Nissan Sentra vs. Hyundai Elantra – Which Insurance Costs Less?

We find out if a Nissan Sentra is cheaper to insure than a Hyundai Elantra by comparing every model and trim level back to 2015.

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  • At an average cost of $2,160 per year, a 2023 Nissan Sentra has cheaper car insurance rates than a 2023 Hyundai Elantra by an average of $382 per year.
  • Average car insurance cost per month for the Hyundai Elantra is 16.3% more expensive than the Nissan Sentra, at $180 versus $212, a difference of $32.
  • Out of 15 models in the 2023 compact car segment, the Nissan Sentra ranks third and the Hyundai Elantra ranks 13th for average car insurance affordability.

Is it cheaper to insure a Nissan Sentra or Hyundai Elantra?

Insurance cost for a 2023 Nissan Sentra averages $2,160 per year, while a 2023 Hyundai Elantra averages $2,542 per year, making the Nissan Sentra the model with cheaper overall insurance rates.

Out of four Nissan Sentra trim levels, the cheapest 2023 trim level to insure is the S model at an average cost of $2,094 per year, or about $175 per month.

For the seven trims available for the Hyundai Elantra, the cheapest 2023 trim to insure is the SEL trim at a cost of $2,264 per year, or $189 per month.

When insurance rates for all 11 trims of both models are combined and sorted by cost, the cheapest model and trim level to insure is the Nissan Sentra S at an average rate of $2,094 per year. The most expensive model and trim level is the Hyundai Elantra N at an average cost of $2,768 per year.

For model years prior to 2023, average auto insurance costs compare as follows. Click on a model year to view the full rate comparisons.

The rate table below ranks the yearly and monthly cost of car insurance for 2023 Nissan Sentra and Hyundai Elantra models, with average rates for every trim level for each model.

2023 Model Year Nissan Sentra vs. Hyundai Elantra Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,094$175
$2,132$178
$2,194$183
$2,216$185
$2,264$189
$2,354$196
$2,432$203
$2,632$219
$2,650$221
$2,692$224
$2,768$231

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2023 Nissan Sentra and a 2023 Hyundai Elantra
Annual and monthly insurance cost by trim level for a 2023 Nissan Sentra and a 2023 Hyundai Elantra

The rate chart below demonstrates the average cost to insure both 2023 models rated for a variety of different driver ages. For a 2023 Nissan Sentra, the average car insurance cost ranges from $1,930 to $4,274 per year for the example age groups. A 2023 Hyundai Elantra costs from $2,272 to $5,078 to insure per year.

Average car insurance premiums for 2023 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 1: Average car insurance premiums for 2023 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

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Data Methodology: Rates based on a 2023 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2023 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$6,508$7,753
20-Year-Old$4,274$5,078
25-Year-Old$2,496$2,942
30-Year-Old$2,290$2,696
40-Year-Old$2,160$2,542
50-Year-Old$1,930$2,272
60-Year-Old$1,802$2,120

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2023 model year. Updated October 24, 2025

The next tables show average car insurance cost by trim level for each 2023 model, including an overall average cost for each model. The 2023 Nissan Sentra has more affordable average car insurance rates than the 2023 Hyundai Elantra.

2023 Nissan Sentra

$2,160

Insurance Rates by Trim Level for a 2023 Nissan Sentra
2023 Nissan Sentra TrimsRate
S$2,094
SV2,132
SR2,194
SR Midnight Edition2,216
2023 Nissan Sentra Average Rate$2,160

2023 Hyundai Elantra

$2,542

Insurance Rates by Trim Level for 2023 Nissan Sentra
2023 Hyundai Elantra TrimsRate
SEL$2,264
Hybrid Blue2,354
SE2,432
Limited2,632
N Line2,650
Hybrid Limited2,692
N2,768
2023 Hyundai Elantra Average Rate$2,542

2022 Nissan Sentra vs. Hyundai Elantra

For 2022 Nissan Sentra and Hyundai Elantra models, the model having more affordable car insurance is the Nissan Sentra. Insurance rates on a Nissan Sentra cost an average of $2,132 per year, whereas insurance for the Hyundai Elantra averages $2,466 per year.

