Is Insurance Cheaper for a Honda Pilot or Hyundai Santa Fe?

• For the latest model year, a Honda Pilot has cheaper overall car insurance rates than a Hyundai Santa Fe by $90 per year.
• Out of 34 models in the 2024 midsize SUV class, the Honda Pilot ranks 18^th and the Hyundai Santa Fe ranks 21^st for average car insurance affordability.
• For the 2024 model year Honda Pilot, insurance rates range from $2,186 to $2,482 per year, while auto insurance for a 2024 Hyundai Santa Fe costs from $2,184 to $2,578.
• If the cheapest car insurance rates are the most important factor, the LX and LX AWD trim levels are the most affordable Honda Pilot models to insure, while the SE and SEL trims have the best rates for the Hyundai Santa Fe.

Is Honda Pilot or Hyundai Santa Fe insurance cheaper?

Average car insurance rates for a 2024 Honda Pilot are $2,336 per year, while insurance for a Hyundai Santa Fe costs an average of $2,426 per year, making the Honda Pilot the model with the cheapest overall car insurance rates.

For the 10 trim levels available for the 2024 Honda Pilot, the cheapest trim level to insure is the LX trim at an average cost of $2,186 per year, or around $182 per month.

Out of the 10 trims available for the Hyundai Santa Fe, the cheapest 2024 trim to insure is the SE trim at a cost of $2,184 per year, or about $182 per month.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim level is the Hyundai Santa Fe SE at an average cost of $2,184 per year, and the most expensive trim is the Hyundai Santa Fe Plug-in Hybrid Limited at a cost of $2,578 per year.

The next table ranks the cost of car insurance for 2024 Honda Pilot and Hyundai Santa Fe models, showing cost for each trim level of both models.

The chart below displays the average cost to insure the two models for drivers aged 20 to 50. The average car insurance cost ranges from $2,064 to $4,734 per year for a 2024 Honda Pilot, and $2,142 to $4,910 for a 2024 Hyundai Santa Fe for the included driver ages.

The next two tables show the average cost to insure all 2024 trim levels, along with an average cost for each model. The 2024 Honda Pilot reigns victorious over the 2024 Hyundai Santa Fe for cheapest car insurance cost.

2023 Honda Pilot vs. Hyundai Santa Fe

For 2023 models, the model with the cheapest average insurance rates is the Honda Pilot. Insurance rates for the Honda Pilot average $2,246 per year, while insurance for the Hyundai Santa Fe averages $2,392 per year.

For the eight trim levels available for the 2023 Honda Pilot, the cheapest model to insure is the Sport model at an average cost of $2,122 per year. For the 10 trims available for the Hyundai Santa Fe, the cheapest 2023 model to insure is the SE trim at a cost of $2,168.

When trim-level rates for both models are compared, the overall cheapest vehicle to insure is the Honda Pilot Sport at an average rate of $2,122 per year. The most expensive model and trim level is the Hyundai Santa Fe Plug-in Hybrid Limited costing $2,530 per year.

The next table ranks the annual and monthly cost of car insurance for 2023 Honda Pilot and Hyundai Santa Fe models, showing average cost by trim level for each model.

The rate chart below demonstrates the average cost to insure both 2023 models for the 20, 30, 40, and 50-year-old driver age groups. For a 2023 Honda Pilot, average insurance cost ranges from $1,986 to $4,558 per year for the age groups used in the chart. A 2023 Hyundai Santa Fe costs from $2,118 to $4,838 to insure per year.

The two tables below illustrate average car insurance rates for every trim level for both 2023 models, including an overall average cost for each model. The 2023 Honda Pilot has more affordable average car insurance than the 2023 Hyundai Santa Fe.

2022 Honda Pilot vs. Hyundai Santa Fe

When comparing 2022 Honda Pilot and Hyundai Santa Fe models, the cheaper model to insure on average is the Honda Pilot. Insurance on a Honda Pilot costs an average of $2,220 per year, while insurance for a Hyundai Santa Fe averages $2,282 per year.

Within each model, however, car insurance cost varies considerably for each different trim level. Using the Honda Pilot to illustrate this point, rates range from $2,072 per year for the Sport model up to $2,342 for the Black Edition model. For the 2022 Hyundai Santa Fe, rates range from $2,120 per year on the SE model up to $2,430 on the most expensive to insure Plug-in Hybrid Limited model.

The next table compares and ranks the cost of car insurance for 2022 Honda Pilot and Hyundai Santa Fe models, broken down by trim level. Later in this comparison, we cover prior model years.

The chart shown below demonstrates the average insurance cost for both models rated for drivers aged 20 to 50. The average cost of full-coverage insurance ranges from $1,962 to $4,512 per year for the 2022 Honda Pilot, and $2,024 to $4,618 on a 2022 Hyundai Santa Fe for the example age groups.

