Los Angeles Car Insurance Cost for 2022

How much is car insurance in Los Angeles? We break down average annual and monthly auto insurance cost by vehicle segment to find out which vehicles are cheapest to insure in L.A.

Start QuoteCompare Los Angeles car insurance rates and save on your next policy.

What is average car insurance cost in Los Angeles?

Los Angeles car insurance rates cost an average of $2,522 per year, which is 60.9% more than the national average rate of $1,567 and 44.6% more than the average California car insurance rate of $1,744.

Some of the cheaper cars to insure in Los Angeles include the Subaru Forester at $2,188 per year, the Honda CR-V at $2,212 per year, and the Mazda CX-30 at $2,236 per year.

The most popular vehicles are not always the cheapest to insure, as evident in Los Angeles. Average car insurance rates for popular vehicles in L.A. include the Tesla Model 3 costing $2,654 per year, the Toyota Prius at $2,524 per year, the Nissan Rogue at $2,474 per year, and the Ford Mustang at $2,662 per year.

High end models like the Mercedes-Benz AMG GT63, the Tesla Model Y, and the BMW M760i cost an average of $4,616, $2,916, and $4,826 per year, respectively. Luxury car owners definitely need to consider insurance as part of the cost-of-ownership since the average monthly car insurance rate in Los Angeles for those three vehicles is $359.

The chart below breaks down average car insurance rates in Los Angeles for five different driver ages and also three different policy physical damage deductible amounts. Lower deductibles result in higher car insurance rates, and younger drivers will also pay higher rates.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Chart shows average Los Angeles car insurance rates for 2022 model year vehicles with safe driver and claim-free discounts applied. Full-coverage rates are averaged for all Los Angeles zip codes.Data last updated on June 24, 2022
Los Angeles Car Insurance Rates
Average Car Insurance Cost in Los Angeles, CA
Driver Age Deductible Annual Cost Monthly Cost
20$1,000$4,168$347
$500$4,900$408
$250$5,668$472
30$1,000$2,182$182
$500$2,592$216
$250$3,018$252
40$1,000$2,090$174
$500$2,466$206
$250$2,856$238
50$1,000$1,908$159
$500$2,246$187
$250$2,598$217
60$1,000$1,872$156
$500$2,204$184
$250$2,550$213

As shown in the chart above, average L.A. car insurance rates range from $1,914 per year for a 60-year-old driver with a policy with high deductibles to $5,810 per year for a 20-year-old driver with high physical damage deductibles. From a monthly standpoint, the average cost in the chart above ranges from $160 to $484 per month.

Los Angeles car insurance rates for teenage drivers are much higher than other age groups, so expect to pay a substantial amount if you are insuring a 16 to 19-year-old. Average rates range from $6,344 per year for a 19-year-old female driver up to $9,044 per year for a 16-year-old male driver.

For 17 and 18-year-olds, average car insurance rates in Los Angeles will cost $7,512 to $8,446 per year for 17-year-olds and $6,840 to $7,886 per year for 18-year-olds. Rates will fluctuate considerably based on the vehicle driven, however, and insuring a teenager on an older vehicle is a good way to help bring the cost down.

Which Zip Codes have cheap car insurance in Los Angeles?

The cheapest car insurance in Los Angeles can be found in the 90732, 90501, 90731, and 90045 Zip Codes. These areas include the areas around San Pedro and Old Town Torrance and just north of Los Angeles International Airport.

Get Rates in Your AreaWhy is this important?

Top 15 Cheapest Zip Codes for Car Insurance in Los Angeles

Who pays the most for car insurance in Los Angeles?

The highest car insurance rates in Los Angeles can be found in the 90028, 90038, 90020, and 90005 Zip Codes. These areas include neighborhoods to the west of downtown Los Angeles like Hollywood, West Hollywood, and Windsor Square.

Get Rates in Your AreaWhy is this important?

Top 15 Most Expensive Zip Codes for Car Insurance in Los Angeles

Which vehicles have cheap car insurance in L.A.?

When all vehicles are compared, the models with the cheapest average insurance rates in Los Angeles, CA, tend to be crossovers and small SUVs like the Chevrolet Trailblazer, Nissan Kicks, Subaru Crosstrek, and Toyota C-HR. Average insurance prices for those models cost $2,108 or less per year to have full coverage.

