- If the cheapest insurance rate is your primary consideration for which model you take home from the dealership, you’ll probably want to look at the Jeep Grand Cherokee over the Dodge Durango.
- For a 2024 model year Dodge Durango, average insurance rates range from $2,546 to $3,298 per year, while auto insurance for the 2024 Jeep Grand Cherokee costs from $2,048 to $2,586, depending on the exact model being insured.
- The Durango SXT and GT trims are the most affordable Dodge Durango models to insure, while the Grand Cherokee Laredo A and Laredo trim levels are the most affordable Jeep Grand Cherokee models to insure.
2024 Dodge Durango vs. Jeep Grand Cherokee
Insurance on a 2024 Dodge Durango averages $2,872 per year, and insurance for a Jeep Grand Cherokee costs an average of $2,342 per year, making the Jeep Grand Cherokee the cheaper model to insure.
Out of 14 Dodge Durango trim levels, the cheapest 2024 model to insure is the SXT trim at an average cost of $2,546 per year, or $212 per month.
The 2024 Jeep Grand Cherokee has 19 trim levels available, with the cheapest model to insure being the Laredo A model at an average cost of $2,048 per year.
When rates are compared for the 33 trim levels of both 2024 models, the lowest-cost model and trim level is the Jeep Grand Cherokee Laredo A at an average rate of $2,048 per year. The highest-cost model and trim level is the Dodge Durango SRT Hellcat Premium at an average cost of $3,298 per year.
The table below compares and ranks the yearly and monthly cost of car insurance for 2024 Dodge Durango and Jeep Grand Cherokee models, with average rates for each vehicle.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Grand Cherokee Laredo A | $2,048 | $171 |
Grand Cherokee Laredo | $2,138 | $178 |
Grand Cherokee Laredo X | $2,158 | $180 |
Grand Cherokee Laredo 4X4 | $2,186 | $182 |
Grand Cherokee Laredo X 4X4 | $2,200 | $183 |
Grand Cherokee Altitude | $2,220 | $185 |
Grand Cherokee Altitude X | $2,242 | $187 |
Grand Cherokee Altitude 4X4 | $2,262 | $189 |
Grand Cherokee Altitude X 4X4 | $2,274 | $190 |
Grand Cherokee Limited | $2,310 | $193 |
Grand Cherokee Limited 4X4 | $2,338 | $195 |
Grand Cherokee 4xe | $2,440 | $203 |
Grand Cherokee Overland | $2,468 | $206 |
Grand Cherokee Summit | $2,500 | $208 |
Grand Cherokee Trailhawk 4xe | $2,500 | $208 |
Grand Cherokee Summit Reserve | $2,530 | $211 |
Grand Cherokee Overland 4xe | $2,536 | $211 |
Durango SXT | $2,546 | $212 |
Grand Cherokee Summit 4xe | $2,562 | $214 |
Durango GT | $2,568 | $214 |
Grand Cherokee Summit Reserve 4xe | $2,586 | $216 |
Durango SXT Plus | $2,588 | $216 |
Durango GT Plus | $2,692 | $224 |
Durango GT Premium | $2,758 | $230 |
Durango Citadel | $2,788 | $232 |
Durango R/T | $2,794 | $233 |
Durango R/T Plus | $2,836 | $236 |
Durango R/T Premium | $2,884 | $240 |
Durango SRT 392 | $3,006 | $251 |
Durango SRT 392 Plus | $3,054 | $255 |
Durango SRT 392 Premium | $3,082 | $257 |
Durango SRT Hellcat Plus | $3,298 | $275 |
Durango SRT Hellcat Premium | $3,298 | $275 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025
The rate chart below visualizes the average cost to insure both 2024 models rated for multiple driver ages. Insurance cost ranges from $2,548 to $5,842 per year for a 2024 Dodge Durango, and $2,060 to $4,712 for a 2024 Jeep Grand Cherokee for the example age groups.

The rate tables below display the cost to insure the available trim levels for both 2024 models, including an overall average rate. The winner for the 2024 car insurance battle is the Jeep Grand Cherokee.
