Jeep Grand Cherokee vs. Subaru Outback Insurance Cost

• When insurance rates for 2024 models are compared, a Subaru Outback has cheaper car insurance rates than a Jeep Grand Cherokee by an average of $356 per year.
• Average car insurance cost per month for the Jeep Grand Cherokee is 16.2% more expensive than the Subaru Outback, at $200 versus $170, a difference of $30.
• Out of 34 models in the 2024 midsize SUV segment, the Jeep Grand Cherokee ranks 20^th and the Subaru Outback ranks third for car insurance affordability.
• If the cheapest monthly payments are a high priority, the Laredo A and Laredo trims are the cheapest Jeep Grand Cherokee models to insure, while the Base and Premium trims are the cheapest Subaru Outback models to insure.

Is insurance cheaper for a Jeep Grand Cherokee or Subaru Outback?

For 2024, the model having cheaper average car insurance is the Subaru Outback. Average car insurance rates for the Jeep Grand Cherokee are $2,398 per year, while insurance for the Subaru Outback averages $2,042 per year.

Out of 19 Jeep Grand Cherokee trims, the cheapest 2024 trim level to insure is the Laredo A trim at an average cost of $2,100 per year, or $175 per month.

The 2024 Subaru Outback has nine trims available, with the cheapest trim to insure being the Base trim at an average cost of $1,860 per year.

When rates for all 28 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Subaru Outback Base at an average of $1,860 per year. The highest-cost model and trim level is the Jeep Grand Cherokee Summit Reserve 4xe costing an average of $2,650 per year.

The rate table below compares and ranks the yearly and monthly cost of car insurance for 2024 Jeep Grand Cherokee and Subaru Outback models, showing average cost for each trim level.

The next chart demonstrates the average cost to insure the two models rated for drivers aged 20 to 50. For a 2024 Jeep Grand Cherokee, average car insurance cost ranges from $2,110 to $4,828 per year for the age groups used in this illustration. A 2024 Subaru Outback costs from $1,806 to $4,128 to insure per year.

The tables shown below illustrate the cost to insure the available trim levels for both 2024 models, including an overall average cost for each model. The 2024 Subaru Outback wins out over the 2024 Jeep Grand Cherokee for cheapest overall car insurance cost.

2023 Jeep Grand Cherokee vs. Subaru Outback

Average insurance rates for a 2023 Jeep Grand Cherokee are $2,480 per year, while insurance for a Subaru Outback averages $2,010 per year, making the Subaru Outback the cheapest to insure.

The actual price you’ll pay for insurance can vary noticeably depending on the trim of the model being insured, however.

For a 2023 Jeep Grand Cherokee, car insurance rates range from $2,224 per year for the Laredo 2WD model up to $2,676 for the Summit Reserve 4xe model. For a 2023 Subaru Outback, rates range from $1,834 per year for the Base AWD model up to $2,116 for the Touring XT AWD model.

When comparing both models, the lowest-cost model and trim is the Subaru Outback Base AWD at an average of $1,834 per year. The highest-cost model and trim level is the Jeep Grand Cherokee Summit Reserve 4xe at a cost of $2,676 per year.

For a 2023 Jeep Grand Cherokee, the cheapest models are the Laredo 2WD, Laredo 4x4, and Altitude 2WD. The cheapest Subaru Outback models include the Base AWD, Premium AWD, and Onyx Edition AWD. On a monthly basis, car insurance rates for all 2023 Jeep Grand Cherokee and Subaru Outback models range from $153 to $223 per month.

The rate table below compares the annual and monthly car insurance cost for 2023 Jeep Grand Cherokee and Subaru Outback models, showing average cost by trim level for each model.

The chart below demonstrates the average cost to insure both 2023 models for a range of driver ages. Average insurance cost ranges from $2,194 to $4,994 per year for a 2023 Jeep Grand Cherokee, and $1,774 to $4,102 for a 2023 Subaru Outback for these driver ages.

