Honda Pilot vs. Chevrolet Traverse Insurance – Which is Cheapest?

See if a Honda Pilot or a Chevrolet Traverse has cheaper car insurance rates and save money on your insurance bill.

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  • Out of 34 models in the 2024 midsize SUV segment, the Honda Pilot ranks 18th and the Chevrolet Traverse ranks 11th for cheapest overall car insurance rates.
  • For a 2024 Honda Pilot, average insurance rates cost from $2,132 to $2,422 per year, while car insurance for a 2024 Chevrolet Traverse ranges from $2,066 to $2,312, depending on the trim level being insured.
  • At an annual average cost of $2,280 per year, a 2024 Chevrolet Traverse has less-expensive car insurance than a 2024 Honda Pilot by $94 per year.

Is a Honda Pilot or Chevrolet Traverse cheaper to insure?

Average car insurance rates for a 2024 Honda Pilot are $2,280 per year, and a 2024 Chevrolet Traverse averages $2,186 per year, making the Chevrolet Traverse the winner with cheaper average insurance rates.

Out of 10 trim levels for the 2024 Honda Pilot, the cheapest average car insurance prices are on the LX model at a cost of $2,132 per year. Out of the seven trims available for the Chevrolet Traverse, the cheapest 2024 trim to insure is the LS 2WD trim at a cost of $2,066.

When rates for all 17 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Chevrolet Traverse LS 2WD at an average of $2,066 per year, and the overall most expensive vehicle to insure is the Honda Pilot Elite AWD at an average cost of $2,422 per year.

The table below compares the cost of car insurance for 2024 Honda Pilot and Chevrolet Traverse models, showing average cost by trim level for each model.

2024 Model Year Honda Pilot vs. Chevrolet Traverse Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,066$172
$2,110$176
$2,132$178
$2,132$178
$2,168$181
$2,186$182
$2,192$183
$2,232$186
$2,240$187
$2,254$188
$2,290$191
$2,294$191
$2,312$193
$2,340$195
$2,366$197
$2,374$198
$2,422$202

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2024 Honda Pilot and a 2024 Chevrolet Traverse
Annual and monthly insurance cost by trim level for a 2024 Honda Pilot and a 2024 Chevrolet Traverse

The rate chart below demonstrates the average cost to insure both models for the 20 to 50-year-old driver age groups. Average insurance cost ranges from $2,014 to $4,622 per year for a 2024 Honda Pilot, and $1,944 to $4,358 for a 2024 Chevrolet Traverse.

Average car insurance premiums for 2024 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 1: Average car insurance premiums for 2024 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on June 26, 2025.

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Data Methodology: Rates based on a 2024 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$7,137$6,669
20-Year-Old$4,622$4,358
25-Year-Old$2,650$2,534
30-Year-Old$2,436$2,326
40-Year-Old$2,280$2,186
50-Year-Old$2,014$1,944
60-Year-Old$1,888$1,814

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated June 26, 2025

The rate tables below show the average cost to insure all 2024 trim levels, including an overall average rate. The model with the cheapest average car insurance rates for 2024 is the Chevrolet Traverse.

2024 Honda Pilot

$2,280

Insurance Rates by Trim Level for a 2024 Honda Pilot
2024 Honda Pilot TrimsRate
LX$2,132
LX AWD2,186
Sport2,192
Sport AWD2,240
EX-L2,254
EX-L AWD2,294
Touring2,340
TrailSport AWD2,366
Touring AWD2,374
Elite AWD2,422
2024 Honda Pilot Average Rate$2,280

2024 Chevrolet Traverse

$2,186

Insurance Rates by Trim Level for 2024 Honda Pilot
2024 Chevrolet Traverse TrimsRate
LS 2WD$2,066
LS AWD2,110
LT 2WD2,132
LT AWD2,168
Z71 AWD2,232
RS 2WD2,290
RS AWD2,312
2024 Chevrolet Traverse Average Rate$2,186

2023 Honda Pilot vs. Chevrolet Traverse

Insurance on a 2023 Honda Pilot costs an average of $2,192 per year, and a 2023 Chevrolet Traverse averages $2,174 per year, making the Chevrolet Traverse the better deal by $18 per year.

