- When comparing 2023 models, a Toyota Camry has cheaper overall car insurance rates than a Honda Accord by an average of $112 per year.
- For a 2023 Toyota Camry, average full-coverage car insurance rates range from $1,588 to $1,836 per year, while car insurance for a 2023 Honda Accord ranges from $1,696 to $1,988 for full-coverage.
- Out of 11 models in the 2023 midsize car segment, the Toyota Camry ranks second and the Honda Accord ranks fifth for car insurance affordability.
Is Toyota Camry or Honda Accord insurance cheaper?
When comparing 2023 Toyota Camry and Honda Accord models, the model with the cheapest average car insurance rates is the Toyota Camry. Average insurance rates for the Toyota Camry are $1,720 per year, while insurance for the Honda Accord averages $1,832 per year.
Within each model, however, the cost of car insurance varies significantly depending on the vehicle trim level. For a 2023 Toyota Camry, rates range from the lowest rate of $1,588 per year for the LE model up to $1,836 for the XSE Hybrid model. For a 2023 Honda Accord, rates can range from $1,696 per year for the Hybrid model up to $1,988 for the Touring model.
When comparing car insurance rates for both models by trim level, the most affordable model and trim level is the Toyota Camry LE at an average of $1,588 per year, and the highest-cost model and trim level is the Honda Accord Touring costing $1,988 per year.
For a 2023 Toyota Camry, the cheapest models are the LE, SE, and LE AWD. The cheapest Honda Accord models include the Hybrid, LX, and Hybrid Sport.
The table shown below compares the annual and monthly car insurance cost for 2023 Toyota Camry and Honda Accord models, showing cost for each trim level of both models.
Model and Trim Level | Annual Cost | Monthly Cost |
---|---|---|
Camry LE | $1,588 | $132 |
Camry SE | $1,624 | $135 |
Camry LE AWD | $1,628 | $136 |
Camry SE Nightshade | $1,652 | $138 |
Camry SE AWD | $1,662 | $139 |
Camry SE Nightshade AWD | $1,684 | $140 |
Accord Hybrid | $1,696 | $141 |
Camry XLE | $1,700 | $142 |
Camry XSE | $1,710 | $143 |
Camry XLE AWD | $1,728 | $144 |
Camry LE Hybrid | $1,730 | $144 |
Camry XSE AWD | $1,734 | $145 |
Camry TRD | $1,742 | $145 |
Accord LX | $1,750 | $146 |
Camry SE Hybrid | $1,768 | $147 |
Accord Hybrid Sport | $1,774 | $148 |
Camry SE Hybrid Nightshade | $1,782 | $149 |
Camry XLE V6 | $1,786 | $149 |
Camry XSE V6 | $1,802 | $150 |
Accord Sport | $1,814 | $151 |
Camry XLE Hybrid | $1,826 | $152 |
Accord Hybrid EX-L | $1,828 | $152 |
Camry XSE Hybrid | $1,836 | $153 |
Accord Sport Special Edition | $1,850 | $154 |
Accord Hybrid Touring | $1,886 | $157 |
Accord EX-L | $1,898 | $158 |
Accord Touring | $1,988 | $166 |
When comparing 2023 Toyota Camry and Honda Accord models, the model with the cheapest average car insurance rates is the Toyota Camry. Average insurance rates for the Toyota Camry are $1,720 per year, while insurance for the Honda Accord averages $1,832 per year.
The next chart illustrates the average cost to insure both 2023 models with different driver age groups. For a 2023 Toyota Camry, the average car insurance cost ranges from $1,568 to $3,418 per year for the example age groups. A 2023 Honda Accord costs from $1,668 to $3,660 to insure per year.
Out of 18 trim levels for the 2023 Toyota Camry, the cheapest auto insurance rates are on the LE trim at a cost of $1,588 per year. For the nine trims available for the Honda Accord, the cheapest 2023 trim to insure is the Hybrid trim at a cost of $1,696.
When comparing car insurance rates for both models by trim level, the lowest-cost model and trim level to insure is the Toyota Camry LE at an average cost of $1,588 per year. The most expensive model and trim level is the Honda Accord Touring costing $1,988 per year.
The next two rate tables illustrate trim level insurance cost averages for both 2023 models, as well as an average rate for each model. The winner for the 2023 car insurance battle is the Toyota Camry.
