Honda CR-V vs. Mazda CX-5 Insurance Cost

Is car insurance cheaper on a Honda CR-V or Mazda CX-5? We break down the cost to insure each model by trim level back to 2015.

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  • At an average cost of $1,996 per year, a 2024 Mazda CX-5 has less-expensive car insurance than a 2024 Honda CR-V by an average of $86 per year.
  • For a 2024 Honda CR-V, average full-coverage car insurance rates range from $1,894 to $2,106 per year, while car insurance cost for a 2024 Mazda CX-5 ranges from $1,790 to $2,020 for full-coverage.
  • Out of 47 models in the 2024 small SUV segment, the Honda CR-V ranks 12th and the Mazda CX-5 ranks eighth for insurance affordability.
  • The Honda CR-V LX and LX AWD trims and the Mazda CX-5 2.5 S Select and 2.5 S Preferred trims are the cheapest to insure for each model.

Is Honda CR-V or Mazda CX-5 insurance cheaper?

For 2024 Honda CR-V and Mazda CX-5 models, the model with the cheapest average insurance rates is the Mazda CX-5. Average car insurance rates for the Honda CR-V are $1,996 per year, whereas insurance for the Mazda CX-5 costs an average of $1,910 per year.

Out of nine trim levels for the 2024 Honda CR-V, the cheapest insurance prices are on the LX trim at a cost of $1,894 per year, or $158 per month.

For the eight trims available for the Mazda CX-5, the cheapest 2024 trim to insure is the 2.5 S Select model at a cost of $1,790.

When comparing rates by trim level for both models, the cheapest model and trim level is the Mazda CX-5 2.5 S Select at an average of $1,790 per year. The most expensive vehicle to insure is the Honda CR-V Sport Touring Hybrid AWD at a cost of $2,106 per year.

The table below compares and ranks the 12-month and monthly car insurance cost for 2024 Honda CR-V and Mazda CX-5 models, with average rates for each vehicle.

2024 Model Year Honda CR-V vs. Mazda CX-5 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,790$149
$1,824$152
$1,858$155
$1,894$158
$1,900$158
$1,932$161
$1,954$163
$1,958$163
$1,964$164
$1,974$165
$1,992$166
$1,996$166
$2,016$168
$2,020$168
$2,024$169
$2,046$171
$2,106$176

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2024 Honda CR-V and a 2024 Mazda CX-5
Annual and monthly insurance cost by trim level for a 2024 Honda CR-V and a 2024 Mazda CX-5

The next chart illustrates the average cost to insure both 2024 models for drivers aged 20 to 50. For a 2024 Honda CR-V, average car insurance cost ranges from $1,772 to $4,016 per year for the age groups used in the chart. A 2024 Mazda CX-5 costs from $1,690 to $3,820 to insure per year.

Average car insurance premiums for 2024 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on June 26, 2025.

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Data Methodology: Rates based on a 2024 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$6,171$5,872
20-Year-Old$4,016$3,820
25-Year-Old$2,316$2,216
30-Year-Old$2,128$2,042
40-Year-Old$1,996$1,910
50-Year-Old$1,772$1,690
60-Year-Old$1,660$1,582

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 26, 2025

The next two rate tables illustrate average car insurance cost by trim level for a 2024 Honda CR-V and Mazda CX-5, including an overall average cost for each model.

2024 Honda CR-V

$1,996

Insurance Rates by Trim Level for a 2024 Honda CR-V
2024 Honda CR-V TrimsRate
LX$1,894
LX AWD1,932
EX1,958
EX AWD1,992
Sport-L Hybrid1,996
EX-L2,016
Sport-L Hybrid AWD2,024
EX-L AWD2,046
Sport Touring Hybrid AWD2,106
2024 Honda CR-V Average Rate$1,996

2024 Mazda CX-5

$1,910

Insurance Rates by Trim Level for 2024 Honda CR-V
2024 Mazda CX-5 TrimsRate
2.5 S Select$1,790
2.5 S Preferred1,824
2.5 S Carbon Edition1,858
2.5 S Premium1,900
2.5 S Premium Plus1,954
2.5 Carbon Turbo1,964
2.5 Turbo Premium1,974
2.5 Turbo Signature2,020
2024 Mazda CX-5 Average Rate$1,910

2023 Honda CR-V vs. Mazda CX-5

For 2023 CR-V and CX-5 models, the model with the lower car insurance rates is the Mazda CX-5. Insurance on a Honda CR-V costs an average of $1,932 per year, whereas the Mazda CX-5 averages $1,794 per year.