Out of eight trims for the 2023 Honda Pilot, the cheapest rates are on the Sport model at a cost of $2,072 per year, or $173 per month. Out of the 12 trims available for the Chevrolet Traverse, the cheapest 2023 trim level to insure is the LS 2WD model at a cost of $2,010.

When rates are compared for the 20 trim levels of both 2023 models, the most affordable model and trim level to insure is the Chevrolet Traverse LS 2WD at an average cost of $2,010 per year. The most expensive vehicle to insure is the Chevrolet Traverse High Country AWD at an average of $2,306 per year.

The rate table below compares and ranks the cost of car insurance for 2023 Honda Pilot and Chevrolet Traverse models, with average cost for each trim level.

2023 Model Year Honda Pilot vs. Chevrolet Traverse Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,010$168
$2,052$171
$2,068$172
$2,072$173
$2,118$177
$2,136$178
$2,136$178
$2,136$178
$2,166$181
$2,176$181
$2,200$183
$2,224$185
$2,226$186
$2,228$186
$2,254$188
$2,256$188
$2,264$189
$2,286$191
$2,306$192
$2,306$192

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2023 Honda Pilot and a 2023 Chevrolet Traverse
Annual and monthly insurance cost by trim level for a 2023 Honda Pilot and a 2023 Chevrolet Traverse

The rate chart below displays the average cost to insure both 2023 models for different driver ages. Average insurance cost ranges from $1,940 to $4,450 per year for a 2023 Honda Pilot, and $1,930 to $4,340 for a 2023 Chevrolet Traverse for these driver ages.

Average car insurance premiums for 2023 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 2: Average car insurance premiums for 2023 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2023 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$6,875$6,643
20-Year-Old$4,450$4,340
25-Year-Old$2,550$2,520
30-Year-Old$2,340$2,312
40-Year-Old$2,192$2,174
50-Year-Old$1,940$1,930
60-Year-Old$1,818$1,804

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 27, 2025

The next tables display the average cost to insure each trim level for a 2023 Honda Pilot and Chevrolet Traverse, including an overall average cost for each model. The 2023 Chevrolet Traverse has more affordable average car insurance rates than the 2023 Honda Pilot.

2023 Honda Pilot

$2,192

Insurance Rates by Trim Level for a 2023 Honda Pilot
2023 Honda Pilot TrimsRate
Sport$2,072
Sport AWD2,118
EX-L2,136
EX-L AWD2,176
Touring2,224
TrailSport AWD2,254
Touring AWD2,256
Elite AWD2,306
2023 Honda Pilot Average Rate$2,192

2023 Chevrolet Traverse

$2,174

Insurance Rates by Trim Level for 2023 Honda Pilot
2023 Chevrolet Traverse TrimsRate
LS 2WD$2,010
LS AWD2,052
LT Cloth 2WD2,068
LT Cloth AWD2,136
LT Leather 2WD2,136
LT Leather AWD2,166
RS 2WD2,200
RS AWD2,226
Premier 2WD2,228
Premier AWD2,264
High Country 2WD2,286
High Country AWD2,306
2023 Chevrolet Traverse Average Rate$2,174

2022 Honda Pilot vs. Chevrolet Traverse

Insurance cost for a 2022 Honda Pilot averages $2,168 per year, while insurance for a 2022 Chevrolet Traverse averages $2,202 per year, making the Honda Pilot the cheapest to insure.

The actual cost of car insurance can vary quite a bit depending on the trim level being insured, however.

For the Pilot, average insurance rates range from $2,024 per year for the Sport model up to the most expensive rate of $2,288 for the Black Edition model.

For the Traverse, rates range from $1,964 per year on the LS 2WD model up to $2,362 on the most expensive to insure High Country AWD model.

