Is Kia Sportage or Hyundai Kona Insurance Cheaper?

• At an average rate of $2,294 per year, a 2024 Hyundai Kona costs less to insure than a 2024 Kia Sportage by $184 per year.
• For a 2024 Kia Sportage, car insurance rates cost from $2,158 to $2,408 per year, while insurance on a 2024 Hyundai Kona ranges from $1,900 to $2,326.
• Out of 47 models in the 2024 small SUV segment, the Kia Sportage ranks 34^th and the Hyundai Kona ranks 20^th for overall car insurance affordability.
• The Kia Sportage LX and the Hyundai Kona SE are the trim levels that are cheapest to insure for each model, costing an average of $2,158 and $1,900 per year, respectively.

Which costs less to insure: Kia Sportage or Hyundai Kona?

For 2024 Sportage and Kona models, the model with the cheapest average car insurance rates is the Hyundai Kona. Average car insurance rates for the Kia Sportage are $2,294 per year, while insurance for the Hyundai Kona costs an average of $2,110 per year.

Out of 10 trim levels for the 2024 Kia Sportage, the cheapest auto insurance rates are on the LX model at a cost of $2,158 per year.

For the eight trims available for the Hyundai Kona, the cheapest 2024 trim to insure is the SE trim at a cost of $1,900.

When rates for all 18 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Hyundai Kona SE at an average rate of $1,900 per year. The most expensive vehicle to insure is the Kia Sportage X-Pro Prestige at an average of $2,408 per year.

The table below ranks the annual and monthly car insurance cost for 2024 Kia Sportage and Hyundai Kona models, showing cost for each trim level of both models.

The chart below demonstrates the average cost to insure both models with different ages of drivers. For a 2024 Kia Sportage, the average cost of car insurance ranges from $2,042 to $4,658 per year for these driver ages. A 2024 Hyundai Kona costs from $1,878 to $4,188 to insure per year.

The next tables display the expected annual car insurance cost by trim level for both 2024 models, including an overall average cost for each model. The 2024 Hyundai Kona has lower-cost car average car insurance rates than the 2024 Kia Sportage.

2023 Kia Sportage vs. Hyundai Kona

Car insurance for a 2023 Kia Sportage averages $2,270 per year, whereas the 2023 Hyundai Kona costs an average of $1,910 per year, making the Hyundai Kona the better deal by $360 per year.

Out of 12 trim levels for the 2023 Kia Sportage, the cheapest average car insurance prices are on the LX trim at a cost of $2,104 per year, or about $175 per month.

The 2023 Hyundai Kona has eight trim levels available, with the cheapest trim level to insure being the SE model at an average cost of $1,680 per year, or about $140 per month.

When rates for all 20 trim levels for both vehicles are compared, the cheapest model and trim level to insure is the Hyundai Kona SE at an average cost of $1,680 per year, and the highest-cost model and trim is the Kia Sportage X-Line Prestige Plug-in Hybrid at an average of $2,434 per year.

The table shown below compares and ranks the yearly and monthly cost of car insurance for 2023 Kia Sportage and Hyundai Kona models, broken down by individual trim level.

The chart shown below shows the average cost to insure both models for the 20 to 50-year-old driver age groups. For a 2023 Kia Sportage, the average cost of car insurance ranges from $2,018 to $4,614 per year for these driver ages. A 2023 Hyundai Kona costs from $1,698 to $3,814 to insure per year.

The tables below show the average insurance cost by trim level for both 2023 models, as well as an average rate for each model.

2022 Kia Sportage vs. Hyundai Kona

Insurance cost for a 2022 Kia Sportage averages $2,136 per year, while insurance for a Hyundai Kona costs an average of $1,850 per year, making the Hyundai Kona the cheaper of the two models to insure.

However, the actual trim level or options package of the vehicle makes a big difference in the cost of car insurance.

To illustrate this, on a 2022 Kia Sportage, rates range from $1,992 per year for the LX model up to the highest rate of $2,322 for the SX Turbo model.

For the 2022 Hyundai Kona, rates range from $1,642 per year on the SE model up to $2,104 on the most expensive to insure Electric Limited model.

The table below shows that some Kona trim levels are actually more expensive to insure than some Sportage models, despite the Kona having a cheaper average cost to insure.

The following chart visualizes the average car insurance cost for the two models with different ages of drivers.

For a 2022 Kia Sportage, the average cost of car insurance ranges from $1,906 to $4,348 per year for the driver ages used.

Insurance for a 2022 Hyundai Kona costs from $1,646 to $3,702 on average per year.

The 2022 Kia Sportage has four trim levels available, with the cheapest model to insure being the LX model at an average cost of $1,992 per year, or about $166 per month. Out of the six trim levels available for the Hyundai Kona, the cheapest 2022 trim to insure is the SE model at a cost of $1,642.

When rates for all 10 trim levels for both vehicles are combined and compared, the cheapest model and trim level to buy insurance for is the Hyundai Kona SE at an average rate of $1,642 per year, and the most expensive trim is the Kia Sportage SX Turbo costing an average of $2,322 per year.

The two tables below illustrate the cost to insure the available trim levels for both 2022 models, along with an average cost for each model. The cheapest to insure for the 2022 model year is the Hyundai Kona.