The 2022 Honda Pilot has seven trims available, with the lowest-cost model to insure being the Sport model at an average cost of $2,072 per year. For the 10 trim options available for a Hyundai Santa Fe, the most affordable 2022 trim to insure is the SE model at a cost of $2,120.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim to buy insurance for is the Honda Pilot Sport at an average rate of $2,072 per year. The most expensive model and trim level is the Hyundai Santa Fe Plug-in Hybrid Limited at an average of $2,430 per year.

The next tables illustrate both 2022 models and all trim levels available for each one, including an overall average cost for each model. The 2022 Honda Pilot takes the trophy over the 2022 Hyundai Santa Fe for cheapest auto insurance rates.

2021 Honda Pilot vs. Hyundai Santa Fe

When comparing average insurance cost for 2021 models, the Honda Pilot costs $1,976 per year to insure and the Hyundai Santa Fe costs $2,264, making the Honda Pilot the model with cheaper insurance by $288 for this comparison year.

The following chart demonstrates the average insurance cost for both 2021 models rated for drivers aged 20 to 50. For a 2021 Honda Pilot, average insurance cost ranges from $1,744 to $3,986 per year for the age groups included in the chart. Auto insurance on a 2021 Hyundai Santa Fe costs from $2,016 to $4,586 on average per year.

The 2021 Honda Pilot has 14 trims available, with the most affordable model to insure being the LX 2WD trim at an average cost of $1,800 per year, or $150 per month. Out of the 14 trim options available for the Hyundai Santa Fe, the cheapest 2021 trim to insure is the SE 2WD trim at a cost of $2,114.

When average insurance prices for all 28 trims of both models are combined and sorted by cost, the most affordable model and trim level to put coverage on is the Honda Pilot LX 2WD at a cost of $1,800 per year, and the most expensive model and trim level is the Hyundai Santa Fe SEL 2.0 Plus Premium AWD at a cost of $2,378 per year.

The tables below break down all the available trims for both 2021 models, as well as an average rate for each model.

2020 Honda Pilot vs. Hyundai Santa Fe

For the 2020 Honda Pilot and Hyundai Santa Fe models, the Honda Pilot has cheaper car insurance rates by $288 per year.

The following chart displays the average insurance cost for the two models for drivers aged 20 to 50. For a 2020 Honda Pilot, the average cost of car insurance ranges from $1,690 to $3,860 per year for the age groups used in the chart. Car insurance for the 2020 Hyundai Santa Fe costs from $1,962 to $4,456 on average per year.

A 2020 Honda Pilot has 14 trims available, with the most affordable trim to insure being the LX 2WD trim at an average cost of $1,746 per year, or around $146 per month.

For the 14 different trim levels available for a Hyundai Santa Fe, the most affordable 2020 model to insure is the SE 2WD model at a cost of $2,056.

When comparing rates by trim level for both models, the overall cheapest vehicle to buy insurance for is the Honda Pilot LX 2WD at an average of $1,746 per year, and the most expensive trim is the Hyundai Santa Fe SEL 2.0 Plus Premium AWD at an average cost of $2,308 per year.

The two tables below illustrate the average cost to insure all 2020 trim levels, plus an average rate for each model. The winner for the 2020 car insurance battle is the Honda Pilot.

2019 Honda Pilot vs. Hyundai Santa Fe

For the 2019 Honda Pilot and Hyundai Santa Fe models, the Honda Pilot has cheaper car insurance cost by an average of $196 per year for this comparison year.

The rate chart below shows the average cost to insure both models using drivers aged 20 to 50. For the 2019 Honda Pilot, insurance cost ranges from $1,652 to $3,794 per year for the driver examples in the chart. Car insurance for the 2019 Hyundai Santa Fe costs from $1,838 to $4,188 on average per year.

For the 14 trim levels available for a 2019 Honda Pilot, the most affordable model to insure is the LX 2WD model at an average cost of $1,710 per year.

For the 20 trim options available for a Hyundai Santa Fe, the most affordable 2019 trim package to insure is the XL SE 2WD model at a cost of $1,846.

When all 34 trims of both models are combined and compared, the cheapest model and trim level to insure is the Honda Pilot LX 2WD at an average rate of $1,710 per year. The highest-cost model and trim is the Hyundai Santa Fe Ultimate AWD at a cost of $2,242 per year.

The tables below detail trim level insurance cost averages for both 2019 models, including an overall average cost for each model.

2018 Honda Pilot vs. Hyundai Santa Fe

A 2018 Honda Pilot is $324 cheaper to insure per year on average than a 2018 Hyundai Santa Fe, a difference of 16.7%.

The following chart demonstrates the average car insurance cost for both models rated for drivers aged 20 to 50. Average car insurance cost ranges from $1,572 to $3,596 per year for the 2018 Honda Pilot, and $1,874 to $4,258 on the 2018 Hyundai Santa Fe for the illustrated age groups.

