Honda Accord vs. Nissan Altima Insurance Cost

Is car insurance cheaper for the Honda Accord or Nissan Altima? See which midsize sedan is the winner for every model year since 2015.

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  • A 2024 Honda Accord costs less to insure than a 2024 Nissan Altima by an average of $276 per year, $2,262 compared to $2,538.
  • For a 2024 Honda Accord, average insurance rates range from $2,180 to $2,320 per year, while insurance on a 2024 Nissan Altima ranges from $2,396 to $2,696 for full-coverage.
  • Out of 11 models in the 2024 midsize car segment, the Honda Accord ranks second and the Nissan Altima ranks 10th for most affordable car insurance rates.
  • If cheap rates are your top consideration, the EX-L Hybrid and Sport Hybrid trims are the cheapest Honda Accord models to insure, while the S and SV trims are the cheapest Nissan Altima models to insure.

Does a Honda Accord or Nissan Altima have cheaper insurance?

Car insurance on a 2024 Honda Accord costs an average of $2,262 per year, whereas insurance for a Nissan Altima averages $2,538 per year, making the Honda Accord the cheaper of the two models by $276 per year.

Out of six trims for the 2024 Honda Accord, the cheapest average insurance prices are on the EX-L Hybrid model at a cost of $2,180 per year. For the eight trims available for the Nissan Altima, the cheapest 2024 trim to insure is the S trim at a cost of $2,396 per year, or around $200 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim level is the Honda Accord EX-L Hybrid at an average cost of $2,180 per year. The overall most expensive vehicle to insure is the Nissan Altima SR VC-Turbo costing an average of $2,696 per year.

The next table ranks the annual and monthly cost of car insurance for 2024 Honda Accord and Nissan Altima models, showing average cost for each trim level.

2024 Model Year Honda Accord vs. Nissan Altima Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,180$182
$2,242$187
$2,270$189
$2,276$190
$2,292$191
$2,320$193
$2,396$200
$2,432$203
$2,484$207
$2,488$207
$2,532$211
$2,622$219
$2,662$222
$2,696$225

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2024 Honda Accord and a 2024 Nissan Altima
Annual and monthly insurance cost by trim level for a 2024 Honda Accord and a 2024 Nissan Altima

The chart below shows the average cost to insure both 2024 models rated for multiple driver ages. The average car insurance cost ranges from $2,002 to $4,552 per year for a 2024 Honda Accord, and $2,246 to $5,086 for a 2024 Nissan Altima for the illustrated age groups.

Average car insurance premiums for 2024 Honda Accord and Nissan Altima models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Honda Accord and Nissan Altima models for different driver ages. Rates updated on June 26, 2025.

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Data Methodology: Rates based on a 2024 model year Honda Accord and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Honda Accord vs. Nissan Altima Insurance Cost
Driver Age Honda Accord Nissan Altima
18-Year-Old$7,006$7,809
20-Year-Old$4,552$5,086
25-Year-Old$2,628$2,948
30-Year-Old$2,416$2,708
40-Year-Old$2,262$2,538
50-Year-Old$2,002$2,246
60-Year-Old$1,874$2,100

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 26, 2025

The tables shown below illustrate average car insurance rates for every trim level for both 2024 models, along with an average cost for each model.

2024 Honda Accord

$2,262

Insurance Rates by Trim Level for a 2024 Honda Accord
2024 Honda Accord TrimsRate
EX-L Hybrid$2,180
Sport Hybrid2,242
Touring Hybrid2,270
EX2,276
Sport-L Hybrid2,292
LX2,320
2024 Honda Accord Average Rate$2,262

2024 Nissan Altima

$2,538

Insurance Rates by Trim Level for 2024 Honda Accord
2024 Nissan Altima TrimsRate
S$2,396
SV2,432
SR2,484
SV AWD2,488
SR AWD2,532
SL2,622
SL AWD2,662
SR VC-Turbo2,696
2024 Nissan Altima Average Rate$2,538

2023 Honda Accord vs. Nissan Altima

For 2023 Honda Accord and Nissan Altima models, the model with the lower car insurance rates is the Honda Accord. Insurance on the Honda Accord averages $2,304 per year, whereas the Nissan Altima costs an average of $2,428 per year.

