Honda Accord vs. CR-V Insurance

• When insurance rates for 2024 models are compared, a Honda CR-V is cheaper to insure than a Honda Accord by an average of $270 per year.
• Average car insurance cost per month for the Honda Accord is 12.1% more expensive than the Honda CR-V, at $193 versus $171, a difference of $22.
• If affordable insurance is your number-one priority, the EX-L Hybrid and Sport Hybrid trims are the cheapest Honda Accord models to insure, while the LX and LX AWD trims are the cheapest Honda CR-V models to insure.

Is it cheaper to insure a Honda Accord or Honda CR-V?

Average insurance rates for a 2024 Honda Accord are $2,316 per year, whereas insurance for a 2024 Honda CR-V costs an average of $2,046 per year, making the Honda CR-V the model with more affordable average car insurance rates.

For the six trim levels available for the 2024 Honda Accord, the cheapest trim level to insure is the EX-L Hybrid model at an average cost of $2,232 per year, or $186 per month.

Out of the nine trims available for the Honda CR-V, the cheapest 2024 model to insure is the LX trim at a cost of $1,942.

When rates are compared for the 15 trim levels of both 2024 models, the lowest-cost model and trim is the Honda CR-V LX at an average of $1,942 per year, and the most expensive model and trim level is the Honda Accord LX at an average cost of $2,378 per year.

The table below ranks the annual and monthly car insurance cost for 2024 Honda Accord and Honda CR-V models, showing average cost for every trim level.

The chart below shows the average cost to insure the two models using different driver ages. The average cost of car insurance ranges from $2,050 to $4,666 per year for a 2024 Honda Accord, and $1,814 to $4,112 for a 2024 Honda CR-V for the included driver ages.

The tables shown below show trim level insurance cost averages for both 2024 models, along with an average cost for each model.

2023 Honda Accord vs. Honda CR-V

For 2023 Accord and CR-V models, the model with the lower car insurance rates is the Honda CR-V. Insurance cost for the Honda Accord averages $2,360 per year, whereas the Honda CR-V averages $1,976 per year.

Out of nine trims for the 2023 Honda Accord, the cheapest auto insurance rates are on the Hybrid model at a cost of $2,186 per year.

Out of the seven trims available for the Honda CR-V, the cheapest 2023 trim to insure is the EX model at a cost of $1,914 per year, or around $160 per month.

When average insurance prices for all 16 trim levels for both vehicles are compared, the lowest-cost model and trim to insure is the Honda CR-V EX at a cost of $1,914 per year, and the highest-cost model and trim level is the Honda Accord Touring at a cost of $2,562 per year.

The next table ranks the cost of car insurance for 2023 Honda Accord and Honda CR-V models, showing average cost for every trim level.

The chart shown below illustrates the average cost to insure both models for drivers aged 20 to 50. For a 2023 Honda Accord, insurance cost ranges from $2,086 to $4,782 per year for the included age groups. A 2023 Honda CR-V costs from $1,754 to $4,014 to insure per year.

The rate tables below illustrate all the available trims for both 2023 models, plus an average rate for each model. The 2023 Honda CR-V has more affordable average car insurance rates than the 2023 Honda Accord.

2022 Honda Accord vs. Honda CR-V

When comparing the Honda Accord and Honda CR-V for the 2022 model year, the one with the cheapest average auto insurance rates is the Honda CR-V. Insurance on a Honda Accord costs an average of $2,286 per year, while the Honda CR-V averages $1,918 per year.

Cost varies greatly depending on the trim level of the vehicle being insured, however.

For a 2022 Honda Accord, rates range from $2,092 per year for the Hybrid model up to $2,518 for the Touring model.

For a 2022 Honda CR-V, rates range from $1,802 per year for the LX model up to $2,046 for the most expensive Hybrid Touring model.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim is the Honda CR-V LX at an average of $1,802 per year. The most expensive vehicle to insure is the Honda Accord Touring at an average of $2,518 per year.

For a 2022 Honda Accord, the cheapest models are the Hybrid, Hybrid EX-L, and LX. The cheapest Honda CR-V models include the LX, Special Edition, and EX.

Insurance rates for all 2022 Honda Accord and Honda CR-V trim levels range from $150 to $210 per month.

The table below ranks the yearly and monthly cost of car insurance for 2022 Honda Accord and Honda CR-V models, with average rates for each trim level.

The chart below compares average Honda Accord insurance and Honda CR-V insurance for different driver age groups for the 2022 model year. Cost ranges from a low of $1,702 for a 50-year-old driver rated on the CR-V to $4,644 for a 20-year-old driver on the Honda Accord.

