Does a Subaru Outback or Subaru Impreza Cost Less to Insure?

• If the best price on car insurance determines which model you drive off the lot, you will most likely want to lean more towards the Subaru Outback over the Subaru Impreza.
• For the 2024 model year Subaru Outback, rates range from $1,860 to $2,142 per year, while the average insurance rate for a 2024 Subaru Impreza ranges from $2,122 to $2,288, depending on trim level.
• When compared to the 2024 model year U.S. national average cost of car insurance of $2,572 per year, the Subaru Outback costs 23% less per year, while the Subaru Impreza costs an average of 15.4% less per year.

2024 Subaru Outback vs. Impreza

Insurance rates for a 2024 Subaru Outback average $2,042 per year, while the 2024 Subaru Impreza costs an average of $2,204 per year, making the Subaru Outback the winner by $162 per year.

For the nine trim levels available for the 2024 Subaru Outback, the cheapest trim to insure is the Base trim at an average cost of $1,860 per year, or about $155 per month. For the three trim levels available for the Subaru Impreza, the cheapest 2024 model to insure is the Base model at a cost of $2,122 per year, or $177 per month.

When comparing car insurance rates for both models by trim level, the most affordable model and trim level is the Subaru Outback Base at an average cost of $1,860 per year, and the highest-cost model and trim level is the Subaru Impreza RS at an average cost of $2,288 per year.

The rate table below compares and ranks the 12-month and monthly car insurance cost for 2024 Subaru Outback and Subaru Impreza models, showing average cost for each trim level.

The next chart illustrates the average cost to insure the two models for drivers aged 20 to 50. For a 2024 Subaru Outback, the average car insurance cost ranges from $1,806 to $4,128 per year for the age groups used in this illustration. A 2024 Subaru Impreza costs from $1,958 to $4,454 to insure per year.

The next tables show both 2024 models and all trim levels available for each one, along with an average cost for each model. The cheapest to insure for the 2024 model year is the Subaru Outback.

2023 Subaru Outback vs. Subaru Impreza

Average car insurance rates for a 2023 Subaru Outback are $2,010 per year, whereas insurance for a 2023 Subaru Impreza averages $1,930 per year, making the Subaru Impreza the better deal by $80 per year.

Cost varies significantly depending on the trim of the model being insured, however. Using the Subaru Outback to illustrate this point, rates range from $1,834 per year for the Base AWD model up to the highest rate of $2,116 for the Touring XT AWD model. For a 2023 Subaru Impreza, rates range from $1,760 per year for the Base 5-Door AWD model up to $2,114 for the most expensive Sport Sedan AWD model.

Average car insurance rates for all 2023 Subaru Outback and Subaru Impreza models range from $147 to $176 per month. For a 2023 Subaru Outback, the lowest-cost models to insure are the Base AWD, Premium AWD, and Onyx Edition AWD. The cheapest Subaru Impreza trim levels to insure include the Base 5-Door AWD, Base Sedan AWD, and Premium 5-Door AWD.

The table shown below compares the annual and monthly car insurance rates for 2023 Subaru Outback and Impreza models, showing the average price to insure every trim level.

The chart below shows the average insurance cost for the two models using different driver ages. For a 2023 Subaru Outback, the average cost of car insurance ranges from $1,774 to $4,102 per year for the different drivers illustrated in the chart. Full-coverage insurance on a 2023 Subaru Impreza ranges from $1,712 to $3,902 on average per year.

The 2023 Subaru Outback has nine trims available, and the most affordable model to insure is the Base AWD model at an average cost of $1,834 per year, or about $153 per month.

The 2023 Subaru Impreza has seven trim options available, with the cheapest trim to insure being the Base 5-Door AWD model at an average cost of $1,760 per year.

When trim-level rates for both models are compared, the cheapest vehicle to insure is the Subaru Impreza Base 5-Door AWD at a cost of $1,760 per year. The most expensive model and trim level is the Subaru Outback Touring XT AWD at an average of $2,116 per year.

The tables shown below display the expected annual car insurance cost by trim level for both 2023 models, plus the average rate for each model. The cheapest of the two models to insure for the 2023 model year is the Subaru Impreza.

2022 Subaru Outback vs. Subaru Impreza

For the 2022 Subaru Outback and Subaru Impreza models, the Subaru Impreza has cheaper car insurance rates by $110 per year for this comparison year.

The chart shown below visualizes the average insurance cost for both 2022 models for different driver ages. A full-coverage car insurance policy ranges from $1,774 to $4,086 per year for the 2022 Subaru Outback, and $1,686 to $3,834 on a 2022 Subaru Impreza for the five driver age examples in the chart.

