Jeep Grand Cherokee vs. Subaru Forester Insurance – Which is Cheapest?

Is car insurance cheaper for the Jeep Cherokee or the Subaru Forester? We compared insurance prices for the 2015 through 2023 model years to find an answer.

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  • When comparing the newest models, a Subaru Forester costs less to insure than a Jeep Grand Cherokee by an average of $390 per year.
  • For a 2023 Jeep Grand Cherokee, rates range from $1,684 to $2,022 per year, while a 2023 Subaru Forester ranges from $1,378 to $1,570 for full coverage.
  • Average car insurance cost per month for the Jeep Grand Cherokee is 25.8% more expensive than the Subaru Forester, at $156 versus $124, a difference of $32.

Is Jeep Grand Cherokee or Subaru Forester insurance cheaper?

For 2023, the model having the cheapest rates is the Subaru Forester. Insurance rates on a Jeep Grand Cherokee cost an average of $1,876 per year, and the Subaru Forester averages $1,486 per year.

For the 16 trims available for the 2023 Jeep Grand Cherokee, the cheapest trim to insure is the Laredo 2WD model at an average cost of $1,684 per year, or $140 per month.

For the six trim levels available for the Subaru Forester, the cheapest 2023 model to insure is the Base AWD model at a cost of $1,378.

When comparing car insurance rates for both models by trim level, the cheapest vehicle to insure is the Subaru Forester Base AWD at a cost of $1,378 per year, and the most expensive trim is the Jeep Grand Cherokee Summit Reserve 4xe at an average of $2,022 per year.

The next chart displays average Jeep Grand Cherokee and Subaru Forester car insurance rates for the 2023 model year, broken out by driver age.

2023 Jeep Grand Cherokee vs Subaru Forester Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,378$115
$1,448$121
$1,480$123
$1,518$127
$1,530$128
$1,570$131
$1,684$140
$1,714$143
$1,758$147
$1,784$149
$1,790$149
$1,814$151
$1,888$157
$1,908$159
$1,914$160
$1,930$161
$1,940$162
$1,950$163
$1,956$163
$1,970$164
$1,970$164
$2,022$169

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Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2023 Jeep Grand Cherokee and a 2023 Subaru Forester. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on February 5, 2023
2023 Jeep Grand Cherokee vs Subaru Forester Insurance Cost by Trim Level

The next chart visualizes the average cost to insure both 2023 models for a range of driver ages. Average car insurance cost ranges from $1,706 to $3,730 per year for a 2023 Jeep Grand Cherokee, and $1,358 to $2,998 for a 2023 Subaru Forester for the age groups used in the chart.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2023 Jeep Grand Cherokee and a 2023 Subaru Forester with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Grand Cherokee and Subaru Forester trim levels.Data last updated on December 30, 2022
2023 Jeep Grand Cherokee vs. 2023 Subaru Forester Insurance Cost
2023 Jeep Grand Cherokee vs. Subaru Forester Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Grand Cherokee$3,730$1,976$1,876$1,706
Subaru Forester$2,998$1,586$1,486$1,358

The tables below illustrate trim level insurance cost averages for both 2023 models, plus the average rate for each model. The cheapest of the two models to insure for the 2023 model year is the Subaru Forester.

2023 Jeep Grand Cherokee

$1,876

Insurance Rates by Trim Level for 2023 Jeep Grand Cherokee
2023 Jeep Grand Cherokee TrimsRate
Laredo 2WD$1,684
Laredo 4x41,714
Altitude 2WD1,758
Altitude 4x41,784
Limited 2WD1,790
Limited 4x41,814
Overland 2WD1,888
Overland 4x41,908
4xe1,914
Summit 2WD1,930
Summit 4x41,940
30th Anniversary 4xe1,950
Trailhawk 4xe1,956
Summit Reserve 4x41,970
Overland 4xe1,970
Summit Reserve 4xe2,022
2023 Jeep Grand Cherokee Average Rate$1,876

2023 Subaru Forester

$1,486

Insurance Rates by Trim Level for 2023 Jeep Grand Cherokee
2023 Subaru Forester TrimsRate
Base AWD$1,378
Premium AWD1,448
Sport AWD1,480
Limited AWD1,518
Wilderness AWD1,530
Touring AWD1,570
2023 Subaru Forester Average Rate$1,486

2022 Jeep Grand Cherokee vs. Subaru Forester

For 2022, the cheaper model to insure on average is the Subaru Forester. Insurance on a Jeep Grand Cherokee costs an average of $1,824 per year, whereas the Subaru Forester averages $1,428 per year.