When comparing both models, the cheapest vehicle to insure is the Chevrolet Traverse LS 2WD at an average rate of $1,964 per year. The highest-cost model and trim level is the Chevrolet Traverse High Country AWD costing an average of $2,362 per year.

For a 2022 Honda Pilot, the cheapest models are the Sport, Special Edition, and EX-L. The cheapest Chevrolet Traverse models include the LS 2WD, LS AWD, and LT Cloth 2WD.

The table shown below compares the cost of car insurance for 2022 Honda Pilot and Chevrolet Traverse models, showing average cost for each trim level.

2022 Model Year Honda Pilot vs. Chevrolet Traverse Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,964$164
$2,024$169
$2,086$174
$2,098$175
$2,122$177
$2,150$179
$2,154$180
$2,156$180
$2,164$180
$2,178$182
$2,188$182
$2,222$185
$2,230$186
$2,278$190
$2,286$191
$2,288$191
$2,296$191
$2,346$196
$2,362$197

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2022 Honda Pilot and a 2022 Chevrolet Traverse
Annual and monthly insurance cost by trim level for a 2022 Honda Pilot and a 2022 Chevrolet Traverse

The chart below illustrates the average cost to insure both models for drivers from age 20 to 50. Average insurance cost ranges from $1,916 to $4,406 per year for a 2022 Honda Pilot, and $1,952 to $4,412 for a 2022 Chevrolet Traverse for the age groups included in the chart

Average car insurance premiums for 2022 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 3: Average car insurance premiums for 2022 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2022 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$6,802$6,764
20-Year-Old$4,406$4,412
25-Year-Old$2,524$2,552
30-Year-Old$2,316$2,340
40-Year-Old$2,168$2,202
50-Year-Old$1,916$1,952
60-Year-Old$1,796$1,826

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 27, 2025

Out of seven trim levels for the 2022 Honda Pilot, the cheapest average car insurance prices are on the Sport trim at a cost of $2,024 per year.

The 2022 Chevrolet Traverse has 12 trims available, with the cheapest trim level to insure being the LS 2WD trim at an average cost of $1,964 per year.

When comparing combined rates for both models from a trim-level perspective, the cheapest model and trim level to buy insurance for is the Chevrolet Traverse LS 2WD at a cost of $1,964 per year, and the most expensive vehicle to insure is the Chevrolet Traverse High Country AWD at an average of $2,362 per year.

The next tables detail trim level insurance rates for each 2022 model, plus an average rate for each model. The winner for the 2022 car insurance rate comparison is the Honda Pilot.

2022 Honda Pilot

$2,168

Insurance Rates by Trim Level for a 2022 Honda Pilot
2022 Honda Pilot TrimsRate
Sport$2,024
Special Edition2,122
EX-L2,156
TrailSport2,178
Touring2,188
Elite2,222
Black Edition2,288
2022 Honda Pilot Average Rate$2,168

2022 Chevrolet Traverse

$2,202

Insurance Rates by Trim Level for 2022 Honda Pilot
2022 Chevrolet Traverse TrimsRate
LS 2WD$1,964
LS AWD2,086
LT Cloth 2WD2,098
LT Leather 2WD2,150
LT Cloth AWD2,154
LT Leather AWD2,164
RS 2WD2,230
RS AWD2,278
Premier 2WD2,286
Premier AWD2,296
High Country 2WD2,346
High Country AWD2,362
2022 Chevrolet Traverse Average Rate$2,202

2021 Honda Pilot vs. Chevrolet Traverse

For the 2021 Honda Pilot and Chevrolet Traverse models, the Honda Pilot costs less to insure by an average of $156 per year for this model year.