For the 16 trim levels available for the 2023 Jeep Grand Cherokee, the cheapest model to insure is the Laredo 2WD trim at an average cost of $2,224 per year.

The 2023 Subaru Outback has nine trim levels available, with the cheapest trim to insure being the Base AWD trim at an average cost of $1,834 per year.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Subaru Outback Base AWD at an average rate of $1,834 per year, and the overall most expensive vehicle to insure is the Jeep Grand Cherokee Summit Reserve 4xe at an average cost of $2,676 per year.

The tables shown below illustrate the average insurance cost by trim level for both 2023 models, plus an average rate for each model. The model with the cheapest auto insurance rates for 2023 is the Subaru Outback.

2022 Jeep Grand Cherokee vs. Subaru Outback

For the 2022 model year, the model with cheaper average insurance rates is the Subaru Outback. Insurance rates on a Jeep Grand Cherokee cost an average of $2,414 per year, and insurance for the Subaru Outback costs an average of $2,010 per year.

Within each different model, however, insurance rates vary greatly depending on the vehicle trim level. For a 2022 Jeep Grand Cherokee, rates range from the lowest rate of $2,174 per year for the Laredo model up to $2,612 for the Summit Reserve 4xe model. For a 2022 Subaru Outback, rates can range from $1,792 per year for the AWD model up to $2,104 for the most expensive Touring XT AWD model.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level is the Subaru Outback AWD at a cost of $1,792 per year, and the most expensive trim is the Jeep Grand Cherokee Summit Reserve 4xe costing $2,612 per year.

For a 2022 Jeep Grand Cherokee, the cheapest models are the Laredo, L Laredo, and Altitude. The cheapest Subaru Outback models include the AWD, Premium AWD, and Onyx Edition XT AWD.

From a cost-per-month basis, car insurance rates for all 2022 Jeep Grand Cherokee and Subaru Outback models and trims range from $149 to $218 per month.

The next table compares the 12-month and monthly car insurance cost for 2022 Jeep Grand Cherokee and Subaru Outback models, with average rates for every trim level for each model.

The diagram below compares average 2022 Jeep Grand Cherokee insurance rates to 2022 Subaru Outback insurance rates based on different driver age groups.

The 2022 Jeep Grand Cherokee has 16 trim levels available, with the cheapest model to insure being the Laredo model at an average cost of $2,174 per year, or around $181 per month.

For the eight trims available for the Subaru Outback, the cheapest 2022 trim to insure is the AWD model at a cost of $1,792.

When all 24 trims of both models are combined and compared, the cheapest model and trim level to insure is the Subaru Outback AWD at an average of $1,792 per year, and the most expensive model and trim level is the Jeep Grand Cherokee Summit Reserve 4xe costing an average of $2,612 per year.

The next two tables illustrate the expected annual car insurance cost by trim level for both 2022 models, including an overall average cost for each model. The 2022 Subaru Outback comes out on top over the 2022 Jeep Grand Cherokee for cheapest car insurance rates.

2021 Jeep Grand Cherokee vs Subaru Outback

When comparing insurance rates for the 2021 Jeep Grand Cherokee and Subaru Outback models, the Subaru Outback is cheaper by an average of $306 per year for this model year.

The chart shown below visualizes the average cost to insure the two models rated for drivers aged 20 to 50. For a 2021 Jeep Grand Cherokee, average car insurance cost ranges from $2,130 to $4,874 per year for the included driver ages. A 2021 Subaru Outback costs from $1,858 to $4,312 to insure per year.

Out of 26 Jeep Grand Cherokee trims, the cheapest 2021 model to insure is the Laredo 2WD trim at an average cost of $1,984 per year, or about $165 per month. Out of the 11 trim levels available for the Subaru Outback, the cheapest 2021 model to insure is the AWD model at a cost of $1,912 per year, or $159 per month.

When all 37 trims of both models are combined and compared, the cheapest model and trim level to insure is the Subaru Outback AWD at an average rate of $1,912 per year, and the most expensive vehicle to insure is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at a cost of $2,842 per year.

