Is Car Insurance Cheaper for a Nissan Altima or Sentra?

We compared the cost to insure a Nissan Altima and a Nissan Sentra back to the 2015 model year to see which has the cheapest overall car insurance rates.

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  • A 2024 Nissan Sentra is cheaper to insure than a 2024 Nissan Altima by an average of $316 per year, $2,054 compared to $1,738.
  • For a 2024 model year Nissan Altima, average insurance rates range from $1,940 to $2,184 per year, while car insurance for the 2024 Nissan Sentra costs from $1,700 to $1,786.
  • If the cheapest car insurance rates are your number one priority, the S and SV trim levels are the most affordable Nissan Altima models to insure, while the S and SV trim levels have the best rates for the Nissan Sentra.

2024 Nissan Altima vs. Nissan Sentra

Insurance cost for a 2024 Nissan Altima averages $2,054 per year, and insurance for a 2024 Nissan Sentra costs an average of $1,738 per year, making the Nissan Sentra the cheaper of the two models to insure.

Out of eight trim levels for the 2024 Nissan Altima, the cheapest insurance rates are on the S model at a cost of $1,940 per year, or about $162 per month.

Out of the three trims available for the Nissan Sentra, the cheapest 2024 model to insure is the S trim at a cost of $1,700 per year, or around $142 per month.

When average car insurance prices for all 11 trims of both models are combined and sorted by cost, the overall cheapest vehicle to insure is the Nissan Sentra S at an average rate of $1,700 per year, and the most expensive vehicle to insure is the Nissan Altima SR VC-Turbo at a cost of $2,184 per year.

The table below ranks the annual and monthly car insurance cost for 2024 Nissan Altima and Nissan Sentra models, broken down by trim level.

2024 Model Year Nissan Altima vs. Nissan Sentra Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,700$142
$1,730$144
$1,786$149
$1,940$162
$1,968$164
$2,010$168
$2,014$168
$2,050$171
$2,124$177
$2,154$180
$2,184$182

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024

2024 Nissan Altima vs Nissan Sentra Insurance Cost by Trim Level

The chart shown below shows the average cost to insure the two models for four different driver age groups. The average car insurance cost ranges from $1,822 to $4,124 per year for a 2024 Nissan Altima, and $1,556 to $3,436 for a 2024 Nissan Sentra for these driver ages.

Figure 1: Average car insurance premiums for 2024 Nissan Altima and Nissan Sentra models for different driver ages. Rates updated on February 22, 2024.

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Data Methodology: Rates based on a 2024 model year Nissan Altima and Nissan Sentra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2024 Nissan Altima vs. 2024 Nissan Sentra Insurance Cost
2024 Nissan Altima vs. Nissan Sentra Insurance Cost
Driver Age Nissan Altima Nissan Sentra
18-Year-Old$6,331$5,231
20-Year-Old$4,124$3,436
25-Year-Old$2,390$2,012
30-Year-Old$2,196$1,846
40-Year-Old$2,054$1,738
50-Year-Old$1,822$1,556
60-Year-Old$1,704$1,450

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2024 model year. Updated February 22, 2024

The tables below illustrate average car insurance cost by trim level for a 2024 Nissan Altima and Nissan Sentra, plus an average rate for each model. The winner for the 2024 car insurance battle is the Nissan Sentra.

2024 Nissan Altima

$2,054

Insurance Rates by Trim Level for a 2024 Nissan Altima
2024 Nissan Altima TrimsRate
S$1,940
SV1,968
SR2,010
SV AWD2,014
SR AWD2,050
SL2,124
SL AWD2,154
SR VC-Turbo2,184
2024 Nissan Altima Average Rate$2,054

2024 Nissan Sentra

$1,738

Insurance Rates by Trim Level for 2024 Nissan Altima
2024 Nissan Sentra TrimsRate
S$1,700
SV1,730
SR1,786
2024 Nissan Sentra Average Rate$1,738

2023 Nissan Altima vs. Nissan Sentra

Insurance rates on a 2023 Nissan Altima cost an average of $1,966 per year, while a 2023 Nissan Sentra averages $1,708 per year, making the Nissan Sentra the cheaper model to insure by $258 per year.