For the seven trim levels available for the 2023 Honda CR-V, the cheapest trim to insure is the EX trim at an average cost of $1,870 per year. For the eight trims available for the Mazda CX-5, the cheapest 2023 model to insure is the 2.5 S model at a cost of $1,656.

When comparing rates by trim level for both models, the lowest-cost model and trim to insure is the Mazda CX-5 2.5 S at an average cost of $1,656 per year, and the most expensive trim is the Honda CR-V Sport Touring Hybrid AWD at an average of $2,032 per year.

The next table ranks the cost of car insurance for 2023 Honda CR-V and Mazda CX-5 models, showing average cost for every trim level.

2023 Model Year Honda CR-V vs. Mazda CX-5 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,656$138
$1,710$143
$1,736$145
$1,770$148
$1,810$151
$1,860$155
$1,870$156
$1,878$157
$1,880$157
$1,900$158
$1,920$160
$1,932$161
$1,940$162
$1,966$164
$2,032$169

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2023 Honda CR-V and a 2023 Mazda CX-5
Annual and monthly insurance cost by trim level for a 2023 Honda CR-V and a 2023 Mazda CX-5

The chart shown below shows the average cost to insure both models for drivers from age 20 to 50. Average insurance cost ranges from $1,714 to $3,920 per year for a 2023 Honda CR-V, and $1,582 to $3,554 for a 2023 Mazda CX-5 for the driver ages used.

Average car insurance premiums for 2023 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2023 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$6,048$5,457
20-Year-Old$3,920$3,554
25-Year-Old$2,242$2,082
30-Year-Old$2,056$1,920
40-Year-Old$1,932$1,794
50-Year-Old$1,714$1,582
60-Year-Old$1,608$1,480

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 26, 2025

The next two rate tables display the cost to insure the available trim levels for both 2023 models, including the average rate for each model. The model with the cheapest auto insurance rates for 2023 is the Mazda CX-5.

2023 Honda CR-V

$1,932

Insurance Rates by Trim Level for a 2023 Honda CR-V
2023 Honda CR-V TrimsRate
EX$1,870
EX AWD1,878
Sport Hybrid1,900
EX-L1,932
Sport Hybrid AWD1,940
EX-L AWD1,966
Sport Touring Hybrid AWD2,032
2023 Honda CR-V Average Rate$1,932

2023 Mazda CX-5

$1,794

Insurance Rates by Trim Level for 2023 Honda CR-V
2023 Mazda CX-5 TrimsRate
2.5 S$1,656
2.5 S Select1,710
2.5 S Preferred1,736
2.5 S Carbon Edition1,770
2.5 S Premium1,810
2.5 S Premium Plus1,860
2.5 Turbo1,880
2.5 Turbo Signature1,920
2023 Mazda CX-5 Average Rate$1,794

2022 Honda CR-V vs. Mazda CX-5

For the 2022 model year, the model with the lower car insurance rates is the Mazda CX-5. Insurance cost for the Honda CR-V averages $1,872 per year, and insurance for the Mazda CX-5 costs an average of $1,626 per year.

For a 2022 Honda CR-V, car insurance rates range from the lowest rate of $1,760 per year for the LX model up to the highest rate of $1,998 for the Hybrid Touring model. For a 2022 Mazda CX-5, rates range from $1,482 per year for the S model up to $1,726 for the most expensive to insure S Preferred model.

