017 models, a Dodge Durango costs an average of $1,868 per year to insure while a Jeep Grand Cherokee costs $1,912, making the Dodge Durango cheaper to insure by $44 per year.

The chart shown below demonstrates the average car insurance cost for both models rated for drivers aged 20 to 50. Average car insurance cost ranges from $1,666 to $3,790 per year on the 2017 Dodge Durango, and $1,704 to $3,878 on the 2017 Jeep Grand Cherokee for the driver ages used.

A 2017 Dodge Durango has 10 trims available, with the lowest-cost trim to insure being the SXT 2WD trim at an average cost of $1,722 per year, or about $144 per month.

The 2017 Jeep Grand Cherokee has 16 different option levels available, with the lowest-cost trim to insure being the Laredo 2WD model at an average cost of $1,716 per year.

When trim-level rates for both models are compared, the cheapest vehicle to buy insurance for is the Jeep Grand Cherokee Laredo 2WD at an average rate of $1,716 per year. The highest-cost model and trim is the Jeep Grand Cherokee Summit 4WD Diesel costing $2,056 per year.

The next tables detail trim level insurance cost averages for both 2017 models, plus the average rate for each model. The 2017 Dodge Durango comes out with a win over the 2017 Jeep Grand Cherokee for the cheapest average car insurance rates.

2016 Dodge Durango vs. Jeep Grand Cherokee

A 2016 Dodge Durango is $96 cheaper to insure per year on average than a 2016 Jeep Grand Cherokee, a difference of 5.7%.

The following chart demonstrates the average insurance cost for the two models for drivers aged 20 to 50. For a 2016 Dodge Durango, the average cost of car insurance ranges from $1,452 to $3,272 per year for the age groups included in the chart. Full-coverage insurance for a 2016 Jeep Grand Cherokee ranges from $1,534 to $3,462 on average per year.

The 2016 Dodge Durango has 10 trims available, with the most affordable model to insure being the SSV 2WD trim at an average cost of $1,526 per year, or about $127 per month.

The 2016 Jeep Grand Cherokee has 15 trim levels available, and the most affordable model to insure is the Laredo 2WD trim at an average cost of $1,482 per year, or about $124 per month.

When insurance prices for all 25 trim levels for both 2016 models are compared, the cheapest vehicle to buy insurance for is the Jeep Grand Cherokee Laredo 2WD at a cost of $1,482 per year. The overall most expensive vehicle to insure is the Jeep Grand Cherokee SRT8 4WD at an average of $1,942 per year.

The two tables below illustrate the average insurance cost by trim level for both 2016 models, plus an average rate for each model.

2015 Dodge Durango vs. Jeep Grand Cherokee

When comparing insurance costs for the 2015 Dodge Durango and Jeep Grand Cherokee models, the Dodge Durango is cheaper by $26 per year.

The chart below illustrates the average insurance cost for the two models rated for a variety of different driver ages. For the 2015 Dodge Durango, the average cost of car insurance ranges from $1,534 to $3,480 per year for these driver ages. Auto insurance on a 2015 Jeep Grand Cherokee ranges from $1,556 to $3,518 on average per year.

Out of 10 Dodge Durango trims, the cheapest 2015 trim level to insure is the SXT 2WD trim at an average cost of $1,640 per year.

For the nine option levels available for the Jeep Grand Cherokee, the lowest-cost 2015 trim to insure is the Laredo 2WD model at a cost of $1,564 per year, or around $130 per month.

When comparing combined rates for both models from a trim-level perspective, the cheapest trim to buy insurance for is the Jeep Grand Cherokee Laredo 2WD at an average cost of $1,564 per year, and the highest-cost model and trim level is the Jeep Grand Cherokee SRT8 4WD costing $1,930 per year.

The two tables below detail the cost to insure the available trim levels for both 2015 models, plus an average rate for each model. The model with the cheapest overall car insurance cost for 2015 is the Dodge Durango.

Additional Dodge Durango and Jeep Grand Cherokee Resources

• Dodge Durango Insurance Cost
• Jeep Grand Cherokee Insurance Cost
• Midsize SUV Insurance Cost Comparisons