Within each different model, however, the cost of insurance varies quite a bit depending on the exact trim level of the vehicle being insured.

For example, on a 2023 Nissan Altima, average insurance rates range from $1,864 per year for the S model up to the highest rate of $2,082 for the SR VC-Turbo model.

For the 2023 Nissan Sentra, rates can range from $1,658 per year on the S model up to $1,752 on the SR Midnight Edition model.

The table shown below compares and ranks the 12-month and monthly car insurance rates for 2023 Nissan Altima and Nissan Sentra models, showing the average cost for each trim level.

2023 Model Year Nissan Altima vs. Nissan Sentra Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,658$138
$1,686$141
$1,736$145
$1,752$146
$1,864$155
$1,886$157
$1,926$161
$1,930$161
$1,966$164
$2,028$169
$2,054$171
$2,082$174

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024

2023 Nissan Altima vs Nissan Sentra Insurance Cost by Trim Level

The next chart demonstrates the average car insurance cost for both 2023 models rated for drivers aged 20 to 50. For the 2023 Nissan Altima, the average car insurance cost ranges from $1,750 to $3,956 per year. Car insurance on the 2023 Nissan Sentra costs from $1,526 to $3,380 on average per year.

Figure 2: Average car insurance premiums for 2023 Nissan Altima and Nissan Sentra models for different driver ages. Rates updated on February 22, 2024.

Data Methodology: Rates based on a 2023 model year Nissan Altima and Nissan Sentra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Nissan Altima vs. 2023 Nissan Sentra Insurance Cost
2023 Nissan Altima vs. Nissan Sentra Insurance Cost
Driver Age Nissan Altima Nissan Sentra
18-Year-Old$6,076$5,149
20-Year-Old$3,956$3,380
25-Year-Old$2,282$1,972
30-Year-Old$2,090$1,810
40-Year-Old$1,966$1,708
50-Year-Old$1,750$1,526
60-Year-Old$1,636$1,426

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated February 22, 2024

For the eight trims available for the 2023 Nissan Altima, the cheapest trim level to insure is the S trim at an average cost of $1,864 per year, or $155 per month. For the four trim options available for the Nissan Sentra, the most affordable 2023 model to insure is the S model at a cost of $1,658.

When looking at the aggregated rates by trim level for both models, the cheapest vehicle to buy insurance for is the Nissan Sentra S at a cost of $1,658 per year, and the overall most expensive vehicle to insure is the Nissan Altima SR VC-Turbo at an average of $2,082 per year.

The rate tables below break down the average cost to insure each trim level for a 2023 Nissan Altima and Nissan Sentra, plus the average rate for each model.

2023 Nissan Altima

$1,966

Insurance Rates by Trim Level for a 2023 Nissan Altima
2023 Nissan Altima TrimsRate
S$1,864
SV1,886
SR1,926
SV AWD1,930
SR AWD1,966
SL2,028
SL AWD2,054
SR VC-Turbo2,082
2023 Nissan Altima Average Rate$1,966

2023 Nissan Sentra

$1,708

Insurance Rates by Trim Level for 2023 Nissan Altima
2023 Nissan Sentra TrimsRate
S$1,658
SV1,686
SR1,736
SR Midnight Edition1,752
2023 Nissan Sentra Average Rate$1,708

2022 Nissan Altima vs. Nissan Sentra

For the 2022 Nissan Altima and Nissan Sentra models, the Nissan Sentra has cheaper car insurance rates by $250 per year.

The next chart demonstrates the average insurance cost for both models using different driver ages. For the 2022 Nissan Altima, insurance cost ranges from $1,724 to $3,910 per year for the included driver ages. Car insurance for the 2022 Nissan Sentra costs from $1,508 to $3,350 on average per year.