2023 Toyota Camry
$1,720
2023 Toyota Camry Trims | Rate |
---|---|
LE | $1,588 |
SE | 1,624 |
LE AWD | 1,628 |
SE Nightshade | 1,652 |
SE AWD | 1,662 |
SE Nightshade AWD | 1,684 |
XLE | 1,700 |
XSE | 1,710 |
XLE AWD | 1,728 |
LE Hybrid | 1,730 |
XSE AWD | 1,734 |
TRD | 1,742 |
SE Hybrid | 1,768 |
SE Hybrid Nightshade | 1,782 |
XLE V6 | 1,786 |
XSE V6 | 1,802 |
XLE Hybrid | 1,826 |
XSE Hybrid | 1,836 |
2023 Toyota Camry Average Rate | $1,720 |
2023 Honda Accord
$1,832
2023 Honda Accord Trims | Rate |
---|---|
Hybrid | $1,696 |
LX | 1,750 |
Hybrid Sport | 1,774 |
Sport | 1,814 |
Hybrid EX-L | 1,828 |
Sport Special Edition | 1,850 |
Hybrid Touring | 1,886 |
EX-L | 1,898 |
Touring | 1,988 |
2023 Honda Accord Average Rate | $1,832 |
2022 Toyota Camry vs. Honda Accord
For 2022 Toyota Camry and Honda Accord models, the cheaper model to insure on average is the Toyota Camry. Insurance on the Toyota Camry averages $1,670 per year, and the Honda Accord costs an average of $1,774 per year.
Within each model, however, the cost of car insurance varies noticeably for each different trim level. For a 2022 Toyota Camry, insurance rates range from the cheapest rate of $1,558 per year for the LE model up to the highest rate of $1,836 for the XSE Hybrid model. For a 2022 Honda Accord, rates range from $1,624 per year for the Hybrid model up to $1,956 for the most expensive Touring model.
When trim-level rates for both models are compared, the lowest-cost model and trim level is the Toyota Camry LE at an average cost of $1,558 per year. The highest-cost model and trim level is the Honda Accord Touring costing $1,956 per year.
For a 2022 Toyota Camry, the cheapest models are the LE, XLE, and XLE AWD. The cheapest Honda Accord models include the Hybrid, Hybrid EX-L, and LX. From a cost-per-month basis, car insurance rates for all 2022 Toyota Camry and Honda Accord models range from $130 to $163 per month.
The table shown below compares the 12-month and monthly car insurance cost for 2022 Toyota Camry and Honda Accord models, showing average cost by trim level for each model.
Model and Trim Level | Annual Cost | Monthly Cost |
---|---|---|
Camry LE | $1,558 | $130 |
Camry XLE | $1,564 | $130 |
Camry XLE AWD | $1,584 | $132 |
Camry LE AWD | $1,602 | $134 |
Camry SE | $1,618 | $135 |
Accord Hybrid | $1,624 | $135 |
Camry SE AWD | $1,632 | $136 |
Camry SE Nightshade Edition | $1,636 | $136 |
Camry SE Nightshade Edition AWD | $1,652 | $138 |
Camry XSE | $1,654 | $138 |
Camry XSE AWD | $1,668 | $139 |
Camry XLE V6 | $1,672 | $139 |
Accord Hybrid EX-L | $1,674 | $140 |
Camry XSE V6 | $1,706 | $142 |
Camry LE Hybrid | $1,708 | $142 |
Accord LX | $1,714 | $143 |
Camry TRD | $1,718 | $143 |
Accord Hybrid Sport | $1,728 | $144 |
Camry SE Hybrid Nightshade Edition | $1,756 | $146 |
Accord Hybrid Touring | $1,778 | $148 |
Accord Sport | $1,800 | $150 |
Camry XLE Hybrid | $1,832 | $153 |
Camry XSE Hybrid | $1,836 | $153 |
Accord EX-L | $1,852 | $154 |
Accord Sport Special Edition | $1,852 | $154 |
Accord Touring | $1,956 | $163 |
The chart below calculates average Toyota Camry insurance rates and Honda Accord insurance rates for the 2022 model year and for different driver ages.
How does insurance cost for a 2022 Toyota Camry compare to a Honda Accord?
- For a 16-year-old driver, insurance on a Toyota Camry costs an average of $5,964 per year and Honda Accord insurance costs an average of $6,418 per year, a difference of $454 per year.
- A low deductible policy could cost up to $506 more per year for the Toyota Camry and $538 for the Honda Accord.
- Individual policy coverages for the Toyota Camry cost around $742 for collision insurance, $410 for comprehensive coverage, and $518 for liability. For the Honda Accord, individual coverages cost an average of $818 for collision insurance, $400 for comprehensive coverage, and $556 for liability.