2021 Kia Sportage vs. Hyundai Kona

When comparing car insurance rates for 2021 models, a Kia Sportage costs an average of $1,774 per year to insure while a Hyundai Kona costs $1,762, making the Hyundai Kona more affordable to insure by $12 per year for this comparison year.

The following chart illustrates the average insurance cost for both models for drivers from age 20 to 50. For a 2021 Kia Sportage, insurance cost ranges from $1,578 to $3,598 per year for the age groups used in this illustration. Full-coverage car insurance on a 2021 Hyundai Kona costs from $1,568 to $3,528 on average per year.

The 2021 Kia Sportage has eight trim levels available, with the cheapest trim to insure being the LX 2WD trim at an average cost of $1,622 per year, or about $135 per month. Out of the 14 different option levels available for the Hyundai Kona, the cheapest 2021 model to insure is the SE 2WD trim at a cost of $1,550.

When rates are compared for the 22 trim levels of both 2021 models, the cheapest vehicle to put coverage on is the Hyundai Kona SE 2WD at an average rate of $1,550 per year. The highest-cost model and trim is the Hyundai Kona Electric Ultimate 2WD costing an average of $2,194 per year.

The rate tables below show average car insurance cost by trim level for each 2021 model, including an overall average rate.

2020 Kia Sportage vs. Hyundai Kona

For 2020 Kia Sportage and Hyundai Kona models, the Hyundai Kona has lower-cost car insurance by an average of $8 per year.

The next chart displays the average car insurance cost for both models with different driver age groups. The average cost of car insurance ranges from $1,534 to $3,490 per year for a 2020 Kia Sportage, and $1,530 to $3,434 on a 2020 Hyundai Kona for the chosen age groups in the chart.

Out of eight trim levels for the 2020 Kia Sportage, the cheapest car insurance rates are on the LX 2WD trim at a cost of $1,576 per year, or $131 per month. Out of the 14 trim levels available for the Hyundai Kona, the cheapest 2020 model to insure is the SE 2WD trim at a cost of $1,512.

When rates for all 22 trim levels for both vehicles are combined and compared, the lowest-cost model and trim to buy insurance for is the Hyundai Kona SE 2WD at a cost of $1,512 per year, and the most expensive trim is the Hyundai Kona Electric Ultimate 2WD costing $2,130 per year.

The next two tables break down both 2020 models and all trim levels available for each one, as well as the overall average rate for each model. The model with the cheapest average car insurance rates for 2020 is the Hyundai Kona.

2019 Kia Sportage vs. Hyundai Kona

When comparing car insurance rates for the 2019 Kia Sportage and Hyundai Kona models, the Hyundai Kona is cheaper to insure by $194 per year for this comparison year.

The chart shown below visualizes the average cost to insure the two models for different driver ages. For a 2019 Kia Sportage, the average cost of car insurance ranges from $1,648 to $3,770 per year. A full-coverage policy for a 2019 Hyundai Kona costs from $1,480 to $3,344 on average per year.

Out of six Kia Sportage trim levels, the cheapest 2019 model to insure is the LX 2WD trim at an average cost of $1,692 per year. For the 13 trim levels available for the Hyundai Kona, the cheapest 2019 trim to insure is the SE 2WD model at a cost of $1,388 per year, or around $116 per month.

When comparing rates by trim level for both models, the overall cheapest vehicle to buy insurance for is the Hyundai Kona SE 2WD at a cost of $1,388 per year. The highest-cost model and trim is the Hyundai Kona Electric Ultimate 2WD costing $2,142 per year.

The next tables break down average car insurance rates for every trim level for both 2019 models, as well as an average rate for each model. The 2019 Hyundai Kona has cheaper overall car insurance rates than the 2019 Kia Sportage.

2018 Kia Sportage vs. Hyundai Kona

When comparing insurance cost for 2018 models, the Kia Sportage costs an average of $1,754 per year for full coverage and the Hyundai Kona costs $1,458, making the Hyundai Kona the cheaper model to insure by $296 for the 2018 comparison year.

The chart shown below visualizes the average cost to insure the two models rated for drivers aged 20 to 50. Insurance cost ranges from $1,566 to $3,572 per year for a 2018 Kia Sportage, and $1,306 to $2,930 for a 2018 Hyundai Kona for the included driver ages.

The 2018 Kia Sportage has six trim levels available, with the cheapest model to insure being the LX 2WD model at an average cost of $1,626 per year. For the 10 different trims available for the Hyundai Kona, the cheapest 2018 trim package to insure is the SE 2WD model at a cost of $1,334.

When auto insurance rates for all 16 trim levels for both 2018 models are compared, the most affordable model and trim level to buy insurance for is the Hyundai Kona SE 2WD at a cost of $1,334 per year, and the most expensive trim is the Kia Sportage SX 4WD Turbo at an average cost of $1,896 per year.

The next two rate tables display average car insurance rates for every trim level for both 2018 models, along with an average cost for each model. The winner for the 2018 car insurance battle is the Hyundai Kona.

Additional Kia Sportage and Hyundai Kona Resources

• Kia Sportage Insurance Cost
• Hyundai Kona Insurance Cost
• Small SUV Insurance Cost Comparisons