The rate tables below show average car insurance rates for every trim level for both 2021 models, including an overall average cost for each model. The 2021 Subaru Outback has lower-cost car average car insurance rates than the 2021 Jeep Grand Cherokee.

2020 Jeep Grand Cherokee vs Subaru Outback

When comparing insurance cost for the 2020 Jeep Grand Cherokee and Subaru Outback models, the Subaru Outback has cheaper rates by an average of $278 per year for this model year.

The rate chart below shows the average cost to insure the two models with different ages of drivers. For a 2020 Jeep Grand Cherokee, average insurance cost ranges from $2,050 to $4,686 per year for the example age groups. A 2020 Subaru Outback costs from $1,800 to $4,178 to insure per year.

Out of 26 trim levels for the 2020 Jeep Grand Cherokee, the cheapest insurance rates are on the Laredo 2WD trim at a cost of $1,910 per year, or around $159 per month.

For the 11 trims available for the Subaru Outback, the cheapest 2020 trim level to insure is the AWD trim at a cost of $1,854.

When rates for all 37 trims of both models are combined and sorted by cost, the cheapest trim to insure is the Subaru Outback AWD at a cost of $1,854 per year. The most expensive trim is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at an average cost of $2,734 per year.

The next two tables show average cost to insure each trim level for a 2020 Jeep Grand Cherokee and Subaru Outback, plus an average rate for each model.

2019 Jeep Grand Cherokee vs Subaru Outback

For 2019 Jeep Grand Cherokee and Subaru Outback models, the Subaru Outback is cheaper to insure by an average of $312 per year for this model year.

The chart shown below visualizes the average cost to insure both models for a range of driver ages. Average insurance cost ranges from $1,888 to $4,326 per year for a 2019 Jeep Grand Cherokee, and $1,602 to $3,708 for a 2019 Subaru Outback for the age groups used in this illustration.

Out of 11 Jeep Grand Cherokee trim levels, the cheapest 2019 trim level to insure is the Laredo 2WD model at an average cost of $1,854 per year. For the six trim levels available for the Subaru Outback, the cheapest 2019 trim level to insure is the 2.5I AWD model at a cost of $1,654.

When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to insure is the Subaru Outback 2.5I AWD at an average of $1,654 per year, and the most expensive model and trim level is the Jeep Grand Cherokee Trackhawk 4WD at an average of $2,584 per year.

The next two tables illustrate the cost to insure the available trim levels for both 2019 models, including the average rate for each model. The winner for the 2019 car insurance battle is the Subaru Outback.

2018 Jeep Grand Cherokee vs Subaru Outback

When comparing insurance cost for 2018 models, a Jeep Grand Cherokee costs an average of $2,000 per year to insure and a Subaru Outback costs $1,702, making the Subaru Outback cheaper to insure by $298 per year for this model year.

The chart shown below illustrates the average cost to insure the two models with different drivers at the wheel. For a 2018 Jeep Grand Cherokee, the average cost of car insurance ranges from $1,778 to $4,056 per year for the included age groups. A 2018 Subaru Outback costs from $1,506 to $3,468 to insure per year.

The 2018 Jeep Grand Cherokee has 11 trims available, with the cheapest trim level to insure being the Laredo 2WD model at an average cost of $1,778 per year, or around $148 per month. Out of the six trims available for the Subaru Outback, the cheapest 2018 trim to insure is the 2.5I AWD model at a cost of $1,522.

When looking at the aggregated rates by trim for both models, the overall cheapest vehicle to insure is the Subaru Outback 2.5I AWD at an average rate of $1,522 per year, and the highest-cost model and trim level is the Jeep Grand Cherokee Trackhawk 4WD at a cost of $2,462 per year.

The next two rate tables display average car insurance cost by trim level for each 2018 model, plus an average rate for each model. The winner for the 2018 car insurance rate comparison is the Subaru Outback.

2017 Jeep Grand Cherokee vs Subaru Outback

For 2017 Jeep Grand Cherokee and Subaru Outback models, the Subaru Outback has cheaper car insurance rates by an average of $298 per year.

