- Car insurance in Henderson cost an average of $2,566 per year, or around $214 per month for full coverage.
- Henderson, NV, car insurance costs an average of $314 per year more than the Nevada state average cost ($2,252) and $683 per year more than the U.S. national average rate ($1,883).
- Auto insurance rates for a few popular models in Henderson include the Jeep Wrangler at $244 per month, Toyota Tacoma at $216, and Honda CR-V at $182.
- For cheap auto insurance in Henderson, Nevada, compact crossovers like the Kia Soul, Nissan Kicks, Buick Encore, and Volkswagen Tiguan cost less than most other models.
- Car insurance quotes in Henderson can range from as low as $32 per month for just liability insurance to over $699 per month for drivers requiring high-risk coverage.
How much is car insurance in Henderson, NV?
Average car insurance cost in Henderson is $2,566 per year, which is 30.7% more than the U.S. average rate of $1,883. The average cost of car insurance per month in Henderson is $214 for full coverage.
In the state of Nevada, the average car insurance cost is $2,252 per year, so the cost in Henderson averages $314 more per year. The average cost to insure a vehicle in Henderson compared to other Nevada locations is around $318 per year cheaper than in Las Vegas, $762 per year more than in Carson City, and $562 per year more expensive than in Reno.
The chart below shows average car insurance cost in Henderson broken out not only by the age of the driver, but also by three different physical damage coverage deductibles. Rates are averaged for all 2024 vehicle models including luxury brand cars and SUVs.
Average car insurance rates in the previous chart range from $1,800 per year for a high deductible policy for a 60-year-old driver to $6,004 per year for a 20-year-old driver with a low deductible policy.
When converted to a monthly cost, the average cost of car insurance per month in Henderson ranges from $150 to $500.
Henderson auto insurance rates can vary considerably and are impacted by many factors. The likelihood of a wide range of rates reinforces the need to get accurate car insurance quotes when shopping online for the cheapest car insurance.
The age of the driver is one of the biggest determining factors on the price of car insurance, so the list below illustrates this by showing the difference in average car insurance rates in Henderson for driver ages from 16 to 60.
Car insurance cost in Henderson, Nevada, for drivers age 16 to 60
- 16-year-old rated driver – $9,138 per year or $762 per month
- 17-year-old rated driver – $8,851 per year or $738 per month
- 18-year-old rated driver – $7,933 per year or $661 per month
- 19-year-old rated driver – $7,225 per year or $602 per month
- 20-year-old rated driver – $5,162 per year or $430 per month
- 30-year-old rated driver – $2,736 per year or $228 per month
- 40-year-old rated driver – $2,566 per year or $214 per month
- 50-year-old rated driver – $2,276 per year or $190 per month
- 60-year-old rated driver – $2,130 per year or $178 per month
The rates above that detailed the cost to insure teen drivers assumed a male driver. The next chart shows the average cost for car insurance for teen drivers in Henderson by gender. Female drivers tend to have cheaper car insurance rates, in particular in the teen years.
Auto insurance for a 16-year-old female in Henderson costs an average of $602 less per year than the cost for a male driver, while at age 19, the cost difference is smaller but females still pay an average of $1,117 less per year.
Most popular vehicles in Henderson, NV
The prior rates consist of an average based on every 2024 vehicle model, which is practical when making overall comparisons such as the average cost difference by driver age or location.
Average car insurance rates are great for answering questions like “is auto insurance in Henderson cheaper than Sparks?” or “are auto insurance rates in Nevada cheaper than in Arizona?”.
But for more useful car insurance comparisons, the rates will be more accurate if we compare rates for the specific vehicle being insured. Every model has it’s own exposure profile for determining how much it costs to insure it and this data allows us to make more detailed cost comparisons.
The next chart details average auto insurance rates in Henderson for popular cars, trucks, and SUVs. Later on in this article, we explore insurance cost for some of these vehicles even more in-depth.
