Honda CR-V vs. Ford Escape – Which Costs Less to Insure?

• When comparing the newest models, a Honda CR-V has cheaper car insurance rates than a Ford Escape by an average of $112 per year.
• For a 2024 Honda CR-V, car insurance rates range from $1,534 to $1,706 per year, while a 2024 Ford Escape ranges from $1,620 to $1,804.
• Out of 47 models in the 2024 small SUV segment, the Honda CR-V ranks 12^th and the Ford Escape ranks 23^rd for cheapest auto insurance.
• If cheap car insurance is your primary concern, the LX and LX AWD trims are the cheapest Honda CR-V models to insure, while the Active and ST-Line trims are the cheapest Ford Escape models to insure.

Is Honda CR-V or Ford Escape insurance cheaper?

When comparing the Honda CR-V and Ford Escape for the 2024 model year, the model having cheaper average car insurance is the Honda CR-V. Insurance on the Honda CR-V averages $1,618 per year, and insurance for a Ford Escape averages $1,730 per year.

Out of nine Honda CR-V trim levels, the cheapest 2024 trim level to insure is the LX trim at an average cost of $1,534 per year, or $128 per month.

Out of the 10 trims available for the Ford Escape, the cheapest 2024 trim level to insure is the Active trim at a cost of $1,620 per year, or around $135 per month.

When insurance prices for all 19 trim levels for the 2024 model year of both models are compared, the cheapest trim is the Honda CR-V LX at an average of $1,534 per year. The most expensive model and trim level is the Ford Escape Plug-in Hybrid at a cost of $1,804 per year.

The table below compares and ranks the annual and monthly cost of car insurance for 2024 Honda CR-V and Ford Escape models, with average rates for each trim level.

The chart below illustrates the average cost to insure the two models rated for different driver ages. Average car insurance cost ranges from $1,438 to $3,254 per year for a 2024 Honda CR-V, and $1,540 to $3,496 for a 2024 Ford Escape for the example age groups.

The next two tables illustrate average car insurance rates for every trim level for both 2024 models, as well as an average rate for each model. The 2024 Honda CR-V has cheaper average auto insurance rates than the 2024 Ford Escape.

2023 Honda CR-V vs. Ford Escape

Car insurance for a 2023 Honda CR-V averages $1,564 per year, whereas insurance for a 2023 Ford Escape costs an average of $1,688 per year, making the Honda CR-V the better deal by $124 per year.

Out of seven trims for the 2023 Honda CR-V, the cheapest average insurance prices are on the EX model at a cost of $1,514 per year.

For the 14 trims available for the Ford Escape, the cheapest 2023 model to insure is the Base model at a cost of $1,578 per year, or $132 per month.

When rates for all 21 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Honda CR-V EX at a cost of $1,514 per year. The most expensive vehicle to insure is the Ford Escape ST-Line Elite Hybrid AWD at an average cost of $1,774 per year.

The table below compares and ranks the cost of car insurance for 2023 Honda CR-V and Ford Escape models, showing average cost by trim level for each model.

The chart below illustrates the average cost to insure both 2023 models for drivers aged 20 to 50. Average insurance cost ranges from $1,388 to $3,178 per year for a 2023 Honda CR-V, and $1,502 to $3,416 for a 2023 Ford Escape for the age groups used in this illustration.

 

The tables below illustrate all the available trims for both 2023 models, plus an average rate for each model. The winner for the 2023 car insurance comparison is the Honda CR-V.

2022 Honda CR-V vs. Ford Escape

When comparing the Honda CR-V and Ford Escape for the 2022 model year, the model having the cheapest rates is the Honda CR-V. Average insurance rates for the Honda CR-V are $1,516 per year, whereas insurance for the Ford Escape averages $1,704 per year.

Car insurance cost varies noticeably depending on the trim of the model being insured, however.

For a 2022 Honda CR-V, insurance rates range from the lowest rate of $1,426 per year for the LX model up to $1,618 for the Hybrid Touring model. For a 2022 Ford Escape, rates range from $1,544 per year for the S model up to $1,864 for the most expensive Titanium Plug-in Hybrid model.

When comparing both models, the cheapest model and trim level is the Honda CR-V LX at an average cost of $1,426 per year, and the highest-cost model and trim is the Ford Escape Titanium Plug-in Hybrid at an average of $1,864 per year.

For a 2022 Honda CR-V, the cheapest models are the LX, Special Edition, and EX. The cheapest Ford Escape models include the S, SE, and SE Hybrid.

For models before 2022, national average car insurance premiums compare as shown in the list below. Click any model year to view average rates by trim level.

