Honda Accord vs. Nissan Altima Insurance Cost

• A 2024 Honda Accord costs less to insure than a 2024 Nissan Altima by an average of $220 per year, $1,834 compared to $2,054.
• For a 2024 Honda Accord, average insurance rates range from $1,768 to $1,878 per year, while insurance on a 2024 Nissan Altima ranges from $1,940 to $2,184 for full-coverage.
• Out of 11 models in the 2024 midsize car segment, the Honda Accord ranks third and the Nissan Altima ranks 10^th for most affordable car insurance rates.
• If cheap rates are your top consideration, the EX-L Hybrid and Sport Hybrid trims are the cheapest Honda Accord models to insure, while the S and SV trims are the cheapest Nissan Altima models to insure.

Does a Honda Accord or Nissan Altima have cheaper insurance?

Car insurance on a 2024 Honda Accord costs an average of $1,834 per year, whereas insurance for a Nissan Altima averages $2,054 per year, making the Honda Accord the cheaper of the two models by $220 per year.

Out of six trims for the 2024 Honda Accord, the cheapest average insurance prices are on the EX-L Hybrid model at a cost of $1,768 per year. For the eight trims available for the Nissan Altima, the cheapest 2024 trim to insure is the S trim at a cost of $1,940 per year, or around $162 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim level is the Honda Accord EX-L Hybrid at an average cost of $1,768 per year. The overall most expensive vehicle to insure is the Nissan Altima SR VC-Turbo costing an average of $2,184 per year.

The next table ranks the annual and monthly cost of car insurance for 2024 Honda Accord and Nissan Altima models, showing average cost for each trim level.

The chart below shows the average cost to insure both 2024 models rated for multiple driver ages. The average car insurance cost ranges from $1,622 to $3,690 per year for a 2024 Honda Accord, and $1,822 to $4,124 for a 2024 Nissan Altima for the illustrated age groups.

The tables shown below illustrate average car insurance rates for every trim level for both 2024 models, along with an average cost for each model.

2023 Honda Accord vs. Nissan Altima

For 2023 Honda Accord and Nissan Altima models, the model with the lower car insurance rates is the Honda Accord. Insurance on the Honda Accord averages $1,864 per year, whereas the Nissan Altima costs an average of $1,966 per year.

Out of nine Honda Accord trim levels, the cheapest 2023 model to insure is the Hybrid model at an average cost of $1,728 per year, or around $144 per month. For the eight trim levels available for the Nissan Altima, the cheapest 2023 model to insure is the S trim at a cost of $1,864 per year, or around $155 per month.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to insure is the Honda Accord Hybrid at an average cost of $1,728 per year, and the highest-cost model and trim level is the Nissan Altima SR VC-Turbo costing an average of $2,082 per year.

The table shown below compares and ranks the yearly and monthly cost of car insurance for 2023 Honda Accord and Nissan Altima models, with average rates for each vehicle.

The chart below demonstrates the average cost to insure both models for the 20 to 50-year-old driver age groups. Insurance cost ranges from $1,652 to $3,782 per year for a 2023 Honda Accord, and $1,750 to $3,956 for a 2023 Nissan Altima for the example age groups.

The tables shown below show the cost to insure the available trim levels for both 2023 models, as well as an average rate for each model. The 2023 Honda Accord has cheaper overall car insurance rates than the 2023 Nissan Altima.

2022 Honda Accord vs. Nissan Altima

For the 2022 model year, the model with the cheapest average car insurance rates is the Honda Accord. Insurance rates on a Honda Accord cost an average of $1,806 per year, whereas the Nissan Altima costs an average of $1,936 per year.

Insurance cost varies noticeably depending on the vehicle trim level, however.

For a 2022 Honda Accord, car insurance rates range from $1,656 per year for the Hybrid model up to the most expensive rate of $1,992 for the Touring model. For a 2022 Nissan Altima, rates range from $1,860 per year for the S model up to $2,040 for the most expensive Platinum AWD model.

When comparing rates by trim level for both models, the lowest-cost model and trim level is the Honda Accord Hybrid at an average rate of $1,656 per year. The most expensive trim is the Nissan Altima Platinum AWD at an average cost of $2,040 per year.

For a 2022 Honda Accord, the cheapest models are the Hybrid, Hybrid EX-L, and LX. The cheapest Nissan Altima models include the S, SV, and SL.

For models prior to 2022, national average insurance prices for an Accord and an Altima compare as follows. Click on a model year to view the full comparison data.

