- If the most affordable price on car insurance is a huge factor in deciding model you take home from the dealership, you’ll want to put more consideration into the Ford Explorer over the Ford Escape.
- For the 2024 Ford Escape, average insurance rates cost from $2,050 to $2,282 per year, while insurance on a 2024 Ford Explorer ranges from $1,902 to $2,316, depending on the exact model being insured.
- The Ford Escape Active and the Ford Explorer XLT 2WD are the models with the cheapest car insurance rates for each vehicle in our comparison.
Is car insurance cheaper for a Ford Escape or Explorer?
Car insurance rates for a 2024 Ford Escape cost an average of $2,188 per year, whereas insurance for a Ford Explorer averages $2,176 per year, making the Ford Explorer the cheapest of the two to insure.
Out of 10 trims for the 2024 Ford Escape, the cheapest rates are on the Active model at a cost of $2,050 per year. Out of the 13 trims available for the Ford Explorer, the cheapest 2024 trim level to insure is the XLT 2WD model at a cost of $1,902 per year, or around $159 per month.
When all 23 trims of both models are combined and compared, the cheapest trim is the Ford Explorer XLT 2WD at a cost of $1,902 per year, and the highest-cost model and trim is the Ford Explorer King Ranch 4WD costing $2,316 per year.
The table shown below compares and ranks the annual and monthly cost of car insurance for 2024 Ford Escape and Ford Explorer models, showing average premium cost for each trim level.
| Model and Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Explorer XLT 2WD | $1,902 | $159 |
| Explorer XLT 4WD | $1,968 | $164 |
| Escape Active | $2,050 | $171 |
| Escape ST-Line | $2,078 | $173 |
| Explorer ST-Line 2WD | $2,114 | $176 |
| Explorer Limited 2WD | $2,144 | $179 |
| Escape ST-Line Hybrid | $2,150 | $179 |
| Explorer ST-Line 4WD | $2,164 | $180 |
| Escape ST-Line Select | $2,168 | $181 |
| Explorer Limited 4WD | $2,184 | $182 |
| Explorer Timberline 4WD | $2,184 | $182 |
| Escape ST-Line Select Hybrid | $2,188 | $182 |
| Explorer ST 2WD | $2,208 | $184 |
| Escape Platinum Hybrid | $2,224 | $185 |
| Escape Platinum | $2,234 | $186 |
| Explorer ST 4WD | $2,246 | $187 |
| Escape ST-Line Elite | $2,248 | $187 |
| Escape ST-Line Elite Hybrid | $2,268 | $189 |
| Explorer Platinum 2WD | $2,276 | $190 |
| Escape Plug-in Hybrid | $2,282 | $190 |
| Explorer King Ranch 2WD | $2,284 | $190 |
| Explorer Platinum 4WD | $2,312 | $193 |
| Explorer King Ranch 4WD | $2,316 | $193 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025
The chart shown below illustrates the average cost to insure the two models with different ages of drivers. For a 2024 Ford Escape, average insurance cost ranges from $1,946 to $4,420 per year. A 2024 Ford Explorer costs from $1,928 to $4,394 to insure per year.
The tables shown below show all the available trims for both 2024 models, including an overall average cost for each model. The cheapest to insure for the 2024 model year is the Ford Explorer.
