Is a Ford Escape Cheaper to Insure than a Mazda CX-5?

• If the most affordable price on insurance determines which model you drive off the lot, you will probably want to buy the Mazda CX-5 over the Ford Escape. However, both the age of the vehicles and options factor into the cost of insurance.
• For a 2024 Ford Escape, insurance costs from $1,620 to $1,804 per year, while car insurance for the 2024 Mazda CX-5 costs from $1,450 to $1,636.
• Out of 47 models in the 2024 small SUV automotive segment, the Ford Escape ranks 23^rd and the Mazda CX-5 ranks eighth for cheapest auto insurance.
• If cheap rates are the top priority, the Active and ST-Line trims are the cheapest Ford Escape models to insure, while the 2.5 S Select and 2.5 S Preferred trim levels have the cheapest rates for the Mazda CX-5.

Is a Ford Escape or Mazda CX-5 cheaper to insure?

Insurance on a 2024 Ford Escape averages $1,730 per year, while insurance for a Mazda CX-5 costs an average of $1,548 per year, making the Mazda CX-5 the model with cheaper overall insurance rates.

Out of 10 Ford Escape trim levels, the cheapest 2024 model to insure is the Active model at an average cost of $1,620 per year, or about $135 per month.

Out of the eight trims available for the Mazda CX-5, the cheapest 2024 trim level to insure is the 2.5 S Select trim at a cost of $1,450.

When car insurance rates for all 18 trim levels for both vehicles are compared, the cheapest model and trim level is the Mazda CX-5 2.5 S Select at a cost of $1,450 per year. The highest-cost model and trim level is the Ford Escape Plug-in Hybrid costing an average of $1,804 per year.

The table below compares and ranks the annual and monthly car insurance cost for 2024 Ford Escape and Mazda CX-5 models, with average rates for each trim level.

The chart below shows the average cost to insure both 2024 models for different driver ages. Average car insurance cost ranges from $1,540 to $3,496 per year for a 2024 Ford Escape, and $1,370 to $3,098 for a 2024 Mazda CX-5 for the illustrated age groups.

The rate tables below show average car insurance cost by trim level for a 2024 Ford Escape and Mazda CX-5, including the average rate for each model. The cheapest to insure for the 2024 model year is the Mazda CX-5.

2023 Ford Escape vs. Mazda CX-5

Insurance rates on a 2023 Ford Escape cost an average of $1,688 per year, while insurance for a 2023 Mazda CX-5 costs an average of $1,454 per year, making the Mazda CX-5 the winner with cheaper average insurance rates.

Out of 14 Ford Escape trims, the cheapest 2023 trim level to insure is the Base model at an average cost of $1,578 per year, or around $132 per month.

The 2023 Mazda CX-5 has eight trim levels available, with the cheapest trim to insure being the 2.5 S trim at an average cost of $1,342 per year.

When average insurance prices for all 22 trims of both models are combined and sorted by cost, the cheapest model and trim level to insure is the Mazda CX-5 2.5 S at an average of $1,342 per year. The highest-cost model and trim level is the Ford Escape ST-Line Elite Hybrid AWD costing $1,774 per year.

The table shown below compares and ranks the yearly and monthly cost of car insurance for 2023 Ford Escape and Mazda CX-5 models, broken down by trim level.

The chart shown below demonstrates the average cost to insure both models rated for a variety of different driver ages. The average car insurance cost ranges from $1,502 to $3,416 per year for a 2023 Ford Escape, and $1,282 to $2,880 for a 2023 Mazda CX-5 for the included age groups.

The two tables below illustrate trim level insurance rates for each 2023 model, along with the average rate for each model. The cheapest of the two models to insure for the 2023 model year is the Mazda CX-5.

2022 Ford Escape vs. Mazda CX-5

For 2022 Ford Escape and Mazda CX-5 models, the model with cheaper average insurance rates is the Mazda CX-5. Insurance on the Ford Escape averages $1,704 per year, whereas insurance for the Mazda CX-5 costs an average of $1,318 per year.

Within each model, however, auto insurance cost varies noticeably for different trim levels. Using the Ford Escape as an example, rates range from the cheapest rate of $1,544 per year for the S model up to $1,864 for the Titanium Plug-in Hybrid model. For a 2022 Mazda CX-5, rates range from $1,204 per year on the S model up to $1,402 on the S Preferred model.

For the 2022 Ford Escape, the lowest-cost trim levels to insure include the S, SE, and SE Hybrid. The most affordable Mazda CX-5 trim levels to insure include the S, S Select, and S Carbon Edition.

The next table compares the cost of car insurance for 2022 Ford Escape and Mazda CX-5 models, showing average cost for every trim level.

The chart shown below illustrates the average cost to insure the two models for four different driver age groups. For the 2022 Ford Escape, insurance cost ranges from $1,514 to $3,450 per year for the driver ages used. Full-coverage insurance on the 2022 Mazda CX-5 costs from $1,164 to $2,612 on average per year.