• 2021 Model Year – Cheaper average insurance rate: Honda Accord
• 2020 Model Year – Cheaper average insurance rate: Honda Accord
• 2019 Model Year – Cheaper average insurance rate: Honda Accord
• 2018 Model Year – Cheaper average insurance rate: Honda Accord
• 2017 Model Year – Cheaper average insurance rate: Honda Accord
• 2016 Model Year – Cheaper average insurance rate: Nissan Altima
• 2015 Model Year – Cheaper average insurance rate: Honda Accord

The rate table below compares and ranks the annual and monthly car insurance cost for 2022 Honda Accord and Nissan Altima models, with average rates for each trim level.

The bar chart below compares average Honda Accord insurance cost to average Nissan Altima insurance cost for the 2022 model year. Rates are grouped based on rated driver age.

The tables below detail insurance rates for all trim levels of 2022 Accord and Altima models. The 2022 Honda Accord has an average insurance cost of $1,806 and the 2022 Nissan Altima is $1,936, making the Honda Accord cheaper by $130 per year.

2021 Honda Accord vs Nissan Altima

For the 2021 Honda Accord and Nissan Altima models, the Honda Accord has cheaper car insurance rates by an average of $6 per year for this model year.

The rate chart below displays the average cost to insure both models rated for multiple driver ages. For a 2021 Honda Accord, the average cost of car insurance ranges from $1,536 to $3,516 per year for the age groups used in this illustration. A 2021 Nissan Altima costs from $1,544 to $3,500 to insure per year.

The 2021 Honda Accord has nine trims available, with the cheapest model to insure being the LX Sedan model at an average cost of $1,538 per year, or $128 per month.

For the 10 trims available for the Nissan Altima, the cheapest 2021 model to insure is the S AWD trim at a cost of $1,704 per year, or $142 per month.

When comparing both models at a trim-level basis, the cheapest trim to insure is the Honda Accord LX Sedan at a cost of $1,538 per year. The most expensive model and trim level is the Honda Accord Hybrid Touring Sedan costing an average of $1,868 per year.

The next two rate tables display trim level insurance rates for each 2021 model, including an overall average rate. The model with the cheapest auto insurance rates for 2021 is the Honda Accord.

2020 Honda Accord vs Nissan Altima

For the 2020 Honda Accord and Nissan Altima models, the Honda Accord has cheaper car insurance rates by an average of $10 per year.

The chart shown below demonstrates the average cost to insure the two models with different driver age groups. For a 2020 Honda Accord, the average cost of car insurance ranges from $1,488 to $3,408 per year for these driver ages. A 2020 Nissan Altima costs from $1,500 to $3,398 to insure per year.

For the nine trim levels available for the 2020 Honda Accord, the cheapest trim to insure is the LX Sedan model at an average cost of $1,490 per year, or $124 per month. For the 10 trims available for the Nissan Altima, the cheapest 2020 model to insure is the S AWD trim at a cost of $1,656 per year, or around $138 per month.

When trim-level rates for both models are compared, the cheapest trim to insure is the Honda Accord LX Sedan at an average cost of $1,490 per year, and the most expensive vehicle to insure is the Honda Accord Hybrid Touring Sedan at a cost of $1,810 per year.

The next two rate tables display both 2020 models and all trim levels available for each one, as well as the overall average rate for each model. The 2020 Honda Accord takes the trophy over the 2020 Nissan Altima for the cheapest average car insurance rates.

2019 Honda Accord vs Nissan Altima

When comparing car insurance rates for 2019 models, the Honda Accord costs an average of $1,614 per year to insure and the Nissan Altima costs $1,654, making the Honda Accord the winner by $40 for this comparison year.

The next chart visualizes the average cost to insure both 2019 models for the 20, 30, 40, and 50-year-old driver age groups. The average car insurance cost ranges from $1,434 to $3,282 per year for a 2019 Honda Accord, and $1,472 to $3,338 for a 2019 Nissan Altima for the age groups used in the chart.

The 2019 Honda Accord has nine trims available, with the cheapest model to insure being the LX Sedan trim at an average cost of $1,494 per year, or around $125 per month. For the 10 trims available for the Nissan Altima, the cheapest 2019 trim to insure is the SV Sedan model at a cost of $1,542 per year, or around $129 per month.

When trim-level rates for both models are compared, the most affordable model and trim level to insure is the Honda Accord LX Sedan at an average cost of $1,494 per year. The most expensive model and trim level is the Nissan Altima Platinum AWD costing an average of $1,798 per year.

The tables shown below illustrate the expected annual car insurance cost by trim level for both 2019 models, as well as an average rate for each model. The cheapest to insure for the 2019 model year is the Honda Accord.

2018 Honda Accord vs Nissan Altima

When comparing average insurance cost for 2018 models, the Honda Accord costs an average of $1,538 per year to insure and the Nissan Altima costs $1,616, making the Honda Accord the winner by $78 for 2018.

