Los Angeles Car Insurance Cost for 2022

How much is car insurance in Los Angeles? We break down average annual and monthly auto insurance cost by vehicle segment to find out which vehicles are cheapest to insure in L.A.

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What is average car insurance cost in Los Angeles?

Los Angeles car insurance rates cost an average of $2,484 per year, which is 64.9% more than the national average rate of $1,506 and 42.4% more than the average California car insurance rate of $1,744.

Some of the cheaper cars to insure in Los Angeles include the Subaru Forester at $2,244 per year, the Honda CR-V at $2,004 per year, and the Mazda CX-30 at $1,996 per year.

The most popular vehicles are not always the cheapest to insure, as evident in Los Angeles. Average car insurance rates for popular vehicles in L.A. include the Tesla Model 3 costing $2,724 per year, the Toyota Prius at $2,336 per year, the Nissan Rogue at $2,196 per year, and the Ford Mustang at $2,616 per year.

High end models like the Mercedes-Benz AMG GT63, the Tesla Model Y, and the BMW M760i cost an average of $4,536, $3,132, and $4,870 per year, respectively. Luxury car owners definitely need to consider insurance as part of the cost-of-ownership since the average monthly car insurance rate in Los Angeles for those three vehicles is $359.

The chart below breaks down average car insurance rates in Los Angeles for five different driver ages and also three different policy physical damage deductible amounts. Lower deductibles result in higher car insurance rates, and younger drivers will also pay higher rates.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Los Angeles car insurance rates for 2022 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Los Angeles zip codes.Data last updated on December 30, 2021
Los Angeles Car Insurance Rates
Average Car Insurance Cost in Los Angeles, CA
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$4,100$342
$500$4,818$402
$250$5,572$464
30$1,000$2,146$179
$500$2,550$213
$250$2,968$247
40$1,000$2,056$171
$500$2,426$202
$250$2,810$234
50$1,000$1,876$156
$500$2,206$184
$250$2,554$213
60$1,000$1,842$154
$500$2,168$181
$250$2,508$209

As shown in the chart above, average L.A. car insurance rates range from $1,880 per year for a 60-year-old driver with a policy with high deductibles to $5,710 per year for a 20-year-old driver with high physical damage deductibles. From a monthly standpoint, the average cost in the chart above ranges from $157 to $476 per month.

Los Angeles car insurance rates for teenage drivers are much higher than other age groups, so expect to pay a substantial amount if you are insuring a 16 to 19-year-old. Average rates range from $6,236 per year for a 19-year-old female driver up to $8,890 per year for a 16-year-old male driver.

For 17 and 18-year-olds, average car insurance rates in Los Angeles will cost $7,384 to $8,302 per year for 17-year-olds and $6,726 to $7,754 per year for 18-year-olds. Rates will fluctuate considerably based on the vehicle driven, however, and insuring a teenager on an older vehicle is a good way to help bring the cost down.

Which Zip Codes have cheap car insurance in Los Angeles?

The cheapest car insurance in Los Angeles can be found in the 90732, 90501, 90731, and 90045 Zip Codes. These areas include the areas around San Pedro and Old Town Torrance and just north of Los Angeles International Airport.

Get Rates in Your AreaWhy is this important?

Top 15 Cheapest Zip Codes for Car Insurance in Los Angeles

Who pays the most for car insurance in Los Angeles?

The highest car insurance rates in Los Angeles can be found in the 90028, 90038, 90020, and 90005 Zip Codes. These areas include neighborhoods to the west of downtown Los Angeles like Hollywood, West Hollywood, and Windsor Square.

Get Rates in Your AreaWhy is this important?

Top 15 Most Expensive Zip Codes for Car Insurance in Los Angeles

Which vehicles have cheap car insurance in L.A.?

When all vehicles are compared, the models with the cheapest average insurance rates in Los Angeles, CA, tend to be crossovers and small SUVs like the Chevrolet Trax, Honda CR-V, Toyota C-HR, and Hyundai Kona. Average insurance prices for those models cost $2,038 or less per year to have full coverage.

