Honda CR-V vs. Subaru Forester Insurance Cost

• For the 2024 model year, a Honda CR-V is cheaper to insure than a Subaru Forester by an average of $88 per year.
• Average car insurance cost per month for the Subaru Forester is 4% more expensive than the Honda CR-V, at $171 versus $178, a difference of $7.
• Out of 47 models in the 2024 small SUV segment, the Honda CR-V ranks 12^th and the Subaru Forester ranks 16^th for cheapest car insurance cost.

Is car insurance cheaper for a Honda CR-V or Subaru Forester?

Insurance on a 2024 Honda CR-V averages $2,046 per year, whereas insurance for a Subaru Forester averages $2,134 per year, making the Honda CR-V the model with better average insurance cost.

Out of nine Honda CR-V trims, the cheapest 2024 trim level to insure is the LX trim at an average cost of $1,942 per year. The 2024 Subaru Forester has six trim levels available, with the cheapest model to insure being the Base trim at an average cost of $1,982 per year.

When comparing car insurance rates for both models by trim level, the most affordable model and trim level is the Honda CR-V LX at a cost of $1,942 per year. The most expensive model and trim level is the Subaru Forester Touring at an average of $2,244 per year.

The rate table below compares the annual and monthly cost of car insurance for 2024 Honda CR-V and Subaru Forester models, with average rates for each vehicle.

The rate chart below displays the average cost to insure both models for different driver ages. For a 2024 Honda CR-V, the average cost of car insurance ranges from $1,814 to $4,112 per year for the included driver ages. A 2024 Subaru Forester costs from $1,880 to $4,382 to insure per year.

The two tables below illustrate the average insurance cost by trim level for both 2024 models, along with the average rate for each model. The model with cheapest car insurance rates for 2024 is the Honda CR-V.

2023 Honda CR-V vs. Subaru Forester

For 2023 Honda CR-V and Subaru Forester models, the model with the cheapest average car insurance rates is the Subaru Forester. Average car insurance rates for the Honda CR-V are $1,976 per year, while insurance for the Subaru Forester averages $1,974 per year.

For the seven trims available for the 2023 Honda CR-V, the cheapest trim level to insure is the EX trim at an average cost of $1,914 per year.

For the six trims available for the Subaru Forester, the cheapest 2023 trim level to insure is the Base AWD model at a cost of $1,826.

When comparing both models at a trim-level basis, the cheapest trim to insure is the Subaru Forester Base AWD at an average of $1,826 per year. The most expensive trim is the Subaru Forester Touring AWD at an average of $2,086 per year.

The rate table below ranks the 12-month and monthly car insurance cost for 2023 Honda CR-V and Subaru Forester models, with average cost for each trim level.

The chart shown below illustrates the average cost to insure the two models for drivers from age 20 to 50. Average car insurance cost ranges from $1,754 to $4,014 per year for a 2023 Honda CR-V, and $1,732 to $4,040 for a 2023 Subaru Forester for the age groups used in the chart.

The tables shown below show average cost to insure each trim level for a 2023 Honda CR-V and Subaru Forester, plus an average rate for each model. The 2023 Subaru Forester has lower-cost car average car insurance rates than the 2023 Honda CR-V.

2022 Honda CR-V vs. Subaru Forester

Car insurance rates for a 2022 Honda CR-V cost an average of $1,918 per year, and insurance for a Subaru Forester averages $1,900 per year, making the Subaru Forester the model with cheaper overall insurance rates.

Within each different model, however, cost varies quite a bit depending on the trim level of the vehicle being insured.

For a 2022 Honda CR-V, car insurance rates range from the lowest full-coverage rate of $1,802 per year for the LX model up to the most expensive rate of $2,046 for the Hybrid Touring model. For a 2022 Subaru Forester, rates range from $1,782 per year for the AWD model up to $2,016 for the most expensive to insure Wilderness AWD model.

When trim-level rates for both models are compared, the most affordable model and trim level is the Subaru Forester AWD at an average cost of $1,782 per year. The overall most expensive vehicle to insure is the Honda CR-V Hybrid Touring at an average of $2,046 per year.

For a 2022 Honda CR-V, the cheapest models are the LX, Special Edition, and EX. The cheapest Subaru Forester models include the AWD, Premium AWD, and Sport AWD. From a cost-per-month standpoint, average insurance rates for all 2022 Honda CR-V and Subaru Forester models and trims range from $149 to $171 per month.

The table below ranks the 12-month and monthly car insurance cost for 2022 Honda CR-V and Subaru Forester models, with average rates for each vehicle.

When comparing insurance rates for 2022 models, a Honda CR-V costs an average of $1,918 per year to insure and a Subaru Forester costs $1,900, making the Subaru Forester cheaper to insure by $18 per year for this model year.