Figure 3: Average car insurance premiums for 2022 Nissan Altima and Nissan Sentra models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2022 model year Nissan Altima and Nissan Sentra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Nissan Altima vs. 2022 Nissan Sentra Insurance Cost
2022 Nissan Altima vs. Nissan Sentra Insurance Cost
Driver Age Nissan Altima Nissan Sentra
18-Year-Old$6,013$5,110
20-Year-Old$3,910$3,350
25-Year-Old$2,248$1,950
30-Year-Old$2,060$1,790
40-Year-Old$1,936$1,686
50-Year-Old$1,724$1,508
60-Year-Old$1,610$1,406

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated February 23, 2024

Out of 11 trim levels for a 2022 Nissan Altima, the lowest-cost insurance rates are on the S model at a cost of $1,860 per year, or around $155 per month.

Out of the five different trims available for a Nissan Sentra, the lowest-cost 2022 trim level to insure is the S trim at a cost of $1,620 per year, or about $135 per month.

When all 16 trims of both models are combined and compared, the most affordable model and trim level to insure is the Nissan Sentra S at an average of $1,620 per year. The most expensive vehicle to insure is the Nissan Altima Platinum AWD at an average cost of $2,040 per year.

The tables below detail the expected annual car insurance cost by trim level for both 2022 models, including the average rate for each model. The 2022 Nissan Sentra wins out over the 2022 Nissan Altima for the cheapest overall car insurance cost.

2022 Nissan Altima

$1,936

Insurance Rates by Trim Level for a 2022 Nissan Altima
2022 Nissan Altima TrimsRate
S$1,860
SV1,874
SL1,884
SV AWD1,914
SL AWD1,924
SR1,930
SR AWD1,944
SR Midnight Edition1,952
SR Midnight Edition AWD1,960
SR VC-Turbo2,020
Platinum AWD2,040
2022 Nissan Altima Average Rate$1,936

2022 Nissan Sentra

$1,686

Insurance Rates by Trim Level for 2022 Nissan Altima
2022 Nissan Sentra TrimsRate
S$1,620
SV1,674
SR1,684
SR Midnight Edition1,688
SR Premium1,764
2022 Nissan Sentra Average Rate$1,686

2021 Nissan Altima vs. Nissan Sentra

For the 2021 Nissan Altima and Nissan Sentra models, the Nissan Sentra is cheaper to insure by $220 per year.

The following chart visualizes the average car insurance cost for both models rated for different driver ages. The average full-coverage insurance policy ranges from $1,544 to $3,500 per year for a 2021 Nissan Altima, and $1,354 to $3,004 on a 2021 Nissan Sentra for the included driver ages.

Figure 4: Average car insurance premiums for 2021 Nissan Altima and Nissan Sentra models for different driver ages. Rates updated on February 22, 2024.

Data Methodology: Rates based on a 2021 model year Nissan Altima and Nissan Sentra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Nissan Altima vs. 2021 Nissan Sentra Insurance Cost
2021 Nissan Altima vs. Nissan Sentra Insurance Cost
Driver Age Nissan Altima Nissan Sentra
18-Year-Old$5,374$4,575
20-Year-Old$3,500$3,004
25-Year-Old$2,020$1,754
30-Year-Old$1,850$1,610
40-Year-Old$1,736$1,516
50-Year-Old$1,544$1,354
60-Year-Old$1,446$1,264

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated February 22, 2024

For the 10 trims available for the 2021 Nissan Altima, the cheapest trim level to insure is the S AWD model at an average cost of $1,704 per year.

For the five different trim levels available for the Nissan Sentra, the most affordable 2021 trim package to insure is the S Sedan model at a cost of $1,452.

When comparing both models combined at a trim-level basis, the cheapest trim to put coverage on is the Nissan Sentra S Sedan at an average cost of $1,452 per year. The most expensive vehicle to insure is the Nissan Altima Platinum AWD at a cost of $1,860 per year.

The rate tables below show all the available trims for both 2021 models, along with an average cost for each model. The 2021 Nissan Sentra has more affordable average car insurance rates than the 2021 Nissan Altima.

