Jeep Grand Cherokee vs. Subaru Outback Insurance Cost

• When insurance rates for 2022 models are compared, a Subaru Outback has cheaper car insurance rates than a Jeep Grand Cherokee by an average of $282 per year.
• Average car insurance cost per month for the Jeep Grand Cherokee is 19.7% more expensive than the Subaru Outback, at $140 versus $117, a difference of $23.
• Out of 29 models in the 2022 midsize SUV segment, the Jeep Grand Cherokee ranks #24 and the Subaru Outback ranks #4 for car insurance affordability.
• If the cheapest monthly payments are a high priority, the Laredo and L Laredo trims are the cheapest Jeep Grand Cherokee models to insure, while the AWD and Premium AWD trims are the cheapest Subaru Outback models to insure.

Is insurance cheaper for a Jeep Grand Cherokee or Subaru Outback?

For the 2022 model year, the model with cheaper average insurance rates is the Subaru Outback. Insurance rates on a Jeep Grand Cherokee cost an average of $1,680 per year, and insurance for the Subaru Outback costs an average of $1,398 per year.

Within each different model, however, insurance rates vary greatly depending on the vehicle trim level. For a 2022 Jeep Grand Cherokee, rates range from the lowest rate of $1,514 per year for the Laredo model up to $1,818 for the Summit Reserve 4xe model. For a 2022 Subaru Outback, rates can range from $1,248 per year for the AWD model up to $1,464 for the most expensive Touring XT AWD model.

When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level is the Subaru Outback AWD at a cost of $1,248 per year, and the most expensive trim is the Jeep Grand Cherokee Summit Reserve 4xe costing $1,818 per year.

For a 2022 Jeep Grand Cherokee, the cheapest models are the Laredo, L Laredo, and Altitude. The cheapest Subaru Outback models include the AWD, Premium AWD, and Onyx Edition XT AWD.

From a cost-per-month basis, car insurance rates for all 2022 Jeep Grand Cherokee and Subaru Outback models and trims range from $104 to $152 per month.

The next table compares the 12-month and monthly car insurance cost for 2022 Jeep Grand Cherokee and Subaru Outback models, with average rates for every trim level for each model.

The diagram below compares average 2022 Jeep Grand Cherokee insurance rates to 2022 Subaru Outback insurance rates based on different driver age groups.

The 2022 Jeep Grand Cherokee has 16 trim levels available, with the cheapest model to insure being the Laredo model at an average cost of $1,514 per year, or around $126 per month.

For the eight trims available for the Subaru Outback, the cheapest 2022 trim to insure is the AWD model at a cost of $1,248.

When all 24 trims of both models are combined and compared, the cheapest model and trim level to insure is the Subaru Outback AWD at an average of $1,248 per year, and the most expensive model and trim level is the Jeep Grand Cherokee Summit Reserve 4xe costing an average of $1,818 per year.

The next two tables illustrate the expected annual car insurance cost by trim level for both 2022 models, including an overall average cost for each model. The 2022 Subaru Outback comes out on top over the 2022 Jeep Grand Cherokee for cheapest car insurance rates.

2021 Jeep Grand Cherokee vs Subaru Outback

When comparing insurance rates for the 2021 Jeep Grand Cherokee and Subaru Outback models, the Subaru Outback is cheaper by an average of $212 per year for this model year.

The chart shown below visualizes the average cost to insure the two models rated for drivers aged 20 to 50. For a 2021 Jeep Grand Cherokee, average car insurance cost ranges from $1,516 to $3,322 per year for the included driver ages. A 2021 Subaru Outback costs from $1,326 to $2,930 to insure per year.

Out of 26 Jeep Grand Cherokee trims, the cheapest 2021 model to insure is the Laredo 2WD trim at an average cost of $1,376 per year, or about $115 per month. Out of the 11 trim levels available for the Subaru Outback, the cheapest 2021 model to insure is the AWD model at a cost of $1,322 per year, or $110 per month.

