Jeep Grand Cherokee vs. Subaru Outback Insurance Cost

• When insurance rates for 2024 models are compared, a Subaru Outback has cheaper car insurance rates than a Jeep Grand Cherokee by an average of $348 per year.
• Average car insurance cost per month for the Jeep Grand Cherokee is 16.1% more expensive than the Subaru Outback, at $195 versus $166, a difference of $29.
• Out of 34 models in the 2024 midsize SUV segment, the Jeep Grand Cherokee ranks 20^th and the Subaru Outback ranks third for car insurance affordability.
• If the cheapest monthly payments are a high priority, the Laredo A and Laredo trims are the cheapest Jeep Grand Cherokee models to insure, while the Base and Premium trims are the cheapest Subaru Outback models to insure.

Is insurance cheaper for a Jeep Grand Cherokee or Subaru Outback?

For 2024, the model having cheaper average car insurance is the Subaru Outback. Average car insurance rates for the Jeep Grand Cherokee are $2,342 per year, while insurance for the Subaru Outback averages $1,994 per year.

Out of 19 Jeep Grand Cherokee trims, the cheapest 2024 trim level to insure is the Laredo A trim at an average cost of $2,048 per year, or $171 per month.

The 2024 Subaru Outback has nine trims available, with the cheapest trim to insure being the Base trim at an average cost of $1,816 per year.

When rates for all 28 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Subaru Outback Base at an average of $1,816 per year. The highest-cost model and trim level is the Jeep Grand Cherokee Summit Reserve 4xe costing an average of $2,586 per year.

The rate table below compares and ranks the yearly and monthly cost of car insurance for 2024 Jeep Grand Cherokee and Subaru Outback models, showing average cost for each trim level.

The next chart demonstrates the average cost to insure the two models rated for drivers aged 20 to 50. For a 2024 Jeep Grand Cherokee, average car insurance cost ranges from $2,060 to $4,712 per year for the age groups used in this illustration. A 2024 Subaru Outback costs from $1,760 to $4,028 to insure per year.

The tables shown below illustrate the cost to insure the available trim levels for both 2024 models, including an overall average cost for each model. The 2024 Subaru Outback wins out over the 2024 Jeep Grand Cherokee for cheapest overall car insurance cost.

2023 Jeep Grand Cherokee vs. Subaru Outback

Average insurance rates for a 2023 Jeep Grand Cherokee are $2,420 per year, while insurance for a Subaru Outback averages $1,964 per year, making the Subaru Outback the cheapest to insure.

The actual price you’ll pay for insurance can vary noticeably depending on the trim of the model being insured, however.

For a 2023 Jeep Grand Cherokee, car insurance rates range from $2,174 per year for the Laredo 2WD model up to $2,614 for the Summit Reserve 4xe model. For a 2023 Subaru Outback, rates range from $1,792 per year for the Base AWD model up to $2,068 for the Touring XT AWD model.

When comparing both models, the lowest-cost model and trim is the Subaru Outback Base AWD at an average of $1,792 per year. The highest-cost model and trim level is the Jeep Grand Cherokee Summit Reserve 4xe at a cost of $2,614 per year.

For a 2023 Jeep Grand Cherokee, the cheapest models are the Laredo 2WD, Laredo 4x4, and Altitude 2WD. The cheapest Subaru Outback models include the Base AWD, Premium AWD, and Onyx Edition AWD. On a monthly basis, car insurance rates for all 2023 Jeep Grand Cherokee and Subaru Outback models range from $149 to $218 per month.

The rate table below compares the annual and monthly car insurance cost for 2023 Jeep Grand Cherokee and Subaru Outback models, showing average cost by trim level for each model.

The chart below demonstrates the average cost to insure both 2023 models for a range of driver ages. Average insurance cost ranges from $2,142 to $4,874 per year for a 2023 Jeep Grand Cherokee, and $1,730 to $4,002 for a 2023 Subaru Outback for these driver ages.