Additional vehicles that are highly ranked in our cost comparison are the Toyota Corolla, Nissan Kicks, Mazda CX-5, and Ford Maverick. The average cost is marginally higher for those models than the cheapest crossovers and compact SUVs at the top of the rankings, but they still have average rates of $2,110 or less per year in Los Angeles.

Large SUVs and most luxury models tend to fall on the upper end of insurance cost. Midsize pickups like the Toyota Tacoma and Chevy Colorado have affordable car insurance quotes in Los Angeles, but most of the full-size pickups like the Ford F150, Chevy Silverado, and Ram 1500 tend have higher car insurance rates than most of the smaller cars and SUVs.

The table below shows the top 30 cheapest vehicles from all segments to insure in L.A.

Top 30 Cheapest Vehicles to Insure in Los Angeles
Rank Make/Model Annual Cost Monthly Cost
1Chevrolet Spark$1,918$160
2Mazda CX-30$1,950$163
3Honda CR-V$1,954$163
4Toyota C-HR$1,968$164
5Chevrolet Trax$1,972$164
6Hyundai Kona$1,972$164
7Buick Envision$1,974$165
8Ford Ecosport$1,988$166
9Mazda CX-5$1,992$166
10Chevrolet Blazer$1,994$166
11Chevrolet Colorado$1,996$166
12Kia Soul$1,996$166
13Nissan Rogue Sport$1,996$166
14Toyota Corolla$2,020$168
15Hyundai Venue$2,024$169
16Buick Encore$2,040$170
17Nissan Kicks$2,040$170
18Chevrolet Trailblazer$2,054$171
19Kia Sportage$2,062$172
20Mitsubishi Eclipse Cross$2,066$172
21Acura RDX$2,072$173
22Chevrolet Equinox$2,074$173
23Jeep Compass$2,074$173
24Ford Maverick$2,076$173
25Toyota Corolla Cross$2,080$173
26Nissan Murano$2,082$174
27Mazda MX-5 Miata$2,094$175
28Hyundai Tucson$2,102$175
29Subaru Impreza$2,106$176
30Ford Edge$2,114$176

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Los Angeles, CA.Data last updated on December 30, 2021
    Top 30 Cheapest Vehicles to Insure in Los Angeles

    Average L.A. car insurance rates by vehicle segment

    When shopping for a vehicle, it’s good to know what types of vehicles will cost less to insure. For example, if you are trying to decide between a minivan or a full-size SUV, it’s good to know that on average a large SUV will cost around $260 more per year to insure than a minivan.

    The chart below shows average Los Angeles car insurance rates for each vehicle segment.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Los Angeles car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Los Angeles Zip Codes.Data last updated on December 30, 2021
    Los Angeles Car Insurance Rates by Vehicle Segment
    Los Angeles Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$2,266$189
    Midsize Pickup$2,364$197
    Compact Car$2,432$203
    Midsize SUV$2,526$211
    Minivan$2,574$215
    Midsize Car$2,584$215
    Half-ton Pickup$2,692$224
    Compact Luxury SUV$2,792$233
    Compact Luxury Car$2,814$235
    Large SUV$2,846$237
    Large Car$2,872$239
    Heavy Duty Pickup$2,924$244
    Midsize Luxury SUV$3,008$251
    Midsize Luxury Car$3,282$274
    Sports Car$3,502$292
    Large Luxury SUV$3,760$313
    Large Luxury Car$4,042$337

    Now that we know which types of vehicles overall have the most affordable car insurance rates, let’s break it down even further and look at which vehicles in each segment have the cheapest insurance rates.

    Cheapest car insurance in Los Angeles by segment

    This is where the rubber meets the road. The tables below show which models in each vehicle segment have the cheapest average car insurance rates in L.A.

    If you don’t see your model in the list, it’s no problem. To find out how much you’ll pay for car insurance on a specific model in your Zip Code, simply enter your Zip Code in the form below each table and click the button. There are a few simple options you can set to refine your results and choose the company that has the cheapest rates.

    Cheapest car (sedan, coupe, hatchback) insurance rates in L.A.

    The Chevrolet Spark comes in at #1 as the most budget-friendly non-luxury car to insure in Los Angeles, followed closely by the Toyota Corolla, Subaru Impreza, Kia Rio, and Honda Civic. The 2022 model costs an average of $1,960 per year for full-coverage auto insurance.

