Nissan Sentra vs. Hyundai Elantra – Which Insurance Costs Less?

We find out if a Nissan Sentra is cheaper to insure than a Hyundai Elantra by comparing every model and trim level back to 2015.

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  • At an average cost of $2,108 per year, a 2023 Nissan Sentra has cheaper car insurance rates than a 2023 Hyundai Elantra by an average of $374 per year.
  • Average car insurance cost per month for the Hyundai Elantra is 16.2% more expensive than the Nissan Sentra, at $176 versus $207, a difference of $31.
  • Out of 15 models in the 2023 compact car segment, the Nissan Sentra ranks third and the Hyundai Elantra ranks 13th for average car insurance affordability.

Is it cheaper to insure a Nissan Sentra or Hyundai Elantra?

Insurance cost for a 2023 Nissan Sentra averages $2,108 per year, while a 2023 Hyundai Elantra averages $2,482 per year, making the Nissan Sentra the model with cheaper overall insurance rates.

Out of four Nissan Sentra trim levels, the cheapest 2023 trim level to insure is the S model at an average cost of $2,046 per year, or about $171 per month.

For the seven trims available for the Hyundai Elantra, the cheapest 2023 trim to insure is the SEL trim at a cost of $2,210 per year, or $184 per month.

When insurance rates for all 11 trims of both models are combined and sorted by cost, the cheapest model and trim level to insure is the Nissan Sentra S at an average rate of $2,046 per year. The most expensive model and trim level is the Hyundai Elantra N at an average cost of $2,702 per year.

For model years prior to 2023, average auto insurance costs compare as follows. Click on a model year to view the full rate comparisons.

The rate table below ranks the yearly and monthly cost of car insurance for 2023 Nissan Sentra and Hyundai Elantra models, with average rates for every trim level for each model.

2023 Model Year Nissan Sentra vs. Hyundai Elantra Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,046$171
$2,084$174
$2,140$178
$2,164$180
$2,210$184
$2,298$192
$2,376$198
$2,572$214
$2,586$216
$2,630$219
$2,702$225

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025

Annual and monthly insurance cost by trim level for a 2023 Nissan Sentra and a 2023 Hyundai Elantra
Annual and monthly insurance cost by trim level for a 2023 Nissan Sentra and a 2023 Hyundai Elantra

The rate chart below demonstrates the average cost to insure both 2023 models rated for a variety of different driver ages. For a 2023 Nissan Sentra, the average car insurance cost ranges from $1,886 to $4,172 per year for the example age groups. A 2023 Hyundai Elantra costs from $2,220 to $4,954 to insure per year.

Average car insurance premiums for 2023 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 1: Average car insurance premiums for 2023 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on June 27, 2025.

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Data Methodology: Rates based on a 2023 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$6,352$7,569
20-Year-Old$4,172$4,954
25-Year-Old$2,434$2,872
30-Year-Old$2,236$2,634
40-Year-Old$2,108$2,482
50-Year-Old$1,886$2,220
60-Year-Old$1,758$2,072

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated June 27, 2025

The next tables show average car insurance cost by trim level for each 2023 model, including an overall average cost for each model. The 2023 Nissan Sentra has more affordable average car insurance rates than the 2023 Hyundai Elantra.

2023 Nissan Sentra

$2,108

Insurance Rates by Trim Level for a 2023 Nissan Sentra
2023 Nissan Sentra TrimsRate
S$2,046
SV2,084
SR2,140
SR Midnight Edition2,164
2023 Nissan Sentra Average Rate$2,108

2023 Hyundai Elantra

$2,482

Insurance Rates by Trim Level for 2023 Nissan Sentra
2023 Hyundai Elantra TrimsRate
SEL$2,210
Hybrid Blue2,298
SE2,376
Limited2,572
N Line2,586
Hybrid Limited2,630
N2,702
2023 Hyundai Elantra Average Rate$2,482

2022 Nissan Sentra vs. Hyundai Elantra

For 2022 Nissan Sentra and Hyundai Elantra models, the model having more affordable car insurance is the Nissan Sentra. Insurance rates on a Nissan Sentra cost an average of $2,082 per year, whereas insurance for the Hyundai Elantra averages $2,408 per year.