For a 2022 Nissan Sentra, car insurance rates range from the lowest full-coverage rate of $2,048 per year for the S model up to $2,230 for the SR Premium model.

For a 2022 Hyundai Elantra, rates can range from $2,170 per year for the SEL model up to $2,680 for the N model.

For a 2022 Nissan Sentra, the cheapest models are the S, SV, and SR. The cheapest Hyundai Elantra models include the SEL, Hybrid Blue, and SE.

The table below compares annual and monthly car insurance cost for a 2022 Nissan Sentra and Hyundai Elantra. Rates for both models are combined and sorted from lowest to highest cost to allow for easy comparison of cost for individual models.

2022 Model Year Nissan Sentra vs. Hyundai Elantra Insurance Rates
Model and Trim Level Annual Premium Cost Per Month
$2,048$171
$2,114$176
$2,130$178
$2,134$178
$2,170$181
$2,230$186
$2,236$186
$2,382$199
$2,566$214
$2,578$215
$2,652$221
$2,680$223

Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025

Annual and monthly insurance cost by trim level for a 2022 Nissan Sentra and a 2022 Hyundai Elantra
Annual and monthly insurance cost by trim level for a 2022 Nissan Sentra and a 2022 Hyundai Elantra

The chart shown below illustrates the average cost to insure both models with different drivers at the wheel. The average car insurance cost ranges from $1,906 to $4,238 per year for a 2022 Nissan Sentra, and $2,206 to $4,964 for a 2022 Hyundai Elantra.

Average car insurance premiums for 2022 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 2: Average car insurance premiums for 2022 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2022 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2022 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$6,460$7,606
20-Year-Old$4,238$4,964
25-Year-Old$2,464$2,858
30-Year-Old$2,260$2,614
40-Year-Old$2,132$2,466
50-Year-Old$1,906$2,206
60-Year-Old$1,780$2,060

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2022 model year. Updated October 24, 2025

Out of five Nissan Sentra trims, the cheapest 2022 trim level to insure is the S model at an average cost of $2,048 per year. The 2022 Hyundai Elantra has seven trim levels available, with the cheapest model to insure being the SEL trim at an average cost of $2,170 per year.

When comparing rates by trim level for both models, the lowest-cost model and trim level to insure is the Nissan Sentra S at an average rate of $2,048 per year. The highest-cost model and trim level is the Hyundai Elantra N at a cost of $2,680 per year.

The tables below display the expected annual car insurance cost by trim level for both 2022 models, along with the average rate for each model. The winner for the 2022 car insurance battle is the Nissan Sentra.

2022 Nissan Sentra

$2,132

Insurance Rates by Trim Level for a 2022 Nissan Sentra
2022 Nissan Sentra TrimsRate
S$2,048
SV2,114
SR2,130
SR Midnight Edition2,134
SR Premium2,230
2022 Nissan Sentra Average Rate$2,132

2022 Hyundai Elantra

$2,466

Insurance Rates by Trim Level for 2022 Nissan Sentra
2022 Hyundai Elantra TrimsRate
SEL$2,170
Hybrid Blue2,236
SE2,382
N Line2,566
Limited2,578
Hybrid Limited2,652
N2,680
2022 Hyundai Elantra Average Rate$2,466

2021 Nissan Sentra vs. Hyundai Elantra Insurance Cost

When comparing average insurance rates for the 2021 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra has cheaper rates by an average of $438 per year for this model year.

The rate chart below displays the average cost to insure both 2021 models with different drivers at the wheel. The average cost of car insurance ranges from $1,712 to $3,798 per year for a 2021 Nissan Sentra, and $2,110 to $4,758 for a 2021 Hyundai Elantra for these driver ages.