2024 Dodge Durango
$2,872
2024 Dodge Durango Trims | Rate |
---|---|
SXT | $2,546 |
GT | 2,568 |
SXT Plus | 2,588 |
GT Plus | 2,692 |
GT Premium | 2,758 |
Citadel | 2,788 |
R/T | 2,794 |
R/T Plus | 2,836 |
R/T Premium | 2,884 |
SRT 392 | 3,006 |
SRT 392 Plus | 3,054 |
SRT 392 Premium | 3,082 |
SRT Hellcat Plus | 3,298 |
SRT Hellcat Premium | 3,298 |
2024 Dodge Durango Average Rate | $2,872 |
2024 Jeep Grand Cherokee
$2,342
2024 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo A | $2,048 |
Laredo | 2,138 |
Laredo X | 2,158 |
Laredo 4X4 | 2,186 |
Laredo X 4X4 | 2,200 |
Altitude | 2,220 |
Altitude X | 2,242 |
Altitude 4X4 | 2,262 |
Altitude X 4X4 | 2,274 |
Limited | 2,310 |
Limited 4X4 | 2,338 |
4xe | 2,440 |
Overland | 2,468 |
Summit | 2,500 |
Trailhawk 4xe | 2,500 |
Summit Reserve | 2,530 |
Overland 4xe | 2,536 |
Summit 4xe | 2,562 |
Summit Reserve 4xe | 2,586 |
2024 Jeep Grand Cherokee Average Rate | $2,342 |
2023 Dodge Durango vs. Jeep Grand Cherokee
Average car insurance rates for a 2023 Dodge Durango are $2,708 per year, while the 2023 Jeep Grand Cherokee costs an average of $2,420 per year, making the Jeep Grand Cherokee the model with the cheapest overall car insurance rates.
For a 2023 Dodge Durango, insurance rates range from the cheapest rate of $2,482 per year for the SXT model up to the most expensive rate of $3,208 for the SRT Hellcat AWD model.
For a 2023 Jeep Grand Cherokee, rates range from $2,174 per year on the Laredo 2WD model up to $2,614 on the Summit Reserve 4xe model.
The table shown below ranks the annual and monthly car insurance cost for 2023 Dodge Durango and Jeep Grand Cherokee models, showing the price to insure each trim level.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
Grand Cherokee Laredo 2WD | $2,174 | $181 |
Grand Cherokee Laredo 4x4 | $2,214 | $185 |
Grand Cherokee Altitude 2WD | $2,268 | $189 |
Grand Cherokee Altitude 4x4 | $2,302 | $192 |
Grand Cherokee Limited 2WD | $2,308 | $192 |
Grand Cherokee Limited 4x4 | $2,342 | $195 |
Grand Cherokee Overland 2WD | $2,438 | $203 |
Grand Cherokee Overland 4x4 | $2,464 | $205 |
Grand Cherokee 4xe | $2,472 | $206 |
Durango SXT | $2,482 | $207 |
Grand Cherokee Summit 2WD | $2,492 | $208 |
Grand Cherokee Summit 4x4 | $2,504 | $209 |
Grand Cherokee 30th Anniversary 4xe | $2,518 | $210 |
Grand Cherokee Trailhawk 4xe | $2,524 | $210 |
Durango GT | $2,540 | $212 |
Durango SXT AWD | $2,542 | $212 |
Grand Cherokee Summit Reserve 4x4 | $2,546 | $212 |
Grand Cherokee Overland 4xe | $2,546 | $212 |
Durango GT AWD | $2,594 | $216 |
Grand Cherokee Summit Reserve 4xe | $2,614 | $218 |
Durango GT Plus | $2,622 | $219 |
Durango GT Plus AWD | $2,666 | $222 |
Durango R/T | $2,732 | $228 |
Durango Citadel | $2,744 | $229 |
Durango R/T Plus AWD | $2,758 | $230 |
Durango R/T AWD | $2,764 | $230 |
Durango R/T Plus | $2,772 | $231 |
Durango Citadel AWD | $2,778 | $232 |
Durango SRT Hellcat AWD | $3,208 | $267 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025
The chart shown below demonstrates the average cost to insure both 2023 models using a range of rated driver ages. The average cost of car insurance ranges from $2,406 to $5,518 per year on a 2023 Dodge Durango, and $2,142 to $4,874 on the 2023 Jeep Grand Cherokee for the sample drivers in the chart.