For a 2022 Nissan Sentra, car insurance rates range from the lowest full-coverage rate of $1,998 per year for the S model up to $2,178 for the SR Premium model.

For a 2022 Hyundai Elantra, rates can range from $2,118 per year for the SEL model up to $2,618 for the N model.

For a 2022 Nissan Sentra, the cheapest models are the S, SV, and SR. The cheapest Hyundai Elantra models include the SEL, Hybrid Blue, and SE.

The table below compares annual and monthly car insurance cost for a 2022 Nissan Sentra and Hyundai Elantra. Rates for both models are combined and sorted from lowest to highest cost to allow for easy comparison of cost for individual models.

2022 Model Year Nissan Sentra vs. Hyundai Elantra Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$1,998$167
$2,064$172
$2,080$173
$2,084$174
$2,118$177
$2,178$182
$2,184$182
$2,326$194
$2,506$209
$2,518$210
$2,592$216
$2,618$218

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025

Annual and monthly insurance cost by trim level for a 2022 Nissan Sentra and a 2022 Hyundai Elantra
Annual and monthly insurance cost by trim level for a 2022 Nissan Sentra and a 2022 Hyundai Elantra

The chart shown below illustrates the average cost to insure both models with different drivers at the wheel. The average car insurance cost ranges from $1,862 to $4,136 per year for a 2022 Nissan Sentra, and $2,152 to $4,846 for a 2022 Hyundai Elantra.

Average car insurance premiums for 2022 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 2: Average car insurance premiums for 2022 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2022 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$6,306$7,422
20-Year-Old$4,136$4,846
25-Year-Old$2,404$2,790
30-Year-Old$2,208$2,552
40-Year-Old$2,082$2,408
50-Year-Old$1,862$2,152
60-Year-Old$1,738$2,012

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated June 26, 2025

Out of five Nissan Sentra trims, the cheapest 2022 trim level to insure is the S model at an average cost of $1,998 per year. The 2022 Hyundai Elantra has seven trim levels available, with the cheapest model to insure being the SEL trim at an average cost of $2,118 per year.

When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Nissan Sentra S at an average rate of $1,998 per year. The highest-cost model and trim level is the Hyundai Elantra N at a cost of $2,618 per year.

The tables below display the expected annual car insurance cost by trim level for both 2022 models, along with the average rate for each model. The winner for the 2022 car insurance battle is the Nissan Sentra.

2022 Nissan Sentra

$2,082

Insurance Rates by Trim Level for a 2022 Nissan Sentra
2022 Nissan Sentra TrimsRate
S$1,998
SV2,064
SR2,080
SR Midnight Edition2,084
SR Premium2,178
2022 Nissan Sentra Average Rate$2,082

2022 Hyundai Elantra

$2,408

Insurance Rates by Trim Level for 2022 Nissan Sentra
2022 Hyundai Elantra TrimsRate
SEL$2,118
Hybrid Blue2,184
SE2,326
N Line2,506
Limited2,518
Hybrid Limited2,592
N2,618
2022 Hyundai Elantra Average Rate$2,408

2021 Nissan Sentra vs. Hyundai Elantra Insurance Cost

When comparing average insurance rates for the 2021 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra has cheaper rates by an average of $426 per year for this model year.

The rate chart below displays the average cost to insure both 2021 models with different drivers at the wheel. The average cost of car insurance ranges from $1,672 to $3,708 per year for a 2021 Nissan Sentra, and $2,060 to $4,644 for a 2021 Hyundai Elantra for these driver ages.

