Honda CR-V vs Pilot Insurance Cost

• A 2024 Honda CR-V costs less to insure than a 2024 Honda Pilot by an average of $284 per year, $1,996 compared to $2,280.
• Average car insurance cost per month for the Honda Pilot is 13.5% more expensive than the Honda CR-V, at $166 versus $190, a difference of $24.
• If affordable insurance is the most important criteria, the LX and LX AWD trims are the cheapest Honda CR-V models to insure, while the LX and LX AWD trims are the cheapest Honda Pilot models to insure.

Does a Honda CR-V or Pilot have cheaper insurance?

For the 2024 model year, the cheaper model to insure on average is the Honda CR-V. Average car insurance rates for the Honda CR-V are $1,996 per year, and insurance for the Honda Pilot costs an average of $2,280 per year.

Out of nine trim levels for the 2024 Honda CR-V, the cheapest rates are on the LX model at a cost of $1,894 per year, or $158 per month.

For the 10 trim levels available for the Honda Pilot, the cheapest 2024 trim to insure is the LX trim at a cost of $2,132.

When rates are compared for the 19 trim levels of both 2024 models, the most affordable model and trim level is the Honda CR-V LX at an average cost of $1,894 per year, and the most expensive model and trim level is the Honda Pilot Elite AWD costing an average of $2,422 per year.

The table shown below compares the cost of car insurance for 2024 Honda CR-V and Honda Pilot models, showing average premium cost for each trim level.

The rate chart below illustrates the average cost to insure both models for the 20 to 50-year-old driver age groups. For a 2024 Honda CR-V, average car insurance cost ranges from $1,772 to $4,016 per year for the example age groups. A 2024 Honda Pilot costs from $2,014 to $4,622 to insure per year.

The next two tables show the cost to insure the available trim levels for both 2024 models, along with an average cost for each model.

2023 Honda CR-V vs. Honda Pilot

For the 2023 model year, the model with the lower car insurance rates is the Honda CR-V. Average car insurance rates for the Honda CR-V are $1,932 per year, while insurance for a Honda Pilot averages $2,192 per year.

Out of seven Honda CR-V trim levels, the cheapest 2023 trim to insure is the EX trim at an average cost of $1,870 per year. The 2023 Honda Pilot has eight trim levels available, with the cheapest trim to insure being the Sport trim at an average cost of $2,072 per year, or about $173 per month.

When trim-level rates for both models are compared, the cheapest trim to insure is the Honda CR-V EX at an average of $1,870 per year. The most expensive model and trim level is the Honda Pilot Elite AWD costing an average of $2,306 per year.

The next table compares and ranks the 12-month and monthly car insurance cost for 2023 Honda CR-V and Honda Pilot models, showing cost for each trim level of both models.

The next chart displays the average cost to insure both models for different driver ages. Average insurance cost ranges from $1,714 to $3,920 per year for a 2023 Honda CR-V, and $1,940 to $4,450 for a 2023 Honda Pilot for the illustrated age groups.

The tables below show average car insurance cost by trim level for a 2023 Honda CR-V and Honda Pilot, as well as the overall average rate for each model.

2022 Honda CR-V vs. Honda Pilot

When comparing the Honda CR-V and Honda Pilot for the 2022 model year, the one with the cheapest average auto insurance rates is the Honda CR-V. Insurance on a Honda CR-V costs an average of $1,872 per year, while insurance for the Honda Pilot averages $2,168 per year.

Rates vary quite a bit depending on the trim level being insured, however. For a 2022 Honda CR-V, rates range from the lowest full-coverage rate of $1,760 per year for the LX model up to $1,998 for the Hybrid Touring model. For a 2022 Honda Pilot, rates can range from $2,024 per year for the Sport model up to $2,288 for the Black Edition model.

When comparing rates by trim level for both models, the overall cheapest vehicle to insure is the Honda CR-V LX at a cost of $1,760 per year. The most expensive model and trim level is the Honda Pilot Black Edition at an average cost of $2,288 per year.

For a 2022 Honda CR-V, the cheapest models are the LX, Special Edition, and EX. The cheapest Honda Pilot models include the Sport, Special Edition, and EX-L.

From a cost-per-month basis, car insurance rates for all 2022 Honda CR-V and Honda Pilot models range from $147 to $191 per month.