    Additional cars that rank well include the Mazda 3, Kia Forte, Mazda 6, and Chevrolet Malibu, with an average car insurance cost of $2,334 per year or less.

    Full-coverage car insurance in Los Angeles for this segment for a safe driver will start around $163 per month, depending on the company.

    When vehicle size is considered, the most affordable compact car to insure in Los Angeles is the Chevrolet Spark at $1,960 per year. For midsize models, the Mazda 6 is the cheapest model to insure at $2,284 per year. And for full-size non-luxury cars, the Toyota Avalon has the best rates at $2,606 per year.

    The table below shows the top 20 cheapest cars (two-door, four-door, and hatchbacks) to insure in L.A.

    Top 20 Cheapest Car Insurance Rates in Los Angeles
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Chevrolet SparkCompact$1,960$163
    Toyota CorollaCompact$2,070$173
    Subaru ImprezaCompact$2,152$179
    Kia RioCompact$2,168$181
    Honda CivicCompact$2,202$184
    Nissan SentraCompact$2,212$184
    Mazda 3Compact$2,246$187
    Mazda 6Midsize$2,284$190
    Kia ForteCompact$2,328$194
    Hyundai AccentCompact$2,332$194
    Chevrolet MalibuMidsize$2,334$195
    Toyota PriusCompact$2,336$195
    Honda InsightMidsize$2,338$195
    Volkswagen GolfCompact$2,386$199
    Volkswagen JettaCompact$2,414$201
    Honda AccordMidsize$2,460$205
    Kia K5Midsize$2,474$206
    Nissan VersaCompact$2,494$208
    Volkswagen PassatMidsize$2,502$209
    Subaru LegacyMidsize$2,518$210

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Los Angeles, CA.Data last updated on December 30, 2021
      Top 20 Cheapest Car Insurance Rates in Los Angeles

      View our compact car insurance, midsize car insurance, and full-size car insurance comparison pages for full make and model data.

      Cheapest SUV insurance rates in Los Angeles

      The three top-ranked SUVs with the cheapest insurance in Los Angeles are the Mazda CX-30 at $1,996 per year, the Honda CR-V at $2,004 per year, and the Chevrolet Trax at $2,014 per year.

      Also ranking well are models like the Kia Soul, Mazda CX-5, Ford Ecosport, and Nissan Rogue Sport, with an average car insurance cost of $2,042 per year or less.

      As a cost per month, auto insurance in this segment for the average driver can cost as low as $166 per month, depending on your location and insurance company. The table below ranks the twenty SUVs with the most affordable insurance rates in Los Angeles, starting with the Mazda CX-30 at $1,996 per year and ending with the Toyota Corolla Cross at $2,130 per year.

      Top 20 Cheapest SUV Insurance Rates in Los Angeles
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-30Compact$1,996$166
      Honda CR-VCompact$2,004$167
      Chevrolet TraxCompact$2,014$168
      Toyota C-HRCompact$2,014$168
      Hyundai KonaCompact$2,018$168
      Buick EnvisionCompact$2,026$169
      Ford EcosportCompact$2,036$170
      Kia SoulCompact$2,038$170
      Mazda CX-5Compact$2,042$170
      Nissan Rogue SportCompact$2,044$170
      Chevrolet BlazerMidsize$2,046$171
      Hyundai VenueCompact$2,066$172
      Nissan KicksCompact$2,082$174
      Buick EncoreCompact$2,084$174
      Chevrolet TrailblazerCompact$2,100$175
      Kia SportageCompact$2,110$176
      Jeep CompassCompact$2,118$177
      Mitsubishi Eclipse CrossCompact$2,122$177
      Chevrolet EquinoxCompact$2,124$177
      Toyota Corolla CrossCompact$2,130$178

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Los Angeles, CA.Data last updated on December 30, 2021
        Top 20 Cheapest SUV Insurance Rates in Los Angeles

        You may have noticed there are no full-size SUVs in our top 20 list of cheapest SUVs to insure. That’s because the lowest-cost full-size SUV to insure in L.A. is the Chevrolet Tahoe at $2,616 per year.