- When compared to the national average car insurance rate of $1,728 per year, the Toyota Camry costs $58 less per year, while the Honda Accord costs $46 less per year.
- The most expensive 2022 Toyota Camry to insure is the XSE Hybrid at $1,836 per year. The most expensive 2022 Honda Accord to insure is the Touring at $1,956 per year.
- Being a safe driver could earn a discount of around $212 for the Toyota Camry and $226 for the Honda Accord.
- For an 18-year-old driver, insurance on a Toyota Camry costs an average of $5,212 per year and Honda Accord insurance costs an average of $5,608 per year, a difference of $396 per year.
- For a 19-year-old driver, insurance on a Toyota Camry costs an average of $4,718 per year and Honda Accord insurance costs an average of $5,072 per year, a difference of $354 per year.
The tables below detail insurance rates for all trim levels of 2022 Camry and Accord models. For 2022, Toyota Camry insurance has an average cost of $1,670 and the 2022 Honda Accord is $1,774, making the Toyota Camry cheaper by $104 per year.
2022 Toyota Camry
$1,670
2022 Toyota Camry Trims | Rate |
---|---|
LE | $1,558 |
XLE | 1,564 |
XLE AWD | 1,584 |
LE AWD | 1,602 |
SE | 1,618 |
SE AWD | 1,632 |
SE Nightshade Edition | 1,636 |
SE Nightshade Edition AWD | 1,652 |
XSE | 1,654 |
XSE AWD | 1,668 |
XLE V6 | 1,672 |
XSE V6 | 1,706 |
LE Hybrid | 1,708 |
TRD | 1,718 |
SE Hybrid Nightshade Edition | 1,756 |
XLE Hybrid | 1,832 |
XSE Hybrid | 1,836 |
2022 Toyota Camry Average Rate | $1,670 |
2022 Honda Accord
$1,774
2022 Honda Accord Trims | Rate |
---|---|
Hybrid | $1,624 |
Hybrid EX-L | 1,674 |
LX | 1,714 |
Hybrid Sport | 1,728 |
Hybrid Touring | 1,778 |
Sport | 1,800 |
EX-L | 1,852 |
Sport Special Edition | 1,852 |
Touring | 1,956 |
2022 Honda Accord Average Rate | $1,774 |
2021 Toyota Camry vs. Honda Accord
When comparing insurance cost for 2021 models, a Toyota Camry costs an average of $1,676 per year to insure and a Honda Accord costs $1,696, making the Toyota Camry cheaper to insure by $20 per year for 2021.
The next chart visualizes the average cost to insure the two models using drivers aged 20 to 50. For a 2021 Toyota Camry, the average cost of car insurance ranges from $1,528 to $3,342 per year for the illustrated age groups. A 2021 Honda Accord costs from $1,548 to $3,392 to insure per year.
For the eight trim levels available for the 2021 Toyota Camry, the cheapest model to insure is the L Sedan model at an average cost of $1,520 per year, or about $127 per month.
For the nine trim levels available for the Honda Accord, the cheapest 2021 trim level to insure is the LX Sedan trim at a cost of $1,504.
When car insurance rates for all 17 trim levels for both vehicles are compared, the cheapest vehicle to insure is the Honda Accord LX Sedan at a cost of $1,504 per year. The most expensive model and trim level is the Toyota Camry Hybrid XLE Sedan at an average cost of $1,846 per year.
The next two rate tables display the average cost to insure each trim level for a 2021 Toyota Camry and Honda Accord, plus an average rate for each model.
2021 Toyota Camry
$1,676
2021 Toyota Camry Trims | Rate |
---|---|
L Sedan | $1,520 |
LE Sedan | 1,534 |
SE Sedan | 1,586 |
XLE Sedan | 1,622 |
XSE Sedan | 1,670 |
Hybrid LE Sedan | 1,796 |
Hybrid SE Sedan | 1,846 |
Hybrid XLE Sedan | 1,846 |
2021 Toyota Camry Average Rate | $1,676 |
2021 Honda Accord
$1,696
2021 Honda Accord Trims | Rate |
---|---|
LX Sedan | $1,504 |
EX Sedan | 1,606 |
Sport Sedan | 1,648 |
Hybrid Sedan | 1,682 |
EX-L Sedan | 1,692 |
Hybrid EX Sedan | 1,730 |
Hybrid EX-L Sedan | 1,782 |
Touring Sedan | 1,792 |
Hybrid Touring Sedan | 1,830 |
2021 Honda Accord Average Rate | $1,696 |
2020 Toyota Camry vs Honda Accord
When comparing car insurance rates for the 2020 Toyota Camry and Honda Accord models, the Toyota Camry has cheaper rates by an average of $22 per year.