2024 Ford Escape
$2,188
| 2024 Ford Escape Trims | Rate |
|---|---|
| Active | $2,050 |
| ST-Line | 2,078 |
| ST-Line Hybrid | 2,150 |
| ST-Line Select | 2,168 |
| ST-Line Select Hybrid | 2,188 |
| Platinum Hybrid | 2,224 |
| Platinum | 2,234 |
| ST-Line Elite | 2,248 |
| ST-Line Elite Hybrid | 2,268 |
| Plug-in Hybrid | 2,282 |
| 2024 Ford Escape Average Rate | $2,188 |
2024 Ford Explorer
$2,176
| 2024 Ford Explorer Trims | Rate |
|---|---|
| XLT 2WD | $1,902 |
| XLT 4WD | 1,968 |
| ST-Line 2WD | 2,114 |
| Limited 2WD | 2,144 |
| ST-Line 4WD | 2,164 |
| Limited 4WD | 2,184 |
| Timberline 4WD | 2,184 |
| ST 2WD | 2,208 |
| ST 4WD | 2,246 |
| Platinum 2WD | 2,276 |
| King Ranch 2WD | 2,284 |
| Platinum 4WD | 2,312 |
| King Ranch 4WD | 2,316 |
| 2024 Ford Explorer Average Rate | $2,176 |
2023 Ford Escape vs. Ford Explorer
Insurance on a 2023 Ford Escape averages $2,136 per year, while insurance for a Ford Explorer costs an average of $1,996 per year, making the Ford Explorer the model with cheaper overall insurance rates.
Out of 14 trims for the 2023 Ford Escape, the cheapest auto insurance rates are on the Base model at a cost of $1,996 per year. For the 17 trims available for the Ford Explorer, the cheapest 2023 trim level to insure is the XLT 2WD model at a cost of $1,814.
When all 31 trims of both models are combined and compared, the lowest-cost model and trim level to insure is the Ford Explorer XLT 2WD at a cost of $1,814 per year. The overall most expensive vehicle to insure is the Ford Escape ST-Line Elite Hybrid AWD at an average of $2,242 per year.
For model years prior to 2023, average insurance prices compare as shown in the list below. Click on any link to view average rates for all trim levels.
- 2022 Ford Escape vs. Explorer – Cheapest average insurance cost: Ford Explorer
- 2021 Ford Escape vs. Explorer – Cheapest average insurance cost: Ford Escape
- 2020 Ford Escape vs. Explorer – Cheapest average insurance cost: Ford Escape
- 2019 Ford Escape vs. Explorer – Cheapest average insurance cost: Ford Escape
- 2018 Ford Escape vs. Explorer – Cheapest average insurance cost: Ford Escape
- 2017 Ford Escape vs. Explorer – Cheapest average insurance cost: Ford Escape
- 2016 Ford Escape vs. Explorer – Cheapest average insurance cost: Ford Escape
- 2015 Ford Escape vs. Explorer – Cheapest average insurance cost: Ford Escape
The table below compares the annual and monthly cost of car insurance for 2023 Ford Escape and Ford Explorer models, showing average cost by trim level for each model.
| Model and Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Explorer XLT 2WD | $1,814 | $151 |
| Explorer XLT 4WD | $1,856 | $155 |
| Explorer ST-Line 2WD | $1,946 | $162 |
| Explorer Limited 2WD | $1,966 | $164 |
| Explorer Base 2WD | $1,982 | $165 |
| Explorer ST-Line 4WD | $1,982 | $165 |
| Explorer Limited 4WD | $1,994 | $166 |
| Explorer Timberline 4WD | $1,994 | $166 |
| Escape Base | $1,996 | $166 |
| Explorer ST 2WD | $2,008 | $167 |
| Explorer Base 4WD | $2,030 | $169 |
| Explorer ST 4WD | $2,030 | $169 |
| Escape Active | $2,034 | $170 |
| Escape Base AWD | $2,036 | $170 |
| Explorer Limited Hybrid 2WD | $2,042 | $170 |
| Explorer Platinum 2WD | $2,050 | $171 |
| Escape ST-Line | $2,056 | $171 |
| Explorer King Ranch 2WD | $2,056 | $171 |
| Explorer Limited Hybrid 4WD | $2,064 | $172 |
| Explorer Platinum 4WD | $2,070 | $173 |
| Explorer King Ranch 4WD | $2,076 | $173 |
| Escape Active AWD | $2,082 | $174 |
| Escape ST-Line AWD | $2,102 | $175 |
| Escape ST-Line Hybrid | $2,138 | $178 |
| Escape ST-Line Select AWD | $2,152 | $179 |
| Escape ST-Line Select Hybrid AWD | $2,172 | $181 |
| Escape Platinum Hybrid | $2,206 | $184 |
| Escape Platinum Hybrid AWD | $2,226 | $186 |
| Escape ST-Line Elite AWD | $2,226 | $186 |
| Escape Plug-in Hybrid | $2,226 | $186 |
| Escape ST-Line Elite Hybrid AWD | $2,242 | $187 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025
The next chart illustrates the average cost to insure both 2023 models with different ages of drivers. For a 2023 Ford Escape, average insurance cost ranges from $1,898 to $4,320 per year for the example age groups. A 2023 Ford Explorer costs from $1,756 to $3,966 to insure per year.