Out of nine Honda Accord trim levels, the cheapest 2023 model to insure is the Hybrid model at an average cost of $2,134 per year, or around $178 per month. For the eight trim levels available for the Nissan Altima, the cheapest 2023 model to insure is the S trim at a cost of $2,302 per year, or around $192 per month.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to insure is the Honda Accord Hybrid at an average cost of $2,134 per year, and the highest-cost model and trim level is the Nissan Altima SR VC-Turbo costing an average of $2,570 per year.

The table shown below compares and ranks the yearly and monthly cost of car insurance for 2023 Honda Accord and Nissan Altima models, with average rates for each vehicle.

2023 Model Year Honda Accord vs. Nissan Altima Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,134$178
$2,198$183
$2,234$186
$2,280$190
$2,302$192
$2,304$192
$2,324$194
$2,328$194
$2,376$198
$2,378$198
$2,382$199
$2,384$199
$2,424$202
$2,502$209
$2,502$209
$2,536$211
$2,570$214

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2023 Honda Accord and a 2023 Nissan Altima
Annual and monthly insurance cost by trim level for a 2023 Honda Accord and a 2023 Nissan Altima

The chart below demonstrates the average cost to insure both models for the 20 to 50-year-old driver age groups. Insurance cost ranges from $2,038 to $4,668 per year for a 2023 Honda Accord, and $2,158 to $4,882 for a 2023 Nissan Altima for the example age groups.

Average car insurance premiums for 2023 Honda Accord and Nissan Altima models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Honda Accord and Nissan Altima models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2023 model year Honda Accord and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Honda Accord vs. Nissan Altima Insurance Cost
Driver Age Honda Accord Nissan Altima
18-Year-Old$7,199$7,496
20-Year-Old$4,668$4,882
25-Year-Old$2,678$2,816
30-Year-Old$2,456$2,584
40-Year-Old$2,304$2,428
50-Year-Old$2,038$2,158
60-Year-Old$1,910$2,018

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 27, 2025

The tables shown below show the cost to insure the available trim levels for both 2023 models, as well as an average rate for each model. The 2023 Honda Accord has cheaper overall car insurance rates than the 2023 Nissan Altima.

2023 Honda Accord

$2,304

Insurance Rates by Trim Level for a 2023 Honda Accord
2023 Honda Accord TrimsRate
Hybrid$2,134
LX2,198
Hybrid Sport2,234
Sport2,280
Hybrid EX-L2,304
Sport Special Edition2,324
Hybrid Touring2,376
EX-L2,384
Touring2,502
2023 Honda Accord Average Rate$2,304

2023 Nissan Altima

$2,428

Insurance Rates by Trim Level for 2023 Honda Accord
2023 Nissan Altima TrimsRate
S$2,302
SV2,328
SR2,378
SV AWD2,382
SR AWD2,424
SL2,502
SL AWD2,536
SR VC-Turbo2,570
2023 Nissan Altima Average Rate$2,428

2022 Honda Accord vs. Nissan Altima

For the 2022 model year, the model with the cheapest average car insurance rates is the Honda Accord. Insurance rates on a Honda Accord cost an average of $2,228 per year, whereas the Nissan Altima costs an average of $2,390 per year.

Insurance cost varies noticeably depending on the vehicle trim level, however.

For a 2022 Honda Accord, car insurance rates range from $2,044 per year for the Hybrid model up to the most expensive rate of $2,460 for the Touring model. For a 2022 Nissan Altima, rates range from $2,296 per year for the S model up to $2,518 for the most expensive Platinum AWD model.

When comparing rates by trim level for both models, the lowest-cost model and trim level is the Honda Accord Hybrid at an average rate of $2,044 per year. The most expensive trim is the Nissan Altima Platinum AWD at an average cost of $2,518 per year.

For a 2022 Honda Accord, the cheapest models are the Hybrid, Hybrid EX-L, and LX. The cheapest Nissan Altima models include the S, SV, and SL.

For models prior to 2022, national average insurance prices for an Accord and an Altima compare as follows. Click on a model year to view the full comparison data.

The rate table below compares and ranks the annual and monthly car insurance cost for 2022 Honda Accord and Nissan Altima models, with average rates for each trim level.