Which cars are cheapest to insure in Henderson?
The lowest cost insurance rates in Henderson are on compact and midsize SUVs like the Mazda CX-30, Toyota C-HR, Volkswagen Atlas, and Kia Telluride. Average rates for those models are less than $221 a month for a full-coverage policy.
Some additional models that rank in the top 50 in our comparison are the Subaru Outback, the Hyundai Kona, the Toyota Tacoma, and the Ford Escape. Rates are a little more expensive for those models than the lowest cost models in the list, but they still have average rates less than $198 per month.
The table below breaks down the 50 cars, trucks, and SUVs with the cheapest insurance rates in Henderson, sorted by annual and monthly insurance cost.
Rank | Make/Model | Annual Premium | Cost Per Month |
---|---|---|---|
1 | Subaru Crosstrek | $1,896 | $158 |
2 | Chevrolet Trailblazer | $1,928 | $161 |
3 | Kia Soul | $2,002 | $167 |
4 | Nissan Kicks | $2,022 | $169 |
5 | Honda Passport | $2,044 | $170 |
6 | Buick Envision | $2,058 | $172 |
7 | Toyota Corolla Cross | $2,070 | $173 |
8 | Hyundai Venue | $2,084 | $174 |
9 | Mazda CX-5 | $2,092 | $174 |
10 | Ford Bronco Sport | $2,102 | $175 |
11 | Volkswagen Tiguan | $2,124 | $177 |
12 | Acura RDX | $2,144 | $179 |
13 | Nissan Murano | $2,156 | $180 |
14 | Buick Encore | $2,180 | $182 |
15 | Honda CR-V | $2,186 | $182 |
16 | Subaru Outback | $2,186 | $182 |
17 | Buick Envista | $2,192 | $183 |
18 | Chevrolet Colorado | $2,196 | $183 |
19 | Volkswagen Taos | $2,198 | $183 |
20 | Kia Niro | $2,200 | $183 |
21 | Toyota GR Corolla | $2,228 | $186 |
22 | Honda HR-V | $2,232 | $186 |
23 | Subaru Ascent | $2,234 | $186 |
24 | Nissan Leaf | $2,246 | $187 |
25 | Lexus NX 250 | $2,272 | $189 |
26 | Honda Civic | $2,274 | $190 |
27 | Volkswagen Atlas | $2,276 | $190 |
28 | Acura Integra | $2,282 | $190 |
29 | Volkswagen Atlas Cross Sport | $2,286 | $191 |
30 | Kia Seltos | $2,290 | $191 |
31 | Subaru Forester | $2,290 | $191 |
32 | GMC Terrain | $2,296 | $191 |
33 | Nissan Rogue | $2,304 | $192 |
34 | Hyundai Kona | $2,310 | $193 |
35 | Mazda CX-30 | $2,314 | $193 |
36 | Cadillac XT4 | $2,316 | $193 |
37 | Volkswagen ID4 | $2,326 | $194 |
38 | Ford Explorer | $2,328 | $194 |
39 | Toyota Highlander | $2,334 | $195 |
40 | Ford Escape | $2,340 | $195 |
41 | Toyota Venza | $2,342 | $195 |
42 | Honda Odyssey | $2,346 | $196 |
43 | Nissan Sentra | $2,350 | $196 |
44 | Hyundai Ioniq 6 | $2,358 | $197 |
45 | Subaru Impreza | $2,358 | $197 |
46 | Chevrolet Equinox | $2,362 | $197 |
47 | Toyota RAV4 | $2,362 | $197 |
48 | Mazda MX-5 Miata | $2,374 | $198 |
49 | Mazda MX-30 | $2,382 | $199 |
50 | Hyundai Tucson | $2,386 | $199 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Henderson, NV Zip Codes. Updated February 23, 2024
A table of 50 ranked vehicles is not the most useful way to show the complete picture of Henderson insurance rates. Considering the fact that we rate over 700 vehicles, less than 7% of total vehicles are shown.