The tables shown below show the cost to insure the available trim levels for both 2023 models, as well as the overall average rate for each model. The 2023 Ford Explorer reigns victorious over the 2023 Ford Escape for cheapest car insurance rates.
2023 Ford Escape
$2,136
| 2023 Ford Escape Trims | Rate |
|---|---|
| Base | $1,996 |
| Active | 2,034 |
| Base AWD | 2,036 |
| ST-Line | 2,056 |
| Active AWD | 2,082 |
| ST-Line AWD | 2,102 |
| ST-Line Hybrid | 2,138 |
| ST-Line Select AWD | 2,152 |
| ST-Line Select Hybrid AWD | 2,172 |
| Platinum Hybrid | 2,206 |
| Platinum Hybrid AWD | 2,226 |
| ST-Line Elite AWD | 2,226 |
| Plug-in Hybrid | 2,226 |
| ST-Line Elite Hybrid AWD | 2,242 |
| 2023 Ford Escape Average Rate | $2,136 |
2023 Ford Explorer
$1,996
| 2023 Ford Explorer Trims | Rate |
|---|---|
| XLT 2WD | $1,814 |
| XLT 4WD | 1,856 |
| ST-Line 2WD | 1,946 |
| Limited 2WD | 1,966 |
| Base 2WD | 1,982 |
| ST-Line 4WD | 1,982 |
| Limited 4WD | 1,994 |
| Timberline 4WD | 1,994 |
| ST 2WD | 2,008 |
| Base 4WD | 2,030 |
| ST 4WD | 2,030 |
| Limited Hybrid 2WD | 2,042 |
| Platinum 2WD | 2,050 |
| King Ranch 2WD | 2,056 |
| Limited Hybrid 4WD | 2,064 |
| Platinum 4WD | 2,070 |
| King Ranch 4WD | 2,076 |
| 2023 Ford Explorer Average Rate | $1,996 |
2022 Ford Escape vs. Ford Explorer
Insurance rates on a 2022 Ford Escape cost an average of $2,154 per year, whereas a 2022 Ford Explorer averages $2,058 per year, making the Ford Explorer the cheaper of the two to insure.
For a 2022 Ford Escape, insurance rates range from $1,952 per year for the S model up to $2,356 for the Titanium Plug-in Hybrid model.
For a 2022 Ford Explorer, rates can range from $1,894 per year on the XLT 2WD model up to $2,178 on the Platinum 4WD model.
For a 2022 Ford Escape, the lowest-cost models to insure are the S, SE, and SE Hybrid. The cheapest Ford Explorer trims to insure include the XLT 2WD, 2WD, and XLT 4WD. From a monthly standpoint, car insurance rates for all 2022 Ford Escape and Ford Explorer models range from $158 to $196 per month.