2022 Model Year Honda Accord vs. Nissan Altima Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,044$170
$2,110$176
$2,150$179
$2,168$181
$2,242$187
$2,262$189
$2,296$191
$2,314$193
$2,326$194
$2,328$194
$2,328$194
$2,362$197
$2,374$198
$2,382$199
$2,400$200
$2,408$201
$2,418$202
$2,460$205
$2,494$208
$2,518$210

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2022 Honda Accord and a 2022 Nissan Altima
Annual and monthly insurance cost by trim level for a 2022 Honda Accord and a 2022 Nissan Altima

The bar chart below compares average Honda Accord insurance cost to average Nissan Altima insurance cost for the 2022 model year. Rates are grouped based on rated driver age.

Average car insurance premiums for 2022 Honda Accord and Nissan Altima models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Honda Accord and Nissan Altima models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2022 model year Honda Accord and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Honda Accord vs. Nissan Altima Insurance Cost
Driver Age Honda Accord Nissan Altima
18-Year-Old$6,995$7,421
20-Year-Old$4,534$4,828
25-Year-Old$2,594$2,772
30-Year-Old$2,378$2,544
40-Year-Old$2,228$2,390
50-Year-Old$1,978$2,124
60-Year-Old$1,852$1,988

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 27, 2025

The tables below detail insurance rates for all trim levels of 2022 Accord and Altima models. The 2022 Honda Accord has an average insurance cost of $2,228 and the 2022 Nissan Altima is $2,390, making the Honda Accord cheaper by $162 per year.

2022 Honda Accord

$2,228

Insurance Rates by Trim Level for a 2022 Honda Accord
2022 Honda Accord TrimsRate
Hybrid$2,044
Hybrid EX-L2,110
LX2,150
Hybrid Sport2,168
Hybrid Touring2,242
Sport2,262
EX-L2,328
Sport Special Edition2,328
Touring2,460
2022 Honda Accord Average Rate$2,228

2022 Nissan Altima

$2,390

Insurance Rates by Trim Level for 2022 Honda Accord
2022 Nissan Altima TrimsRate
S$2,296
SV2,314
SL2,326
SV AWD2,362
SL AWD2,374
SR2,382
SR AWD2,400
SR Midnight Edition2,408
SR Midnight Edition AWD2,418
SR VC-Turbo2,494
Platinum AWD2,518
2022 Nissan Altima Average Rate$2,390

2021 Honda Accord vs Nissan Altima

For the 2021 Honda Accord and Nissan Altima models, the Honda Accord has cheaper car insurance rates by an average of $12 per year for this model year.

The rate chart below displays the average cost to insure both models rated for multiple driver ages. For a 2021 Honda Accord, the average cost of car insurance ranges from $1,894 to $4,336 per year for the age groups used in this illustration. A 2021 Nissan Altima costs from $1,904 to $4,318 to insure per year.

Average car insurance premiums for 2021 Honda Accord and Nissan Altima models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Honda Accord and Nissan Altima models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2021 model year Honda Accord and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Honda Accord vs. Nissan Altima Insurance Cost
Driver Age Honda Accord Nissan Altima
18-Year-Old$6,692$6,632
20-Year-Old$4,336$4,318
25-Year-Old$2,484$2,490
30-Year-Old$2,280$2,282
40-Year-Old$2,134$2,146
50-Year-Old$1,894$1,904
60-Year-Old$1,776$1,782

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 26, 2025

The 2021 Honda Accord has nine trims available, with the cheapest model to insure being the LX Sedan model at an average cost of $1,898 per year, or $158 per month.

For the 10 trims available for the Nissan Altima, the cheapest 2021 model to insure is the S AWD trim at a cost of $2,104 per year, or $175 per month.

When comparing both models at a trim-level basis, the cheapest trim to insure is the Honda Accord LX Sedan at a cost of $1,898 per year. The most expensive model and trim level is the Honda Accord Hybrid Touring Sedan costing an average of $2,306 per year.

The next two rate tables display trim level insurance rates for each 2021 model, including an overall average rate. The model with the cheapest auto insurance rates for 2021 is the Honda Accord.

