Jeep Cherokee vs. Subaru Outback – Which Costs Less to Insure?

Is insurance more affordable on the Jeep Cherokee or Subaru Outback? We compare average rates for the 2015 through 2022 model years to come up with an answer.

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  • When comparing 2022 models, a Subaru Outback has cheaper car insurance rates than a Jeep Cherokee by an average of $294 per year.
  • Average car insurance cost per month for the Jeep Cherokee is 20.5% more expensive than the Subaru Outback, at $141 versus $117, a difference of $24.
  • Out of 29 models in the 2022 midsize SUV segment, the Jeep Cherokee ranks #25 and the Subaru Outback ranks #4 for average car insurance affordability.
  • If the cheapest insurance payments are a must-have, the Latitude 2WD and Latitude 4WD trims are the cheapest Jeep Cherokee models to insure, while the AWD and Premium AWD trims are the cheapest Subaru Outback models to insure.

The new 2022 Subaru Outback Wilderness edition is making a lot of people reconsider buying a Jeep Cherokee (or even possibly a Wrangler). The increased off-road capabilities of the Wilderness trim level plus the Outback’s pleasant road manners could be a huge win for Subaru.

2022 Jeep Cherokee vs Subaru Outback

The table below compares annual and monthly car insurance cost for the 2022 Jeep Cherokee and Subaru Outback SUVs. Rates are combined for both models and sorted from lowest to highest cost to allow for easier comparison.

2022 Jeep Cherokee vs Subaru Outback Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,248$104
$1,294$108
$1,402$117
$1,426$119
$1,446$121
$1,448$121
$1,458$122
$1,464$122
$1,604$134
$1,632$136
$1,644$137
$1,666$139
$1,666$139
$1,670$139
$1,690$141
$1,694$141
$1,728$144
$1,736$145
$1,746$146
$1,760$147
$1,774$148

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Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2022 Jeep Cherokee and a 2022 Subaru Outback. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on June 24, 2022
2022 Jeep Cherokee vs Subaru Outback Insurance Cost by Trim Level

The chart below compares the average cost of Jeep Cherokee insurance to average Subaru Outback insurance for the 2022 model years.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2022 Jeep Cherokee and a 2022 Subaru Outback with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Cherokee and Subaru Outback trim levels.Data last updated on June 24, 2022
2022 Jeep Cherokee vs. 2022 Subaru Outback Insurance Cost
2022 Jeep Cherokee vs. 2022 Subaru Outback Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Cherokee$3,374$1,758$1,692$1,546
Subaru Outback$2,800$1,484$1,398$1,276

For the 13 trim levels available for the 2022 Jeep Cherokee, the cheapest trim to insure is the Latitude 2WD model at an average cost of $1,604 per year. The 2022 Subaru Outback has eight trims available, with the cheapest model to insure being the AWD trim at an average cost of $1,248 per year.

When rates for all 21 trim levels for both vehicles are compared, the lowest-cost model and trim to insure is the Subaru Outback AWD at an average of $1,248 per year. The most expensive vehicle to insure is the Jeep Cherokee High Altitude 4WD at an average cost of $1,774 per year.

The next two rate tables display the average insurance cost by trim level for both 2022 models, as well as the overall average rate for each model. The winner for the 2022 car insurance cost comparison is the Subaru Outback.

2022 Jeep Cherokee

$1,692

Insurance Rates by Trim Level for 2022 Jeep Cherokee
2022 Jeep Cherokee TrimsRate
Latitude 2WD$1,604
Latitude 4WD1,632
Latitude Plus 2WD1,644
Latitude Plus 4WD1,666
Altitude 2WD1,666
Latitude Lux 2WD1,670
Altitude 4WD1,690
Latitude Lux 4WD1,694
Limited 2WD1,728
Trailhawk 4WD1,736
Limited 4WD1,746
High Altitude 2WD1,760
High Altitude 4WD1,774
2022 Jeep Cherokee Average Rate$1,692

2022 Subaru Outback

$1,398

Insurance Rates by Trim Level for 2022 Jeep Cherokee
2022 Subaru Outback TrimsRate
AWD$1,248
Premium AWD1,294
Onyx Edition XT AWD1,402
Limited AWD1,426
Wilderness AWD1,446
Touring AWD1,448
Limited XT AWD1,458
Touring XT AWD1,464
2022 Subaru Outback Average Rate$1,398

2021 Jeep Cherokee vs Subaru Outback

For the 2021 Jeep Cherokee and Subaru Outback models, the Subaru Outback has cheaper car insurance cost by an average of $252 per year.