Additional vehicles that are highly ranked in our cost comparison are the Subaru Ascent, Subaru Forester, Buick Envision, and Acura RDX. The average cost is marginally higher for those models than the cheapest crossovers and compact SUVs at the top of the rankings, but they still have average rates of $2,192 or less per year in Los Angeles.

Large SUVs and most luxury models tend to fall on the upper end of insurance cost. Midsize pickups like the Toyota Tacoma and Chevy Colorado have affordable car insurance quotes in Los Angeles, but most of the full-size pickups like the Ford F150, Chevy Silverado, and Ram 1500 tend have higher car insurance rates than most of the smaller cars and SUVs.

The table below shows the top 30 cheapest vehicles from all segments to insure in L.A.

Top 30 Cheapest Vehicles to Insure in Los Angeles
Rank Make/Model Annual Cost Monthly Cost
1Mazda CX-5$1,874$156
2Nissan Kicks$1,928$161
3Chevrolet Trailblazer$1,940$162
4Honda Passport$1,976$165
5Subaru Crosstrek$1,980$165
6Chevrolet Colorado$2,030$169
7Toyota C-HR$2,034$170
8Buick Encore$2,040$170
9Nissan Rogue Sport$2,060$172
10Buick Envision$2,096$175
11Hyundai Venue$2,100$175
12Kia Seltos$2,104$175
13Acura RDX$2,112$176
14Ford Maverick$2,112$176
15Subaru Ascent$2,112$176
16Toyota Corolla Cross$2,120$177
17Subaru Forester$2,130$178
18Hyundai Kona$2,134$178
19Mazda MX-5 Miata$2,134$178
20Subaru Impreza$2,140$178
21Volkswagen Tiguan$2,142$179
22Chevrolet Spark$2,160$180
23Cadillac XT4$2,162$180
24Honda CR-V$2,164$180
25Mazda CX-30$2,182$182
26Ford Ranger$2,196$183
27Ford Edge$2,220$185
28Honda HR-V$2,226$186
29Ford Ecosport$2,238$187
30Subaru Outback$2,260$188

    Get Rates in Your AreaWhy is this important?

    Table Data Details: Average car insurance rate for each model assumes a 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to premiums. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Los Angeles, CA.Data last updated on June 24, 2022
    Top 30 Cheapest Vehicles to Insure in Los Angeles

    Average L.A. car insurance rates by vehicle segment

    When shopping for a vehicle, it’s good to know what types of vehicles will cost less to insure. For example, if you are trying to decide between a minivan or a full-size SUV, it’s good to know that on average a large SUV will cost around $260 more per year to insure than a minivan.

    The chart below shows average Los Angeles car insurance rates for each vehicle segment.

    Get Rates in Your AreaWhy is this important?

    Chart Data Details: Average Los Angeles car insurance cost by segment is based on 2022 model year vehicles with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged for all Los Angeles Zip Codes.Data last updated on June 24, 2022
    Los Angeles Car Insurance Rates by Vehicle Segment
    Los Angeles Car Insurance Rates by Vehicle Segment
    Vehicle Segment Annual Rate Monthly Rate
    Compact SUV$2,364$197
    Midsize Pickup$2,424$202
    Minivan$2,546$212
    Midsize SUV$2,554$213
    Compact Car$2,600$217
    Midsize Car$2,630$219
    Half-ton Pickup$2,746$229
    Compact Luxury SUV$2,838$237
    Large SUV$2,846$237
    Compact Luxury Car$2,864$239
    Large Car$2,918$243
    Heavy Duty Pickup$3,010$251
    Midsize Luxury SUV$3,050$254
    Midsize Luxury Car$3,344$279
    Sports Car$3,562$297
    Large Luxury SUV$3,816$318
    Large Luxury Car$3,994$333

    Now that we know which types of vehicles overall have the most affordable car insurance rates, let’s break it down even further and look at which vehicles in each segment have the cheapest insurance rates.

    Cheapest car insurance in Los Angeles by segment

    This is where the rubber meets the road. The tables below show which models in each vehicle segment have the cheapest average car insurance rates in L.A.

    If you don’t see your model in the list, it’s no problem. To find out how much you’ll pay for car insurance on a specific model in your Zip Code, simply enter your Zip Code in the form below each table and click the button. There are a few simple options you can set to refine your results and choose the company that has the cheapest rates.

    Cheapest car (sedan, coupe, hatchback) insurance rates in L.A.