For the 13 trim levels available for the 2023 Dodge Durango, the most affordable trim to insure is the SXT trim at an average cost of $2,482 per year, or around $207 per month. A 2023 Jeep Grand Cherokee has 16 option levels available, with the most affordable trim level to insure being the Laredo 2WD model at an average cost of $2,174 per year.
When average insurance prices for all 29 trims of both models are combined and sorted by cost, the lowest-cost model and trim to insure is the Jeep Grand Cherokee Laredo 2WD at an average rate of $2,174 per year. The most expensive vehicle to insure is the Dodge Durango SRT Hellcat AWD costing $3,208 per year.
The next tables break down average car insurance cost by trim level for each 2023 model, along with the average rate for each model. The 2023 Jeep Grand Cherokee has lower-cost car average car insurance rates than the 2023 Dodge Durango.
2023 Dodge Durango
$2,708
2023 Dodge Durango Trims | Rate |
---|---|
SXT | $2,482 |
GT | 2,540 |
SXT AWD | 2,542 |
GT AWD | 2,594 |
GT Plus | 2,622 |
GT Plus AWD | 2,666 |
R/T | 2,732 |
Citadel | 2,744 |
R/T Plus AWD | 2,758 |
R/T AWD | 2,764 |
R/T Plus | 2,772 |
Citadel AWD | 2,778 |
SRT Hellcat AWD | 3,208 |
2023 Dodge Durango Average Rate | $2,708 |
2023 Jeep Grand Cherokee
$2,420
2023 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo 2WD | $2,174 |
Laredo 4x4 | 2,214 |
Altitude 2WD | 2,268 |
Altitude 4x4 | 2,302 |
Limited 2WD | 2,308 |
Limited 4x4 | 2,342 |
Overland 2WD | 2,438 |
Overland 4x4 | 2,464 |
4xe | 2,472 |
Summit 2WD | 2,492 |
Summit 4x4 | 2,504 |
30th Anniversary 4xe | 2,518 |
Trailhawk 4xe | 2,524 |
Summit Reserve 4x4 | 2,546 |
Overland 4xe | 2,546 |
Summit Reserve 4xe | 2,614 |
2023 Jeep Grand Cherokee Average Rate | $2,420 |
2022 Dodge Durango vs. Jeep Grand Cherokee
When comparing car insurance rates for 2022 models, a Dodge Durango costs an average of $2,504 per year to insure and a Jeep Grand Cherokee costs $2,356, making the Jeep Grand Cherokee cheaper to insure by $148 per year for this model year.
The following chart illustrates the average cost to insure the two models using different driver ages. For the 2022 Dodge Durango, insurance cost ranges from $2,230 to $5,112 per year for the different drivers illustrated in the chart. Auto insurance on a 2022 Jeep Grand Cherokee costs from $2,086 to $4,756 on average per year.

Out of 13 trim levels for a 2022 Dodge Durango, the cheapest rates are on the SXT model at a cost of $2,298 per year, or $192 per month. For the 16 different trims available for a Jeep Grand Cherokee, the cheapest 2022 trim to insure is the Laredo trim at a cost of $2,124.
When insurance prices for all 29 trims of both models are combined and sorted by cost, the overall cheapest vehicle to insure is the Jeep Grand Cherokee Laredo at an average rate of $2,124 per year, and the most expensive model and trim level is the Dodge Durango SRT 392 AWD at an average cost of $2,720 per year.
The next two rate tables detail average car insurance cost by trim level for a 2022 Dodge Durango and Jeep Grand Cherokee, including an overall average cost for each model. The winner for the 2022 car insurance cost comparison is the Jeep Grand Cherokee.
