Dodge Durango vs. Jeep Grand Cost to Insure Comparison

Is a Dodge Durango or a Jeep Grand Cherokee cheaper to insure? We compared average insurance cost for a Dodge Durango and a Jeep Grand Cherokee to see which has cheaper car insurance rates.

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  • If the cheapest insurance rate is your primary consideration for which model you take home from the dealership, you’ll probably want to look at the Jeep Grand Cherokee over the Dodge Durango.
  • For a 2024 model year Dodge Durango, average insurance rates range from $2,546 to $3,298 per year, while auto insurance for the 2024 Jeep Grand Cherokee costs from $2,048 to $2,586, depending on the exact model being insured.
  • The Durango SXT and GT trims are the most affordable Dodge Durango models to insure, while the Grand Cherokee Laredo A and Laredo trim levels are the most affordable Jeep Grand Cherokee models to insure.

2024 Dodge Durango vs. Jeep Grand Cherokee

Insurance on a 2024 Dodge Durango averages $2,872 per year, and insurance for a Jeep Grand Cherokee costs an average of $2,342 per year, making the Jeep Grand Cherokee the cheaper model to insure.

Out of 14 Dodge Durango trim levels, the cheapest 2024 model to insure is the SXT trim at an average cost of $2,546 per year, or $212 per month.

The 2024 Jeep Grand Cherokee has 19 trim levels available, with the cheapest model to insure being the Laredo A model at an average cost of $2,048 per year.

When rates are compared for the 33 trim levels of both 2024 models, the lowest-cost model and trim level is the Jeep Grand Cherokee Laredo A at an average rate of $2,048 per year. The highest-cost model and trim level is the Dodge Durango SRT Hellcat Premium at an average cost of $3,298 per year.

The table below compares and ranks the yearly and monthly cost of car insurance for 2024 Dodge Durango and Jeep Grand Cherokee models, with average rates for each vehicle.

2024 Model Year Dodge Durango vs. Jeep Grand Cherokee Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,048$171
$2,138$178
$2,158$180
$2,186$182
$2,200$183
$2,220$185
$2,242$187
$2,262$189
$2,274$190
$2,310$193
$2,338$195
$2,440$203
$2,468$206
$2,500$208
$2,500$208
$2,530$211
$2,536$211
$2,546$212
$2,562$214
$2,568$214
$2,586$216
$2,588$216
$2,692$224
$2,758$230
$2,788$232
$2,794$233
$2,836$236
$2,884$240
$3,006$251
$3,054$255
$3,082$257
$3,298$275
$3,298$275

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2024 Dodge Durango and a 2024 Jeep Grand Cherokee
Annual and monthly insurance cost by trim level for a 2024 Dodge Durango and a 2024 Jeep Grand Cherokee

The rate chart below visualizes the average cost to insure both 2024 models rated for multiple driver ages. Insurance cost ranges from $2,548 to $5,842 per year for a 2024 Dodge Durango, and $2,060 to $4,712 for a 2024 Jeep Grand Cherokee for the example age groups.

Average car insurance premiums for 2024 Dodge Durango and Jeep Grand Cherokee models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Dodge Durango and Jeep Grand Cherokee models for different driver ages. Rates updated on June 26, 2025.

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Data Methodology: Rates based on a 2024 model year Dodge Durango and Jeep Grand Cherokee. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Dodge Durango vs. Jeep Grand Cherokee Insurance Cost
Driver Age Dodge Durango Jeep Grand Cherokee
18-Year-Old$9,009$7,272
20-Year-Old$5,842$4,712
25-Year-Old$3,340$2,724
30-Year-Old$3,062$2,510
40-Year-Old$2,872$2,342
50-Year-Old$2,548$2,060
60-Year-Old$2,386$1,932

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 26, 2025

The rate tables below display the cost to insure the available trim levels for both 2024 models, including an overall average rate. The winner for the 2024 car insurance battle is the Jeep Grand Cherokee.