    The Subaru Impreza comes in at #1 as the most budget-friendly non-luxury car to insure in Los Angeles, followed closely by the Chevrolet Spark, Volkswagen Golf, Subaru Legacy, and Volkswagen Jetta. The 2022 model costs an average of $2,190 per year for full-coverage auto insurance.

    Additional cars that rank well include the Nissan Sentra, Toyota Corolla, Kia K5, and Toyota Camry, with an average car insurance cost of $2,484 per year or less.

    Full-coverage car insurance in Los Angeles for this segment for a safe driver will start around $183 per month, depending on the company.

    When vehicle size is considered, the most affordable compact car to insure in Los Angeles is the Subaru Impreza at $2,190 per year. For midsize models, the Subaru Legacy is the cheapest model to insure at $2,448 per year. And for full-size non-luxury cars, the Toyota Avalon has the best rates at $2,652 per year.

    The table below shows the top 20 cheapest cars (two-door, four-door, and hatchbacks) to insure in L.A.

    Top 20 Cheapest Car Insurance Rates in Los Angeles
    Make/Model Vehicle Size Annual Cost Monthly Cost
    Subaru ImprezaCompact$2,190$183
    Chevrolet SparkCompact$2,202$184
    Volkswagen GolfCompact$2,428$202
    Subaru LegacyMidsize$2,448$204
    Honda InsightMidsize$2,456$205
    Volkswagen JettaCompact$2,456$205
    Nissan SentraCompact$2,464$205
    Kia K5Midsize$2,482$207
    Toyota CamryMidsize$2,484$207
    Toyota CorollaCompact$2,484$207
    Kia RioCompact$2,492$208
    Volkswagen PassatMidsize$2,496$208
    Honda CivicCompact$2,502$209
    Mazda 3Compact$2,512$209
    Mazda 6Midsize$2,518$210
    Toyota PriusCompact$2,524$210
    Hyundai AccentCompact$2,558$213
    Hyundai VelosterCompact$2,582$215
    Kia ForteCompact$2,584$215
    Chevrolet MalibuMidsize$2,624$219

      Get Rates in Your AreaWhy is this important?

      Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Los Angeles, CA.Data last updated on June 24, 2022
      Top 20 Cheapest Car Insurance Rates in Los Angeles

      View our compact car insurance, midsize car insurance, and full-size car insurance comparison pages for full make and model data.

      Cheapest SUV insurance rates in Los Angeles

      The three top-ranked SUVs with the cheapest insurance in Los Angeles are the Mazda CX-5 at $1,924 per year, the Nissan Kicks at $1,972 per year, and the Chevrolet Trailblazer at $1,982 per year.

      Also ranking well are models like the Nissan Rogue Sport, Buick Envision, Buick Encore, and Hyundai Venue, with an average car insurance cost of $2,150 per year or less.

      As a cost per month, auto insurance in this segment for the average driver can cost as low as $160 per month, depending on your location and insurance company. The table below ranks the twenty SUVs with the most affordable insurance rates in Los Angeles, starting with the Mazda CX-5 at $1,924 per year and ending with the Ford Edge at $2,276 per year.

      Top 20 Cheapest SUV Insurance Rates in Los Angeles
      Make/Model Vehicle Size Annual Cost Monthly Cost
      Mazda CX-5Compact$1,924$160
      Nissan KicksCompact$1,972$164
      Chevrolet TrailblazerCompact$1,982$165
      Subaru CrosstrekCompact$2,028$169
      Honda PassportMidsize$2,030$169
      Toyota C-HRCompact$2,078$173
      Buick EncoreCompact$2,086$174
      Nissan Rogue SportCompact$2,108$176
      Hyundai VenueCompact$2,146$179
      Buick EnvisionCompact$2,150$179
      Kia SeltosCompact$2,154$180
      Toyota Corolla CrossCompact$2,168$181
      Subaru AscentMidsize$2,170$181
      Hyundai KonaCompact$2,184$182
      Subaru ForesterCompact$2,188$182
      Volkswagen TiguanCompact$2,192$183
      Honda CR-VCompact$2,212$184
      Mazda CX-30Compact$2,236$186
      Honda HR-VCompact$2,268$189
      Ford EdgeMidsize$2,276$190

        Get Rates in Your AreaWhy is this important?

        Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Los Angeles, CA.Data last updated on June 24, 2022
        Top 20 Cheapest SUV Insurance Rates in Los Angeles

        You may have noticed there are no full-size SUVs in our top 20 list of cheapest SUVs to insure. That’s because the lowest-cost full-size SUV to insure in L.A. is the Chevrolet Tahoe at $2,536 per year.

