Is Kia Sportage or Hyundai Kona Insurance Cheaper?

• At an average rate of $2,350 per year, a 2024 Hyundai Kona costs less to insure than a 2024 Kia Sportage by $192 per year.
• For a 2024 Kia Sportage, car insurance rates cost from $2,212 to $2,466 per year, while insurance on a 2024 Hyundai Kona ranges from $1,944 to $2,382.
• Out of 47 models in the 2024 small SUV segment, the Kia Sportage ranks 34^th and the Hyundai Kona ranks 20^th for overall car insurance affordability.
• The Kia Sportage LX and the Hyundai Kona SE are the trim levels that are cheapest to insure for each model, costing an average of $2,212 and $1,944 per year, respectively.

Which costs less to insure: Kia Sportage or Hyundai Kona?

For 2024 Sportage and Kona models, the model with the cheapest average car insurance rates is the Hyundai Kona. Average car insurance rates for the Kia Sportage are $2,350 per year, while insurance for the Hyundai Kona costs an average of $2,158 per year.

Out of 10 trim levels for the 2024 Kia Sportage, the cheapest auto insurance rates are on the LX model at a cost of $2,212 per year.

For the eight trims available for the Hyundai Kona, the cheapest 2024 trim to insure is the SE trim at a cost of $1,944.

When rates for all 18 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Hyundai Kona SE at an average rate of $1,944 per year. The most expensive vehicle to insure is the Kia Sportage X-Pro Prestige at an average of $2,466 per year.

The table below ranks the annual and monthly car insurance cost for 2024 Kia Sportage and Hyundai Kona models, showing cost for each trim level of both models.

The chart below demonstrates the average cost to insure both models with different ages of drivers. For a 2024 Kia Sportage, the average cost of car insurance ranges from $2,092 to $4,772 per year for these driver ages. A 2024 Hyundai Kona costs from $1,924 to $4,290 to insure per year.

The next tables display the expected annual car insurance cost by trim level for both 2024 models, including an overall average cost for each model. The 2024 Hyundai Kona has lower-cost car average car insurance rates than the 2024 Kia Sportage.

2023 Kia Sportage vs. Hyundai Kona

Car insurance for a 2023 Kia Sportage averages $2,324 per year, whereas the 2023 Hyundai Kona costs an average of $1,956 per year, making the Hyundai Kona the better deal by $368 per year.

Out of 12 trim levels for the 2023 Kia Sportage, the cheapest average car insurance prices are on the LX trim at a cost of $2,156 per year, or about $180 per month.

The 2023 Hyundai Kona has eight trim levels available, with the cheapest trim level to insure being the SE model at an average cost of $1,720 per year, or about $143 per month.

When rates for all 20 trim levels for both vehicles are compared, the cheapest model and trim level to insure is the Hyundai Kona SE at an average cost of $1,720 per year, and the highest-cost model and trim is the Kia Sportage X-Line Prestige Plug-in Hybrid at an average of $2,492 per year.

The table shown below compares and ranks the yearly and monthly cost of car insurance for 2023 Kia Sportage and Hyundai Kona models, broken down by individual trim level.

The chart shown below shows the average cost to insure both models for the 20 to 50-year-old driver age groups. For a 2023 Kia Sportage, the average cost of car insurance ranges from $2,068 to $4,726 per year for these driver ages. A 2023 Hyundai Kona costs from $1,740 to $3,906 to insure per year.

The tables below show the average insurance cost by trim level for both 2023 models, as well as an average rate for each model.

2022 Kia Sportage vs. Hyundai Kona

Insurance cost for a 2022 Kia Sportage averages $2,188 per year, while insurance for a Hyundai Kona costs an average of $1,896 per year, making the Hyundai Kona the cheaper of the two models to insure.

However, the actual trim level or options package of the vehicle makes a big difference in the cost of car insurance.

To illustrate this, on a 2022 Kia Sportage, rates range from $2,040 per year for the LX model up to the highest rate of $2,378 for the SX Turbo model.

For the 2022 Hyundai Kona, rates range from $1,680 per year on the SE model up to $2,152 on the most expensive to insure Electric Limited model.

The table below shows that some Kona trim levels are actually more expensive to insure than some Sportage models, despite the Kona having a cheaper average cost to insure.

The following chart visualizes the average car insurance cost for the two models with different ages of drivers.

For a 2022 Kia Sportage, the average cost of car insurance ranges from $1,952 to $4,458 per year for the driver ages used.

Insurance for a 2022 Hyundai Kona costs from $1,686 to $3,792 on average per year.

The 2022 Kia Sportage has four trim levels available, with the cheapest model to insure being the LX model at an average cost of $2,040 per year, or about $170 per month. Out of the six trim levels available for the Hyundai Kona, the cheapest 2022 trim to insure is the SE model at a cost of $1,680.

When rates for all 10 trim levels for both vehicles are combined and compared, the cheapest model and trim level to buy insurance for is the Hyundai Kona SE at an average rate of $1,680 per year, and the most expensive trim is the Kia Sportage SX Turbo costing an average of $2,378 per year.

The two tables below illustrate the cost to insure the available trim levels for both 2022 models, along with an average cost for each model. The cheapest to insure for the 2022 model year is the Hyundai Kona.

