Is a Ford Escape Cheaper to Insure than a Mazda CX-5?

• If the most affordable price on insurance determines which model you drive off the lot, you will probably want to buy the Mazda CX-5 over the Ford Escape. However, both the age of the vehicles and options factor into the cost of insurance.
• For a 2024 Ford Escape, insurance costs from $2,050 to $2,282 per year, while car insurance for the 2024 Mazda CX-5 costs from $1,834 to $2,068.
• Out of 47 models in the 2024 small SUV automotive segment, the Ford Escape ranks 23^rd and the Mazda CX-5 ranks eighth for cheapest auto insurance.
• If cheap rates are the top priority, the Active and ST-Line trims are the cheapest Ford Escape models to insure, while the 2.5 S Select and 2.5 S Preferred trim levels have the cheapest rates for the Mazda CX-5.

Is a Ford Escape or Mazda CX-5 cheaper to insure?

Insurance on a 2024 Ford Escape averages $2,188 per year, while insurance for a Mazda CX-5 costs an average of $1,956 per year, making the Mazda CX-5 the model with cheaper overall insurance rates.

Out of 10 Ford Escape trim levels, the cheapest 2024 model to insure is the Active model at an average cost of $2,050 per year, or about $171 per month.

Out of the eight trims available for the Mazda CX-5, the cheapest 2024 trim level to insure is the 2.5 S Select trim at a cost of $1,834.

When car insurance rates for all 18 trim levels for both vehicles are compared, the cheapest model and trim level is the Mazda CX-5 2.5 S Select at a cost of $1,834 per year. The highest-cost model and trim level is the Ford Escape Plug-in Hybrid costing an average of $2,282 per year.

The table below compares and ranks the annual and monthly car insurance cost for 2024 Ford Escape and Mazda CX-5 models, with average rates for each trim level.

The chart below shows the average cost to insure both 2024 models for different driver ages. Average car insurance cost ranges from $1,946 to $4,420 per year for a 2024 Ford Escape, and $1,730 to $3,916 for a 2024 Mazda CX-5 for the illustrated age groups.

The rate tables below show average car insurance cost by trim level for a 2024 Ford Escape and Mazda CX-5, including the average rate for each model. The cheapest to insure for the 2024 model year is the Mazda CX-5.

2023 Ford Escape vs. Mazda CX-5

Insurance rates on a 2023 Ford Escape cost an average of $2,136 per year, while insurance for a 2023 Mazda CX-5 costs an average of $1,840 per year, making the Mazda CX-5 the winner with cheaper average insurance rates.

Out of 14 Ford Escape trims, the cheapest 2023 trim level to insure is the Base model at an average cost of $1,996 per year, or around $166 per month.

The 2023 Mazda CX-5 has eight trim levels available, with the cheapest trim to insure being the 2.5 S trim at an average cost of $1,698 per year.

When average insurance prices for all 22 trims of both models are combined and sorted by cost, the cheapest model and trim level to insure is the Mazda CX-5 2.5 S at an average of $1,698 per year. The highest-cost model and trim level is the Ford Escape ST-Line Elite Hybrid AWD costing $2,242 per year.

The table shown below compares and ranks the yearly and monthly cost of car insurance for 2023 Ford Escape and Mazda CX-5 models, broken down by trim level.

The chart shown below demonstrates the average cost to insure both models rated for a variety of different driver ages. The average car insurance cost ranges from $1,898 to $4,320 per year for a 2023 Ford Escape, and $1,618 to $3,644 for a 2023 Mazda CX-5 for the included age groups.

The two tables below illustrate trim level insurance rates for each 2023 model, along with the average rate for each model. The cheapest of the two models to insure for the 2023 model year is the Mazda CX-5.

2022 Ford Escape vs. Mazda CX-5

For 2022 Ford Escape and Mazda CX-5 models, the model with cheaper average insurance rates is the Mazda CX-5. Insurance on the Ford Escape averages $2,154 per year, whereas insurance for the Mazda CX-5 costs an average of $1,668 per year.

Within each model, however, auto insurance cost varies noticeably for different trim levels. Using the Ford Escape as an example, rates range from the cheapest rate of $1,952 per year for the S model up to $2,356 for the Titanium Plug-in Hybrid model. For a 2022 Mazda CX-5, rates range from $1,520 per year on the S model up to $1,770 on the S Preferred model.

For the 2022 Ford Escape, the lowest-cost trim levels to insure include the S, SE, and SE Hybrid. The most affordable Mazda CX-5 trim levels to insure include the S, S Select, and S Carbon Edition.

The next table compares the cost of car insurance for 2022 Ford Escape and Mazda CX-5 models, showing average cost for every trim level.

The chart shown below illustrates the average cost to insure the two models for four different driver age groups. For the 2022 Ford Escape, insurance cost ranges from $1,912 to $4,362 per year for the driver ages used. Full-coverage insurance on the 2022 Mazda CX-5 costs from $1,470 to $3,302 on average per year.