Within each different model, however, car insurance cost varies significantly for each different trim level. For a 2022 Jeep Grand Cherokee, rates range from the cheapest rate of $1,644 per year for the Laredo model up to the most expensive rate of $1,972 for the Summit Reserve 4xe model. For a 2022 Subaru Forester, rates can range from $1,342 per year for the AWD model up to $1,514 for the most expensive to insure Wilderness AWD model.

When rates are compared for both models, the lowest-cost model and trim is the Subaru Forester AWD at an average cost of $1,342 per year, and the most expensive model and trim level is the Jeep Grand Cherokee Summit Reserve 4xe at a cost of $1,972 per year.

For a 2022 Jeep Grand Cherokee, the cheapest models are the Laredo, L Laredo, and Altitude. The cheapest Subaru Forester models include the AWD, Premium AWD, and Sport AWD.

The list below compares rates for pre-2022 model years. Click any model year to view trim level rate data.

The next chart visualizes average Jeep Grand Cherokee and Subaru Forester car insurance rates for 2022 models, with rates grouped for driver ages 20 to 50.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2022 Jeep Grand Cherokee and a 2022 Subaru Forester with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Grand Cherokee and Subaru Forester trim levels.Data last updated on December 30, 2022
2022 Jeep Grand Cherokee vs. 2022 Subaru Forester Insurance Cost
2022 Jeep Grand Cherokee vs. Subaru Forester Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Grand Cherokee$3,636$1,924$1,824$1,662
Subaru Forester$2,870$1,520$1,428$1,302

The 2022 Jeep Grand Cherokee has 16 trims available, with the cheapest trim level to insure being the Laredo trim at an average cost of $1,644 per year.

For the six trims available for the Subaru Forester, the cheapest 2022 model to insure is the AWD model at a cost of $1,342 per year, or $112 per month.

When rates for all 22 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Subaru Forester AWD at a cost of $1,342 per year, and the most expensive model and trim level is the Jeep Grand Cherokee Summit Reserve 4xe at an average cost of $1,972 per year.

The next two tables illustrate the expected annual car insurance cost by trim level for both 2022 models, plus the average rate for each model.

2022 Jeep Grand Cherokee

$1,824

Insurance Rates by Trim Level for 2022 Jeep Grand Cherokee
2022 Jeep Grand Cherokee TrimsRate
Laredo$1,644
L Laredo1,670
Altitude1,710
L Altitude1,730
Limited1,742
L Limited1,762
Trailhawk1,808
Overland1,848
L Overland1,862
4xe1,868
Summit1,882
Trailhawk 4xe1,902
Summit Reserve1,912
Overland 4xe1,928
Summit 4xe1,952
Summit Reserve 4xe1,972
2022 Jeep Grand Cherokee Average Rate$1,824

2022 Subaru Forester

$1,428

Insurance Rates by Trim Level for 2022 Jeep Grand Cherokee
2022 Subaru Forester TrimsRate
AWD$1,342
Premium AWD1,342
Sport AWD1,390
Touring AWD1,472
Limited AWD1,508
Wilderness AWD1,514
2022 Subaru Forester Average Rate$1,428

2021 Jeep Grand Cherokee vs Subaru Forester

When comparing insurance rates for 2021 models, a Jeep Grand Cherokee costs an average of $1,816 per year to insure and a Subaru Forester costs $1,422, making the Subaru Forester cheaper to insure by $394 per year for 2021.

The chart below shows the average cost to insure both models rated for drivers aged 20 to 50. Insurance cost ranges from $1,654 to $3,628 per year for a 2021 Jeep Grand Cherokee, and $1,300 to $2,868 for a 2021 Subaru Forester.