The table below compares and ranks the yearly and monthly cost of car insurance for 2022 Ford Escape and Ford Explorer models, with average rates for each vehicle.
| Model and Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| Explorer XLT 2WD | $1,894 | $158 |
| Explorer 2WD | $1,932 | $161 |
| Explorer XLT 4WD | $1,934 | $161 |
| Escape S | $1,952 | $163 |
| Explorer 4WD | $1,978 | $165 |
| Escape SE | $2,020 | $168 |
| Escape SE Hybrid | $2,028 | $169 |
| Explorer ST 2WD | $2,040 | $170 |
| Explorer ST-Line 2WD | $2,048 | $171 |
| Explorer Limited 2WD | $2,056 | $171 |
| Explorer Timberline 4WD | $2,070 | $173 |
| Explorer ST-Line 4WD | $2,076 | $173 |
| Explorer Limited 4WD | $2,082 | $174 |
| Escape SE AWD | $2,086 | $174 |
| Escape SEL | $2,094 | $175 |
| Escape SE Hybrid AWD | $2,100 | $175 |
| Explorer ST 4WD | $2,102 | $175 |
| Explorer King Ranch 2WD | $2,152 | $179 |
| Escape SEL Hybrid | $2,154 | $180 |
| Escape SEL AWD | $2,158 | $180 |
| Explorer Platinum 2WD | $2,158 | $180 |
| Escape SE Plug-in Hybrid | $2,166 | $181 |
| Escape Titanium Hybrid | $2,172 | $181 |
| Explorer King Ranch 4WD | $2,172 | $181 |
| Escape SEL Hybrid AWD | $2,174 | $181 |
| Explorer Platinum 4WD | $2,178 | $182 |
| Escape Titanium Hybrid AWD | $2,234 | $186 |
| Escape Titanium AWD | $2,288 | $191 |
| Escape SEL Plug-in Hybrid | $2,312 | $193 |
| Escape Titanium Plug-in Hybrid | $2,356 | $196 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025
The following chart illustrates the average cost to insure the two models with different ages of drivers. For a 2022 Ford Escape, insurance cost ranges from $1,912 to $4,362 per year for the age groups used in this illustration. Insurance on the 2022 Ford Explorer ranges from $1,818 to $4,118 on average per year.
Out of 15 Ford Escape trim levels, the lowest-cost 2022 trim level to insure is the S model at an average cost of $1,952 per year, or about $163 per month.
The 2022 Ford Explorer has 15 different trims available, with the cheapest trim level to insure being the XLT 2WD trim at an average cost of $1,894 per year.
When comparing rates by trim level for both models, the most affordable model and trim level to buy insurance for is the Ford Explorer XLT 2WD at a cost of $1,894 per year, and the most expensive vehicle to insure is the Ford Escape Titanium Plug-in Hybrid costing $2,356 per year.
The tables below break down all the available trims for both 2022 models, including the average rate for each model. The 2022 Ford Explorer wins the head-to-head comparison over the 2022 Ford Escape for the cheapest average car insurance rates.
2022 Ford Escape
$2,154
| 2022 Ford Escape Trims | Rate |
|---|---|
| S | $1,952 |
| SE | 2,020 |
| SE Hybrid | 2,028 |
| SE AWD | 2,086 |
| SEL | 2,094 |
| SE Hybrid AWD | 2,100 |
| SEL Hybrid | 2,154 |
| SEL AWD | 2,158 |
| SE Plug-in Hybrid | 2,166 |
| Titanium Hybrid | 2,172 |
| SEL Hybrid AWD | 2,174 |
| Titanium Hybrid AWD | 2,234 |
| Titanium AWD | 2,288 |
| SEL Plug-in Hybrid | 2,312 |
| Titanium Plug-in Hybrid | 2,356 |
| 2022 Ford Escape Average Rate | $2,154 |
2022 Ford Explorer
$2,058
| 2022 Ford Explorer Trims | Rate |
|---|---|
| XLT 2WD | $1,894 |
| 2WD | 1,932 |
| XLT 4WD | 1,934 |
| 4WD | 1,978 |
| ST 2WD | 2,040 |
| ST-Line 2WD | 2,048 |
| Limited 2WD | 2,056 |
| Timberline 4WD | 2,070 |
| ST-Line 4WD | 2,076 |
| Limited 4WD | 2,082 |
| ST 4WD | 2,102 |
| King Ranch 2WD | 2,152 |
| Platinum 2WD | 2,158 |
| King Ranch 4WD | 2,172 |
| Platinum 4WD | 2,178 |
| 2022 Ford Explorer Average Rate | $2,058 |
2021 Ford Escape vs. Ford Explorer
When comparing insurance cost for 2021 models, the Ford Escape costs an average of $1,914 per year for full coverage and the Ford Explorer costs $2,110, making the Ford Escape the model with cheaper insurance by $196 for this comparison year.
