Is Car Insurance Cheaper for a Nissan Altima or Sentra?

• A 2024 Nissan Sentra is cheaper to insure than a 2024 Nissan Altima by an average of $398 per year, $2,598 compared to $2,200.
• For a 2024 model year Nissan Altima, average insurance rates range from $2,452 to $2,760 per year, while car insurance for the 2024 Nissan Sentra costs from $2,150 to $2,260.
• If the cheapest car insurance rates are your number one priority, the S and SV trim levels are the most affordable Nissan Altima models to insure, while the S and SV trim levels have the best rates for the Nissan Sentra.

2024 Nissan Altima vs. Nissan Sentra

Insurance cost for a 2024 Nissan Altima averages $2,598 per year, and insurance for a 2024 Nissan Sentra costs an average of $2,200 per year, making the Nissan Sentra the cheaper of the two models to insure.

Out of eight trim levels for the 2024 Nissan Altima, the cheapest insurance rates are on the S model at a cost of $2,452 per year, or about $204 per month.

Out of the three trims available for the Nissan Sentra, the cheapest 2024 model to insure is the S trim at a cost of $2,150 per year, or around $179 per month.

When average car insurance prices for all 11 trims of both models are combined and sorted by cost, the overall cheapest vehicle to insure is the Nissan Sentra S at an average rate of $2,150 per year, and the most expensive vehicle to insure is the Nissan Altima SR VC-Turbo at a cost of $2,760 per year.

The table below ranks the annual and monthly car insurance cost for 2024 Nissan Altima and Nissan Sentra models, broken down by trim level.

The chart shown below shows the average cost to insure the two models for four different driver age groups. The average car insurance cost ranges from $2,300 to $5,212 per year for a 2024 Nissan Altima, and $1,968 to $4,348 for a 2024 Nissan Sentra for these driver ages.

The tables below illustrate average car insurance cost by trim level for a 2024 Nissan Altima and Nissan Sentra, plus an average rate for each model. The winner for the 2024 car insurance battle is the Nissan Sentra.

2023 Nissan Altima vs. Nissan Sentra

Insurance rates on a 2023 Nissan Altima cost an average of $2,488 per year, while a 2023 Nissan Sentra averages $2,160 per year, making the Nissan Sentra the cheaper model to insure by $328 per year.

Within each different model, however, the cost of insurance varies quite a bit depending on the exact trim level of the vehicle being insured.

For example, on a 2023 Nissan Altima, average insurance rates range from $2,356 per year for the S model up to the highest rate of $2,634 for the SR VC-Turbo model.

For the 2023 Nissan Sentra, rates can range from $2,094 per year on the S model up to $2,216 on the SR Midnight Edition model.

The table shown below compares and ranks the 12-month and monthly car insurance rates for 2023 Nissan Altima and Nissan Sentra models, showing the average cost for each trim level.

The next chart demonstrates the average car insurance cost for both 2023 models rated for drivers aged 20 to 50. For the 2023 Nissan Altima, the average car insurance cost ranges from $2,210 to $5,004 per year. Car insurance on the 2023 Nissan Sentra costs from $1,930 to $4,274 on average per year.

For the eight trims available for the 2023 Nissan Altima, the cheapest trim level to insure is the S trim at an average cost of $2,356 per year, or $196 per month. For the four trim options available for the Nissan Sentra, the most affordable 2023 model to insure is the S model at a cost of $2,094.

When looking at the aggregated rates by trim level for both models, the cheapest vehicle to buy insurance for is the Nissan Sentra S at a cost of $2,094 per year, and the overall most expensive vehicle to insure is the Nissan Altima SR VC-Turbo at an average of $2,634 per year.

The rate tables below break down the average cost to insure each trim level for a 2023 Nissan Altima and Nissan Sentra, plus the average rate for each model.

2022 Nissan Altima vs. Nissan Sentra

For the 2022 Nissan Altima and Nissan Sentra models, the Nissan Sentra has cheaper car insurance rates by $316 per year.

The next chart demonstrates the average insurance cost for both models using different driver ages. For the 2022 Nissan Altima, insurance cost ranges from $2,176 to $4,946 per year for the included driver ages. Car insurance for the 2022 Nissan Sentra costs from $1,906 to $4,238 on average per year.

Out of 11 trim levels for a 2022 Nissan Altima, the lowest-cost insurance rates are on the S model at a cost of $2,350 per year, or around $196 per month.

Out of the five different trims available for a Nissan Sentra, the lowest-cost 2022 trim level to insure is the S trim at a cost of $2,048 per year, or about $171 per month.