When all 37 trims of both models are combined and compared, the cheapest model and trim level to insure is the Subaru Outback AWD at an average rate of $1,322 per year, and the most expensive vehicle to insure is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at a cost of $1,962 per year.

The rate tables below show average car insurance rates for every trim level for both 2021 models, including an overall average cost for each model. The 2021 Subaru Outback has lower-cost car average car insurance rates than the 2021 Jeep Grand Cherokee.

2020 Jeep Grand Cherokee vs Subaru Outback

When comparing insurance cost for the 2020 Jeep Grand Cherokee and Subaru Outback models, the Subaru Outback has cheaper rates by an average of $206 per year for this model year.

The rate chart below shows the average cost to insure the two models with different ages of drivers. For a 2020 Jeep Grand Cherokee, average insurance cost ranges from $1,488 to $3,262 per year for the example age groups. A 2020 Subaru Outback costs from $1,304 to $2,874 to insure per year.

Out of 26 trim levels for the 2020 Jeep Grand Cherokee, the cheapest insurance rates are on the Laredo 2WD trim at a cost of $1,352 per year, or around $113 per month.

For the 11 trims available for the Subaru Outback, the cheapest 2020 trim level to insure is the AWD trim at a cost of $1,300.

When rates for all 37 trims of both models are combined sorted by cost, the cheapest trim to insure is the Subaru Outback AWD at a cost of $1,300 per year. The most expensive trim is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at an average cost of $1,922 per year.

The next two tables show average cost to insure each trim level for a 2020 Jeep Grand Cherokee and Subaru Outback, plus an average rate for each model.

2019 Jeep Grand Cherokee vs Subaru Outback

For 2019 Jeep Grand Cherokee and Subaru Outback models, the Subaru Outback is cheaper to insure by an average of $226 per year for this model year.

The chart shown below visualizes the average cost to insure both models for a range of driver ages. Average insurance cost ranges from $1,382 to $3,036 per year for a 2019 Jeep Grand Cherokee, and $1,178 to $2,596 for a 2019 Subaru Outback for the age groups used in this illustration.

Out of 11 Jeep Grand Cherokee trim levels, the cheapest 2019 trim level to insure is the Laredo 2WD model at an average cost of $1,322 per year. For the six trim levels available for the Subaru Outback, the cheapest 2019 trim level to insure is the 2.5I AWD model at a cost of $1,178.

When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to insure to insure is the Subaru Outback 2.5I AWD at an average of $1,178 per year, and the most expensive model and trim level is the Jeep Grand Cherokee Trackhawk 4WD at an average of $1,838 per year.

The next two tables illustrate the cost to insure the available trim levels for both 2019 models, including the average rate for each model. The winner for the 2019 car insurance battle is the Subaru Outback.

2018 Jeep Grand Cherokee vs Subaru Outback

When comparing insurance cost for 2018 models, a Jeep Grand Cherokee costs an average of $1,450 per year to insure and a Subaru Outback costs $1,236, making the Subaru Outback cheaper to insure by $214 per year for this model year.

The chart shown below illustrates the average cost to insure the two models with different drivers at the wheel. For a 2018 Jeep Grand Cherokee, the average cost of car insurance ranges from $1,324 to $2,908 per year for the included age groups. A 2018 Subaru Outback costs from $1,130 to $2,486 to insure per year.

The 2018 Jeep Grand Cherokee has 11 trims available, with the cheapest trim level to insure being the Laredo 2WD model at an average cost of $1,292 per year, or around $108 per month. Out of the six trims available for the Subaru Outback, the cheapest 2018 trim to insure is the 2.5I AWD model at a cost of $1,104.

When looking at the aggregated rates by trim for both models, the overall cheapest vehicle to insure to insure is the Subaru Outback 2.5I AWD at an average rate of $1,104 per year, and the highest-cost model and trim level is the Jeep Grand Cherokee Trackhawk 4WD at a cost of $1,788 per year.

The next two rate tables display average car insurance cost by trim level for each 2018 model, plus an average rate for each model. The winner for the 2018 car insurance rate comparison is the Subaru Outback.