        View our compact SUV car insurance, midsize SUV car insurance, and large SUV car insurance pages from complete make and model cost comparisons and affordability rankings.

        Cheapest pickup truck insurance in Los Angeles

        Out of all 2022 models, the top five most affordable pickups to insure in Los Angeles are the Chevrolet Colorado, Ford Maverick, Ford Ranger, Toyota Tacoma, and Chevrolet Silverado HD 3500. Auto insurance rates for these vehicles range from $2,044 to $2,356 per year.

        Not the cheapest, but still very affordable, are pickups like the Ford F150, Jeep Gladiator, GMC Canyon, and Honda Ridgeline, with an average cost of $2,446 per year or less.

        As a cost per month, car insurance in Los Angeles on this segment will start around $170 per month, depending on your company and location. The comparison table below ranks the pickups with the cheapest insurance in Los Angeles.

        Top 20 Cheapest Pickup Truck Insurance Rates in Los Angeles
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Chevrolet ColoradoMidsize$2,044$170
        Ford MaverickMidsize$2,124$177
        Ford RangerMidsize$2,184$182
        Toyota TacomaMidsize$2,274$190
        Chevrolet Silverado HD 3500Heavy Duty$2,356$196
        Nissan FrontierMidsize$2,364$197
        GMC CanyonMidsize$2,380$198
        Hyundai Santa CruzMidsize$2,386$199
        Ford F150Full-size$2,402$200
        Honda RidgelineMidsize$2,416$201
        Jeep GladiatorMidsize$2,446$204
        GMC SierraFull-size$2,528$211
        Nissan TitanFull-size$2,622$219
        Toyota TundraFull-size$2,640$220
        Chevrolet SilveradoFull-size$2,666$222
        Ford F350 Super DutyHeavy Duty$2,698$225
        Nissan Titan XDHeavy Duty$2,790$233
        Ram TruckFull-size$2,830$236
        GMC Sierra 2500 HDHeavy Duty$2,896$241
        GMC Sierra 3500Heavy Duty$2,920$243

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Los Angeles, CA.Data last updated on December 30, 2021
          Top 20 Cheapest Pickup Truck Insurance Rates in Los Angeles

          Visit our midsize pickup insurance and full-size pickup insurance pages for full data comparisons and cost rankings.

          Cheapest luxury car insurance in Los Angeles

          Ranking highest for the best Los Angeles, CA, car insurance rates in the luxury car segment are the Acura TLX, Volvo S60, Mercedes-Benz A220, BMW 330i, and Acura ILX. Car insurance rates for these vehicles average $222 or less per month.

          Additional luxury cars that have cheaper rates are the BMW 228i, BMW Z4, Cadillac CT4, and BMW 330e, with average annual insurance rates of $2,748 per year or less.

          Auto insurance in Los Angeles for this segment for an average middle-age driver can cost as low as $192 per month, depending on your location. The table below ranks the twenty cars with the most affordable car insurance in Los Angeles, starting with the Acura ILX at $192 per month and ending with the Audi A4 at $240 per month.

          Top 20 Cheapest Luxury Cars to Insure Los Angeles
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura ILXMidsize$2,300$192
          Mercedes-Benz A220Compact$2,438$203
          BMW 330iCompact$2,624$219
          Acura TLXCompact$2,640$220
          Volvo S60Compact$2,662$222
          BMW 330eCompact$2,672$223
          BMW 228iCompact$2,688$224
          BMW 230iCompact$2,706$226
          Cadillac CT4Compact$2,748$229
          Lexus IS 300Midsize$2,750$229
          Lexus RC 300Midsize$2,750$229
          Alfa Romeo GiuliaCompact$2,754$230
          Lexus RC 350Compact$2,764$230
          Genesis G70Compact$2,802$234
          Mercedes-Benz AMG CLA35Midsize$2,818$235
          BMW i4Midsize$2,832$236
          Cadillac CT5Midsize$2,832$236
          Audi S3Compact$2,862$239
          Audi A4Compact$2,876$240
          Mercedes-Benz AMG CLA45Midsize$2,882$240

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Los Angeles, CA.Data last updated on December 30, 2021
            Top 20 Cheapest Luxury Cars to Insure Los Angeles

            See our luxury car insurance rate comparison page for full comparisons of all sizes of luxury models including average cost, comparisons, and rankings.