Out of eight trim levels for a 2022 Subaru Outback, the cheapest average insurance prices are on the AWD model at a cost of $1,792 per year. For the seven different trims available for a Subaru Impreza, the cheapest 2022 model to insure is the 5-Door AWD trim at a cost of $1,718 per year, or about $143 per month.

When looking at the combined rates by trim for both models, the cheapest model and trim level to insure is the Subaru Impreza 5-Door AWD at an average cost of $1,718 per year. The overall most expensive vehicle to insure is the Subaru Outback Touring XT AWD at a cost of $2,104 per year.

The next two rate tables display trim level insurance cost averages for both 2022 models, including an overall average rate. The 2022 Subaru Impreza wins the head-to-head comparison over the 2022 Subaru Outback for the cheapest auto insurance rates.

2021 Subaru Outback vs. Subaru Impreza

For 2021 Subaru Outback and Subaru Impreza models, the Subaru Impreza is cheaper to insure by $226 per year for this comparison year.

The chart below displays the average insurance cost for both 2021 models for the 20 to 50-year-old driver age groups. Average full-coverage insurance ranges from $1,858 to $4,312 per year for a 2021 Subaru Outback, and $1,666 to $3,774 for a 2021 Subaru Impreza.

Out of 11 Subaru Outback trims, the cheapest 2021 trim to insure is the AWD model at an average cost of $1,912 per year, or $159 per month.

For the eight different trims available for the Subaru Impreza, the lowest-cost 2021 trim level to insure is the 4WD Station Wagon trim at a cost of $1,538.

When rates for all 19 trim levels for both vehicles are combined and compared, the lowest-cost model and trim level to put coverage on is the Subaru Impreza 4WD Station Wagon at a cost of $1,538 per year, and the most expensive model and trim level is the Subaru Impreza Limited AWD at an average of $2,214 per year.

The next tables illustrate average car insurance cost by trim level for a 2021 Subaru Outback and Subaru Impreza, as well as the overall average rate for each model.

2020 Subaru Outback vs. Subaru Impreza

When comparing insurance rates for 2020 models, a Subaru Outback costs an average of $2,036 per year to insure while a Subaru Impreza costs $1,820, making the Subaru Impreza more affordable to insure by $216 per year.

The chart below shows the average car insurance cost for the two models for different driver ages. The average full-coverage insurance policy ranges from $1,800 to $4,178 per year for a 2020 Subaru Outback, and $1,620 to $3,666 on a 2020 Subaru Impreza for the age groups in the chart.

The 2020 Subaru Outback has 11 trims available, and the cheapest model to insure is the AWD model at an average cost of $1,854 per year, or around $155 per month.

For the eight trim levels available for a Subaru Impreza, the lowest-cost 2020 trim to insure is the 4WD Station Wagon model at a cost of $1,490.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Subaru Impreza 4WD Station Wagon at an average cost of $1,490 per year. The most expensive model and trim level is the Subaru Impreza Limited AWD costing an average of $2,150 per year.

The next two tables display average car insurance rates for every trim level for both 2020 models, along with an average cost for each model.

2019 Subaru Outback vs. Subaru Impreza

For 2019 Subaru Outback and Subaru Impreza models, the Subaru Impreza has lower-cost car insurance by an average of $68 per year for this comparison year.

The following chart visualizes the average car insurance cost for the two models with different driver age groups. For the 2019 Subaru Outback, the average cost of car insurance ranges from $1,602 to $3,708 per year. Full-coverage insurance for a 2019 Subaru Impreza costs from $1,554 to $3,518 on average per year.

Out of six Subaru Outback trim levels, the lowest-cost 2019 model to insure is the 2.5I AWD trim at an average cost of $1,654 per year, or around $138 per month.

Out of the eight different trim levels available for the Subaru Impreza, the lowest-cost 2019 trim level to insure is the 2.0I 4WD Station Wagon model at a cost of $1,472.

When trim-level rates for both models are compared, the cheapest trim to put coverage on is the Subaru Impreza 2.0I 4WD Station Wagon at a cost of $1,472 per year, and the most expensive model and trim level is the Subaru Impreza 2.0I Limited AWD costing $2,034 per year.

The two tables below detail the average cost to insure each trim level for a 2019 Subaru Outback and Subaru Impreza, including the average rate for each model. The cheapest to insure for the 2019 model year is the Subaru Impreza.

2018 Subaru Outback vs. Subaru Impreza

For 2018 Subaru Outback and Subaru Impreza models, the Subaru Impreza has lower-cost car insurance by $54 per year.

The rate chart below displays the average car insurance cost for both 2018 models using different driver ages. For the 2018 Subaru Outback, average insurance quotes range from $1,506 to $3,468 per year for the chosen age groups in the chart. Insurance on a 2018 Subaru Impreza ranges from $1,470 to $3,322 on average per year.

