Jeep Cherokee vs. Dodge Durango – Which Car Insurance is Cheaper?

• A 2023 Jeep Cherokee has cheaper car insurance rates than a 2023 Dodge Durango by an average of $254 per year, $2,522 compared to $2,776.
• For the 2023 model year Jeep Cherokee, auto insurance rates cost from $2,426 to $2,576 per year, while insurance for a 2023 Dodge Durango costs from $2,544 to $3,288, depending on the model being insured.
• With 31 models in the 2023 midsize SUV class, the Jeep Cherokee ranks 25^th and the Dodge Durango ranks 30^th for most affordable car insurance rates.
• The Jeep Cherokee averages $246 more per year than the average U.S. car insurance rate of $2,276, while the Dodge Durango averages $500 more per year.

Is Jeep Cherokee or Dodge Durango insurance cheaper?

For new Cherokee and Durango models, the cheapest to insure is the Jeep Cherokee. Insurance rates for the Jeep Cherokee average $2,522 per year, whereas the Dodge Durango costs an average of $2,776 per year.

Out of five Jeep Cherokee trim levels, the cheapest 2023 trim to insure is the X 4WD model at an average cost of $2,426 per year.

Out of the 13 trims available for the Dodge Durango, the cheapest 2023 trim level to insure is the SXT model at a cost of $2,544.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim to insure is the Jeep Cherokee X 4WD at an average rate of $2,426 per year. The most expensive trim is the Dodge Durango SRT Hellcat AWD at an average of $3,288 per year.

The next table compares the 12-month and monthly car insurance cost for 2023 Jeep Cherokee and Dodge Durango models, broken down by trim level.

The chart below shows the average cost to insure the two models using a range of rated driver ages. Average insurance cost ranges from $2,260 to $5,104 per year for a 2023 Jeep Cherokee, and $2,468 to $5,652 for a 2023 Dodge Durango for the age groups used in the chart.

The tables below show the average insurance cost by trim level for both 2023 models, along with an average cost for each model.

2022 Jeep Cherokee vs. Dodge Durango

Insurance rates for a 2022 Jeep Cherokee average $2,470 per year, whereas the 2022 Dodge Durango costs an average of $2,564 per year, making the Jeep Cherokee the cheaper of the two models by $94 per year.

Insurance rates vary considerably depending on the exact trim level of the vehicle being insured, however.

For example, on a 2022 Jeep Cherokee, car insurance rates range from $2,378 per year for the X 4WD model up to the most expensive rate of $2,524 for the Limited 4WD model.

For the 2022 Dodge Durango, rates can range from $2,354 per year for the SXT model up to $2,786 for the most expensive SRT 392 AWD model.

The table below ranks the annual and monthly cost of car insurance for 2022 Jeep Cherokee and Dodge Durango models, with average rates for every trim level for each model.

The rate chart below illustrates the average car insurance cost for both models with different driver age groups. Insurance cost ranges from $2,216 to $5,004 per year on a 2022 Jeep Cherokee, and $2,286 to $5,236 for the 2022 Dodge Durango for the five age groups shown in the chart.

The 2022 Jeep Cherokee has five trims available, with the most affordable model to insure being the X 4WD model at an average cost of $2,378 per year, or about $198 per month. For the 13 different option levels available for the Dodge Durango, the cheapest 2022 trim to insure is the SXT model at a cost of $2,354 per year, or around $196 per month.

When car insurance rates for all 18 trims of both models are combined and sorted by cost, the cheapest vehicle to put coverage on is the Dodge Durango SXT at an average rate of $2,354 per year, and the most expensive model and trim level is the Dodge Durango SRT 392 AWD at an average cost of $2,786 per year.

The tables shown below detail average car insurance rates for every trim level for both 2022 models, plus an average rate for each model.

2021 Jeep Cherokee vs. Dodge Durango

When comparing car insurance rates for 2021 models, a Jeep Cherokee costs an average of $2,428 per year to insure while a Dodge Durango costs $2,346, making the Dodge Durango more affordable to insure by $82 per year for this comparison year.

The next chart illustrates the average car insurance cost for both 2021 models with different ages of drivers. For the 2021 Jeep Cherokee, the average cost of car insurance ranges from $2,178 to $4,944 per year for these driver ages. A full-coverage policy on a 2021 Dodge Durango ranges from $2,084 to $4,776 on average per year.