Average car insurance premiums for 2021 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 3: Average car insurance premiums for 2021 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2021 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$5,645$7,116
20-Year-Old$3,708$4,644
25-Year-Old$2,164$2,662
30-Year-Old$1,986$2,432
40-Year-Old$1,872$2,298
50-Year-Old$1,672$2,060
60-Year-Old$1,562$1,928

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated June 27, 2025

Out of five Nissan Sentra trims, the cheapest 2021 model to insure is the S Sedan model at an average cost of $1,794 per year.

For the six trim levels available for the Hyundai Elantra, the cheapest 2021 trim level to insure is the SEL Sedan model at a cost of $1,846.

When all 11 trims of both models are combined and compared, the most affordable model and trim level to insure is the Nissan Sentra S Sedan at an average cost of $1,794 per year, and the most expensive vehicle to insure is the Hyundai Elantra Sport Sedan costing an average of $2,550 per year.

The tables below show average car insurance cost by trim level for a 2021 Nissan Sentra and Hyundai Elantra, including an overall average cost for each model. The 2021 Nissan Sentra has more affordable average car insurance than the 2021 Hyundai Elantra.

2021 Nissan Sentra

$1,872

Insurance Rates by Trim Level for a 2021 Nissan Sentra
2021 Nissan Sentra TrimsRate
S Sedan$1,794
SR Sedan1,860
SV Sedan1,860
SR Premium Sedan1,922
SV Premium Sedan1,922
2021 Nissan Sentra Average Rate$1,872

2021 Hyundai Elantra

$2,298

Insurance Rates by Trim Level for 2021 Nissan Sentra
2021 Hyundai Elantra TrimsRate
SEL Sedan$1,846
EcoSedan1,912
SE Sedan2,440
Value Edition Sedan2,504
Limited Sedan2,550
Sport Sedan2,550
2021 Hyundai Elantra Average Rate$2,298

2020 Nissan Sentra vs. Hyundai Elantra Insurance Cost

When comparing insurance cost for the 2020 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra has cheaper rates by an average of $410 per year for this comparison year.

The rate chart below illustrates the average cost to insure both models using drivers aged 20 to 50. For a 2020 Nissan Sentra, average insurance cost ranges from $1,628 to $3,606 per year for the age groups used in this illustration. A 2020 Hyundai Elantra costs from $1,998 to $4,504 to insure per year.

Average car insurance premiums for 2020 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 4: Average car insurance premiums for 2020 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2020 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$5,491$6,906
20-Year-Old$3,606$4,504
25-Year-Old$2,106$2,584
30-Year-Old$1,930$2,360
40-Year-Old$1,820$2,230
50-Year-Old$1,628$1,998
60-Year-Old$1,518$1,870

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated June 26, 2025

For the five trim levels available for the 2020 Nissan Sentra, the cheapest trim to insure is the S Sedan model at an average cost of $1,746 per year.

Out of the eight trim levels available for the Hyundai Elantra, the cheapest 2020 model to insure is the SEL Sedan trim at a cost of $1,798 per year, or around $150 per month.

When all 13 trims of both models are combined and compared, the most affordable model and trim level to insure is the Nissan Sentra S Sedan at a cost of $1,746 per year. The most expensive trim is the Hyundai Elantra GT N Line Sedan at an average of $2,546 per year.

The tables below show average car insurance rates for every trim level for both 2020 models, along with an average cost for each model.

2020 Nissan Sentra

$1,820

Insurance Rates by Trim Level for a 2020 Nissan Sentra
2020 Nissan Sentra TrimsRate
S Sedan$1,746
SR Sedan1,808
SV Sedan1,808
SR Premium Sedan1,870
SV Premium Sedan1,870
2020 Nissan Sentra Average Rate$1,820

2020 Hyundai Elantra

$2,230

Insurance Rates by Trim Level for 2020 Nissan Sentra
2020 Hyundai Elantra TrimsRate
SEL Sedan$1,798
EcoSedan1,858
GT Hatchback1,858
SE Sedan2,378
Value Edition Sedan2,442
Limited Sedan2,484
Sport Sedan2,484
GT N Line Sedan2,546
2020 Hyundai Elantra Average Rate$2,230

2019 Nissan Sentra vs. Hyundai Elantra Insurance Cost

For 2019 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra has lower-cost car insurance by an average of $254 per year.