When all 16 trims of both models are combined and compared, the most affordable model and trim level to insure is the Nissan Sentra S at an average of $2,048 per year. The most expensive vehicle to insure is the Nissan Altima Platinum AWD at an average cost of $2,578 per year.

The tables below detail the expected annual car insurance cost by trim level for both 2022 models, including the average rate for each model. The 2022 Nissan Sentra wins out over the 2022 Nissan Altima for the cheapest overall car insurance cost.

2021 Nissan Altima vs. Nissan Sentra

For the 2021 Nissan Altima and Nissan Sentra models, the Nissan Sentra is cheaper to insure by $278 per year.

The following chart visualizes the average car insurance cost for both models rated for different driver ages. The average full-coverage insurance policy ranges from $1,950 to $4,424 per year for a 2021 Nissan Altima, and $1,712 to $3,798 on a 2021 Nissan Sentra for the included driver ages.

For the 10 trims available for the 2021 Nissan Altima, the cheapest trim level to insure is the S AWD model at an average cost of $2,154 per year.

For the five different trim levels available for the Nissan Sentra, the most affordable 2021 trim package to insure is the S Sedan model at a cost of $1,838.

When comparing both models combined at a trim-level basis, the cheapest trim to put coverage on is the Nissan Sentra S Sedan at an average cost of $1,838 per year. The most expensive vehicle to insure is the Nissan Altima Platinum AWD at a cost of $2,354 per year.

The rate tables below show all the available trims for both 2021 models, along with an average cost for each model. The 2021 Nissan Sentra has more affordable average car insurance rates than the 2021 Nissan Altima.

2020 Nissan Altima vs. Nissan Sentra

For the 2020 Nissan Altima and Nissan Sentra models, the Nissan Sentra has cheaper car insurance rates by $268 per year for this model year.

The following chart displays the average cost to insure the two models with different drivers at the wheel. For the 2020 Nissan Altima, average insurance quotes range from $1,892 to $4,296 per year for the driver examples in the chart. Car insurance for the 2020 Nissan Sentra ranges from $1,666 to $3,694 on average per year.

A 2020 Nissan Altima has 10 trims available, and the lowest-cost model to insure is the S AWD model at an average cost of $2,092 per year.

Out of the five trims available for a Nissan Sentra, the lowest-cost 2020 trim to insure is the S Sedan model at a cost of $1,788 per year, or about $149 per month.

When rates are compared for the 15 different trims of both 2020 models, the most affordable model and trim level to buy insurance for is the Nissan Sentra S Sedan at an average of $1,788 per year. The most expensive vehicle to insure is the Nissan Altima Platinum AWD at an average cost of $2,284 per year.

The next two tables break down average car insurance rates for each trim level, including an overall average rate.

2019 Nissan Altima vs. Nissan Sentra

For 2019 Nissan Altima and Nissan Sentra models, the Nissan Sentra is cheaper to insure by an average of $200 per year.

The chart shown below demonstrates the average insurance cost for both 2019 models rated for different driver ages. For a 2019 Nissan Altima, average car insurance quotes vary from $1,860 to $4,218 per year for the age groups used in this illustration. Insurance on the 2019 Nissan Sentra costs from $1,694 to $3,738 on average per year.

Out of 10 trims for a 2019 Nissan Altima, the cheapest insurance rates are on the SV Sedan model at a cost of $1,950 per year, or about $163 per month.

For the five different option levels available for the Nissan Sentra, the most affordable 2019 trim level to insure is the S Sedan model at a cost of $1,758 per year, or around $147 per month.

When rates are compared for the 15 different trim levels of both 2019 models, the cheapest trim to insure is the Nissan Sentra S Sedan at an average rate of $1,758 per year, and the overall most expensive vehicle to insure is the Nissan Altima Platinum AWD costing $2,278 per year.

The tables shown below illustrate both 2019 models and all trim levels available for each one, as well as the overall average rate for each model. The 2019 Nissan Sentra defeats the 2019 Nissan Altima for the cheapest overall car insurance cost.

2018 Nissan Altima vs. Nissan Sentra

A 2018 Nissan Sentra costs $240 less per year to insure per year on average than a 2018 Nissan Altima, a difference of 12.5%.

The chart below visualizes the average insurance cost for both models rated for multiple driver ages. For a 2018 Nissan Altima, insurance cost ranges from $1,826 to $4,118 per year for the chosen age groups in the chart. Full-coverage insurance on a 2018 Nissan Sentra costs from $1,622 to $3,572 on average per year.

Out of five trim levels for a 2018 Nissan Altima, the most affordable auto insurance rates are on the 2.5 S Sedan trim at a cost of $1,952 per year, or around $163 per month.