The next chart shows the average cost to insure the two models with different drivers at the wheel. The average cost of car insurance ranges from $1,702 to $3,884 per year for a 2022 Honda CR-V, and $1,666 to $3,870 for a 2022 Subaru Forester for the included driver ages.

Out of eight trim levels for the 2022 Honda CR-V, the cheapest average car insurance prices are on the LX trim at a cost of $1,802 per year, or about $150 per month.

For the six trims available for the Subaru Forester, the cheapest 2022 trim level to insure is the AWD trim at a cost of $1,782 per year, or about $149 per month.

When rates for all 14 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Subaru Forester AWD at an average rate of $1,782 per year, and the highest-cost model and trim is the Honda CR-V Hybrid Touring costing an average of $2,046 per year.

The next two rate tables show trim level insurance rates for each 2022 model, including the average rate for each model. The 2022 Subaru Forester wins the head-to-head comparison over the 2022 Honda CR-V for cheapest auto insurance rates.

2021 Honda CR-V vs. Subaru Forester

For the 2021 Honda CR-V and Subaru Forester models, the Honda CR-V has cheaper car insurance rates by an average of $160 per year.

The rate chart below visualizes the average cost to insure both 2021 models rated for drivers aged 20 to 50. The average car insurance cost ranges from $1,534 to $3,488 per year for a 2021 Honda CR-V, and $1,668 to $3,872 for a 2021 Subaru Forester for these driver ages.

Out of eight Honda CR-V trims, the cheapest 2021 trim to insure is the EX 2WD trim at an average cost of $1,622 per year. For the six trims available for the Subaru Forester, the cheapest 2021 model to insure is the AWD model at a cost of $1,808.

When comparing rates by trim level for both models, the most affordable model and trim level to insure is the Honda CR-V EX 2WD at a cost of $1,622 per year, and the most expensive vehicle to insure is the Subaru Forester Touring AWD at an average cost of $2,026 per year.

The tables shown below show all the available trims for both 2021 models, plus an average rate for each model. The cheapest model to insure for the 2021 model year is the Honda CR-V.

2020 Honda CR-V vs. Subaru Forester

When comparing car insurance rates for the 2020 Honda CR-V and Subaru Forester models, the Honda CR-V is cheaper by an average of $158 per year for this model year.

The chart shown below illustrates the average cost to insure the two models for four different driver age groups. For a 2020 Honda CR-V, average car insurance cost ranges from $1,486 to $3,382 per year for the illustrated age groups. A 2020 Subaru Forester costs from $1,622 to $3,760 to insure per year.

The 2020 Honda CR-V has eight trim levels available, with the cheapest model to insure being the EX 2WD trim at an average cost of $1,574 per year. For the six trim levels available for the Subaru Forester, the cheapest 2020 trim level to insure is the AWD model at a cost of $1,752.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to insure is the Honda CR-V EX 2WD at a cost of $1,574 per year, and the most expensive trim is the Subaru Forester Touring AWD at an average of $1,974 per year.

The tables below show average cost to insure each trim level for a 2020 Honda CR-V and Subaru Forester, including an overall average cost for each model.

2019 Honda CR-V vs. Subaru Forester

For 2019 Honda CR-V and Subaru Forester models, the Honda CR-V is cheaper to insure by an average of $184 per year for this model year.

The rate chart below visualizes the average cost to insure the two models using a range of rated driver ages. For a 2019 Honda CR-V, insurance cost ranges from $1,386 to $3,134 per year for the age groups used in the chart. A 2019 Subaru Forester costs from $1,544 to $3,566 to insure per year.

The 2019 Honda CR-V has eight trim levels available, with the cheapest model to insure being the EX 2WD trim at an average cost of $1,482 per year, or about $124 per month.

For the 10 trims available for the Subaru Forester, the cheapest 2019 trim to insure is the 2 AWD model at a cost of $1,654.

When average car insurance prices for all 18 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the Honda CR-V EX 2WD at an average rate of $1,482 per year. The highest-cost model and trim is the Subaru Forester 2.5I Touring AWD at an average cost of $1,856 per year.

The tables below display average car insurance rates for every trim level for both 2019 models, including an overall average rate. The 2019 Honda CR-V takes the win over the 2019 Subaru Forester for cheapest overall car insurance cost.

2018 Honda CR-V vs. Subaru Forester

For 2018 Honda CR-V and Subaru Forester models, the Honda CR-V is cheaper to insure by an average of $150 per year.

The next chart visualizes the average cost to insure the two models for the 20, 30, 40, and 50-year-old driver age groups. Average insurance cost ranges from $1,334 to $3,010 per year for a 2018 Honda CR-V, and $1,462 to $3,364 for a 2018 Subaru Forester for the driver ages used.