The rate chart below visualizes the average cost to insure both models for the 20 to 50-year-old driver age groups. For a 2020 Toyota Camry, average car insurance cost ranges from $1,508 to $3,298 per year for these driver ages. A 2020 Honda Accord costs from $1,526 to $3,350 to insure per year.
Out of eight trims for the 2020 Toyota Camry, the cheapest insurance rates are on the L Sedan model at a cost of $1,500 per year, or $125 per month.
For the nine trim levels available for the Honda Accord, the cheapest 2020 trim to insure is the LX Sedan trim at a cost of $1,486.
When all 17 trims of both models are combined and compared, the overall cheapest vehicle to insure is the Honda Accord LX Sedan at an average rate of $1,486 per year, and the highest-cost model and trim is the Toyota Camry Hybrid XLE Sedan at a cost of $1,820 per year.
The next tables show average car insurance cost by trim level for each 2020 model, as well as the overall average rate for each model. The cheapest model to insure for the 2020 model year is the Toyota Camry.
2020 Toyota Camry
$1,652
2020 Toyota Camry Trims | Rate |
---|---|
L Sedan | $1,500 |
LE Sedan | 1,514 |
SE Sedan | 1,562 |
XLE Sedan | 1,598 |
XSE Sedan | 1,646 |
Hybrid LE Sedan | 1,770 |
Hybrid SE Sedan | 1,820 |
Hybrid XLE Sedan | 1,820 |
2020 Toyota Camry Average Rate | $1,652 |
2020 Honda Accord
$1,674
2020 Honda Accord Trims | Rate |
---|---|
LX Sedan | $1,486 |
EX Sedan | 1,584 |
Sport Sedan | 1,626 |
Hybrid Sedan | 1,660 |
EX-L Sedan | 1,666 |
Hybrid EX Sedan | 1,708 |
Hybrid EX-L Sedan | 1,756 |
Touring Sedan | 1,766 |
Hybrid Touring Sedan | 1,804 |
2020 Honda Accord Average Rate | $1,674 |
2019 Toyota Camry vs Honda Accord
When comparing insurance rates for 2019 models, the Toyota Camry costs an average of $1,562 per year to insure and the Honda Accord costs $1,620, making the Toyota Camry the winner by $58 for the 2019 comparison year.
The rate chart below shows the average cost to insure both 2019 models rated for different driver ages. The average car insurance cost ranges from $1,424 to $3,114 per year for a 2019 Toyota Camry, and $1,478 to $3,240 for a 2019 Honda Accord for the included driver ages.
Out of eight trim levels for the 2019 Toyota Camry, the cheapest auto insurance rates are on the L Sedan trim at a cost of $1,282 per year, or about $107 per month. The 2019 Honda Accord has nine trims available, with the cheapest model to insure being the LX Sedan trim at an average cost of $1,506 per year.
When all 17 trims of both models are combined and compared, the cheapest vehicle to insure is the Toyota Camry L Sedan at an average rate of $1,282 per year, and the most expensive trim is the Honda Accord Touring Sedan at an average of $1,728 per year.
The next tables illustrate trim level insurance rates for each 2019 model, as well as the overall average rate for each model.
2019 Toyota Camry
$1,562
2019 Toyota Camry Trims | Rate |
---|---|
L Sedan | $1,282 |
LE Sedan | 1,520 |
SE Sedan | 1,520 |
XLE Sedan | 1,600 |
XSE Sedan | 1,600 |
Hybrid LE Sedan | 1,648 |
Hybrid SE Sedan | 1,648 |
Hybrid XLE Sedan | 1,694 |
2019 Toyota Camry Average Rate | $1,562 |
2019 Honda Accord
$1,620
2019 Honda Accord Trims | Rate |
---|---|
LX Sedan | $1,506 |
Hybrid Sedan | 1,516 |
Hybrid EX Sedan | 1,576 |
EX Sedan | 1,600 |
Hybrid EX-L Sedan | 1,624 |
Hybrid Touring Sedan | 1,670 |
EX-L Sedan | 1,680 |
Sport Sedan | 1,680 |
Touring Sedan | 1,728 |
2019 Honda Accord Average Rate | $1,620 |
2018 Toyota Camry vs Honda Accord
When comparing insurance rates for 2018 models, a Toyota Camry costs an average of $1,534 per year to insure and a Honda Accord costs $1,572, making the Toyota Camry cheaper to insure by $38 per year for this model year.
