Is Car Insurance Cheaper for a Nissan Altima or Sentra?

• A 2023 Nissan Sentra is cheaper to insure than a 2023 Nissan Altima by an average of $246 per year, $1,882 compared to $1,636.
• For a 2023 model year Nissan Altima, average insurance rates range from $1,784 to $1,990 per year, while car insurance for the 2023 Nissan Sentra costs from $1,588 to $1,678.
• If the cheapest car insurance rates are your number one priority, the S and SV trim levels are the most affordable Nissan Altima models to insure, while the S and SV trim levels have the best rates for the Nissan Sentra.

2023 Nissan Altima vs. Nissan Sentra

Insurance rates on a 2023 Nissan Altima cost an average of $1,882 per year, while a 2023 Nissan Sentra averages $1,636 per year, making the Nissan Sentra the cheaper model to insure by $246 per year.

Within each different model, however, the cost of insurance varies quite a bit depending on the exact trim level of the vehicle being insured.

For example, on a 2023 Nissan Altima, average insurance rates range from $1,784 per year for the S model up to the highest rate of $1,990 for the SR VC-Turbo model.

For the 2023 Nissan Sentra, rates can range from $1,588 per year on the S model up to $1,678 on the SR Midnight Edition model.

The table shown below compares and ranks the 12-month and monthly car insurance rates for 2023 Nissan Altima and Nissan Sentra models, showing the average cost for each trim level.

The next chart demonstrates the average car insurance cost for both 2023 models rated for drivers aged 20 to 50. For the 2023 Nissan Altima, the average car insurance cost ranges from $1,716 to $3,740 per year. Car insurance on the 2023 Nissan Sentra costs from $1,492 to $3,208 on average per year.

For the eight trims available for the 2023 Nissan Altima, the cheapest trim level to insure is the S trim at an average cost of $1,784 per year, or $149 per month. For the four trim options available for the Nissan Sentra, the most affordable 2023 model to insure is the S model at a cost of $1,588.

When looking at the aggregated rates by trim level for both models, the cheapest vehicle to buy insurance for is the Nissan Sentra S at a cost of $1,588 per year, and the overall most expensive vehicle to insure is the Nissan Altima SR VC-Turbo at an average of $1,990 per year.

The rate tables below break down the average cost to insure each trim level for a 2023 Nissan Altima and Nissan Sentra, plus the average rate for each model.

2022 Nissan Altima vs. Nissan Sentra

For the 2022 Nissan Altima and Nissan Sentra models, the Nissan Sentra has cheaper car insurance rates by $236 per year.

The next chart demonstrates the average insurance cost for both models using different driver ages. For the 2022 Nissan Altima, insurance cost ranges from $1,690 to $3,694 per year for the included driver ages. Car insurance for the 2022 Nissan Sentra costs from $1,476 to $3,182 on average per year.

Out of 11 trim levels for a 2022 Nissan Altima, the lowest-cost insurance rates are on the S model at a cost of $1,780 per year, or around $148 per month.

Out of the five different trims available for a Nissan Sentra, the lowest-cost 2022 trim level to insure is the S trim at a cost of $1,554 per year, or about $130 per month.

When all 16 trims of both models are combined and compared, the most affordable model and trim level to insure is the Nissan Sentra S at an average of $1,554 per year. The most expensive vehicle to insure is the Nissan Altima Platinum AWD at an average cost of $1,950 per year.

The tables below detail the expected annual car insurance cost by trim level for both 2022 models, including the average rate for each model. The 2022 Nissan Sentra wins out over the 2022 Nissan Altima for the cheapest overall car insurance cost.

2021 Nissan Altima vs. Nissan Sentra

For the 2021 Nissan Altima and Nissan Sentra models, the Nissan Sentra is cheaper to insure by $206 per year.

The following chart visualizes the average car insurance cost for both models rated for different driver ages. The average full-coverage insurance policy ranges from $1,514 to $3,304 per year for a 2021 Nissan Altima, and $1,324 to $2,854 on a 2021 Nissan Sentra for the included driver ages.

For the 10 trims available for the 2021 Nissan Altima, the cheapest trim level to insure is the S AWD model at an average cost of $1,632 per year.