• 2021 Honda CR-V vs. Ford Escape – Honda CR-V insurance cost averages $146 less per year than the Ford Escape.
• 2020 Honda CR-V vs. Ford Escape – The Honda CR-V is cheaper to insure than the Ford Escape by an average of $142 per year.
• 2019 Honda CR-V vs. Ford Escape – For this model year, the Honda CR-V is cheaper by an average of $274 per year.
• 2018 Honda CR-V vs. Ford Escape – The Honda CR-V is cheaper by an average of $246 per year.
• 2017 Honda CR-V vs. Ford Escape – The Honda CR-V is cheaper by an average of $216 per year.
• 2016 Honda CR-V vs. Ford Escape – The Honda CR-V is cheaper by an average of $192 per year.
• 2015 Honda CR-V vs. Ford Escape – The Honda CR-V is cheaper to insure than the Ford Escape by an average of $104 per year.

The chart shown below demonstrates average Honda CR-V and Ford Escape auto insurance rates for 2022 models by driver age.

For the 2022 Honda CR-V and Ford Escape models, the Honda CR-V is cheaper to insure by an average of $188 per year for this comparison year.

The chart shown below shows the average cost to insure the two models for four different driver age groups. Average insurance cost ranges from $1,348 to $3,072 per year for a 2022 Honda CR-V, and $1,514 to $3,450 for a 2022 Ford Escape for the included driver ages.

Out of eight trims for the 2022 Honda CR-V, the cheapest insurance rates are on the LX trim at a cost of $1,426 per year, or around $119 per month. Out of the 15 trim levels available for the Ford Escape, the cheapest 2022 model to insure is the S model at a cost of $1,544.

When insurance rates for all 23 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to insure is the Honda CR-V LX at an average cost of $1,426 per year, and the overall most expensive vehicle to insure is the Ford Escape Titanium Plug-in Hybrid costing $1,864 per year.

The next two tables display the average insurance cost by trim level for both 2022 models, including an overall average rate.

2021 Honda CR-V vs. Ford Escape

When comparing average insurance rates for 2021 models, a Honda CR-V costs an average of $1,368 per year to insure and a Ford Escape costs $1,514, making the Honda CR-V cheaper to insure by $146 per year for this comparison year.

The next chart visualizes the average cost to insure both 2021 models for drivers from age 20 to 50. Average car insurance cost ranges from $1,214 to $2,758 per year for a 2021 Honda CR-V, and $1,344 to $3,058 for a 2021 Ford Escape for the age groups used in this illustration.

Out of eight Honda CR-V trims, the cheapest 2021 trim level to insure is the EX 2WD trim at an average cost of $1,284 per year, or around $107 per month.

For the 10 trims available for the Ford Escape, the cheapest 2021 model to insure is the S 2WD model at a cost of $1,406.

When auto insurance rates for all 18 trim levels for both vehicles are compared, the cheapest trim to insure is the Honda CR-V EX 2WD at an average of $1,284 per year, and the highest-cost model and trim level is the Ford Escape Titanium AWD costing $1,642 per year.

The tables below show all the available trims for both 2021 models, plus the average rate for each model. The winner for the 2021 car insurance battle is the Honda CR-V.

2020 Honda CR-V vs. Ford Escape

When comparing car insurance rates for 2020 models, a Honda CR-V costs an average of $1,328 per year to insure and a Ford Escape costs $1,470, making the Honda CR-V cheaper to insure by $142 per year.

The rate chart below demonstrates the average cost to insure the two models for a range of driver ages. Average car insurance cost ranges from $1,178 to $2,674 per year for a 2020 Honda CR-V, and $1,306 to $2,968 for a 2020 Ford Escape for the driver ages used.

The 2020 Honda CR-V has eight trims available, with the cheapest trim level to insure being the EX 2WD trim at an average cost of $1,248 per year, or $104 per month. For the 10 trims available for the Ford Escape, the cheapest 2020 trim level to insure is the S 2WD trim at a cost of $1,366.

When all 18 trims of both models are combined and compared, the overall cheapest vehicle to insure is the Honda CR-V EX 2WD at an average rate of $1,248 per year, and the most expensive model and trim level is the Ford Escape Titanium AWD costing an average of $1,592 per year.

The next tables show average car insurance cost by trim level for each 2020 model, plus the average rate for each model. The model with the cheapest overall car insurance cost for 2020 is the Honda CR-V.

2019 Honda CR-V vs. Ford Escape

For 2019 Honda CR-V and Ford Escape models, the Honda CR-V has lower-cost car insurance by an average of $274 per year for this model year.

The chart below demonstrates the average cost to insure the two models rated for multiple driver ages. For a 2019 Honda CR-V, the average car insurance cost ranges from $1,098 to $2,480 per year for the example age groups. A 2019 Ford Escape costs from $1,342 to $3,074 to insure per year.

Out of eight Honda CR-V trim levels, the cheapest 2019 trim to insure is the EX 2WD trim at an average cost of $1,174 per year.

The 2019 Ford Escape has seven trims available, with the cheapest model to insure being the S 2WD model at an average cost of $1,418 per year.

When comparing rates by trim level for both models, the lowest-cost model and trim to insure is the Honda CR-V EX 2WD at a cost of $1,174 per year. The highest-cost model and trim is the Ford Escape Titanium AWD at an average of $1,610 per year.