Out of six Subaru Outback trim levels, the lowest-cost 2018 trim level to insure is the 2.5I AWD trim at an average cost of $1,522 per year, or $127 per month.

For the eight different trim levels available for the Subaru Impreza, the most affordable 2018 trim to insure is the 2.0I 4WD Station Wagon model at a cost of $1,382.

When comparing car insurance rates for both models by trim level, the most affordable model and trim level to put coverage on is the Subaru Impreza 2.0I 4WD Station Wagon at an average of $1,382 per year. The overall most expensive vehicle to insure is the Subaru Impreza 2.0I Limited AWD costing an average of $1,910 per year.

The tables shown below show average car insurance cost by trim level for a 2018 Subaru Outback and Subaru Impreza, including the average rate for each model. The winner for the 2018 car insurance comparison is the Subaru Impreza.

2017 Subaru Outback vs. Subaru Impreza

For the 2017 Subaru Outback and Subaru Impreza models, the Subaru Impreza has cheaper car insurance cost by $44 per year.

The chart below illustrates the average cost to insure both 2017 models for different driver ages. Average insurance cost ranges from $1,430 to $3,290 per year for a 2017 Subaru Outback, and $1,404 to $3,158 on the 2017 Subaru Impreza for the five age groups shown in the chart.

Out of six Subaru Outback trim levels, the lowest-cost 2017 model to insure is the 2.5I AWD model at an average cost of $1,464 per year, or $122 per month. For the eight different trim levels available for the Subaru Impreza, the lowest-cost 2017 trim to insure is the 2.0I 4WD Station Wagon trim at a cost of $1,330.

When comparing rates by trim level for both models, the most affordable model and trim level to buy insurance for is the Subaru Impreza 2.0I 4WD Station Wagon at an average rate of $1,330 per year. The highest-cost model and trim level is the Subaru Impreza 2.0I Limited AWD costing $1,840 per year.

The next two rate tables detail average car insurance rates for every trim level for both 2017 models, including the average rate for each model. The winner for the 2017 car insurance cost comparison is the Subaru Impreza.

2016 Subaru Outback vs. Subaru Impreza

When comparing insurance rates for 2016 models, a Subaru Outback costs an average of $1,474 per year to insure and a Subaru Impreza costs $1,508, making the Subaru Outback more affordable to insure by $34 per year for this comparison year.

The chart below shows the average car insurance cost for the two models with different ages of drivers. The average cost of car insurance ranges from $1,310 to $2,992 per year on a 2016 Subaru Outback, and $1,348 to $3,030 for a 2016 Subaru Impreza for the example age groups.

A 2016 Subaru Outback has four trims available, with the cheapest trim level to insure being the 2.5I 4WD trim at an average cost of $1,378 per year. For the eight trim levels available for the Subaru Impreza, the most affordable 2016 trim package to insure is the 2.0I 4WD Station Wagon model at a cost of $1,344 per year, or $112 per month.

When trim-level rates for both models are compared, the cheapest vehicle to put coverage on is the Subaru Impreza 2.0I 4WD Station Wagon at an average of $1,344 per year. The highest-cost model and trim is the Subaru Impreza 2.0I Limited AWD at an average cost of $1,764 per year.

The tables below detail average car insurance rates by trim level for each 2016 model, along with the average rate for each model. The winner for the 2016 car insurance battle is the Subaru Outback.

2015 Subaru Outback vs. Subaru Impreza

For the 2015 Subaru Outback and Subaru Impreza models, the Subaru Outback has cheaper car insurance rates by $164 per year for this model year.

The next chart displays the average cost to insure both 2015 models with different drivers at the wheel. For a 2015 Subaru Outback, insurance cost ranges from $1,176 to $2,682 per year for the age groups included in the chart. Full-coverage insurance for a 2015 Subaru Impreza costs from $1,336 to $3,000 on average per year.

Out of four trim levels for the 2015 Subaru Outback, the cheapest car insurance rates are on the 2.5I 4WD trim at a cost of $1,286 per year. A 2015 Subaru Impreza has 10 trim levels available, with the cheapest trim level to insure being the 2.0I 4WD Station Wagon trim at an average cost of $1,412 per year.

When comparing rates by trim level for both models, the most affordable model and trim level to insure is the Subaru Outback 2.5I 4WD at an average of $1,286 per year, and the most expensive model and trim level is the Subaru Impreza 2.0I Sport Premium 4WD Station Wagon at a cost of $1,548 per year.

The next two tables show the average cost to insure all 2015 trim levels, along with an average cost for each model. The winner for the 2015 car insurance cost comparison is the Subaru Outback.

Additional Subaru Outback and Subaru Impreza Resources

• Subaru Outback Insurance Cost
• Subaru Impreza Insurance Cost
• Midsize SUV Insurance Cost Comparisons
• Small Car Insurance Cost Comparisons