For the five different trim levels available for the Nissan Sentra, the most affordable 2021 trim package to insure is the S Sedan model at a cost of $1,396.

When comparing both models combined at a trim-level basis, the cheapest trim to put coverage on is the Nissan Sentra S Sedan at an average cost of $1,396 per year. The most expensive vehicle to insure is the Nissan Altima Platinum AWD at a cost of $1,778 per year.

The rate tables below show all the available trims for both 2021 models, along with an average cost for each model. The 2021 Nissan Sentra has more affordable average car insurance rates than the 2021 Nissan Altima.

2020 Nissan Altima vs. Nissan Sentra

For the 2020 Nissan Altima and Nissan Sentra models, the Nissan Sentra has cheaper car insurance rates by $202 per year for this model year.

The following chart displays the average cost to insure the two models with different drivers at the wheel. For the 2020 Nissan Altima, average insurance quotes range from $1,492 to $3,262 per year for the driver examples in the chart. Car insurance for the 2020 Nissan Sentra ranges from $1,306 to $2,820 on average per year.

A 2020 Nissan Altima has 10 trims available, and the lowest-cost model to insure is the S AWD model at an average cost of $1,608 per year.

Out of the five trims available for a Nissan Sentra, the lowest-cost 2020 trim to insure is the S Sedan model at a cost of $1,378 per year, or about $115 per month.

When rates are compared for the 15 different trims of both 2020 models, the most affordable model and trim level to buy insurance for is the Nissan Sentra S Sedan at an average of $1,378 per year. The most expensive vehicle to insure is the Nissan Altima Platinum AWD at an average cost of $1,754 per year.

The next two tables break down average car insurance rates for each trim level, including an overall average rate.

2019 Nissan Altima vs. Nissan Sentra

For 2019 Nissan Altima and Nissan Sentra models, the Nissan Sentra is cheaper to insure by an average of $148 per year.

The chart shown below demonstrates the average insurance cost for both 2019 models rated for different driver ages. For a 2019 Nissan Altima, average car insurance quotes vary from $1,476 to $3,224 per year for the age groups used in this illustration. Insurance on the 2019 Nissan Sentra costs from $1,342 to $2,880 on average per year.

Out of 10 trims for a 2019 Nissan Altima, the cheapest insurance rates are on the SV Sedan model at a cost of $1,504 per year, or about $125 per month.

For the five different option levels available for the Nissan Sentra, the most affordable 2019 trim level to insure is the S Sedan model at a cost of $1,370 per year, or around $114 per month.

When rates are compared for the 15 different trim levels of both 2019 models, the cheapest trim to insure is the Nissan Sentra S Sedan at an average rate of $1,370 per year, and the overall most expensive vehicle to insure is the Nissan Altima Platinum AWD costing $1,762 per year.

The tables shown below illustrate both 2019 models and all trim levels available for each one, as well as the overall average rate for each model. The 2019 Nissan Sentra defeats the 2019 Nissan Altima for the cheapest overall car insurance cost.

2018 Nissan Altima vs. Nissan Sentra

A 2018 Nissan Sentra costs $180 less per year to insure per year on average than a 2018 Nissan Altima, a difference of 11.8%.

The chart below visualizes the average insurance cost for both models rated for multiple driver ages. For a 2018 Nissan Altima, insurance cost ranges from $1,474 to $3,214 per year for the chosen age groups in the chart. Full-coverage insurance on a 2018 Nissan Sentra costs from $1,308 to $2,814 on average per year.

Out of five trim levels for a 2018 Nissan Altima, the most affordable auto insurance rates are on the 2.5 S Sedan trim at a cost of $1,542 per year, or around $129 per month.

The 2018 Nissan Sentra has five trim levels available, and the cheapest model to insure is the S Sedan model at an average cost of $1,342 per year, or $112 per month.

When comparing rates by trim level for both models, the most affordable model and trim level to insure is the Nissan Sentra S Sedan at an average rate of $1,342 per year. The most expensive model and trim level is the Nissan Altima 3.5 SL Sedan at an average cost of $1,720 per year.