2022 Dodge Durango
$2,504
2022 Dodge Durango Trims | Rate |
---|---|
SXT | $2,298 |
SXT AWD | 2,362 |
GT | 2,374 |
GT AWD | 2,426 |
GT Plus | 2,452 |
GT Plus AWD | 2,496 |
R/T | 2,526 |
Citadel | 2,554 |
R/T AWD | 2,560 |
Citadel AWD | 2,586 |
R/T Plus | 2,592 |
R/T Plus AWD | 2,618 |
SRT 392 AWD | 2,720 |
2022 Dodge Durango Average Rate | $2,504 |
2022 Jeep Grand Cherokee
$2,356
2022 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo | $2,124 |
L Laredo | 2,156 |
Altitude | 2,210 |
L Altitude | 2,236 |
Limited | 2,248 |
L Limited | 2,276 |
Trailhawk | 2,334 |
Overland | 2,388 |
L Overland | 2,408 |
4xe | 2,414 |
Summit | 2,434 |
Trailhawk 4xe | 2,460 |
Summit Reserve | 2,474 |
Overland 4xe | 2,492 |
Summit 4xe | 2,524 |
Summit Reserve 4xe | 2,550 |
2022 Jeep Grand Cherokee Average Rate | $2,356 |
2021 Dodge Durango vs. Jeep Grand Cherokee
A 2021 Dodge Durango costs $60 less per year to insure per year on average than a 2021 Jeep Grand Cherokee, a difference of 2.6%.
The chart shown below visualizes the average insurance cost for both 2021 models rated for different driver ages. For a 2021 Dodge Durango, insurance cost ranges from $2,034 to $4,660 per year for the included driver ages. Auto insurance on the 2021 Jeep Grand Cherokee ranges from $2,080 to $4,756 on average per year.

Out of 11 trim levels for the 2021 Dodge Durango, the most affordable insurance rates are on the Special Service 2WD trim at a cost of $2,066 per year.
For the 26 different trims available for the Jeep Grand Cherokee, the lowest-cost 2021 model to insure is the Laredo 2WD trim at a cost of $1,938.
When looking at the aggregated rates by trim for both models, the cheapest trim to put coverage on is the Jeep Grand Cherokee Laredo 2WD at an average of $1,938 per year, and the most expensive trim is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD costing an average of $2,774 per year.
The next tables show trim level insurance rates for each 2021 model, as well as an average rate for each model. The 2021 Dodge Durango has cheaper average car insurance rates than the 2021 Jeep Grand Cherokee.
2021 Dodge Durango
$2,290
2021 Dodge Durango Trims | Rate |
---|---|
Special Service 2WD | $2,066 |
Pursuit AWD | 2,132 |
SXT 2WD | 2,154 |
GT 2WD | 2,218 |
SXT AWD | 2,218 |
GT AWD | 2,282 |
Citadel 2WD | 2,346 |
R/T 2WD | 2,346 |
Citadel AWD | 2,412 |
R/T AWD | 2,412 |
SRT AWD | 2,604 |
2021 Dodge Durango Average Rate | $2,290 |
2021 Jeep Grand Cherokee
$2,350
2021 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo 2WD | $1,938 |
Laredo 4WD | 2,020 |
Limited 2WD | 2,086 |
Limited Luxury Group II 2WD | 2,150 |
Trailhawk 4WD | 2,150 |
Limited 4WD | 2,182 |
Limited Luxury Group II 4WD | 2,182 |
Limited Off-Road Adventure 4WD | 2,182 |
Overland 2WD | 2,214 |
Overland 4WD | 2,214 |
Trailhawk Luxury Group 4WD | 2,214 |
Summit 2WD | 2,278 |
Summit Black Roof 2WD | 2,278 |
Summit 4WD | 2,310 |
Summit Signature Leather 2WD | 2,344 |
Summit Black Roof 4WD | 2,366 |
Summit Signature Leather 4WD | 2,366 |
SRT 4WD | 2,452 |
SRT Dual Pane Sunroof 4WD | 2,518 |
SRT High Performance Audio 4WD | 2,518 |
SRT Signature Leather 4WD | 2,518 |
Trackhawk 4WD | 2,712 |
Trackhawk Black Roof 4WD | 2,712 |
Trackhawk Dual Pane Sunroof 4WD | 2,712 |
Trackhawk High Performance Audio 4WD | 2,712 |
Trackhawk Signature Leather 4WD | 2,774 |
2021 Jeep Grand Cherokee Average Rate | $2,350 |
2020 Dodge Durango vs. Jeep Grand Cherokee
For 2020 Dodge Durango and Jeep Grand Cherokee models, the Dodge Durango costs less to insure by $38 per year for this comparison year.
