Honda CR-V vs. Mazda CX-5 Insurance Cost

Is car insurance cheaper on a Honda CR-V or Mazda CX-5? We break down the cost to insure each model by trim level back to 2015.

Start a Free QuoteCompare car insurance rates and save on your next policy.

  • At an average cost of $2,046 per year, a 2024 Mazda CX-5 has less-expensive car insurance than a 2024 Honda CR-V by an average of $90 per year.
  • For a 2024 Honda CR-V, average full-coverage car insurance rates range from $1,942 to $2,160 per year, while car insurance cost for a 2024 Mazda CX-5 ranges from $1,834 to $2,068 for full-coverage.
  • Out of 47 models in the 2024 small SUV segment, the Honda CR-V ranks 12th and the Mazda CX-5 ranks eighth for insurance affordability.
  • The Honda CR-V LX and LX AWD trims and the Mazda CX-5 2.5 S Select and 2.5 S Preferred trims are the cheapest to insure for each model.

Is Honda CR-V or Mazda CX-5 insurance cheaper?

For 2024 Honda CR-V and Mazda CX-5 models, the model with the cheapest average insurance rates is the Mazda CX-5. Average car insurance rates for the Honda CR-V are $2,046 per year, whereas insurance for the Mazda CX-5 costs an average of $1,956 per year.

Out of nine trim levels for the 2024 Honda CR-V, the cheapest insurance prices are on the LX trim at a cost of $1,942 per year, or $162 per month.

For the eight trims available for the Mazda CX-5, the cheapest 2024 trim to insure is the 2.5 S Select model at a cost of $1,834.

When comparing rates by trim level for both models, the cheapest model and trim level is the Mazda CX-5 2.5 S Select at an average of $1,834 per year. The most expensive vehicle to insure is the Honda CR-V Sport Touring Hybrid AWD at a cost of $2,160 per year.

The table below compares and ranks the 12-month and monthly car insurance cost for 2024 Honda CR-V and Mazda CX-5 models, with average rates for each vehicle.

2024 Model Year Honda CR-V vs. Mazda CX-5 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,834$153
$1,868$156
$1,902$159
$1,942$162
$1,946$162
$1,982$165
$2,002$167
$2,004$167
$2,010$168
$2,022$169
$2,042$170
$2,046$171
$2,068$172
$2,068$172
$2,074$173
$2,098$175
$2,160$180

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2024 Honda CR-V and a 2024 Mazda CX-5
Annual and monthly insurance cost by trim level for a 2024 Honda CR-V and a 2024 Mazda CX-5

The next chart illustrates the average cost to insure both 2024 models for drivers aged 20 to 50. For a 2024 Honda CR-V, average car insurance cost ranges from $1,814 to $4,112 per year for the age groups used in the chart. A 2024 Mazda CX-5 costs from $1,730 to $3,916 to insure per year.

Average car insurance premiums for 2024 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Rates based on a 2024 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$6,321$6,016
20-Year-Old$4,112$3,916
25-Year-Old$2,374$2,270
30-Year-Old$2,178$2,092
40-Year-Old$2,046$1,956
50-Year-Old$1,814$1,730
60-Year-Old$1,702$1,622

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated October 24, 2025

The next two rate tables illustrate average car insurance cost by trim level for a 2024 Honda CR-V and Mazda CX-5, including an overall average cost for each model.

2024 Honda CR-V

$2,046

Insurance Rates by Trim Level for a 2024 Honda CR-V
2024 Honda CR-V TrimsRate
LX$1,942
LX AWD1,982
EX2,004
EX AWD2,042
Sport-L Hybrid2,046
EX-L2,068
Sport-L Hybrid AWD2,074
EX-L AWD2,098
Sport Touring Hybrid AWD2,160
2024 Honda CR-V Average Rate$2,046