The tables below detail insurance rates for all trim levels of 2022 Accord and CR-V models. The 2022 Honda Accord has an average insurance cost of $2,286 and the 2022 Honda CR-V is $1,918, making the Honda CR-V cheaper by $368 per year for the 2022 model year.

2021 Honda Accord vs CR-V Insurance

For 2021 Honda Accord and Honda CR-V models, the Honda CR-V has lower-cost car insurance by an average of $458 per year for this model year.

The chart below illustrates the average cost to insure both models for drivers from age 20 to 50. For a 2021 Honda Accord, insurance cost ranges from $1,940 to $4,444 per year for the age groups used in the chart. A 2021 Honda CR-V costs from $1,534 to $3,488 to insure per year.

For the nine trims available for the 2021 Honda Accord, the cheapest trim to insure is the LX Sedan model at an average cost of $1,944 per year, or around $162 per month. For the eight trim levels available for the Honda CR-V, the cheapest 2021 trim level to insure is the EX 2WD trim at a cost of $1,622 per year, or about $135 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim to insure is the Honda CR-V EX 2WD at a cost of $1,622 per year. The overall most expensive vehicle to insure is the Honda Accord Hybrid Touring Sedan costing $2,360 per year.

The next two tables display average car insurance rates for every trim level for both 2021 models, including an overall average cost for each model. The model with the cheapest average car insurance rates for 2021 is the Honda CR-V.

2020 Honda Accord vs CR-V Insurance

For 2020 Honda Accord and Honda CR-V models, the Honda CR-V has cheaper car insurance rates by an average of $450 per year for this model year.

The chart shown below demonstrates the average cost to insure both models with different drivers at the wheel. For a 2020 Honda Accord, the average car insurance cost ranges from $1,886 to $4,320 per year. A 2020 Honda CR-V costs from $1,486 to $3,382 to insure per year.

For the nine trims available for the 2020 Honda Accord, the cheapest trim level to insure is the LX Sedan model at an average cost of $1,890 per year, or around $158 per month.

For the eight trims available for the Honda CR-V, the cheapest 2020 trim to insure is the EX 2WD trim at a cost of $1,574.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim to insure is the Honda CR-V EX 2WD at a cost of $1,574 per year. The most expensive vehicle to insure is the Honda Accord Hybrid Touring Sedan at an average cost of $2,294 per year.

The next two rate tables illustrate average car insurance rates for every trim level for both 2020 models, plus an average rate for each model.

2019 Honda Accord vs CR-V Insurance

When comparing average insurance rates for the 2019 Honda Accord and Honda CR-V models, the Honda CR-V has cheaper rates by an average of $480 per year for 2019.

The chart shown below visualizes the average cost to insure the two models with different drivers at the wheel. For a 2019 Honda Accord, average insurance cost ranges from $1,810 to $4,148 per year for the example age groups. A 2019 Honda CR-V costs from $1,386 to $3,134 to insure per year.

Out of nine Honda Accord trims, the cheapest 2019 trim level to insure is the LX Sedan model at an average cost of $1,890 per year.

The 2019 Honda CR-V has eight trim levels available, with the cheapest trim level to insure being the EX 2WD model at an average cost of $1,482 per year, or about $124 per month.

When average insurance prices for all 17 trims of both models are combined and sorted by cost, the lowest-cost model and trim to insure is the Honda CR-V EX 2WD at an average of $1,482 per year. The most expensive vehicle to insure is the Honda Accord Touring Sedan at a cost of $2,176 per year.

The tables shown below illustrate both 2019 models and all trim levels available for each one, plus an average rate for each model. The cheapest of the two models to insure for the 2019 model year is the Honda CR-V.

2018 Honda Accord vs CR-V Insurance

For the 2018 Honda Accord and Honda CR-V models, the Honda CR-V has cheaper car insurance cost by an average of $424 per year for this model year.

The rate chart below visualizes the average cost to insure both 2018 models using drivers aged 20 to 50. Insurance cost ranges from $1,712 to $3,906 per year for a 2018 Honda Accord, and $1,334 to $3,010 for a 2018 Honda CR-V for the age groups used in the chart.

Out of 11 Honda Accord trim levels, the cheapest 2018 trim to insure is the LX Sedan model at an average cost of $1,792 per year, or $149 per month. Out of the 10 trim levels available for the Honda CR-V, the cheapest 2018 model to insure is the EX 2WD trim at a cost of $1,420 per year, or $118 per month.