2021 Honda Accord

$2,134

Insurance Rates by Trim Level for a 2021 Honda Accord
2021 Honda Accord TrimsRate
LX Sedan$1,898
EX Sedan2,028
Sport Sedan2,080
Hybrid Sedan2,112
EX-L Sedan2,136
Hybrid EX Sedan2,176
Hybrid EX-L Sedan2,240
Touring Sedan2,264
Hybrid Touring Sedan2,306
2021 Honda Accord Average Rate$2,134

2021 Nissan Altima

$2,146

Insurance Rates by Trim Level for 2021 Honda Accord
2021 Nissan Altima TrimsRate
S AWD$2,104
S Sedan2,104
SL AWD2,104
SL Sedan2,104
SR Sedan2,104
SV Sedan2,104
SV AWD2,124
SR AWD2,170
Platinum Sedan2,232
Platinum AWD2,298
2021 Nissan Altima Average Rate$2,146

2020 Honda Accord vs Nissan Altima

For the 2020 Honda Accord and Nissan Altima models, the Honda Accord has cheaper car insurance rates by an average of $6 per year.

The chart shown below demonstrates the average cost to insure the two models with different driver age groups. For a 2020 Honda Accord, the average cost of car insurance ranges from $1,842 to $4,216 per year for these driver ages. A 2020 Nissan Altima costs from $1,850 to $4,192 to insure per year.

Average car insurance premiums for 2020 Honda Accord and Nissan Altima models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Honda Accord and Nissan Altima models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2020 model year Honda Accord and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Honda Accord vs. Nissan Altima Insurance Cost
Driver Age Honda Accord Nissan Altima
18-Year-Old$6,500$6,435
20-Year-Old$4,216$4,192
25-Year-Old$2,414$2,418
30-Year-Old$2,214$2,214
40-Year-Old$2,076$2,082
50-Year-Old$1,842$1,850
60-Year-Old$1,726$1,732

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 27, 2025

For the nine trim levels available for the 2020 Honda Accord, the cheapest trim to insure is the LX Sedan model at an average cost of $1,846 per year, or $154 per month. For the 10 trims available for the Nissan Altima, the cheapest 2020 model to insure is the S AWD trim at a cost of $2,042 per year, or around $170 per month.

When trim-level rates for both models are compared, the cheapest trim to insure is the Honda Accord LX Sedan at an average cost of $1,846 per year, and the most expensive vehicle to insure is the Honda Accord Hybrid Touring Sedan at a cost of $2,240 per year.

The next two rate tables display both 2020 models and all trim levels available for each one, as well as the overall average rate for each model. The 2020 Honda Accord takes the trophy over the 2020 Nissan Altima for the cheapest average car insurance rates.

2020 Honda Accord

$2,076

Insurance Rates by Trim Level for a 2020 Honda Accord
2020 Honda Accord TrimsRate
LX Sedan$1,846
EX Sedan1,968
Sport Sedan2,022
Hybrid Sedan2,054
EX-L Sedan2,074
Hybrid EX Sedan2,116
Hybrid EX-L Sedan2,178
Touring Sedan2,198
Hybrid Touring Sedan2,240
2020 Honda Accord Average Rate$2,076

2020 Nissan Altima

$2,082

Insurance Rates by Trim Level for 2020 Honda Accord
2020 Nissan Altima TrimsRate
S AWD$2,042
S Sedan2,042
SL AWD2,042
SL Sedan2,042
SR Sedan2,042
SV Sedan2,042
SV AWD2,062
SR AWD2,106
Platinum Sedan2,168
Platinum AWD2,230
2020 Nissan Altima Average Rate$2,082

2019 Honda Accord vs Nissan Altima

When comparing car insurance rates for 2019 models, the Honda Accord costs an average of $1,994 per year to insure and the Nissan Altima costs $2,040, making the Honda Accord the winner by $46 for this comparison year.

The next chart visualizes the average cost to insure both 2019 models for the 20, 30, 40, and 50-year-old driver age groups. The average car insurance cost ranges from $1,768 to $4,048 per year for a 2019 Honda Accord, and $1,818 to $4,116 for a 2019 Nissan Altima for the age groups used in the chart.

Average car insurance premiums for 2019 Honda Accord and Nissan Altima models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Honda Accord and Nissan Altima models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2019 model year Honda Accord and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Honda Accord vs. Nissan Altima Insurance Cost
Driver Age Honda Accord Nissan Altima
18-Year-Old$6,244$6,324
20-Year-Old$4,048$4,116
25-Year-Old$2,316$2,366
30-Year-Old$2,122$2,166
40-Year-Old$1,994$2,040
50-Year-Old$1,768$1,818
60-Year-Old$1,658$1,698

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 27, 2025

The 2019 Honda Accord has nine trims available, with the cheapest model to insure being the LX Sedan trim at an average cost of $1,846 per year, or around $154 per month. For the 10 trims available for the Nissan Altima, the cheapest 2019 trim to insure is the SV Sedan model at a cost of $1,904 per year, or around $159 per month.