The next two rate tables detail the average cost to insure all 2018 trim levels, including the average rate for each model. The cheapest to insure for the 2018 model year is the Nissan Sentra.

2017 Nissan Altima vs. Nissan Sentra

When comparing insurance rates for the 2017 Nissan Altima and Nissan Sentra models, the Nissan Sentra is cheaper by $212 per year.

The following chart displays the average insurance cost for both 2017 models for a range of driver ages. For the 2017 Nissan Altima, the average car insurance cost ranges from $1,412 to $3,076 per year for the five age groups shown in the chart. Full-coverage car insurance for the 2017 Nissan Sentra costs from $1,218 to $2,616 on average per year.

The 2017 Nissan Altima has seven trim levels available, with the cheapest model to insure being the 2.5 S Sedan trim at an average cost of $1,492 per year. Out of the three trim levels available for a Nissan Sentra, the cheapest 2017 trim to insure is the S Sedan model at a cost of $1,306.

When all 10 trims of both models are combined and compared, the most affordable model and trim level to put coverage on is the Nissan Sentra S Sedan at an average rate of $1,306 per year. The most expensive vehicle to insure is the Nissan Altima 3.5 SL Sedan at a cost of $1,616 per year.

The next two rate tables illustrate the expected annual car insurance cost by trim level for both 2017 models, including an overall average rate. The cheapest to insure for the 2017 model year is the Nissan Sentra.

2016 Nissan Altima vs. Nissan Sentra

When comparing car insurance rates for 2016 models, a Nissan Altima costs an average of $1,416 per year to insure while a Nissan Sentra costs $1,322, making the Nissan Sentra cheaper to insure by $94 per year for this model year.

The chart below visualizes the average cost to insure both models rated for different driver ages. For the 2016 Nissan Altima, the average cost of car insurance ranges from $1,292 to $2,812 per year for the driver examples in the chart. Insurance for a 2016 Nissan Sentra costs from $1,206 to $2,596 on average per year.

A 2016 Nissan Altima has seven trim levels available, with the lowest-cost trim to insure being the 2.5 S Sedan trim at an average cost of $1,366 per year. For the five different option levels available for the Nissan Sentra, the most affordable 2016 model to insure is the S Sedan trim at a cost of $1,268.

When comparing car insurance rates for both models by trim level, the cheapest trim to put coverage on is the Nissan Sentra S Sedan at a cost of $1,268 per year, and the overall most expensive vehicle to insure is the Nissan Altima 3.5 SL Sedan at an average of $1,482 per year.

The next two tables break down average car insurance cost by trim level for each 2016 model, including an overall average rate. The 2016 Nissan Sentra reigns victorious over the 2016 Nissan Altima for the cheapest car insurance cost.

2015 Nissan Altima vs. Nissan Sentra

For the 2015 Nissan Altima and Nissan Sentra models, the Nissan Sentra has cheaper car insurance cost by an average of $130 per year.

The chart shown below visualizes the average cost to insure the two models using a range of rated driver ages. The average cost of car insurance ranges from $1,182 to $2,568 per year for a 2015 Nissan Altima, and $1,062 to $2,276 for a 2015 Nissan Sentra for these driver ages.

Out of seven Nissan Altima trim levels, the most affordable 2015 model to insure is the 2.5 S Sedan model at an average cost of $1,236 per year, or about $103 per month.

For the five different trim levels available for the Nissan Sentra, the most affordable 2015 trim package to insure is the S Plus Sedan model at a cost of $1,138 per year, or about $95 per month.

When trim-level rates for both models are compared, the lowest-cost model and trim level to buy insurance for is the Nissan Sentra S Plus Sedan at an average of $1,138 per year, and the most expensive vehicle to insure is the Nissan Altima 3.5 SL Sedan costing $1,368 per year.

The next two rate tables display the average cost to insure all 2015 trim levels, as well as the overall average rate for each model. The winner for the 2015 car insurance comparison is the Nissan Sentra.

Additional Nissan Altima and Nissan Sentra Resources

• Nissan Altima Insurance Cost
• Nissan Sentra Insurance Cost
• Midsize Car Insurance Cost Comparisons
• Small Car Insurance Cost Comparisons