For a 2022 Honda CR-V, the cheapest models are the LX, Special Edition, and EX. The cheapest Mazda CX-5 models include the S, S Select, and S Carbon Edition.

For model years prior to 2022, average insurance prices compare as follows. Click on any link to show a full comparison for that year.

The next table compares the annual and monthly car insurance cost for 2022 Honda CR-V and Mazda CX-5 models, broken down by trim level.

2022 Model Year Honda CR-V vs. Mazda CX-5 Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,482$124
$1,534$128
$1,594$133
$1,620$135
$1,646$137
$1,686$141
$1,712$143
$1,726$144
$1,760$147
$1,772$148
$1,778$148
$1,866$156
$1,892$158
$1,932$161
$1,978$165
$1,998$167

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2022 Honda CR-V and a 2022 Mazda CX-5
Annual and monthly insurance cost by trim level for a 2022 Honda CR-V and a 2022 Mazda CX-5

The chart below shows the average cost to insure both models for drivers from age 20 to 50. For a 2022 Honda CR-V, average insurance cost ranges from $1,662 to $3,792 per year for the illustrated age groups. A 2022 Mazda CX-5 costs from $1,436 to $3,224 to insure per year.

Average car insurance premiums for 2022 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2022 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$5,843$4,947
20-Year-Old$3,792$3,224
25-Year-Old$2,174$1,888
30-Year-Old$1,994$1,738
40-Year-Old$1,872$1,626
50-Year-Old$1,662$1,436
60-Year-Old$1,558$1,346

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 26, 2025

Out of eight trims for the 2022 Honda CR-V, the cheapest average car insurance prices are on the LX trim at a cost of $1,760 per year, or $147 per month. For the eight trims available for the Mazda CX-5, the cheapest 2022 trim to insure is the S trim at a cost of $1,482.

When trim-level rates for both models are compared, the overall cheapest vehicle to insure is the Mazda CX-5 S at an average rate of $1,482 per year. The most expensive model and trim level is the Honda CR-V Hybrid Touring at an average of $1,998 per year.

The tables below illustrate average car insurance cost by trim level for each 2022 model, as well as the overall average rate for each model.

2022 Honda CR-V

$1,872

Insurance Rates by Trim Level for a 2022 Honda CR-V
2022 Honda CR-V TrimsRate
LX$1,760
Special Edition1,772
EX1,778
Hybrid EX1,866
EX-L1,892
Hybrid EX-L1,932
Touring1,978
Hybrid Touring1,998
2022 Honda CR-V Average Rate$1,872

2022 Mazda CX-5

$1,626

Insurance Rates by Trim Level for 2022 Honda CR-V
2022 Mazda CX-5 TrimsRate
S$1,482
S Select1,534
S Carbon Edition1,594
S Premium1,620
S Premium Plus1,646
Turbo1,686
Turbo Signature1,712
S Preferred1,726
2022 Mazda CX-5 Average Rate$1,626

2021 Honda CR-V vs. Mazda CX-5

When comparing average insurance rates for 2021 models, a Honda CR-V costs an average of $1,688 per year to insure and a Mazda CX-5 costs $1,712, making the Honda CR-V cheaper to insure by $24 per year.

The next chart shows the average cost to insure the two models using a range of rated driver ages. For a 2021 Honda CR-V, insurance cost ranges from $1,494 to $3,404 per year for the example age groups. A 2021 Mazda CX-5 costs from $1,516 to $3,420 to insure per year.

Average car insurance premiums for 2021 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2021 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$5,248$5,257
20-Year-Old$3,404$3,420
25-Year-Old$1,960$1,982
30-Year-Old$1,800$1,822
40-Year-Old$1,688$1,712
50-Year-Old$1,494$1,516
60-Year-Old$1,402$1,420

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 26, 2025

Out of eight trim levels for the 2021 Honda CR-V, the cheapest average car insurance prices are on the EX 2WD trim at a cost of $1,582 per year.

Out of the eight trims available for the Mazda CX-5, the cheapest 2021 model to insure is the Sport 2WD model at a cost of $1,558.