2024 Dodge Durango

$2,872

Insurance Rates by Trim Level for a 2024 Dodge Durango
2024 Dodge Durango TrimsRate
SXT$2,546
GT2,568
SXT Plus2,588
GT Plus2,692
GT Premium2,758
Citadel2,788
R/T2,794
R/T Plus2,836
R/T Premium2,884
SRT 3923,006
SRT 392 Plus3,054
SRT 392 Premium3,082
SRT Hellcat Plus3,298
SRT Hellcat Premium3,298
2024 Dodge Durango Average Rate$2,872

2024 Jeep Grand Cherokee

$2,342

Insurance Rates by Trim Level for 2024 Dodge Durango
2024 Jeep Grand Cherokee TrimsRate
Laredo A$2,048
Laredo2,138
Laredo X2,158
Laredo 4X42,186
Laredo X 4X42,200
Altitude2,220
Altitude X2,242
Altitude 4X42,262
Altitude X 4X42,274
Limited2,310
Limited 4X42,338
4xe2,440
Overland2,468
Summit2,500
Trailhawk 4xe2,500
Summit Reserve2,530
Overland 4xe2,536
Summit 4xe2,562
Summit Reserve 4xe2,586
2024 Jeep Grand Cherokee Average Rate$2,342

2023 Dodge Durango vs. Jeep Grand Cherokee

Average car insurance rates for a 2023 Dodge Durango are $2,708 per year, while the 2023 Jeep Grand Cherokee costs an average of $2,420 per year, making the Jeep Grand Cherokee the model with the cheapest overall car insurance rates.

For a 2023 Dodge Durango, insurance rates range from the cheapest rate of $2,482 per year for the SXT model up to the most expensive rate of $3,208 for the SRT Hellcat AWD model.

For a 2023 Jeep Grand Cherokee, rates range from $2,174 per year on the Laredo 2WD model up to $2,614 on the Summit Reserve 4xe model.

The table shown below ranks the annual and monthly car insurance cost for 2023 Dodge Durango and Jeep Grand Cherokee models, showing the price to insure each trim level.

2023 Model Year Dodge Durango vs. Jeep Grand Cherokee Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,174$181
$2,214$185
$2,268$189
$2,302$192
$2,308$192
$2,342$195
$2,438$203
$2,464$205
$2,472$206
$2,482$207
$2,492$208
$2,504$209
$2,518$210
$2,524$210
$2,540$212
$2,542$212
$2,546$212
$2,546$212
$2,594$216
$2,614$218
$2,622$219
$2,666$222
$2,732$228
$2,744$229
$2,758$230
$2,764$230
$2,772$231
$2,778$232
$3,208$267

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2023 Dodge Durango and a 2023 Jeep Grand Cherokee
Annual and monthly insurance cost by trim level for a 2023 Dodge Durango and a 2023 Jeep Grand Cherokee

The chart shown below demonstrates the average cost to insure both 2023 models using a range of rated driver ages. The average cost of car insurance ranges from $2,406 to $5,518 per year on a 2023 Dodge Durango, and $2,142 to $4,874 on the 2023 Jeep Grand Cherokee for the sample drivers in the chart.

Average car insurance premiums for 2023 Dodge Durango and Jeep Grand Cherokee models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Dodge Durango and Jeep Grand Cherokee models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2023 model year Dodge Durango and Jeep Grand Cherokee. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Dodge Durango vs. Jeep Grand Cherokee Insurance Cost
Driver Age Dodge Durango Jeep Grand Cherokee
18-Year-Old$8,510$7,496
20-Year-Old$5,518$4,874
25-Year-Old$3,150$2,812
30-Year-Old$2,884$2,580
40-Year-Old$2,708$2,420
50-Year-Old$2,406$2,142
60-Year-Old$2,254$2,006

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 27, 2025

For the 13 trim levels available for the 2023 Dodge Durango, the most affordable trim to insure is the SXT trim at an average cost of $2,482 per year, or around $207 per month. A 2023 Jeep Grand Cherokee has 16 option levels available, with the most affordable trim level to insure being the Laredo 2WD model at an average cost of $2,174 per year.

When average insurance prices for all 29 trims of both models are combined and sorted by cost, the lowest-cost model and trim to insure is the Jeep Grand Cherokee Laredo 2WD at an average rate of $2,174 per year. The most expensive vehicle to insure is the Dodge Durango SRT Hellcat AWD costing $3,208 per year.

The next tables break down average car insurance cost by trim level for each 2023 model, along with the average rate for each model. The 2023 Jeep Grand Cherokee has lower-cost car average car insurance rates than the 2023 Dodge Durango.