Average car insurance premiums for 2021 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 3: Average car insurance premiums for 2021 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2021 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2021 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$5,786$7,293
20-Year-Old$3,798$4,758
25-Year-Old$2,218$2,728
30-Year-Old$2,036$2,492
40-Year-Old$1,918$2,356
50-Year-Old$1,712$2,110
60-Year-Old$1,596$1,972

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2021 model year. Updated October 24, 2025

Out of five Nissan Sentra trims, the cheapest 2021 model to insure is the S Sedan model at an average cost of $1,838 per year.

For the six trim levels available for the Hyundai Elantra, the cheapest 2021 trim level to insure is the SEL Sedan model at a cost of $1,890.

When all 11 trims of both models are combined and compared, the most affordable model and trim level to insure is the Nissan Sentra S Sedan at an average cost of $1,838 per year, and the most expensive vehicle to insure is the Hyundai Elantra Sport Sedan costing an average of $2,610 per year.

The tables below show average car insurance cost by trim level for a 2021 Nissan Sentra and Hyundai Elantra, including an overall average cost for each model. The 2021 Nissan Sentra has more affordable average car insurance than the 2021 Hyundai Elantra.

2021 Nissan Sentra

$1,918

Insurance Rates by Trim Level for a 2021 Nissan Sentra
2021 Nissan Sentra TrimsRate
S Sedan$1,838
SR Sedan1,904
SV Sedan1,904
SR Premium Sedan1,968
SV Premium Sedan1,968
2021 Nissan Sentra Average Rate$1,918

2021 Hyundai Elantra

$2,356

Insurance Rates by Trim Level for 2021 Nissan Sentra
2021 Hyundai Elantra TrimsRate
SEL Sedan$1,890
EcoSedan1,956
SE Sedan2,498
Value Edition Sedan2,564
Limited Sedan2,610
Sport Sedan2,610
2021 Hyundai Elantra Average Rate$2,356

2020 Nissan Sentra vs. Hyundai Elantra Insurance Cost

When comparing insurance cost for the 2020 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra has cheaper rates by an average of $420 per year for this comparison year.

The rate chart below illustrates the average cost to insure both models using drivers aged 20 to 50. For a 2020 Nissan Sentra, average insurance cost ranges from $1,666 to $3,694 per year for the age groups used in this illustration. A 2020 Hyundai Elantra costs from $2,048 to $4,618 to insure per year.

Average car insurance premiums for 2020 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 4: Average car insurance premiums for 2020 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2020 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2020 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$5,628$7,076
20-Year-Old$3,694$4,618
25-Year-Old$2,154$2,648
30-Year-Old$1,980$2,416
40-Year-Old$1,864$2,284
50-Year-Old$1,666$2,048
60-Year-Old$1,554$1,912

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2020 model year. Updated October 24, 2025

For the five trim levels available for the 2020 Nissan Sentra, the cheapest trim to insure is the S Sedan model at an average cost of $1,788 per year.

Out of the eight trim levels available for the Hyundai Elantra, the cheapest 2020 model to insure is the SEL Sedan trim at a cost of $1,840 per year, or around $153 per month.

When all 13 trims of both models are combined and compared, the most affordable model and trim level to insure is the Nissan Sentra S Sedan at a cost of $1,788 per year. The most expensive trim is the Hyundai Elantra GT N Line Sedan at an average of $2,606 per year.

The tables below show average car insurance rates for every trim level for both 2020 models, along with an average cost for each model.

2020 Nissan Sentra

$1,864

Insurance Rates by Trim Level for a 2020 Nissan Sentra
2020 Nissan Sentra TrimsRate
S Sedan$1,788
SR Sedan1,852
SV Sedan1,852
SR Premium Sedan1,914
SV Premium Sedan1,914
2020 Nissan Sentra Average Rate$1,864

2020 Hyundai Elantra

$2,284

Insurance Rates by Trim Level for 2020 Nissan Sentra
2020 Hyundai Elantra TrimsRate
SEL Sedan$1,840
EcoSedan1,902
GT Hatchback1,902
SE Sedan2,436
Value Edition Sedan2,500
Limited Sedan2,544
Sport Sedan2,544
GT N Line Sedan2,606
2020 Hyundai Elantra Average Rate$2,284

2019 Nissan Sentra vs. Hyundai Elantra Insurance Cost

For 2019 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra has lower-cost car insurance by an average of $260 per year.