2021 Nissan Altima

$1,736

Insurance Rates by Trim Level for a 2021 Nissan Altima
2021 Nissan Altima TrimsRate
S AWD$1,704
S Sedan1,704
SL AWD1,704
SL Sedan1,704
SR Sedan1,704
SV Sedan1,704
SV AWD1,720
SR AWD1,758
Platinum Sedan1,808
Platinum AWD1,860
2021 Nissan Altima Average Rate$1,736

2021 Nissan Sentra

$1,516

Insurance Rates by Trim Level for 2021 Nissan Altima
2021 Nissan Sentra TrimsRate
S Sedan$1,452
SR Sedan1,504
SV Sedan1,504
SR Premium Sedan1,558
SV Premium Sedan1,558
2021 Nissan Sentra Average Rate$1,516

2020 Nissan Altima vs. Nissan Sentra

For the 2020 Nissan Altima and Nissan Sentra models, the Nissan Sentra has cheaper car insurance rates by $212 per year for this model year.

The following chart displays the average cost to insure the two models with different drivers at the wheel. For the 2020 Nissan Altima, average insurance quotes range from $1,500 to $3,398 per year for the driver examples in the chart. Car insurance for the 2020 Nissan Sentra ranges from $1,318 to $2,924 on average per year.

Figure 5: Average car insurance premiums for 2020 Nissan Altima and Nissan Sentra models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2020 model year Nissan Altima and Nissan Sentra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Nissan Altima vs. 2020 Nissan Sentra Insurance Cost
2020 Nissan Altima vs. Nissan Sentra Insurance Cost
Driver Age Nissan Altima Nissan Sentra
18-Year-Old$5,216$4,450
20-Year-Old$3,398$2,924
25-Year-Old$1,958$1,706
30-Year-Old$1,798$1,566
40-Year-Old$1,688$1,476
50-Year-Old$1,500$1,318
60-Year-Old$1,404$1,232

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated February 23, 2024

A 2020 Nissan Altima has 10 trims available, and the lowest-cost model to insure is the S AWD model at an average cost of $1,656 per year.

Out of the five trims available for a Nissan Sentra, the lowest-cost 2020 trim to insure is the S Sedan model at a cost of $1,414 per year, or about $118 per month.

When rates are compared for the 15 different trims of both 2020 models, the most affordable model and trim level to buy insurance for is the Nissan Sentra S Sedan at an average of $1,414 per year. The most expensive vehicle to insure is the Nissan Altima Platinum AWD at an average cost of $1,806 per year.

The next two tables break down average car insurance rates for each trim level, including an overall average rate.

2020 Nissan Altima

$1,688

Insurance Rates by Trim Level for a 2020 Nissan Altima
2020 Nissan Altima TrimsRate
S AWD$1,656
S Sedan1,656
SL AWD1,656
SL Sedan1,656
SR Sedan1,656
SV Sedan1,656
SV AWD1,670
SR AWD1,706
Platinum Sedan1,756
Platinum AWD1,806
2020 Nissan Altima Average Rate$1,688

2020 Nissan Sentra

$1,476

Insurance Rates by Trim Level for 2020 Nissan Altima
2020 Nissan Sentra TrimsRate
S Sedan$1,414
SR Sedan1,464
SV Sedan1,464
SR Premium Sedan1,516
SV Premium Sedan1,516
2020 Nissan Sentra Average Rate$1,476

2019 Nissan Altima vs. Nissan Sentra

For 2019 Nissan Altima and Nissan Sentra models, the Nissan Sentra is cheaper to insure by an average of $164 per year.

The chart shown below demonstrates the average insurance cost for both 2019 models rated for different driver ages. For a 2019 Nissan Altima, average car insurance quotes vary from $1,472 to $3,338 per year for the age groups used in this illustration. Insurance on the 2019 Nissan Sentra costs from $1,340 to $2,956 on average per year.

Figure 6: Average car insurance premiums for 2019 Nissan Altima and Nissan Sentra models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2019 model year Nissan Altima and Nissan Sentra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Nissan Altima vs. 2019 Nissan Sentra Insurance Cost
2019 Nissan Altima vs. Nissan Sentra Insurance Cost
Driver Age Nissan Altima Nissan Sentra
18-Year-Old$5,127$4,493
20-Year-Old$3,338$2,956
25-Year-Old$1,918$1,724
30-Year-Old$1,756$1,578
40-Year-Old$1,654$1,490
50-Year-Old$1,472$1,340
60-Year-Old$1,378$1,250

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated February 23, 2024

Out of 10 trims for a 2019 Nissan Altima, the cheapest insurance rates are on the SV Sedan model at a cost of $1,542 per year, or about $129 per month.