2023 Dodge Durango

$2,708

Insurance Rates by Trim Level for a 2023 Dodge Durango
2023 Dodge Durango TrimsRate
SXT$2,482
GT2,540
SXT AWD2,542
GT AWD2,594
GT Plus2,622
GT Plus AWD2,666
R/T2,732
Citadel2,744
R/T Plus AWD2,758
R/T AWD2,764
R/T Plus2,772
Citadel AWD2,778
SRT Hellcat AWD3,208
2023 Dodge Durango Average Rate$2,708

2023 Jeep Grand Cherokee

$2,420

Insurance Rates by Trim Level for 2023 Dodge Durango
2023 Jeep Grand Cherokee TrimsRate
Laredo 2WD$2,174
Laredo 4x42,214
Altitude 2WD2,268
Altitude 4x42,302
Limited 2WD2,308
Limited 4x42,342
Overland 2WD2,438
Overland 4x42,464
4xe2,472
Summit 2WD2,492
Summit 4x42,504
30th Anniversary 4xe2,518
Trailhawk 4xe2,524
Summit Reserve 4x42,546
Overland 4xe2,546
Summit Reserve 4xe2,614
2023 Jeep Grand Cherokee Average Rate$2,420

2022 Dodge Durango vs. Jeep Grand Cherokee

When comparing car insurance rates for 2022 models, a Dodge Durango costs an average of $2,504 per year to insure and a Jeep Grand Cherokee costs $2,356, making the Jeep Grand Cherokee cheaper to insure by $148 per year for this model year.

The following chart illustrates the average cost to insure the two models using different driver ages. For the 2022 Dodge Durango, insurance cost ranges from $2,230 to $5,112 per year for the different drivers illustrated in the chart. Auto insurance on a 2022 Jeep Grand Cherokee costs from $2,086 to $4,756 on average per year.

Average car insurance premiums for 2022 Dodge Durango and Jeep Grand Cherokee models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Dodge Durango and Jeep Grand Cherokee models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2022 model year Dodge Durango and Jeep Grand Cherokee. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Dodge Durango vs. Jeep Grand Cherokee Insurance Cost
Driver Age Dodge Durango Jeep Grand Cherokee
18-Year-Old$7,882$7,319
20-Year-Old$5,112$4,756
25-Year-Old$2,910$2,738
30-Year-Old$2,660$2,512
40-Year-Old$2,504$2,356
50-Year-Old$2,230$2,086
60-Year-Old$2,088$1,954

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 27, 2025

Out of 13 trim levels for a 2022 Dodge Durango, the cheapest rates are on the SXT model at a cost of $2,298 per year, or $192 per month. For the 16 different trims available for a Jeep Grand Cherokee, the cheapest 2022 trim to insure is the Laredo trim at a cost of $2,124.

When insurance prices for all 29 trims of both models are combined and sorted by cost, the overall cheapest vehicle to insure is the Jeep Grand Cherokee Laredo at an average rate of $2,124 per year, and the most expensive model and trim level is the Dodge Durango SRT 392 AWD at an average cost of $2,720 per year.

The next two rate tables detail average car insurance cost by trim level for a 2022 Dodge Durango and Jeep Grand Cherokee, including an overall average cost for each model. The winner for the 2022 car insurance cost comparison is the Jeep Grand Cherokee.

2022 Dodge Durango

$2,504

Insurance Rates by Trim Level for a 2022 Dodge Durango
2022 Dodge Durango TrimsRate
SXT$2,298
SXT AWD2,362
GT2,374
GT AWD2,426
GT Plus2,452
GT Plus AWD2,496
R/T2,526
Citadel2,554
R/T AWD2,560
Citadel AWD2,586
R/T Plus2,592
R/T Plus AWD2,618
SRT 392 AWD2,720
2022 Dodge Durango Average Rate$2,504

2022 Jeep Grand Cherokee

$2,356

Insurance Rates by Trim Level for 2022 Dodge Durango
2022 Jeep Grand Cherokee TrimsRate
Laredo$2,124
L Laredo2,156
Altitude2,210
L Altitude2,236
Limited2,248
L Limited2,276
Trailhawk2,334
Overland2,388
L Overland2,408
4xe2,414
Summit2,434
Trailhawk 4xe2,460
Summit Reserve2,474
Overland 4xe2,492
Summit 4xe2,524
Summit Reserve 4xe2,550
2022 Jeep Grand Cherokee Average Rate$2,356

2021 Dodge Durango vs. Jeep Grand Cherokee

A 2021 Dodge Durango costs $60 less per year to insure per year on average than a 2021 Jeep Grand Cherokee, a difference of 2.6%.

The chart shown below visualizes the average insurance cost for both 2021 models rated for different driver ages. For a 2021 Dodge Durango, insurance cost ranges from $2,034 to $4,660 per year for the included driver ages. Auto insurance on the 2021 Jeep Grand Cherokee ranges from $2,080 to $4,756 on average per year.