The table shown below ranks the cost of car insurance for 2022 Honda CR-V and Honda Pilot models, broken down by trim level.

The chart below shows how Honda CR-V insurance rates compare to Honda Pilot insurance rates for the 2022 model year and drivers aged 20, 30, 40 and 50.

The tables below detail insurance rates for all trim levels of 2022 CR-V and Pilot models. The 2022 Honda CR-V has an average insurance cost of $1,872 and the 2022 Honda Pilot is $2,168, making the Honda CR-V cheaper by $296 per year.

2021 Honda CR-V vs Honda Pilot

For the 2021 Honda CR-V and Honda Pilot models, the Honda CR-V is cheaper to insure by an average of $240 per year for this model year.

The chart shown below illustrates the average cost to insure both 2021 models for four different driver age groups. Average insurance cost ranges from $1,494 to $3,404 per year for a 2021 Honda CR-V, and $1,702 to $3,890 for a 2021 Honda Pilot for the included driver ages.

Out of eight trim levels for the 2021 Honda CR-V, the cheapest average insurance prices are on the EX 2WD model at a cost of $1,582 per year. Out of the 14 trims available for the Honda Pilot, the cheapest 2021 model to insure is the LX 2WD model at a cost of $1,756 per year, or about $146 per month.

When comparing both models at a trim-level basis, the cheapest vehicle to insure is the Honda CR-V EX 2WD at an average of $1,582 per year. The highest-cost model and trim level is the Honda Pilot Elite Navi 4WD at an average of $2,034 per year.

The next two tables display average car insurance rates for every trim level for both 2021 models, plus an average rate for each model. The 2021 Honda CR-V comes out with a win over the 2021 Honda Pilot for the cheapest average car insurance rates.

2020 Honda CR-V vs Pilot

For the 2020 Honda CR-V and Honda Pilot models, the Honda CR-V has cheaper car insurance rates by an average of $230 per year for this comparison year.

The next chart demonstrates the average cost to insure both 2020 models rated for different driver ages. For a 2020 Honda CR-V, average car insurance cost ranges from $1,450 to $3,298 per year for the driver ages used. A 2020 Honda Pilot costs from $1,648 to $3,764 to insure per year.

The 2020 Honda CR-V has eight trim levels available, with the cheapest model to insure being the EX 2WD trim at an average cost of $1,538 per year.

For the 14 trim levels available for the Honda Pilot, the cheapest 2020 trim level to insure is the LX 2WD trim at a cost of $1,704 per year, or around $142 per month.

When auto insurance rates for all 22 trims of both models are combined and sorted by cost, the lowest-cost model and trim to insure is the Honda CR-V EX 2WD at an average of $1,538 per year. The highest-cost model and trim level is the Honda Pilot Elite Navi 4WD costing an average of $1,970 per year.

The tables shown below illustrate the cost to insure the available trim levels for both 2020 models, including an overall average rate.

2019 Honda CR-V vs Pilot

For 2019 Honda CR-V and Honda Pilot models, the Honda CR-V has lower-cost car insurance by an average of $304 per year for this model year.

The rate chart below displays the average cost to insure both models with different driver age groups. For a 2019 Honda CR-V, average insurance cost ranges from $1,352 to $3,060 per year for these driver ages. A 2019 Honda Pilot costs from $1,612 to $3,704 to insure per year.

The 2019 Honda CR-V has eight trim levels available, with the cheapest trim level to insure being the EX 2WD model at an average cost of $1,448 per year. For the 14 trims available for the Honda Pilot, the cheapest 2019 trim level to insure is the LX 2WD model at a cost of $1,670 per year, or $139 per month.

When car insurance rates for all 22 trim levels for both 2019 models are compared, the cheapest model and trim level to insure is the Honda CR-V EX 2WD at an average cost of $1,448 per year. The highest-cost model and trim is the Honda Pilot Elite Navigation 4WD at an average cost of $1,924 per year.

The next two rate tables illustrate the average insurance cost by trim level for both 2019 models, along with an average cost for each model. The cheapest to insure for the 2019 model year is the Honda CR-V.

2018 Honda CR-V vs Pilot

For 2018 Honda CR-V and Honda Pilot models, the Honda CR-V has cheaper car insurance rates by an average of $268 per year.

The next chart shows the average cost to insure both 2018 models for the 20 to 50-year-old driver age groups. Average insurance cost ranges from $1,302 to $2,936 per year for a 2018 Honda CR-V, and $1,532 to $3,508 for a 2018 Honda Pilot.