2024 Mazda CX-5

$1,956

Insurance Rates by Trim Level for 2024 Honda CR-V
2024 Mazda CX-5 TrimsRate
2.5 S Select$1,834
2.5 S Preferred1,868
2.5 S Carbon Edition1,902
2.5 S Premium1,946
2.5 S Premium Plus2,002
2.5 Carbon Turbo2,010
2.5 Turbo Premium2,022
2.5 Turbo Signature2,068
2024 Mazda CX-5 Average Rate$1,956

2023 Honda CR-V vs. Mazda CX-5

For 2023 CR-V and CX-5 models, the model with the lower car insurance rates is the Mazda CX-5. Insurance on a Honda CR-V costs an average of $1,976 per year, whereas the Mazda CX-5 averages $1,840 per year.

For the seven trim levels available for the 2023 Honda CR-V, the cheapest trim to insure is the EX trim at an average cost of $1,914 per year. For the eight trims available for the Mazda CX-5, the cheapest 2023 model to insure is the 2.5 S model at a cost of $1,698.

When comparing rates by trim level for both models, the lowest-cost model and trim to insure is the Mazda CX-5 2.5 S at an average cost of $1,698 per year, and the most expensive trim is the Honda CR-V Sport Touring Hybrid AWD at an average of $2,078 per year.

The next table ranks the cost of car insurance for 2023 Honda CR-V and Mazda CX-5 models, showing average cost for every trim level.

2023 Model Year Honda CR-V vs. Mazda CX-5 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,698$142
$1,754$146
$1,782$149
$1,816$151
$1,858$155
$1,906$159
$1,914$160
$1,924$160
$1,928$161
$1,946$162
$1,968$164
$1,980$165
$1,986$166
$2,014$168
$2,078$173

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2023 Honda CR-V and a 2023 Mazda CX-5
Annual and monthly insurance cost by trim level for a 2023 Honda CR-V and a 2023 Mazda CX-5

The chart shown below shows the average cost to insure both models for drivers from age 20 to 50. Average insurance cost ranges from $1,754 to $4,014 per year for a 2023 Honda CR-V, and $1,618 to $3,644 for a 2023 Mazda CX-5 for the driver ages used.

Average car insurance premiums for 2023 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2023 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$6,198$5,590
20-Year-Old$4,014$3,644
25-Year-Old$2,298$2,130
30-Year-Old$2,108$1,968
40-Year-Old$1,976$1,840
50-Year-Old$1,754$1,618
60-Year-Old$1,646$1,516

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated October 24, 2025

The next two rate tables display the cost to insure the available trim levels for both 2023 models, including the average rate for each model. The model with the cheapest auto insurance rates for 2023 is the Mazda CX-5.

2023 Honda CR-V

$1,976

Insurance Rates by Trim Level for a 2023 Honda CR-V
2023 Honda CR-V TrimsRate
EX$1,914
EX AWD1,924
Sport Hybrid1,946
EX-L1,980
Sport Hybrid AWD1,986
EX-L AWD2,014
Sport Touring Hybrid AWD2,078
2023 Honda CR-V Average Rate$1,976

2023 Mazda CX-5

$1,840

Insurance Rates by Trim Level for 2023 Honda CR-V
2023 Mazda CX-5 TrimsRate
2.5 S$1,698
2.5 S Select1,754
2.5 S Preferred1,782
2.5 S Carbon Edition1,816
2.5 S Premium1,858
2.5 S Premium Plus1,906
2.5 Turbo1,928
2.5 Turbo Signature1,968
2023 Mazda CX-5 Average Rate$1,840

2022 Honda CR-V vs. Mazda CX-5

For the 2022 model year, the model with the lower car insurance rates is the Mazda CX-5. Insurance cost for the Honda CR-V averages $1,918 per year, and insurance for the Mazda CX-5 costs an average of $1,668 per year.

For a 2022 Honda CR-V, car insurance rates range from the lowest rate of $1,802 per year for the LX model up to the highest rate of $2,046 for the Hybrid Touring model. For a 2022 Mazda CX-5, rates range from $1,520 per year for the S model up to $1,770 for the most expensive to insure S Preferred model.

