Honda CR-V vs Pilot Insurance Cost

• A 2024 Honda CR-V costs less to insure than a 2024 Honda Pilot by an average of $290 per year, $2,046 compared to $2,336.
• Average car insurance cost per month for the Honda Pilot is 13.1% more expensive than the Honda CR-V, at $171 versus $195, a difference of $24.
• If affordable insurance is the most important criteria, the LX and LX AWD trims are the cheapest Honda CR-V models to insure, while the LX and LX AWD trims are the cheapest Honda Pilot models to insure.

Does a Honda CR-V or Pilot have cheaper insurance?

For the 2024 model year, the cheaper model to insure on average is the Honda CR-V. Average car insurance rates for the Honda CR-V are $2,046 per year, and insurance for the Honda Pilot costs an average of $2,336 per year.

Out of nine trim levels for the 2024 Honda CR-V, the cheapest rates are on the LX model at a cost of $1,942 per year, or $162 per month.

For the 10 trim levels available for the Honda Pilot, the cheapest 2024 trim to insure is the LX trim at a cost of $2,186.

When rates are compared for the 19 trim levels of both 2024 models, the most affordable model and trim level is the Honda CR-V LX at an average cost of $1,942 per year, and the most expensive model and trim level is the Honda Pilot Elite AWD costing an average of $2,482 per year.

The table shown below compares the cost of car insurance for 2024 Honda CR-V and Honda Pilot models, showing average premium cost for each trim level.

The rate chart below illustrates the average cost to insure both models for the 20 to 50-year-old driver age groups. For a 2024 Honda CR-V, average car insurance cost ranges from $1,814 to $4,112 per year for the example age groups. A 2024 Honda Pilot costs from $2,064 to $4,734 to insure per year.

The next two tables show the cost to insure the available trim levels for both 2024 models, along with an average cost for each model.

2023 Honda CR-V vs. Honda Pilot

For the 2023 model year, the model with the lower car insurance rates is the Honda CR-V. Average car insurance rates for the Honda CR-V are $1,976 per year, while insurance for a Honda Pilot averages $2,246 per year.

Out of seven Honda CR-V trim levels, the cheapest 2023 trim to insure is the EX trim at an average cost of $1,914 per year. The 2023 Honda Pilot has eight trim levels available, with the cheapest trim to insure being the Sport trim at an average cost of $2,122 per year, or about $177 per month.

When trim-level rates for both models are compared, the cheapest trim to insure is the Honda CR-V EX at an average of $1,914 per year. The most expensive model and trim level is the Honda Pilot Elite AWD costing an average of $2,362 per year.

The next table compares and ranks the 12-month and monthly car insurance cost for 2023 Honda CR-V and Honda Pilot models, showing cost for each trim level of both models.

The next chart displays the average cost to insure both models for different driver ages. Average insurance cost ranges from $1,754 to $4,014 per year for a 2023 Honda CR-V, and $1,986 to $4,558 for a 2023 Honda Pilot for the illustrated age groups.

The tables below show average car insurance cost by trim level for a 2023 Honda CR-V and Honda Pilot, as well as the overall average rate for each model.

2022 Honda CR-V vs. Honda Pilot

When comparing the Honda CR-V and Honda Pilot for the 2022 model year, the one with the cheapest average auto insurance rates is the Honda CR-V. Insurance on a Honda CR-V costs an average of $1,918 per year, while insurance for the Honda Pilot averages $2,220 per year.

Rates vary quite a bit depending on the trim level being insured, however. For a 2022 Honda CR-V, rates range from the lowest full-coverage rate of $1,802 per year for the LX model up to $2,046 for the Hybrid Touring model. For a 2022 Honda Pilot, rates can range from $2,072 per year for the Sport model up to $2,342 for the Black Edition model.

When comparing rates by trim level for both models, the overall cheapest vehicle to insure is the Honda CR-V LX at a cost of $1,802 per year. The most expensive model and trim level is the Honda Pilot Black Edition at an average cost of $2,342 per year.

For a 2022 Honda CR-V, the cheapest models are the LX, Special Edition, and EX. The cheapest Honda Pilot models include the Sport, Special Edition, and EX-L.

From a cost-per-month basis, car insurance rates for all 2022 Honda CR-V and Honda Pilot models range from $150 to $195 per month.