For the 16 trim levels available for the 2023 Jeep Grand Cherokee, the cheapest model to insure is the Laredo 2WD trim at an average cost of $2,174 per year.

The 2023 Subaru Outback has nine trim levels available, with the cheapest trim to insure being the Base AWD trim at an average cost of $1,792 per year.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Subaru Outback Base AWD at an average rate of $1,792 per year, and the overall most expensive vehicle to insure is the Jeep Grand Cherokee Summit Reserve 4xe at an average cost of $2,614 per year.

The tables shown below illustrate the average insurance cost by trim level for both 2023 models, plus an average rate for each model. The model with the cheapest auto insurance rates for 2023 is the Subaru Outback.

2022 Jeep Grand Cherokee vs. Subaru Outback

For the 2022 model year, the model with cheaper average insurance rates is the Subaru Outback. Insurance rates on a Jeep Grand Cherokee cost an average of $2,356 per year, and insurance for the Subaru Outback costs an average of $1,962 per year.

Within each different model, however, insurance rates vary greatly depending on the vehicle trim level. For a 2022 Jeep Grand Cherokee, rates range from the lowest rate of $2,124 per year for the Laredo model up to $2,550 for the Summit Reserve 4xe model. For a 2022 Subaru Outback, rates can range from $1,752 per year for the AWD model up to $2,054 for the most expensive Touring XT AWD model.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level is the Subaru Outback AWD at a cost of $1,752 per year, and the most expensive trim is the Jeep Grand Cherokee Summit Reserve 4xe costing $2,550 per year.

For a 2022 Jeep Grand Cherokee, the cheapest models are the Laredo, L Laredo, and Altitude. The cheapest Subaru Outback models include the AWD, Premium AWD, and Onyx Edition XT AWD.

From a cost-per-month basis, car insurance rates for all 2022 Jeep Grand Cherokee and Subaru Outback models and trims range from $146 to $213 per month.

The next table compares the 12-month and monthly car insurance cost for 2022 Jeep Grand Cherokee and Subaru Outback models, with average rates for every trim level for each model.

The diagram below compares average 2022 Jeep Grand Cherokee insurance rates to 2022 Subaru Outback insurance rates based on different driver age groups.

The 2022 Jeep Grand Cherokee has 16 trim levels available, with the cheapest model to insure being the Laredo model at an average cost of $2,124 per year, or around $177 per month.

For the eight trims available for the Subaru Outback, the cheapest 2022 trim to insure is the AWD model at a cost of $1,752.

When all 24 trims of both models are combined and compared, the cheapest model and trim level to insure is the Subaru Outback AWD at an average of $1,752 per year, and the most expensive model and trim level is the Jeep Grand Cherokee Summit Reserve 4xe costing an average of $2,550 per year.

The next two tables illustrate the expected annual car insurance cost by trim level for both 2022 models, including an overall average cost for each model. The 2022 Subaru Outback comes out on top over the 2022 Jeep Grand Cherokee for cheapest car insurance rates.

2021 Jeep Grand Cherokee vs Subaru Outback

When comparing insurance rates for the 2021 Jeep Grand Cherokee and Subaru Outback models, the Subaru Outback is cheaper by an average of $298 per year for this model year.

The chart shown below visualizes the average cost to insure the two models rated for drivers aged 20 to 50. For a 2021 Jeep Grand Cherokee, average car insurance cost ranges from $2,080 to $4,756 per year for the included driver ages. A 2021 Subaru Outback costs from $1,814 to $4,210 to insure per year.

Out of 26 Jeep Grand Cherokee trims, the cheapest 2021 model to insure is the Laredo 2WD trim at an average cost of $1,938 per year, or about $162 per month. Out of the 11 trim levels available for the Subaru Outback, the cheapest 2021 model to insure is the AWD model at a cost of $1,866 per year, or $156 per month.

When all 37 trims of both models are combined and compared, the cheapest model and trim level to insure is the Subaru Outback AWD at an average rate of $1,866 per year, and the most expensive vehicle to insure is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at a cost of $2,774 per year.