The chart shown below illustrates the average cost to insure both models rated for different driver ages. The average cost of car insurance ranges from $1,558 to $3,400 per year for a 2021 Jeep Cherokee, and $1,326 to $2,930 for a 2021 Subaru Outback for the illustrated age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2021 Jeep Cherokee and a 2021 Subaru Outback with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Cherokee and Subaru Outback trim levels.Data last updated on June 24, 2022
2021 Jeep Cherokee vs. 2021 Subaru Outback Insurance Cost
2021 Jeep Cherokee vs. 2021 Subaru Outback Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Cherokee$3,400$1,770$1,704$1,558
Subaru Outback$2,930$1,532$1,452$1,326

Out of 21 trims for the 2021 Jeep Cherokee, the cheapest insurance rates are on the Latitude 2WD model at a cost of $1,578 per year. For the 11 trim levels available for the Subaru Outback, the cheapest 2021 model to insure is the AWD model at a cost of $1,322.

When auto insurance rates for all 32 trims of both models are combined sorted by cost, the overall cheapest vehicle to insure to insure is the Subaru Outback AWD at an average of $1,322 per year. The highest-cost model and trim is the Jeep Cherokee Overland 4WD 6 Cyl Gas at an average cost of $1,804 per year.

The tables shown below show average cost to insure each trim level for a 2021 Jeep Cherokee and Subaru Outback, plus the average rate for each model. The cheapest of the two models to insure for the 2021 model year is the Subaru Outback.

2021 Jeep Cherokee

$1,704

Insurance Rates by Trim Level for 2021 Jeep Cherokee
2021 Jeep Cherokee TrimsRate
Latitude 2WD$1,578
Latitude 2WD 6 Cyl Gas1,578
Latitude 4WD1,624
Latitude 4WD 6 Cyl Gas1,624
Latitude Plus 2WD1,624
Latitude Plus 2WD 6 Cyl Gas1,624
Latitude Plus 2WD 4 Cyl Turbo1,668
Latitude Plus 4WD1,668
Latitude Plus 4WD 6 Cyl Gas1,668
Latitude Plus 4WD 4 Cyl Turbo1,712
Limited 2WD1,712
Limited 2WD 6 Cyl Gas1,712
Limited 2WD 4 Cyl Turbo1,758
Limited 4WD 4 Cyl Turbo1,758
Limited 4WD 6 Cyl Gas1,758
Trailhawk 4WD 4 Cyl Turbo1,758
Trailhawk 4WD 6 Cyl Gas1,758
Overland 2WD 4 Cyl Turbo1,804
Overland 2WD 6 Cyl Gas1,804
Overland 4WD 4 Cyl Turbo1,804
Overland 4WD 6 Cyl Gas1,804
2021 Jeep Cherokee Average Rate$1,704

2021 Subaru Outback

$1,452

Insurance Rates by Trim Level for 2021 Jeep Cherokee
2021 Subaru Outback TrimsRate
AWD$1,322
Premium AWD1,368
Premium Navi/Moon Roof AWD1,414
Premium Plus AWD1,414
Limited AWD1,460
Onyx XT AWD1,460
Limited Navi/Moon Roof AWD1,474
Limited XT AWD1,518
Onyx XT Navi/Moon Roof AWD1,518
Touring AWD1,518
Touring XT AWD1,518
2021 Subaru Outback Average Rate$1,452

2020 Jeep Cherokee vs Subaru Outback

When comparing average insurance rates for 2020 models, a Jeep Cherokee costs an average of $1,678 per year to insure and a Subaru Outback costs $1,426, making the Subaru Outback cheaper to insure by $252 per year for 2020.