Out of 15 Ford Escape trims, the most affordable 2022 trim level to insure is the S model at an average cost of $1,952 per year, or $163 per month.

The 2022 Mazda CX-5 has eight trim levels available, with the cheapest trim level to insure being the S trim at an average cost of $1,520 per year, or $127 per month.

When comparing combined rates for both models from a trim-level perspective, the lowest-cost model and trim to buy insurance for is the Mazda CX-5 S at a cost of $1,520 per year, and the highest-cost model and trim level is the Ford Escape Titanium Plug-in Hybrid at a cost of $2,356 per year.

The next two rate tables break down average car insurance cost by trim level for a 2022 Ford Escape and Mazda CX-5, including an overall average rate. The cheapest of the two models to insure for the 2022 model year is the Mazda CX-5.

2021 Ford Escape vs. Mazda CX-5

When comparing average insurance cost for 2021 models, the Ford Escape costs $1,914 per year for a full-coverage policy and the Mazda CX-5 costs $1,752, making the Mazda CX-5 the winner by $162 for this model year.

The following chart displays the average insurance cost for both models for different driver ages. For the 2021 Ford Escape, average car insurance cost ranges from $1,700 to $3,864 per year for the five different driver ages shown in the chart. Full-coverage insurance for a 2021 Mazda CX-5 costs from $1,554 to $3,504 on average per year.

Out of 10 trims for a 2021 Ford Escape, the cheapest auto insurance rates are on the S 2WD trim at a cost of $1,778 per year.

A 2021 Mazda CX-5 has eight trim options available, with the cheapest model to insure being the Sport 2WD trim at an average cost of $1,596 per year, or $133 per month.

When all 18 trims of both models are combined and compared, the cheapest vehicle to insure is the Mazda CX-5 Sport 2WD at an average rate of $1,596 per year, and the overall most expensive vehicle to insure is the Ford Escape Titanium AWD at a cost of $2,076 per year.

The next tables show the average insurance cost by trim level for both 2021 models, as well as an average rate for each model. The winner for the 2021 car insurance battle is the Mazda CX-5.

2020 Ford Escape vs. Mazda CX-5

When comparing insurance cost for 2020 models, the Ford Escape costs $1,858 per year to insure and the Mazda CX-5 costs $1,700, making the Mazda CX-5 the cheaper model by $158 for the 2020 comparison year.

The next chart visualizes the average car insurance cost for the two models rated for different driver ages. The average full-coverage insurance policy ranges from $1,652 to $3,750 per year for a 2020 Ford Escape, and $1,508 to $3,398 for a 2020 Mazda CX-5 for the five driver ages sampled in the chart.

For the 10 trim levels available for a 2020 Ford Escape, the most affordable trim level to insure is the S 2WD model at an average cost of $1,726 per year, or about $144 per month. For the eight different trims available for a Mazda CX-5, the lowest-cost 2020 trim to insure is the Sport 2WD model at a cost of $1,550.

When comparing rates by trim level for both models, the cheapest trim to insure is the Mazda CX-5 Sport 2WD at an average cost of $1,550 per year, and the most expensive model and trim level is the Ford Escape Titanium AWD at a cost of $2,012 per year.

The next two rate tables illustrate the average cost to insure all 2020 trim levels, including an overall average cost for each model. The winner for the 2020 car insurance battle is the Mazda CX-5.

2019 Ford Escape vs. Mazda CX-5

When comparing car insurance rates for 2019 models, the Ford Escape costs an average of $1,906 per year for full coverage and the Mazda CX-5 costs $1,782, making the Mazda CX-5 the cheaper model by $124 for this model year.

The following chart illustrates the average insurance cost for both models rated for multiple driver ages. For the 2019 Ford Escape, insurance cost ranges from $1,698 to $3,888 per year for the age groups included in the chart. Car insurance on the 2019 Mazda CX-5 ranges from $1,586 to $3,606 on average per year.

For the seven trims available for a 2019 Ford Escape, the most affordable trim level to insure is the S 2WD trim at an average cost of $1,792 per year, or $149 per month. For the eight different option levels available for a Mazda CX-5, the most affordable 2019 model to insure is the Sport 2WD trim at a cost of $1,646 per year, or around $137 per month.

When comparing rates by trim level for both models, the most affordable model and trim level to put coverage on is the Mazda CX-5 Sport 2WD at an average cost of $1,646 per year, and the highest-cost model and trim level is the Ford Escape Titanium AWD costing $2,036 per year.

The next two tables detail the average cost to insure all 2019 trim levels, along with an average cost for each model. The model with the cheapest overall car insurance cost for 2019 is the Mazda CX-5.

