Ford Bronco vs. Jeep Wrangler Insurance Cost

• For the 2023 model year, the Jeep Wrangler is cheaper to insure on average than the Ford Bronco by $6 per year.
• The $32,295 base model is the cheapest Bronco to insure, while the $31,195 Sport 2-Door is the cheapest Wrangler model to insure.

The Ford Bronco has created a monumental debate over whether the Bronco or the classic Jeep Wrangler is the best off-road capable vehicle. We decided to not look at the capabilities of each vehicle, but rather how much does insurance cost for both the Bronco and Wrangler, and which is cheapest?

Is Bronco or Wrangler insurance cheaper?

Average insurance rates for a 2023 Ford Bronco are $2,014 per year, while the 2023 Jeep Wrangler costs an average of $2,008 per year, making the Jeep Wrangler the model with better average insurance cost.

Within each different model, however, auto insurance cost varies greatly for each of the different trim levels. For a 2023 Ford Bronco, car insurance prices range from the lowest rate of $1,782 per year for the $32,295 Base model up to $2,222 for the $73,780 Raptor trim level. For a 2023 Wrangler, insurance rates can range from $1,822 every 12 months for the Sport 2-Door model to as high as $2,216 for the most expensive to insure Rubicon 392 model.

When comparing car insurance rates for both models by trim level, the cheapest trim is the Ford Bronco Base at an average of $1,782 per year, and the most expensive model and trim level is the Ford Bronco Raptor costing an average of $2,222 per year.

For a 2023 Ford Bronco, the cheapest models are the Base, Big Bend, and Black Diamond. The cheapest Jeep Wrangler models include the Sport 2-Door, Willys Sport 2-Door, and Sport S 2-Door. Car insurance rates for all 2023 Bronco and Wrangler models and trims range from $149 to $185 per month.

The table below compares and ranks the cost of car insurance for 2023 Ford Bronco and Jeep Wrangler models, showing average cost by trim level for each model.

The chart below illustrates the average cost to insure both models for drivers aged 20 to 50. Average insurance cost ranges from $1,836 to $4,010 per year for a 2023 Ford Bronco, and $1,834 to $4,044 for a 2023 Jeep Wrangler for the driver ages used.

Out of nine trims for the 2023 Ford Bronco, the cheapest auto insurance rates are on the Base model at a cost of $1,782 per year, or around $149 per month.

When comparing aggregated rates for both models from a trim-level perspective, the most affordable model and trim level to insure is the Ford Bronco Base at an average cost of $1,782 per year. The most expensive vehicle to insure is the Ford Bronco Raptor at an average of $2,222 per year.

The tables shown below show the cost to insure the available trim levels for both 2023 models, including an overall average rate. The model with the cheapest overall car insurance rates for 2023 is the Jeep Wrangler.

2022 Ford Bronco vs. Jeep Wrangler

The 2022 Ford Bronco has an average insurance cost of $1,834 and the 2022 Jeep Wrangler averages $1,954, making the Ford Bronco cheaper by $120 per year. The cheapest Bronco trim level to insure is the base at around $1,782 per year. The cheapest Wrangler model to insure is the Sport 2-Door at around $1,822 per year.

The table below compares annual and monthly car insurance cost for the 2023 Jeep Wrangler and Ford Bronco. Average rates are combined and then sorted by cost, from least expensive to most expensive.

The bar chart below compares average Ford Bronco insurance to Jeep Wrangler insurance in order to determine whether the 2022 Bronco or 2022 Wrangler has cheaper car insurance rates.

The two tables below detail the expected annual car insurance cost by trim level for both 2022 models, including an overall average cost for each model. The cheapest to insure for the 2022 car insurance battle is the Ford Bronco.

2021 Ford Bronco vs. Jeep Wrangler

When comparing insurance cost for the 2021 Ford Bronco and Jeep Wrangler models, the Ford Bronco has cheaper rates by an average of $14 per year for this comparison year.

The next chart shows the average cost to insure both models rated for drivers aged 20 to 50. Average insurance cost ranges from $1,732 to $3,794 per year for a 2021 Ford Bronco, and $1,748 to $3,852 for a 2021 Jeep Wrangler for the illustrated age groups.

The 2021 Ford Bronco has eight trim levels available, with the cheapest model to insure being the Sport model at an average cost of $1,580 per year, or around $132 per month.

For the 15 trims available for the Jeep Wrangler, the cheapest 2021 trim to insure is the Sport 4WD model at a cost of $1,454 per year, or $121 per month.

When rates are compared for the 23 trim levels of both 2021 models, the cheapest vehicle to insure is the Jeep Wrangler Sport 4WD at a cost of $1,454 per year. The most expensive vehicle to insure is the Jeep Wrangler Rubicon 392 at an average of $2,122 per year.

The tables shown below display trim level insurance rates for each 2021 model, as well as the overall average rate for each model.

Additional Ford Bronco and Jeep Wrangler Resources

• Ford Bronco Insurance Rates
• Jeep Wrangler Insurance Rates
• Midsize SUV Insurance Rate Comparisons