The next chart demonstrates the average car insurance cost for both 2021 models for four different driver age groups. The average car insurance cost ranges from $1,700 to $3,864 per year for the 2021 Ford Escape, and $1,868 to $4,230 on a 2021 Ford Explorer.
The 2021 Ford Escape has 10 trim levels available, with the most affordable trim level to insure being the S 2WD trim at an average cost of $1,778 per year, or around $148 per month.
For the 13 different option levels available for a Ford Explorer, the lowest-cost 2021 trim level to insure is the 2WD trim at a cost of $1,850 per year, or $154 per month.
When comparing car insurance rates for both models by trim level, the most affordable model and trim level to put coverage on is the Ford Escape S 2WD at an average cost of $1,778 per year. The most expensive trim is the Ford Explorer Platinum 4WD at an average cost of $2,268 per year.
The tables shown below detail the expected annual car insurance cost by trim level for both 2021 models, along with the average rate for each model. The winner for the 2021 car insurance battle is the Ford Escape.
2021 Ford Escape
$1,914
| 2021 Ford Escape Trims | Rate |
|---|---|
| S 2WD | $1,778 |
| SE 2WD | 1,810 |
| SE AWD | 1,878 |
| SE Sport Hybrid 2WD | 1,878 |
| SE Sport Hybrid 4WD | 1,878 |
| SEL 2WD | 1,878 |
| SEL AWD | 1,944 |
| Titanium Hybrid 2WD | 2,010 |
| Titanium Hybrid AWD | 2,010 |
| Titanium AWD | 2,076 |
| 2021 Ford Escape Average Rate | $1,914 |
2021 Ford Explorer
$2,110
| 2021 Ford Explorer Trims | Rate |
|---|---|
| 2WD | $1,850 |
| 4WD | 1,918 |
| XLT 2WD | 1,984 |
| XLT 4WD | 1,984 |
| Police 4WD | 2,048 |
| Limited 2WD | 2,114 |
| Timberline 4WD | 2,162 |
| Limited 4WD | 2,182 |
| ST 4WD | 2,182 |
| King Ranch 2WD | 2,228 |
| King Ranch 4WD | 2,248 |
| Platinum 2WD | 2,248 |
| Platinum 4WD | 2,268 |
| 2021 Ford Explorer Average Rate | $2,110 |
2020 Ford Escape vs. Ford Explorer
For the 2020 Ford Escape and Ford Explorer models, the Ford Escape has cheaper car insurance rates by $148 per year for this model year.
The next chart demonstrates the average insurance cost for the two models rated for multiple driver ages. The average full-coverage insurance policy ranges from $1,652 to $3,750 per year for a 2020 Ford Escape, and $1,780 to $4,026 for a 2020 Ford Explorer for the illustrated age groups.
The 2020 Ford Escape has 10 trims available, with the cheapest model to insure being the S 2WD model at an average cost of $1,726 per year. For the nine option levels available for a Ford Explorer, the most affordable 2020 trim package to insure is the 2WD trim at a cost of $1,810 per year, or about $151 per month.
When rates for all 19 trim levels for both vehicles are combined and compared, the cheapest model and trim level to put coverage on is the Ford Escape S 2WD at a cost of $1,726 per year, and the most expensive trim is the Ford Explorer Platinum 4WD at an average of $2,190 per year.