When average car insurance prices for all 16 trims of both models are combined and sorted by cost, the cheapest model and trim level to insure is the Mazda CX-5 Sport 2WD at an average of $1,558 per year, and the highest-cost model and trim is the Mazda CX-5 Signature AWD at an average of $1,880 per year.

The two tables below illustrate the average cost to insure all 2021 trim levels, plus the average rate for each model.

2021 Honda CR-V

$1,688

Insurance Rates by Trim Level for a 2021 Honda CR-V
2021 Honda CR-V TrimsRate
EX 2WD$1,582
LX 2WD1,582
LX 4WD1,628
EX 4WD1,648
EX-L 2WD1,712
EX-L 4WD1,712
Touring 2WD1,796
Touring 4WD1,842
2021 Honda CR-V Average Rate$1,688

2021 Mazda CX-5

$1,712

Insurance Rates by Trim Level for 2021 Honda CR-V
2021 Mazda CX-5 TrimsRate
Sport 2WD$1,558
Sport AWD1,620
Touring 2WD1,620
Touring AWD1,686
Grand Touring 2WD1,752
Grand Touring AWD1,752
Grand Touring Reserve AWD1,814
Signature AWD1,880
2021 Mazda CX-5 Average Rate$1,712

2020 Honda CR-V vs. Mazda CX-5

When comparing average insurance rates for the 2020 Honda CR-V and Mazda CX-5 models, the Honda CR-V is cheaper to insure by an average of $20 per year for 2020.

The rate chart below demonstrates the average cost to insure both 2020 models for drivers from age 20 to 50. Insurance cost ranges from $1,450 to $3,298 per year for a 2020 Honda CR-V, and $1,472 to $3,314 for a 2020 Mazda CX-5 for these driver ages.

Average car insurance premiums for 2020 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2020 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$5,084$5,093
20-Year-Old$3,298$3,314
25-Year-Old$1,900$1,924
30-Year-Old$1,744$1,768
40-Year-Old$1,638$1,658
50-Year-Old$1,450$1,472
60-Year-Old$1,360$1,378

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 26, 2025

For the eight trim levels available for the 2020 Honda CR-V, the cheapest trim to insure is the EX 2WD model at an average cost of $1,538 per year. For the eight trim levels available for the Mazda CX-5, the cheapest 2020 trim to insure is the Sport 2WD model at a cost of $1,512 per year, or around $126 per month.

When rates for all 16 trim levels for both vehicles are compared, the lowest-cost model and trim level to insure is the Mazda CX-5 Sport 2WD at an average cost of $1,512 per year, and the overall most expensive vehicle to insure is the Mazda CX-5 Signature AWD costing an average of $1,820 per year.

The next two tables show all the available trims for both 2020 models, as well as an average rate for each model.

2020 Honda CR-V

$1,638

Insurance Rates by Trim Level for a 2020 Honda CR-V
2020 Honda CR-V TrimsRate
EX 2WD$1,538
LX 2WD1,538
LX 4WD1,580
EX 4WD1,598
EX-L 2WD1,660
EX-L 4WD1,660
Touring 2WD1,742
Touring 4WD1,784
2020 Honda CR-V Average Rate$1,638

2020 Mazda CX-5

$1,658

Insurance Rates by Trim Level for 2020 Honda CR-V
2020 Mazda CX-5 TrimsRate
Sport 2WD$1,512
Sport AWD1,574
Touring 2WD1,574
Touring AWD1,636
Grand Touring 2WD1,698
Grand Touring AWD1,698
Grand Touring Reserve AWD1,760
Signature AWD1,820
2020 Mazda CX-5 Average Rate$1,658

2019 Honda CR-V vs. Mazda CX-5

For 2019 Honda CR-V and Mazda CX-5 models, the Honda CR-V has cheaper car insurance rates by an average of $220 per year for this comparison year.

The rate chart below shows the average cost to insure the two models for four different driver age groups. The average car insurance cost ranges from $1,352 to $3,060 per year for a 2019 Honda CR-V, and $1,546 to $3,522 for a 2019 Mazda CX-5 for the included driver ages.