The chart shown below demonstrates the average cost to insure the two models for a range of driver ages. For a 2020 Jeep Cherokee, average car insurance cost ranges from $1,534 to $3,352 per year for the age groups used in this illustration. A 2020 Subaru Outback costs from $1,304 to $2,874 to insure per year.

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Chart Data Details: Average insurance rates are for a 2020 Jeep Cherokee and a 2020 Subaru Outback with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Cherokee and Subaru Outback trim levels.Data last updated on June 24, 2022
2020 Jeep Cherokee vs. 2020 Subaru Outback Insurance Cost
2020 Jeep Cherokee vs. 2020 Subaru Outback Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Cherokee$3,352$1,740$1,678$1,534
Subaru Outback$2,874$1,502$1,426$1,304

The 2020 Jeep Cherokee has 21 trim levels available, with the cheapest model to insure being the Latitude 2WD trim at an average cost of $1,556 per year.

For the 11 trims available for the Subaru Outback, the cheapest 2020 trim to insure is the AWD trim at a cost of $1,300.

When insurance prices for all 32 trim levels for the 2020 model year of both models are compared, the overall cheapest vehicle to insure to insure is the Subaru Outback AWD at an average cost of $1,300 per year, and the most expensive trim is the Jeep Cherokee Overland 4WD 6 Cyl Gas at an average cost of $1,774 per year.

The tables shown below show average car insurance rates for each trim level, plus an average rate for each model.

2020 Jeep Cherokee

$1,678

Insurance Rates by Trim Level for 2020 Jeep Cherokee
2020 Jeep Cherokee TrimsRate
Latitude 2WD$1,556
Latitude 2WD 6 Cyl Gas1,556
Latitude 4WD1,598
Latitude 4WD 6 Cyl Gas1,598
Latitude Plus 2WD1,598
Latitude Plus 2WD 6 Cyl Gas1,598
Latitude Plus 2WD 4 Cyl Turbo1,642
Latitude Plus 4WD1,642
Latitude Plus 4WD 6 Cyl Gas1,642
Latitude Plus 4WD 4 Cyl Turbo1,686
Limited 2WD1,686
Limited 2WD 6 Cyl Gas1,686
Limited 2WD 4 Cyl Turbo1,730
Limited 4WD 4 Cyl Turbo1,730
Limited 4WD 6 Cyl Gas1,730
Trailhawk 4WD 4 Cyl Turbo1,730
Trailhawk 4WD 6 Cyl Gas1,730
Overland 2WD 4 Cyl Turbo1,774
Overland 2WD 6 Cyl Gas1,774
Overland 4WD 4 Cyl Turbo1,774
Overland 4WD 6 Cyl Gas1,774
2020 Jeep Cherokee Average Rate$1,678

2020 Subaru Outback

$1,426

Insurance Rates by Trim Level for 2020 Jeep Cherokee
2020 Subaru Outback TrimsRate
AWD$1,300
Premium AWD1,342
Premium Navi/Moon Roof AWD1,388
Premium Plus AWD1,388
Limited AWD1,432
Onyx XT AWD1,432
Limited Navi/Moon Roof AWD1,444
Limited XT AWD1,490
Onyx XT Navi/Moon Roof AWD1,490
Touring AWD1,490
Touring XT AWD1,490
2020 Subaru Outback Average Rate$1,426

2019 Jeep Cherokee vs Subaru Outback

When comparing car insurance rates for the 2019 Jeep Cherokee and Subaru Outback models, the Subaru Outback is cheaper by an average of $250 per year for 2019.

