Jeep Grand Cherokee vs. Cherokee Insurance Cost

• For the 2023 model year, a Jeep Grand Cherokee is cheaper to insure than a Jeep Cherokee by an average of $36 per year.
• Average full-coverage car insurance rates for a Jeep Grand Cherokee range from $1,760 to $2,118 per year, while car insurance for a 2023 Jeep Cherokee ranges from $1,922 to $2,040.
• Out of 31 models in the 2023 midsize SUV segment, the Jeep Grand Cherokee ranks 24^th and the Jeep Cherokee ranks 25^th for cheapest overall car insurance rates.
• If affordable monthly payments are the most important factor, the Laredo 2WD is the cheapest Jeep Grand Cherokee to insure, while the X 4WD is the cheapest Jeep Cherokee model to insure.

2023 Jeep Grand Cherokee vs Cherokee

Average insurance rates for a 2023 Jeep Grand Cherokee are $1,960 per year, and the 2023 Jeep Cherokee costs an average of $1,996 per year, making the Jeep Grand Cherokee the better deal by $36 per year.

For the 16 trim levels available for the 2023 Jeep Grand Cherokee, the cheapest trim to insure is the Laredo 2WD trim at an average cost of $1,760 per year. For the five trim levels available for the Jeep Cherokee, the cheapest 2023 model to insure is the X 4WD trim at a cost of $1,922.

When average insurance prices for all 21 trim levels for the 2023 model year of both models are compared, the overall cheapest vehicle to insure is the Jeep Grand Cherokee Laredo 2WD at an average rate of $1,760 per year. The highest-cost model and trim is the Jeep Grand Cherokee Summit Reserve 4xe costing $2,118 per year.

The next chart displays average Jeep Grand Cherokee and Jeep Cherokee car insurance rates for 2023 models, broken out by driver age.

The chart below displays the average cost to insure the two models using different driver ages. The average cost of car insurance ranges from $1,736 to $3,950 per year for a 2023 Jeep Grand Cherokee, and $1,788 to $4,034 for a 2023 Jeep Cherokee for the driver ages used.

The rate tables below illustrate average car insurance rates for each trim level, plus the average rate for each model.

2022 Jeep Grand Cherokee vs. Cherokee

The next chart shows how average Jeep Grand Cherokee insurance compares to Jeep Cherokee insurance in order to determine which 2022 model has cheaper car insurance rates.

Out of 16 Jeep Grand Cherokee trims, the cheapest 2022 model to insure is the Laredo model at an average cost of $1,720 per year, or around $143 per month.

For the five trims available for the Jeep Cherokee, the cheapest 2022 trim level to insure is the X 4WD trim at a cost of $1,884.

When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Jeep Grand Cherokee Laredo at an average rate of $1,720 per year. The overall most expensive vehicle to insure is the Jeep Grand Cherokee Summit Reserve 4xe costing $2,068 per year.

The rate tables below illustrate average car insurance rates for every trim level for both 2022 models, including an overall average cost for each model. The winner for the 2022 car insurance battle is the Jeep Grand Cherokee.

2021 Jeep Grand Cherokee vs Cherokee

When comparing car insurance rates for 2021 models, the Jeep Grand Cherokee costs an average of $1,904 per year to insure and the Jeep Cherokee costs $1,940, making the Jeep Grand Cherokee the winner by $36 for the 2021 comparison year.

The next chart visualizes the average cost to insure both 2021 models rated for a variety of different driver ages. Insurance cost ranges from $1,686 to $3,854 per year for a 2021 Jeep Grand Cherokee, and $1,736 to $3,942 for a 2021 Jeep Cherokee for the illustrated age groups.

The 2021 Jeep Grand Cherokee has 26 trims available, with the cheapest model to insure being the Laredo 2WD trim at an average cost of $1,568 per year.

For the 21 trim levels available for the Jeep Cherokee, the cheapest 2021 trim level to insure is the Latitude 2WD model at a cost of $1,792 per year, or $149 per month.

When rates for all 47 trim levels for both vehicles are compared, the most affordable model and trim level to insure is the Jeep Grand Cherokee Laredo 2WD at an average of $1,568 per year. The most expensive vehicle to insure is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at an average cost of $2,248 per year.

