Is it Cheaper to Insure a Jeep Grand Cherokee or Honda Pilot?

• A 2024 Honda Pilot is cheaper to insure than a 2024 Jeep Grand Cherokee by an average of $62 per year, $2,398 compared to $2,336.
• For a 2024 Jeep Grand Cherokee, average full-coverage car insurance rates cost from $2,100 to $2,650 per year, while insurance for a 2024 Honda Pilot ranges from $2,186 to $2,482.
• If the cheapest monthly payments are your top priority, the Laredo A and Laredo trims are the cheapest Jeep Grand Cherokee models to insure, while the LX and LX AWD trims have the best rates for the Honda Pilot.

Does a Jeep Grand Cherokee or Honda Pilot have cheaper insurance?

For 2024 models, the cheapest model to insure is the Honda Pilot. Insurance rates for the Jeep Grand Cherokee average $2,398 per year, whereas insurance for a Honda Pilot averages $2,336 per year.

For the 19 trims available for the 2024 Jeep Grand Cherokee, the cheapest trim to insure is the Laredo A model at an average cost of $2,100 per year, or $175 per month.

Out of the 10 trim levels available for the Honda Pilot, the cheapest 2024 trim level to insure is the LX model at a cost of $2,186 per year, or about $182 per month.

When rates for all 29 trims of both models are combined and sorted by cost, the overall cheapest vehicle to insure is the Jeep Grand Cherokee Laredo A at an average cost of $2,100 per year. The most expensive vehicle to insure is the Jeep Grand Cherokee Summit Reserve 4xe at a cost of $2,650 per year.

The table below compares the annual and monthly cost of car insurance for 2024 Jeep Grand Cherokee and Honda Pilot models, showing average cost for every trim level.

The rate chart below shows the average cost to insure the two models for the 20, 30, 40, and 50-year-old driver age groups. The average car insurance cost ranges from $2,110 to $4,828 per year for a 2024 Jeep Grand Cherokee, and $2,064 to $4,734 for a 2024 Honda Pilot.

The tables shown below illustrate trim level insurance rates for each 2024 model, plus an average rate for each model. The cheapest of the two models to insure for the 2024 model year is the Honda Pilot.

2023 Jeep Grand Cherokee vs. Honda Pilot

Insurance rates on a 2023 Jeep Grand Cherokee cost an average of $2,480 per year, while a 2023 Honda Pilot averages $2,246 per year, making the Honda Pilot the model with lower average insurance cost.

Out of 16 trims for the 2023 Jeep Grand Cherokee, the cheapest car insurance rates are on the Laredo 2WD model at a cost of $2,224 per year.

Out of the eight trim levels available for the Honda Pilot, the cheapest 2023 trim level to insure is the Sport trim at a cost of $2,122.

When average car insurance prices for all 24 trims of both models are combined and sorted by cost, the cheapest trim to insure is the Honda Pilot Sport at a cost of $2,122 per year. The highest-cost model and trim is the Jeep Grand Cherokee Summit Reserve 4xe costing an average of $2,676 per year.

For model years prior to 2023, U.S. national average insurance costs for each model compare as shown in the list below. Click on any linked model year to show a full comparison for that year.

• 2022 Models – Cheaper model to insure: Honda Pilot
• 2021 Models – Cheaper model to insure: Honda Pilot
• 2020 Models – Cheaper model to insure: Honda Pilot
• 2019 Models – Cheaper model to insure: Honda Pilot
• 2018 Models – Cheaper model to insure: Honda Pilot
• 2017 Models – Cheaper model to insure: Honda Pilot
• 2016 Models – Cheaper model to insure: Honda Pilot
• 2015 Models – Cheaper model to insure: Honda Pilot

The rate table below compares and ranks the annual and monthly cost of car insurance for 2023 Jeep Grand Cherokee and Honda Pilot models, showing cost for each trim level of both models.

The next chart illustrates the average cost to insure both 2023 models with different driver age groups. For a 2023 Jeep Grand Cherokee, insurance cost ranges from $2,194 to $4,994 per year for the included driver ages. A 2023 Honda Pilot costs from $1,986 to $4,558 to insure per year.

The next tables display trim level insurance rates for each 2023 model, as well as the overall average rate for each model. The cheapest of the two models to insure for the 2023 model year is the Honda Pilot.

2022 Jeep Grand Cherokee vs. Honda Pilot

Insurance on a 2022 Jeep Grand Cherokee costs an average of $2,414 per year, while insurance for a 2022 Honda Pilot costs an average of $2,220 per year, making the Honda Pilot the winner with the cheapest average insurance rates.

For a 2022 Jeep Grand Cherokee, the most affordable trim levels to insure include the Laredo, L Laredo, and Altitude. The cheapest Honda Pilot models to insure include the Sport, Special Edition, and EX-L.

The table shown below compares and ranks the annual and monthly cost of car insurance for 2022 Jeep Grand Cherokee and Honda Pilot models, broken down by trim level.