For a 2022 Honda CR-V, the cheapest models are the LX, Special Edition, and EX. The cheapest Mazda CX-5 models include the S, S Select, and S Carbon Edition.

For model years prior to 2022, average insurance prices compare as follows. Click on any link to show a full comparison for that year.

The next table compares the annual and monthly car insurance cost for 2022 Honda CR-V and Mazda CX-5 models, broken down by trim level.

2022 Model Year Honda CR-V vs. Mazda CX-5 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,520$127
$1,576$131
$1,636$136
$1,662$139
$1,690$141
$1,730$144
$1,756$146
$1,770$148
$1,802$150
$1,814$151
$1,820$152
$1,912$159
$1,938$162
$1,978$165
$2,026$169
$2,046$171

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2022 Honda CR-V and a 2022 Mazda CX-5
Annual and monthly insurance cost by trim level for a 2022 Honda CR-V and a 2022 Mazda CX-5

The chart below shows the average cost to insure both models for drivers from age 20 to 50. For a 2022 Honda CR-V, average insurance cost ranges from $1,702 to $3,884 per year for the illustrated age groups. A 2022 Mazda CX-5 costs from $1,470 to $3,302 to insure per year.

Average car insurance premiums for 2022 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2022 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$5,986$5,070
20-Year-Old$3,884$3,302
25-Year-Old$2,228$1,932
30-Year-Old$2,040$1,784
40-Year-Old$1,918$1,668
50-Year-Old$1,702$1,470
60-Year-Old$1,596$1,378

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

Out of eight trims for the 2022 Honda CR-V, the cheapest average car insurance prices are on the LX trim at a cost of $1,802 per year, or $150 per month. For the eight trims available for the Mazda CX-5, the cheapest 2022 trim to insure is the S trim at a cost of $1,520.

When trim-level rates for both models are compared, the overall cheapest vehicle to insure is the Mazda CX-5 S at an average rate of $1,520 per year. The most expensive model and trim level is the Honda CR-V Hybrid Touring at an average of $2,046 per year.

The tables below illustrate average car insurance cost by trim level for each 2022 model, as well as the overall average rate for each model.

2022 Honda CR-V

$1,918

Insurance Rates by Trim Level for a 2022 Honda CR-V
2022 Honda CR-V TrimsRate
LX$1,802
Special Edition1,814
EX1,820
Hybrid EX1,912
EX-L1,938
Hybrid EX-L1,978
Touring2,026
Hybrid Touring2,046
2022 Honda CR-V Average Rate$1,918

2022 Mazda CX-5

$1,668

Insurance Rates by Trim Level for 2022 Honda CR-V
2022 Mazda CX-5 TrimsRate
S$1,520
S Select1,576
S Carbon Edition1,636
S Premium1,662
S Premium Plus1,690
Turbo1,730
Turbo Signature1,756
S Preferred1,770
2022 Mazda CX-5 Average Rate$1,668

2021 Honda CR-V vs. Mazda CX-5

When comparing average insurance rates for 2021 models, a Honda CR-V costs an average of $1,730 per year to insure and a Mazda CX-5 costs $1,752, making the Honda CR-V cheaper to insure by $22 per year.

The next chart shows the average cost to insure the two models using a range of rated driver ages. For a 2021 Honda CR-V, insurance cost ranges from $1,534 to $3,488 per year for the example age groups. A 2021 Mazda CX-5 costs from $1,554 to $3,504 to insure per year.

Average car insurance premiums for 2021 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$5,377$5,383
20-Year-Old$3,488$3,504
25-Year-Old$2,004$2,028
30-Year-Old$1,844$1,870
40-Year-Old$1,730$1,752
50-Year-Old$1,534$1,554
60-Year-Old$1,436$1,454

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

Out of eight trim levels for the 2021 Honda CR-V, the cheapest average car insurance prices are on the EX 2WD trim at a cost of $1,622 per year.