The next chart displays the average cost to insure both 2019 models using a range of rated driver ages. Insurance cost ranges from $1,694 to $3,738 per year for a 2019 Nissan Sentra, and $1,928 to $4,346 for a 2019 Hyundai Elantra for the driver ages used.

Average car insurance premiums for 2019 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 5: Average car insurance premiums for 2019 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2019 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2019 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$5,683$6,666
20-Year-Old$3,738$4,346
25-Year-Old$2,180$2,486
30-Year-Old$1,994$2,270
40-Year-Old$1,888$2,148
50-Year-Old$1,694$1,928
60-Year-Old$1,582$1,798

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2019 model year. Updated October 24, 2025

Out of five trim levels for the 2019 Nissan Sentra, the cheapest average car insurance prices are on the S Sedan trim at a cost of $1,758 per year. For the eight trims available for the Hyundai Elantra, the cheapest 2019 trim to insure is the SEL Sedan trim at a cost of $1,894 per year, or $158 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Nissan Sentra S Sedan at an average rate of $1,758 per year. The most expensive model and trim level is the Hyundai Elantra GT N Line Sedan at an average cost of $2,368 per year.

The tables below display trim level insurance rates for each 2019 model, as well as an average rate for each model. The 2019 Nissan Sentra has cheaper average auto insurance rates than the 2019 Hyundai Elantra.

2019 Nissan Sentra

$1,888

Insurance Rates by Trim Level for a 2019 Nissan Sentra
2019 Nissan Sentra TrimsRate
S Sedan$1,758
SV Sedan1,818
SL Sedan1,940
SR Sedan1,940
Nismo Sedan1,984
2019 Nissan Sentra Average Rate$1,888

2019 Hyundai Elantra

$2,148

Insurance Rates by Trim Level for 2019 Nissan Sentra
2019 Hyundai Elantra TrimsRate
SEL Sedan$1,894
EcoSedan1,954
GT Hatchback1,954
SE Sedan2,142
Value Edition Sedan2,246
Limited Sedan2,306
Sport Sedan2,306
GT N Line Sedan2,368
2019 Hyundai Elantra Average Rate$2,148

2018 Nissan Sentra vs. Hyundai Elantra Insurance Cost

For the 2018 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra has cheaper car insurance cost by an average of $310 per year.

The rate chart below shows the average cost to insure both models rated for multiple driver ages. The average cost of car insurance ranges from $1,622 to $3,572 per year for a 2018 Nissan Sentra, and $1,900 to $4,274 for a 2018 Hyundai Elantra for these driver ages.

Average car insurance premiums for 2018 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 6: Average car insurance premiums for 2018 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2018 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2018 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$5,423$6,543
20-Year-Old$3,572$4,274
25-Year-Old$2,082$2,450
30-Year-Old$1,904$2,234
40-Year-Old$1,804$2,114
50-Year-Old$1,622$1,900
60-Year-Old$1,514$1,776

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2018 model year. Updated October 24, 2025

The 2018 Nissan Sentra has five trim levels available, with the cheapest trim to insure being the S Sedan trim at an average cost of $1,680 per year.

For the eight trim levels available for the Hyundai Elantra, the cheapest 2018 model to insure is the GT Sport Hatchback trim at a cost of $1,628 per year, or $136 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest trim to insure is the Hyundai Elantra GT Sport Hatchback at a cost of $1,628 per year, and the most expensive model and trim level is the Hyundai Elantra Limited Sedan costing $2,280 per year.

The next two tables show all the available trims for both 2018 models, as well as the overall average rate for each model. The 2018 Nissan Sentra has more affordable average car insurance than the 2018 Hyundai Elantra.