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Chart Data Details: Average insurance rates are for a 2021 Jeep Grand Cherokee and a 2021 Subaru Forester with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Grand Cherokee and Subaru Forester trim levels.Data last updated on December 30, 2022
2021 Jeep Grand Cherokee vs. 2021 Subaru Forester Insurance Cost
2021 Jeep Grand Cherokee vs. Subaru Forester Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Grand Cherokee$3,628$1,914$1,816$1,654
Subaru Forester$2,868$1,504$1,422$1,300

Out of 26 trims for the 2021 Jeep Grand Cherokee, the cheapest rates are on the Laredo 2WD trim at a cost of $1,506 per year, or around $126 per month.

The 2021 Subaru Forester has six trims available, with the cheapest trim level to insure being the AWD model at an average cost of $1,362 per year.

When comparing both models at a trim-level basis, the overall cheapest vehicle to insure is the Subaru Forester AWD at a cost of $1,362 per year, and the most expensive vehicle to insure is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at a cost of $2,138 per year.

The next tables display both 2021 models and all trim levels available for each one, including the average rate for each model. The winner for the 2021 car insurance comparison is the Subaru Forester.

2021 Jeep Grand Cherokee

$1,816

Insurance Rates by Trim Level for 2021 Jeep Grand Cherokee
2021 Jeep Grand Cherokee TrimsRate
Laredo 2WD$1,506
Laredo 4WD1,568
Limited 2WD1,618
Limited Luxury Group II 2WD1,666
Trailhawk 4WD1,666
Limited 4WD1,690
Limited Luxury Group II 4WD1,690
Limited Off-Road Adventure 4WD1,690
Overland 2WD1,714
Overland 4WD1,714
Trailhawk Luxury Group 4WD1,714
Summit 2WD1,762
Summit Black Roof 2WD1,762
Summit 4WD1,788
Summit Signature Leather 2WD1,814
Summit Black Roof 4WD1,830
Summit Signature Leather 4WD1,830
SRT 4WD1,896
SRT Dual Pane Sunroof 4WD1,944
SRT High Performance Audio 4WD1,944
SRT Signature Leather 4WD1,944
Trackhawk 4WD2,090
Trackhawk Black Roof 4WD2,090
Trackhawk Dual Pane Sunroof 4WD2,090
Trackhawk High Performance Audio 4WD2,090
Trackhawk Signature Leather 4WD2,138
2021 Jeep Grand Cherokee Average Rate$1,816

2021 Subaru Forester

$1,422

Insurance Rates by Trim Level for 2021 Jeep Grand Cherokee
2021 Subaru Forester TrimsRate
AWD$1,362
Alloy Wheel Package AWD1,362
Premium AWD1,404
Sport AWD1,428
Limited AWD1,458
Touring AWD1,522
2021 Subaru Forester Average Rate$1,422

2020 Jeep Grand Cherokee vs Subaru Forester

For the 2020 Jeep Grand Cherokee and Subaru Forester models, the Subaru Forester has cheaper car insurance rates by an average of $390 per year for this model year.

The rate chart below shows the average cost to insure both models with different drivers at the wheel. For a 2020 Jeep Grand Cherokee, average car insurance cost ranges from $1,632 to $3,580 per year for the included age groups. A 2020 Subaru Forester costs from $1,282 to $2,828 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2020 Jeep Grand Cherokee and a 2020 Subaru Forester with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Grand Cherokee and Subaru Forester trim levels.Data last updated on December 30, 2022
2020 Jeep Grand Cherokee vs. 2020 Subaru Forester Insurance Cost
2020 Jeep Grand Cherokee vs. Subaru Forester Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Grand Cherokee$3,580$1,886$1,792$1,632
Subaru Forester$2,828$1,484$1,402$1,282

Out of 26 Jeep Grand Cherokee trim levels, the cheapest 2020 trim level to insure is the Laredo 2WD trim at an average cost of $1,486 per year, or around $124 per month.

The 2020 Subaru Forester has six trims available, with the cheapest model to insure being the AWD trim at an average cost of $1,342 per year, or around $112 per month.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim to insure is the Subaru Forester AWD at an average of $1,342 per year. The most expensive model and trim level is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at a cost of $2,108 per year.