The chart shown below demonstrates the average insurance cost for both 2021 models with different ages of drivers. The average full-coverage insurance policy ranges from $1,702 to $3,890 per year for a 2021 Honda Pilot, and $1,852 to $4,180 for a 2021 Chevrolet Traverse for the chosen age groups in the chart

Average car insurance premiums for 2021 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 4: Average car insurance premiums for 2021 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2021 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$6,006$6,409
20-Year-Old$3,890$4,180
25-Year-Old$2,240$2,418
30-Year-Old$2,058$2,216
40-Year-Old$1,928$2,084
50-Year-Old$1,702$1,852
60-Year-Old$1,596$1,734

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 26, 2025

For the 14 trims available for the 2021 Honda Pilot, the cheapest trim to insure is the LX 2WD model at an average cost of $1,756 per year. Out of the 13 different option levels available for the Chevrolet Traverse, the cheapest 2021 trim level to insure is the L 2WD trim at a cost of $1,802 per year, or around $150 per month.

When comparing rates by trim level for both models, the cheapest model and trim level to insure is the Honda Pilot LX 2WD at an average cost of $1,756 per year, and the highest-cost model and trim is the Chevrolet Traverse High Country AWD at an average cost of $2,252 per year.

The rate tables below detail average car insurance rates for every trim level for both 2021 models, plus an average rate for each model. The 2021 Honda Pilot has cheaper average car insurance rates than the 2021 Chevrolet Traverse.

2021 Honda Pilot

$1,928

Insurance Rates by Trim Level for a 2021 Honda Pilot
2021 Honda Pilot TrimsRate
LX 2WD$1,756
EX 2WD1,842
LX 4WD1,842
EX 4WD1,906
EX-L 2WD1,906
EX-L 4WD1,906
EX-L Navi/Rear Entertainment 2WD1,906
EX-L Navi/Rear Entertainment 4WD1,970
Touring Navi 2WD1,970
Touring Navi 4WD1,970
Touring-7 2WD1,970
Touring-7 4WD1,970
Black 4WD2,034
Elite Navi 4WD2,034
2021 Honda Pilot Average Rate$1,928

2021 Chevrolet Traverse

$2,084

Insurance Rates by Trim Level for 2021 Honda Pilot
2021 Chevrolet Traverse TrimsRate
L 2WD$1,802
LS 2WD1,866
LS AWD1,996
LT Cloth 2WD1,996
LT Cloth AWD2,058
LT Leather 2WD2,058
LT Leather AWD2,124
RS 2WD2,124
Premier 2WD2,188
Premier AWD2,188
RS AWD2,188
High Country 2WD2,252
High Country AWD2,252
2021 Chevrolet Traverse Average Rate$2,084

2020 Honda Pilot vs. Chevrolet Traverse

When comparing insurance rates for 2020 models, a Honda Pilot costs an average of $1,868 per year to insure while a Chevrolet Traverse costs $2,024, making the Honda Pilot more affordable to insure by $156 per year for this model year.

The rate chart below shows the average insurance cost for the two models using a range of rated driver ages. The average full-coverage insurance policy ranges from $1,648 to $3,764 per year on a 2020 Honda Pilot, and $1,802 to $4,060 for a 2020 Chevrolet Traverse.

Average car insurance premiums for 2020 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 5: Average car insurance premiums for 2020 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2020 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$5,812$6,224
20-Year-Old$3,764$4,060
25-Year-Old$2,170$2,348
30-Year-Old$1,994$2,150
40-Year-Old$1,868$2,024
50-Year-Old$1,648$1,802
60-Year-Old$1,546$1,684

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 27, 2025

The 2020 Honda Pilot has 14 trim levels available, with the cheapest trim level to insure being the LX 2WD model at an average cost of $1,704 per year, or $142 per month.

For the 13 different trim levels available for the Chevrolet Traverse, the cheapest 2020 trim package to insure is the L 2WD model at a cost of $1,754 per year, or about $146 per month.

When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Honda Pilot LX 2WD at a cost of $1,704 per year, and the highest-cost model and trim level is the Chevrolet Traverse High Country AWD at an average cost of $2,186 per year.

The rate tables below detail average cost to insure each trim level for a 2020 Honda Pilot and Chevrolet Traverse, as well as an average rate for each model. The cheapest of the two models to insure for the 2020 model year is the Honda Pilot.