Average car insurance premiums for 2021 Dodge Durango and Jeep Grand Cherokee models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Dodge Durango and Jeep Grand Cherokee models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2021 model year Dodge Durango and Jeep Grand Cherokee. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Dodge Durango vs. Jeep Grand Cherokee Insurance Cost
Driver Age Dodge Durango Jeep Grand Cherokee
18-Year-Old$7,191$7,327
20-Year-Old$4,660$4,756
25-Year-Old$2,662$2,734
30-Year-Old$2,436$2,504
40-Year-Old$2,290$2,350
50-Year-Old$2,034$2,080
60-Year-Old$1,904$1,948

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 26, 2025

Out of 11 trim levels for the 2021 Dodge Durango, the most affordable insurance rates are on the Special Service 2WD trim at a cost of $2,066 per year.

For the 26 different trims available for the Jeep Grand Cherokee, the lowest-cost 2021 model to insure is the Laredo 2WD trim at a cost of $1,938.

When looking at the aggregated rates by trim for both models, the cheapest trim to put coverage on is the Jeep Grand Cherokee Laredo 2WD at an average of $1,938 per year, and the most expensive trim is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD costing an average of $2,774 per year.

The next tables show trim level insurance rates for each 2021 model, as well as an average rate for each model. The 2021 Dodge Durango has cheaper average car insurance rates than the 2021 Jeep Grand Cherokee.

2021 Dodge Durango

$2,290

Insurance Rates by Trim Level for a 2021 Dodge Durango
2021 Dodge Durango TrimsRate
Special Service 2WD$2,066
Pursuit AWD2,132
SXT 2WD2,154
GT 2WD2,218
SXT AWD2,218
GT AWD2,282
Citadel 2WD2,346
R/T 2WD2,346
Citadel AWD2,412
R/T AWD2,412
SRT AWD2,604
2021 Dodge Durango Average Rate$2,290

2021 Jeep Grand Cherokee

$2,350

Insurance Rates by Trim Level for 2021 Dodge Durango
2021 Jeep Grand Cherokee TrimsRate
Laredo 2WD$1,938
Laredo 4WD2,020
Limited 2WD2,086
Limited Luxury Group II 2WD2,150
Trailhawk 4WD2,150
Limited 4WD2,182
Limited Luxury Group II 4WD2,182
Limited Off-Road Adventure 4WD2,182
Overland 2WD2,214
Overland 4WD2,214
Trailhawk Luxury Group 4WD2,214
Summit 2WD2,278
Summit Black Roof 2WD2,278
Summit 4WD2,310
Summit Signature Leather 2WD2,344
Summit Black Roof 4WD2,366
Summit Signature Leather 4WD2,366
SRT 4WD2,452
SRT Dual Pane Sunroof 4WD2,518
SRT High Performance Audio 4WD2,518
SRT Signature Leather 4WD2,518
Trackhawk 4WD2,712
Trackhawk Black Roof 4WD2,712
Trackhawk Dual Pane Sunroof 4WD2,712
Trackhawk High Performance Audio 4WD2,712
Trackhawk Signature Leather 4WD2,774
2021 Jeep Grand Cherokee Average Rate$2,350

2020 Dodge Durango vs. Jeep Grand Cherokee

For 2020 Dodge Durango and Jeep Grand Cherokee models, the Dodge Durango costs less to insure by $38 per year for this comparison year.

The following chart visualizes the average cost to insure both 2020 models for a range of driver ages. The average cost of full-coverage insurance ranges from $1,980 to $4,526 per year for a 2020 Dodge Durango, and $2,002 to $4,574 on the 2020 Jeep Grand Cherokee for the driver examples in the chart.

Average car insurance premiums for 2020 Dodge Durango and Jeep Grand Cherokee models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Dodge Durango and Jeep Grand Cherokee models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2020 model year Dodge Durango and Jeep Grand Cherokee. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Dodge Durango vs. Jeep Grand Cherokee Insurance Cost
Driver Age Dodge Durango Jeep Grand Cherokee
18-Year-Old$6,982$7,042
20-Year-Old$4,526$4,574
25-Year-Old$2,584$2,630
30-Year-Old$2,366$2,410
40-Year-Old$2,224$2,262
50-Year-Old$1,980$2,002
60-Year-Old$1,850$1,876

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 26, 2025

For the 11 trim levels available for the 2020 Dodge Durango, the lowest-cost trim to insure is the Special Service 2WD model at an average cost of $2,006 per year, or about $167 per month. For the 26 different trims available for a Jeep Grand Cherokee, the most affordable 2020 trim level to insure is the Laredo 2WD trim at a cost of $1,866 per year, or $156 per month.