The next tables display the average cost to insure each trim level for a 2020 Jeep Grand Cherokee and Subaru Forester, including an overall average cost for each model. The winner for the 2020 car insurance comparison is the Subaru Forester.

2020 Jeep Grand Cherokee

$1,792

Insurance Rates by Trim Level for 2020 Jeep Grand Cherokee
2020 Jeep Grand Cherokee TrimsRate
Laredo 2WD$1,486
Laredo 4WD1,548
Limited 2WD1,594
Limited Luxury Group II 2WD1,642
Trailhawk 4WD1,642
Limited 4WD1,668
Limited Luxury Group II 4WD1,668
Limited Off-Road Adventure 4WD1,668
Overland 2WD1,690
Overland 4WD1,690
Trailhawk Luxury Group 4WD1,690
Summit 2WD1,738
Summit Black Roof 2WD1,738
Summit 4WD1,762
Summit Signature Leather 2WD1,788
Summit Black Roof 4WD1,804
Summit Signature Leather 4WD1,804
SRT 4WD1,870
SRT Dual Pane Sunroof 4WD1,916
SRT High Performance Audio 4WD1,916
SRT Signature Leather 4WD1,916
Trackhawk 4WD2,060
Trackhawk Black Roof 4WD2,060
Trackhawk Dual Pane Sunroof 4WD2,060
Trackhawk High Performance Audio 4WD2,060
Trackhawk Signature Leather 4WD2,108
2020 Jeep Grand Cherokee Average Rate$1,792

2020 Subaru Forester

$1,402

Insurance Rates by Trim Level for 2020 Jeep Grand Cherokee
2020 Subaru Forester TrimsRate
AWD$1,342
Alloy Wheel Package AWD1,342
Premium AWD1,384
Sport AWD1,408
Limited AWD1,438
Touring AWD1,500
2020 Subaru Forester Average Rate$1,402

2019 Jeep Grand Cherokee vs Subaru Forester

For 2019 Jeep Grand Cherokee and Subaru Forester models, the Subaru Forester is cheaper to insure by an average of $302 per year for this model year.

The rate chart below demonstrates the average cost to insure both models for a range of driver ages. Insurance cost ranges from $1,500 to $3,292 per year for a 2019 Jeep Grand Cherokee, and $1,226 to $2,700 for a 2019 Subaru Forester for the illustrated age groups.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2019 Jeep Grand Cherokee and a 2019 Subaru Forester with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Grand Cherokee and Subaru Forester trim levels.Data last updated on December 30, 2022
2019 Jeep Grand Cherokee vs. 2019 Subaru Forester Insurance Cost
2019 Jeep Grand Cherokee vs. Subaru Forester Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Grand Cherokee$3,292$1,724$1,644$1,500
Subaru Forester$2,700$1,416$1,342$1,226

Out of 11 trims for the 2019 Jeep Grand Cherokee, the cheapest car insurance rates are on the Laredo 2WD model at a cost of $1,438 per year, or about $120 per month.

For the 10 trims available for the Subaru Forester, the cheapest 2019 model to insure is the 2 AWD model at a cost of $1,274 per year, or around $106 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Subaru Forester 2 AWD at an average cost of $1,274 per year, and the highest-cost model and trim is the Jeep Grand Cherokee Trackhawk 4WD costing an average of $1,990 per year.

The tables shown below illustrate the expected annual car insurance cost by trim level for both 2019 models, along with the average rate for each model.

2019 Jeep Grand Cherokee

$1,644

Insurance Rates by Trim Level for 2019 Jeep Grand Cherokee
2019 Jeep Grand Cherokee TrimsRate
Laredo 2WD$1,438
Laredo 4WD1,498
Limited 2WD1,544
Limited 4WD1,590
Trailhawk 4WD1,590
Overland 2WD1,636
Overland 4WD1,636
Summit 2WD1,682
Summit 4WD1,682
SRT 4WD1,804
Trackhawk 4WD1,990
2019 Jeep Grand Cherokee Average Rate$1,644

2019 Subaru Forester

$1,342

Insurance Rates by Trim Level for 2019 Jeep Grand Cherokee
2019 Subaru Forester TrimsRate
2 AWD$1,274
2.5I AWD1,274
2.0 Premium AWD1,308
2.5I Premium AWD1,308
2.0 Sport AWD1,336
2.5I Sport AWD1,336
2.0 Limited AWD1,368
2.5I Limited AWD1,368
2.0 Touring AWD1,428
2.5I Touring AWD1,428
2019 Subaru Forester Average Rate$1,342

2018 Jeep Grand Cherokee vs Subaru Forester

When comparing car insurance rates for 2018 models, the Jeep Grand Cherokee costs an average of $1,574 per year to insure and the Subaru Forester costs $1,306, making the Subaru Forester the winner by $268.