2020 Honda Pilot

$1,868

Insurance Rates by Trim Level for a 2020 Honda Pilot
2020 Honda Pilot TrimsRate
LX 2WD$1,704
EX 2WD1,784
LX 4WD1,784
EX 4WD1,846
EX-L 2WD1,846
EX-L 4WD1,846
EX-L Navi/Rear Entertainment 2WD1,846
EX-L Navi/Rear Entertainment 4WD1,908
Touring Navi 2WD1,908
Touring Navi 4WD1,908
Touring-7 2WD1,908
Touring-7 4WD1,908
Black 4WD1,970
Elite Navi 4WD1,970
2020 Honda Pilot Average Rate$1,868

2020 Chevrolet Traverse

$2,024

Insurance Rates by Trim Level for 2020 Honda Pilot
2020 Chevrolet Traverse TrimsRate
L 2WD$1,754
LS 2WD1,816
LS AWD1,938
LT Cloth 2WD1,938
LT Cloth AWD2,000
LT Leather 2WD2,000
LT Leather AWD2,062
RS 2WD2,062
Premier 2WD2,124
Premier AWD2,124
RS AWD2,124
High Country 2WD2,186
High Country AWD2,186
2020 Chevrolet Traverse Average Rate$2,024

2019 Honda Pilot vs. Chevrolet Traverse

A 2019 Chevrolet Traverse is $44 cheaper to insure per year on average than a 2019 Honda Pilot, a difference of 2.4%.

The chart shown below displays the average car insurance cost for both models with different ages of drivers. For a 2019 Honda Pilot, average insurance cost ranges from $1,612 to $3,704 per year for the five driver ages sampled in the chart. Full-coverage car insurance on a 2019 Chevrolet Traverse ranges from $1,586 to $3,568 on average per year.

Average car insurance premiums for 2019 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 6: Average car insurance premiums for 2019 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2019 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$5,725$5,467
20-Year-Old$3,704$3,568
25-Year-Old$2,122$2,064
30-Year-Old$1,950$1,896
40-Year-Old$1,826$1,782
50-Year-Old$1,612$1,586
60-Year-Old$1,512$1,482

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 27, 2025

Out of 14 trims for the 2019 Honda Pilot, the cheapest rates are on the LX 2WD trim at a cost of $1,670 per year. For the 11 different option levels available for the Chevrolet Traverse, the cheapest 2019 trim to insure is the L 2WD trim at a cost of $1,542 per year, or around $129 per month.

When trim-level rates for both models are compared, the overall cheapest vehicle to buy insurance for is the Chevrolet Traverse L 2WD at an average rate of $1,542 per year. The highest-cost model and trim level is the Chevrolet Traverse High Country AWD at a cost of $1,956 per year.

The two tables below show the cost to insure the available trim levels for both 2019 models, as well as an average rate for each model. The 2019 Chevrolet Traverse has more affordable average car insurance rates than the 2019 Honda Pilot.

2019 Honda Pilot

$1,826

Insurance Rates by Trim Level for a 2019 Honda Pilot
2019 Honda Pilot TrimsRate
LX 2WD$1,670
EX 2WD1,746
LX 4WD1,746
EX 4WD1,806
EX-L 2WD1,806
EX-L 4WD1,806
EX-L Navi/Rear Entertainment 2WD1,806
EX-L Navi/Rear Entertainment 4WD1,866
Touring Navigation 2WD1,866
Touring Navigation 4WD1,866
Touring-7 2WD1,866
Touring-7 4WD1,866
Black 4WD1,924
Elite Navigation 4WD1,924
2019 Honda Pilot Average Rate$1,826

2019 Chevrolet Traverse

$1,782

Insurance Rates by Trim Level for 2019 Honda Pilot
2019 Chevrolet Traverse TrimsRate
L 2WD$1,542
LS 2WD1,642
LS AWD1,720
LT Cloth 2WD1,720
LT Cloth AWD1,780
LT Leather 2WD1,780
LT Leather AWD1,838
RS 2WD1,838
Premier 2WD1,898
Premier AWD1,898
High Country AWD1,956
2019 Chevrolet Traverse Average Rate$1,782

2018 Honda Pilot vs. Chevrolet Traverse

When comparing insurance rates for 2018 models, the Honda Pilot costs $1,732 per year for a full-coverage policy and the Chevrolet Traverse costs $1,694, making the Chevrolet Traverse the cheaper model to insure by $38.