The two tables below break down all the available trims for both 2020 models, along with the average rate for each model. The 2020 Ford Escape defeats the 2020 Ford Explorer for the cheapest average car insurance rates.
2020 Ford Escape
$1,858
| 2020 Ford Escape Trims | Rate |
|---|---|
| S 2WD | $1,726 |
| SE 2WD | 1,758 |
| SE AWD | 1,824 |
| SE Sport Hybrid 2WD | 1,824 |
| SE Sport Hybrid 4WD | 1,824 |
| SEL 2WD | 1,824 |
| SEL AWD | 1,886 |
| Titanium Hybrid 2WD | 1,948 |
| Titanium Hybrid AWD | 1,948 |
| Titanium AWD | 2,012 |
| 2020 Ford Escape Average Rate | $1,858 |
2020 Ford Explorer
$2,006
| 2020 Ford Explorer Trims | Rate |
|---|---|
| 2WD | $1,810 |
| 4WD | 1,872 |
| XLT 2WD | 1,936 |
| XLT 4WD | 1,936 |
| Police 4WD | 1,998 |
| Limited 2WD | 2,064 |
| Limited 4WD | 2,126 |
| ST 4WD | 2,126 |
| Platinum 4WD | 2,190 |
| 2020 Ford Explorer Average Rate | $2,006 |
Be sure to see our comprehensive 2020 Ford Explorer insurance cost article.
2019 Ford Escape vs. Ford Explorer
When comparing insurance rates for the 2019 Ford Escape and Ford Explorer models, the Ford Escape has cheaper rates by an average of $24 per year.
The chart shown below visualizes the average cost to insure both 2019 models for the 20, 30, 40, and 50-year-old driver age groups. The average cost of car insurance ranges from $1,698 to $3,888 per year for a 2019 Ford Escape, and $1,714 to $3,892 on a 2019 Ford Explorer for the sample drivers in the chart.
For the seven trim levels available for the 2019 Ford Escape, the lowest-cost model to insure is the S 2WD trim at an average cost of $1,792 per year.
For the eight trim levels available for the Ford Explorer, the cheapest 2019 model to insure is the 2WD model at a cost of $1,786.
When comparing rates by trim level for both models, the lowest-cost model and trim level to put coverage on is the Ford Explorer 2WD at an average of $1,786 per year, and the highest-cost model and trim level is the Ford Explorer Platinum 4WD costing $2,090 per year.
The next two rate tables detail both 2019 models and all trim levels available for each one, plus the average rate for each model. The 2019 Ford Escape has more affordable average car insurance rates than the 2019 Ford Explorer.
2019 Ford Escape
$1,906
| 2019 Ford Escape Trims | Rate |
|---|---|
| S 2WD | $1,792 |
| SE 2WD | 1,854 |
| SE AWD | 1,854 |
| SEL 2WD | 1,914 |
| SEL AWD | 1,914 |
| Titanium 2WD | 1,976 |
| Titanium AWD | 2,036 |
| 2019 Ford Escape Average Rate | $1,906 |
2019 Ford Explorer
$1,930
| 2019 Ford Explorer Trims | Rate |
|---|---|
| 2WD | $1,786 |
| 4WD | 1,846 |
| XLT 2WD | 1,846 |
| XLT 4WD | 1,908 |
| Limited 2WD | 1,968 |
| Limited 4WD | 1,968 |
| Sport 4WD | 2,030 |
| Platinum 4WD | 2,090 |
| 2019 Ford Explorer Average Rate | $1,930 |
2018 Ford Escape vs. Ford Explorer
A 2018 Ford Escape costs $16 less per year to insure per year on average than a 2018 Ford Explorer, a difference of 0.9%.
The chart shown below shows the average cost to insure both models using different driver ages. For a 2018 Ford Escape, average car insurance cost ranges from $1,616 to $3,686 per year for the illustrated age groups. Insurance for a 2018 Ford Explorer costs from $1,626 to $3,682 on average per year.