So let’s dig deeper and display the most affordable vehicles in a more useful way. The next six sections rank the top 20 vehicles with the most affordable insurance rates for the most popular vehicle segments.
Cheapest cars to insure in Henderson
Some of the more affordable non-luxury cars to insure in Henderson are the Volkswagen Golf, the Mazda 6, and the Subaru Impreza.
Some additional vehicles that landed in the top ten in the table below are the Honda Insight, Subaru Legacy, Kia Rio, and Honda Civic. These vehicles have an average cost of $2,652 per year or less to insure in Henderson. Higher rates than the top ten, but still having cheaper car insurance rates than most other vehicles at an average of $2,482 per year or less, are the Honda Accord, Volkswagen Passat, Kia Forte, and Chevrolet Malibu.
The next table details the models with the cheapest auto insurance in Henderson, ordered by annual cost.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Toyota GR Corolla | Compact | $2,228 | $186 |
Nissan Leaf | Compact | $2,246 | $187 |
Honda Civic | Compact | $2,274 | $190 |
Nissan Sentra | Compact | $2,350 | $196 |
Hyundai Ioniq 6 | Midsize | $2,358 | $197 |
Subaru Impreza | Compact | $2,358 | $197 |
Toyota Prius | Compact | $2,396 | $200 |
Kia K5 | Midsize | $2,472 | $206 |
Honda Accord | Midsize | $2,478 | $207 |
Chevrolet Malibu | Midsize | $2,486 | $207 |
Toyota Corolla | Compact | $2,500 | $208 |
Kia Forte | Compact | $2,502 | $209 |
Volkswagen Arteon | Midsize | $2,522 | $210 |
Nissan Versa | Compact | $2,528 | $211 |
Subaru Legacy | Midsize | $2,532 | $211 |
Mitsubishi Mirage G4 | Compact | $2,590 | $216 |
Volkswagen Jetta | Compact | $2,592 | $216 |
Toyota Crown | Midsize | $2,596 | $216 |
Hyundai Sonata | Midsize | $2,600 | $217 |
Mazda 3 | Compact | $2,652 | $221 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Henderson, NV Zip Codes. Updated February 23, 2024
For all vehicle comparisons, see our guides for compact car insurance, midsize car insurance, and full-size car insurance.
Looking for a different vehicle? No sweat! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free Henderson car insurance quotes from top-rated car insurance companies in Nevada.
Cheapest SUV insurance rates in Henderson, NV
Some of the cheaper non-luxury SUVs to insure in Henderson include the Kia Sportage, the Mazda CX-3, the Toyota C-HR, and the Subaru Forester. These have an average cost of $209 per month or less to insure in Henderson with full coverage car insurance.
Some other models that rank very well when comparing annual rates are the Volkswagen Atlas, Subaru Crosstrek, Ford Edge, and Mazda CX-5. Having slightly higher insurance rates, but still better than most vehicles in Henderson, are the Kia Soul, the Hyundai Kona, the Kia Telluride, and the Jeep Compass.
The table below ranks the models with the cheapest car insurance rates in Henderson, ordered by cost.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Subaru Crosstrek | Compact | $1,896 | $158 |
Chevrolet Trailblazer | Compact | $1,928 | $161 |
Kia Soul | Compact | $2,002 | $167 |
Nissan Kicks | Compact | $2,022 | $169 |
Honda Passport | Midsize | $2,044 | $170 |
Buick Envision | Compact | $2,058 | $172 |
Toyota Corolla Cross | Compact | $2,070 | $173 |
Hyundai Venue | Compact | $2,084 | $174 |
Mazda CX-5 | Compact | $2,092 | $174 |
Ford Bronco Sport | Compact | $2,102 | $175 |
Volkswagen Tiguan | Compact | $2,124 | $177 |
Nissan Murano | Midsize | $2,156 | $180 |
Buick Encore | Compact | $2,180 | $182 |
Honda CR-V | Compact | $2,186 | $182 |
Subaru Outback | Midsize | $2,186 | $182 |
Buick Envista | Midsize | $2,192 | $183 |
Volkswagen Taos | Compact | $2,198 | $183 |
Kia Niro | Compact | $2,200 | $183 |
Honda HR-V | Compact | $2,232 | $186 |
Subaru Ascent | Midsize | $2,234 | $186 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Henderson, NV Zip Codes. Updated February 23, 2024
See our guides for compact SUV insurance, midsize SUV insurance, and full-size SUV insurance to compare rates for all makes and models.