The table shown below ranks the cost of car insurance for 2022 Honda CR-V and Honda Pilot models, broken down by trim level.

The chart below shows how Honda CR-V insurance rates compare to Honda Pilot insurance rates for the 2022 model year and drivers aged 20, 30, 40 and 50.

The tables below detail insurance rates for all trim levels of 2022 CR-V and Pilot models. The 2022 Honda CR-V has an average insurance cost of $1,918 and the 2022 Honda Pilot is $2,220, making the Honda CR-V cheaper by $302 per year.

2021 Honda CR-V vs Honda Pilot

For the 2021 Honda CR-V and Honda Pilot models, the Honda CR-V is cheaper to insure by an average of $246 per year for this model year.

The chart shown below illustrates the average cost to insure both 2021 models for four different driver age groups. Average insurance cost ranges from $1,534 to $3,488 per year for a 2021 Honda CR-V, and $1,744 to $3,986 for a 2021 Honda Pilot for the included driver ages.

Out of eight trim levels for the 2021 Honda CR-V, the cheapest average insurance prices are on the EX 2WD model at a cost of $1,622 per year. Out of the 14 trims available for the Honda Pilot, the cheapest 2021 model to insure is the LX 2WD model at a cost of $1,800 per year, or about $150 per month.

When comparing both models at a trim-level basis, the cheapest vehicle to insure is the Honda CR-V EX 2WD at an average of $1,622 per year. The highest-cost model and trim level is the Honda Pilot Elite Navi 4WD at an average of $2,084 per year.

The next two tables display average car insurance rates for every trim level for both 2021 models, plus an average rate for each model. The 2021 Honda CR-V comes out with a win over the 2021 Honda Pilot for the cheapest average car insurance rates.

2020 Honda CR-V vs Pilot

For the 2020 Honda CR-V and Honda Pilot models, the Honda CR-V has cheaper car insurance rates by an average of $234 per year for this comparison year.

The next chart demonstrates the average cost to insure both 2020 models rated for different driver ages. For a 2020 Honda CR-V, average car insurance cost ranges from $1,486 to $3,382 per year for the driver ages used. A 2020 Honda Pilot costs from $1,690 to $3,860 to insure per year.

The 2020 Honda CR-V has eight trim levels available, with the cheapest model to insure being the EX 2WD trim at an average cost of $1,574 per year.

For the 14 trim levels available for the Honda Pilot, the cheapest 2020 trim level to insure is the LX 2WD trim at a cost of $1,746 per year, or around $146 per month.

When auto insurance rates for all 22 trims of both models are combined and sorted by cost, the lowest-cost model and trim to insure is the Honda CR-V EX 2WD at an average of $1,574 per year. The highest-cost model and trim level is the Honda Pilot Elite Navi 4WD costing an average of $2,018 per year.

The tables shown below illustrate the cost to insure the available trim levels for both 2020 models, including an overall average rate.

2019 Honda CR-V vs Pilot

For 2019 Honda CR-V and Honda Pilot models, the Honda CR-V has lower-cost car insurance by an average of $310 per year for this model year.

The rate chart below displays the average cost to insure both models with different driver age groups. For a 2019 Honda CR-V, average insurance cost ranges from $1,386 to $3,134 per year for these driver ages. A 2019 Honda Pilot costs from $1,652 to $3,794 to insure per year.

The 2019 Honda CR-V has eight trim levels available, with the cheapest trim level to insure being the EX 2WD model at an average cost of $1,482 per year. For the 14 trims available for the Honda Pilot, the cheapest 2019 trim level to insure is the LX 2WD model at a cost of $1,710 per year, or $143 per month.

When car insurance rates for all 22 trim levels for both 2019 models are compared, the cheapest model and trim level to insure is the Honda CR-V EX 2WD at an average cost of $1,482 per year. The highest-cost model and trim is the Honda Pilot Elite Navigation 4WD at an average cost of $1,972 per year.

The next two rate tables illustrate the average insurance cost by trim level for both 2019 models, along with an average cost for each model. The cheapest to insure for the 2019 model year is the Honda CR-V.

2018 Honda CR-V vs Pilot

For 2018 Honda CR-V and Honda Pilot models, the Honda CR-V has cheaper car insurance rates by an average of $278 per year.

The next chart shows the average cost to insure both 2018 models for the 20 to 50-year-old driver age groups. Average insurance cost ranges from $1,334 to $3,010 per year for a 2018 Honda CR-V, and $1,572 to $3,596 for a 2018 Honda Pilot.