The rate chart below shows the average car insurance cost for both models with different ages of drivers. For a 2022 Jeep Grand Cherokee, the average cost of car insurance ranges from $2,138 to $4,874 per year for the example age groups. Auto insurance on a 2022 Honda Pilot costs from $1,962 to $4,512 on average per year.

The 2022 Jeep Grand Cherokee has 16 trim levels available, with the cheapest trim level to insure being the Laredo trim at an average cost of $2,174 per year.

The 2022 Honda Pilot has seven different trim levels available, with the cheapest trim level to insure being the Sport trim at an average cost of $2,072 per year.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to buy insurance for is the Honda Pilot Sport at an average cost of $2,072 per year, and the most expensive model and trim level is the Jeep Grand Cherokee Summit Reserve 4xe at a cost of $2,612 per year.

The next tables detail trim level insurance cost averages for both 2022 models, plus the average rate for each model.

2021 Jeep Grand Cherokee vs. Honda Pilot

For 2021 Jeep Grand Cherokee and Honda Pilot models, the Honda Pilot is cheaper to insure by $430 per year.

The chart below visualizes the average insurance cost for both models using different driver ages. For a 2021 Jeep Grand Cherokee, average insurance cost ranges from $2,130 to $4,874 per year for the driver ages used. Car insurance for a 2021 Honda Pilot costs from $1,744 to $3,986 on average per year.

For the 26 trims available for the 2021 Jeep Grand Cherokee, the most affordable model to insure is the Laredo 2WD trim at an average cost of $1,984 per year, or about $165 per month. For the 14 trim options available for a Honda Pilot, the cheapest 2021 trim package to insure is the LX 2WD model at a cost of $1,800.

When auto insurance rates for all 40 trim levels for the 2021 model year of both models are compared, the cheapest vehicle to buy insurance for is the Honda Pilot LX 2WD at an average rate of $1,800 per year, and the most expensive vehicle to insure is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at an average cost of $2,842 per year.

The next tables detail average car insurance cost by trim level for each 2021 model, as well as the overall average rate for each model. The 2021 Honda Pilot has cheaper overall car insurance rates than the 2021 Jeep Grand Cherokee.

2020 Jeep Grand Cherokee vs. Honda Pilot

When comparing insurance cost for the 2020 Jeep Grand Cherokee and Honda Pilot models, the Honda Pilot is cheaper to insure by $402 per year.

The following chart visualizes the average insurance cost for the two models for the 20 to 50-year-old driver age groups. For the 2020 Jeep Grand Cherokee, average car insurance cost ranges from $2,050 to $4,686 per year. Car insurance on a 2020 Honda Pilot ranges from $1,690 to $3,860 on average per year.

Out of 26 Jeep Grand Cherokee trims, the cheapest 2020 trim level to insure is the Laredo 2WD trim at an average cost of $1,910 per year. For the 14 different trims available for a Honda Pilot, the cheapest 2020 trim to insure is the LX 2WD model at a cost of $1,746.

When comparing both models combined at a trim-level basis, the cheapest model and trim level to insure is the Honda Pilot LX 2WD at an average cost of $1,746 per year, and the highest-cost model and trim level is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at an average cost of $2,734 per year.

The next two rate tables illustrate all the available trims for both 2020 models, as well as an average rate for each model.

2019 Jeep Grand Cherokee vs. Honda Pilot

When comparing insurance rates for the 2019 Jeep Grand Cherokee and Honda Pilot models, the Honda Pilot is cheaper by $256 per year.

The next chart visualizes the average insurance cost for both 2019 models for drivers aged 20 to 50. The average full-coverage insurance policy ranges from $1,888 to $4,326 per year for a 2019 Jeep Grand Cherokee, and $1,652 to $3,794 for a 2019 Honda Pilot for the example age groups.

Out of 11 trim levels for the 2019 Jeep Grand Cherokee, the cheapest insurance rates are on the Laredo 2WD trim at a cost of $1,854 per year. The 2019 Honda Pilot has 14 trim and option levels available, with the most affordable trim level to insure being the LX 2WD trim at an average cost of $1,710 per year.

When comparing rates by trim level for both models, the lowest-cost model and trim to insure is the Honda Pilot LX 2WD at a cost of $1,710 per year, and the most expensive model and trim level is the Jeep Grand Cherokee Trackhawk 4WD at an average cost of $2,584 per year.

The tables shown below illustrate average car insurance rates for each trim level, along with an average cost for each model. The 2019 Honda Pilot has more affordable average car insurance rates than the 2019 Jeep Grand Cherokee.

2018 Jeep Grand Cherokee vs. Honda Pilot

When comparing average insurance cost for 2018 models, the Jeep Grand Cherokee costs an average of $2,000 per year to insure and the Honda Pilot costs $1,778, making the Honda Pilot the winner by $222 for the 2018 comparison year.

