Honda Pilot vs. Chevrolet Traverse Insurance – Which is Cheapest?

See if a Honda Pilot or a Chevrolet Traverse has cheaper car insurance rates and save money on your insurance bill.

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  • Out of 34 models in the 2024 midsize SUV segment, the Honda Pilot ranks 18th and the Chevrolet Traverse ranks 11th for cheapest overall car insurance rates.
  • For a 2024 Honda Pilot, average insurance rates cost from $2,186 to $2,482 per year, while car insurance for a 2024 Chevrolet Traverse ranges from $2,116 to $2,370, depending on the trim level being insured.
  • At an annual average cost of $2,336 per year, a 2024 Chevrolet Traverse has less-expensive car insurance than a 2024 Honda Pilot by $98 per year.

Is a Honda Pilot or Chevrolet Traverse cheaper to insure?

Average car insurance rates for a 2024 Honda Pilot are $2,336 per year, and a 2024 Chevrolet Traverse averages $2,238 per year, making the Chevrolet Traverse the winner with cheaper average insurance rates.

Out of 10 trim levels for the 2024 Honda Pilot, the cheapest average car insurance prices are on the LX model at a cost of $2,186 per year. Out of the seven trims available for the Chevrolet Traverse, the cheapest 2024 trim to insure is the LS 2WD trim at a cost of $2,116.

When rates for all 17 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Chevrolet Traverse LS 2WD at an average of $2,116 per year, and the overall most expensive vehicle to insure is the Honda Pilot Elite AWD at an average cost of $2,482 per year.

The table below compares the cost of car insurance for 2024 Honda Pilot and Chevrolet Traverse models, showing average cost by trim level for each model.

2024 Model Year Honda Pilot vs. Chevrolet Traverse Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,116$176
$2,162$180
$2,182$182
$2,186$182
$2,218$185
$2,238$187
$2,248$187
$2,284$190
$2,294$191
$2,308$192
$2,344$195
$2,350$196
$2,370$198
$2,398$200
$2,426$202
$2,432$203
$2,482$207

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2024 Honda Pilot and a 2024 Chevrolet Traverse
Annual and monthly insurance cost by trim level for a 2024 Honda Pilot and a 2024 Chevrolet Traverse

The rate chart below demonstrates the average cost to insure both models for the 20 to 50-year-old driver age groups. Average insurance cost ranges from $2,064 to $4,734 per year for a 2024 Honda Pilot, and $1,990 to $4,468 for a 2024 Chevrolet Traverse.

Average car insurance premiums for 2024 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on October 24, 2025.

Get Rates in Your AreaWhy is this important?

Data Methodology: Rates based on a 2024 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$7,311$6,836
20-Year-Old$4,734$4,468
25-Year-Old$2,716$2,598
30-Year-Old$2,494$2,384
40-Year-Old$2,336$2,238
50-Year-Old$2,064$1,990
60-Year-Old$1,936$1,860

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated October 24, 2025

The rate tables below show the average cost to insure all 2024 trim levels, including an overall average rate. The model with the cheapest average car insurance rates for 2024 is the Chevrolet Traverse.

2024 Honda Pilot

$2,336

Insurance Rates by Trim Level for a 2024 Honda Pilot
2024 Honda Pilot TrimsRate
LX$2,186
LX AWD2,238
Sport2,248
Sport AWD2,294
EX-L2,308
EX-L AWD2,350
Touring2,398
TrailSport AWD2,426
Touring AWD2,432
Elite AWD2,482
2024 Honda Pilot Average Rate$2,336

2024 Chevrolet Traverse

$2,238

Insurance Rates by Trim Level for 2024 Honda Pilot
2024 Chevrolet Traverse TrimsRate
LS 2WD$2,116
LS AWD2,162
LT 2WD2,182
LT AWD2,218
Z71 AWD2,284
RS 2WD2,344
RS AWD2,370
2024 Chevrolet Traverse Average Rate$2,238

2023 Honda Pilot vs. Chevrolet Traverse

Insurance on a 2023 Honda Pilot costs an average of $2,246 per year, and a 2023 Chevrolet Traverse averages $2,226 per year, making the Chevrolet Traverse the better deal by $20 per year.