When rates are compared for the 37 different trim levels of both 2020 models, the overall cheapest vehicle to insure is the Jeep Grand Cherokee Laredo 2WD at an average rate of $1,866 per year. The most expensive model and trim level is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at a cost of $2,670 per year.

The next tables show the cost to insure the available trim levels for both 2020 models, as well as the overall average rate for each model. The cheapest to insure for the 2020 model year is the Dodge Durango.

2020 Dodge Durango

$2,224

Insurance Rates by Trim Level for a 2020 Dodge Durango
2020 Dodge Durango TrimsRate
Special Service 2WD$2,006
Pursuit AWD2,068
SXT 2WD2,092
GT 2WD2,154
SXT AWD2,154
GT AWD2,216
Citadel 2WD2,278
R/T 2WD2,278
Citadel AWD2,340
R/T AWD2,340
SRT AWD2,524
2020 Dodge Durango Average Rate$2,224

2020 Jeep Grand Cherokee

$2,262

Insurance Rates by Trim Level for 2020 Dodge Durango
2020 Jeep Grand Cherokee TrimsRate
Laredo 2WD$1,866
Laredo 4WD1,944
Limited 2WD2,006
Limited Luxury Group II 2WD2,070
Trailhawk 4WD2,070
Limited 4WD2,098
Limited Luxury Group II 4WD2,098
Limited Off-Road Adventure 4WD2,098
Overland 2WD2,130
Overland 4WD2,130
Trailhawk Luxury Group 4WD2,130
Summit 2WD2,192
Summit Black Roof 2WD2,192
Summit 4WD2,224
Summit Signature Leather 2WD2,254
Summit Black Roof 4WD2,276
Summit Signature Leather 4WD2,276
SRT 4WD2,360
SRT Dual Pane Sunroof 4WD2,422
SRT High Performance Audio 4WD2,422
SRT Signature Leather 4WD2,422
Trackhawk 4WD2,608
Trackhawk Black Roof 4WD2,608
Trackhawk Dual Pane Sunroof 4WD2,608
Trackhawk High Performance Audio 4WD2,608
Trackhawk Signature Leather 4WD2,670
2020 Jeep Grand Cherokee Average Rate$2,262

2019 Dodge Durango vs. Jeep Grand Cherokee

When comparing insurance cost for 2019 models, the Dodge Durango costs $2,028 per year to insure and the Jeep Grand Cherokee costs $2,076, making the Dodge Durango the model with cheaper insurance by $48.

The chart below visualizes the average insurance cost for the two models for the 20, 30, 40, and 50-year-old driver age groups. For the 2019 Dodge Durango, the average car insurance cost ranges from $1,802 to $4,122 per year for the age groups used in the chart. Auto insurance on the 2019 Jeep Grand Cherokee costs from $1,844 to $4,222 on average per year.

Average car insurance premiums for 2019 Dodge Durango and Jeep Grand Cherokee models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Dodge Durango and Jeep Grand Cherokee models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2019 model year Dodge Durango and Jeep Grand Cherokee. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Dodge Durango vs. Jeep Grand Cherokee Insurance Cost
Driver Age Dodge Durango Jeep Grand Cherokee
18-Year-Old$6,351$6,509
20-Year-Old$4,122$4,222
25-Year-Old$2,358$2,414
30-Year-Old$2,156$2,208
40-Year-Old$2,028$2,076
50-Year-Old$1,802$1,844
60-Year-Old$1,686$1,726

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 27, 2025

A 2019 Dodge Durango has 11 trim levels available, and the lowest-cost model to insure is the SXT 2WD model at an average cost of $1,836 per year. A 2019 Jeep Grand Cherokee has 11 different option levels available, with the lowest-cost trim to insure being the Laredo 2WD model at an average cost of $1,812 per year, or around $151 per month.

When all 22 trims of both models are combined and compared, the most affordable trim level to buy insurance for is the Jeep Grand Cherokee Laredo 2WD at an average rate of $1,812 per year. The most expensive model and trim level is the Jeep Grand Cherokee Trackhawk 4WD at a cost of $2,522 per year.

The two tables below break down both 2019 models and all trim levels available for each one, plus an average rate for each model. The winner for the 2019 car insurance comparison is the Dodge Durango.