The chart below visualizes the average cost to insure both 2018 models with different driver age groups. Average insurance cost ranges from $1,438 to $3,156 per year for a 2018 Jeep Grand Cherokee, and $1,196 to $2,630 for a 2018 Subaru Forester for these driver ages.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2018 Jeep Grand Cherokee and a 2018 Subaru Forester with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Grand Cherokee and Subaru Forester trim levels.Data last updated on December 30, 2022
2018 Jeep Grand Cherokee vs. 2018 Subaru Forester Insurance Cost
2018 Jeep Grand Cherokee vs. Subaru Forester Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Grand Cherokee$3,156$1,648$1,574$1,438
Subaru Forester$2,630$1,378$1,306$1,196

The 2018 Jeep Grand Cherokee has 11 trim levels available, with the cheapest trim level to insure being the Laredo 2WD trim at an average cost of $1,404 per year, or $117 per month.

For the six trim levels available for the Subaru Forester, the cheapest 2018 trim to insure is the 2.5I AWD trim at a cost of $1,202 per year, or about $100 per month.

When auto insurance rates for all 17 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Subaru Forester 2.5I AWD at an average cost of $1,202 per year, and the highest-cost model and trim is the Jeep Grand Cherokee Trackhawk 4WD costing an average of $1,932 per year.

The next two tables illustrate all the available trims for both 2018 models, as well as the overall average rate for each model.

2018 Jeep Grand Cherokee

$1,574

Insurance Rates by Trim Level for 2018 Jeep Grand Cherokee
2018 Jeep Grand Cherokee TrimsRate
Laredo 2WD$1,404
Laredo 4WD1,404
Limited 2WD1,504
Limited 4WD1,550
Overland 2WD1,550
SRT 4WD1,550
Trailhawk 4WD1,550
Overland 4WD1,594
Summit 2WD1,638
Summit 4WD1,638
Trackhawk 4WD1,932
2018 Jeep Grand Cherokee Average Rate$1,574

2018 Subaru Forester

$1,306

Insurance Rates by Trim Level for 2018 Jeep Grand Cherokee
2018 Subaru Forester TrimsRate
2.5I AWD$1,202
2.5I Premium AWD1,244
2.0XT Premium AWD1,284
2.5I Limited AWD1,288
2.5I Touring AWD1,388
2.0XT Touring AWD1,428
2018 Subaru Forester Average Rate$1,306

2017 Jeep Grand Cherokee vs Subaru Forester

When comparing insurance cost for the 2017 Jeep Grand Cherokee and Subaru Forester models, the Subaru Forester is cheaper by an average of $250 per year for 2017.

The rate chart below visualizes the average cost to insure both models rated for drivers aged 20 to 50. For a 2017 Jeep Grand Cherokee, insurance cost ranges from $1,376 to $3,016 per year. A 2017 Subaru Forester costs from $1,148 to $2,522 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2017 Jeep Grand Cherokee and a 2017 Subaru Forester with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Grand Cherokee and Subaru Forester trim levels.Data last updated on December 29, 2022
2017 Jeep Grand Cherokee vs. 2017 Subaru Forester Insurance Cost
2017 Jeep Grand Cherokee vs. Subaru Forester Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Grand Cherokee$3,016$1,576$1,506$1,376
Subaru Forester$2,522$1,322$1,256$1,148

Out of 16 trim levels for the 2017 Jeep Grand Cherokee, the cheapest car insurance rates are on the Laredo 2WD model at a cost of $1,356 per year.

Out of the 13 trim levels available for the Subaru Forester, the cheapest 2017 model to insure is the 2.5I AWD trim at a cost of $1,150.