The next chart displays the average cost to insure both 2019 models using a range of rated driver ages. Insurance cost ranges from $1,654 to $3,648 per year for a 2019 Nissan Sentra, and $1,878 to $4,242 for a 2019 Hyundai Elantra for the driver ages used.

Average car insurance premiums for 2019 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 5: Average car insurance premiums for 2019 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2019 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$5,546$6,504
20-Year-Old$3,648$4,242
25-Year-Old$2,128$2,426
30-Year-Old$1,948$2,214
40-Year-Old$1,842$2,096
50-Year-Old$1,654$1,878
60-Year-Old$1,542$1,758

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated June 27, 2025

Out of five trim levels for the 2019 Nissan Sentra, the cheapest average car insurance prices are on the S Sedan trim at a cost of $1,716 per year. For the eight trims available for the Hyundai Elantra, the cheapest 2019 trim to insure is the SEL Sedan trim at a cost of $1,848 per year, or $154 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Nissan Sentra S Sedan at an average rate of $1,716 per year. The most expensive model and trim level is the Hyundai Elantra GT N Line Sedan at an average cost of $2,314 per year.

The tables below display trim level insurance rates for each 2019 model, as well as an average rate for each model. The 2019 Nissan Sentra has cheaper average auto insurance rates than the 2019 Hyundai Elantra.

2019 Nissan Sentra

$1,842

Insurance Rates by Trim Level for a 2019 Nissan Sentra
2019 Nissan Sentra TrimsRate
S Sedan$1,716
SV Sedan1,776
SL Sedan1,894
SR Sedan1,894
Nismo Sedan1,936
2019 Nissan Sentra Average Rate$1,842

2019 Hyundai Elantra

$2,096

Insurance Rates by Trim Level for 2019 Nissan Sentra
2019 Hyundai Elantra TrimsRate
SEL Sedan$1,848
EcoSedan1,908
GT Hatchback1,908
SE Sedan2,094
Value Edition Sedan2,196
Limited Sedan2,254
Sport Sedan2,254
GT N Line Sedan2,314
2019 Hyundai Elantra Average Rate$2,096

2018 Nissan Sentra vs. Hyundai Elantra Insurance Cost

For the 2018 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra has cheaper car insurance cost by an average of $304 per year.

The rate chart below shows the average cost to insure both models rated for multiple driver ages. The average cost of car insurance ranges from $1,584 to $3,484 per year for a 2018 Nissan Sentra, and $1,854 to $4,168 for a 2018 Hyundai Elantra for these driver ages.

Average car insurance premiums for 2018 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 6: Average car insurance premiums for 2018 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2018 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$5,291$6,385
20-Year-Old$3,484$4,168
25-Year-Old$2,032$2,390
30-Year-Old$1,862$2,182
40-Year-Old$1,760$2,064
50-Year-Old$1,584$1,854
60-Year-Old$1,476$1,736

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated June 27, 2025

The 2018 Nissan Sentra has five trim levels available, with the cheapest trim to insure being the S Sedan trim at an average cost of $1,638 per year.

For the eight trim levels available for the Hyundai Elantra, the cheapest 2018 model to insure is the GT Sport Hatchback trim at a cost of $1,590 per year, or $133 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest trim to insure is the Hyundai Elantra GT Sport Hatchback at a cost of $1,590 per year, and the most expensive model and trim level is the Hyundai Elantra Limited Sedan costing $2,228 per year.