For the 10 trim levels available for the 2018 Honda CR-V, the cheapest trim level to insure is the EX 2WD model at an average cost of $1,420 per year, or around $118 per month.

The 2018 Subaru Forester has six trims available, with the cheapest trim level to insure being the 2.5I AWD trim at an average cost of $1,514 per year, or around $126 per month.

When comparing car insurance rates for both models by trim level, the cheapest trim to insure is the Honda CR-V EX 2WD at a cost of $1,420 per year, and the highest-cost model and trim level is the Subaru Forester 2.0XT Touring AWD at an average of $1,810 per year.

The next two tables show average car insurance rates for each trim level, as well as the overall average rate for each model. The 2018 Honda CR-V has more affordable average car insurance than the 2018 Subaru Forester.

2017 Honda CR-V vs. Subaru Forester

When comparing average insurance cost for 2017 models, the Honda CR-V costs an average of $1,438 per year to insure and the Subaru Forester costs $1,590, making the Honda CR-V the winner by $152 for this model year.

The rate chart below shows the average cost to insure the two models for a range of driver ages. For a 2017 Honda CR-V, insurance cost ranges from $1,282 to $2,882 per year for the age groups used in the chart. A 2017 Subaru Forester costs from $1,408 to $3,236 to insure per year.

For the 10 trim levels available for the 2017 Honda CR-V, the cheapest trim to insure is the EX 2WD trim at an average cost of $1,366 per year, or about $114 per month. The 2017 Subaru Forester has 13 trim levels available, with the cheapest trim level to insure being the 2.5I AWD model at an average cost of $1,450 per year, or about $121 per month.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim level to insure is the Honda CR-V EX 2WD at an average rate of $1,366 per year, and the most expensive trim is the Subaru Forester 2.0XT Touring Navigation AWD at an average cost of $1,682 per year.

The tables shown below illustrate average car insurance rates for each trim level, as well as an average rate for each model. The model with the cheapest overall car insurance cost for 2017 is the Honda CR-V.

2016 Honda CR-V vs. Subaru Forester

When comparing insurance rates for the 2016 Honda CR-V and Subaru Forester models, the Honda CR-V is cheaper to insure by an average of $198 per year for this comparison year.

The rate chart below visualizes the average cost to insure the two models with different ages of drivers. Average insurance cost ranges from $1,242 to $2,744 per year for a 2016 Honda CR-V, and $1,410 to $3,190 for a 2016 Subaru Forester for these driver ages.

For the 12 trim levels available for the 2016 Honda CR-V, the cheapest model to insure is the LX 2WD trim at an average cost of $1,292 per year. The 2016 Subaru Forester has 13 trims available, with the cheapest trim level to insure being the 2.5I AWD trim at an average cost of $1,444 per year.

When rates for all 25 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Honda CR-V LX 2WD at an average rate of $1,292 per year, and the most expensive model and trim level is the Subaru Forester 2.0XT Touring Navigation AWD at a cost of $1,658 per year.

The tables below illustrate the average insurance cost by trim level for both 2016 models, as well as the overall average rate for each model. The 2016 Honda CR-V wins out over the 2016 Subaru Forester for cheapest car insurance rates.

2015 Honda CR-V vs. Subaru Forester

When comparing car insurance rates for the 2015 Honda CR-V and Subaru Forester models, the Honda CR-V is cheaper by an average of $186 per year.

The next chart illustrates the average cost to insure both models rated for different driver ages. For a 2015 Honda CR-V, the average car insurance cost ranges from $1,186 to $2,622 per year for the included driver ages. A 2015 Subaru Forester costs from $1,346 to $3,038 to insure per year.

Out of 10 Honda CR-V trim levels, the cheapest 2015 trim to insure is the LX 2WD trim at an average cost of $1,234 per year. For the 13 trims available for the Subaru Forester, the cheapest 2015 trim level to insure is the 2.5I AWD model at a cost of $1,390 per year, or $116 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest trim to insure is the Honda CR-V LX 2WD at an average rate of $1,234 per year, and the most expensive model and trim level is the Subaru Forester 2.0XT Touring AWD costing $1,588 per year.

The rate tables below show average car insurance cost by trim level for a 2015 Honda CR-V and Subaru Forester, plus the average rate for each model. The 2015 Honda CR-V wins the head-to-head comparison over the 2015 Subaru Forester for the cheapest average car insurance rates.

Additional Honda CR-V and Subaru Forester Resources

• Honda CR-V Insurance Rates
• Subaru Forester Insurance Rates
• Small SUV Insurance Rate Comparisons