Out of eight trims for the 2023 Honda Pilot, the cheapest rates are on the Sport model at a cost of $2,122 per year, or $177 per month. Out of the 12 trims available for the Chevrolet Traverse, the cheapest 2023 trim level to insure is the LS 2WD model at a cost of $2,058.

When rates are compared for the 20 trim levels of both 2023 models, the most affordable model and trim level to insure is the Chevrolet Traverse LS 2WD at an average cost of $2,058 per year. The most expensive vehicle to insure is the Honda Pilot Elite AWD at an average of $2,362 per year.

The rate table below compares and ranks the cost of car insurance for 2023 Honda Pilot and Chevrolet Traverse models, with average cost for each trim level.

2023 Model Year Honda Pilot vs. Chevrolet Traverse Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,058$172
$2,102$175
$2,116$176
$2,122$177
$2,168$181
$2,186$182
$2,186$182
$2,188$182
$2,218$185
$2,230$186
$2,252$188
$2,276$190
$2,280$190
$2,282$190
$2,308$192
$2,310$193
$2,318$193
$2,340$195
$2,360$197
$2,362$197

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2023 Honda Pilot and a 2023 Chevrolet Traverse
Annual and monthly insurance cost by trim level for a 2023 Honda Pilot and a 2023 Chevrolet Traverse

The rate chart below displays the average cost to insure both 2023 models for different driver ages. Average insurance cost ranges from $1,986 to $4,558 per year for a 2023 Honda Pilot, and $1,976 to $4,446 for a 2023 Chevrolet Traverse for these driver ages.

Average car insurance premiums for 2023 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2023 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$7,041$6,810
20-Year-Old$4,558$4,446
25-Year-Old$2,612$2,582
30-Year-Old$2,398$2,370
40-Year-Old$2,246$2,226
50-Year-Old$1,986$1,976
60-Year-Old$1,862$1,848

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated October 24, 2025

The next tables display the average cost to insure each trim level for a 2023 Honda Pilot and Chevrolet Traverse, including an overall average cost for each model. The 2023 Chevrolet Traverse has more affordable average car insurance rates than the 2023 Honda Pilot.

2023 Honda Pilot

$2,246

Insurance Rates by Trim Level for a 2023 Honda Pilot
2023 Honda Pilot TrimsRate
Sport$2,122
Sport AWD2,168
EX-L2,188
EX-L AWD2,230
Touring2,276
TrailSport AWD2,308
Touring AWD2,310
Elite AWD2,362
2023 Honda Pilot Average Rate$2,246

2023 Chevrolet Traverse

$2,226

Insurance Rates by Trim Level for 2023 Honda Pilot
2023 Chevrolet Traverse TrimsRate
LS 2WD$2,058
LS AWD2,102
LT Cloth 2WD2,116
LT Cloth AWD2,186
LT Leather 2WD2,186
LT Leather AWD2,218
RS 2WD2,252
RS AWD2,280
Premier 2WD2,282
Premier AWD2,318
High Country 2WD2,340
High Country AWD2,360
2023 Chevrolet Traverse Average Rate$2,226

2022 Honda Pilot vs. Chevrolet Traverse

Insurance cost for a 2022 Honda Pilot averages $2,220 per year, while insurance for a 2022 Chevrolet Traverse averages $2,252 per year, making the Honda Pilot the cheapest to insure.

The actual cost of car insurance can vary quite a bit depending on the trim level being insured, however.

For the Pilot, average insurance rates range from $2,072 per year for the Sport model up to the most expensive rate of $2,342 for the Black Edition model.