            Cheapest luxury SUV insurance in Los Angeles

            The top four luxury SUVs with the lowest-cost auto insurance in Los Angeles are the Acura RDX at $2,128 per year, Cadillac XT4 at $2,180 per year, Volvo XC40 at $2,390 per year, and Cadillac XT5 at $2,420 per year.

            Not the cheapest, but still very affordable, are luxury SUVs like the Lexus NX 350h, Lexus UX 200, BMW X1, and Lexus NX 350, with an average car insurance cost of $2,538 per year or less.

            Ranking between positions 10 and 20, models like the Jaguar E-Pace, Lexus RX 450h, Lincoln Nautilus, Mercedes-Benz GLB 250, and Lexus NX 450h cost between $2,538 and $2,632 per year for insurance.

            Car insurance rates in this segment for an average middle-age driver starts at an average of $177 per month, depending on the company and your location. The rate comparison table below ranks the twenty SUVs with the lowest-cost car insurance in Los Angeles, starting with the Acura RDX at $177 per month and ending with the Mercedes-Benz GLC300 at $219 per month.

            Top 20 Cheapest Luxury SUVs to Insure Los Angeles
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura RDXCompact$2,128$177
            Cadillac XT4Compact$2,180$182
            Volvo XC40Compact$2,390$199
            Cadillac XT5Midsize$2,420$202
            Lexus NX 250Compact$2,468$206
            BMW X1Compact$2,472$206
            Lexus NX 350hCompact$2,486$207
            Lexus UX 250hCompact$2,486$207
            Lexus NX 350Compact$2,528$211
            Lexus UX 200Compact$2,538$212
            Jaguar E-PaceMidsize$2,544$212
            Lexus RX 350Midsize$2,554$213
            Lincoln NautilusMidsize$2,592$216
            Lexus NX 450hCompact$2,600$217
            Mercedes-Benz GLB 250Compact$2,610$218
            Lexus RX 450hMidsize$2,616$218
            Infiniti QX50Midsize$2,624$219
            Land Rover EvoqueCompact$2,624$219
            Lincoln CorsairCompact$2,630$219
            Mercedes-Benz GLC300Compact$2,632$219

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Los Angeles, CA.Data last updated on December 30, 2021
              Top 20 Cheapest Luxury SUVs to Insure Los Angeles

              See our luxury SUV insurance comparisons for full comparison tables for all models.

              Minivan and van insurance rates in Los Angeles

              The Ram Promaster City comes in at #1 as the most budget-friendly van to insure in Los Angeles, followed by the Chevrolet Express, Nissan NV, GMC Savana, and Nissan NV200. The 2022 model averages $1,998 per year to insure with full coverage.

              Additional cars that rank well include the Kia Carnival, Chrysler Pacifica, Ram Promaster, and Ford Transit, with average annual insurance rates of $2,596 per year or less.

              Car insurance in Los Angeles for this segment starts at around $167 per month, depending on the company and where you live.

              The rate comparison table below ranks the vans with the cheapest car insurance rates in Los Angeles, starting with the Ram Promaster City at $1,998 per year.

              Full-size and Minivan Insurance Rates in Los Angeles
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Ram Promaster CityFull-size Van$1,998$167
              Chevrolet ExpressFull-size Van$2,082$174
              Nissan NVFull-size Van$2,182$182
              GMC SavanaFull-size Van$2,272$189
              Nissan NV200Midsize Van$2,338$195
              Ford Transit ConnectMidsize Van$2,366$197
              Ram PromasterFull-size Van$2,430$203
              Chrysler PacificaMinivan$2,466$206
              Ford TransitFull-size Van$2,502$209
              Kia CarnivalMinivan$2,596$216
              Toyota SiennaMinivan$2,614$218
              Honda OdysseyMinivan$2,622$219

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Los Angeles, CA.Data last updated on December 30, 2021
                Full-size and Minivan Insurance Rates in Los Angeles

                See our minivan car insurance rates page for additional data and models.