The next two rate tables display the expected annual car insurance cost by trim level for both 2021 models, plus the average rate for each model.

2020 Jeep Grand Cherokee vs Cherokee

For the 2020 Jeep Grand Cherokee and Jeep Cherokee models, the Jeep Grand Cherokee is cheaper to insure by an average of $42 per year.

The chart shown below illustrates the average cost to insure both 2020 models for the 20 to 50-year-old driver age groups. For a 2020 Jeep Grand Cherokee, average insurance cost ranges from $1,636 to $3,738 per year for the example age groups. A 2020 Jeep Cherokee costs from $1,692 to $3,836 to insure per year.

Out of 26 trims for the 2020 Jeep Grand Cherokee, the cheapest car insurance rates are on the Laredo 2WD trim at a cost of $1,526 per year.

The 2020 Jeep Cherokee has 21 trim levels available, with the cheapest trim level to insure being the Latitude 2WD trim at an average cost of $1,746 per year, or about $146 per month.

When trim-level rates for both models are compared, the most affordable model and trim level to insure is the Jeep Grand Cherokee Laredo 2WD at an average cost of $1,526 per year. The most expensive model and trim level is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD costing an average of $2,178 per year.

The tables below illustrate trim level insurance cost averages for both 2020 models, including the average rate for each model. The winner for the 2020 car insurance comparison is the Jeep Grand Cherokee.

2019 Jeep Grand Cherokee vs Cherokee

When comparing average insurance rates for 2019 models, a Jeep Grand Cherokee costs an average of $1,682 per year to insure and a Jeep Cherokee costs $1,700, making the Jeep Grand Cherokee cheaper to insure by $18 per year.

The chart shown below illustrates the average cost to insure both 2019 models for the 20, 30, 40, and 50-year-old driver age groups. Average insurance cost ranges from $1,494 to $3,422 per year for a 2019 Jeep Grand Cherokee, and $1,522 to $3,456 for a 2019 Jeep Cherokee for the example age groups.

Out of 11 trim levels for the 2019 Jeep Grand Cherokee, the cheapest auto insurance rates are on the Laredo 2WD model at a cost of $1,466 per year, or around $122 per month.

Out of the nine trim levels available for the Jeep Cherokee, the cheapest 2019 trim to insure is the Latitude 2WD trim at a cost of $1,570.

When average car insurance prices for all 20 trim levels for the 2019 model year of both models are compared, the lowest-cost model and trim level to insure is the Jeep Grand Cherokee Laredo 2WD at an average cost of $1,466 per year, and the most expensive trim is the Jeep Grand Cherokee Trackhawk 4WD costing an average of $2,044 per year.

The tables below illustrate average car insurance rates for every trim level for both 2019 models, plus an average rate for each model. The cheapest of the two models to insure for the 2019 model year is the Jeep Grand Cherokee.

2018 Jeep Grand Cherokee vs Cherokee

For the 2018 Jeep Grand Cherokee and Jeep Cherokee models, the Jeep Cherokee has cheaper car insurance rates by an average of $2 per year for this comparison year.

The rate chart below shows the average cost to insure both 2018 models using drivers aged 20 to 50. The average car insurance cost ranges from $1,406 to $3,208 per year for a 2018 Jeep Grand Cherokee, and $1,416 to $3,206 for a 2018 Jeep Cherokee.

For the 11 trims available for the 2018 Jeep Grand Cherokee, the cheapest model to insure is the Laredo 2WD model at an average cost of $1,406 per year, or around $117 per month.

For the 13 trims available for the Jeep Cherokee, the cheapest 2018 trim level to insure is the Latitude 2WD trim at a cost of $1,514.

When trim-level rates for both models are compared, the lowest-cost model and trim to insure is the Jeep Grand Cherokee Laredo 2WD at an average cost of $1,406 per year, and the most expensive vehicle to insure is the Jeep Grand Cherokee Trackhawk 4WD at an average cost of $1,948 per year.

The next two tables illustrate the average insurance cost by trim level for both 2018 models, including the average rate for each model. The 2018 Jeep Cherokee has lower-cost car average car insurance rates than the 2018 Jeep Grand Cherokee.