The 2018 Honda CR-V has 10 trims available, with the cheapest model to insure being the EX 2WD model at an average cost of $1,384 per year, or around $115 per month.

Out of the 17 trim levels available for the Honda Pilot, the cheapest 2018 model to insure is the LX 2WD model at a cost of $1,614.

When trim-level rates for both models are compared, the lowest-cost model and trim to insure is the Honda CR-V EX 2WD at an average of $1,384 per year, and the most expensive model and trim level is the Honda Pilot Elite Navigation 4WD at a cost of $1,852 per year.

The next two rate tables display average car insurance rates for every trim level for both 2018 models, plus the average rate for each model. The model with the cheapest average car insurance rates for 2018 is the Honda CR-V.

2017 Honda CR-V vs Pilot

For the 2017 Honda CR-V and Honda Pilot models, the Honda CR-V has cheaper car insurance cost by an average of $258 per year for this comparison year.

The chart below demonstrates the average cost to insure both models for different driver ages. For a 2017 Honda CR-V, the average cost of car insurance ranges from $1,250 to $2,812 per year for the driver ages used. A 2017 Honda Pilot costs from $1,470 to $3,360 to insure per year.

Out of 10 Honda CR-V trim levels, the cheapest 2017 model to insure is the EX 2WD trim at an average cost of $1,334 per year, or about $111 per month.

For the 17 trims available for the Honda Pilot, the cheapest 2017 model to insure is the LX 2WD trim at a cost of $1,550 per year, or $129 per month.

When rates for all 27 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Honda CR-V EX 2WD at an average of $1,334 per year, and the most expensive model and trim level is the Honda Pilot Elite Navigation 4WD at a cost of $1,776 per year.

The tables shown below show the average insurance cost by trim level for both 2017 models, including the average rate for each model.

2016 Honda CR-V vs Pilot

When comparing insurance rates for the 2016 Honda CR-V and Honda Pilot models, the Honda CR-V has cheaper rates by an average of $320 per year for 2016.

The next chart displays the average cost to insure both models for different driver ages. For a 2016 Honda CR-V, insurance cost ranges from $1,214 to $2,680 per year for the included driver ages. A 2016 Honda Pilot costs from $1,486 to $3,394 to insure per year.

For the 12 trims available for the 2016 Honda CR-V, the cheapest trim level to insure is the LX 2WD trim at an average cost of $1,260 per year, or $105 per month. For the 17 trim levels available for the Honda Pilot, the cheapest 2016 trim to insure is the LX 2WD trim at a cost of $1,506.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to insure is the Honda CR-V LX 2WD at an average rate of $1,260 per year, and the highest-cost model and trim level is the Honda Pilot Elite Navigation 4WD at a cost of $1,796 per year.

The two tables below display the cost to insure the available trim levels for both 2016 models, plus an average rate for each model. The model with the cheapest car insurance rates for 2016 is the Honda CR-V.

2015 Honda CR-V vs Pilot

For 2015 Honda CR-V and Honda Pilot models, the Honda CR-V has cheaper car insurance rates by an average of $248 per year.

The chart shown below shows the average cost to insure both 2015 models using a range of rated driver ages. For a 2015 Honda CR-V, average car insurance cost ranges from $1,160 to $2,560 per year for the included driver ages. A 2015 Honda Pilot costs from $1,378 to $3,092 to insure per year.

For the 10 trim levels available for the 2015 Honda CR-V, the cheapest trim to insure is the LX 2WD model at an average cost of $1,206 per year, or around $101 per month.

For the 14 trims available for the Honda Pilot, the cheapest 2015 model to insure is the SE 4WD trim at a cost of $1,366 per year, or about $114 per month.

When all 24 trims of both models are combined and compared, the cheapest vehicle to insure is the Honda CR-V LX 2WD at a cost of $1,206 per year, and the most expensive model and trim level is the Honda Pilot Touring 4WD costing an average of $1,634 per year.

The rate tables below show trim level insurance cost averages for both 2015 models, including an overall average rate.

Additional Honda CR-V and Honda Pilot Resources

• Honda CR-V Insurance Rates
• Honda Pilot Insurance Rates
• Small SUV Insurance Rate Comparisons
• Midsize SUV Insurance Rate Comparisons