Does a Subaru Outback or Subaru Impreza Cost Less to Insure?

• If the best price on car insurance determines which model you drive off the lot, you will most likely want to lean more towards the Subaru Impreza over the Subaru Outback.
• For the 2023 model year Subaru Outback, rates range from $1,422 to $1,640 per year, while the average insurance rate for a 2023 Subaru Impreza ranges from $1,364 to $1,646, depending on trim level.
• When compared to the 2023 model year U.S. national average cost of car insurance of $1,948 per year, the Subaru Outback costs 22.2% less per year, while the Subaru Impreza costs an average of 26.1% less per year.

2023 Subaru Outback vs. Impreza

Average car insurance rates for a 2023 Subaru Outback are $1,558 per year, whereas insurance for a 2023 Subaru Impreza averages $1,498 per year, making the Subaru Impreza the better deal by $60 per year.

Cost varies significantly depending on the trim of the model being insured, however. Using the Subaru Outback to illustrate this point, rates range from $1,422 per year for the Base AWD model up to the highest rate of $1,640 for the Touring XT AWD model. For a 2023 Subaru Impreza, rates range from $1,364 per year for the Base 5-Door AWD model up to $1,646 for the most expensive Sport Sedan AWD model.

Average car insurance rates for all 2023 Subaru Outback and Subaru Impreza models range from $114 to $137 per month. For a 2023 Subaru Outback, the lowest-cost models to insure are the Base AWD, Premium AWD, and Onyx Edition AWD. The cheapest Subaru Impreza trim levels to insure include the Base 5-Door AWD, Base Sedan AWD, and Premium 5-Door AWD.

The table shown below compares the annual and monthly car insurance rates for 2023 Subaru Outback and Impreza models, showing the average price to insure every trim level.

The chart below shows the average insurance cost for the two models using different driver ages. For a 2023 Subaru Outback, the average cost of car insurance ranges from $1,422 to $3,130 per year for the different drivers illustrated in the chart. Full-coverage insurance on a 2023 Subaru Impreza ranges from $1,366 to $2,986 on average per year.

The 2023 Subaru Outback has nine trims available, and the most affordable model to insure is the Base AWD model at an average cost of $1,422 per year, or about $119 per month.

The 2023 Subaru Impreza has seven trim options available, with the cheapest trim to insure being the Base 5-Door AWD model at an average cost of $1,364 per year.

When trim-level rates for both models are compared, the cheapest vehicle to insure is the Subaru Impreza Base 5-Door AWD at a cost of $1,364 per year. The most expensive model and trim level is the Subaru Impreza Sport Sedan AWD at an average of $1,646 per year.

The tables shown below display the expected annual car insurance cost by trim level for both 2023 models, plus the average rate for each model. The cheapest of the two models to insure for the 2023 model year is the Subaru Impreza.

2022 Subaru Outback vs. Subaru Impreza

For the 2022 Subaru Outback and Subaru Impreza models, the Subaru Impreza has cheaper car insurance rates by $82 per year for this comparison year.

The chart shown below visualizes the average insurance cost for both 2022 models for different driver ages. A full-coverage car insurance policy ranges from $1,418 to $3,116 per year for the 2022 Subaru Outback, and $1,344 to $2,932 on a 2022 Subaru Impreza for the five driver age examples in the chart.

Out of eight trim levels for a 2022 Subaru Outback, the cheapest average insurance prices are on the AWD model at a cost of $1,388 per year. For the seven different trims available for a Subaru Impreza, the cheapest 2022 model to insure is the 5-Door AWD trim at a cost of $1,330 per year, or about $111 per month.

When looking at the combined rates by trim for both models, the cheapest model and trim level to insure is the Subaru Impreza 5-Door AWD at an average cost of $1,330 per year. The overall most expensive vehicle to insure is the Subaru Outback Touring XT AWD at a cost of $1,626 per year.

The next two rate tables display trim level insurance cost averages for both 2022 models, including an overall average rate. The 2022 Subaru Impreza wins the head-to-head comparison over the 2022 Subaru Outback for the cheapest auto insurance rates.

2021 Subaru Outback vs. Subaru Impreza

For 2021 Subaru Outback and Subaru Impreza models, the Subaru Impreza is cheaper to insure by $172 per year for this comparison year.

