Ford Bronco vs. Jeep Wrangler Insurance Cost

Does the Ford Bronco or the Jeep Wrangler have cheaper insurance rates? We crunched the numbers for the 2022 models to find an answer.

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  • For the 2022 model year, the Jeep Wrangler is cheaper to insure on average than the Ford Bronco by  $214 per year.
  • Average car insurance cost per month for the Ford Bronco is $128 and the Jeep Wrangler is about $146.
  • Average car insurance cost for the small SUV segment is $1,426 per year. The Ford Bronco costs $106 more to insure than the average while the Jeep Wrangler costs $320 more per year.

The new Ford Bronco has created a monumental debate over whether the Bronco or the classic Jeep Wrangler is the best off-road capable vehicle. We decided to not look at the capabilities of each vehicle, but rather how much does insurance cost for both the Bronco and Wrangler, and which is cheapest?

Is Bronco or Wrangler insurance cheaper?

The 2022 Ford Bronco has an average insurance cost of $1,532 and the 2022 Jeep Wrangler averages $1,746, making the Ford Bronco cheaper by $214 per year. The cheapest Bronco trim level to insure is the Sport at around $1,252 per year. The cheapest Wrangler model to insure is the Sport 2-Door at around $1,596 per year.

The table below compares annual and monthly car insurance cost for the 2022 Jeep Wrangler and Ford Bronco. Average rates are combined and then sorted by cost, from least expensive to most expensive.

2022 Jeep Wrangler vs Ford Bronco Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,252$104
$1,260$105
$1,346$112
$1,360$113
$1,452$121
$1,562$130
$1,596$133
$1,608$134
$1,634$136
$1,640$137
$1,648$137
$1,652$138
$1,654$138
$1,688$141
$1,690$141
$1,692$141
$1,700$142
$1,702$142
$1,722$144
$1,734$145
$1,734$145
$1,744$145
$1,744$145
$1,778$148
$1,778$148
$1,828$152
$1,834$153
$1,858$155
$1,858$155
$1,868$156
$1,932$161

Get Rates in Your AreaWhy is this important?

Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2022 Jeep Wrangler and a 2022 Ford Bronco. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2022 Jeep Wrangler vs Ford Bronco Insurance Cost by Trim Level

The bar chart below compares average Ford Bronco insurance to Jeep Wrangler insurance in order to determine whether the 2022 Bronco or 2022 Wrangler has cheaper car insurance rates.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2022 Ford Bronco and a 2022 Jeep Wrangler with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Ford Bronco and Jeep Wrangler trim levels.Data last updated on June 24, 2022
2022 Ford Bronco vs. 2022 Jeep Wrangler Insurance Cost
2022 Ford Bronco vs. 2022 Jeep Wrangler Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Ford Bronco$3,046$1,612$1,532$1,396
Jeep Wrangler$3,518$1,814$1,746$1,598

The two tables below detail the expected annual car insurance cost by trim level for both 2022 models, including an overall average cost for each model. The cheapest to insure for the 2022 car insurance battle is the Ford Bronco.

2022 Ford Bronco

$1,532

Insurance Rates by Trim Level for 2022 Ford Bronco
2022 Ford Bronco TrimsRate
Sport$1,252
Sport Big Bend1,260
Sport Outer Banks1,346
Sport Badlands1,360
Base1,452
Big Bend1,562
Black Diamond1,608
Outer Banks1,640
Badlands1,654
Wildtrak1,688
Everglades1,702
Raptor1,858
2022 Ford Bronco Average Rate$1,532

2022 Jeep Wrangler

$1,746

Insurance Rates by Trim Level for 2022 Ford Bronco
2022 Jeep Wrangler TrimsRate
Sport 2-Door$1,596
Willys Sport 2-Door1,634
Sport S 2-Door1,648
Sport 4-Door1,652
Willys Sport 4-Door1,690
Willys 2-Door1,692
Sport S 4-Door1,700
Sport Altitude1,722
Willys 4-Door1,734
Sport RHD1,734
Sahara1,744
Rubicon 2-Door1,744
Rubicon 4-Door1,778
Sahara Altitude1,778
High Altitude1,828
Sahara 4xe1,834
Rubicon 4xe1,858
High Altitude 4xe1,868
Rubicon 3921,932
2022 Jeep Wrangler Average Rate$1,746

2021 Ford Bronco vs. Jeep Wrangler

When comparing insurance cost for the 2021 Ford Bronco and Jeep Wrangler models, the Ford Bronco has cheaper rates by an average of $98 per year for this comparison year.

The next chart shows the average cost to insure both models rated for drivers aged 20 to 50. Average insurance cost ranges from $1,468 to $3,216 per year for a 2021 Ford Bronco, and $1,560 to $3,430 for a 2021 Jeep Wrangler for the illustrated age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2021 Ford Bronco and a 2021 Jeep Wrangler with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Ford Bronco and Jeep Wrangler trim levels.Data last updated on June 24, 2022
2021 Ford Bronco vs. 2021 Jeep Wrangler Insurance Cost
2021 Ford Bronco vs. 2021 Jeep Wrangler Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Ford Bronco$3,216$1,676$1,606$1,468
Jeep Wrangler$3,430$1,768$1,704$1,560

The 2021 Ford Bronco has 12 trim levels available, with the cheapest model to insure being the Sport model at an average cost of $1,408 per year, or around $117 per month.

For the 15 trims available for the Jeep Wrangler, the cheapest 2021 trim to insure is the Sport 4WD model at a cost of $1,290 per year, or $108 per month.

When rates are compared for the 27 trim levels of both 2021 models, the cheapest vehicle to insure to insure is the Jeep Wrangler Sport 4WD at a cost of $1,290 per year. The most expensive vehicle to insure is the Jeep Wrangler Rubicon 392 at an average of $1,884 per year.

The tables shown below display trim level insurance rates for each 2021 model, as well as the overall average rate for each model.

2021 Ford Bronco

$1,606

Insurance Rates by Trim Level for 2021 Ford Bronco
2021 Ford Bronco TrimsRate
Sport$1,408
Sport Big Bend1,422
Sport Outer Banks1,452
Sport Badlands1,464
Sport First Edition1,478
Base1,642
Big Bend1,686
Black Diamond1,698
Outer Banks1,730
Wildtrak1,744
Badlands1,776
First Edition1,790
2021 Ford Bronco Average Rate$1,606

2021 Jeep Wrangler

$1,704

Insurance Rates by Trim Level for 2021 Ford Bronco
2021 Jeep Wrangler TrimsRate
Sport 4WD$1,290
Rubicon 4WD1,472
Rubicon Body Color 3 Piece Hardtop1,516
Unlimited Sport 4WD1,630
Unlimited Sport Dual Top Group 4WD1,690
Unlimited Sahara 4WD1,736
Unlimited Rubicon 4WD1,782
Unlimited Rubicon Body Color 3 Piece Hardtop1,782
Unlimited Rubicon Dual Top Group 4WD1,782
Unlimited Sahara Body Color 3 Piece Hardtop1,782
Unlimited Sahara Dual Top Group 4WD1,782
Unlimited Sahara Sky One Touch Power Top1,782
4xe1,808
Unlimited Rubicon Sky One Touch Power Top1,826
Rubicon 3921,884
2021 Jeep Wrangler Average Rate$1,704

Additional Ford Bronco and Jeep Wrangler Resources