Out of seven Ford Escape trim levels, the lowest-cost 2018 trim to insure is the S 2WD trim at an average cost of $1,664 per year, or around $139 per month. A 2018 Ford Explorer has nine trim and option levels available, with the cheapest trim level to insure being the 2WD model at an average cost of $1,708 per year, or about $142 per month.
When comparing car insurance rates for both models by trim level, the cheapest vehicle to buy insurance for is the Ford Escape S 2WD at an average cost of $1,664 per year, and the most expensive trim is the Ford Explorer Platinum 4WD costing an average of $1,994 per year.
The two tables below illustrate average cost to insure each trim level for a 2018 Ford Escape and Ford Explorer, as well as the overall average rate for each model.
2018 Ford Escape
$1,812
| 2018 Ford Escape Trims | Rate |
|---|---|
| S 2WD | $1,664 |
| SE 2WD | 1,720 |
| SE AWD | 1,778 |
| SEL 2WD | 1,836 |
| SEL AWD | 1,836 |
| Titanium 2WD | 1,892 |
| Titanium AWD | 1,950 |
| 2018 Ford Escape Average Rate | $1,812 |
2018 Ford Explorer
$1,828
| 2018 Ford Explorer Trims | Rate |
|---|---|
| 2WD | $1,708 |
| Police Edition 4WD | 1,708 |
| 4WD | 1,766 |
| XLT 2WD | 1,766 |
| XLT 4WD | 1,822 |
| Limited 2WD | 1,880 |
| Limited 4WD | 1,880 |
| Sport 4WD | 1,938 |
| Platinum 4WD | 1,994 |
| 2018 Ford Explorer Average Rate | $1,828 |
2017 Ford Escape vs. Ford Explorer
When comparing average insurance rates for the 2017 Ford Escape and Ford Explorer models, the Ford Escape has cheaper rates by $40 per year.
The chart below illustrates the average cost to insure both 2017 models for a range of driver ages. A full-coverage car insurance policy ranges from $1,532 to $3,488 per year on the 2017 Ford Escape, and $1,562 to $3,526 for the 2017 Ford Explorer for the age groups in the chart.
The 2017 Ford Escape has five trims available, with the lowest-cost model to insure being the S 2WD model at an average cost of $1,606 per year.
For the nine trim levels available for the Ford Explorer, the lowest-cost 2017 model to insure is the 2WD model at a cost of $1,646 per year, or $137 per month.
When all 14 trims of both models are combined and compared, the most affordable model and trim level to put coverage on is the Ford Escape S 2WD at a cost of $1,606 per year. The most expensive trim is the Ford Explorer Platinum 4WD costing an average of $1,916 per year.
The tables below detail trim level insurance cost averages for both 2017 models, along with the average rate for each model. The model with the cheapest auto insurance rates for 2017 is the Ford Escape.
2017 Ford Escape
$1,714
| 2017 Ford Escape Trims | Rate |
|---|---|
| S 2WD | $1,606 |
| SE 2WD | 1,662 |
| SE AWD | 1,716 |
| Titanium 2WD | 1,768 |
| Titanium AWD | 1,814 |
| 2017 Ford Escape Average Rate | $1,714 |
2017 Ford Explorer
$1,754
| 2017 Ford Explorer Trims | Rate |
|---|---|
| 2WD | $1,646 |
| Police Edition 4WD | 1,646 |
| 4WD | 1,700 |
| XLT 2WD | 1,700 |
| XLT 4WD | 1,700 |
| Limited 2WD | 1,808 |
| Limited 4WD | 1,808 |
| Sport 4WD | 1,862 |
| Platinum 4WD | 1,916 |
| 2017 Ford Explorer Average Rate | $1,754 |
2016 Ford Escape vs. Ford Explorer
For 2016 Ford Escape and Ford Explorer models, the Ford Escape is cheaper to insure by $188 per year for this model year.