When comparing aggregated rates for both models from a trim-level perspective, the overall cheapest vehicle to insure is the Honda CR-V EX 2WD at a cost of $1,420 per year, and the most expensive model and trim level is the Honda Accord Touring Sedan costing an average of $2,062 per year.

The next two tables show average car insurance rates for every trim level for both 2018 models, plus the average rate for each model. The winner for the 2018 car insurance comparison is the Honda CR-V.

2017 Honda Accord vs CR-V Insurance

When comparing average insurance rates for the 2017 Honda Accord and Honda CR-V models, the Honda CR-V has cheaper rates by an average of $420 per year.

The chart below demonstrates the average cost to insure both 2017 models rated for drivers aged 20 to 50. For a 2017 Honda Accord, the average car insurance cost ranges from $1,654 to $3,752 per year for these driver ages. A 2017 Honda CR-V costs from $1,282 to $2,882 to insure per year.

Out of 20 trim levels for the 2017 Honda Accord, the cheapest insurance rates are on the LX Sedan model at a cost of $1,748 per year.

For the 10 trim levels available for the Honda CR-V, the cheapest 2017 trim to insure is the EX 2WD model at a cost of $1,366 per year, or around $114 per month.

When insurance prices for all 30 trim levels for both 2017 models are compared, the cheapest vehicle to insure is the Honda CR-V EX 2WD at an average of $1,366 per year. The most expensive model and trim level is the Honda Accord Touring Coupe costing an average of $1,982 per year.

The rate tables below display the average insurance cost by trim level for both 2017 models, including the average rate for each model. The 2017 Honda CR-V has lower-cost car average car insurance rates than the 2017 Honda Accord.

2016 Honda Accord vs CR-V Insurance

For the 2016 Honda Accord and Honda CR-V models, the Honda CR-V is cheaper to insure by an average of $402 per year.

The next chart shows the average cost to insure both 2016 models rated for multiple driver ages. Average car insurance cost ranges from $1,596 to $3,580 per year for a 2016 Honda Accord, and $1,242 to $2,744 for a 2016 Honda CR-V for these driver ages.

Out of 17 trim levels for the 2016 Honda Accord, the cheapest auto insurance rates are on the LX Sedan model at a cost of $1,656 per year, or around $138 per month.

The 2016 Honda CR-V has 12 trims available, with the cheapest trim to insure being the LX 2WD trim at an average cost of $1,292 per year, or $108 per month.

When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to insure is the Honda CR-V LX 2WD at an average cost of $1,292 per year, and the most expensive model and trim level is the Honda Accord Touring Coupe at a cost of $1,944 per year.

The rate tables below display average car insurance cost by trim level for a 2016 Honda Accord and Honda CR-V, plus an average rate for each model. The model with the cheapest auto insurance rates for 2016 is the Honda CR-V.

2015 Honda Accord vs CR-V Insurance

For 2015 Honda Accord and Honda CR-V models, the Honda CR-V has lower-cost car insurance by an average of $256 per year for this model year.

The chart shown below demonstrates the average cost to insure both 2015 models using a range of rated driver ages. For a 2015 Honda Accord, the average cost of car insurance ranges from $1,414 to $3,158 per year for these driver ages. A 2015 Honda CR-V costs from $1,186 to $2,622 to insure per year.

The 2015 Honda Accord has 16 trim levels available, with the cheapest trim level to insure being the LX Sedan model at an average cost of $1,426 per year. For the 10 trim levels available for the Honda CR-V, the cheapest 2015 model to insure is the LX 2WD model at a cost of $1,234.

When comparing both models at a trim-level basis, the cheapest trim to insure is the Honda CR-V LX 2WD at an average rate of $1,234 per year. The most expensive trim is the Honda Accord Hybrid Touring Sedan costing an average of $1,718 per year.

The next tables display trim level insurance cost averages for both 2015 models, including an overall average cost for each model. The model with the cheapest average car insurance rates for 2015 is the Honda CR-V.

Honda Accord vs. CR-V Conclusion

It’s really no surprise that the Honda CR-V beats the Accord hands down for every model year. The CR-V has always been one of the cheapest small SUVs to insure, consistently ranking near the top of every model year chart for insurance affordability.

Additional Honda Accord and Honda CR-V Resources

• Honda Accord Insurance Rates
• Honda CR-V Insurance Rates
• Midsize Car Insurance Rate Comparisons
• Small SUV Insurance Rate Comparisons