The chart shown below illustrates the average cost to insure the two models with different ages of drivers. Insurance cost ranges from $1,370 to $3,116 per year for a 2018 Honda Accord, and $1,446 to $3,256 for a 2018 Nissan Altima for the age groups used in this illustration.

The 2018 Honda Accord has 11 trims available, with the cheapest trim level to insure being the LX Sedan model at an average cost of $1,434 per year. For the five trim levels available for the Nissan Altima, the cheapest 2018 model to insure is the 2.5 S Sedan model at a cost of $1,544.

When rates for all 16 trim levels for both vehicles are compared, the lowest-cost model and trim level to insure is the Honda Accord LX Sedan at an average of $1,434 per year. The highest-cost model and trim is the Nissan Altima 3.5 SL Sedan costing an average of $1,726 per year.

The next two rate tables illustrate average car insurance cost by trim level for each 2018 model, as well as an average rate for each model. The 2018 Honda Accord has lower-cost car average car insurance rates than the 2018 Nissan Altima.

2017 Honda Accord vs Nissan Altima

For 2017 Honda Accord and Nissan Altima models, the Honda Accord is cheaper to insure by an average of $80 per year for this comparison year.

The next chart shows the average cost to insure both models with different driver age groups. The average car insurance cost ranges from $1,310 to $2,966 per year for a 2017 Honda Accord, and $1,386 to $3,114 for a 2017 Nissan Altima for the illustrated age groups.

The 2017 Honda Accord has 20 trims available, with the cheapest model to insure being the LX Sedan trim at an average cost of $1,384 per year.

For the seven trims available for the Nissan Altima, the cheapest 2017 trim level to insure is the 2.5 S Sedan trim at a cost of $1,494 per year, or $125 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim to insure is the Honda Accord LX Sedan at an average rate of $1,384 per year, and the highest-cost model and trim is the Nissan Altima 3.5 SL Sedan at a cost of $1,620 per year.

The next two tables show average car insurance rates for every trim level for both 2017 models, along with the average rate for each model. The 2017 Honda Accord has cheaper average car insurance rates than the 2017 Nissan Altima.

2016 Honda Accord vs Nissan Altima

For the 2016 Honda Accord and Nissan Altima models, the Nissan Altima has cheaper car insurance rates by an average of $24 per year for this model year.

The chart below illustrates the average cost to insure the two models using a range of rated driver ages. For a 2016 Honda Accord, the average cost of car insurance ranges from $1,262 to $2,832 per year for the age groups used in this illustration. A 2016 Nissan Altima costs from $1,242 to $2,776 to insure per year.

The 2016 Honda Accord has 17 trims available, with the cheapest trim to insure being the LX Sedan trim at an average cost of $1,312 per year.

For the seven trims available for the Nissan Altima, the cheapest 2016 trim to insure is the 2.5 S Sedan trim at a cost of $1,338.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to insure is the Honda Accord LX Sedan at an average rate of $1,312 per year. The most expensive model and trim level is the Honda Accord Touring Coupe at an average of $1,538 per year.

The next two tables illustrate average car insurance rates for every trim level for both 2016 models, including an overall average cost for each model. The 2016 Nissan Altima has cheaper average car insurance rates than the 2016 Honda Accord.

2015 Honda Accord vs Nissan Altima

For the 2015 Honda Accord and Nissan Altima models, the Honda Accord has cheaper car insurance rates by an average of $16 per year for this comparison year.

The chart shown below visualizes the average cost to insure both 2015 models for drivers from age 20 to 50. For a 2015 Honda Accord, the average car insurance cost ranges from $1,120 to $2,498 per year for these driver ages. A 2015 Nissan Altima costs from $1,134 to $2,530 to insure per year.

Out of 16 Honda Accord trim levels, the cheapest 2015 trim to insure is the LX Sedan model at an average cost of $1,130 per year.

The 2015 Nissan Altima has seven trim levels available, with the cheapest model to insure being the 2.5 S Sedan model at an average cost of $1,202 per year, or about $100 per month.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Honda Accord LX Sedan at an average cost of $1,130 per year, and the most expensive vehicle to insure is the Honda Accord Hybrid Touring Sedan costing $1,358 per year.

The two tables below show trim level insurance cost averages for both 2015 models, plus an average rate for each model. The model with the cheapest overall car insurance rates for 2015 is the Honda Accord.

Additional Honda Accord and Nissan Altima Resources

• Honda Accord Insurance Rates
• Nissan Altima Insurance Rates
• Midsize Car Insurance Rate Comparisons