The following chart visualizes the average cost to insure both 2020 models for a range of driver ages. The average cost of full-coverage insurance ranges from $1,980 to $4,526 per year for a 2020 Dodge Durango, and $2,002 to $4,574 on the 2020 Jeep Grand Cherokee for the driver examples in the chart.

For the 11 trim levels available for the 2020 Dodge Durango, the lowest-cost trim to insure is the Special Service 2WD model at an average cost of $2,006 per year, or about $167 per month. For the 26 different trims available for a Jeep Grand Cherokee, the most affordable 2020 trim level to insure is the Laredo 2WD trim at a cost of $1,866 per year, or $156 per month.
When rates are compared for the 37 different trim levels of both 2020 models, the overall cheapest vehicle to insure is the Jeep Grand Cherokee Laredo 2WD at an average rate of $1,866 per year. The most expensive model and trim level is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at a cost of $2,670 per year.
The next tables show the cost to insure the available trim levels for both 2020 models, as well as the overall average rate for each model. The cheapest to insure for the 2020 model year is the Dodge Durango.
2020 Dodge Durango
$2,224
2020 Dodge Durango Trims | Rate |
---|---|
Special Service 2WD | $2,006 |
Pursuit AWD | 2,068 |
SXT 2WD | 2,092 |
GT 2WD | 2,154 |
SXT AWD | 2,154 |
GT AWD | 2,216 |
Citadel 2WD | 2,278 |
R/T 2WD | 2,278 |
Citadel AWD | 2,340 |
R/T AWD | 2,340 |
SRT AWD | 2,524 |
2020 Dodge Durango Average Rate | $2,224 |
2020 Jeep Grand Cherokee
$2,262
2020 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo 2WD | $1,866 |
Laredo 4WD | 1,944 |
Limited 2WD | 2,006 |
Limited Luxury Group II 2WD | 2,070 |
Trailhawk 4WD | 2,070 |
Limited 4WD | 2,098 |
Limited Luxury Group II 4WD | 2,098 |
Limited Off-Road Adventure 4WD | 2,098 |
Overland 2WD | 2,130 |
Overland 4WD | 2,130 |
Trailhawk Luxury Group 4WD | 2,130 |
Summit 2WD | 2,192 |
Summit Black Roof 2WD | 2,192 |
Summit 4WD | 2,224 |
Summit Signature Leather 2WD | 2,254 |
Summit Black Roof 4WD | 2,276 |
Summit Signature Leather 4WD | 2,276 |
SRT 4WD | 2,360 |
SRT Dual Pane Sunroof 4WD | 2,422 |
SRT High Performance Audio 4WD | 2,422 |
SRT Signature Leather 4WD | 2,422 |
Trackhawk 4WD | 2,608 |
Trackhawk Black Roof 4WD | 2,608 |
Trackhawk Dual Pane Sunroof 4WD | 2,608 |
Trackhawk High Performance Audio 4WD | 2,608 |
Trackhawk Signature Leather 4WD | 2,670 |
2020 Jeep Grand Cherokee Average Rate | $2,262 |
2019 Dodge Durango vs. Jeep Grand Cherokee
When comparing insurance cost for 2019 models, the Dodge Durango costs $2,028 per year to insure and the Jeep Grand Cherokee costs $2,076, making the Dodge Durango the model with cheaper insurance by $48.