When comparing rates by trim level for both models, the cheapest vehicle to insure is the Subaru Forester 2.5I AWD at an average rate of $1,150 per year, and the most expensive trim is the Jeep Grand Cherokee Summit 4WD Diesel at an average of $1,616 per year.

The two tables below show the average insurance cost by trim level for both 2017 models, along with the average rate for each model. The 2017 Subaru Forester has cheaper overall car insurance rates than the 2017 Jeep Grand Cherokee.

2017 Jeep Grand Cherokee

$1,506

Insurance Rates by Trim Level for 2017 Jeep Grand Cherokee
2017 Jeep Grand Cherokee TrimsRate
Laredo 2WD$1,356
Laredo 4WD1,356
Limited 2WD1,452
Limited 4WD1,452
Limited 2WD Diesel1,494
Limited 4WD Diesel1,494
Overland 2WD1,494
Trailhawk 4WD1,494
Overland 2WD Diesel1,534
Overland 4WD1,534
Trailhawk 4WD Diesel1,534
Overland 4WD Diesel1,576
Summit 2WD1,576
Summit 2WD Diesel1,576
Summit 4WD1,576
Summit 4WD Diesel1,616
2017 Jeep Grand Cherokee Average Rate$1,506

2017 Subaru Forester

$1,256

Insurance Rates by Trim Level for 2017 Jeep Grand Cherokee
2017 Subaru Forester TrimsRate
2.5I AWD$1,150
2.5I Premium AWD1,192
2.5I Premium AWP AWD1,220
2.5I Premium AWP and Eye Sight AWD1,220
2.0XT Premium AWD1,232
2.5I Limited AWD1,232
2.5I Limited Navigation AWD1,274
2.5I Touring AWD1,274
2.5I Touring Eyesight System AWD1,274
2.5I Touring Navigation AWD1,274
2.0XT Touring AWD1,326
2.0XT Touring Eyesight System AWD1,326
2.0XT Touring Navigation AWD1,326
2017 Subaru Forester Average Rate$1,256

2016 Jeep Grand Cherokee vs Subaru Forester

When comparing insurance rates for 2016 models, a Jeep Grand Cherokee costs an average of $1,382 per year to insure and a Subaru Forester costs $1,288, making the Subaru Forester cheaper to insure by $94 per year for this model year.

The rate chart below illustrates the average cost to insure both 2016 models for a range of driver ages. The average cost of car insurance ranges from $1,262 to $2,756 per year for a 2016 Jeep Grand Cherokee, and $1,178 to $2,578 for a 2016 Subaru Forester.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2016 Jeep Grand Cherokee and a 2016 Subaru Forester with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Grand Cherokee and Subaru Forester trim levels.Data last updated on December 30, 2022
2016 Jeep Grand Cherokee vs. 2016 Subaru Forester Insurance Cost
2016 Jeep Grand Cherokee vs. Subaru Forester Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Grand Cherokee$2,756$1,448$1,382$1,262
Subaru Forester$2,578$1,346$1,288$1,178

The 2016 Jeep Grand Cherokee has 15 trims available, with the cheapest model to insure being the Laredo 2WD model at an average cost of $1,194 per year.

The 2016 Subaru Forester has 13 trim levels available, with the cheapest model to insure being the 2.5I AWD model at an average cost of $1,182 per year, or about $99 per month.

When rates for all 28 trim levels for the 2016 model year of both models are compared, the lowest-cost model and trim to insure is the Subaru Forester 2.5I AWD at a cost of $1,182 per year. The highest-cost model and trim level is the Jeep Grand Cherokee SRT8 4WD costing an average of $1,556 per year.

The rate tables below illustrate average car insurance rates for every trim level for both 2016 models, along with the average rate for each model. The cheapest to insure for the 2016 model year is the Subaru Forester.