For the five different option levels available for the Nissan Sentra, the most affordable 2019 trim level to insure is the S Sedan model at a cost of $1,388 per year, or around $116 per month.

When rates are compared for the 15 different trim levels of both 2019 models, the cheapest trim to insure is the Nissan Sentra S Sedan at an average rate of $1,388 per year, and the overall most expensive vehicle to insure is the Nissan Altima Platinum AWD costing $1,798 per year.

The tables shown below illustrate both 2019 models and all trim levels available for each one, as well as the overall average rate for each model. The 2019 Nissan Sentra defeats the 2019 Nissan Altima for the cheapest overall car insurance cost.

2019 Nissan Altima

$1,654

Insurance Rates by Trim Level for a 2019 Nissan Altima
2019 Nissan Altima TrimsRate
SV Sedan$1,542
SV AWD1,556
SL Sedan1,604
S Sedan1,606
SL AWD1,652
S AWD1,654
SR Sedan1,654
SR AWD1,702
Platinum Sedan1,750
Platinum AWD1,798
2019 Nissan Altima Average Rate$1,654

2019 Nissan Sentra

$1,490

Insurance Rates by Trim Level for 2019 Nissan Altima
2019 Nissan Sentra TrimsRate
S Sedan$1,388
SV Sedan1,436
SL Sedan1,532
SR Sedan1,532
Nismo Sedan1,566
2019 Nissan Sentra Average Rate$1,490

2018 Nissan Altima vs. Nissan Sentra

A 2018 Nissan Sentra costs $184 less per year to insure per year on average than a 2018 Nissan Altima, a difference of 12.1%.

The chart below visualizes the average insurance cost for both models rated for multiple driver ages. For a 2018 Nissan Altima, insurance cost ranges from $1,446 to $3,256 per year for the chosen age groups in the chart. Full-coverage insurance on a 2018 Nissan Sentra costs from $1,286 to $2,834 on average per year.

Figure 7: Average car insurance premiums for 2018 Nissan Altima and Nissan Sentra models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2018 model year Nissan Altima and Nissan Sentra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Nissan Altima vs. 2018 Nissan Sentra Insurance Cost
2018 Nissan Altima vs. Nissan Sentra Insurance Cost
Driver Age Nissan Altima Nissan Sentra
18-Year-Old$4,992$4,305
20-Year-Old$3,256$2,834
25-Year-Old$1,874$1,652
30-Year-Old$1,714$1,512
40-Year-Old$1,616$1,432
50-Year-Old$1,446$1,286
60-Year-Old$1,352$1,200

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated February 23, 2024

Out of five trim levels for a 2018 Nissan Altima, the most affordable auto insurance rates are on the 2.5 S Sedan trim at a cost of $1,544 per year, or around $129 per month.

The 2018 Nissan Sentra has five trim levels available, and the cheapest model to insure is the S Sedan model at an average cost of $1,330 per year, or $111 per month.

When comparing rates by trim level for both models, the most affordable model and trim level to insure is the Nissan Sentra S Sedan at an average rate of $1,330 per year. The most expensive model and trim level is the Nissan Altima 3.5 SL Sedan at an average cost of $1,726 per year.

The next two rate tables detail the average cost to insure all 2018 trim levels, including the average rate for each model. The cheapest to insure for the 2018 model year is the Nissan Sentra.

2018 Nissan Altima

$1,616

Insurance Rates by Trim Level for a 2018 Nissan Altima
2018 Nissan Altima TrimsRate
2.5 S Sedan$1,544
2.5 SR Sedan1,590
2.5 SV Sedan1,590
2.5 SL Sedan1,636
3.5 SL Sedan1,726
2018 Nissan Altima Average Rate$1,616

2018 Nissan Sentra

$1,432

Insurance Rates by Trim Level for 2018 Nissan Altima
2018 Nissan Sentra TrimsRate
S Sedan$1,330
SV Sedan1,386
SR Sedan1,456
SL Sedan1,478
Nismo Sedan1,510
2018 Nissan Sentra Average Rate$1,432

2017 Nissan Altima vs. Nissan Sentra

When comparing insurance rates for the 2017 Nissan Altima and Nissan Sentra models, the Nissan Sentra is cheaper by $218 per year.