The chart below visualizes the average insurance cost for the two models for the 20, 30, 40, and 50-year-old driver age groups. For the 2019 Dodge Durango, the average car insurance cost ranges from $1,802 to $4,122 per year for the age groups used in the chart. Auto insurance on the 2019 Jeep Grand Cherokee costs from $1,844 to $4,222 on average per year.

A 2019 Dodge Durango has 11 trim levels available, and the lowest-cost model to insure is the SXT 2WD model at an average cost of $1,836 per year. A 2019 Jeep Grand Cherokee has 11 different option levels available, with the lowest-cost trim to insure being the Laredo 2WD model at an average cost of $1,812 per year, or around $151 per month.
When all 22 trims of both models are combined and compared, the most affordable trim level to buy insurance for is the Jeep Grand Cherokee Laredo 2WD at an average rate of $1,812 per year. The most expensive model and trim level is the Jeep Grand Cherokee Trackhawk 4WD at a cost of $2,522 per year.
The two tables below break down both 2019 models and all trim levels available for each one, plus an average rate for each model. The winner for the 2019 car insurance comparison is the Dodge Durango.
2019 Dodge Durango
$2,028
2019 Dodge Durango Trims | Rate |
---|---|
SXT 2WD | $1,836 |
SXT AWD | 1,896 |
Special Service 2WD | 1,896 |
GT 2WD | 1,956 |
PURSUIT AWD | 1,956 |
GT AWD | 2,016 |
R/T 2WD | 2,074 |
Citadel 2WD | 2,082 |
R/T AWD | 2,134 |
Citadel AWD | 2,150 |
SRT AWD | 2,328 |
2019 Dodge Durango Average Rate | $2,028 |
2019 Jeep Grand Cherokee
$2,076
2019 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo 2WD | $1,812 |
Laredo 4WD | 1,888 |
Limited 2WD | 1,948 |
Limited 4WD | 2,006 |
Trailhawk 4WD | 2,006 |
Overland 2WD | 2,064 |
Overland 4WD | 2,064 |
Summit 2WD | 2,124 |
Summit 4WD | 2,124 |
SRT 4WD | 2,286 |
Trackhawk 4WD | 2,522 |
2019 Jeep Grand Cherokee Average Rate | $2,076 |
2018 Dodge Durango vs. Jeep Grand Cherokee
A 2018 Dodge Durango costs $14 less per year to insure per year on average than a 2018 Jeep Grand Cherokee, a difference of 0.7%.
The chart below shows the average cost to insure both models for drivers aged 20 to 50. The average cost of full-coverage insurance ranges from $1,720 to $3,924 per year on a 2018 Dodge Durango, and $1,734 to $3,960 for the 2018 Jeep Grand Cherokee for the five driver age examples in the chart.

Out of 11 Dodge Durango trims, the lowest-cost 2018 trim level to insure is the SXT 2WD trim at an average cost of $1,754 per year. The 2018 Jeep Grand Cherokee has 11 trim options available, with the most affordable trim level to insure being the Laredo 2WD model at an average cost of $1,738 per year, or around $145 per month.
When rates for all 22 trim levels for both 2018 models are compared, the cheapest vehicle to put coverage on is the Jeep Grand Cherokee Laredo 2WD at a cost of $1,738 per year, and the most expensive vehicle to insure is the Jeep Grand Cherokee Trackhawk 4WD at an average cost of $2,404 per year.
The next tables display trim level insurance cost averages for both 2018 models, including the average rate for each model.
2018 Dodge Durango
$1,936
2018 Dodge Durango Trims | Rate |
---|---|
SXT 2WD | $1,754 |
SSV 2WD | 1,808 |
SXT AWD | 1,808 |
SSV AWD | 1,866 |
GT 2WD | 1,920 |
Citadel 2WD | 1,978 |
Citadel AWD | 1,978 |
GT AWD | 1,978 |
R/T 2WD | 1,978 |
R/T AWD | 2,032 |
SRT AWD | 2,198 |
2018 Dodge Durango Average Rate | $1,936 |
2018 Jeep Grand Cherokee
$1,950
2018 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo 2WD | $1,738 |
Laredo 4WD | 1,738 |
Limited 2WD | 1,866 |
Limited 4WD | 1,920 |
Overland 2WD | 1,920 |
SRT 4WD | 1,920 |
Trailhawk 4WD | 1,920 |
Overland 4WD | 1,978 |
Summit 2WD | 2,032 |
Summit 4WD | 2,032 |
Trackhawk 4WD | 2,404 |
2018 Jeep Grand Cherokee Average Rate | $1,950 |
2017 Dodge Durango vs. Jeep Grand Cherokee
When comparing car insurance rates for 2017 models, a Dodge Durango costs an average of $1,826 per year to insure while a Jeep Grand Cherokee costs $1,868, making the Dodge Durango cheaper to insure by $42 per year.