Average car insurance premiums for 2019 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2019 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$4,708$5,422
20-Year-Old$3,060$3,522
25-Year-Old$1,764$2,018
30-Year-Old$1,620$1,852
40-Year-Old$1,522$1,742
50-Year-Old$1,352$1,546
60-Year-Old$1,268$1,450

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 27, 2025

Out of eight trim levels for the 2019 Honda CR-V, the cheapest insurance rates are on the EX 2WD trim at a cost of $1,448 per year.

For the eight trim levels available for the Mazda CX-5, the cheapest 2019 trim level to insure is the Sport 2WD trim at a cost of $1,608.

When all 16 trims of both models are combined and compared, the most affordable model and trim level to insure is the Honda CR-V EX 2WD at an average rate of $1,448 per year, and the most expensive model and trim level is the Mazda CX-5 Signature AWD costing $1,904 per year.

The rate tables below show average car insurance cost by trim level for a 2019 Honda CR-V and Mazda CX-5, plus an average rate for each model. The winner for the 2019 car insurance comparison is the Honda CR-V.

2019 Honda CR-V

$1,522

Insurance Rates by Trim Level for a 2019 Honda CR-V
2019 Honda CR-V TrimsRate
EX 2WD$1,448
LX 2WD1,448
LX 4WD1,448
EX 4WD1,508
EX-L 2WD1,508
EX-L 4WD1,568
Touring 2WD1,568
Touring 4WD1,686
2019 Honda CR-V Average Rate$1,522

2019 Mazda CX-5

$1,742

Insurance Rates by Trim Level for 2019 Honda CR-V
2019 Mazda CX-5 TrimsRate
Sport 2WD$1,608
Sport AWD1,608
Touring 2WD1,668
Touring AWD1,726
Grand Touring 2WD1,786
Grand Touring AWD1,786
Grand Touring Reserve AWD1,846
Signature AWD1,904
2019 Mazda CX-5 Average Rate$1,742

2018 Honda CR-V vs. Mazda CX-5

When comparing insurance cost for 2018 models, the Honda CR-V costs an average of $1,464 per year to insure and the Mazda CX-5 costs $1,606, making the Honda CR-V the winner by $142.

The chart shown below visualizes the average cost to insure the two models for different driver ages. Average car insurance cost ranges from $1,302 to $2,936 per year for a 2018 Honda CR-V, and $1,432 to $3,242 for a 2018 Mazda CX-5 for these driver ages.

Average car insurance premiums for 2018 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2018 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$4,512$4,981
20-Year-Old$2,936$3,242
25-Year-Old$1,696$1,860
30-Year-Old$1,558$1,704
40-Year-Old$1,464$1,606
50-Year-Old$1,302$1,432
60-Year-Old$1,218$1,340

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 26, 2025

For the 10 trims available for the 2018 Honda CR-V, the cheapest trim to insure is the EX 2WD trim at an average cost of $1,384 per year. For the six trims available for the Mazda CX-5, the cheapest 2018 trim level to insure is the Sport 2WD model at a cost of $1,540 per year, or around $128 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim to insure is the Honda CR-V EX 2WD at an average of $1,384 per year. The most expensive model and trim level is the Mazda CX-5 Grand Touring AWD at a cost of $1,706 per year.

The tables shown below illustrate average car insurance rates for each trim level, along with the average rate for each model. The model with the cheapest car insurance rates for 2018 is the Honda CR-V.