The next chart visualizes the average cost to insure the two models for the 20 to 50-year-old driver age groups. For a 2018 Toyota Camry, the average cost of car insurance ranges from $1,402 to $3,060 per year for the included age groups. A 2018 Honda Accord costs from $1,434 to $3,146 to insure per year.
Out of eight Toyota Camry trims, the cheapest 2018 trim to insure is the L Sedan trim at an average cost of $1,372 per year, or $114 per month. The 2018 Honda Accord has 11 trims available, with the cheapest trim level to insure being the LX Sedan model at an average cost of $1,470 per year, or $123 per month.
When rates are compared for the 19 trim levels of both 2018 models, the cheapest trim to insure is the Toyota Camry L Sedan at an average cost of $1,372 per year, and the highest-cost model and trim level is the Honda Accord Touring Sedan costing $1,682 per year.
The rate tables below illustrate the average insurance cost by trim level for both 2018 models, as well as the overall average rate for each model. The cheapest of the two models to insure for the 2018 model year is the Toyota Camry.
2018 Toyota Camry
$1,534
2018 Toyota Camry Trims | Rate |
---|---|
L Sedan | $1,372 |
LE Sedan | 1,438 |
SE Sedan | 1,484 |
XLE Sedan | 1,560 |
XSE Sedan | 1,560 |
Hybrid LE Sedan | 1,606 |
Hybrid SE Sedan | 1,606 |
Hybrid XLE Sedan | 1,650 |
2018 Toyota Camry Average Rate | $1,534 |
Be sure to see our comprehensive 2018 Toyota Camry insurance cost article.
2018 Honda Accord
$1,572
2018 Honda Accord Trims | Rate |
---|---|
LX Sedan | $1,470 |
Hybrid Sedan | 1,476 |
Hybrid EX Sedan | 1,540 |
EX Sedan | 1,560 |
Hybrid EX-L Sedan | 1,570 |
Sport Sedan | 1,576 |
Hybrid EX-L Navigation Sedan | 1,580 |
EX-L Sedan | 1,584 |
Hybrid Touring Sedan | 1,616 |
EX-L Navigation Sedan | 1,630 |
Touring Sedan | 1,682 |
2018 Honda Accord Average Rate | $1,572 |
2017 Toyota Camry vs Honda Accord
For the 2017 Toyota Camry and Honda Accord models, the Toyota Camry has cheaper car insurance cost by an average of $12 per year for this model year.
The rate chart below displays the average cost to insure both models rated for a variety of different driver ages. Insurance cost ranges from $1,358 to $2,962 per year for a 2017 Toyota Camry, and $1,370 to $2,994 for a 2017 Honda Accord for the age groups used in the chart.
Out of seven trims for the 2017 Toyota Camry, the cheapest average insurance prices are on the LE Sedan trim at a cost of $1,390 per year, or $116 per month. For the 20 trim levels available for the Honda Accord, the cheapest 2017 trim level to insure is the LX Sedan trim at a cost of $1,420.
When comparing both models at a trim-level basis, the cheapest vehicle to insure is the Toyota Camry LE Sedan at an average of $1,390 per year, and the highest-cost model and trim is the Honda Accord Touring Coupe at a cost of $1,602 per year.
The next tables illustrate both 2017 models and all trim levels available for each one, plus an average rate for each model. The cheapest to insure for the 2017 model year is the Toyota Camry.