The 2018 Honda CR-V has 10 trims available, with the cheapest model to insure being the EX 2WD model at an average cost of $1,420 per year, or around $118 per month.

Out of the 17 trim levels available for the Honda Pilot, the cheapest 2018 model to insure is the LX 2WD model at a cost of $1,654.

When trim-level rates for both models are compared, the lowest-cost model and trim to insure is the Honda CR-V EX 2WD at an average of $1,420 per year, and the most expensive model and trim level is the Honda Pilot Elite Navigation 4WD at a cost of $1,900 per year.

The next two rate tables display average car insurance rates for every trim level for both 2018 models, plus the average rate for each model. The model with the cheapest average car insurance rates for 2018 is the Honda CR-V.

2017 Honda CR-V vs Pilot

For the 2017 Honda CR-V and Honda Pilot models, the Honda CR-V has cheaper car insurance cost by an average of $264 per year for this comparison year.

The chart below demonstrates the average cost to insure both models for different driver ages. For a 2017 Honda CR-V, the average cost of car insurance ranges from $1,282 to $2,882 per year for the driver ages used. A 2017 Honda Pilot costs from $1,506 to $3,444 to insure per year.

Out of 10 Honda CR-V trim levels, the cheapest 2017 model to insure is the EX 2WD trim at an average cost of $1,366 per year, or about $114 per month.

For the 17 trims available for the Honda Pilot, the cheapest 2017 model to insure is the LX 2WD trim at a cost of $1,588 per year, or $132 per month.

When rates for all 27 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Honda CR-V EX 2WD at an average of $1,366 per year, and the most expensive model and trim level is the Honda Pilot Elite Navigation 4WD at a cost of $1,820 per year.

The tables shown below show the average insurance cost by trim level for both 2017 models, including the average rate for each model.

2016 Honda CR-V vs Pilot

When comparing insurance rates for the 2016 Honda CR-V and Honda Pilot models, the Honda CR-V has cheaper rates by an average of $330 per year for 2016.

The next chart displays the average cost to insure both models for different driver ages. For a 2016 Honda CR-V, insurance cost ranges from $1,242 to $2,744 per year for the included driver ages. A 2016 Honda Pilot costs from $1,524 to $3,474 to insure per year.

For the 12 trims available for the 2016 Honda CR-V, the cheapest trim level to insure is the LX 2WD trim at an average cost of $1,292 per year, or $108 per month. For the 17 trim levels available for the Honda Pilot, the cheapest 2016 trim to insure is the LX 2WD trim at a cost of $1,544.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to insure is the Honda CR-V LX 2WD at an average rate of $1,292 per year, and the highest-cost model and trim level is the Honda Pilot Elite Navigation 4WD at a cost of $1,840 per year.

The two tables below display the cost to insure the available trim levels for both 2016 models, plus an average rate for each model. The model with the cheapest car insurance rates for 2016 is the Honda CR-V.

2015 Honda CR-V vs Pilot

For 2015 Honda CR-V and Honda Pilot models, the Honda CR-V has cheaper car insurance rates by an average of $252 per year.

The chart shown below shows the average cost to insure both 2015 models using a range of rated driver ages. For a 2015 Honda CR-V, average car insurance cost ranges from $1,186 to $2,622 per year for the included driver ages. A 2015 Honda Pilot costs from $1,410 to $3,170 to insure per year.

For the 10 trim levels available for the 2015 Honda CR-V, the cheapest trim to insure is the LX 2WD model at an average cost of $1,234 per year, or around $103 per month.

For the 14 trims available for the Honda Pilot, the cheapest 2015 model to insure is the SE 4WD trim at a cost of $1,396 per year, or about $116 per month.

When all 24 trims of both models are combined and compared, the cheapest vehicle to insure is the Honda CR-V LX 2WD at a cost of $1,234 per year, and the most expensive model and trim level is the Honda Pilot Touring 4WD costing an average of $1,670 per year.

The rate tables below show trim level insurance cost averages for both 2015 models, including an overall average rate.

Additional Honda CR-V and Honda Pilot Resources

• Honda CR-V Insurance Rates
• Honda Pilot Insurance Rates
• Small SUV Insurance Rate Comparisons
• Midsize SUV Insurance Rate Comparisons