2017 Jeep Grand Cherokee vs Subaru Outback

For 2017 Jeep Grand Cherokee and Subaru Outback models, the Subaru Outback has cheaper car insurance rates by an average of $218 per year.

The rate chart below displays the average cost to insure both models rated for drivers aged 20 to 50. For a 2017 Jeep Grand Cherokee, the average car insurance cost ranges from $1,284 to $2,820 per year for the driver ages used. A 2017 Subaru Outback costs from $1,086 to $2,392 to insure per year.

Out of 16 trims for the 2017 Jeep Grand Cherokee, the cheapest insurance prices are on the Laredo 2WD model at a cost of $1,262 per year.

For the six trims available for the Subaru Outback, the cheapest 2017 trim level to insure is the 2.5I AWD model at a cost of $1,076.

When car insurance rates for all 22 trims of both models are combined sorted by cost, the cheapest trim to insure is the Subaru Outback 2.5I AWD at an average cost of $1,076 per year, and the highest-cost model and trim is the Jeep Grand Cherokee Summit 4WD Diesel costing $1,512 per year.

The tables shown below display average car insurance rates for every trim level for both 2017 models, plus an average rate for each model. The 2017 Subaru Outback takes the win over the 2017 Jeep Grand Cherokee for cheapest auto insurance rates.

2016 Jeep Grand Cherokee vs Subaru Outback

For the 2016 Jeep Grand Cherokee and Subaru Outback models, the Subaru Outback has cheaper car insurance rates by an average of $178 per year for this comparison year.

The next chart visualizes the average cost to insure both 2016 models for drivers aged 20 to 50. Insurance cost ranges from $1,172 to $2,562 per year for a 2016 Jeep Grand Cherokee, and $1,012 to $2,224 for a 2016 Subaru Outback for the age groups used in the chart.

Out of 15 trim levels for the 2016 Jeep Grand Cherokee, the cheapest insurance rates are on the Laredo 2WD trim at a cost of $1,106 per year, or around $92 per month. For the four trims available for the Subaru Outback, the cheapest 2016 trim to insure is the 2.5I 4WD model at a cost of $1,034 per year, or around $86 per month.

When looking at the aggregated rates by trim for both models, the most affordable model and trim level to insure is the Subaru Outback 2.5I 4WD at a cost of $1,034 per year. The highest-cost model and trim level is the Jeep Grand Cherokee SRT8 4WD at an average of $1,440 per year.

The tables shown below show all the available trims for both 2016 models, including the average rate for each model. The 2016 Subaru Outback has cheaper average auto insurance rates than the 2016 Jeep Grand Cherokee.

2015 Jeep Grand Cherokee vs Subaru Outback

When comparing average insurance rates for 2015 models, a Jeep Grand Cherokee costs an average of $1,334 per year to insure and a Subaru Outback costs $1,018, making the Subaru Outback cheaper to insure by $316 per year for this comparison year.

The rate chart below demonstrates the average cost to insure the two models for four different driver age groups. For a 2015 Jeep Grand Cherokee, average insurance cost ranges from $1,218 to $2,666 per year for the example age groups. A 2015 Subaru Outback costs from $930 to $2,038 to insure per year.

Out of nine trims for the 2015 Jeep Grand Cherokee, the cheapest average insurance prices are on the Laredo 2WD model at a cost of $1,198 per year.

For the four trims available for the Subaru Outback, the cheapest 2015 model to insure is the 2.5I 4WD trim at a cost of $984.

When comparing rates by trim level for both models, the most affordable model and trim level to insure is the Subaru Outback 2.5I 4WD at an average of $984 per year. The most expensive trim is the Jeep Grand Cherokee SRT8 4WD costing an average of $1,478 per year.

The two tables below display the cost to insure the available trim levels for both 2015 models, plus an average rate for each model. The cheapest of the two models to insure for the 2015 model year is the Subaru Outback.

Additional Jeep Grand Cherokee and Subaru Outback Resources

• Jeep Grand Cherokee Insurance Rates
• Subaru Outback Insurance Rates
• Midsize SUV Insurance Rate Comparisons