For the Traverse, rates range from $2,012 per year on the LS 2WD model up to $2,418 on the most expensive to insure High Country AWD model.

When comparing both models, the cheapest vehicle to insure is the Chevrolet Traverse LS 2WD at an average rate of $2,012 per year. The highest-cost model and trim level is the Chevrolet Traverse High Country AWD costing an average of $2,418 per year.

For a 2022 Honda Pilot, the cheapest models are the Sport, Special Edition, and EX-L. The cheapest Chevrolet Traverse models include the LS 2WD, LS AWD, and LT Cloth 2WD.

The table shown below compares the cost of car insurance for 2022 Honda Pilot and Chevrolet Traverse models, showing average cost for each trim level.

2022 Model Year Honda Pilot vs. Chevrolet Traverse Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,012$168
$2,072$173
$2,134$178
$2,146$179
$2,174$181
$2,200$183
$2,204$184
$2,208$184
$2,214$185
$2,230$186
$2,240$187
$2,274$190
$2,282$190
$2,334$195
$2,340$195
$2,342$195
$2,350$196
$2,402$200
$2,418$202

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2022 Honda Pilot and a 2022 Chevrolet Traverse
Annual and monthly insurance cost by trim level for a 2022 Honda Pilot and a 2022 Chevrolet Traverse

The chart below illustrates the average cost to insure both models for drivers from age 20 to 50. Average insurance cost ranges from $1,962 to $4,512 per year for a 2022 Honda Pilot, and $2,000 to $4,520 for a 2022 Chevrolet Traverse for the age groups included in the chart

Average car insurance premiums for 2022 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2022 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$6,971$6,933
20-Year-Old$4,512$4,520
25-Year-Old$2,584$2,614
30-Year-Old$2,370$2,402
40-Year-Old$2,220$2,252
50-Year-Old$1,962$2,000
60-Year-Old$1,842$1,872

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

Out of seven trim levels for the 2022 Honda Pilot, the cheapest average car insurance prices are on the Sport trim at a cost of $2,072 per year.

The 2022 Chevrolet Traverse has 12 trims available, with the cheapest trim level to insure being the LS 2WD trim at an average cost of $2,012 per year.

When comparing combined rates for both models from a trim-level perspective, the cheapest model and trim level to buy insurance for is the Chevrolet Traverse LS 2WD at a cost of $2,012 per year, and the most expensive vehicle to insure is the Chevrolet Traverse High Country AWD at an average of $2,418 per year.

The next tables detail trim level insurance rates for each 2022 model, plus an average rate for each model. The winner for the 2022 car insurance rate comparison is the Honda Pilot.

2022 Honda Pilot

$2,220

Insurance Rates by Trim Level for a 2022 Honda Pilot
2022 Honda Pilot TrimsRate
Sport$2,072
Special Edition2,174
EX-L2,208
TrailSport2,230
Touring2,240
Elite2,274
Black Edition2,342
2022 Honda Pilot Average Rate$2,220

2022 Chevrolet Traverse

$2,252

Insurance Rates by Trim Level for 2022 Honda Pilot
2022 Chevrolet Traverse TrimsRate
LS 2WD$2,012
LS AWD2,134
LT Cloth 2WD2,146
LT Leather 2WD2,200
LT Cloth AWD2,204
LT Leather AWD2,214
RS 2WD2,282
RS AWD2,334
Premier 2WD2,340
Premier AWD2,350
High Country 2WD2,402
High Country AWD2,418
2022 Chevrolet Traverse Average Rate$2,252

2021 Honda Pilot vs. Chevrolet Traverse

For the 2021 Honda Pilot and Chevrolet Traverse models, the Honda Pilot costs less to insure by an average of $158 per year for this model year.