The rate tables below show average car insurance rates for every trim level for both 2021 models, including an overall average cost for each model. The 2021 Subaru Outback has lower-cost car average car insurance rates than the 2021 Jeep Grand Cherokee.

2020 Jeep Grand Cherokee vs Subaru Outback

When comparing insurance cost for the 2020 Jeep Grand Cherokee and Subaru Outback models, the Subaru Outback has cheaper rates by an average of $274 per year for this model year.

The rate chart below shows the average cost to insure the two models with different ages of drivers. For a 2020 Jeep Grand Cherokee, average insurance cost ranges from $2,002 to $4,574 per year for the example age groups. A 2020 Subaru Outback costs from $1,760 to $4,078 to insure per year.

Out of 26 trim levels for the 2020 Jeep Grand Cherokee, the cheapest insurance rates are on the Laredo 2WD trim at a cost of $1,866 per year, or around $156 per month.

For the 11 trims available for the Subaru Outback, the cheapest 2020 trim level to insure is the AWD trim at a cost of $1,810.

When rates for all 37 trims of both models are combined and sorted by cost, the cheapest trim to insure is the Subaru Outback AWD at a cost of $1,810 per year. The most expensive trim is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at an average cost of $2,670 per year.

The next two tables show average cost to insure each trim level for a 2020 Jeep Grand Cherokee and Subaru Outback, plus an average rate for each model.

2019 Jeep Grand Cherokee vs Subaru Outback

For 2019 Jeep Grand Cherokee and Subaru Outback models, the Subaru Outback is cheaper to insure by an average of $306 per year for this model year.

The chart shown below visualizes the average cost to insure both models for a range of driver ages. Average insurance cost ranges from $1,844 to $4,222 per year for a 2019 Jeep Grand Cherokee, and $1,564 to $3,620 for a 2019 Subaru Outback for the age groups used in this illustration.

Out of 11 Jeep Grand Cherokee trim levels, the cheapest 2019 trim level to insure is the Laredo 2WD model at an average cost of $1,812 per year. For the six trim levels available for the Subaru Outback, the cheapest 2019 trim level to insure is the 2.5I AWD model at a cost of $1,616.

When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to insure is the Subaru Outback 2.5I AWD at an average of $1,616 per year, and the most expensive model and trim level is the Jeep Grand Cherokee Trackhawk 4WD at an average of $2,522 per year.

The next two tables illustrate the cost to insure the available trim levels for both 2019 models, including the average rate for each model. The winner for the 2019 car insurance battle is the Subaru Outback.

2018 Jeep Grand Cherokee vs Subaru Outback

When comparing insurance cost for 2018 models, a Jeep Grand Cherokee costs an average of $1,950 per year to insure and a Subaru Outback costs $1,660, making the Subaru Outback cheaper to insure by $290 per year for this model year.

The chart shown below illustrates the average cost to insure the two models with different drivers at the wheel. For a 2018 Jeep Grand Cherokee, the average cost of car insurance ranges from $1,734 to $3,960 per year for the included age groups. A 2018 Subaru Outback costs from $1,470 to $3,388 to insure per year.

The 2018 Jeep Grand Cherokee has 11 trims available, with the cheapest trim level to insure being the Laredo 2WD model at an average cost of $1,738 per year, or around $145 per month. Out of the six trims available for the Subaru Outback, the cheapest 2018 trim to insure is the 2.5I AWD model at a cost of $1,486.

When looking at the aggregated rates by trim for both models, the overall cheapest vehicle to insure is the Subaru Outback 2.5I AWD at an average rate of $1,486 per year, and the highest-cost model and trim level is the Jeep Grand Cherokee Trackhawk 4WD at a cost of $2,404 per year.

The next two rate tables display average car insurance cost by trim level for each 2018 model, plus an average rate for each model. The winner for the 2018 car insurance rate comparison is the Subaru Outback.

2017 Jeep Grand Cherokee vs Subaru Outback

For 2017 Jeep Grand Cherokee and Subaru Outback models, the Subaru Outback has cheaper car insurance rates by an average of $294 per year.