2018 Honda CR-V

$1,464

Insurance Rates by Trim Level for a 2018 Honda CR-V
2018 Honda CR-V TrimsRate
EX 2WD$1,384
LX 2WD1,384
LX 4WD1,384
EX 4WD1,440
EX-L 2WD1,440
EX-L 4WD1,496
EX-L Navigation 2WD1,496
EX-L Navigation 4WD1,496
Touring 2WD1,496
Touring 4WD1,606
2018 Honda CR-V Average Rate$1,464

2018 Mazda CX-5

$1,606

Insurance Rates by Trim Level for 2018 Honda CR-V
2018 Mazda CX-5 TrimsRate
Sport 2WD$1,540
Sport AWD1,540
Touring 2WD1,596
Touring AWD1,596
Grand Touring 2WD1,652
Grand Touring AWD1,706
2018 Mazda CX-5 Average Rate$1,606

2017 Honda CR-V vs. Mazda CX-5

For the 2017 Honda CR-V and Mazda CX-5 models, the Honda CR-V is cheaper to insure by an average of $138 per year for this model year.

The rate chart below demonstrates the average cost to insure both 2017 models for the 20 to 50-year-old driver age groups. For a 2017 Honda CR-V, insurance cost ranges from $1,250 to $2,812 per year for the illustrated age groups. A 2017 Mazda CX-5 costs from $1,374 to $3,104 to insure per year.

Average car insurance premiums for 2017 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2017 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$4,319$4,765
20-Year-Old$2,812$3,104
25-Year-Old$1,626$1,782
30-Year-Old$1,492$1,632
40-Year-Old$1,402$1,540
50-Year-Old$1,250$1,374
60-Year-Old$1,170$1,288

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 27, 2025

The 2017 Honda CR-V has 10 trim levels available, with the cheapest trim level to insure being the EX 2WD trim at an average cost of $1,334 per year, or about $111 per month. Out of the six trim levels available for the Mazda CX-5, the cheapest 2017 model to insure is the Sport 2WD trim at a cost of $1,488 per year, or $124 per month.

When looking at the aggregated rates by trim for both models, the cheapest model and trim level to insure is the Honda CR-V EX 2WD at an average cost of $1,334 per year. The highest-cost model and trim is the Mazda CX-5 Grand Touring AWD at a cost of $1,646 per year.

The next tables display trim level insurance cost averages for both 2017 models, as well as the overall average rate for each model.

2017 Honda CR-V

$1,402

Insurance Rates by Trim Level for a 2017 Honda CR-V
2017 Honda CR-V TrimsRate
EX 2WD$1,334
EX 4WD1,334
LX 2WD1,334
LX 4WD1,334
EX-L 2WD1,388
EX-L 4WD1,440
EX-L Navigation 2WD1,440
EX-L Navigation 4WD1,440
Touring 2WD1,440
Touring 4WD1,546
2017 Honda CR-V Average Rate$1,402

2017 Mazda CX-5

$1,540

Insurance Rates by Trim Level for 2017 Honda CR-V
2017 Mazda CX-5 TrimsRate
Sport 2WD$1,488
Sport AWD1,488
Touring 2WD1,488
Touring AWD1,540
Grand Touring 2WD1,594
Grand Touring AWD1,646
2017 Mazda CX-5 Average Rate$1,540

2016 Honda CR-V vs. Mazda CX-5

For the 2016 Honda CR-V and Mazda CX-5 models, the Honda CR-V has cheaper car insurance cost by an average of $84 per year.

The rate chart below visualizes the average cost to insure both models using drivers aged 20 to 50. Insurance cost ranges from $1,214 to $2,680 per year for a 2016 Honda CR-V, and $1,282 to $2,910 for a 2016 Mazda CX-5 for the included driver ages.

Average car insurance premiums for 2016 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2016 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$4,080$4,471
20-Year-Old$2,680$2,910
25-Year-Old$1,556$1,660
30-Year-Old$1,426$1,518
40-Year-Old$1,350$1,434
50-Year-Old$1,214$1,282
60-Year-Old$1,132$1,202

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 27, 2025

The 2016 Honda CR-V has 12 trims available, with the cheapest trim to insure being the LX 2WD trim at an average cost of $1,260 per year, or about $105 per month. For the six trim levels available for the Mazda CX-5, the cheapest 2016 trim level to insure is the Sport 2WD model at a cost of $1,320.

