Jeep Grand Cherokee vs. Subaru Forester Insurance – Which is Cheapest?

• When comparing the newest models, a Subaru Forester costs less to insure than a Jeep Grand Cherokee by an average of $390 per year.
• For a 2023 Jeep Grand Cherokee, rates range from $1,684 to $2,022 per year, while a 2023 Subaru Forester ranges from $1,378 to $1,570 for full coverage.
• Average car insurance cost per month for the Jeep Grand Cherokee is 25.8% more expensive than the Subaru Forester, at $156 versus $124, a difference of $32.

Is Jeep Grand Cherokee or Subaru Forester insurance cheaper?

For 2023, the model having the cheapest rates is the Subaru Forester. Insurance rates on a Jeep Grand Cherokee cost an average of $1,876 per year, and the Subaru Forester averages $1,486 per year.

For the 16 trims available for the 2023 Jeep Grand Cherokee, the cheapest trim to insure is the Laredo 2WD model at an average cost of $1,684 per year, or $140 per month.

For the six trim levels available for the Subaru Forester, the cheapest 2023 model to insure is the Base AWD model at a cost of $1,378.

When comparing car insurance rates for both models by trim level, the cheapest vehicle to insure is the Subaru Forester Base AWD at a cost of $1,378 per year, and the most expensive trim is the Jeep Grand Cherokee Summit Reserve 4xe at an average of $2,022 per year.

The next chart displays average Jeep Grand Cherokee and Subaru Forester car insurance rates for the 2023 model year, broken out by driver age.

The next chart visualizes the average cost to insure both 2023 models for a range of driver ages. Average car insurance cost ranges from $1,706 to $3,730 per year for a 2023 Jeep Grand Cherokee, and $1,358 to $2,998 for a 2023 Subaru Forester for the age groups used in the chart.

The tables below illustrate trim level insurance cost averages for both 2023 models, plus the average rate for each model. The cheapest of the two models to insure for the 2023 model year is the Subaru Forester.

2022 Jeep Grand Cherokee vs. Subaru Forester

For 2022, the cheaper model to insure on average is the Subaru Forester. Insurance on a Jeep Grand Cherokee costs an average of $1,824 per year, whereas the Subaru Forester averages $1,428 per year.

Within each different model, however, car insurance cost varies significantly for each different trim level. For a 2022 Jeep Grand Cherokee, rates range from the cheapest rate of $1,644 per year for the Laredo model up to the most expensive rate of $1,972 for the Summit Reserve 4xe model. For a 2022 Subaru Forester, rates can range from $1,342 per year for the AWD model up to $1,514 for the most expensive to insure Wilderness AWD model.

When rates are compared for both models, the lowest-cost model and trim is the Subaru Forester AWD at an average cost of $1,342 per year, and the most expensive model and trim level is the Jeep Grand Cherokee Summit Reserve 4xe at a cost of $1,972 per year.

For a 2022 Jeep Grand Cherokee, the cheapest models are the Laredo, L Laredo, and Altitude. The cheapest Subaru Forester models include the AWD, Premium AWD, and Sport AWD.

The list below compares rates for pre-2022 model years. Click any model year to view trim level rate data.

• Cheapest 2021 Model – Subaru Forester ($1,422 vs. Jeep Grand Cherokee at $1,816)
• Cheapest 2020 Model – Subaru Forester ($1,402 vs. Jeep Grand Cherokee at $1,792)
• Cheapest 2019 Model – Subaru Forester ($1,342 vs. Jeep Grand Cherokee at $1,644)
• Cheapest 2018 Model – Subaru Forester ($1,306 vs. Jeep Grand Cherokee at $1,574)
• Cheapest 2017 Model – Subaru Forester ($1,256 vs. Jeep Grand Cherokee at $1,506)
• Cheapest 2016 Model – Subaru Forester ($1,288 vs. Jeep Grand Cherokee at $1,382)
• Cheapest 2015 Model – Subaru Forester ($1,218 vs. Jeep Grand Cherokee at $1,412)

The next chart visualizes average Jeep Grand Cherokee and Subaru Forester car insurance rates for 2022 models, with rates grouped for driver ages 20 to 50.

The 2022 Jeep Grand Cherokee has 16 trims available, with the cheapest trim level to insure being the Laredo trim at an average cost of $1,644 per year.

For the six trims available for the Subaru Forester, the cheapest 2022 model to insure is the AWD model at a cost of $1,342 per year, or $112 per month.