The rate chart below displays the average cost to insure both models rated for drivers aged 20 to 50. For a 2017 Jeep Grand Cherokee, the average car insurance cost ranges from $1,662 to $3,786 per year for the driver ages used. A 2017 Subaru Outback costs from $1,396 to $3,208 to insure per year.

Out of 16 trims for the 2017 Jeep Grand Cherokee, the cheapest insurance prices are on the Laredo 2WD model at a cost of $1,678 per year.

For the six trims available for the Subaru Outback, the cheapest 2017 trim level to insure is the 2.5I AWD model at a cost of $1,428.

When car insurance rates for all 22 trims of both models are combined and sorted by cost, the cheapest trim to insure is the Subaru Outback 2.5I AWD at an average cost of $1,428 per year, and the highest-cost model and trim is the Jeep Grand Cherokee Summit 4WD Diesel costing $2,008 per year.

The tables shown below display average car insurance rates for every trim level for both 2017 models, plus an average rate for each model. The 2017 Subaru Outback takes the win over the 2017 Jeep Grand Cherokee for cheapest auto insurance rates.

2016 Jeep Grand Cherokee vs Subaru Outback

For the 2016 Jeep Grand Cherokee and Subaru Outback models, the Subaru Outback has cheaper car insurance rates by an average of $242 per year for this comparison year.

The next chart visualizes the average cost to insure both 2016 models for drivers aged 20 to 50. Insurance cost ranges from $1,498 to $3,382 per year for a 2016 Jeep Grand Cherokee, and $1,276 to $2,918 for a 2016 Subaru Outback for the age groups used in the chart.

Out of 15 trim levels for the 2016 Jeep Grand Cherokee, the cheapest insurance rates are on the Laredo 2WD trim at a cost of $1,448 per year, or around $121 per month. For the four trims available for the Subaru Outback, the cheapest 2016 trim to insure is the 2.5I 4WD model at a cost of $1,344 per year, or around $112 per month.

When looking at the aggregated rates by trim for both models, the most affordable model and trim level to insure is the Subaru Outback 2.5I 4WD at a cost of $1,344 per year. The highest-cost model and trim level is the Jeep Grand Cherokee SRT8 4WD at an average of $1,896 per year.

The tables shown below show all the available trims for both 2016 models, including the average rate for each model. The 2016 Subaru Outback has cheaper average auto insurance rates than the 2016 Jeep Grand Cherokee.

2015 Jeep Grand Cherokee vs Subaru Outback

When comparing average insurance rates for 2015 models, a Jeep Grand Cherokee costs an average of $1,702 per year to insure and a Subaru Outback costs $1,296, making the Subaru Outback cheaper to insure by $406 per year for this comparison year.

The rate chart below demonstrates the average cost to insure the two models for four different driver age groups. For a 2015 Jeep Grand Cherokee, average insurance cost ranges from $1,520 to $3,434 per year for the example age groups. A 2015 Subaru Outback costs from $1,146 to $2,620 to insure per year.

Out of nine trims for the 2015 Jeep Grand Cherokee, the cheapest average insurance prices are on the Laredo 2WD model at a cost of $1,530 per year.

For the four trims available for the Subaru Outback, the cheapest 2015 model to insure is the 2.5I 4WD trim at a cost of $1,256.

When comparing rates by trim level for both models, the most affordable model and trim level to insure is the Subaru Outback 2.5I 4WD at an average of $1,256 per year. The most expensive trim is the Jeep Grand Cherokee SRT8 4WD costing an average of $1,886 per year.

The two tables below display the cost to insure the available trim levels for both 2015 models, plus an average rate for each model. The cheapest of the two models to insure for the 2015 model year is the Subaru Outback.

Additional Jeep Grand Cherokee and Subaru Outback Resources

• Jeep Grand Cherokee Insurance Rates
• Subaru Outback Insurance Rates
• Midsize SUV Insurance Rate Comparisons