The following chart displays the average insurance cost for both 2017 models for a range of driver ages. For the 2017 Nissan Altima, the average car insurance cost ranges from $1,386 to $3,114 per year for the five age groups shown in the chart. Full-coverage car insurance for the 2017 Nissan Sentra costs from $1,202 to $2,626 on average per year.

Figure 8: Average car insurance premiums for 2017 Nissan Altima and Nissan Sentra models for different driver ages. Rates updated on February 22, 2024.

Data Methodology: Rates based on a 2017 model year Nissan Altima and Nissan Sentra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Nissan Altima vs. 2017 Nissan Sentra Insurance Cost
2017 Nissan Altima vs. Nissan Sentra Insurance Cost
Driver Age Nissan Altima Nissan Sentra
18-Year-Old$4,771$3,981
20-Year-Old$3,114$2,626
25-Year-Old$1,792$1,534
30-Year-Old$1,640$1,402
40-Year-Old$1,548$1,330
50-Year-Old$1,386$1,202
60-Year-Old$1,294$1,118

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated February 22, 2024

The 2017 Nissan Altima has seven trim levels available, with the cheapest model to insure being the 2.5 S Sedan trim at an average cost of $1,494 per year. Out of the three trim levels available for a Nissan Sentra, the cheapest 2017 trim to insure is the S Sedan model at a cost of $1,302.

When all 10 trims of both models are combined and compared, the most affordable model and trim level to put coverage on is the Nissan Sentra S Sedan at an average rate of $1,302 per year. The most expensive vehicle to insure is the Nissan Altima 3.5 SL Sedan at a cost of $1,620 per year.

The next two rate tables illustrate the expected annual car insurance cost by trim level for both 2017 models, including an overall average rate. The cheapest to insure for the 2017 model year is the Nissan Sentra.

2017 Nissan Altima

$1,548

Insurance Rates by Trim Level for a 2017 Nissan Altima
2017 Nissan Altima TrimsRate
2.5 S Sedan$1,494
2.5 Sedan1,494
2.5 SR Sedan1,536
2.5 SV Sedan1,536
2.5 SL Sedan1,580
3.5 SR Sedan1,580
3.5 SL Sedan1,620
2017 Nissan Altima Average Rate$1,548

2017 Nissan Sentra

$1,330

Insurance Rates by Trim Level for 2017 Nissan Altima
2017 Nissan Sentra TrimsRate
S Sedan$1,302
SR Sedan1,346
SV Sedan1,346
2017 Nissan Sentra Average Rate$1,330

2016 Nissan Altima vs. Nissan Sentra

When comparing car insurance rates for 2016 models, a Nissan Altima costs an average of $1,388 per year to insure while a Nissan Sentra costs $1,288, making the Nissan Sentra cheaper to insure by $100 per year for this model year.

The chart below visualizes the average cost to insure both models rated for different driver ages. For the 2016 Nissan Altima, the average cost of car insurance ranges from $1,242 to $2,776 per year for the driver examples in the chart. Insurance for a 2016 Nissan Sentra costs from $1,164 to $2,550 on average per year.

Figure 9: Average car insurance premiums for 2016 Nissan Altima and Nissan Sentra models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2016 model year Nissan Altima and Nissan Sentra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Nissan Altima vs. 2016 Nissan Sentra Insurance Cost
2016 Nissan Altima vs. Nissan Sentra Insurance Cost
Driver Age Nissan Altima Nissan Sentra
18-Year-Old$4,238$3,866
20-Year-Old$2,776$2,550
25-Year-Old$1,606$1,486
30-Year-Old$1,472$1,360
40-Year-Old$1,388$1,288
50-Year-Old$1,242$1,164
60-Year-Old$1,160$1,084

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated February 23, 2024

A 2016 Nissan Altima has seven trim levels available, with the lowest-cost trim to insure being the 2.5 S Sedan trim at an average cost of $1,338 per year. For the five different option levels available for the Nissan Sentra, the most affordable 2016 model to insure is the S Sedan trim at a cost of $1,234.