The 2018 Nissan Sentra has five trim levels available, and the cheapest model to insure is the S Sedan model at an average cost of $1,680 per year, or $140 per month.

When comparing rates by trim level for both models, the most affordable model and trim level to insure is the Nissan Sentra S Sedan at an average rate of $1,680 per year. The most expensive model and trim level is the Nissan Altima 3.5 SL Sedan at an average cost of $2,182 per year.

The next two rate tables detail the average cost to insure all 2018 trim levels, including the average rate for each model. The cheapest to insure for the 2018 model year is the Nissan Sentra.

2017 Nissan Altima vs. Nissan Sentra

When comparing insurance rates for the 2017 Nissan Altima and Nissan Sentra models, the Nissan Sentra is cheaper by $274 per year.

The following chart displays the average insurance cost for both 2017 models for a range of driver ages. For the 2017 Nissan Altima, the average car insurance cost ranges from $1,752 to $3,938 per year for the five age groups shown in the chart. Full-coverage car insurance for the 2017 Nissan Sentra costs from $1,518 to $3,320 on average per year.

The 2017 Nissan Altima has seven trim levels available, with the cheapest model to insure being the 2.5 S Sedan trim at an average cost of $1,888 per year. Out of the three trim levels available for a Nissan Sentra, the cheapest 2017 trim to insure is the S Sedan model at a cost of $1,646.

When all 10 trims of both models are combined and compared, the most affordable model and trim level to put coverage on is the Nissan Sentra S Sedan at an average rate of $1,646 per year. The most expensive vehicle to insure is the Nissan Altima 3.5 SL Sedan at a cost of $2,050 per year.

The next two rate tables illustrate the expected annual car insurance cost by trim level for both 2017 models, including an overall average rate. The cheapest to insure for the 2017 model year is the Nissan Sentra.

2016 Nissan Altima vs. Nissan Sentra

When comparing car insurance rates for 2016 models, a Nissan Altima costs an average of $1,752 per year to insure while a Nissan Sentra costs $1,630, making the Nissan Sentra cheaper to insure by $122 per year for this model year.

The chart below visualizes the average cost to insure both models rated for different driver ages. For the 2016 Nissan Altima, the average cost of car insurance ranges from $1,568 to $3,506 per year for the driver examples in the chart. Insurance for a 2016 Nissan Sentra costs from $1,470 to $3,224 on average per year.

A 2016 Nissan Altima has seven trim levels available, with the lowest-cost trim to insure being the 2.5 S Sedan trim at an average cost of $1,688 per year. For the five different option levels available for the Nissan Sentra, the most affordable 2016 model to insure is the S Sedan trim at a cost of $1,560.

When comparing car insurance rates for both models by trim level, the cheapest trim to put coverage on is the Nissan Sentra S Sedan at a cost of $1,560 per year, and the overall most expensive vehicle to insure is the Nissan Altima 3.5 SL Sedan at an average of $1,838 per year.

The next two tables break down average car insurance cost by trim level for each 2016 model, including an overall average rate. The 2016 Nissan Sentra reigns victorious over the 2016 Nissan Altima for the cheapest car insurance cost.

2015 Nissan Altima vs. Nissan Sentra

For the 2015 Nissan Altima and Nissan Sentra models, the Nissan Sentra has cheaper car insurance cost by an average of $166 per year.

The chart shown below visualizes the average cost to insure the two models using a range of rated driver ages. The average cost of car insurance ranges from $1,430 to $3,198 per year for a 2015 Nissan Altima, and $1,290 to $2,820 for a 2015 Nissan Sentra for these driver ages.

Out of seven Nissan Altima trim levels, the most affordable 2015 model to insure is the 2.5 S Sedan model at an average cost of $1,516 per year, or about $126 per month.

For the five different trim levels available for the Nissan Sentra, the most affordable 2015 trim package to insure is the S Plus Sedan model at a cost of $1,392 per year, or about $116 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim level to buy insurance for is the Nissan Sentra S Plus Sedan at an average of $1,392 per year, and the most expensive vehicle to insure is the Nissan Altima 3.5 SL Sedan costing $1,686 per year.

The next two rate tables display the average cost to insure all 2015 trim levels, as well as the overall average rate for each model. The winner for the 2015 car insurance comparison is the Nissan Sentra.

Additional Nissan Altima and Nissan Sentra Resources

• Nissan Altima Insurance Cost
• Nissan Sentra Insurance Cost
• Midsize Car Insurance Cost Comparisons
• Small Car Insurance Cost Comparisons