The chart shown below demonstrates the average car insurance cost for both models rated for drivers aged 20 to 50. Average car insurance cost ranges from $1,626 to $3,698 per year on the 2017 Dodge Durango, and $1,662 to $3,786 on the 2017 Jeep Grand Cherokee for the driver ages used.

A 2017 Dodge Durango has 10 trims available, with the lowest-cost trim to insure being the SXT 2WD trim at an average cost of $1,684 per year, or about $140 per month.
The 2017 Jeep Grand Cherokee has 16 different option levels available, with the lowest-cost trim to insure being the Laredo 2WD model at an average cost of $1,678 per year.
When trim-level rates for both models are compared, the cheapest vehicle to buy insurance for is the Jeep Grand Cherokee Laredo 2WD at an average rate of $1,678 per year. The highest-cost model and trim is the Jeep Grand Cherokee Summit 4WD Diesel costing $2,008 per year.
The next tables detail trim level insurance cost averages for both 2017 models, plus the average rate for each model. The 2017 Dodge Durango comes out with a win over the 2017 Jeep Grand Cherokee for the cheapest average car insurance rates.
2017 Dodge Durango
$1,826
2017 Dodge Durango Trims | Rate |
---|---|
SXT 2WD | $1,684 |
SSV 2WD | 1,736 |
SXT AWD | 1,736 |
SSV AWD | 1,788 |
GT 2WD | 1,842 |
Citadel 2WD | 1,894 |
Citadel AWD | 1,894 |
GT AWD | 1,894 |
R/T 2WD | 1,894 |
R/T AWD | 1,894 |
2017 Dodge Durango Average Rate | $1,826 |
2017 Jeep Grand Cherokee
$1,868
2017 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo 2WD | $1,678 |
Laredo 4WD | 1,678 |
Limited 2WD | 1,798 |
Limited 4WD | 1,798 |
Limited 2WD Diesel | 1,852 |
Limited 4WD Diesel | 1,852 |
Overland 2WD | 1,852 |
Trailhawk 4WD | 1,852 |
Overland 2WD Diesel | 1,904 |
Overland 4WD | 1,904 |
Trailhawk 4WD Diesel | 1,904 |
Overland 4WD Diesel | 1,956 |
Summit 2WD | 1,956 |
Summit 2WD Diesel | 1,956 |
Summit 4WD | 1,956 |
Summit 4WD Diesel | 2,008 |
2017 Jeep Grand Cherokee Average Rate | $1,868 |
2016 Dodge Durango vs. Jeep Grand Cherokee
A 2016 Dodge Durango is $90 cheaper to insure per year on average than a 2016 Jeep Grand Cherokee, a difference of 5.5%.
The following chart demonstrates the average insurance cost for the two models for drivers aged 20 to 50. For a 2016 Dodge Durango, the average cost of car insurance ranges from $1,418 to $3,196 per year for the age groups included in the chart. Full-coverage insurance for a 2016 Jeep Grand Cherokee ranges from $1,498 to $3,382 on average per year.

The 2016 Dodge Durango has 10 trims available, with the most affordable model to insure being the SSV 2WD trim at an average cost of $1,490 per year, or about $124 per month.
The 2016 Jeep Grand Cherokee has 15 trim levels available, and the most affordable model to insure is the Laredo 2WD trim at an average cost of $1,448 per year, or about $121 per month.