The rate chart below displays the average cost to insure both 2019 models rated for drivers aged 20 to 50. For a 2019 Jeep Cherokee, average insurance cost ranges from $1,404 to $3,070 per year for the age groups used in the chart. A 2019 Subaru Outback costs from $1,178 to $2,596 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2019 Jeep Cherokee and a 2019 Subaru Outback with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Cherokee and Subaru Outback trim levels.Data last updated on June 24, 2022
2019 Jeep Cherokee vs. 2019 Subaru Outback Insurance Cost
2019 Jeep Cherokee vs. 2019 Subaru Outback Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Cherokee$3,070$1,592$1,538$1,404
Subaru Outback$2,596$1,364$1,288$1,178

For the nine trims available for the 2019 Jeep Cherokee, the cheapest trim level to insure is the Latitude 2WD model at an average cost of $1,418 per year. The 2019 Subaru Outback has six trims available, with the cheapest trim to insure being the 2.5I AWD model at an average cost of $1,178 per year.

When rates for all 15 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the Subaru Outback 2.5I AWD at an average of $1,178 per year, and the most expensive vehicle to insure is the Jeep Cherokee Overland 4WD at an average of $1,634 per year.

The tables below display the average cost to insure all 2019 trim levels, as well as the overall average rate for each model. The cheapest of the two models to insure for the 2019 model year is the Subaru Outback.

2019 Jeep Cherokee

$1,538

Insurance Rates by Trim Level for 2019 Jeep Cherokee
2019 Jeep Cherokee TrimsRate
Latitude 2WD$1,418
Latitude 4WD1,462
Latitude Plus 2WD1,462
Latitude Plus 4WD1,506
Limited 2WD1,548
Limited 4WD1,592
Trailhawk 4WD1,592
Overland 2WD1,612
Overland 4WD1,634
2019 Jeep Cherokee Average Rate$1,538

2019 Subaru Outback

$1,288

Insurance Rates by Trim Level for 2019 Jeep Cherokee
2019 Subaru Outback TrimsRate
2.5I AWD$1,178
2.5I Premium AWD1,228
2.5I Limited AWD1,306
3.6R Limited AWD1,328
2.5I Touring AWD1,348
3.6R Touring AWD1,348
2019 Subaru Outback Average Rate$1,288

2018 Jeep Cherokee vs Subaru Outback

For the 2018 Jeep Cherokee and Subaru Outback models, the Subaru Outback has cheaper car insurance rates by an average of $220 per year for this model year.

The rate chart below illustrates the average cost to insure the two models for drivers aged 20 to 50. Insurance cost ranges from $1,328 to $2,902 per year for a 2018 Jeep Cherokee, and $1,130 to $2,486 for a 2018 Subaru Outback for the included driver ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2018 Jeep Cherokee and a 2018 Subaru Outback with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Cherokee and Subaru Outback trim levels.Data last updated on June 24, 2022
2018 Jeep Cherokee vs. 2018 Subaru Outback Insurance Cost
2018 Jeep Cherokee vs. 2018 Subaru Outback Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Cherokee$2,902$1,502$1,456$1,328
Subaru Outback$2,486$1,304$1,236$1,130

Out of 13 trim levels for the 2018 Jeep Cherokee, the cheapest rates are on the Latitude 2WD trim at a cost of $1,394 per year. For the six trim levels available for the Subaru Outback, the cheapest 2018 model to insure is the 2.5I AWD model at a cost of $1,104.

When comparing both models at a trim-level basis, the overall cheapest vehicle to insure to insure is the Subaru Outback 2.5I AWD at an average of $1,104 per year, and the most expensive trim is the Jeep Cherokee Overland 4WD costing $1,600 per year.

The rate tables below illustrate the average insurance cost by trim level for both 2018 models, along with an average cost for each model. The 2018 Subaru Outback has lower-cost car average car insurance rates than the 2018 Jeep Cherokee.