When trim-level rates for both models are compared, the most affordable model and trim level to insure is the Honda Accord LX Sedan at an average cost of $1,846 per year. The most expensive model and trim level is the Nissan Altima Platinum AWD costing an average of $2,222 per year.

The tables shown below illustrate the expected annual car insurance cost by trim level for both 2019 models, as well as an average rate for each model. The cheapest to insure for the 2019 model year is the Honda Accord.

2019 Honda Accord

$1,994

Insurance Rates by Trim Level for a 2019 Honda Accord
2019 Honda Accord TrimsRate
LX Sedan$1,846
Hybrid Sedan1,868
Hybrid EX Sedan1,946
EX Sedan1,966
Hybrid EX-L Sedan2,004
EX-L Sedan2,064
Hybrid Touring Sedan2,064
Sport Sedan2,064
Touring Sedan2,124
2019 Honda Accord Average Rate$1,994

2019 Nissan Altima

$2,040

Insurance Rates by Trim Level for 2019 Honda Accord
2019 Nissan Altima TrimsRate
SV Sedan$1,904
SV AWD1,920
SL Sedan1,982
S Sedan1,986
SL AWD2,040
S AWD2,044
SR Sedan2,044
SR AWD2,104
Platinum Sedan2,162
Platinum AWD2,222
2019 Nissan Altima Average Rate$2,040

2018 Honda Accord vs Nissan Altima

When comparing average insurance cost for 2018 models, the Honda Accord costs an average of $1,900 per year to insure and the Nissan Altima costs $1,996, making the Honda Accord the winner by $96 for 2018.

The chart shown below illustrates the average cost to insure the two models with different ages of drivers. Insurance cost ranges from $1,690 to $3,850 per year for a 2018 Honda Accord, and $1,784 to $4,018 for a 2018 Nissan Altima for the age groups used in this illustration.

Average car insurance premiums for 2018 Honda Accord and Nissan Altima models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Honda Accord and Nissan Altima models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2018 model year Honda Accord and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Honda Accord vs. Nissan Altima Insurance Cost
Driver Age Honda Accord Nissan Altima
18-Year-Old$5,931$6,157
20-Year-Old$3,850$4,018
25-Year-Old$2,208$2,314
30-Year-Old$2,020$2,118
40-Year-Old$1,900$1,996
50-Year-Old$1,690$1,784
60-Year-Old$1,586$1,666

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 27, 2025

The 2018 Honda Accord has 11 trims available, with the cheapest trim level to insure being the LX Sedan model at an average cost of $1,774 per year. For the five trim levels available for the Nissan Altima, the cheapest 2018 model to insure is the 2.5 S Sedan model at a cost of $1,906.

When rates for all 16 trim levels for both vehicles are compared, the lowest-cost model and trim level to insure is the Honda Accord LX Sedan at an average of $1,774 per year. The highest-cost model and trim is the Nissan Altima 3.5 SL Sedan costing an average of $2,130 per year.

The next two rate tables illustrate average car insurance cost by trim level for each 2018 model, as well as an average rate for each model. The 2018 Honda Accord has lower-cost car average car insurance rates than the 2018 Nissan Altima.

2018 Honda Accord

$1,900

Insurance Rates by Trim Level for a 2018 Honda Accord
2018 Honda Accord TrimsRate
LX Sedan$1,774
Hybrid Sedan1,788
Hybrid EX Sedan1,868
EX Sedan1,886
Hybrid EX-L Sedan1,904
Sport Sedan1,904
EX-L Sedan1,916
Hybrid EX-L Navigation Sedan1,916
Hybrid Touring Sedan1,962
EX-L Navigation Sedan1,972
Touring Sedan2,034
2018 Honda Accord Average Rate$1,900

2018 Nissan Altima

$1,996

Insurance Rates by Trim Level for 2018 Honda Accord
2018 Nissan Altima TrimsRate
2.5 S Sedan$1,906
2.5 SR Sedan1,962
2.5 SV Sedan1,962
2.5 SL Sedan2,018
3.5 SL Sedan2,130
2018 Nissan Altima Average Rate$1,996

2017 Honda Accord vs Nissan Altima

For 2017 Honda Accord and Nissan Altima models, the Honda Accord is cheaper to insure by an average of $96 per year for this comparison year.