2021 Kia Sportage vs. Hyundai Kona

When comparing car insurance rates for 2021 models, a Kia Sportage costs an average of $1,816 per year to insure while a Hyundai Kona costs $1,804, making the Hyundai Kona more affordable to insure by $12 per year for this comparison year.

The following chart illustrates the average insurance cost for both models for drivers from age 20 to 50. For a 2021 Kia Sportage, insurance cost ranges from $1,616 to $3,682 per year for the age groups used in this illustration. Full-coverage car insurance on a 2021 Hyundai Kona costs from $1,606 to $3,612 on average per year.

The 2021 Kia Sportage has eight trim levels available, with the cheapest trim to insure being the LX 2WD trim at an average cost of $1,660 per year, or about $138 per month. Out of the 14 different option levels available for the Hyundai Kona, the cheapest 2021 model to insure is the SE 2WD trim at a cost of $1,588.

When rates are compared for the 22 trim levels of both 2021 models, the cheapest vehicle to put coverage on is the Hyundai Kona SE 2WD at an average rate of $1,588 per year. The highest-cost model and trim is the Hyundai Kona Electric Ultimate 2WD costing an average of $2,248 per year.

The rate tables below show average car insurance cost by trim level for each 2021 model, including an overall average rate.

2020 Kia Sportage vs. Hyundai Kona

For 2020 Kia Sportage and Hyundai Kona models, the Hyundai Kona has lower-cost car insurance by an average of $10 per year.

The next chart displays the average car insurance cost for both models with different driver age groups. The average cost of car insurance ranges from $1,570 to $3,576 per year for a 2020 Kia Sportage, and $1,564 to $3,516 on a 2020 Hyundai Kona for the chosen age groups in the chart.

Out of eight trim levels for the 2020 Kia Sportage, the cheapest car insurance rates are on the LX 2WD trim at a cost of $1,614 per year, or $135 per month. Out of the 14 trim levels available for the Hyundai Kona, the cheapest 2020 model to insure is the SE 2WD trim at a cost of $1,546.

When rates for all 22 trim levels for both vehicles are combined and compared, the lowest-cost model and trim to buy insurance for is the Hyundai Kona SE 2WD at a cost of $1,546 per year, and the most expensive trim is the Hyundai Kona Electric Ultimate 2WD costing $2,182 per year.

The next two tables break down both 2020 models and all trim levels available for each one, as well as the overall average rate for each model. The model with the cheapest average car insurance rates for 2020 is the Hyundai Kona.

2019 Kia Sportage vs. Hyundai Kona

When comparing car insurance rates for the 2019 Kia Sportage and Hyundai Kona models, the Hyundai Kona is cheaper to insure by $198 per year for this comparison year.

The chart shown below visualizes the average cost to insure the two models for different driver ages. For a 2019 Kia Sportage, the average cost of car insurance ranges from $1,688 to $3,862 per year. A full-coverage policy for a 2019 Hyundai Kona costs from $1,516 to $3,424 on average per year.

Out of six Kia Sportage trim levels, the cheapest 2019 model to insure is the LX 2WD trim at an average cost of $1,732 per year. For the 13 trim levels available for the Hyundai Kona, the cheapest 2019 trim to insure is the SE 2WD model at a cost of $1,420 per year, or around $118 per month.

When comparing rates by trim level for both models, the overall cheapest vehicle to buy insurance for is the Hyundai Kona SE 2WD at a cost of $1,420 per year. The highest-cost model and trim is the Hyundai Kona Electric Ultimate 2WD costing $2,194 per year.

The next tables break down average car insurance rates for every trim level for both 2019 models, as well as an average rate for each model. The 2019 Hyundai Kona has cheaper overall car insurance rates than the 2019 Kia Sportage.

2018 Kia Sportage vs. Hyundai Kona

When comparing insurance cost for 2018 models, the Kia Sportage costs an average of $1,798 per year for full coverage and the Hyundai Kona costs $1,494, making the Hyundai Kona the cheaper model to insure by $304 for the 2018 comparison year.

The chart shown below visualizes the average cost to insure the two models rated for drivers aged 20 to 50. Insurance cost ranges from $1,604 to $3,658 per year for a 2018 Kia Sportage, and $1,336 to $3,002 for a 2018 Hyundai Kona for the included driver ages.

The 2018 Kia Sportage has six trim levels available, with the cheapest model to insure being the LX 2WD model at an average cost of $1,664 per year. For the 10 different trims available for the Hyundai Kona, the cheapest 2018 trim package to insure is the SE 2WD model at a cost of $1,368.

When auto insurance rates for all 16 trim levels for both 2018 models are compared, the most affordable model and trim level to buy insurance for is the Hyundai Kona SE 2WD at a cost of $1,368 per year, and the most expensive trim is the Kia Sportage SX 4WD Turbo at an average cost of $1,942 per year.

The next two rate tables display average car insurance rates for every trim level for both 2018 models, along with an average cost for each model. The winner for the 2018 car insurance battle is the Hyundai Kona.

Additional Kia Sportage and Hyundai Kona Resources

• Kia Sportage Insurance Cost
• Hyundai Kona Insurance Cost
• Small SUV Insurance Cost Comparisons