2019 Dodge Durango

$2,028

Insurance Rates by Trim Level for a 2019 Dodge Durango
2019 Dodge Durango TrimsRate
SXT 2WD$1,836
SXT AWD1,896
Special Service 2WD1,896
GT 2WD1,956
PURSUIT AWD1,956
GT AWD2,016
R/T 2WD2,074
Citadel 2WD2,082
R/T AWD2,134
Citadel AWD2,150
SRT AWD2,328
2019 Dodge Durango Average Rate$2,028

2019 Jeep Grand Cherokee

$2,076

Insurance Rates by Trim Level for 2019 Dodge Durango
2019 Jeep Grand Cherokee TrimsRate
Laredo 2WD$1,812
Laredo 4WD1,888
Limited 2WD1,948
Limited 4WD2,006
Trailhawk 4WD2,006
Overland 2WD2,064
Overland 4WD2,064
Summit 2WD2,124
Summit 4WD2,124
SRT 4WD2,286
Trackhawk 4WD2,522
2019 Jeep Grand Cherokee Average Rate$2,076

2018 Dodge Durango vs. Jeep Grand Cherokee

A 2018 Dodge Durango costs $14 less per year to insure per year on average than a 2018 Jeep Grand Cherokee, a difference of 0.7%.

The chart below shows the average cost to insure both models for drivers aged 20 to 50. The average cost of full-coverage insurance ranges from $1,720 to $3,924 per year on a 2018 Dodge Durango, and $1,734 to $3,960 for the 2018 Jeep Grand Cherokee for the five driver age examples in the chart.

Average car insurance premiums for 2018 Dodge Durango and Jeep Grand Cherokee models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Dodge Durango and Jeep Grand Cherokee models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2018 model year Dodge Durango and Jeep Grand Cherokee. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Dodge Durango vs. Jeep Grand Cherokee Insurance Cost
Driver Age Dodge Durango Jeep Grand Cherokee
18-Year-Old$6,038$6,094
20-Year-Old$3,924$3,960
25-Year-Old$2,248$2,266
30-Year-Old$2,056$2,074
40-Year-Old$1,936$1,950
50-Year-Old$1,720$1,734
60-Year-Old$1,614$1,624

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 27, 2025

Out of 11 Dodge Durango trims, the lowest-cost 2018 trim level to insure is the SXT 2WD trim at an average cost of $1,754 per year. The 2018 Jeep Grand Cherokee has 11 trim options available, with the most affordable trim level to insure being the Laredo 2WD model at an average cost of $1,738 per year, or around $145 per month.

When rates for all 22 trim levels for both 2018 models are compared, the cheapest vehicle to put coverage on is the Jeep Grand Cherokee Laredo 2WD at a cost of $1,738 per year, and the most expensive vehicle to insure is the Jeep Grand Cherokee Trackhawk 4WD at an average cost of $2,404 per year.

The next tables display trim level insurance cost averages for both 2018 models, including the average rate for each model.

2018 Dodge Durango

$1,936

Insurance Rates by Trim Level for a 2018 Dodge Durango
2018 Dodge Durango TrimsRate
SXT 2WD$1,754
SSV 2WD1,808
SXT AWD1,808
SSV AWD1,866
GT 2WD1,920
Citadel 2WD1,978
Citadel AWD1,978
GT AWD1,978
R/T 2WD1,978
R/T AWD2,032
SRT AWD2,198
2018 Dodge Durango Average Rate$1,936

2018 Jeep Grand Cherokee

$1,950

Insurance Rates by Trim Level for 2018 Dodge Durango
2018 Jeep Grand Cherokee TrimsRate
Laredo 2WD$1,738
Laredo 4WD1,738
Limited 2WD1,866
Limited 4WD1,920
Overland 2WD1,920
SRT 4WD1,920
Trailhawk 4WD1,920
Overland 4WD1,978
Summit 2WD2,032
Summit 4WD2,032
Trackhawk 4WD2,404
2018 Jeep Grand Cherokee Average Rate$1,950

2017 Dodge Durango vs. Jeep Grand Cherokee

When comparing car insurance rates for 2017 models, a Dodge Durango costs an average of $1,826 per year to insure while a Jeep Grand Cherokee costs $1,868, making the Dodge Durango cheaper to insure by $42 per year.

The chart shown below demonstrates the average car insurance cost for both models rated for drivers aged 20 to 50. Average car insurance cost ranges from $1,626 to $3,698 per year on the 2017 Dodge Durango, and $1,662 to $3,786 on the 2017 Jeep Grand Cherokee for the driver ages used.