The next chart shows the average cost to insure both models with different driver age groups. The average car insurance cost ranges from $1,616 to $3,660 per year for a 2017 Honda Accord, and $1,708 to $3,842 for a 2017 Nissan Altima for the illustrated age groups.

Average car insurance premiums for 2017 Honda Accord and Nissan Altima models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Honda Accord and Nissan Altima models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2017 model year Honda Accord and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Honda Accord vs. Nissan Altima Insurance Cost
Driver Age Honda Accord Nissan Altima
18-Year-Old$5,620$5,887
20-Year-Old$3,660$3,842
25-Year-Old$2,104$2,214
30-Year-Old$1,926$2,026
40-Year-Old$1,814$1,910
50-Year-Old$1,616$1,708
60-Year-Old$1,514$1,598

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 27, 2025

The 2017 Honda Accord has 20 trims available, with the cheapest model to insure being the LX Sedan trim at an average cost of $1,710 per year.

For the seven trims available for the Nissan Altima, the cheapest 2017 trim level to insure is the 2.5 S Sedan trim at a cost of $1,844 per year, or $154 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim to insure is the Honda Accord LX Sedan at an average rate of $1,710 per year, and the highest-cost model and trim is the Nissan Altima 3.5 SL Sedan at a cost of $2,002 per year.

The next two tables show average car insurance rates for every trim level for both 2017 models, along with the average rate for each model. The 2017 Honda Accord has cheaper average car insurance rates than the 2017 Nissan Altima.

2017 Honda Accord

$1,814

Insurance Rates by Trim Level for a 2017 Honda Accord
2017 Honda Accord TrimsRate
LX Sedan$1,710
LX Sensing Sedan1,710
EX Sedan1,762
Sport Sedan1,762
Sport Special Edition Sedan1,762
LX-S Coupe1,778
LX-S Sensing Coupe1,778
Hybrid Sedan1,788
EX Sensing Sedan1,814
Sport Sensing Sedan1,814
Touring Sedan1,814
EX Coupe1,830
EX Sensing Coupe1,830
EX-L Coupe1,830
Hybrid EX-L Sedan1,840
EX-L Sedan1,852
EX-L Navi/Sensing Coupe1,884
Hybrid Touring Sedan1,892
EX-L Navi/Sensing Sedan1,904
Touring Coupe1,936
2017 Honda Accord Average Rate$1,814

2017 Nissan Altima

$1,910

Insurance Rates by Trim Level for 2017 Honda Accord
2017 Nissan Altima TrimsRate
2.5 S Sedan$1,844
2.5 Sedan1,844
2.5 SR Sedan1,896
2.5 SV Sedan1,896
2.5 SL Sedan1,948
3.5 SR Sedan1,948
3.5 SL Sedan2,002
2017 Nissan Altima Average Rate$1,910

2016 Honda Accord vs Nissan Altima

For the 2016 Honda Accord and Nissan Altima models, the Nissan Altima has cheaper car insurance rates by an average of $26 per year for this model year.

The chart below illustrates the average cost to insure the two models using a range of rated driver ages. For a 2016 Honda Accord, the average cost of car insurance ranges from $1,556 to $3,494 per year for the age groups used in this illustration. A 2016 Nissan Altima costs from $1,532 to $3,422 to insure per year.

Average car insurance premiums for 2016 Honda Accord and Nissan Altima models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Honda Accord and Nissan Altima models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2016 model year Honda Accord and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Honda Accord vs. Nissan Altima Insurance Cost
Driver Age Honda Accord Nissan Altima
18-Year-Old$5,350$5,228
20-Year-Old$3,494$3,422
25-Year-Old$2,016$1,982
30-Year-Old$1,842$1,812
40-Year-Old$1,738$1,712
50-Year-Old$1,556$1,532
60-Year-Old$1,454$1,428

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 26, 2025

The 2016 Honda Accord has 17 trims available, with the cheapest trim to insure being the LX Sedan trim at an average cost of $1,620 per year.

For the seven trims available for the Nissan Altima, the cheapest 2016 trim to insure is the 2.5 S Sedan trim at a cost of $1,650.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to insure is the Honda Accord LX Sedan at an average rate of $1,620 per year. The most expensive model and trim level is the Honda Accord Touring Coupe at an average of $1,896 per year.