The chart shown below demonstrates the average insurance cost for both 2021 models with different ages of drivers. The average full-coverage insurance policy ranges from $1,744 to $3,986 per year for a 2021 Honda Pilot, and $1,896 to $4,282 for a 2021 Chevrolet Traverse for the chosen age groups in the chart

Average car insurance premiums for 2021 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$6,152$6,568
20-Year-Old$3,986$4,282
25-Year-Old$2,294$2,478
30-Year-Old$2,110$2,274
40-Year-Old$1,976$2,134
50-Year-Old$1,744$1,896
60-Year-Old$1,634$1,776

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

For the 14 trims available for the 2021 Honda Pilot, the cheapest trim to insure is the LX 2WD model at an average cost of $1,800 per year. Out of the 13 different option levels available for the Chevrolet Traverse, the cheapest 2021 trim level to insure is the L 2WD trim at a cost of $1,844 per year, or around $154 per month.

When comparing rates by trim level for both models, the cheapest model and trim level to insure is the Honda Pilot LX 2WD at an average cost of $1,800 per year, and the highest-cost model and trim is the Chevrolet Traverse High Country AWD at an average cost of $2,308 per year.

The rate tables below detail average car insurance rates for every trim level for both 2021 models, plus an average rate for each model. The 2021 Honda Pilot has cheaper average car insurance rates than the 2021 Chevrolet Traverse.

2021 Honda Pilot

$1,976

Insurance Rates by Trim Level for a 2021 Honda Pilot
2021 Honda Pilot TrimsRate
LX 2WD$1,800
EX 2WD1,886
LX 4WD1,886
EX 4WD1,952
EX-L 2WD1,952
EX-L 4WD1,952
EX-L Navi/Rear Entertainment 2WD1,952
EX-L Navi/Rear Entertainment 4WD2,020
Touring Navi 2WD2,020
Touring Navi 4WD2,020
Touring-7 2WD2,020
Touring-7 4WD2,020
Black 4WD2,084
Elite Navi 4WD2,084
2021 Honda Pilot Average Rate$1,976

2021 Chevrolet Traverse

$2,134

Insurance Rates by Trim Level for 2021 Honda Pilot
2021 Chevrolet Traverse TrimsRate
L 2WD$1,844
LS 2WD1,910
LS AWD2,044
LT Cloth 2WD2,044
LT Cloth AWD2,108
LT Leather 2WD2,108
LT Leather AWD2,174
RS 2WD2,174
Premier 2WD2,240
Premier AWD2,240
RS AWD2,240
High Country 2WD2,308
High Country AWD2,308
2021 Chevrolet Traverse Average Rate$2,134

2020 Honda Pilot vs. Chevrolet Traverse

When comparing insurance rates for 2020 models, a Honda Pilot costs an average of $1,912 per year to insure while a Chevrolet Traverse costs $2,072, making the Honda Pilot more affordable to insure by $160 per year for this model year.

The rate chart below shows the average insurance cost for the two models using a range of rated driver ages. The average full-coverage insurance policy ranges from $1,690 to $3,860 per year on a 2020 Honda Pilot, and $1,842 to $4,162 for a 2020 Chevrolet Traverse.

Average car insurance premiums for 2020 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$5,954$6,378
20-Year-Old$3,860$4,162
25-Year-Old$2,222$2,404
30-Year-Old$2,042$2,206
40-Year-Old$1,912$2,072
50-Year-Old$1,690$1,842
60-Year-Old$1,586$1,724

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

The 2020 Honda Pilot has 14 trim levels available, with the cheapest trim level to insure being the LX 2WD model at an average cost of $1,746 per year, or $146 per month.

For the 13 different trim levels available for the Chevrolet Traverse, the cheapest 2020 trim package to insure is the L 2WD model at a cost of $1,796 per year, or about $150 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Honda Pilot LX 2WD at a cost of $1,746 per year, and the highest-cost model and trim level is the Chevrolet Traverse High Country AWD at an average cost of $2,238 per year.