        View our compact SUV car insurance, midsize SUV car insurance, and large SUV car insurance pages from complete make and model cost comparisons and affordability rankings.

        Cheapest pickup truck insurance in Los Angeles

        Out of all 2022 models, the top five most affordable pickups to insure in Los Angeles are the Chevrolet Colorado, Ford Maverick, Ford Ranger, Toyota Tacoma, and Nissan Frontier. Auto insurance rates for these vehicles range from $2,080 to $2,404 per year.

        Not the cheapest, but still very affordable, are pickups like the Ford F150, Jeep Gladiator, GMC Canyon, and Honda Ridgeline, with an average cost of $2,484 per year or less.

        As a cost per month, car insurance in Los Angeles on this segment will start around $173 per month, depending on your company and location. The comparison table below ranks the pickups with the cheapest insurance in Los Angeles.

        Top 20 Cheapest Pickup Truck Insurance Rates in Los Angeles
        Make/Model Vehicle Size Annual Cost Monthly Cost
        Chevrolet ColoradoMidsize$2,080$173
        Ford MaverickMidsize$2,160$180
        Ford RangerMidsize$2,246$187
        Toyota TacomaMidsize$2,346$196
        Nissan FrontierMidsize$2,404$200
        GMC CanyonMidsize$2,430$203
        Hyundai Santa CruzMidsize$2,430$203
        Ford F150Full-size$2,444$204
        Honda RidgelineMidsize$2,460$205
        Jeep GladiatorMidsize$2,484$207
        GMC SierraFull-size$2,574$215
        Nissan TitanFull-size$2,668$222
        Chevrolet SilveradoFull-size$2,714$226
        Toyota TundraFull-size$2,718$227
        Ford F350 Super DutyHeavy Duty$2,744$229
        Chevrolet Silverado HD 3500Heavy Duty$2,760$230
        Nissan Titan XDHeavy Duty$2,836$236
        Ram TruckFull-size$2,888$241
        GMC Sierra 2500 HDHeavy Duty$2,946$246
        GMC Sierra 3500Heavy Duty$2,968$247

          Get Rates in Your AreaWhy is this important?

          Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Los Angeles, CA.Data last updated on June 24, 2022
          Top 20 Cheapest Pickup Truck Insurance Rates in Los Angeles

          Visit our midsize pickup insurance and full-size pickup insurance pages for full data comparisons and cost rankings.

          Cheapest luxury car insurance in Los Angeles

          Ranking highest for the best Los Angeles, CA, car insurance rates in the luxury car segment are the Acura TLX, Volvo S60, Mercedes-Benz A220, BMW 330i, and Acura ILX. Car insurance rates for these vehicles average $226 or less per month.

          Additional luxury cars that have cheaper rates are the BMW 230i, BMW 330e, Alfa Romeo Giulia, and BMW 228i, with average annual insurance rates of $2,804 per year or less.

          Auto insurance in Los Angeles for this segment for an average middle-age driver can cost as low as $194 per month, depending on your location. The table below ranks the twenty cars with the most affordable car insurance in Los Angeles, starting with the Acura ILX at $194 per month and ending with the Audi S3 at $245 per month.

          Top 20 Cheapest Luxury Cars to Insure Los Angeles
          Make/Model Vehicle Size Annual Cost Monthly Cost
          Acura ILXMidsize$2,326$194
          Mercedes-Benz A220Compact$2,484$207
          BMW 330iCompact$2,670$223
          Acura TLXCompact$2,686$224
          Volvo S60Compact$2,710$226
          BMW 330eCompact$2,720$227
          BMW 228iCompact$2,736$228
          BMW 230iCompact$2,754$230
          Lexus RC 300Midsize$2,798$233
          Alfa Romeo GiuliaCompact$2,804$234
          Cadillac CT4Compact$2,808$234
          Lexus RC 350Compact$2,812$234
          Genesis G70Compact$2,852$238
          Mercedes-Benz AMG CLA35Midsize$2,866$239
          BMW i4Midsize$2,882$240
          Cadillac CT5Midsize$2,892$241
          Audi A3Midsize$2,920$243
          Audi A4Compact$2,928$244
          Mercedes-Benz AMG CLA45Midsize$2,932$244
          Audi S3Compact$2,936$245

            Get Rates in Your AreaWhy is this important?

            Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Los Angeles, CA.Data last updated on June 24, 2022
            Top 20 Cheapest Luxury Cars to Insure Los Angeles

            See our luxury car insurance rate comparison page for full comparisons of all sizes of luxury models including average cost, comparisons, and rankings.

            Cheapest luxury SUV insurance in Los Angeles

            The top four luxury SUVs with the lowest-cost auto insurance in Los Angeles are the Acura RDX at $2,164 per year, Cadillac XT4 at $2,218 per year, Volvo XC40 at $2,432 per year, and Cadillac XT5 at $2,486 per year.

            Not the cheapest, but still very affordable, are luxury SUVs like the Lexus NX 350h, Lexus UX 200, BMW X1, and Lexus NX 350, with an average car insurance cost of $2,582 per year or less.

            Ranking between positions 10 and 20, models like the Jaguar E-Pace, Mercedes-Benz GLB 250, Acura MDX, Lexus NX 450h, and Lincoln Nautilus cost between $2,582 and $2,676 per year for insurance.

            Car insurance rates in this segment for an average middle-age driver starts at an average of $180 per month, depending on the company and your location. The rate comparison table below ranks the twenty SUVs with the lowest-cost car insurance in Los Angeles, starting with the Acura RDX at $180 per month and ending with the Lincoln Corsair at $223 per month.

            Top 20 Cheapest Luxury SUVs to Insure Los Angeles
            Make/Model Vehicle Size Annual Cost Monthly Cost
            Acura RDXCompact$2,164$180
            Cadillac XT4Compact$2,218$185
            Volvo XC40Compact$2,432$203
            Cadillac XT5Midsize$2,486$207
            Lexus NX 250Compact$2,512$209
            BMW X1Compact$2,518$210
            Lexus NX 350hCompact$2,530$211
            Lexus UX 250hCompact$2,532$211
            Lexus NX 350Compact$2,574$215
            Lexus UX 200Compact$2,582$215
            Jaguar E-PaceMidsize$2,590$216
            Lexus RX 350Midsize$2,600$217
            Acura MDXMidsize$2,614$218
            Lincoln NautilusMidsize$2,638$220
            Lexus NX 450hCompact$2,646$221
            Mercedes-Benz GLB 250Compact$2,658$222
            Lexus RX 450hMidsize$2,662$222
            Infiniti QX50Midsize$2,672$223
            Land Rover EvoqueCompact$2,672$223
            Lincoln CorsairCompact$2,676$223

              Get Rates in Your AreaWhy is this important?

              Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Los Angeles, CA.Data last updated on June 24, 2022
              Top 20 Cheapest Luxury SUVs to Insure Los Angeles

              See our luxury SUV insurance comparisons for full comparison tables for all models.

              Minivan and van insurance rates in Los Angeles

              The Ram Promaster City comes in at #1 as the most budget-friendly van to insure in Los Angeles, followed by the Chevrolet Express, Nissan NV, GMC Savana, and Honda Odyssey. The 2022 model averages $2,034 per year to insure with full coverage.

              Additional cars that rank well include the Ford Transit, Ram Promaster, Ford Transit Connect, and Chrysler Pacifica, with average annual insurance rates of $2,546 per year or less.

              Car insurance in Los Angeles for this segment starts at around $170 per month, depending on the company and where you live.

              The rate comparison table below ranks the vans with the cheapest car insurance rates in Los Angeles, starting with the Ram Promaster City at $2,034 per year.

              Full-size and Minivan Insurance Rates in Los Angeles
              Make/Model Vehicle Size Annual Cost Monthly Cost
              Ram Promaster CityFull-size Van$2,034$170
              Chevrolet ExpressFull-size Van$2,114$176
              Nissan NVFull-size Van$2,222$185
              GMC SavanaFull-size Van$2,310$193
              Honda OdysseyMinivan$2,356$196
              Nissan NV200Midsize Van$2,380$198
              Ford Transit ConnectMidsize Van$2,408$201
              Ram PromasterFull-size Van$2,470$206
              Chrysler PacificaMinivan$2,532$211
              Ford TransitFull-size Van$2,546$212
              Kia CarnivalMinivan$2,640$220
              Toyota SiennaMinivan$2,648$221

                Get Rates in Your AreaWhy is this important?

                Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Los Angeles, CA.Data last updated on June 24, 2022
                Full-size and Minivan Insurance Rates in Los Angeles

                See our minivan car insurance rates page for additional data and models.