Average car insurance premiums for 2017 Dodge Durango and Jeep Grand Cherokee models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Dodge Durango and Jeep Grand Cherokee models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2017 model year Dodge Durango and Jeep Grand Cherokee. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Dodge Durango vs. Jeep Grand Cherokee Insurance Cost
Driver Age Dodge Durango Jeep Grand Cherokee
18-Year-Old$5,686$5,820
20-Year-Old$3,698$3,786
25-Year-Old$2,118$2,168
30-Year-Old$1,936$1,982
40-Year-Old$1,826$1,868
50-Year-Old$1,626$1,662
60-Year-Old$1,524$1,558

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 26, 2025

A 2017 Dodge Durango has 10 trims available, with the lowest-cost trim to insure being the SXT 2WD trim at an average cost of $1,684 per year, or about $140 per month.

The 2017 Jeep Grand Cherokee has 16 different option levels available, with the lowest-cost trim to insure being the Laredo 2WD model at an average cost of $1,678 per year.

When trim-level rates for both models are compared, the cheapest vehicle to buy insurance for is the Jeep Grand Cherokee Laredo 2WD at an average rate of $1,678 per year. The highest-cost model and trim is the Jeep Grand Cherokee Summit 4WD Diesel costing $2,008 per year.

The next tables detail trim level insurance cost averages for both 2017 models, plus the average rate for each model. The 2017 Dodge Durango comes out with a win over the 2017 Jeep Grand Cherokee for the cheapest average car insurance rates.

2017 Dodge Durango

$1,826

Insurance Rates by Trim Level for a 2017 Dodge Durango
2017 Dodge Durango TrimsRate
SXT 2WD$1,684
SSV 2WD1,736
SXT AWD1,736
SSV AWD1,788
GT 2WD1,842
Citadel 2WD1,894
Citadel AWD1,894
GT AWD1,894
R/T 2WD1,894
R/T AWD1,894
2017 Dodge Durango Average Rate$1,826

2017 Jeep Grand Cherokee

$1,868

Insurance Rates by Trim Level for 2017 Dodge Durango
2017 Jeep Grand Cherokee TrimsRate
Laredo 2WD$1,678
Laredo 4WD1,678
Limited 2WD1,798
Limited 4WD1,798
Limited 2WD Diesel1,852
Limited 4WD Diesel1,852
Overland 2WD1,852
Trailhawk 4WD1,852
Overland 2WD Diesel1,904
Overland 4WD1,904
Trailhawk 4WD Diesel1,904
Overland 4WD Diesel1,956
Summit 2WD1,956
Summit 2WD Diesel1,956
Summit 4WD1,956
Summit 4WD Diesel2,008
2017 Jeep Grand Cherokee Average Rate$1,868

2016 Dodge Durango vs. Jeep Grand Cherokee

A 2016 Dodge Durango is $90 cheaper to insure per year on average than a 2016 Jeep Grand Cherokee, a difference of 5.5%.

The following chart demonstrates the average insurance cost for the two models for drivers aged 20 to 50. For a 2016 Dodge Durango, the average cost of car insurance ranges from $1,418 to $3,196 per year for the age groups included in the chart. Full-coverage insurance for a 2016 Jeep Grand Cherokee ranges from $1,498 to $3,382 on average per year.

Average car insurance premiums for 2016 Dodge Durango and Jeep Grand Cherokee models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Dodge Durango and Jeep Grand Cherokee models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2016 model year Dodge Durango and Jeep Grand Cherokee. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Dodge Durango vs. Jeep Grand Cherokee Insurance Cost
Driver Age Dodge Durango Jeep Grand Cherokee
18-Year-Old$4,901$5,188
20-Year-Old$3,196$3,382
25-Year-Old$1,838$1,948
30-Year-Old$1,686$1,786
40-Year-Old$1,590$1,680
50-Year-Old$1,418$1,498
60-Year-Old$1,326$1,400

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 27, 2025

The 2016 Dodge Durango has 10 trims available, with the most affordable model to insure being the SSV 2WD trim at an average cost of $1,490 per year, or about $124 per month.

The 2016 Jeep Grand Cherokee has 15 trim levels available, and the most affordable model to insure is the Laredo 2WD trim at an average cost of $1,448 per year, or about $121 per month.