The following chart demonstrates the average car insurance cost for both models rated for drivers aged 20 to 50. For a 2018 Honda Pilot, the average cost of car insurance ranges from $1,532 to $3,508 per year for the age groups used in this illustration. Auto insurance on a 2018 Chevrolet Traverse costs from $1,510 to $3,384 on average per year.

Average car insurance premiums for 2018 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 7: Average car insurance premiums for 2018 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2018 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$5,419$5,182
20-Year-Old$3,508$3,384
25-Year-Old$2,014$1,962
30-Year-Old$1,850$1,798
40-Year-Old$1,732$1,694
50-Year-Old$1,532$1,510
60-Year-Old$1,438$1,410

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 27, 2025

Out of 17 trims for the 2018 Honda Pilot, the cheapest insurance rates are on the LX 2WD trim at a cost of $1,614 per year.

Out of the nine trim options available for the Chevrolet Traverse, the cheapest 2018 trim level to insure is the L 2WD trim at a cost of $1,480 per year, or around $123 per month.

When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to insure is the Chevrolet Traverse L 2WD at an average of $1,480 per year. The highest-cost model and trim is the Chevrolet Traverse High Country AWD costing $1,868 per year.

The next two tables break down the average cost to insure all 2018 trim levels, along with an average cost for each model. The model with the cheapest overall car insurance rates for 2018 is the Chevrolet Traverse.

2018 Honda Pilot

$1,732

Insurance Rates by Trim Level for a 2018 Honda Pilot
2018 Honda Pilot TrimsRate
LX 2WD$1,614
LX 4WD1,614
EX 2WD1,684
EX 4WD1,684
EX Sensing 2WD1,684
EX Sensing 4WD1,742
EX-L 2WD1,742
EX-L 4WD1,742
EX-L Navigation 2WD1,742
EX-L Navigation 4WD1,742
EX-L Rear Entertainment 2WD1,742
EX-L Sensing 2WD1,742
EX-L Sensing 4WD1,742
EX-L Rear Entertainment 4WD1,796
Touring Navigation 2WD1,796
Touring Navigation 4WD1,796
Elite Navigation 4WD1,852
2018 Honda Pilot Average Rate$1,732

2018 Chevrolet Traverse

$1,694

Insurance Rates by Trim Level for 2018 Honda Pilot
2018 Chevrolet Traverse TrimsRate
L 2WD$1,480
LS 2WD1,574
LS AWD1,646
LT 2WD1,646
LT AWD1,702
Premier 2WD1,758
RS 2WD1,758
Premier AWD1,814
High Country AWD1,868
2018 Chevrolet Traverse Average Rate$1,694

2017 Honda Pilot vs. Chevrolet Traverse

When comparing car insurance rates for 2017 models, the Honda Pilot costs $1,660 per year for a full-coverage policy and the Chevrolet Traverse costs $1,614, making the Chevrolet Traverse the cheaper model to insure by $46 for the 2017 comparison year.

The following chart displays the average insurance cost for both models rated for a variety of different driver ages. For a 2017 Honda Pilot, the average cost of car insurance ranges from $1,470 to $3,360 per year for the included age groups. Insurance on a 2017 Chevrolet Traverse ranges from $1,440 to $3,218 on average per year.