When rates for all 18 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the Honda CR-V LX 2WD at a cost of $1,260 per year. The highest-cost model and trim is the Honda CR-V Touring 4WD at a cost of $1,504 per year.

The next two tables show average car insurance cost by trim level for a 2016 Honda CR-V and Mazda CX-5, including an overall average rate. The 2016 Honda CR-V has more affordable average car insurance than the 2016 Mazda CX-5.

2016 Honda CR-V

$1,350

Insurance Rates by Trim Level for a 2016 Honda CR-V
2016 Honda CR-V TrimsRate
LX 2WD$1,260
EX 2WD1,310
EX 4WD1,310
LX 4WD1,310
SE 2WD1,310
SE 4WD1,310
EX-L 2WD1,358
EX-L 4WD1,358
EX-L Navigation 2WD1,358
EX-L Navigation 4WD1,406
Touring 2WD1,406
Touring 4WD1,504
2016 Honda CR-V Average Rate$1,350

2016 Mazda CX-5

$1,434

Insurance Rates by Trim Level for 2016 Honda CR-V
2016 Mazda CX-5 TrimsRate
Sport 2WD$1,320
Sport AWD1,416
Touring 2WD1,416
Touring AWD1,450
Grand Touring 2WD1,498
Grand Touring AWD1,498
2016 Mazda CX-5 Average Rate$1,434

2015 Honda CR-V vs. Mazda CX-5

When comparing car insurance rates for the 2015 Honda CR-V and Mazda CX-5 models, the Mazda CX-5 is cheaper to insure by an average of $56 per year for this model year.

The chart below visualizes the average cost to insure both 2015 models using a range of rated driver ages. Average insurance cost ranges from $1,160 to $2,560 per year for a 2015 Honda CR-V, and $1,100 to $2,472 for a 2015 Mazda CX-5.

Average car insurance premiums for 2015 Honda CR-V and Mazda CX-5 models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Honda CR-V and Mazda CX-5 models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2015 model year Honda CR-V and Mazda CX-5. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Honda CR-V vs. Mazda CX-5 Insurance Cost
Driver Age Honda CR-V Mazda CX-5
18-Year-Old$3,897$3,794
20-Year-Old$2,560$2,472
25-Year-Old$1,486$1,426
30-Year-Old$1,362$1,306
40-Year-Old$1,288$1,232
50-Year-Old$1,160$1,100
60-Year-Old$1,082$1,032

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 27, 2025

For the 10 trims available for the 2015 Honda CR-V, the cheapest model to insure is the LX 2WD model at an average cost of $1,206 per year.

The 2015 Mazda CX-5 has six trim levels available, with the cheapest trim level to insure being the Sport 2WD trim at an average cost of $1,140 per year, or around $95 per month.

When rates for all 16 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Mazda CX-5 Sport 2WD at an average of $1,140 per year, and the most expensive model and trim level is the Honda CR-V Touring 4WD at an average cost of $1,338 per year.

The two tables below illustrate all the available trims for both 2015 models, plus the average rate for each model. The 2015 Mazda CX-5 comes out with a win over the 2015 Honda CR-V for cheapest overall car insurance cost.

2015 Honda CR-V

$1,288

Insurance Rates by Trim Level for a 2015 Honda CR-V
2015 Honda CR-V TrimsRate
LX 2WD$1,206
EX 2WD1,250
LX 4WD1,250
EX 4WD1,280
EX-L 2WD1,294
EX-L 4WD1,294
EX-L Navigation 2WD1,294
EX-L Navigation 4WD1,338
Touring 2WD1,338
Touring 4WD1,338
2015 Honda CR-V Average Rate$1,288

2015 Mazda CX-5

$1,232

Insurance Rates by Trim Level for 2015 Honda CR-V
2015 Mazda CX-5 TrimsRate
Sport 2WD$1,140
Sport AWD1,230
Touring 2WD1,230
Grand Touring 2WD1,260
Touring AWD1,260
Grand Touring AWD1,274
2015 Mazda CX-5 Average Rate$1,232

Additional Honda CR-V and Mazda CX-5 Resources