The next chart displays the average car insurance cost for both 2018 models for a range of driver ages. Average insurance cost ranges from $1,778 to $4,056 per year on the 2018 Jeep Grand Cherokee, and $1,572 to $3,596 for a 2018 Honda Pilot.

Out of 11 trim levels for the 2018 Jeep Grand Cherokee, the most affordable insurance rates are on the Laredo 2WD trim at a cost of $1,778 per year. For the 17 different trims available for the Honda Pilot, the cheapest 2018 trim to insure is the LX 2WD model at a cost of $1,654 per year, or $138 per month.

When rates for all 28 trim levels for both vehicles are combined and compared, the overall cheapest vehicle to buy insurance for is the Honda Pilot LX 2WD at an average rate of $1,654 per year. The most expensive vehicle to insure is the Jeep Grand Cherokee Trackhawk 4WD at a cost of $2,462 per year.

The tables below break down the cost to insure the available trim levels for both 2018 models, including an overall average rate. The winner for the 2018 car insurance comparison is the Honda Pilot.

2017 Jeep Grand Cherokee vs. Honda Pilot

When comparing insurance cost for the 2017 Jeep Grand Cherokee and Honda Pilot models, the Honda Pilot has cheaper rates by an average of $210 per year.

The next chart demonstrates the average car insurance cost for both models using a range of rated driver ages. For the 2017 Jeep Grand Cherokee, the average cost of car insurance ranges from $1,704 to $3,878 per year for the age groups in the chart. Car insurance for a 2017 Honda Pilot ranges from $1,506 to $3,444 on average per year.

Out of 16 trim levels for the 2017 Jeep Grand Cherokee, the cheapest average car insurance prices are on the Laredo 2WD model at a cost of $1,716 per year, or $143 per month. For the 17 trim levels available for the Honda Pilot, the most affordable 2017 trim package to insure is the LX 2WD model at a cost of $1,588.

When rates are compared for the 33 trims of both 2017 models, the cheapest model and trim level to put coverage on is the Honda Pilot LX 2WD at a cost of $1,588 per year. The most expensive trim is the Jeep Grand Cherokee Summit 4WD Diesel at an average cost of $2,056 per year.

The tables below illustrate the average insurance cost by trim level for both 2017 models, including the average rate for each model. The model with the cheapest car insurance rates for 2017 is the Honda Pilot.

2016 Jeep Grand Cherokee vs. Honda Pilot

When comparing insurance rates for the 2016 Jeep Grand Cherokee and Honda Pilot models, the Honda Pilot is cheaper to insure by an average of $10 per year for 2016.

The chart shown below displays the average car insurance cost for both models rated for different driver ages. Average insurance cost ranges from $1,534 to $3,462 per year for a 2016 Jeep Grand Cherokee, and $1,524 to $3,474 for a 2016 Honda Pilot for the driver examples in the chart.

For the 15 trims available for a 2016 Jeep Grand Cherokee, the cheapest trim level to insure is the Laredo 2WD trim at an average cost of $1,482 per year. For the 17 different trim levels available for the Honda Pilot, the most affordable 2016 trim level to insure is the LX 2WD model at a cost of $1,544.

When looking at the combined rates by trim level for both models, the lowest-cost model and trim level to put coverage on is the Jeep Grand Cherokee Laredo 2WD at an average rate of $1,482 per year. The most expensive model and trim level is the Jeep Grand Cherokee SRT8 4WD costing an average of $1,942 per year.

The next two tables show trim level insurance cost averages for both 2016 models, including an overall average rate.

2015 Jeep Grand Cherokee vs. Honda Pilot

When comparing average insurance cost for 2015 models, the Jeep Grand Cherokee costs $1,742 per year for a full-coverage policy and the Honda Pilot costs $1,572, making the Honda Pilot the cheaper model by $170 for this model year.

The chart below visualizes the average car insurance cost for both models for a range of driver ages. For a 2015 Jeep Grand Cherokee, average insurance cost ranges from $1,556 to $3,518 per year for the age groups included in the chart. Full-coverage car insurance on a 2015 Honda Pilot costs from $1,410 to $3,170 on average per year.

For the nine trims available for the 2015 Jeep Grand Cherokee, the cheapest trim level to insure is the Laredo 2WD trim at an average cost of $1,564 per year.

For the 14 option levels available for the Honda Pilot, the lowest-cost 2015 model to insure is the SE 4WD trim at a cost of $1,396.

When trim-level rates for both models are compared, the cheapest vehicle to insure is the Honda Pilot SE 4WD at an average rate of $1,396 per year, and the most expensive trim is the Jeep Grand Cherokee SRT8 4WD costing an average of $1,930 per year.

The tables below detail the average insurance cost by trim level for both 2015 models, along with an average cost for each model. The winner for the 2015 car insurance comparison is the Honda Pilot.

Additional Jeep Grand Cherokee and Honda Pilot Resources

• Jeep Grand Cherokee Insurance Cost
• Honda Pilot Insurance Cost
• Midsize SUV Insurance Cost Comparisons