The rate tables below detail average cost to insure each trim level for a 2020 Honda Pilot and Chevrolet Traverse, as well as an average rate for each model. The cheapest of the two models to insure for the 2020 model year is the Honda Pilot.

2020 Honda Pilot

$1,912

Insurance Rates by Trim Level for a 2020 Honda Pilot
2020 Honda Pilot TrimsRate
LX 2WD$1,746
EX 2WD1,828
LX 4WD1,828
EX 4WD1,890
EX-L 2WD1,890
EX-L 4WD1,890
EX-L Navi/Rear Entertainment 2WD1,890
EX-L Navi/Rear Entertainment 4WD1,954
Touring Navi 2WD1,954
Touring Navi 4WD1,954
Touring-7 2WD1,954
Touring-7 4WD1,954
Black 4WD2,018
Elite Navi 4WD2,018
2020 Honda Pilot Average Rate$1,912

2020 Chevrolet Traverse

$2,072

Insurance Rates by Trim Level for 2020 Honda Pilot
2020 Chevrolet Traverse TrimsRate
L 2WD$1,796
LS 2WD1,858
LS AWD1,986
LT Cloth 2WD1,986
LT Cloth AWD2,048
LT Leather 2WD2,048
LT Leather AWD2,112
RS 2WD2,112
Premier 2WD2,174
Premier AWD2,174
RS AWD2,174
High Country 2WD2,238
High Country AWD2,238
2020 Chevrolet Traverse Average Rate$2,072

2019 Honda Pilot vs. Chevrolet Traverse

A 2019 Chevrolet Traverse is $44 cheaper to insure per year on average than a 2019 Honda Pilot, a difference of 2.4%.

The chart shown below displays the average car insurance cost for both models with different ages of drivers. For a 2019 Honda Pilot, average insurance cost ranges from $1,652 to $3,794 per year for the five driver ages sampled in the chart. Full-coverage car insurance on a 2019 Chevrolet Traverse ranges from $1,624 to $3,652 on average per year.

Average car insurance premiums for 2019 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2019 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$5,863$5,602
20-Year-Old$3,794$3,652
25-Year-Old$2,172$2,114
30-Year-Old$1,996$1,940
40-Year-Old$1,870$1,826
50-Year-Old$1,652$1,624
60-Year-Old$1,550$1,520

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated October 24, 2025

Out of 14 trims for the 2019 Honda Pilot, the cheapest rates are on the LX 2WD trim at a cost of $1,710 per year. For the 11 different option levels available for the Chevrolet Traverse, the cheapest 2019 trim to insure is the L 2WD trim at a cost of $1,578 per year, or around $132 per month.

When trim-level rates for both models are compared, the overall cheapest vehicle to buy insurance for is the Chevrolet Traverse L 2WD at an average rate of $1,578 per year. The highest-cost model and trim level is the Chevrolet Traverse High Country AWD at a cost of $2,004 per year.

The two tables below show the cost to insure the available trim levels for both 2019 models, as well as an average rate for each model. The 2019 Chevrolet Traverse has more affordable average car insurance rates than the 2019 Honda Pilot.

2019 Honda Pilot

$1,870

Insurance Rates by Trim Level for a 2019 Honda Pilot
2019 Honda Pilot TrimsRate
LX 2WD$1,710
EX 2WD1,790
LX 4WD1,790
EX 4WD1,850
EX-L 2WD1,850
EX-L 4WD1,850
EX-L Navi/Rear Entertainment 2WD1,850
EX-L Navi/Rear Entertainment 4WD1,912
Touring Navigation 2WD1,912
Touring Navigation 4WD1,912
Touring-7 2WD1,912
Touring-7 4WD1,912
Black 4WD1,972
Elite Navigation 4WD1,972
2019 Honda Pilot Average Rate$1,870