2018 Nissan Sentra

$1,804

Insurance Rates by Trim Level for a 2018 Nissan Sentra
2018 Nissan Sentra TrimsRate
S Sedan$1,680
SV Sedan1,754
SR Sedan1,840
SL Sedan1,864
Nismo Sedan1,878
2018 Nissan Sentra Average Rate$1,804

2018 Hyundai Elantra

$2,114

Insurance Rates by Trim Level for 2018 Nissan Sentra
2018 Hyundai Elantra TrimsRate
GT Sport Hatchback$1,628
SE Sedan2,068
GT Hatchback2,164
SEL Sedan2,164
Value Edition Sedan2,164
EcoSedan Turbo2,222
Sport Sedan2,222
Limited Sedan2,280
2018 Hyundai Elantra Average Rate$2,114

2017 Nissan Sentra vs. Hyundai Elantra Insurance Cost

For the 2017 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra is cheaper to insure by an average of $442 per year.

The chart below demonstrates the average cost to insure both 2017 models rated for drivers aged 20 to 50. For a 2017 Nissan Sentra, average insurance cost ranges from $1,518 to $3,320 per year. A 2017 Hyundai Elantra costs from $1,912 to $4,292 to insure per year.

Average car insurance premiums for 2017 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 7: Average car insurance premiums for 2017 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2017 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2017 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$5,035$6,569
20-Year-Old$3,320$4,292
25-Year-Old$1,940$2,456
30-Year-Old$1,774$2,242
40-Year-Old$1,682$2,124
50-Year-Old$1,518$1,912
60-Year-Old$1,414$1,786

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2017 model year. Updated October 24, 2025

Out of three Nissan Sentra trims, the cheapest 2017 trim to insure is the S Sedan trim at an average cost of $1,646 per year. For the five trims available for the Hyundai Elantra, the cheapest 2017 trim to insure is the SE Sedan model at a cost of $2,008.

When rates are compared for the eight trim levels of both 2017 models, the cheapest vehicle to insure is the Nissan Sentra S Sedan at an average rate of $1,646 per year. The most expensive vehicle to insure is the Hyundai Elantra Limited Sedan at a cost of $2,206 per year.

The next two tables display the cost to insure the available trim levels for both 2017 models, including an overall average cost for each model. The cheapest to insure for the 2017 model year is the Nissan Sentra.

2017 Nissan Sentra

$1,682

Insurance Rates by Trim Level for a 2017 Nissan Sentra
2017 Nissan Sentra TrimsRate
S Sedan$1,646
SR Sedan1,700
SV Sedan1,700
2017 Nissan Sentra Average Rate$1,682

2017 Hyundai Elantra

$2,124

Insurance Rates by Trim Level for 2017 Nissan Sentra
2017 Hyundai Elantra TrimsRate
SE Sedan$2,008
GT Hatchback2,100
EcoSedan2,152
Sport Sedan2,152
Limited Sedan2,206
2017 Hyundai Elantra Average Rate$2,124

2016 Nissan Sentra vs. Hyundai Elantra Insurance Cost

For 2016 Nissan Sentra and Hyundai Elantra models, the Nissan Sentra has cheaper car insurance rates by an average of $174 per year.

The chart shown below visualizes the average cost to insure both models rated for a variety of different driver ages. The average cost of car insurance ranges from $1,470 to $3,224 per year for a 2016 Nissan Sentra, and $1,628 to $3,626 for a 2016 Hyundai Elantra for the driver ages used.

Average car insurance premiums for 2016 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 8: Average car insurance premiums for 2016 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2016 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2016 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$4,888$5,534
20-Year-Old$3,224$3,626
25-Year-Old$1,880$2,084
30-Year-Old$1,716$1,902
40-Year-Old$1,630$1,804
50-Year-Old$1,470$1,628
60-Year-Old$1,372$1,518

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2016 model year. Updated October 24, 2025

Out of five Nissan Sentra trim levels, the cheapest 2016 trim to insure is the S Sedan trim at an average cost of $1,560 per year, or about $130 per month.