The next two tables show all the available trims for both 2018 models, as well as the overall average rate for each model. The 2018 Nissan Sentra has more affordable average car insurance than the 2018 Hyundai Elantra.

2018 Nissan Sentra

$1,760

Insurance Rates by Trim Level for a 2018 Nissan Sentra
2018 Nissan Sentra TrimsRate
S Sedan$1,638
SV Sedan1,712
SR Sedan1,796
SL Sedan1,818
Nismo Sedan1,834
2018 Nissan Sentra Average Rate$1,760

2018 Hyundai Elantra

$2,064

Insurance Rates by Trim Level for 2018 Nissan Sentra
2018 Hyundai Elantra TrimsRate
GT Sport Hatchback$1,590
SE Sedan2,022
GT Hatchback2,116
SEL Sedan2,116
Value Edition Sedan2,116
EcoSedan Turbo2,172
Sport Sedan2,172
Limited Sedan2,228
2018 Hyundai Elantra Average Rate$2,064

2017 Nissan Sentra vs. Hyundai Elantra Insurance Cost

For the 2017 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra is cheaper to insure by an average of $432 per year.

The chart below demonstrates the average cost to insure both 2017 models rated for drivers aged 20 to 50. For a 2017 Nissan Sentra, average insurance cost ranges from $1,478 to $3,240 per year. A 2017 Hyundai Elantra costs from $1,864 to $4,190 to insure per year.

Average car insurance premiums for 2017 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 7: Average car insurance premiums for 2017 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2017 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$4,913$6,411
20-Year-Old$3,240$4,190
25-Year-Old$1,892$2,398
30-Year-Old$1,732$2,188
40-Year-Old$1,642$2,074
50-Year-Old$1,478$1,864
60-Year-Old$1,380$1,744

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated June 27, 2025

Out of three Nissan Sentra trims, the cheapest 2017 trim to insure is the S Sedan trim at an average cost of $1,608 per year. For the five trims available for the Hyundai Elantra, the cheapest 2017 trim to insure is the SE Sedan model at a cost of $1,960.

When rates are compared for the eight trim levels of both 2017 models, the cheapest vehicle to insure is the Nissan Sentra S Sedan at an average rate of $1,608 per year. The most expensive vehicle to insure is the Hyundai Elantra Limited Sedan at a cost of $2,154 per year.

The next two tables display the cost to insure the available trim levels for both 2017 models, including an overall average cost for each model. The cheapest to insure for the 2017 model year is the Nissan Sentra.

2017 Nissan Sentra

$1,642

Insurance Rates by Trim Level for a 2017 Nissan Sentra
2017 Nissan Sentra TrimsRate
S Sedan$1,608
SR Sedan1,660
SV Sedan1,660
2017 Nissan Sentra Average Rate$1,642

2017 Hyundai Elantra

$2,074

Insurance Rates by Trim Level for 2017 Nissan Sentra
2017 Hyundai Elantra TrimsRate
SE Sedan$1,960
GT Hatchback2,050
EcoSedan2,102
Sport Sedan2,102
Limited Sedan2,154
2017 Hyundai Elantra Average Rate$2,074

2016 Nissan Sentra vs. Hyundai Elantra Insurance Cost

For 2016 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra has cheaper car insurance rates by an average of $170 per year.

The chart shown below visualizes the average cost to insure both models rated for a variety of different driver ages. The average cost of car insurance ranges from $1,436 to $3,144 per year for a 2016 Nissan Sentra, and $1,590 to $3,542 for a 2016 Hyundai Elantra for the driver ages used.

Average car insurance premiums for 2016 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 8: Average car insurance premiums for 2016 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on June 26, 2025.