2019 Chevrolet Traverse

$1,826

Insurance Rates by Trim Level for 2019 Honda Pilot
2019 Chevrolet Traverse TrimsRate
L 2WD$1,578
LS 2WD1,682
LS AWD1,760
LT Cloth 2WD1,760
LT Cloth AWD1,822
LT Leather 2WD1,822
LT Leather AWD1,882
RS 2WD1,882
Premier 2WD1,944
Premier AWD1,944
High Country AWD2,004
2019 Chevrolet Traverse Average Rate$1,826

2018 Honda Pilot vs. Chevrolet Traverse

When comparing insurance rates for 2018 models, the Honda Pilot costs $1,778 per year for a full-coverage policy and the Chevrolet Traverse costs $1,734, making the Chevrolet Traverse the cheaper model to insure by $44.

The following chart demonstrates the average car insurance cost for both models rated for drivers aged 20 to 50. For a 2018 Honda Pilot, the average cost of car insurance ranges from $1,572 to $3,596 per year for the age groups used in this illustration. Auto insurance on a 2018 Chevrolet Traverse costs from $1,544 to $3,468 on average per year.

Average car insurance premiums for 2018 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2018 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$5,552$5,308
20-Year-Old$3,596$3,468
25-Year-Old$2,064$2,008
30-Year-Old$1,896$1,844
40-Year-Old$1,778$1,734
50-Year-Old$1,572$1,544
60-Year-Old$1,474$1,446

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated October 24, 2025

Out of 17 trims for the 2018 Honda Pilot, the cheapest insurance rates are on the LX 2WD trim at a cost of $1,654 per year.

Out of the nine trim options available for the Chevrolet Traverse, the cheapest 2018 trim level to insure is the L 2WD trim at a cost of $1,516 per year, or around $126 per month.

When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to insure is the Chevrolet Traverse L 2WD at an average of $1,516 per year. The highest-cost model and trim is the Chevrolet Traverse High Country AWD costing $1,914 per year.

The next two tables break down the average cost to insure all 2018 trim levels, along with an average cost for each model. The model with the cheapest overall car insurance rates for 2018 is the Chevrolet Traverse.

2018 Honda Pilot

$1,778

Insurance Rates by Trim Level for a 2018 Honda Pilot
2018 Honda Pilot TrimsRate
LX 2WD$1,654
LX 4WD1,654
EX 2WD1,728
EX 4WD1,728
EX Sensing 2WD1,728
EX Sensing 4WD1,786
EX-L 2WD1,786
EX-L 4WD1,786
EX-L Navigation 2WD1,786
EX-L Navigation 4WD1,786
EX-L Rear Entertainment 2WD1,786
EX-L Sensing 2WD1,786
EX-L Sensing 4WD1,786
EX-L Rear Entertainment 4WD1,842
Touring Navigation 2WD1,842
Touring Navigation 4WD1,842
Elite Navigation 4WD1,900
2018 Honda Pilot Average Rate$1,778

2018 Chevrolet Traverse

$1,734

Insurance Rates by Trim Level for 2018 Honda Pilot
2018 Chevrolet Traverse TrimsRate
L 2WD$1,516
LS 2WD1,612
LS AWD1,686
LT 2WD1,686
LT AWD1,742
Premier 2WD1,800
RS 2WD1,800
Premier AWD1,858
High Country AWD1,914
2018 Chevrolet Traverse Average Rate$1,734

2017 Honda Pilot vs. Chevrolet Traverse

When comparing car insurance rates for 2017 models, the Honda Pilot costs $1,702 per year for a full-coverage policy and the Chevrolet Traverse costs $1,652, making the Chevrolet Traverse the cheaper model to insure by $50 for the 2017 comparison year.

The following chart displays the average insurance cost for both models rated for a variety of different driver ages. For a 2017 Honda Pilot, the average cost of car insurance ranges from $1,506 to $3,444 per year for the included age groups. Insurance on a 2017 Chevrolet Traverse ranges from $1,476 to $3,296 on average per year.