2018 Ford Escape vs. Mazda CX-5

For 2018 Ford Escape and Mazda CX-5 models, the Mazda CX-5 has lower-cost car insurance by $168 per year.

The next chart shows the average car insurance cost for both 2018 models rated for a variety of different driver ages. The average cost of car insurance ranges from $1,616 to $3,686 per year on the 2018 Ford Escape, and $1,466 to $3,320 for a 2018 Mazda CX-5 for the five driver age examples in the chart.

Out of seven trims for a 2018 Ford Escape, the lowest-cost rates are on the S 2WD model at a cost of $1,664 per year, or about $139 per month. For the six trim and option levels available for a Mazda CX-5, the lowest-cost 2018 trim level to insure is the Sport 2WD trim at a cost of $1,576.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to insure is the Mazda CX-5 Sport 2WD at an average cost of $1,576 per year. The highest-cost model and trim is the Ford Escape Titanium AWD costing an average of $1,950 per year.

The two tables below illustrate average car insurance rates for each trim level, including an overall average cost for each model. The winner for the 2018 car insurance cost comparison is the Mazda CX-5.

2017 Ford Escape vs. Mazda CX-5

For the 2017 Ford Escape and Mazda CX-5 models, the Mazda CX-5 has cheaper car insurance cost by an average of $138 per year.

The chart below shows the average cost to insure the two models using drivers aged 20 to 50. The average car insurance cost ranges from $1,532 to $3,488 per year for a 2017 Ford Escape, and $1,408 to $3,178 on the 2017 Mazda CX-5 for the sample drivers in the chart.

The 2017 Ford Escape has five trim levels available, with the lowest-cost model to insure being the S 2WD model at an average cost of $1,606 per year, or $134 per month.

Out of the six trim levels available for the Mazda CX-5, the lowest-cost 2017 trim to insure is the Sport 2WD trim at a cost of $1,522 per year, or $127 per month.

When comparing rates by trim level for both models, the overall cheapest vehicle to put coverage on is the Mazda CX-5 Sport 2WD at an average of $1,522 per year. The most expensive model and trim level is the Ford Escape Titanium AWD at an average of $1,814 per year.

The next tables show trim level insurance cost averages for both 2017 models, plus the average rate for each model. The 2017 Mazda CX-5 has cheaper average car insurance rates than the 2017 Ford Escape.

2016 Ford Escape vs. Mazda CX-5

For the 2016 Ford Escape and Mazda CX-5 models, the Mazda CX-5 costs less to insure by an average of $156 per year.

The chart shown below shows the average insurance cost for the two models using a range of rated driver ages. For a 2016 Ford Escape, average car insurance cost ranges from $1,454 to $3,294 per year for the sample drivers in the chart. A full-coverage policy on a 2016 Mazda CX-5 ranges from $1,314 to $2,978 on average per year.

For the five trims available for the 2016 Ford Escape, the cheapest model to insure is the S 2WD model at an average cost of $1,528 per year, or around $127 per month. Out of the six different option levels available for a Mazda CX-5, the cheapest 2016 trim to insure is the Sport 2WD trim at a cost of $1,352 per year, or about $113 per month.

When rates for all 11 trim levels for both vehicles are combined and compared, the overall cheapest vehicle to insure is the Mazda CX-5 Sport 2WD at an average of $1,352 per year. The most expensive vehicle to insure is the Ford Escape Titanium AWD costing an average of $1,714 per year.

The two tables below break down all the available trims for both 2016 models, along with an average cost for each model. The cheapest model to insure for the 2016 model year is the Mazda CX-5.

2015 Ford Escape vs. Mazda CX-5

For the 2015 Ford Escape and Mazda CX-5 models, the Mazda CX-5 has cheaper car insurance rates by an average of $186 per year.

The rate chart below demonstrates the average car insurance cost for both models for different driver ages. Insurance cost ranges from $1,298 to $2,924 per year on the 2015 Ford Escape, and $1,128 to $2,534 on the 2015 Mazda CX-5 for the driver examples in the chart.

Out of five trim levels for a 2015 Ford Escape, the most affordable insurance prices are on the S 2WD trim at a cost of $1,358 per year. A 2015 Mazda CX-5 has six different trims available, with the most affordable trim to insure being the Sport 2WD model at an average cost of $1,168 per year, or around $97 per month.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim to buy insurance for is the Mazda CX-5 Sport 2WD at a cost of $1,168 per year, and the highest-cost model and trim level is the Ford Escape Titanium AWD at an average of $1,540 per year.

The two tables below show average car insurance rates for every trim level for both 2015 models, as well as an average rate for each model. The 2015 Mazda CX-5 comes out on top over the 2015 Ford Escape for cheapest auto insurance rates.

Additional Ford Escape and Mazda CX-5 Resources

• Ford Escape Insurance Cost
• Mazda CX-5 Insurance Cost
• Small SUV Insurance Cost Comparisons