When rates for all 22 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Subaru Forester AWD at a cost of $1,342 per year, and the most expensive model and trim level is the Jeep Grand Cherokee Summit Reserve 4xe at an average cost of $1,972 per year.

The next two tables illustrate the expected annual car insurance cost by trim level for both 2022 models, plus the average rate for each model.

2021 Jeep Grand Cherokee vs Subaru Forester

When comparing insurance rates for 2021 models, a Jeep Grand Cherokee costs an average of $1,816 per year to insure and a Subaru Forester costs $1,422, making the Subaru Forester cheaper to insure by $394 per year for 2021.

The chart below shows the average cost to insure both models rated for drivers aged 20 to 50. Insurance cost ranges from $1,654 to $3,628 per year for a 2021 Jeep Grand Cherokee, and $1,300 to $2,868 for a 2021 Subaru Forester.

Out of 26 trims for the 2021 Jeep Grand Cherokee, the cheapest rates are on the Laredo 2WD trim at a cost of $1,506 per year, or around $126 per month.

The 2021 Subaru Forester has six trims available, with the cheapest trim level to insure being the AWD model at an average cost of $1,362 per year.

When comparing both models at a trim-level basis, the overall cheapest vehicle to insure is the Subaru Forester AWD at a cost of $1,362 per year, and the most expensive vehicle to insure is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at a cost of $2,138 per year.

The next tables display both 2021 models and all trim levels available for each one, including the average rate for each model. The winner for the 2021 car insurance comparison is the Subaru Forester.

2020 Jeep Grand Cherokee vs Subaru Forester

For the 2020 Jeep Grand Cherokee and Subaru Forester models, the Subaru Forester has cheaper car insurance rates by an average of $390 per year for this model year.

The rate chart below shows the average cost to insure both models with different drivers at the wheel. For a 2020 Jeep Grand Cherokee, average car insurance cost ranges from $1,632 to $3,580 per year for the included age groups. A 2020 Subaru Forester costs from $1,282 to $2,828 to insure per year.

Out of 26 Jeep Grand Cherokee trim levels, the cheapest 2020 trim level to insure is the Laredo 2WD trim at an average cost of $1,486 per year, or around $124 per month.

The 2020 Subaru Forester has six trims available, with the cheapest model to insure being the AWD trim at an average cost of $1,342 per year, or around $112 per month.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim to insure is the Subaru Forester AWD at an average of $1,342 per year. The most expensive model and trim level is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at a cost of $2,108 per year.

The next tables display the average cost to insure each trim level for a 2020 Jeep Grand Cherokee and Subaru Forester, including an overall average cost for each model. The winner for the 2020 car insurance comparison is the Subaru Forester.

2019 Jeep Grand Cherokee vs Subaru Forester

For 2019 Jeep Grand Cherokee and Subaru Forester models, the Subaru Forester is cheaper to insure by an average of $302 per year for this model year.

The rate chart below demonstrates the average cost to insure both models for a range of driver ages. Insurance cost ranges from $1,500 to $3,292 per year for a 2019 Jeep Grand Cherokee, and $1,226 to $2,700 for a 2019 Subaru Forester for the illustrated age groups.

Out of 11 trims for the 2019 Jeep Grand Cherokee, the cheapest car insurance rates are on the Laredo 2WD model at a cost of $1,438 per year, or about $120 per month.

For the 10 trims available for the Subaru Forester, the cheapest 2019 model to insure is the 2 AWD model at a cost of $1,274 per year, or around $106 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Subaru Forester 2 AWD at an average cost of $1,274 per year, and the highest-cost model and trim is the Jeep Grand Cherokee Trackhawk 4WD costing an average of $1,990 per year.

The tables shown below illustrate the expected annual car insurance cost by trim level for both 2019 models, along with the average rate for each model.

2018 Jeep Grand Cherokee vs Subaru Forester

When comparing car insurance rates for 2018 models, the Jeep Grand Cherokee costs an average of $1,574 per year to insure and the Subaru Forester costs $1,306, making the Subaru Forester the winner by $268.

The chart below visualizes the average cost to insure both 2018 models with different driver age groups. Average insurance cost ranges from $1,438 to $3,156 per year for a 2018 Jeep Grand Cherokee, and $1,196 to $2,630 for a 2018 Subaru Forester for these driver ages.

The 2018 Jeep Grand Cherokee has 11 trim levels available, with the cheapest trim level to insure being the Laredo 2WD trim at an average cost of $1,404 per year, or $117 per month.