Average car insurance premiums for 2017 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2017 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$5,312$5,043
20-Year-Old$3,444$3,296
25-Year-Old$1,974$1,914
30-Year-Old$1,816$1,756
40-Year-Old$1,702$1,652
50-Year-Old$1,506$1,476
60-Year-Old$1,414$1,380

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated October 24, 2025

Out of 17 trims for the 2017 Honda Pilot, the cheapest auto insurance rates are on the LX 2WD trim at a cost of $1,588 per year. Out of the six different trims available for the Chevrolet Traverse, the cheapest 2017 model to insure is the LS 2WD trim at a cost of $1,470 per year, or about $123 per month.

When all 23 trims of both models are combined and compared, the lowest-cost model and trim level to buy insurance for is the Chevrolet Traverse LS 2WD at an average of $1,470 per year, and the overall most expensive vehicle to insure is the Honda Pilot Elite Navigation 4WD at an average of $1,820 per year.

The tables shown below illustrate average car insurance cost by trim level for each 2017 model, including the average rate for each model. The cheapest model to insure for the 2017 model year is the Chevrolet Traverse.

2017 Honda Pilot

$1,702

Insurance Rates by Trim Level for a 2017 Honda Pilot
2017 Honda Pilot TrimsRate
LX 2WD$1,588
LX 4WD1,588
EX 2WD1,658
EX 4WD1,658
EX Sensing 2WD1,658
EX Sensing 4WD1,658
EX-L 2WD1,714
EX-L Sensing 4WD1,714
EX-L Sensing 2WD1,718
EX-L 4WD1,720
EX-L Rear Entertainment 4WD1,720
EX-L Rear Entertainment 2WD1,724
EX-L Navigation 4WD1,728
EX-L Navigation 2WD1,732
Touring Navigation 2WD1,766
Touring Navigation 4WD1,766
Elite Navigation 4WD1,820
2017 Honda Pilot Average Rate$1,702

2017 Chevrolet Traverse

$1,652

Insurance Rates by Trim Level for 2017 Honda Pilot
2017 Chevrolet Traverse TrimsRate
LS 2WD$1,470
LS AWD1,634
LT 2WD1,634
LT AWD1,686
Premier 2WD1,742
Premier AWD1,742
2017 Chevrolet Traverse Average Rate$1,652

2016 Honda Pilot vs. Chevrolet Traverse

When comparing average insurance rates for the 2016 Honda Pilot and Chevrolet Traverse models, the Chevrolet Traverse has cheaper rates by an average of $164 per year.

The following chart shows the average insurance cost for both models rated for a variety of different driver ages. For a 2016 Honda Pilot, the average car insurance cost ranges from $1,524 to $3,474 per year for the age groups included in the chart. Car insurance for a 2016 Chevrolet Traverse ranges from $1,386 to $3,088 on average per year.

Average car insurance premiums for 2016 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2016 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$5,356$4,721
20-Year-Old$3,474$3,088
25-Year-Old$1,988$1,790
30-Year-Old$1,820$1,640
40-Year-Old$1,712$1,548
50-Year-Old$1,524$1,386
60-Year-Old$1,426$1,294

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated October 24, 2025

For the 17 trims available for the 2016 Honda Pilot, the cheapest trim level to insure is the LX 2WD model at an average cost of $1,544 per year, or about $129 per month.

Out of the six trims available for the Chevrolet Traverse, the cheapest 2016 trim level to insure is the LS 2WD model at a cost of $1,426.

When auto insurance rates for all 23 trims of both models are combined and sorted by cost, the overall cheapest vehicle to insure is the Chevrolet Traverse LS 2WD at a cost of $1,426 per year. The most expensive model and trim level is the Honda Pilot Elite Navigation 4WD costing an average of $1,840 per year.

The tables below show both 2016 models and all trim levels available for each one, including an overall average rate. The 2016 Chevrolet Traverse has cheaper average auto insurance rates than the 2016 Honda Pilot.