2018 Jeep Cherokee

$1,456

Insurance Rates by Trim Level for 2018 Jeep Cherokee
2018 Jeep Cherokee TrimsRate
Latitude 2WD$1,394
Latitude 4WD1,394
Longitude 2WD1,394
Longitude 4WD1,394
Sport 2WD1,394
Sport 4WD1,394
Latitude Plus 2WD1,436
Latitude Plus 4WD1,436
Limited 2WD1,476
Limited 4WD1,518
Trailhawk 4WD1,518
Overland 2WD1,558
Overland 4WD1,600
2018 Jeep Cherokee Average Rate$1,456

2018 Subaru Outback

$1,236

Insurance Rates by Trim Level for 2018 Jeep Cherokee
2018 Subaru Outback TrimsRate
2.5I AWD$1,104
2.5I Premium AWD1,146
2.5I Limited AWD1,218
3.6R Limited AWD1,270
2.5I Touring AWD1,312
3.6R Touring AWD1,362
2018 Subaru Outback Average Rate$1,236

2017 Jeep Cherokee vs Subaru Outback

When comparing insurance cost for 2017 models, the Jeep Cherokee costs an average of $1,442 per year to insure and the Subaru Outback costs $1,188, making the Subaru Outback the winner by $254.

The rate chart below shows the average cost to insure the two models for the 20 to 50-year-old driver age groups. For a 2017 Jeep Cherokee, average insurance cost ranges from $1,320 to $2,882 per year for the driver ages used. A 2017 Subaru Outback costs from $1,086 to $2,392 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2017 Jeep Cherokee and a 2017 Subaru Outback with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Cherokee and Subaru Outback trim levels.Data last updated on June 24, 2022
2017 Jeep Cherokee vs. 2017 Subaru Outback Insurance Cost
2017 Jeep Cherokee vs. 2017 Subaru Outback Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Cherokee$2,882$1,488$1,442$1,320
Subaru Outback$2,392$1,252$1,188$1,086

Out of nine trims for the 2017 Jeep Cherokee, the cheapest car insurance rates are on the Sport 2WD trim at a cost of $1,326 per year. The 2017 Subaru Outback has six trims available, with the cheapest trim level to insure being the 2.5I AWD model at an average cost of $1,076 per year.

When rates for all 15 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the Subaru Outback 2.5I AWD at an average rate of $1,076 per year. The most expensive model and trim level is the Jeep Cherokee Overland 4WD at an average of $1,564 per year.

The next tables show the average cost to insure all 2017 trim levels, along with the average rate for each model. The 2017 Subaru Outback wins out over the 2017 Jeep Cherokee for the cheapest average car insurance rates.

2017 Jeep Cherokee

$1,442

Insurance Rates by Trim Level for 2017 Jeep Cherokee
2017 Jeep Cherokee TrimsRate
Sport 2WD$1,326
Latitude 2WD1,366
Sport 4WD1,366
Latitude 4WD1,404
Limited 2WD1,444
Limited 4WD1,484
Trailhawk 4WD1,484
Overland 2WD1,524
Overland 4WD1,564
2017 Jeep Cherokee Average Rate$1,442

2017 Subaru Outback

$1,188

Insurance Rates by Trim Level for 2017 Jeep Cherokee
2017 Subaru Outback TrimsRate
2.5I AWD$1,076
2.5I Premium AWD1,116
2.5I Limited AWD1,184
2.5I Touring AWD1,234
3.6R Limited AWD1,234
3.6 Touring AWD1,274
2017 Subaru Outback Average Rate$1,188

2016 Jeep Cherokee vs Subaru Outback

When comparing insurance rates for 2016 models, a Jeep Cherokee costs an average of $1,200 per year to insure and a Subaru Outback costs $1,106, making the Subaru Outback cheaper to insure by $94 per year for this model year.

The rate chart below shows the average cost to insure both 2016 models using different driver ages. Average insurance cost ranges from $1,096 to $2,394 per year for a 2016 Jeep Cherokee, and $1,012 to $2,224 for a 2016 Subaru Outback for the illustrated age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2016 Jeep Cherokee and a 2016 Subaru Outback with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Cherokee and Subaru Outback trim levels.Data last updated on June 24, 2022
2016 Jeep Cherokee vs. 2016 Subaru Outback Insurance Cost
2016 Jeep Cherokee vs. 2016 Subaru Outback Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Cherokee$2,394$1,250$1,200$1,096
Subaru Outback$2,224$1,164$1,106$1,012

For the nine trims available for the 2016 Jeep Cherokee, the cheapest model to insure is the Sport 2WD trim at an average cost of $1,092 per year. The 2016 Subaru Outback has four trim levels available, with the cheapest model to insure being the 2.5I 4WD model at an average cost of $1,034 per year, or about $86 per month.