2016 Jeep Grand Cherokee

$1,382

Insurance Rates by Trim Level for 2016 Jeep Grand Cherokee
2016 Jeep Grand Cherokee TrimsRate
Laredo 2WD$1,194
Laredo 4WD1,232
Limited 2WD1,324
Limited 4WD1,324
Limited 2WD Diesel1,362
Limited 4WD Diesel1,362
Overland 2WD1,362
Overland 2WD Diesel1,400
Overland 4WD1,400
Summit 2WD1,400
Overland 4WD Diesel1,438
Summit 4WD1,438
Summit 2WD Diesel1,448
Summit 4WD Diesel1,486
SRT8 4WD1,556
2016 Jeep Grand Cherokee Average Rate$1,382

2016 Subaru Forester

$1,288

Insurance Rates by Trim Level for 2016 Jeep Grand Cherokee
2016 Subaru Forester TrimsRate
2.5I AWD$1,182
2.5I Premium AWD1,220
2.5I Premium AWP AWD1,260
2.5I Premium AWP Navigation AWD1,260
2.0XT Premium AWD1,272
2.5I Limited AWD1,272
2.5I Limited Navigation AWD1,312
2.5I Touring AWD1,312
2.5I Touring Eyesight System AWD1,312
2.5I Touring Navigation AWD1,312
2.0XT Touring AWD1,350
2.0XT Touring Eyesight System AWD1,350
2.0XT Touring Navigation AWD1,350
2016 Subaru Forester Average Rate$1,288

2015 Jeep Grand Cherokee vs Subaru Forester

For the 2015 Jeep Grand Cherokee and Subaru Forester models, the Subaru Forester has cheaper car insurance cost by an average of $194 per year for this model year.

The chart shown below illustrates the average cost to insure both 2015 models with different ages of drivers. For a 2015 Jeep Grand Cherokee, average insurance cost ranges from $1,288 to $2,812 per year for these driver ages. A 2015 Subaru Forester costs from $1,114 to $2,428 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2015 Jeep Grand Cherokee and a 2015 Subaru Forester with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Jeep Grand Cherokee and Subaru Forester trim levels.Data last updated on December 30, 2022
2015 Jeep Grand Cherokee vs. 2015 Subaru Forester Insurance Cost
2015 Jeep Grand Cherokee vs. Subaru Forester Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Jeep Grand Cherokee$2,812$1,470$1,412$1,288
Subaru Forester$2,428$1,268$1,218$1,114

Out of nine Jeep Grand Cherokee trim levels, the cheapest 2015 trim to insure is the Laredo 2WD trim at an average cost of $1,272 per year. For the 13 trim levels available for the Subaru Forester, the cheapest 2015 trim level to insure is the 2.5I AWD trim at a cost of $1,126 per year, or around $94 per month.

When average insurance prices for all 22 trims of both models are combined and sorted by cost, the most affordable model and trim level to insure is the Subaru Forester 2.5I AWD at an average cost of $1,126 per year. The most expensive vehicle to insure is the Jeep Grand Cherokee SRT8 4WD costing $1,560 per year.

The rate tables below show the expected annual car insurance cost by trim level for both 2015 models, plus the average rate for each model.

2015 Jeep Grand Cherokee

$1,412

Insurance Rates by Trim Level for 2015 Jeep Grand Cherokee
2015 Jeep Grand Cherokee TrimsRate
Laredo 2WD$1,272
Laredo 4WD1,310
Limited 2WD1,380
Limited 4WD1,380
Overland 2WD1,416
Overland 4WD1,452
Summit 2WD1,452
Summit 4WD1,488
SRT8 4WD1,560
2015 Jeep Grand Cherokee Average Rate$1,412

2015 Subaru Forester

$1,218

Insurance Rates by Trim Level for 2015 Jeep Grand Cherokee
2015 Subaru Forester TrimsRate
2.5I AWD$1,126
2.5I Premium AWD1,162
2.5I Premium AWP AWD1,162
2.5I Premium AWP Navigation AWD1,200
2.0XT Premium AWD1,210
2.5I Limited AWD1,210
2.5I Limited Navigation AWD1,210
2.5I Touring AWD1,238
2.5I Touring Eyesight System AWD1,240
2.5I Touring Navigation AWD1,244
2.0XT Touring Navigation AWD1,274
2.0XT Touring Eyesight System AWD1,278
2.0XT Touring AWD1,282
2015 Subaru Forester Average Rate$1,218

Additional Jeep Grand Cherokee and Subaru Forester Resources