Out of 21 Jeep Cherokee trim levels, the cheapest 2021 trim to insure is the Latitude 2WD trim at an average cost of $2,244 per year. Out of the 11 different trims available for a Dodge Durango, the most affordable 2021 model to insure is the Special Service 2WD model at a cost of $2,116.

When all 32 trims of both models are combined and compared, the lowest-cost model and trim to insure is the Dodge Durango Special Service 2WD at an average cost of $2,116 per year. The most expensive trim is the Dodge Durango SRT AWD at an average of $2,670 per year.

The two tables below break down average car insurance cost by trim level for a 2021 Jeep Cherokee and Dodge Durango, including an overall average cost for each model.

2020 Jeep Cherokee vs. Dodge Durango

When comparing insurance cost for 2020 models, the Jeep Cherokee costs $2,372 per year to insure and the Dodge Durango costs $2,278, making the Dodge Durango the winner by $94 for this comparison year.

The following chart visualizes the average insurance cost for both models for a range of driver ages. Average full-coverage insurance ranges from $2,130 to $4,828 per year on a 2020 Jeep Cherokee, and $2,026 to $4,638 on a 2020 Dodge Durango for the driver examples in the chart.

For the 21 trim levels available for the 2020 Jeep Cherokee, the cheapest trim to insure is the Latitude 2WD trim at an average cost of $2,196 per year. The 2020 Dodge Durango has 11 different trim levels available, with the most affordable trim level to insure being the Special Service 2WD model at an average cost of $2,054 per year.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to put coverage on is the Dodge Durango Special Service 2WD at an average cost of $2,054 per year. The most expensive model and trim level is the Dodge Durango SRT AWD at an average cost of $2,588 per year.

The next two rate tables break down average car insurance rates for each trim level, along with an average cost for each model.

2019 Jeep Cherokee vs. Dodge Durango

When comparing car insurance rates for the 2019 Jeep Cherokee and Dodge Durango models, the Dodge Durango has cheaper rates by $70 per year for this model year.

The chart below demonstrates the average car insurance cost for both 2019 models for four different driver age groups. Average full-coverage insurance ranges from $1,924 to $4,370 per year for a 2019 Jeep Cherokee, and $1,846 to $4,224 for the 2019 Dodge Durango for the age groups used in the chart.

Out of nine trims for the 2019 Jeep Cherokee, the most affordable insurance prices are on the Latitude 2WD model at a cost of $1,982 per year, or about $165 per month.

Out of the 11 different option levels available for the Dodge Durango, the most affordable 2019 trim level to insure is the SXT 2WD trim at a cost of $1,880 per year, or $157 per month.

When rates for all 20 trim levels for both vehicles are combined and compared, the cheapest trim to insure is the Dodge Durango SXT 2WD at an average rate of $1,880 per year, and the most expensive model and trim level is the Dodge Durango SRT AWD costing an average of $2,384 per year.

The next two rate tables show the cost to insure the available trim levels for both 2019 models, including the average rate for each model. The model with the cheapest auto insurance rates for 2019 is the Dodge Durango.

2018 Jeep Cherokee vs. Dodge Durango

When comparing car insurance rates for 2018 models, a Jeep Cherokee costs an average of $1,996 per year to insure while a Dodge Durango costs $1,982, making the Dodge Durango cheaper to insure by $14 per year for 2018.

The next chart demonstrates the average car insurance cost for both 2018 models for drivers from age 20 to 50. For the 2018 Jeep Cherokee, insurance cost ranges from $1,792 to $4,054 per year for the five different driver ages shown in the chart. Full-coverage car insurance for the 2018 Dodge Durango costs from $1,764 to $4,020 on average per year.

Out of 13 Jeep Cherokee trims, the cheapest 2018 model to insure is the Latitude 2WD model at an average cost of $1,910 per year, or $159 per month.

Out of the 11 different option levels available for a Dodge Durango, the most affordable 2018 trim level to insure is the SXT 2WD model at a cost of $1,796.

When looking at the combined rates by trim level for both models, the lowest-cost model and trim level to buy insurance for is the Dodge Durango SXT 2WD at an average rate of $1,796 per year, and the highest-cost model and trim is the Dodge Durango SRT AWD at an average cost of $2,252 per year.