Data Methodology: Rates based on a 2016 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$4,768$5,402
20-Year-Old$3,144$3,542
25-Year-Old$1,834$2,032
30-Year-Old$1,678$1,856
40-Year-Old$1,590$1,760
50-Year-Old$1,436$1,590
60-Year-Old$1,338$1,480

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated June 26, 2025

Out of five Nissan Sentra trim levels, the cheapest 2016 trim to insure is the S Sedan trim at an average cost of $1,522 per year, or about $127 per month.

For the five trim levels available for the Hyundai Elantra, the cheapest 2016 trim level to insure is the SE Sedan model at a cost of $1,674 per year, or around $140 per month.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim to insure is the Nissan Sentra S Sedan at an average of $1,522 per year. The highest-cost model and trim level is the Hyundai Elantra Sport Sedan at a cost of $1,806 per year.

The tables below display the average insurance cost by trim level for both 2016 models, plus an average rate for each model.

2016 Nissan Sentra

$1,590

Insurance Rates by Trim Level for a 2016 Nissan Sentra
2016 Nissan Sentra TrimsRate
S Sedan$1,522
S Plus Sedan1,572
SV Sedan1,572
SR Sedan1,618
SL Sedan1,668
2016 Nissan Sentra Average Rate$1,590

2016 Hyundai Elantra

$1,760

Insurance Rates by Trim Level for 2016 Nissan Sentra
2016 Hyundai Elantra TrimsRate
SE Sedan$1,674
GT Hatchback1,756
Value Edition Sedan1,756
Limited Sedan1,806
Sport Sedan1,806
2016 Hyundai Elantra Average Rate$1,760

2015 Nissan Sentra vs. Hyundai Elantra Insurance Cost

When comparing insurance rates for 2015 models, the Nissan Sentra costs an average of $1,398 per year to insure and the Hyundai Elantra costs $1,528, making the Nissan Sentra the winner by $130 for 2015.

The chart below shows the average cost to insure both models using a range of rated driver ages. For a 2015 Nissan Sentra, the average car insurance cost ranges from $1,260 to $2,752 per year for the age groups used in the chart. A 2015 Hyundai Elantra costs from $1,380 to $3,048 to insure per year.

Average car insurance premiums for 2015 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 9: Average car insurance premiums for 2015 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on June 27, 2025.

Data Methodology: Rates based on a 2015 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$4,163$4,637
20-Year-Old$2,752$3,048
25-Year-Old$1,610$1,764
30-Year-Old$1,472$1,612
40-Year-Old$1,398$1,528
50-Year-Old$1,260$1,380
60-Year-Old$1,176$1,290

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated June 27, 2025

Out of five Nissan Sentra trim levels, the cheapest 2015 trim to insure is the S Plus Sedan model at an average cost of $1,362 per year. For the four trims available for the Hyundai Elantra, the cheapest 2015 trim level to insure is the SE Sedan trim at a cost of $1,474.

When auto insurance rates for all nine trims of both models are combined and sorted by cost, the lowest-cost model and trim to insure is the Nissan Sentra S Plus Sedan at a cost of $1,362 per year, and the most expensive trim is the Hyundai Elantra Sport Sedan costing an average of $1,564 per year.

The two tables below show average car insurance cost by trim level for each 2015 model, including an overall average rate. The winner for the 2015 car insurance comparison is the Nissan Sentra.

2015 Nissan Sentra

$1,398

Insurance Rates by Trim Level for a 2015 Nissan Sentra
2015 Nissan Sentra TrimsRate
S Plus Sedan$1,362
S Sedan1,362
SR Sedan1,408
SV Sedan1,408
SL Sedan1,452
2015 Nissan Sentra Average Rate$1,398

2015 Hyundai Elantra

$1,528

Insurance Rates by Trim Level for 2015 Nissan Sentra
2015 Hyundai Elantra TrimsRate
SE Sedan$1,474
GT Hatchback1,520
Limited Sedan1,564
Sport Sedan1,564
2015 Hyundai Elantra Average Rate$1,528

Additional Nissan Sentra and Hyundai Elantra Resources