Don’t see insurance cost for your SUV? That’s no problem! Enter your zip code at the bottom of the table and click the orange ‘GO’ button to get free car insurance quotes from top-rated car insurance companies in Nevada.
Cheapest sports cars to insure in Henderson, Nevada
Some of the less expensive sports cars to insure in Henderson include the Mazda MX-5 Miata, the Subaru WRX, the Toyota Supra, and the Audi TT.
Some other sports cars that fair very well in our insurance cost comparison are the Porsche 718, Chevrolet Camaro, Nissan 370Z, and Subaru BRZ.
The next table lists the models with the cheapest car insurance rates in Henderson, sorted by annual and monthly insurance cost.
Make and Model | Vehicle Type | Annual Premium | Cost Per Month |
---|---|---|---|
Mazda MX-5 Miata | Sports Car | $2,374 | $198 |
Toyota GR86 | Sports Car | $2,704 | $225 |
Ford Mustang | Sports Car | $2,820 | $235 |
BMW Z4 | Sports Car | $2,834 | $236 |
Subaru WRX | Sports Car | $2,878 | $240 |
Toyota GR Supra | Sports Car | $2,882 | $240 |
BMW M2 | Sports Car | $2,968 | $247 |
Nissan Z | Sports Car | $2,972 | $248 |
Lexus RC F | Sports Car | $3,032 | $253 |
Subaru BRZ | Sports Car | $3,068 | $256 |
BMW M3 | Sports Car | $3,240 | $270 |
Porsche 718 | Sports Car | $3,304 | $275 |
Chevrolet Camaro | Sports Car | $3,336 | $278 |
Chevrolet Corvette | Sports Car | $3,556 | $296 |
Porsche 911 | Sports Car | $3,678 | $307 |
BMW M4 | Sports Car | $3,828 | $319 |
Lexus LC 500 | Sports Car | $3,850 | $321 |
Jaguar F-Type | Sports Car | $4,048 | $337 |
Mercedes-Benz AMG GT53 | Sports Car | $4,248 | $354 |
Porsche Taycan | Sports Car | $4,344 | $362 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Henderson, NV Zip Codes. Updated February 23, 2024
Looking for a different vehicle? Not a problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get free car insurance quotes from top companies in Henderson.
Cheapest pickup truck insurance rates in Henderson
For the midsize, full-size, and heavy duty pickup truck segments, some of the vehicles with the most affordable insurance in Henderson are the Jeep Gladiator, the Nissan Frontier, and the Chevrolet Colorado. These vehicles all cost $225 per month or less for full coverage insurance.
A few additional pickup trucks that rank close to the top in our cost comparison are the Ford F150, the GMC Sierra, the GMC Canyon, and the Toyota Tundra.