2016 Honda Pilot

$1,712

Insurance Rates by Trim Level for a 2016 Honda Pilot
2016 Honda Pilot TrimsRate
LX 2WD$1,544
EX 2WD1,594
LX 4WD1,594
EX 4WD1,692
EX Sensing 2WD1,692
EX Sensing 4WD1,692
EX-L 2WD1,692
EX-L 4WD1,740
EX-L Navigation 2WD1,740
EX-L Navigation 4WD1,740
EX-L Rear Entertainment 2WD1,740
EX-L Rear Entertainment 4WD1,740
EX-L Sensing 2WD1,740
EX-L Sensing 4WD1,740
Touring Navigation 2WD1,790
Touring Navigation 4WD1,790
Elite Navigation 4WD1,840
2016 Honda Pilot Average Rate$1,712

2016 Chevrolet Traverse

$1,548

Insurance Rates by Trim Level for 2016 Honda Pilot
2016 Chevrolet Traverse TrimsRate
LS 2WD$1,426
LS AWD1,522
LT 2WD1,522
LT AWD1,572
LTZ 2WD1,622
LTZ AWD1,622
2016 Chevrolet Traverse Average Rate$1,548

2015 Honda Pilot vs. Chevrolet Traverse

For the 2015 Honda Pilot and Chevrolet Traverse models, the Honda Pilot has cheaper car insurance cost by an average of $18 per year.

The next chart visualizes the average car insurance cost for the two models rated for multiple driver ages. For a 2015 Honda Pilot, the average cost of car insurance ranges from $1,410 to $3,170 per year for the age groups used in this illustration. Insurance on a 2015 Chevrolet Traverse ranges from $1,426 to $3,202 on average per year.

Average car insurance premiums for 2015 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2015 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$4,851$4,905
20-Year-Old$3,170$3,202
25-Year-Old$1,822$1,842
30-Year-Old$1,666$1,682
40-Year-Old$1,572$1,590
50-Year-Old$1,410$1,426
60-Year-Old$1,318$1,332

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated October 24, 2025

The 2015 Honda Pilot has 14 trim levels available, with the cheapest trim level to insure being the SE 4WD trim at an average cost of $1,396 per year, or around $116 per month. For the six trim and option levels available for the Chevrolet Traverse, the cheapest 2015 trim package to insure is the LS 2WD model at a cost of $1,498 per year, or $125 per month.

When rates for all 20 trims of both models are combined and sorted by cost, the most affordable model and trim level to insure is the Honda Pilot SE 4WD at an average of $1,396 per year, and the highest-cost model and trim level is the Chevrolet Traverse LTZ AWD at an average cost of $1,680 per year.

The next two tables break down the cost to insure the available trim levels for both 2015 models, along with the average rate for each model. The winner for the 2015 car insurance comparison is the Honda Pilot.

2015 Honda Pilot

$1,572

Insurance Rates by Trim Level for a 2015 Honda Pilot
2015 Honda Pilot TrimsRate
SE 4WD$1,396
LX 2WD1,442
EX 2WD1,488
LX 4WD1,488
EX 4WD1,578
EX-L 2WD1,578
SE 2WD1,578
EX-L 4WD1,626
EX-L Navigation 2WD1,626
EX-L Navigation 4WD1,626
EX-L RES 2WD1,626
EX-L RES 4WD1,626
Touring 2WD1,670
Touring 4WD1,670
2015 Honda Pilot Average Rate$1,572

2015 Chevrolet Traverse

$1,590

Insurance Rates by Trim Level for 2015 Honda Pilot
2015 Chevrolet Traverse TrimsRate
LS 2WD$1,498
LS AWD1,498
LT 2WD1,590
LT AWD1,590
LTZ 2WD1,680
LTZ AWD1,680
2015 Chevrolet Traverse Average Rate$1,590

Additional Honda Pilot and Chevrolet Traverse Resources