The rate chart below displays the average cost to insure both models rated for drivers aged 20 to 50. For a 2017 Jeep Grand Cherokee, the average car insurance cost ranges from $1,704 to $3,878 per year for the driver ages used. A 2017 Subaru Outback costs from $1,430 to $3,290 to insure per year.

Out of 16 trims for the 2017 Jeep Grand Cherokee, the cheapest insurance prices are on the Laredo 2WD model at a cost of $1,716 per year.

For the six trims available for the Subaru Outback, the cheapest 2017 trim level to insure is the 2.5I AWD model at a cost of $1,464.

When car insurance rates for all 22 trims of both models are combined and sorted by cost, the cheapest trim to insure is the Subaru Outback 2.5I AWD at an average cost of $1,464 per year, and the highest-cost model and trim is the Jeep Grand Cherokee Summit 4WD Diesel costing $2,056 per year.

The tables shown below display average car insurance rates for every trim level for both 2017 models, plus an average rate for each model. The 2017 Subaru Outback takes the win over the 2017 Jeep Grand Cherokee for cheapest auto insurance rates.

2016 Jeep Grand Cherokee vs Subaru Outback

For the 2016 Jeep Grand Cherokee and Subaru Outback models, the Subaru Outback has cheaper car insurance rates by an average of $248 per year for this comparison year.

The next chart visualizes the average cost to insure both 2016 models for drivers aged 20 to 50. Insurance cost ranges from $1,534 to $3,462 per year for a 2016 Jeep Grand Cherokee, and $1,310 to $2,992 for a 2016 Subaru Outback for the age groups used in the chart.

Out of 15 trim levels for the 2016 Jeep Grand Cherokee, the cheapest insurance rates are on the Laredo 2WD trim at a cost of $1,482 per year, or around $124 per month. For the four trims available for the Subaru Outback, the cheapest 2016 trim to insure is the 2.5I 4WD model at a cost of $1,378 per year, or around $115 per month.

When looking at the aggregated rates by trim for both models, the most affordable model and trim level to insure is the Subaru Outback 2.5I 4WD at a cost of $1,378 per year. The highest-cost model and trim level is the Jeep Grand Cherokee SRT8 4WD at an average of $1,942 per year.

The tables shown below show all the available trims for both 2016 models, including the average rate for each model. The 2016 Subaru Outback has cheaper average auto insurance rates than the 2016 Jeep Grand Cherokee.

2015 Jeep Grand Cherokee vs Subaru Outback

When comparing average insurance rates for 2015 models, a Jeep Grand Cherokee costs an average of $1,742 per year to insure and a Subaru Outback costs $1,328, making the Subaru Outback cheaper to insure by $414 per year for this comparison year.

The rate chart below demonstrates the average cost to insure the two models for four different driver age groups. For a 2015 Jeep Grand Cherokee, average insurance cost ranges from $1,556 to $3,518 per year for the example age groups. A 2015 Subaru Outback costs from $1,176 to $2,682 to insure per year.

Out of nine trims for the 2015 Jeep Grand Cherokee, the cheapest average insurance prices are on the Laredo 2WD model at a cost of $1,564 per year.

For the four trims available for the Subaru Outback, the cheapest 2015 model to insure is the 2.5I 4WD trim at a cost of $1,286.

When comparing rates by trim level for both models, the most affordable model and trim level to insure is the Subaru Outback 2.5I 4WD at an average of $1,286 per year. The most expensive trim is the Jeep Grand Cherokee SRT8 4WD costing an average of $1,930 per year.

The two tables below display the cost to insure the available trim levels for both 2015 models, plus an average rate for each model. The cheapest of the two models to insure for the 2015 model year is the Subaru Outback.

Additional Jeep Grand Cherokee and Subaru Outback Resources

• Jeep Grand Cherokee Insurance Rates
• Subaru Outback Insurance Rates
• Midsize SUV Insurance Rate Comparisons