                Sports car and exotic car insurance rates in Los Angeles

                The top three sports cars with the most affordable average auto insurance rates in Los Angeles are the Mazda MX-5 Miata at $2,188 per year, the Ford Mustang at $2,662 per year, and the BMW Z4 at $2,720 per year.

                Not the cheapest, but still very affordable, are models like the Audi TT, Chevrolet Corvette, BMW M3, and Subaru BRZ, with average insurance cost of $3,272 per year or less.

                Additional 2022 models that make the list include the BMW M4, Jaguar F-Type, Porsche 718, and Dodge Challenger, which cost between $3,272 and $4,162 to insure per year in Los Angeles.

                On a monthly basis, car insurance rates in this segment for a good driver can cost as low as $182 per month, depending on where you live. The rate comparison table below ranks the twenty sports cars with the cheapest car insurance rates in Los Angeles, starting with the Mazda MX-5 Miata at $2,188 per year ($182 per month) and ending with the Lexus LC 500 at $4,162 per year ($347 per month).

                Top 20 Sports Car and Exotic Car Insurance Rates in Los Angeles
                Make/Model Vehicle Type Annual Cost Monthly Cost
                Mazda MX-5 MiataSports Car$2,188$182
                Ford MustangSports Car$2,662$222
                BMW Z4Sports Car$2,720$227
                Subaru WRXSports Car$2,870$239
                Toyota GR86Sports Car$2,944$245
                Toyota GR SupraSports Car$3,012$251
                Audi TTSports Car$3,078$257
                Subaru BRZSports Car$3,172$264
                Chevrolet CorvetteSports Car$3,182$265
                BMW M3Sports Car$3,272$273
                Porsche 718Sports Car$3,414$285
                Chevrolet CamaroSports Car$3,502$292
                Lexus RC FSports Car$3,584$299
                Dodge ChallengerSports Car$3,592$299
                Mercedes-Benz AMG GT53Sports Car$3,648$304
                Jaguar F-TypeSports Car$3,818$318
                Porsche TaycanSports Car$3,920$327
                Porsche 911Sports Car$4,014$335
                Aston Martin VantageExotic Car$4,018$335
                BMW M4Sports Car$4,024$335

                  Get Rates in Your AreaWhy is this important?

                  Table Data Details: Average rates are based on 2022 model year, 40-year-old married male driver with a clean driving record and no at-fault accidents. Safe driver and claim-free discounts are applied to policy premium, which is averaged for all vehicle trim levels. Full coverage physical damage deductibles are $500 and rates are averaged for all Zip Codes in Los Angeles, CA.Data last updated on June 24, 2022
                  Top 20 Sports Car and Exotic Car Insurance Rates in Los Angeles

                  For more make and model data, see our sports car insurance rates page.

                  How does Los Angeles car insurance cost compare?

                  Car insurance rates in Los Angeles are 44.6% higher than the California average rate. It costs an average of $480 more per year to insure a car in Los Angeles than Sacramento, and rates in L.A. average $808 higher than San Diego.

                  When compared to other cities outside of California, Los Angeles auto insurance rates are 52.3% higher than Chicago, 14.2% higher than Miami, and 34.1% higher than Denver.

                  The table below shows how Los Angeles car insurance cost compares to other large metro areas in the U.S. A difference column is included in the table that shows the amount higher or lower each other city’s car insurance rates are when compared to Los Angeles.

                  Los Angeles Car Insurance Rates vs Other U.S. Cities
                  City/State Annual Cost Difference
                  New York, NY$2,878$356
                  Philadelphia, PA$2,540$18
                  Los Angeles, CA$2,522--
                  San Francisco, CA$2,172-$350
                  Jacksonville, FL$2,160-$362
                  San Jose, CA$1,800-$722
                  Phoenix, AZ$1,748-$774
                  San Diego, CA$1,714-$808
                  Chicago, IL$1,656-$866
                  Dallas, TX$1,626-$896
                  Houston, TX$1,618-$904
                  Indianapolis, IN$1,534-$988
                  San Antonio, TX$1,458-$1,064
                  Fort Worth, TX$1,406-$1,116
                  Austin, TX$1,386-$1,136
                  Columbus, OH$1,144-$1,378

                  Get Rates in Your AreaWhy is this important?

                  Los Angeles Car Insurance Rates vs Other U.S. Cities