The next table shows the cheapest pickups to insure in Henderson, sorted by annual and monthly insurance cost.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Chevrolet Colorado | Midsize | $2,196 | $183 |
Nissan Titan | Full-size | $2,400 | $200 |
Nissan Frontier | Midsize | $2,428 | $202 |
Ford Ranger | Midsize | $2,452 | $204 |
Ford Maverick | Midsize | $2,490 | $208 |
Honda Ridgeline | Midsize | $2,544 | $212 |
Hyundai Santa Cruz | Midsize | $2,588 | $216 |
Toyota Tacoma | Midsize | $2,596 | $216 |
GMC Sierra 2500 HD | Heavy Duty | $2,610 | $218 |
GMC Canyon | Midsize | $2,640 | $220 |
Jeep Gladiator | Midsize | $2,702 | $225 |
GMC Sierra 3500 | Heavy Duty | $2,718 | $227 |
Chevrolet Silverado HD 3500 | Heavy Duty | $2,742 | $229 |
Chevrolet Silverado HD 2500 | Heavy Duty | $2,816 | $235 |
GMC Sierra | Full-size | $2,834 | $236 |
Chevrolet Silverado | Full-size | $2,838 | $237 |
Nissan Titan XD | Heavy Duty | $2,838 | $237 |
Ford F150 | Full-size | $2,872 | $239 |
GMC Hummer EV Pickup | Full-size | $2,944 | $245 |
Ram Truck | Full-size | $2,966 | $247 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Henderson, NV Zip Codes. Updated February 23, 2024
See our guides for midsize pickup insurance and large pickup insurance to view any trucks not shown in the table.
Don’t see insurance cost for your pickup? Enter your zip code at the bottom of the table above and click the orange ‘GO’ button to get free car insurance quotes from top companies in Nevada.
Cheapest luxury car insurance rates in Henderson, Nevada
Out of the compact, midsize, and full-size luxury segments, some of the most affordable vehicles to insure in Henderson are the Lexus ES 350, the Acura ILX, the Acura TLX, and the Mercedes-Benz A220. The cost to insure these luxury cars with full coverage insurance in Henderson averages at or below $221 per month.
Additional luxury cars that fair very well in our insurance cost comparison are the BMW i3, the Volvo S90, the Cadillac CT4, and the BMW 330i.
Coming in out of the top ten, but still pretty affordable at $231 per month or less, are the Lexus RC 300, the Audi S3, the BMW Z4, and the Audi A3.
The next table ranks the luxury cars with the cheapest insurance rates in Henderson, sorted by annual and monthly insurance cost.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura Integra | Compact | $2,282 | $190 |
BMW 330i | Compact | $2,612 | $218 |
Mercedes-Benz CLA250 | Midsize | $2,640 | $220 |
Lexus IS 300 | Midsize | $2,644 | $220 |
Acura TLX | Compact | $2,654 | $221 |
Lexus ES 350 | Midsize | $2,678 | $223 |
Cadillac CT4 | Compact | $2,680 | $223 |
Genesis G70 | Compact | $2,686 | $224 |
Mercedes-Benz AMG CLA35 | Midsize | $2,690 | $224 |
Lexus RC 300 | Midsize | $2,698 | $225 |
Lexus IS 350 | Compact | $2,700 | $225 |
Jaguar XF | Midsize | $2,714 | $226 |
Cadillac CT5 | Midsize | $2,766 | $231 |
Lexus ES 250 | Midsize | $2,776 | $231 |
Lexus RC 350 | Compact | $2,784 | $232 |
BMW 330e | Compact | $2,786 | $232 |
BMW 228i | Compact | $2,792 | $233 |
BMW 230i | Compact | $2,812 | $234 |
Lexus ES 300h | Midsize | $2,818 | $235 |
Audi S3 | Compact | $2,878 | $240 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Henderson, NV Zip Codes. Updated February 23, 2024
See our guide for luxury car insurance to view any vehicles not shown in the table.
Don’t see rates for your luxury car? Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Henderson car insurance quotes from top companies in Nevada.
Cheapest luxury SUVs to insure in Henderson
For luxury SUVs, a few of the least expensive models to insure in Henderson are the Cadillac XT4, the Acura RDX, and the Volvo XC40.