For the six trim levels available for the Subaru Forester, the cheapest 2018 trim to insure is the 2.5I AWD trim at a cost of $1,202 per year, or about $100 per month.

When auto insurance rates for all 17 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Subaru Forester 2.5I AWD at an average cost of $1,202 per year, and the highest-cost model and trim is the Jeep Grand Cherokee Trackhawk 4WD costing an average of $1,932 per year.

The next two tables illustrate all the available trims for both 2018 models, as well as the overall average rate for each model.

2017 Jeep Grand Cherokee vs Subaru Forester

When comparing insurance cost for the 2017 Jeep Grand Cherokee and Subaru Forester models, the Subaru Forester is cheaper by an average of $250 per year for 2017.

The rate chart below visualizes the average cost to insure both models rated for drivers aged 20 to 50. For a 2017 Jeep Grand Cherokee, insurance cost ranges from $1,376 to $3,016 per year. A 2017 Subaru Forester costs from $1,148 to $2,522 to insure per year.

Out of 16 trim levels for the 2017 Jeep Grand Cherokee, the cheapest car insurance rates are on the Laredo 2WD model at a cost of $1,356 per year.

Out of the 13 trim levels available for the Subaru Forester, the cheapest 2017 model to insure is the 2.5I AWD trim at a cost of $1,150.

When comparing rates by trim level for both models, the cheapest vehicle to insure is the Subaru Forester 2.5I AWD at an average rate of $1,150 per year, and the most expensive trim is the Jeep Grand Cherokee Summit 4WD Diesel at an average of $1,616 per year.

The two tables below show the average insurance cost by trim level for both 2017 models, along with the average rate for each model. The 2017 Subaru Forester has cheaper overall car insurance rates than the 2017 Jeep Grand Cherokee.

2016 Jeep Grand Cherokee vs Subaru Forester

When comparing insurance rates for 2016 models, a Jeep Grand Cherokee costs an average of $1,382 per year to insure and a Subaru Forester costs $1,288, making the Subaru Forester cheaper to insure by $94 per year for this model year.

The rate chart below illustrates the average cost to insure both 2016 models for a range of driver ages. The average cost of car insurance ranges from $1,262 to $2,756 per year for a 2016 Jeep Grand Cherokee, and $1,178 to $2,578 for a 2016 Subaru Forester.

The 2016 Jeep Grand Cherokee has 15 trims available, with the cheapest model to insure being the Laredo 2WD model at an average cost of $1,194 per year.

The 2016 Subaru Forester has 13 trim levels available, with the cheapest model to insure being the 2.5I AWD model at an average cost of $1,182 per year, or about $99 per month.

When rates for all 28 trim levels for the 2016 model year of both models are compared, the lowest-cost model and trim to insure is the Subaru Forester 2.5I AWD at a cost of $1,182 per year. The highest-cost model and trim level is the Jeep Grand Cherokee SRT8 4WD costing an average of $1,556 per year.

The rate tables below illustrate average car insurance rates for every trim level for both 2016 models, along with the average rate for each model. The cheapest to insure for the 2016 model year is the Subaru Forester.

2015 Jeep Grand Cherokee vs Subaru Forester

For the 2015 Jeep Grand Cherokee and Subaru Forester models, the Subaru Forester has cheaper car insurance cost by an average of $194 per year for this model year.

The chart shown below illustrates the average cost to insure both 2015 models with different ages of drivers. For a 2015 Jeep Grand Cherokee, average insurance cost ranges from $1,288 to $2,812 per year for these driver ages. A 2015 Subaru Forester costs from $1,114 to $2,428 to insure per year.

Out of nine Jeep Grand Cherokee trim levels, the cheapest 2015 trim to insure is the Laredo 2WD trim at an average cost of $1,272 per year. For the 13 trim levels available for the Subaru Forester, the cheapest 2015 trim level to insure is the 2.5I AWD trim at a cost of $1,126 per year, or around $94 per month.

When average insurance prices for all 22 trims of both models are combined and sorted by cost, the most affordable model and trim level to insure is the Subaru Forester 2.5I AWD at an average cost of $1,126 per year. The most expensive vehicle to insure is the Jeep Grand Cherokee SRT8 4WD costing $1,560 per year.

The rate tables below show the expected annual car insurance cost by trim level for both 2015 models, plus the average rate for each model.

Additional Jeep Grand Cherokee and Subaru Forester Resources

• Jeep Grand Cherokee Insurance Rates
• Subaru Forester Insurance Rates
• Midsize SUV Insurance Rate Comparisons
• Small SUV Insurance Rate Comparisons