The next chart visualizes the average insurance cost for both models using different driver ages. For a 2016 Ford Escape, the average cost of car insurance ranges from $1,454 to $3,294 per year for the age groups in the chart. Full-coverage car insurance on a 2016 Ford Explorer costs from $1,618 to $3,674 on average per year.
Out of five trims for a 2016 Ford Escape, the cheapest auto insurance rates are on the S 2WD model at a cost of $1,528 per year, or around $127 per month. For the nine trim levels available for the Ford Explorer, the lowest-cost 2016 trim level to insure is the 2WD model at a cost of $1,724 per year, or $144 per month.
When comparing both models combined at a trim-level basis, the most affordable model and trim level to insure is the Ford Escape S 2WD at a cost of $1,528 per year. The overall most expensive vehicle to insure is the Ford Explorer Platinum 4WD at an average of $1,972 per year.
The next tables display both 2016 models and all trim levels available for each one, plus an average rate for each model.
2016 Ford Escape
$1,624
| 2016 Ford Escape Trims | Rate |
|---|---|
| S 2WD | $1,528 |
| SE 2WD | 1,576 |
| SE AWD | 1,626 |
| Titanium 2WD | 1,674 |
| Titanium AWD | 1,714 |
| 2016 Ford Escape Average Rate | $1,624 |
2016 Ford Explorer
$1,812
| 2016 Ford Explorer Trims | Rate |
|---|---|
| 2WD | $1,724 |
| 4WD | 1,724 |
| Police Edition 4WD | 1,724 |
| XLT 2WD | 1,774 |
| XLT 4WD | 1,774 |
| Limited 2WD | 1,872 |
| Limited 4WD | 1,872 |
| Sport 4WD | 1,872 |
| Platinum 4WD | 1,972 |
| 2016 Ford Explorer Average Rate | $1,812 |
2015 Ford Escape vs. Ford Explorer
For the 2015 Ford Escape and Ford Explorer models, the Ford Escape has cheaper car insurance rates by $182 per year for this model year.
The following chart demonstrates the average cost to insure the two models rated for different driver ages. For the 2015 Ford Escape, the average cost of car insurance ranges from $1,298 to $2,924 per year for the chosen age groups in the chart. Car insurance for a 2015 Ford Explorer ranges from $1,460 to $3,286 on average per year.
Out of five Ford Escape trim levels, the most affordable 2015 trim to insure is the S 2WD trim at an average cost of $1,358 per year, or about $113 per month. Out of the eight option levels available for the Ford Explorer, the most affordable 2015 trim to insure is the 2WD model at a cost of $1,578 per year, or $132 per month.
When looking at the combined rates by trim for both models, the most affordable model and trim level to insure is the Ford Escape S 2WD at an average cost of $1,358 per year, and the most expensive model and trim level is the Ford Explorer Sport 4WD at an average of $1,718 per year.
The next two rate tables illustrate the expected annual car insurance cost by trim level for both 2015 models, along with the average rate for each model.
2015 Ford Escape
$1,450
| 2015 Ford Escape Trims | Rate |
|---|---|
| S 2WD | $1,358 |
| SE 2WD | 1,404 |
| SE AWD | 1,450 |
| Titanium 2WD | 1,496 |
| Titanium AWD | 1,540 |
| 2015 Ford Escape Average Rate | $1,450 |
2015 Ford Explorer
$1,632
| 2015 Ford Explorer Trims | Rate |
|---|---|
| 2WD | $1,578 |
| 4WD | 1,578 |
| Police Edition 4WD | 1,578 |
| XLT 2WD | 1,578 |
| XLT 4WD | 1,626 |
| Limited 2WD | 1,670 |
| Limited 4WD | 1,718 |
| Sport 4WD | 1,718 |
| 2015 Ford Explorer Average Rate | $1,632 |