Average car insurance premiums for 2017 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 8: Average car insurance premiums for 2017 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2017 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$5,185$4,921
20-Year-Old$3,360$3,218
25-Year-Old$1,930$1,866
30-Year-Old$1,774$1,714
40-Year-Old$1,660$1,614
50-Year-Old$1,470$1,440
60-Year-Old$1,378$1,346

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 27, 2025

Out of 17 trims for the 2017 Honda Pilot, the cheapest auto insurance rates are on the LX 2WD trim at a cost of $1,550 per year. Out of the six different trims available for the Chevrolet Traverse, the cheapest 2017 model to insure is the LS 2WD trim at a cost of $1,438 per year, or about $120 per month.

When all 23 trims of both models are combined and compared, the lowest-cost model and trim level to buy insurance for is the Chevrolet Traverse LS 2WD at an average of $1,438 per year, and the overall most expensive vehicle to insure is the Honda Pilot Elite Navigation 4WD at an average of $1,776 per year.

The tables shown below illustrate average car insurance cost by trim level for each 2017 model, including the average rate for each model. The cheapest model to insure for the 2017 model year is the Chevrolet Traverse.

2017 Honda Pilot

$1,660

Insurance Rates by Trim Level for a 2017 Honda Pilot
2017 Honda Pilot TrimsRate
LX 2WD$1,550
LX 4WD1,550
EX 2WD1,620
EX 4WD1,620
EX Sensing 2WD1,620
EX Sensing 4WD1,620
EX-L 2WD1,672
EX-L Sensing 4WD1,672
EX-L Sensing 2WD1,676
EX-L 4WD1,680
EX-L Rear Entertainment 4WD1,680
EX-L Rear Entertainment 2WD1,682
EX-L Navigation 4WD1,686
EX-L Navigation 2WD1,690
Touring Navigation 2WD1,724
Touring Navigation 4WD1,724
Elite Navigation 4WD1,776
2017 Honda Pilot Average Rate$1,660

2017 Chevrolet Traverse

$1,614

Insurance Rates by Trim Level for 2017 Honda Pilot
2017 Chevrolet Traverse TrimsRate
LS 2WD$1,438
LS AWD1,596
LT 2WD1,596
LT AWD1,648
Premier 2WD1,702
Premier AWD1,702
2017 Chevrolet Traverse Average Rate$1,614

2016 Honda Pilot vs. Chevrolet Traverse

When comparing average insurance rates for the 2016 Honda Pilot and Chevrolet Traverse models, the Chevrolet Traverse has cheaper rates by an average of $158 per year.

The following chart shows the average insurance cost for both models rated for a variety of different driver ages. For a 2016 Honda Pilot, the average car insurance cost ranges from $1,486 to $3,394 per year for the age groups included in the chart. Car insurance for a 2016 Chevrolet Traverse ranges from $1,352 to $3,016 on average per year.

Average car insurance premiums for 2016 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 9: Average car insurance premiums for 2016 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2016 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$5,227$4,607
20-Year-Old$3,394$3,016
25-Year-Old$1,938$1,746
30-Year-Old$1,776$1,602
40-Year-Old$1,670$1,512
50-Year-Old$1,486$1,352
60-Year-Old$1,394$1,262

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 26, 2025

For the 17 trims available for the 2016 Honda Pilot, the cheapest trim level to insure is the LX 2WD model at an average cost of $1,506 per year, or about $126 per month.

Out of the six trims available for the Chevrolet Traverse, the cheapest 2016 trim level to insure is the LS 2WD model at a cost of $1,392.

When auto insurance rates for all 23 trims of both models are combined and sorted by cost, the overall cheapest vehicle to insure is the Chevrolet Traverse LS 2WD at a cost of $1,392 per year. The most expensive model and trim level is the Honda Pilot Elite Navigation 4WD costing an average of $1,796 per year.

The tables below show both 2016 models and all trim levels available for each one, including an overall average rate. The 2016 Chevrolet Traverse has cheaper average auto insurance rates than the 2016 Honda Pilot.