When comparing car insurance rates for both models by trim level, the cheapest trim to put coverage on is the Nissan Sentra S Sedan at a cost of $1,234 per year, and the overall most expensive vehicle to insure is the Nissan Altima 3.5 SL Sedan at an average of $1,456 per year.

The next two tables break down average car insurance cost by trim level for each 2016 model, including an overall average rate. The 2016 Nissan Sentra reigns victorious over the 2016 Nissan Altima for the cheapest car insurance cost.

2016 Nissan Altima

$1,388

Insurance Rates by Trim Level for a 2016 Nissan Altima
2016 Nissan Altima TrimsRate
2.5 S Sedan$1,338
2.5 Sedan1,338
2.5 SR Sedan1,376
2.5 SV Sedan1,376
2.5 SL Sedan1,414
3.5 SR Sedan1,414
3.5 SL Sedan1,456
2016 Nissan Altima Average Rate$1,388

2016 Nissan Sentra

$1,288

Insurance Rates by Trim Level for 2016 Nissan Altima
2016 Nissan Sentra TrimsRate
S Sedan$1,234
S Plus Sedan1,272
SV Sedan1,272
SR Sedan1,312
SL Sedan1,352
2016 Nissan Sentra Average Rate$1,288

2015 Nissan Altima vs. Nissan Sentra

For the 2015 Nissan Altima and Nissan Sentra models, the Nissan Sentra has cheaper car insurance cost by an average of $130 per year.

The chart shown below visualizes the average cost to insure the two models using a range of rated driver ages. The average cost of car insurance ranges from $1,134 to $2,530 per year for a 2015 Nissan Altima, and $1,022 to $2,230 for a 2015 Nissan Sentra for these driver ages.

Figure 10: Average car insurance premiums for 2015 Nissan Altima and Nissan Sentra models for different driver ages. Rates updated on February 23, 2024.

Data Methodology: Rates based on a 2015 model year Nissan Altima and Nissan Sentra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Nissan Altima vs. 2015 Nissan Sentra Insurance Cost
2015 Nissan Altima vs. Nissan Sentra Insurance Cost
Driver Age Nissan Altima Nissan Sentra
18-Year-Old$3,862$3,374
20-Year-Old$2,530$2,230
25-Year-Old$1,460$1,304
30-Year-Old$1,338$1,194
40-Year-Old$1,264$1,134
50-Year-Old$1,134$1,022
60-Year-Old$1,060$954

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated February 23, 2024

Out of seven Nissan Altima trim levels, the most affordable 2015 model to insure is the 2.5 S Sedan model at an average cost of $1,202 per year, or about $100 per month.

For the five different trim levels available for the Nissan Sentra, the most affordable 2015 trim package to insure is the S Plus Sedan model at a cost of $1,104 per year, or about $92 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim level to buy insurance for is the Nissan Sentra S Plus Sedan at an average of $1,104 per year, and the most expensive vehicle to insure is the Nissan Altima 3.5 SL Sedan costing $1,334 per year.

The next two rate tables display the average cost to insure all 2015 trim levels, as well as the overall average rate for each model. The winner for the 2015 car insurance comparison is the Nissan Sentra.

2015 Nissan Altima

$1,264

Insurance Rates by Trim Level for a 2015 Nissan Altima
2015 Nissan Altima TrimsRate
2.5 S Sedan$1,202
2.5 Sedan1,202
2.5 SV Sedan1,238
3.5 S Sedan1,276
2.5 SL Sedan1,300
3.5 SV Sedan1,300
3.5 SL Sedan1,334
2015 Nissan Altima Average Rate$1,264

2015 Nissan Sentra

$1,134

Insurance Rates by Trim Level for 2015 Nissan Altima
2015 Nissan Sentra TrimsRate
S Plus Sedan$1,104
S Sedan1,104
SR Sedan1,140
SV Sedan1,140
SL Sedan1,178
2015 Nissan Sentra Average Rate$1,134

Additional Nissan Altima and Nissan Sentra Resources