Out of the eight trims available for the Mazda CX-5, the cheapest 2021 model to insure is the Sport 2WD model at a cost of $1,596.

When average car insurance prices for all 16 trims of both models are combined and sorted by cost, the cheapest model and trim level to insure is the Mazda CX-5 Sport 2WD at an average of $1,596 per year, and the highest-cost model and trim is the Mazda CX-5 Signature AWD at an average of $1,926 per year.

The two tables below illustrate the average cost to insure all 2021 trim levels, plus the average rate for each model.

2021 Honda CR-V

$1,730

Insurance Rates by Trim Level for a 2021 Honda CR-V
2021 Honda CR-V TrimsRate
EX 2WD$1,622
LX 2WD1,622
LX 4WD1,668
EX 4WD1,688
EX-L 2WD1,754
EX-L 4WD1,754
Touring 2WD1,840
Touring 4WD1,886
2021 Honda CR-V Average Rate$1,730

2021 Mazda CX-5

$1,752

Insurance Rates by Trim Level for 2021 Honda CR-V
2021 Mazda CX-5 TrimsRate
Sport 2WD$1,596
Sport AWD1,660
Touring 2WD1,660
Touring AWD1,726
Grand Touring 2WD1,794
Grand Touring AWD1,794
Grand Touring Reserve AWD1,860
Signature AWD1,926
2021 Mazda CX-5 Average Rate$1,752

2020 Honda CR-V vs. Mazda CX-5

When comparing average insurance rates for the 2020 Honda CR-V and Mazda CX-5 models, the Honda CR-V is cheaper to insure by an average of $22 per year for 2020.

The rate chart below demonstrates the average cost to insure both 2020 models for drivers from age 20 to 50. Insurance cost ranges from $1,486 to $3,382 per year for a 2020 Honda CR-V, and $1,508 to $3,398 for a 2020 Mazda CX-5 for these driver ages.

Average car insurance premiums for 2020 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$5,208$5,217
20-Year-Old$3,382$3,398
25-Year-Old$1,944$1,970
30-Year-Old$1,788$1,812
40-Year-Old$1,678$1,700
50-Year-Old$1,486$1,508
60-Year-Old$1,396$1,412

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

For the eight trim levels available for the 2020 Honda CR-V, the cheapest trim to insure is the EX 2WD model at an average cost of $1,574 per year. For the eight trim levels available for the Mazda CX-5, the cheapest 2020 trim to insure is the Sport 2WD model at a cost of $1,550 per year, or around $129 per month.

When rates for all 16 trim levels for both vehicles are compared, the lowest-cost model and trim level to insure is the Mazda CX-5 Sport 2WD at an average cost of $1,550 per year, and the overall most expensive vehicle to insure is the Mazda CX-5 Signature AWD costing an average of $1,866 per year.

The next two tables show all the available trims for both 2020 models, as well as an average rate for each model.

2020 Honda CR-V

$1,678

Insurance Rates by Trim Level for a 2020 Honda CR-V
2020 Honda CR-V TrimsRate
EX 2WD$1,574
LX 2WD1,574
LX 4WD1,618
EX 4WD1,638
EX-L 2WD1,702
EX-L 4WD1,702
Touring 2WD1,784
Touring 4WD1,828
2020 Honda CR-V Average Rate$1,678

2020 Mazda CX-5

$1,700

Insurance Rates by Trim Level for 2020 Honda CR-V
2020 Mazda CX-5 TrimsRate
Sport 2WD$1,550
Sport AWD1,612
Touring 2WD1,612
Touring AWD1,676
Grand Touring 2WD1,740
Grand Touring AWD1,740
Grand Touring Reserve AWD1,802
Signature AWD1,866
2020 Mazda CX-5 Average Rate$1,700

2019 Honda CR-V vs. Mazda CX-5

For 2019 Honda CR-V and Mazda CX-5 models, the Honda CR-V has cheaper car insurance rates by an average of $222 per year for this comparison year.