When car insurance rates for all 13 trims of both models are combined sorted by cost, the cheapest vehicle to insure to insure is the Subaru Outback 2.5I 4WD at an average of $1,034 per year. The overall most expensive vehicle to insure is the Jeep Cherokee Overland 4WD at a cost of $1,314 per year.

The next two rate tables show trim level insurance rates for each 2016 model, along with the average rate for each model.

2016 Jeep Cherokee

$1,200

Insurance Rates by Trim Level for 2016 Jeep Cherokee
2016 Jeep Cherokee TrimsRate
Sport 2WD$1,092
Latitude 2WD1,128
Sport 4WD1,128
Latitude 4WD1,166
Limited 2WD1,204
Limited 4WD1,240
Trailhawk 4WD1,240
Overland 2WD1,278
Overland 4WD1,314
2016 Jeep Cherokee Average Rate$1,200

2016 Subaru Outback

$1,106

Insurance Rates by Trim Level for 2016 Jeep Cherokee
2016 Subaru Outback TrimsRate
2.5I 4WD$1,034
2.5I Premium 4WD1,072
2.5I Limited 4WD1,134
3.6R Limited 4WD1,184
2016 Subaru Outback Average Rate$1,106

2015 Jeep Cherokee vs Subaru Outback

When comparing insurance cost for the 2015 Jeep Cherokee and Subaru Outback models, the Subaru Outback has cheaper rates by an average of $180 per year for 2015.

The next chart visualizes the average cost to insure both 2015 models using a range of rated driver ages. The average car insurance cost ranges from $1,094 to $2,392 per year for a 2015 Jeep Cherokee, and $930 to $2,038 for a 2015 Subaru Outback for the driver ages used.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2015 Jeep Cherokee and a 2015 Subaru Outback with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Cherokee and Subaru Outback trim levels.Data last updated on June 24, 2022
2015 Jeep Cherokee vs. 2015 Subaru Outback Insurance Cost
2015 Jeep Cherokee vs. 2015 Subaru Outback Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Cherokee$2,392$1,244$1,198$1,094
Subaru Outback$2,038$1,074$1,018$930

The 2015 Jeep Cherokee has seven trims available, with the cheapest trim level to insure being the Sport 2WD trim at an average cost of $1,126 per year.

For the four trims available for the Subaru Outback, the cheapest 2015 model to insure is the 2.5I 4WD model at a cost of $984.

When rates for all 11 trims of both models are combined sorted by cost, the overall cheapest vehicle to insure to insure is the Subaru Outback 2.5I 4WD at an average cost of $984 per year, and the most expensive model and trim level is the Jeep Cherokee Limited 4WD at an average cost of $1,266 per year.

The two tables below illustrate trim level insurance cost averages for both 2015 models, along with the average rate for each model. The cheapest model to insure for the 2015 model year is the Subaru Outback.

2015 Jeep Cherokee

$1,198

Insurance Rates by Trim Level for 2015 Jeep Cherokee
2015 Jeep Cherokee TrimsRate
Sport 2WD$1,126
Latitude 2WD1,162
Sport 4WD1,162
Latitude 4WD1,198
Limited 2WD1,232
Trailhawk 4WD1,232
Limited 4WD1,266
2015 Jeep Cherokee Average Rate$1,198

2015 Subaru Outback

$1,018

Insurance Rates by Trim Level for 2015 Jeep Cherokee
2015 Subaru Outback TrimsRate
2.5I 4WD$984
2.5I Premium 4WD1,010
2.5I Limited 4WD1,020
3.6R Limited 4WD1,054
2015 Subaru Outback Average Rate$1,018

Additional Jeep Cherokee and Subaru Outback Resources