                Sports car and exotic car insurance rates in Los Angeles

                The top three sports cars with the most affordable average auto insurance rates in Los Angeles are the Mazda MX-5 Miata at $2,150 per year, the Ford Mustang at $2,616 per year, and the BMW Z4 at $2,672 per year.

                Not the cheapest, but still very affordable, are models like the Audi TT, Chevrolet Corvette, BMW M3, and Subaru BRZ, with average insurance cost of $3,214 per year or less.

                Additional 2022 models that make the list include the BMW M4, Jaguar F-Type, Porsche 718, and Dodge Challenger, which cost between $3,214 and $4,094 to insure per year in Los Angeles.

                On a monthly basis, car insurance rates in this segment for a good driver can cost as low as $179 per month, depending on where you live. The rate comparison table below ranks the twenty sports cars with the cheapest car insurance rates in Los Angeles, starting with the Mazda MX-5 Miata at $2,150 per year ($179 per month) and ending with the Lexus LC 500 at $4,094 per year ($341 per month).

                Top 20 Sports Car and Exotic Car Insurance Rates in Los Angeles
                Make/Model Vehicle Type Annual Cost Monthly Cost
                Mazda MX-5 MiataSports Car$2,150$179
                Ford MustangSports Car$2,616$218
                BMW Z4Sports Car$2,672$223
                Subaru WRXSports Car$2,824$235
                Toyota GR86Sports Car$2,896$241
                Toyota GR SupraSports Car$2,958$247
                Audi TTSports Car$3,024$252
                Chevrolet CorvetteSports Car$3,114$260
                Subaru BRZSports Car$3,116$260
                BMW M3Sports Car$3,214$268
                Porsche 718Sports Car$3,358$280
                Chevrolet CamaroSports Car$3,438$287
                Lexus RC FSports Car$3,508$292
                Dodge ChallengerSports Car$3,534$295
                Mercedes-Benz AMG GT53Sports Car$3,584$299
                Jaguar F-TypeSports Car$3,752$313
                Porsche TaycanSports Car$3,850$321
                Porsche 911Sports Car$3,944$329
                Aston Martin VantageExotic Car$3,950$329
                BMW M4Sports Car$3,958$330

                  Get Rates in Your AreaWhy is this important?

                  Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Los Angeles, CA.Data last updated on December 30, 2021
                  Top 20 Sports Car and Exotic Car Insurance Rates in Los Angeles

                  For more make and model data, see our sports car insurance rates page.

                  How does Los Angeles car insurance cost compare?

                  Car insurance rates in Los Angeles are 42.4% higher than the California average rate. It costs an average of $484 more per year to insure a car in Los Angeles than Sacramento, and rates in L.A. average $812 higher than San Diego.

                  When compared to other cities outside of California, Los Angeles auto insurance rates are 53.9% higher than Chicago, 14.4% higher than Miami, and 35.3% higher than Denver.

                  The table below shows how Los Angeles car insurance cost compares to other large metro areas in the U.S. A difference column is included in the table that shows the amount higher or lower each other city’s car insurance rates are when compared to Los Angeles.

                  Los Angeles Car Insurance Rates vs Other U.S. Cities
                  City/State Annual Cost Difference
                  New York, NY$2,832$348
                  Philadelphia, PA$2,496$12
                  Los Angeles, CA$2,484--
                  San Francisco, CA$2,130-$354
                  Jacksonville, FL$2,116-$368
                  San Jose, CA$1,756-$728
                  Phoenix, AZ$1,706-$778
                  San Diego, CA$1,672-$812
                  Chicago, IL$1,614-$870
                  Dallas, TX$1,586-$898
                  Houston, TX$1,578-$906
                  San Antonio, TX$1,414-$1,070
                  Fort Worth, TX$1,364-$1,120
                  Austin, TX$1,342-$1,142
                  Indianapolis, IN$1,210-$1,274
                  Columbus, OH$1,102-$1,382

                  Get Rates in Your AreaWhy is this important?

                  Los Angeles Car Insurance Rates vs Other U.S. Cities