The rate chart below shows the average cost to insure the two models for four different driver age groups. The average car insurance cost ranges from $1,386 to $3,134 per year for a 2019 Honda CR-V, and $1,586 to $3,606 for a 2019 Mazda CX-5 for the included driver ages.

Average car insurance premiums for 2019 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2019 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$4,820$5,552
20-Year-Old$3,134$3,606
25-Year-Old$1,806$2,068
30-Year-Old$1,658$1,896
40-Year-Old$1,560$1,782
50-Year-Old$1,386$1,586
60-Year-Old$1,300$1,486

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated October 24, 2025

Out of eight trim levels for the 2019 Honda CR-V, the cheapest insurance rates are on the EX 2WD trim at a cost of $1,482 per year.

For the eight trim levels available for the Mazda CX-5, the cheapest 2019 trim level to insure is the Sport 2WD trim at a cost of $1,646.

When all 16 trims of both models are combined and compared, the most affordable model and trim level to insure is the Honda CR-V EX 2WD at an average rate of $1,482 per year, and the most expensive model and trim level is the Mazda CX-5 Signature AWD costing $1,950 per year.

The rate tables below show average car insurance cost by trim level for a 2019 Honda CR-V and Mazda CX-5, plus an average rate for each model. The winner for the 2019 car insurance comparison is the Honda CR-V.

2019 Honda CR-V

$1,560

Insurance Rates by Trim Level for a 2019 Honda CR-V
2019 Honda CR-V TrimsRate
EX 2WD$1,482
LX 2WD1,482
LX 4WD1,482
EX 4WD1,544
EX-L 2WD1,544
EX-L 4WD1,604
Touring 2WD1,604
Touring 4WD1,726
2019 Honda CR-V Average Rate$1,560

2019 Mazda CX-5

$1,782

Insurance Rates by Trim Level for 2019 Honda CR-V
2019 Mazda CX-5 TrimsRate
Sport 2WD$1,646
Sport AWD1,646
Touring 2WD1,706
Touring AWD1,768
Grand Touring 2WD1,828
Grand Touring AWD1,828
Grand Touring Reserve AWD1,890
Signature AWD1,950
2019 Mazda CX-5 Average Rate$1,782

2018 Honda CR-V vs. Mazda CX-5

When comparing insurance cost for 2018 models, the Honda CR-V costs an average of $1,500 per year to insure and the Mazda CX-5 costs $1,644, making the Honda CR-V the winner by $144.

The chart shown below visualizes the average cost to insure the two models for different driver ages. Average car insurance cost ranges from $1,334 to $3,010 per year for a 2018 Honda CR-V, and $1,466 to $3,320 for a 2018 Mazda CX-5 for these driver ages.

Average car insurance premiums for 2018 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2018 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$4,621$5,103
20-Year-Old$3,010$3,320
25-Year-Old$1,736$1,906
30-Year-Old$1,594$1,744
40-Year-Old$1,500$1,644
50-Year-Old$1,334$1,466
60-Year-Old$1,252$1,374

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated October 24, 2025

For the 10 trims available for the 2018 Honda CR-V, the cheapest trim to insure is the EX 2WD trim at an average cost of $1,420 per year. For the six trims available for the Mazda CX-5, the cheapest 2018 trim level to insure is the Sport 2WD model at a cost of $1,576 per year, or around $131 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim to insure is the Honda CR-V EX 2WD at an average of $1,420 per year. The most expensive model and trim level is the Mazda CX-5 Grand Touring AWD at a cost of $1,748 per year.

The tables shown below illustrate average car insurance rates for each trim level, along with the average rate for each model. The model with the cheapest car insurance rates for 2018 is the Honda CR-V.