The next tables show trim level insurance cost averages for both 2018 models, along with an average cost for each model. The cheapest to insure for the 2018 model year is the Dodge Durango.

2017 Jeep Cherokee vs. Dodge Durango

When comparing car insurance rates for the 2017 Jeep Cherokee and Dodge Durango models, the Dodge Durango is cheaper by an average of $86 per year for 2017.

The following chart demonstrates the average car insurance cost for the two models for a range of driver ages. The average cost of car insurance ranges from $1,756 to $3,966 per year on the 2017 Jeep Cherokee, and $1,666 to $3,790 for the 2017 Dodge Durango for the age groups in the chart.

Out of nine trims for a 2017 Jeep Cherokee, the cheapest insurance prices are on the Sport 2WD trim at a cost of $1,798 per year, or around $150 per month. For the 10 trim levels available for a Dodge Durango, the most affordable 2017 model to insure is the SXT 2WD trim at a cost of $1,722 per year, or about $144 per month.

When comparing car insurance rates for both models by trim level, the cheapest trim to insure is the Dodge Durango SXT 2WD at a cost of $1,722 per year, and the most expensive model and trim level is the Jeep Cherokee Overland 4WD costing $2,122 per year.

The next two tables show both 2017 models and all trim levels available for each one, plus the average rate for each model. The 2017 Dodge Durango has cheaper average auto insurance rates than the 2017 Jeep Cherokee.

2016 Jeep Cherokee vs. Dodge Durango

When comparing insurance cost for 2016 models, the Jeep Cherokee costs an average of $1,604 per year to insure and the Dodge Durango costs $1,626, making the Jeep Cherokee the cheaper model by $22.

The following chart illustrates the average cost to insure both models for four different driver age groups. For the 2016 Jeep Cherokee, the average cost of car insurance ranges from $1,438 to $3,230 per year for the driver ages used. A full-coverage policy on a 2016 Dodge Durango costs from $1,452 to $3,272 on average per year.

Out of nine Jeep Cherokee trim levels, the most affordable 2016 trim level to insure is the Sport 2WD model at an average cost of $1,460 per year. Out of the 10 different trims available for a Dodge Durango, the lowest-cost 2016 trim to insure is the SSV 2WD model at a cost of $1,526 per year, or around $127 per month.

When insurance rates for all 19 trim levels for both 2016 models are compared, the overall cheapest vehicle to buy insurance for is the Jeep Cherokee Sport 2WD at an average cost of $1,460 per year, and the most expensive model and trim level is the Jeep Cherokee Overland 4WD costing an average of $1,756 per year.

The two tables below show average car insurance rates for every trim level for both 2016 models, along with the average rate for each model.

2015 Jeep Cherokee vs. Dodge Durango

For the 2015 Jeep Cherokee and Dodge Durango models, the Jeep Cherokee costs less to insure by an average of $152 per year for this model year.

The chart below shows the average insurance cost for the two models with different drivers at the wheel. For the 2015 Jeep Cherokee, the average car insurance cost ranges from $1,402 to $3,164 per year for the driver examples in the chart. Full-coverage insurance on the 2015 Dodge Durango costs from $1,534 to $3,480 on average per year.

For the seven trim levels available for the 2015 Jeep Cherokee, the cheapest trim to insure is the Sport 2WD model at an average cost of $1,472 per year. For the 10 trims available for the Dodge Durango, the cheapest 2015 model to insure is the SXT 2WD trim at a cost of $1,640 per year, or $137 per month.

When insurance prices for all 17 trims of both models are combined and sorted by cost, the lowest-cost model and trim to insure is the Jeep Cherokee Sport 2WD at an average cost of $1,472 per year, and the most expensive model and trim level is the Dodge Durango Citadel AWD at an average cost of $1,792 per year.

The tables shown below display trim level insurance rates for each 2015 model, plus an average rate for each model. The winner for the 2015 car insurance rate comparison is the Jeep Cherokee.

Additional Jeep Cherokee and Dodge Durango Resources

• Jeep Cherokee Insurance Cost
• Dodge Durango Insurance Cost
• Midsize SUV Insurance Cost Comparisons