The next two tables illustrate average car insurance rates for every trim level for both 2016 models, including an overall average cost for each model. The 2016 Nissan Altima has cheaper average car insurance rates than the 2016 Honda Accord.

2016 Honda Accord

$1,738

Insurance Rates by Trim Level for a 2016 Honda Accord
2016 Honda Accord TrimsRate
LX Sedan$1,620
LX Sensing Sedan1,620
EX Sedan1,668
Sport Sedan1,668
Sport Sensing Sedan1,668
LX-S Coupe1,704
EX Sensing Sedan1,716
EX-L Sedan1,716
EX Coupe1,750
LX-S Sensing Coupe1,750
EX-L Navi/Sensing Sedan1,764
EX-L Sensing Sedan1,764
EX Sensing Coupe1,798
EX-L Coupe1,798
Touring Sedan1,814
EX-L Navi/Sensing Coupe1,848
Touring Coupe1,896
2016 Honda Accord Average Rate$1,738

2016 Nissan Altima

$1,712

Insurance Rates by Trim Level for 2016 Honda Accord
2016 Nissan Altima TrimsRate
2.5 S Sedan$1,650
2.5 Sedan1,650
2.5 SR Sedan1,698
2.5 SV Sedan1,698
2.5 SL Sedan1,748
3.5 SR Sedan1,748
3.5 SL Sedan1,796
2016 Nissan Altima Average Rate$1,712

2015 Honda Accord vs Nissan Altima

For the 2015 Honda Accord and Nissan Altima models, the Honda Accord has cheaper car insurance rates by an average of $20 per year for this comparison year.

The chart shown below visualizes the average cost to insure both 2015 models for drivers from age 20 to 50. For a 2015 Honda Accord, the average car insurance cost ranges from $1,384 to $3,082 per year for these driver ages. A 2015 Nissan Altima costs from $1,398 to $3,122 to insure per year.

Average car insurance premiums for 2015 Honda Accord and Nissan Altima models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Honda Accord and Nissan Altima models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2015 model year Honda Accord and Nissan Altima. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Honda Accord vs. Nissan Altima Insurance Cost
Driver Age Honda Accord Nissan Altima
18-Year-Old$4,703$4,766
20-Year-Old$3,082$3,122
25-Year-Old$1,780$1,804
30-Year-Old$1,628$1,648
40-Year-Old$1,540$1,560
50-Year-Old$1,384$1,398
60-Year-Old$1,290$1,306

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 27, 2025

Out of 16 Honda Accord trim levels, the cheapest 2015 trim to insure is the LX Sedan model at an average cost of $1,394 per year.

The 2015 Nissan Altima has seven trim levels available, with the cheapest model to insure being the 2.5 S Sedan model at an average cost of $1,482 per year, or about $124 per month.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Honda Accord LX Sedan at an average cost of $1,394 per year, and the most expensive vehicle to insure is the Honda Accord Hybrid Touring Sedan costing $1,678 per year.

The two tables below show trim level insurance cost averages for both 2015 models, plus an average rate for each model. The model with the cheapest overall car insurance rates for 2015 is the Honda Accord.

2015 Honda Accord

$1,540

Insurance Rates by Trim Level for a 2015 Honda Accord
2015 Honda Accord TrimsRate
LX Sedan$1,394
Sport Sedan1,394
EX Sedan1,438
Crosstour EX 2WD1,452
LX-S Coupe1,482
EX Coupe1,528
EX-L Sedan1,528
Crosstour EX-L 2WD1,542
Crosstour EX-L 4WD1,542
Hybrid Sedan1,590
EX-L Coupe1,604
Crosstour EX-L Navigation 2WD1,618
Crosstour EX-L Navigation 4WD1,618
Touring Sedan1,618
Hybrid EX-L Sedan1,634
Hybrid Touring Sedan1,678
2015 Honda Accord Average Rate$1,540

2015 Nissan Altima

$1,560

Insurance Rates by Trim Level for 2015 Honda Accord
2015 Nissan Altima TrimsRate
2.5 S Sedan$1,482
2.5 Sedan1,482
2.5 SV Sedan1,528
3.5 S Sedan1,574
2.5 SL Sedan1,604
3.5 SV Sedan1,604
3.5 SL Sedan1,648
2015 Nissan Altima Average Rate$1,560

Additional Honda Accord and Nissan Altima Resources