2018 Honda CR-V

$1,500

Insurance Rates by Trim Level for a 2018 Honda CR-V
2018 Honda CR-V TrimsRate
EX 2WD$1,420
LX 2WD1,420
LX 4WD1,420
EX 4WD1,476
EX-L 2WD1,476
EX-L 4WD1,534
EX-L Navigation 2WD1,534
EX-L Navigation 4WD1,534
Touring 2WD1,534
Touring 4WD1,648
2018 Honda CR-V Average Rate$1,500

2018 Mazda CX-5

$1,644

Insurance Rates by Trim Level for 2018 Honda CR-V
2018 Mazda CX-5 TrimsRate
Sport 2WD$1,576
Sport AWD1,576
Touring 2WD1,634
Touring AWD1,634
Grand Touring 2WD1,692
Grand Touring AWD1,748
2018 Mazda CX-5 Average Rate$1,644

2017 Honda CR-V vs. Mazda CX-5

For the 2017 Honda CR-V and Mazda CX-5 models, the Honda CR-V is cheaper to insure by an average of $138 per year for this model year.

The rate chart below demonstrates the average cost to insure both 2017 models for the 20 to 50-year-old driver age groups. For a 2017 Honda CR-V, insurance cost ranges from $1,282 to $2,882 per year for the illustrated age groups. A 2017 Mazda CX-5 costs from $1,408 to $3,178 to insure per year.

Average car insurance premiums for 2017 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2017 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$4,424$4,883
20-Year-Old$2,882$3,178
25-Year-Old$1,664$1,826
30-Year-Old$1,530$1,672
40-Year-Old$1,438$1,576
50-Year-Old$1,282$1,408
60-Year-Old$1,200$1,320

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated October 24, 2025

The 2017 Honda CR-V has 10 trim levels available, with the cheapest trim level to insure being the EX 2WD trim at an average cost of $1,366 per year, or about $114 per month. Out of the six trim levels available for the Mazda CX-5, the cheapest 2017 model to insure is the Sport 2WD trim at a cost of $1,522 per year, or $127 per month.

When looking at the aggregated rates by trim for both models, the cheapest model and trim level to insure is the Honda CR-V EX 2WD at an average cost of $1,366 per year. The highest-cost model and trim is the Mazda CX-5 Grand Touring AWD at a cost of $1,682 per year.

The next tables display trim level insurance cost averages for both 2017 models, as well as the overall average rate for each model.

2017 Honda CR-V

$1,438

Insurance Rates by Trim Level for a 2017 Honda CR-V
2017 Honda CR-V TrimsRate
EX 2WD$1,366
EX 4WD1,366
LX 2WD1,366
LX 4WD1,366
EX-L 2WD1,422
EX-L 4WD1,476
EX-L Navigation 2WD1,476
EX-L Navigation 4WD1,476
Touring 2WD1,476
Touring 4WD1,582
2017 Honda CR-V Average Rate$1,438

2017 Mazda CX-5

$1,576

Insurance Rates by Trim Level for 2017 Honda CR-V
2017 Mazda CX-5 TrimsRate
Sport 2WD$1,522
Sport AWD1,522
Touring 2WD1,522
Touring AWD1,576
Grand Touring 2WD1,630
Grand Touring AWD1,682
2017 Mazda CX-5 Average Rate$1,576

2016 Honda CR-V vs. Mazda CX-5

For the 2016 Honda CR-V and Mazda CX-5 models, the Honda CR-V has cheaper car insurance cost by an average of $86 per year.

The rate chart below visualizes the average cost to insure both models using drivers aged 20 to 50. Insurance cost ranges from $1,242 to $2,744 per year for a 2016 Honda CR-V, and $1,314 to $2,978 for a 2016 Mazda CX-5 for the included driver ages.

Average car insurance premiums for 2016 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2016 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$4,179$4,582
20-Year-Old$2,744$2,978
25-Year-Old$1,596$1,700
30-Year-Old$1,462$1,554
40-Year-Old$1,382$1,468
50-Year-Old$1,242$1,314
60-Year-Old$1,160$1,230

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated October 24, 2025

The 2016 Honda CR-V has 12 trims available, with the cheapest trim to insure being the LX 2WD trim at an average cost of $1,292 per year, or about $108 per month. For the six trim levels available for the Mazda CX-5, the cheapest 2016 trim level to insure is the Sport 2WD model at a cost of $1,352.