The next two tables display average car insurance rates for each trim level, along with an average cost for each model. The model with the cheapest average car insurance rates for 2019 is the Honda CR-V.

2018 Honda CR-V vs. Ford Escape

When comparing average insurance cost for 2018 models, the Honda CR-V costs an average of $1,186 per year to insure and the Ford Escape costs $1,432, making the Honda CR-V the winner by $246.

The chart shown below shows the average cost to insure both 2018 models rated for a variety of different driver ages. For a 2018 Honda CR-V, average insurance cost ranges from $1,056 to $2,380 per year for the age groups used in the chart. A 2018 Ford Escape costs from $1,278 to $2,916 to insure per year.

For the 10 trim levels available for the 2018 Honda CR-V, the cheapest trim level to insure is the EX 2WD model at an average cost of $1,124 per year. For the seven trim levels available for the Ford Escape, the cheapest 2018 trim level to insure is the S 2WD trim at a cost of $1,318.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Honda CR-V EX 2WD at an average rate of $1,124 per year, and the most expensive vehicle to insure is the Ford Escape Titanium AWD at an average of $1,542 per year.

The next two rate tables show average car insurance cost by trim level for each 2018 model, including the average rate for each model.

2017 Honda CR-V vs. Ford Escape

When comparing insurance cost for 2017 models, a Honda CR-V costs an average of $1,138 per year to insure and a Ford Escape costs $1,354, making the Honda CR-V cheaper to insure by $216 per year.

The rate chart below demonstrates the average cost to insure both models rated for drivers aged 20 to 50. For a 2017 Honda CR-V, insurance cost ranges from $1,012 to $2,278 per year for the illustrated age groups. A 2017 Ford Escape costs from $1,214 to $2,760 to insure per year.

Out of 10 trim levels for the 2017 Honda CR-V, the cheapest average insurance prices are on the EX 2WD model at a cost of $1,080 per year. The 2017 Ford Escape has five trims available, with the cheapest trim level to insure being the S 2WD model at an average cost of $1,270 per year.

When rates are compared for the 15 trim levels of both 2017 models, the overall cheapest vehicle to insure is the Honda CR-V EX 2WD at an average rate of $1,080 per year, and the most expensive model and trim level is the Ford Escape Titanium AWD at a cost of $1,438 per year.

The tables below show trim level insurance rates for each 2017 model, plus the average rate for each model. The cheapest of the two models to insure for the 2017 model year is the Honda CR-V.

2016 Honda CR-V vs. Ford Escape

When comparing car insurance rates for 2016 models, the Honda CR-V costs an average of $1,094 per year to insure and the Ford Escape costs $1,286, making the Honda CR-V the winner by $192.

The rate chart below displays the average cost to insure the two models using different driver ages. For a 2016 Honda CR-V, the average car insurance cost ranges from $982 to $2,170 per year for the age groups used in the chart. A 2016 Ford Escape costs from $1,152 to $2,606 to insure per year.

For the 12 trim levels available for the 2016 Honda CR-V, the cheapest trim level to insure is the LX 2WD model at an average cost of $1,022 per year, or around $85 per month. The 2016 Ford Escape has five trim levels available, with the cheapest model to insure being the S 2WD trim at an average cost of $1,208 per year.

When comparing both models at a trim-level basis, the cheapest trim to insure is the Honda CR-V LX 2WD at a cost of $1,022 per year, and the highest-cost model and trim is the Ford Escape Titanium AWD at an average of $1,356 per year.

The tables shown below show the cost to insure the available trim levels for both 2016 models, including an overall average cost for each model. The cheapest model to insure for the 2016 model year is the Honda CR-V.

2015 Honda CR-V vs. Ford Escape

When comparing car insurance rates for the 2015 Honda CR-V and Ford Escape models, the Honda CR-V is cheaper by an average of $104 per year for 2015.

The next chart visualizes the average cost to insure both models with different ages of drivers. For a 2015 Honda CR-V, average insurance cost ranges from $940 to $2,076 per year for the included age groups. A 2015 Ford Escape costs from $1,028 to $2,314 to insure per year.

Out of 10 trim levels for the 2015 Honda CR-V, the cheapest insurance rates are on the LX 2WD model at a cost of $976 per year.

Out of the five trim levels available for the Ford Escape, the cheapest 2015 model to insure is the S 2WD trim at a cost of $1,074 per year, or about $90 per month.

When rates for all 15 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the Honda CR-V LX 2WD at a cost of $976 per year, and the most expensive vehicle to insure is the Ford Escape Titanium AWD at a cost of $1,220 per year.

The rate tables below show trim level insurance cost averages for both 2015 models, along with an average cost for each model.

Additional Honda CR-V and Ford Escape Resources

• Honda CR-V Insurance Rates
• Ford Escape Insurance Rates
• Small SUV Insurance Rate Comparisons