When insurance prices for all 25 trim levels for both 2016 models are compared, the cheapest vehicle to buy insurance for is the Jeep Grand Cherokee Laredo 2WD at a cost of $1,448 per year. The overall most expensive vehicle to insure is the Jeep Grand Cherokee SRT8 4WD at an average of $1,896 per year.

The two tables below illustrate the average insurance cost by trim level for both 2016 models, plus an average rate for each model.

2016 Dodge Durango

$1,590

Insurance Rates by Trim Level for a 2016 Dodge Durango
2016 Dodge Durango TrimsRate
SSV 2WD$1,490
SXT 2WD1,490
SSV AWD1,552
SXT AWD1,552
Limited 2WD1,602
Limited AWD1,602
Citadel 2WD1,648
Citadel AWD1,648
R/T 2WD1,648
R/T AWD1,648
2016 Dodge Durango Average Rate$1,590

2016 Jeep Grand Cherokee

$1,680

Insurance Rates by Trim Level for 2016 Dodge Durango
2016 Jeep Grand Cherokee TrimsRate
Laredo 2WD$1,448
Laredo 4WD1,494
Limited 2WD1,606
Limited 4WD1,606
Limited 2WD Diesel1,656
Limited 4WD Diesel1,656
Overland 2WD1,656
Overland 2WD Diesel1,704
Overland 4WD1,704
Summit 2WD1,704
Overland 4WD Diesel1,754
Summit 4WD1,754
Summit 2WD Diesel1,762
Summit 4WD Diesel1,810
SRT8 4WD1,896
2016 Jeep Grand Cherokee Average Rate$1,680

2015 Dodge Durango vs. Jeep Grand Cherokee

When comparing insurance costs for the 2015 Dodge Durango and Jeep Grand Cherokee models, the Dodge Durango is cheaper by $24 per year.

The chart below illustrates the average insurance cost for the two models rated for a variety of different driver ages. For the 2015 Dodge Durango, the average cost of car insurance ranges from $1,500 to $3,400 per year for these driver ages. Auto insurance on a 2015 Jeep Grand Cherokee ranges from $1,520 to $3,434 on average per year.

Average car insurance premiums for 2015 Dodge Durango and Jeep Grand Cherokee models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Dodge Durango and Jeep Grand Cherokee models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2015 model year Dodge Durango and Jeep Grand Cherokee. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Dodge Durango vs. Jeep Grand Cherokee Insurance Cost
Driver Age Dodge Durango Jeep Grand Cherokee
18-Year-Old$5,217$5,267
20-Year-Old$3,400$3,434
25-Year-Old$1,946$1,972
30-Year-Old$1,776$1,802
40-Year-Old$1,678$1,702
50-Year-Old$1,500$1,520
60-Year-Old$1,402$1,424

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 26, 2025

Out of 10 Dodge Durango trims, the cheapest 2015 trim level to insure is the SXT 2WD trim at an average cost of $1,604 per year.

For the nine option levels available for the Jeep Grand Cherokee, the lowest-cost 2015 trim to insure is the Laredo 2WD model at a cost of $1,530 per year, or around $128 per month.

When comparing combined rates for both models from a trim-level perspective, the cheapest trim to buy insurance for is the Jeep Grand Cherokee Laredo 2WD at an average cost of $1,530 per year, and the highest-cost model and trim level is the Jeep Grand Cherokee SRT8 4WD costing $1,886 per year.

The two tables below detail the cost to insure the available trim levels for both 2015 models, plus an average rate for each model. The model with the cheapest overall car insurance cost for 2015 is the Dodge Durango.

2015 Dodge Durango

$1,678

Insurance Rates by Trim Level for a 2015 Dodge Durango
2015 Dodge Durango TrimsRate
SXT 2WD$1,604
SXT AWD1,604
Special Service 2WD1,604
Special Service AWD1,650
Limited 2WD1,694
R/T 2WD1,694
Limited AWD1,702
Citadel 2WD1,738
R/T AWD1,748
Citadel AWD1,750
2015 Dodge Durango Average Rate$1,678

2015 Jeep Grand Cherokee

$1,702

Insurance Rates by Trim Level for 2015 Dodge Durango
2015 Jeep Grand Cherokee TrimsRate
Laredo 2WD$1,530
Laredo 4WD1,574
Limited 2WD1,664
Limited 4WD1,664
Overland 2WD1,708
Overland 4WD1,752
Summit 2WD1,752
Summit 4WD1,796
SRT8 4WD1,886
2015 Jeep Grand Cherokee Average Rate$1,702

Additional Dodge Durango and Jeep Grand Cherokee Resources