When rates for all 18 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the Honda CR-V LX 2WD at a cost of $1,292 per year. The highest-cost model and trim is the Honda CR-V Touring 4WD at a cost of $1,538 per year.

The next two tables show average car insurance cost by trim level for a 2016 Honda CR-V and Mazda CX-5, including an overall average rate. The 2016 Honda CR-V has more affordable average car insurance than the 2016 Mazda CX-5.

2016 Honda CR-V

$1,382

Insurance Rates by Trim Level for a 2016 Honda CR-V
2016 Honda CR-V TrimsRate
LX 2WD$1,292
EX 2WD1,342
EX 4WD1,342
LX 4WD1,342
SE 2WD1,342
SE 4WD1,342
EX-L 2WD1,392
EX-L 4WD1,392
EX-L Navigation 2WD1,392
EX-L Navigation 4WD1,440
Touring 2WD1,440
Touring 4WD1,538
2016 Honda CR-V Average Rate$1,382

2016 Mazda CX-5

$1,468

Insurance Rates by Trim Level for 2016 Honda CR-V
2016 Mazda CX-5 TrimsRate
Sport 2WD$1,352
Sport AWD1,452
Touring 2WD1,452
Touring AWD1,486
Grand Touring 2WD1,534
Grand Touring AWD1,534
2016 Mazda CX-5 Average Rate$1,468

2015 Honda CR-V vs. Mazda CX-5

When comparing car insurance rates for the 2015 Honda CR-V and Mazda CX-5 models, the Mazda CX-5 is cheaper to insure by an average of $56 per year for this model year.

The chart below visualizes the average cost to insure both 2015 models using a range of rated driver ages. Average insurance cost ranges from $1,186 to $2,622 per year for a 2015 Honda CR-V, and $1,128 to $2,534 for a 2015 Mazda CX-5.

Average car insurance premiums for 2015 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2015 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$3,995$3,886
20-Year-Old$2,622$2,534
25-Year-Old$1,524$1,460
30-Year-Old$1,394$1,338
40-Year-Old$1,320$1,264
50-Year-Old$1,186$1,128
60-Year-Old$1,110$1,058

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated October 24, 2025

For the 10 trims available for the 2015 Honda CR-V, the cheapest model to insure is the LX 2WD model at an average cost of $1,234 per year.

The 2015 Mazda CX-5 has six trim levels available, with the cheapest trim level to insure being the Sport 2WD trim at an average cost of $1,168 per year, or around $97 per month.

When rates for all 16 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Mazda CX-5 Sport 2WD at an average of $1,168 per year, and the most expensive model and trim level is the Honda CR-V Touring 4WD at an average cost of $1,372 per year.

The two tables below illustrate all the available trims for both 2015 models, plus the average rate for each model. The 2015 Mazda CX-5 comes out with a win over the 2015 Honda CR-V for cheapest overall car insurance cost.

2015 Honda CR-V

$1,320

Insurance Rates by Trim Level for a 2015 Honda CR-V
2015 Honda CR-V TrimsRate
LX 2WD$1,234
EX 2WD1,280
LX 4WD1,280
EX 4WD1,310
EX-L 2WD1,326
EX-L 4WD1,326
EX-L Navigation 2WD1,326
EX-L Navigation 4WD1,372
Touring 2WD1,372
Touring 4WD1,372
2015 Honda CR-V Average Rate$1,320

2015 Mazda CX-5

$1,264

Insurance Rates by Trim Level for 2015 Honda CR-V
2015 Mazda CX-5 TrimsRate
Sport 2WD$1,168
Sport AWD1,260
Touring 2WD1,260
Grand Touring 2WD1,292
Touring AWD1,292
Grand Touring AWD1,306
2015 Mazda CX-5 Average Rate$1,264

Additional Honda CR-V and Mazda CX-5 Resources