When insurance prices for all 25 trim levels for both 2016 models are compared, the cheapest vehicle to buy insurance for is the Jeep Grand Cherokee Laredo 2WD at a cost of $1,448 per year. The overall most expensive vehicle to insure is the Jeep Grand Cherokee SRT8 4WD at an average of $1,896 per year.
The two tables below illustrate the average insurance cost by trim level for both 2016 models, plus an average rate for each model.
2016 Dodge Durango
$1,590
2016 Dodge Durango Trims | Rate |
---|---|
SSV 2WD | $1,490 |
SXT 2WD | 1,490 |
SSV AWD | 1,552 |
SXT AWD | 1,552 |
Limited 2WD | 1,602 |
Limited AWD | 1,602 |
Citadel 2WD | 1,648 |
Citadel AWD | 1,648 |
R/T 2WD | 1,648 |
R/T AWD | 1,648 |
2016 Dodge Durango Average Rate | $1,590 |
2016 Jeep Grand Cherokee
$1,680
2016 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo 2WD | $1,448 |
Laredo 4WD | 1,494 |
Limited 2WD | 1,606 |
Limited 4WD | 1,606 |
Limited 2WD Diesel | 1,656 |
Limited 4WD Diesel | 1,656 |
Overland 2WD | 1,656 |
Overland 2WD Diesel | 1,704 |
Overland 4WD | 1,704 |
Summit 2WD | 1,704 |
Overland 4WD Diesel | 1,754 |
Summit 4WD | 1,754 |
Summit 2WD Diesel | 1,762 |
Summit 4WD Diesel | 1,810 |
SRT8 4WD | 1,896 |
2016 Jeep Grand Cherokee Average Rate | $1,680 |
2015 Dodge Durango vs. Jeep Grand Cherokee
When comparing insurance costs for the 2015 Dodge Durango and Jeep Grand Cherokee models, the Dodge Durango is cheaper by $24 per year.
The chart below illustrates the average insurance cost for the two models rated for a variety of different driver ages. For the 2015 Dodge Durango, the average cost of car insurance ranges from $1,500 to $3,400 per year for these driver ages. Auto insurance on a 2015 Jeep Grand Cherokee ranges from $1,520 to $3,434 on average per year.

Out of 10 Dodge Durango trims, the cheapest 2015 trim level to insure is the SXT 2WD trim at an average cost of $1,604 per year.
For the nine option levels available for the Jeep Grand Cherokee, the lowest-cost 2015 trim to insure is the Laredo 2WD model at a cost of $1,530 per year, or around $128 per month.
When comparing combined rates for both models from a trim-level perspective, the cheapest trim to buy insurance for is the Jeep Grand Cherokee Laredo 2WD at an average cost of $1,530 per year, and the highest-cost model and trim level is the Jeep Grand Cherokee SRT8 4WD costing $1,886 per year.
The two tables below detail the cost to insure the available trim levels for both 2015 models, plus an average rate for each model. The model with the cheapest overall car insurance cost for 2015 is the Dodge Durango.
2015 Dodge Durango
$1,678
2015 Dodge Durango Trims | Rate |
---|---|
SXT 2WD | $1,604 |
SXT AWD | 1,604 |
Special Service 2WD | 1,604 |
Special Service AWD | 1,650 |
Limited 2WD | 1,694 |
R/T 2WD | 1,694 |
Limited AWD | 1,702 |
Citadel 2WD | 1,738 |
R/T AWD | 1,748 |
Citadel AWD | 1,750 |
2015 Dodge Durango Average Rate | $1,678 |
2015 Jeep Grand Cherokee
$1,702
2015 Jeep Grand Cherokee Trims | Rate |
---|---|
Laredo 2WD | $1,530 |
Laredo 4WD | 1,574 |
Limited 2WD | 1,664 |
Limited 4WD | 1,664 |
Overland 2WD | 1,708 |
Overland 4WD | 1,752 |
Summit 2WD | 1,752 |
Summit 4WD | 1,796 |
SRT8 4WD | 1,886 |
2015 Jeep Grand Cherokee Average Rate | $1,702 |