The chart below displays the average insurance cost for both 2021 models for the 20 to 50-year-old driver age groups. Average full-coverage insurance ranges from $1,486 to $3,284 per year for a 2021 Subaru Outback, and $1,326 to $2,892 for a 2021 Subaru Impreza.

Out of 11 Subaru Outback trims, the cheapest 2021 trim to insure is the AWD model at an average cost of $1,482 per year, or $124 per month.

For the eight different trims available for the Subaru Impreza, the lowest-cost 2021 trim level to insure is the 4WD Station Wagon trim at a cost of $1,186.

When rates for all 19 trim levels for both vehicles are combined and compared, the lowest-cost model and trim level to put coverage on is the Subaru Impreza 4WD Station Wagon at a cost of $1,186 per year, and the most expensive model and trim level is the Subaru Impreza Limited AWD at an average of $1,724 per year.

The next tables illustrate average car insurance cost by trim level for a 2021 Subaru Outback and Subaru Impreza, as well as the overall average rate for each model.

2020 Subaru Outback vs. Subaru Impreza

When comparing insurance rates for 2020 models, a Subaru Outback costs an average of $1,602 per year to insure while a Subaru Impreza costs $1,434, making the Subaru Impreza more affordable to insure by $168 per year.

The chart below shows the average car insurance cost for the two models for different driver ages. The average full-coverage insurance policy ranges from $1,466 to $3,240 per year for a 2020 Subaru Outback, and $1,308 to $2,858 on a 2020 Subaru Impreza for the age groups in the chart.

The 2020 Subaru Outback has 11 trims available, and the cheapest model to insure is the AWD model at an average cost of $1,462 per year, or around $122 per month.

For the eight trim levels available for a Subaru Impreza, the lowest-cost 2020 trim to insure is the 4WD Station Wagon model at a cost of $1,168.

When trim-level rates for both models are compared, the cheapest model and trim level to insure is the Subaru Impreza 4WD Station Wagon at an average cost of $1,168 per year. The most expensive model and trim level is the Subaru Impreza Limited AWD costing an average of $1,702 per year.

The next two tables display average car insurance rates for every trim level for both 2020 models, along with an average cost for each model.

2019 Subaru Outback vs. Subaru Impreza

For 2019 Subaru Outback and Subaru Impreza models, the Subaru Impreza has lower-cost car insurance by an average of $46 per year for this comparison year.

The following chart visualizes the average car insurance cost for the two models with different driver age groups. For the 2019 Subaru Outback, the average cost of car insurance ranges from $1,308 to $2,882 per year. Full-coverage insurance for a 2019 Subaru Impreza costs from $1,264 to $2,756 on average per year.

Out of six Subaru Outback trim levels, the lowest-cost 2019 model to insure is the 2.5I AWD trim at an average cost of $1,306 per year, or around $109 per month.

Out of the eight different trim levels available for the Subaru Impreza, the lowest-cost 2019 trim level to insure is the 2.0I 4WD Station Wagon model at a cost of $1,164.

When trim-level rates for both models are compared, the cheapest trim to put coverage on is the Subaru Impreza 2.0I 4WD Station Wagon at a cost of $1,164 per year, and the most expensive model and trim level is the Subaru Impreza 2.0I Limited AWD costing $1,616 per year.

The two tables below detail the average cost to insure each trim level for a 2019 Subaru Outback and Subaru Impreza, including the average rate for each model. The cheapest to insure for the 2019 model year is the Subaru Impreza.

2018 Subaru Outback vs. Subaru Impreza

For 2018 Subaru Outback and Subaru Impreza models, the Subaru Impreza has lower-cost car insurance by $40 per year.

The rate chart below displays the average car insurance cost for both 2018 models using different driver ages. For the 2018 Subaru Outback, average insurance quotes range from $1,254 to $2,762 per year for the chosen age groups in the chart. Insurance on a 2018 Subaru Impreza ranges from $1,218 to $2,658 on average per year.

Out of six Subaru Outback trim levels, the lowest-cost 2018 trim level to insure is the 2.5I AWD trim at an average cost of $1,228 per year, or $102 per month.

For the eight different trim levels available for the Subaru Impreza, the most affordable 2018 trim to insure is the 2.0I 4WD Station Wagon model at a cost of $1,114.

When comparing car insurance rates for both models by trim level, the most affordable model and trim level to put coverage on is the Subaru Impreza 2.0I 4WD Station Wagon at an average of $1,114 per year. The overall most expensive vehicle to insure is the Subaru Impreza 2.0I Limited AWD costing an average of $1,548 per year.