2016 Honda Pilot

$1,670

Insurance Rates by Trim Level for a 2016 Honda Pilot
2016 Honda Pilot TrimsRate
LX 2WD$1,506
EX 2WD1,556
LX 4WD1,556
EX 4WD1,652
EX Sensing 2WD1,652
EX Sensing 4WD1,652
EX-L 2WD1,652
EX-L 4WD1,700
EX-L Navigation 2WD1,700
EX-L Navigation 4WD1,700
EX-L Rear Entertainment 2WD1,700
EX-L Rear Entertainment 4WD1,700
EX-L Sensing 2WD1,700
EX-L Sensing 4WD1,700
Touring Navigation 2WD1,748
Touring Navigation 4WD1,748
Elite Navigation 4WD1,796
2016 Honda Pilot Average Rate$1,670

2016 Chevrolet Traverse

$1,512

Insurance Rates by Trim Level for 2016 Honda Pilot
2016 Chevrolet Traverse TrimsRate
LS 2WD$1,392
LS AWD1,488
LT 2WD1,488
LT AWD1,536
LTZ 2WD1,582
LTZ AWD1,582
2016 Chevrolet Traverse Average Rate$1,512

2015 Honda Pilot vs. Chevrolet Traverse

For the 2015 Honda Pilot and Chevrolet Traverse models, the Honda Pilot has cheaper car insurance cost by an average of $16 per year.

The next chart visualizes the average car insurance cost for the two models rated for multiple driver ages. For a 2015 Honda Pilot, the average cost of car insurance ranges from $1,378 to $3,092 per year for the age groups used in this illustration. Insurance on a 2015 Chevrolet Traverse ranges from $1,392 to $3,126 on average per year.

Average car insurance premiums for 2015 Honda Pilot and Chevrolet Traverse models for different driver ages.
Figure 10: Average car insurance premiums for 2015 Honda Pilot and Chevrolet Traverse models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2015 model year Honda Pilot and Chevrolet Traverse. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Honda Pilot vs. Chevrolet Traverse Insurance Cost
Driver Age Honda Pilot Chevrolet Traverse
18-Year-Old$4,731$4,783
20-Year-Old$3,092$3,126
25-Year-Old$1,778$1,796
30-Year-Old$1,624$1,640
40-Year-Old$1,536$1,552
50-Year-Old$1,378$1,392
60-Year-Old$1,288$1,302

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 27, 2025

The 2015 Honda Pilot has 14 trim levels available, with the cheapest trim level to insure being the SE 4WD trim at an average cost of $1,366 per year, or around $114 per month. For the six trim and option levels available for the Chevrolet Traverse, the cheapest 2015 trim package to insure is the LS 2WD model at a cost of $1,464 per year, or $122 per month.

When rates for all 20 trims of both models are combined and sorted by cost, the most affordable model and trim level to insure is the Honda Pilot SE 4WD at an average of $1,366 per year, and the highest-cost model and trim level is the Chevrolet Traverse LTZ AWD at an average cost of $1,644 per year.

The next two tables break down the cost to insure the available trim levels for both 2015 models, along with the average rate for each model. The winner for the 2015 car insurance comparison is the Honda Pilot.

2015 Honda Pilot

$1,536

Insurance Rates by Trim Level for a 2015 Honda Pilot
2015 Honda Pilot TrimsRate
SE 4WD$1,366
LX 2WD1,410
EX 2WD1,454
LX 4WD1,454
EX 4WD1,544
EX-L 2WD1,544
SE 2WD1,544
EX-L 4WD1,590
EX-L Navigation 2WD1,590
EX-L Navigation 4WD1,590
EX-L RES 2WD1,590
EX-L RES 4WD1,590
Touring 2WD1,634
Touring 4WD1,634
2015 Honda Pilot Average Rate$1,536

2015 Chevrolet Traverse

$1,552

Insurance Rates by Trim Level for 2015 Honda Pilot
2015 Chevrolet Traverse TrimsRate
LS 2WD$1,464
LS AWD1,464
LT 2WD1,552
LT AWD1,552
LTZ 2WD1,644
LTZ AWD1,644
2015 Chevrolet Traverse Average Rate$1,552

Additional Honda Pilot and Chevrolet Traverse Resources