Out of 17 Honda Pilot trim levels, the most affordable 2018 model to insure is the LX 2WD model at an average cost of $1,654 per year. A 2018 Hyundai Santa Fe has 12 different trim levels available, with the cheapest trim level to insure being the Sport 2WD model at an average cost of $1,976 per year, or $165 per month.

When comparing both models combined at a trim-level basis, the lowest-cost model and trim level to put coverage on is the Honda Pilot LX 2WD at a cost of $1,654 per year. The highest-cost model and trim level is the Hyundai Santa Fe SE Ultimate AWD costing an average of $2,204 per year.

The rate tables below detail both 2018 models and all trim levels available for each one, as well as an average rate for each model. The winner for the 2018 car insurance cost comparison is the Honda Pilot.

2017 Honda Pilot vs. Hyundai Santa Fe

When comparing insurance cost for the 2017 Honda Pilot and Hyundai Santa Fe models, the Honda Pilot is cheaper by an average of $260 per year.

The next chart visualizes the average car insurance cost for both models using drivers aged 20 to 50. Insurance cost ranges from $1,506 to $3,444 per year for a 2017 Honda Pilot, and $1,758 to $3,976 for the 2017 Hyundai Santa Fe for the five age groups shown in the chart.

Out of 17 Honda Pilot trim levels, the cheapest 2017 model to insure is the LX 2WD model at an average cost of $1,588 per year, or around $132 per month. For the 12 trims available for the Hyundai Santa Fe, the cheapest 2017 trim level to insure is the Sport 2WD model at a cost of $1,800 per year, or about $150 per month.

When looking at the combined rates by trim for both models, the lowest-cost model and trim to buy insurance for is the Honda Pilot LX 2WD at an average of $1,588 per year, and the overall most expensive vehicle to insure is the Hyundai Santa Fe Sport 2.0T Ultimate 2WD at an average cost of $2,070 per year.

The two tables below break down both 2017 models and all trim levels available for each one, along with the average rate for each model. The cheapest of the two models to insure for the 2017 model year is the Honda Pilot.

2016 Honda Pilot vs. Hyundai Santa Fe

When comparing insurance rates for the 2016 Honda Pilot and Hyundai Santa Fe models, the Honda Pilot has cheaper rates by $20 per year.

The following chart demonstrates the average cost to insure both 2016 models for drivers aged 20 to 50. For a 2016 Honda Pilot, the average cost of car insurance ranges from $1,524 to $3,474 per year for the included age groups. Full-coverage insurance for the 2016 Hyundai Santa Fe ranges from $1,548 to $3,502 on average per year.

For the 17 trims available for the 2016 Honda Pilot, the most affordable trim to insure is the LX 2WD model at an average cost of $1,544 per year, or about $129 per month.

A 2016 Hyundai Santa Fe has 17 trim options available, with the lowest-cost trim level to insure being the Sport 2WD model at an average cost of $1,592 per year.

When comparing both models combined at a trim-level basis, the cheapest vehicle to put coverage on is the Honda Pilot LX 2WD at an average of $1,544 per year, and the highest-cost model and trim level is the Hyundai Santa Fe Sport 2.0T Tech 4WD at an average cost of $1,840 per year.

The next tables detail average car insurance rates for every trim level for both 2016 models, including the average rate for each model. The winner for the 2016 car insurance battle is the Honda Pilot.

2015 Honda Pilot vs. Hyundai Santa Fe

For 2015 Honda Pilot and Hyundai Santa Fe models, the Honda Pilot has cheaper car insurance rates by $72 per year for this model year.

The following chart demonstrates the average insurance cost for the two models using a range of rated driver ages. For a 2015 Honda Pilot, average car insurance cost ranges from $1,410 to $3,170 per year for the driver examples in the chart. Full-coverage insurance for the 2015 Hyundai Santa Fe ranges from $1,472 to $3,336 on average per year.

For the 14 trim levels available for a 2015 Honda Pilot, the lowest-cost trim level to insure is the SE 4WD model at an average cost of $1,396 per year. Out of the 15 trim options available for the Hyundai Santa Fe, the most affordable 2015 trim level to insure is the Sport 2WD model at a cost of $1,504 per year, or around $125 per month.

When all 29 trims of both models are combined and compared, the overall cheapest vehicle to buy insurance for is the Honda Pilot SE 4WD at a cost of $1,396 per year, and the most expensive trim is the Hyundai Santa Fe Sport 2.0T Tech 4WD at an average of $1,780 per year.

The two tables below illustrate average car insurance cost by trim level for a 2015 Honda Pilot and Hyundai Santa Fe, along with the average rate for each model. The model with the cheapest car insurance rates for 2015 is the Honda Pilot.

Additional Honda Pilot and Hyundai Santa Fe Resources

• Honda Pilot Insurance Cost
• Hyundai Santa Fe Insurance Cost
• Midsize SUV Insurance Cost Comparisons