Other vehicles that rank very well in our comparison are the Lexus NX 300, the Volvo XC90, the Lincoln Nautilus, and the Volvo XC60. The average cost to insure these luxury SUVs in Henderson is at or below $226 per month.
Ranked lower than the top ten, but still cheaper to insure than the majority of other luxury vehicles at $277 per month or less, are the Lexus UX 250H, the Lincoln Corsair, the Mercedes-Benz GLC300, and the Lexus RX 350.
The next table details the luxury SUVs with the cheapest insurance rates in Henderson, ordered by annual cost.
Make and Model | Vehicle Size | Annual Premium | Cost Per Month |
---|---|---|---|
Acura RDX | Compact | $2,144 | $179 |
Lexus NX 250 | Compact | $2,272 | $189 |
Cadillac XT4 | Compact | $2,316 | $193 |
Jaguar E-Pace | Midsize | $2,400 | $200 |
Cadillac XT5 | Midsize | $2,422 | $202 |
Lexus NX 350h | Compact | $2,422 | $202 |
Lincoln Corsair | Compact | $2,452 | $204 |
Mercedes-Benz GLB 250 | Compact | $2,456 | $205 |
Lexus UX 250h | Compact | $2,460 | $205 |
Lexus NX 450h | Compact | $2,474 | $206 |
Infiniti QX50 | Midsize | $2,492 | $208 |
Mercedes-Benz GLA250 | Compact | $2,494 | $208 |
Cadillac XT6 | Midsize | $2,510 | $209 |
Mercedes-Benz GLA35 AMG | Compact | $2,510 | $209 |
Infiniti QX60 | Midsize | $2,524 | $210 |
Mercedes-Benz AMG GLB35 | Midsize | $2,528 | $211 |
Land Rover Evoque | Compact | $2,562 | $214 |
Acura MDX | Midsize | $2,564 | $214 |
Lexus RX 350 | Midsize | $2,566 | $214 |
Lexus NX 350 | Compact | $2,574 | $215 |
Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle and also for all Henderson, NV Zip Codes. Updated February 23, 2024
See our guide for luxury SUV insurance to view luxury vehicles not shown in the table.
Don’t see insurance cost for your luxury SUV? That’s no problem! Enter your zip code at the bottom of the above table and click the orange ‘GO’ button to get cheap Henderson car insurance quotes from top companies in Nevada.
How to save on auto insurance in Henderson
Henderson drivers are often looking to pay less for insurance, so take a minute or two to look through the money-saving ideas in this next list and it’s very likely you can save some money.
- Increasing deductibles makes car insurance cheaper. Increasing your policy deductibles from $500 to $1,000 could save around $300 per year for a 40-year-old driver and $588 per year for a 20-year-old driver.
- Shop around. Taking a few minutes to get some free car insurance quotes could save a pile of cash. Rates are always changing and you can switch anytime.
- Compare rates before you buy the car. Different cars have very different car insurance rates, and car insurance companies can sell policies with a wide range of costs. Check prices before you buy a different car to prevent price shock when you get the bill.
- Buy vehicles that are cheaper to insure. The vehicle you drive has a significant impact on the cost of car insurance in Henderson. For example, a Honda CR-V costs $1,150 less per year to insure in Henderson than a Chevrolet Camaro. Lower performance vehicles cost less to insure.
- Excellent credit scores get the best rates. Drivers who have credit scores over 800 could save up to $403 per year when compared to a slightly lower credit score between 670-739. Conversely, a lower credit score could cost around $467 more per year. Not all states use credit score as a rating factor, so check with your agent or company.
- Remove optional coverage on older vehicles. Removing physical damage coverage from older vehicles whose value has decreased can cheapen the cost to insure substantially.
- Careful drivers have lower auto insurance rates. Multiple at-fault accidents raise rates, possibly by an additional $3,662 per year for a 20-year-old driver and as much as $772 per year for a 50-year-old driver. So be a careful driver and save!