Out of 15 Ford Escape trims, the most affordable 2022 trim level to insure is the S model at an average cost of $1,544 per year, or $129 per month.

The 2022 Mazda CX-5 has eight trim levels available, with the cheapest trim level to insure being the S trim at an average cost of $1,204 per year, or $100 per month.

When comparing combined rates for both models from a trim-level perspective, the lowest-cost model and trim to buy insurance for is the Mazda CX-5 S at a cost of $1,204 per year, and the highest-cost model and trim level is the Ford Escape Titanium Plug-in Hybrid at a cost of $1,864 per year.

The next two rate tables break down average car insurance cost by trim level for a 2022 Ford Escape and Mazda CX-5, including an overall average rate. The cheapest of the two models to insure for the 2022 model year is the Mazda CX-5.

2021 Ford Escape vs. Mazda CX-5

When comparing average insurance cost for 2021 models, the Ford Escape costs $1,514 per year for a full-coverage policy and the Mazda CX-5 costs $1,386, making the Mazda CX-5 the winner by $128 for this model year.

The following chart displays the average insurance cost for both models for different driver ages. For the 2021 Ford Escape, average car insurance cost ranges from $1,344 to $3,058 per year for the five different driver ages shown in the chart. Full-coverage insurance for a 2021 Mazda CX-5 costs from $1,230 to $2,772 on average per year.

Out of 10 trims for a 2021 Ford Escape, the cheapest auto insurance rates are on the S 2WD trim at a cost of $1,406 per year.

A 2021 Mazda CX-5 has eight trim options available, with the cheapest model to insure being the Sport 2WD trim at an average cost of $1,260 per year, or $105 per month.

When all 18 trims of both models are combined and compared, the cheapest vehicle to insure is the Mazda CX-5 Sport 2WD at an average rate of $1,260 per year, and the overall most expensive vehicle to insure is the Ford Escape Titanium AWD at a cost of $1,642 per year.

The next tables show the average insurance cost by trim level for both 2021 models, as well as an average rate for each model. The winner for the 2021 car insurance battle is the Mazda CX-5.

2020 Ford Escape vs. Mazda CX-5

When comparing insurance cost for 2020 models, the Ford Escape costs $1,470 per year to insure and the Mazda CX-5 costs $1,346, making the Mazda CX-5 the cheaper model by $124 for the 2020 comparison year.

The next chart visualizes the average car insurance cost for the two models rated for different driver ages. The average full-coverage insurance policy ranges from $1,306 to $2,968 per year for a 2020 Ford Escape, and $1,194 to $2,688 for a 2020 Mazda CX-5 for the five driver ages sampled in the chart.

For the 10 trim levels available for a 2020 Ford Escape, the most affordable trim level to insure is the S 2WD model at an average cost of $1,366 per year, or about $114 per month. For the eight different trims available for a Mazda CX-5, the lowest-cost 2020 trim to insure is the Sport 2WD model at a cost of $1,226.

When comparing rates by trim level for both models, the cheapest trim to insure is the Mazda CX-5 Sport 2WD at an average cost of $1,226 per year, and the most expensive model and trim level is the Ford Escape Titanium AWD at a cost of $1,592 per year.

The next two rate tables illustrate the average cost to insure all 2020 trim levels, including an overall average cost for each model. The winner for the 2020 car insurance battle is the Mazda CX-5.

2019 Ford Escape vs. Mazda CX-5

When comparing car insurance rates for 2019 models, the Ford Escape costs an average of $1,508 per year for full coverage and the Mazda CX-5 costs $1,410, making the Mazda CX-5 the cheaper model by $98 for this model year.

The following chart illustrates the average insurance cost for both models rated for multiple driver ages. For the 2019 Ford Escape, insurance cost ranges from $1,342 to $3,074 per year for the age groups included in the chart. Car insurance on the 2019 Mazda CX-5 ranges from $1,256 to $2,854 on average per year.

For the seven trims available for a 2019 Ford Escape, the most affordable trim level to insure is the S 2WD trim at an average cost of $1,418 per year, or $118 per month. For the eight different option levels available for a Mazda CX-5, the most affordable 2019 model to insure is the Sport 2WD trim at a cost of $1,302 per year, or around $109 per month.

When comparing rates by trim level for both models, the most affordable model and trim level to put coverage on is the Mazda CX-5 Sport 2WD at an average cost of $1,302 per year, and the highest-cost model and trim level is the Ford Escape Titanium AWD costing $1,610 per year.

The next two tables detail the average cost to insure all 2019 trim levels, along with an average cost for each model. The model with the cheapest overall car insurance cost for 2019 is the Mazda CX-5.