The tables shown below show average car insurance cost by trim level for a 2018 Subaru Outback and Subaru Impreza, including the average rate for each model. The winner for the 2018 car insurance comparison is the Subaru Impreza.

2017 Subaru Outback vs. Subaru Impreza

For the 2017 Subaru Outback and Subaru Impreza models, the Subaru Impreza has cheaper car insurance cost by $26 per year.

The chart below illustrates the average cost to insure both 2017 models for different driver ages. Average insurance cost ranges from $1,188 to $2,608 per year for a 2017 Subaru Outback, and $1,160 to $2,528 on the 2017 Subaru Impreza for the five age groups shown in the chart.

Out of six Subaru Outback trim levels, the lowest-cost 2017 model to insure is the 2.5I AWD model at an average cost of $1,178 per year, or $98 per month. For the eight different trim levels available for the Subaru Impreza, the lowest-cost 2017 trim to insure is the 2.0I 4WD Station Wagon trim at a cost of $1,074.

When comparing rates by trim level for both models, the most affordable model and trim level to buy insurance for is the Subaru Impreza 2.0I 4WD Station Wagon at an average rate of $1,074 per year. The highest-cost model and trim level is the Subaru Impreza 2.0I Limited AWD costing $1,492 per year.

The next two rate tables detail average car insurance rates for every trim level for both 2017 models, including the average rate for each model. The winner for the 2017 car insurance cost comparison is the Subaru Impreza.

2016 Subaru Outback vs. Subaru Impreza

When comparing insurance rates for 2016 models, a Subaru Outback costs an average of $1,220 per year to insure and a Subaru Impreza costs $1,250, making the Subaru Outback more affordable to insure by $30 per year for this comparison year.

The chart below shows the average car insurance cost for the two models with different ages of drivers. The average cost of car insurance ranges from $1,116 to $2,450 per year on a 2016 Subaru Outback, and $1,142 to $2,490 for a 2016 Subaru Impreza for the example age groups.

A 2016 Subaru Outback has four trims available, with the cheapest trim level to insure being the 2.5I 4WD trim at an average cost of $1,142 per year. For the eight trim levels available for the Subaru Impreza, the most affordable 2016 trim package to insure is the 2.0I 4WD Station Wagon model at a cost of $1,110 per year, or $93 per month.

When trim-level rates for both models are compared, the cheapest vehicle to put coverage on is the Subaru Impreza 2.0I 4WD Station Wagon at an average of $1,110 per year. The highest-cost model and trim is the Subaru Impreza 2.0I Limited AWD at an average cost of $1,468 per year.

The tables below detail average car insurance rates by trim level for each 2016 model, along with the average rate for each model. The winner for the 2016 car insurance battle is the Subaru Outback.

2015 Subaru Outback vs. Subaru Impreza

For the 2015 Subaru Outback and Subaru Impreza models, the Subaru Outback has cheaper car insurance rates by $154 per year for this model year.

The next chart displays the average cost to insure both 2015 models with different drivers at the wheel. For a 2015 Subaru Outback, insurance cost ranges from $998 to $2,182 per year for the age groups included in the chart. Full-coverage insurance for a 2015 Subaru Impreza costs from $1,136 to $2,476 on average per year.

Out of four trim levels for the 2015 Subaru Outback, the cheapest car insurance rates are on the 2.5I 4WD trim at a cost of $1,056 per year. A 2015 Subaru Impreza has 10 trim levels available, with the cheapest trim level to insure being the 2.0I 4WD Station Wagon trim at an average cost of $1,178 per year.

When comparing rates by trim level for both models, the most affordable model and trim level to insure is the Subaru Outback 2.5I 4WD at an average of $1,056 per year, and the most expensive model and trim level is the Subaru Impreza 2.0I Sport Premium 4WD Station Wagon at a cost of $1,288 per year.

The next two tables show the average cost to insure all 2015 trim levels, along with an average cost for each model. The winner for the 2015 car insurance cost comparison is the Subaru Outback.

Additional Subaru Outback and Subaru Impreza Resources

• Subaru Outback Insurance Cost
• Subaru Impreza Insurance Cost
• Midsize SUV Insurance Cost Comparisons
• Small Car Insurance Cost Comparisons