2017 Jeep Grand Cherokee vs Cherokee

For 2017 Jeep Grand Cherokee and Jeep Cherokee models, the Jeep Grand Cherokee has lower-cost car insurance by an average of $34 per year for this model year.

The rate chart below shows the average cost to insure both 2017 models using a range of rated driver ages. The average cost of car insurance ranges from $1,348 to $3,068 per year for a 2017 Jeep Grand Cherokee, and $1,390 to $3,140 for a 2017 Jeep Cherokee for the age groups used in the chart.

The 2017 Jeep Grand Cherokee has 16 trims available, with the cheapest trim to insure being the Laredo 2WD trim at an average cost of $1,356 per year, or about $113 per month. For the nine trim levels available for the Jeep Cherokee, the cheapest 2017 trim to insure is the Sport 2WD model at a cost of $1,422 per year, or about $119 per month.

When rates for all 25 trim levels for both vehicles are compared, the lowest-cost model and trim level to insure is the Jeep Grand Cherokee Laredo 2WD at an average rate of $1,356 per year. The most expensive model and trim level is the Jeep Cherokee Overland 4WD at an average cost of $1,678 per year.

The rate tables below illustrate trim level insurance cost averages for both 2017 models, plus the average rate for each model.

2016 Jeep Grand Cherokee vs Cherokee

For 2016 Jeep Grand Cherokee and Jeep Cherokee models, the Jeep Cherokee has lower-cost car insurance by an average of $88 per year for this comparison year.

The rate chart below displays the average cost to insure the two models for different driver ages. For a 2016 Jeep Grand Cherokee, the average cost of car insurance ranges from $1,208 to $2,728 per year for these driver ages. A 2016 Jeep Cherokee costs from $1,138 to $2,556 to insure per year.

Out of 15 trim levels for the 2016 Jeep Grand Cherokee, the cheapest insurance rates are on the Laredo 2WD model at a cost of $1,166 per year. The 2016 Jeep Cherokee has nine trims available, with the cheapest trim level to insure being the Sport 2WD model at an average cost of $1,154 per year, or $96 per month.

When comparing car insurance rates for both models by trim level, the cheapest trim to insure is the Jeep Cherokee Sport 2WD at an average of $1,154 per year, and the most expensive model and trim level is the Jeep Grand Cherokee SRT8 4WD costing an average of $1,532 per year.

The tables shown below show the average insurance cost by trim level for both 2016 models, plus the average rate for each model. The 2016 Jeep Cherokee has cheaper average car insurance rates than the 2016 Jeep Grand Cherokee.

2015 Jeep Grand Cherokee vs Cherokee

When comparing car insurance rates for 2015 models, the Jeep Grand Cherokee costs an average of $1,380 per year to insure and the Jeep Cherokee costs $1,240, making the Jeep Cherokee the winner by $140 for this comparison year.

The rate chart below visualizes the average cost to insure the two models rated for a variety of different driver ages. The average car insurance cost ranges from $1,232 to $2,784 per year for a 2015 Jeep Grand Cherokee, and $1,112 to $2,502 for a 2015 Jeep Cherokee for these driver ages.

Out of nine trims for the 2015 Jeep Grand Cherokee, the cheapest average insurance prices are on the Laredo 2WD model at a cost of $1,240 per year.

For the seven trims available for the Jeep Cherokee, the cheapest 2015 trim level to insure is the Sport 2WD trim at a cost of $1,166 per year, or around $97 per month.

When looking at the aggregated rates by trim for both models, the cheapest vehicle to insure is the Jeep Cherokee Sport 2WD at a cost of $1,166 per year, and the most expensive vehicle to insure is the Jeep Grand Cherokee SRT8 4WD costing an average of $1,530 per year.

The tables shown below display average car insurance cost by trim level for each 2015 model, plus the average rate for each model.

Additional Jeep Grand Cherokee and Jeep Cherokee Resources

• Jeep Grand Cherokee Insurance Rates
• Jeep Cherokee Insurance Rates
• Midsize SUV Insurance Rate Comparisons