2018 Ford Escape vs. Mazda CX-5

For 2018 Ford Escape and Mazda CX-5 models, the Mazda CX-5 has lower-cost car insurance by $132 per year.

The next chart shows the average car insurance cost for both 2018 models rated for a variety of different driver ages. The average cost of car insurance ranges from $1,278 to $2,916 per year on the 2018 Ford Escape, and $1,160 to $2,628 for a 2018 Mazda CX-5 for the five driver age examples in the chart.

Out of seven trims for a 2018 Ford Escape, the lowest-cost rates are on the S 2WD model at a cost of $1,318 per year, or about $110 per month. For the six trim and option levels available for a Mazda CX-5, the lowest-cost 2018 trim level to insure is the Sport 2WD trim at a cost of $1,248.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to insure is the Mazda CX-5 Sport 2WD at an average cost of $1,248 per year. The highest-cost model and trim is the Ford Escape Titanium AWD costing an average of $1,542 per year.

The two tables below illustrate average car insurance rates for each trim level, including an overall average cost for each model. The winner for the 2018 car insurance cost comparison is the Mazda CX-5.

2017 Ford Escape vs. Mazda CX-5

For the 2017 Ford Escape and Mazda CX-5 models, the Mazda CX-5 has cheaper car insurance cost by an average of $108 per year.

The chart below shows the average cost to insure the two models using drivers aged 20 to 50. The average car insurance cost ranges from $1,214 to $2,760 per year for a 2017 Ford Escape, and $1,114 to $2,518 on the 2017 Mazda CX-5 for the sample drivers in the chart.

The 2017 Ford Escape has five trim levels available, with the lowest-cost model to insure being the S 2WD model at an average cost of $1,270 per year, or $106 per month.

Out of the six trim levels available for the Mazda CX-5, the lowest-cost 2017 trim to insure is the Sport 2WD trim at a cost of $1,204 per year, or $100 per month.

When comparing rates by trim level for both models, the overall cheapest vehicle to put coverage on is the Mazda CX-5 Sport 2WD at an average of $1,204 per year. The most expensive model and trim level is the Ford Escape Titanium AWD at an average of $1,438 per year.

The next tables show trim level insurance cost averages for both 2017 models, plus the average rate for each model. The 2017 Mazda CX-5 has cheaper average car insurance rates than the 2017 Ford Escape.

2016 Ford Escape vs. Mazda CX-5

For the 2016 Ford Escape and Mazda CX-5 models, the Mazda CX-5 costs less to insure by an average of $118 per year.

The chart shown below shows the average insurance cost for the two models using a range of rated driver ages. For a 2016 Ford Escape, average car insurance cost ranges from $1,152 to $2,606 per year for the sample drivers in the chart. A full-coverage policy on a 2016 Mazda CX-5 ranges from $1,044 to $2,370 on average per year.

For the five trims available for the 2016 Ford Escape, the cheapest model to insure is the S 2WD model at an average cost of $1,208 per year, or around $101 per month. Out of the six different option levels available for a Mazda CX-5, the cheapest 2016 trim to insure is the Sport 2WD trim at a cost of $1,078 per year, or about $90 per month.

When rates for all 11 trim levels for both vehicles are combined and compared, the overall cheapest vehicle to insure is the Mazda CX-5 Sport 2WD at an average of $1,078 per year. The most expensive vehicle to insure is the Ford Escape Titanium AWD costing an average of $1,356 per year.

The two tables below break down all the available trims for both 2016 models, along with an average cost for each model. The cheapest model to insure for the 2016 model year is the Mazda CX-5.

2015 Ford Escape vs. Mazda CX-5

For the 2015 Ford Escape and Mazda CX-5 models, the Mazda CX-5 has cheaper car insurance rates by an average of $150 per year.

The rate chart below demonstrates the average car insurance cost for both models for different driver ages. Insurance cost ranges from $1,028 to $2,314 per year on the 2015 Ford Escape, and $892 to $2,002 on the 2015 Mazda CX-5 for the driver examples in the chart.

Out of five trim levels for a 2015 Ford Escape, the most affordable insurance prices are on the S 2WD trim at a cost of $1,074 per year. A 2015 Mazda CX-5 has six different trims available, with the most affordable trim to insure being the Sport 2WD model at an average cost of $926 per year, or around $77 per month.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim to buy insurance for is the Mazda CX-5 Sport 2WD at a cost of $926 per year, and the highest-cost model and trim level is the Ford Escape Titanium AWD at an average of $1,220 per year.

The two tables below show average car insurance rates for every trim level for both 2015 models, as well as an average rate for each model. The 2015 Mazda CX-5 comes out on top over the 2015 Ford Escape for cheapest auto insurance rates.

Additional Ford Escape and Mazda CX-5 Resources

• Ford Escape Insurance Cost
• Mazda CX-5 Insurance Cost
• Small SUV Insurance Cost Comparisons