For the five trim levels available for the Hyundai Elantra, the cheapest 2016 trim level to insure is the SE Sedan model at a cost of $1,716 per year, or around $143 per month.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim to insure is the Nissan Sentra S Sedan at an average of $1,560 per year. The highest-cost model and trim level is the Hyundai Elantra Sport Sedan at a cost of $1,848 per year.

The tables below display the average insurance cost by trim level for both 2016 models, plus an average rate for each model.

2016 Nissan Sentra

$1,630

Insurance Rates by Trim Level for a 2016 Nissan Sentra
2016 Nissan Sentra TrimsRate
S Sedan$1,560
S Plus Sedan1,610
SV Sedan1,610
SR Sedan1,660
SL Sedan1,710
2016 Nissan Sentra Average Rate$1,630

2016 Hyundai Elantra

$1,804

Insurance Rates by Trim Level for 2016 Nissan Sentra
2016 Hyundai Elantra TrimsRate
SE Sedan$1,716
GT Hatchback1,800
Value Edition Sedan1,800
Limited Sedan1,848
Sport Sedan1,848
2016 Hyundai Elantra Average Rate$1,804

2015 Nissan Sentra vs. Hyundai Elantra Insurance Cost

When comparing insurance rates for 2015 models, the Nissan Sentra costs an average of $1,430 per year to insure and the Hyundai Elantra costs $1,568, making the Nissan Sentra the winner by $138 for 2015.

The chart below shows the average cost to insure both models using a range of rated driver ages. For a 2015 Nissan Sentra, the average car insurance cost ranges from $1,290 to $2,820 per year for the age groups used in the chart. A 2015 Hyundai Elantra costs from $1,416 to $3,122 to insure per year.

Average car insurance premiums for 2015 Nissan Sentra and Hyundai Elantra models for different driver ages.
Figure 9: Average car insurance premiums for 2015 Nissan Sentra and Hyundai Elantra models for different driver ages. Rates updated on October 24, 2025.

Data Methodology: Rates based on a 2015 model year Nissan Sentra and Hyundai Elantra. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision deductibles are $500 and coverage includes UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels for each vehicle.

2015 Nissan Sentra vs. Hyundai Elantra Insurance Cost
Driver Age Nissan Sentra Hyundai Elantra
18-Year-Old$4,270$4,749
20-Year-Old$2,820$3,122
25-Year-Old$1,650$1,808
30-Year-Old$1,512$1,648
40-Year-Old$1,430$1,568
50-Year-Old$1,290$1,416
60-Year-Old$1,204$1,322

Data Methodology: Rated drivers have no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for each vehicle for the 2015 model year. Updated October 24, 2025

Out of five Nissan Sentra trim levels, the cheapest 2015 trim to insure is the S Plus Sedan model at an average cost of $1,392 per year. For the four trims available for the Hyundai Elantra, the cheapest 2015 trim level to insure is the SE Sedan trim at a cost of $1,508.

When auto insurance rates for all nine trims of both models are combined and sorted by cost, the lowest-cost model and trim to insure is the Nissan Sentra S Plus Sedan at a cost of $1,392 per year, and the most expensive trim is the Hyundai Elantra Sport Sedan costing an average of $1,600 per year.

The two tables below show average car insurance cost by trim level for each 2015 model, including an overall average rate. The winner for the 2015 car insurance comparison is the Nissan Sentra.

2015 Nissan Sentra

$1,430

Insurance Rates by Trim Level for a 2015 Nissan Sentra
2015 Nissan Sentra TrimsRate
S Plus Sedan$1,392
S Sedan1,392
SR Sedan1,440
SV Sedan1,440
SL Sedan1,484
2015 Nissan Sentra Average Rate$1,430

2015 Hyundai Elantra

$1,568

Insurance Rates by Trim Level for 2015 Nissan Sentra
2015 Hyundai Elantra TrimsRate
SE Sedan$1,508
GT Hatchback1,556
Limited Sedan1,600
Sport Sedan1,600
2015 Hyundai Elantra Average Rate$1,568

Additional Nissan Sentra and Hyundai Elantra Resources