2017 Toyota Camry
$1,488
2017 Toyota Camry Trims | Rate |
---|---|
LE Sedan | $1,390 |
SE Sedan | 1,390 |
XLE Sedan | 1,476 |
XSE Sedan | 1,476 |
Hybrid LE Sedan | 1,548 |
Hybrid SE Sedan | 1,548 |
Hybrid XLE Sedan | 1,588 |
2017 Toyota Camry Average Rate | $1,488 |
2017 Honda Accord
$1,500
2017 Honda Accord Trims | Rate |
---|---|
LX Sedan | $1,420 |
LX Sensing Sedan | 1,420 |
EX Sedan | 1,462 |
Sport Sedan | 1,462 |
Sport Special Edition Sedan | 1,462 |
Hybrid Sedan | 1,472 |
LX-S Coupe | 1,476 |
LX-S Sensing Coupe | 1,476 |
EX Sensing Sedan | 1,506 |
Sport Sensing Sedan | 1,506 |
Touring Sedan | 1,506 |
Hybrid EX-L Sedan | 1,514 |
EX Coupe | 1,518 |
EX Sensing Coupe | 1,518 |
EX-L Coupe | 1,518 |
EX-L Sedan | 1,536 |
Hybrid Touring Sedan | 1,556 |
EX-L Navi/Sensing Coupe | 1,560 |
EX-L Navi/Sensing Sedan | 1,576 |
Touring Coupe | 1,602 |
2017 Honda Accord Average Rate | $1,500 |
2016 Toyota Camry vs Honda Accord
For the 2016 Toyota Camry and Honda Accord models, the Toyota Camry has cheaper car insurance rates by an average of $76 per year.
The chart below demonstrates the average cost to insure both models for the 20, 30, 40, and 50-year-old driver age groups. Insurance cost ranges from $1,284 to $2,800 per year for a 2016 Toyota Camry, and $1,354 to $2,946 for a 2016 Honda Accord for the example age groups.
The 2016 Toyota Camry has seven trims available, with the cheapest trim level to insure being the LE Sedan model at an average cost of $1,374 per year, or $115 per month.
For the 17 trim levels available for the Honda Accord, the cheapest 2016 trim to insure is the LX Sedan trim at a cost of $1,380.
When rates are compared for the 24 trim levels of both 2016 models, the lowest-cost model and trim level to insure is the Toyota Camry LE Sedan at a cost of $1,374 per year, and the most expensive model and trim level is the Honda Accord Touring Coupe at a cost of $1,616 per year.
The next two rate tables display the cost to insure the available trim levels for both 2016 models, along with an average cost for each model. The 2016 Toyota Camry has cheaper average car insurance rates than the 2016 Honda Accord.
2016 Toyota Camry
$1,406
2016 Toyota Camry Trims | Rate |
---|---|
LE Sedan | $1,374 |
SE Sedan | 1,374 |
Hybrid LE Sedan | 1,384 |
Hybrid SE Sedan | 1,384 |
Hybrid XLE Sedan | 1,424 |
XLE Sedan | 1,454 |
XSE Sedan | 1,454 |
2016 Toyota Camry Average Rate | $1,406 |
2016 Honda Accord
$1,482
2016 Honda Accord Trims | Rate |
---|---|
LX Sedan | $1,380 |
LX Sensing Sedan | 1,380 |
EX Sedan | 1,420 |
Sport Sedan | 1,420 |
Sport Sensing Sedan | 1,420 |
LX-S Coupe | 1,454 |
EX Sensing Sedan | 1,460 |
EX-L Sedan | 1,460 |
EX Coupe | 1,494 |
LX-S Sensing Coupe | 1,494 |
EX-L Navi/Sensing Sedan | 1,502 |
EX-L Sensing Sedan | 1,502 |
EX Sensing Coupe | 1,536 |
EX-L Coupe | 1,536 |
Touring Sedan | 1,542 |
EX-L Navi/Sensing Coupe | 1,576 |
Touring Coupe | 1,616 |
2016 Honda Accord Average Rate | $1,482 |
2015 Toyota Camry vs Honda Accord
When comparing car insurance rates for 2015 models, a Toyota Camry costs an average of $1,290 per year to insure and a Honda Accord costs $1,316, making the Toyota Camry cheaper to insure by $26 per year.
The chart shown below illustrates the average cost to insure the two models for drivers aged 20 to 50. For a 2015 Toyota Camry, average car insurance cost ranges from $1,180 to $2,552 per year for the example age groups. A 2015 Honda Accord costs from $1,204 to $2,604 to insure per year.
Out of seven Toyota Camry trim levels, the cheapest 2015 trim level to insure is the LE Sedan trim at an average cost of $1,196 per year, or around $100 per month.
Out of the 16 trim levels available for the Honda Accord, the cheapest 2015 trim level to insure is the LX Sedan model at a cost of $1,196 per year, or about $100 per month.
When looking at the aggregated rates by trim for both models, the lowest-cost model and trim to insure is the Toyota Camry LE Sedan at an average rate of $1,196 per year. The most expensive model and trim level is the Honda Accord Hybrid Touring Sedan at a cost of $1,430 per year.
The tables below display average car insurance cost by trim level for each 2015 model, including an overall average cost for each model. The model with the cheapest overall car insurance rates for 2015 is the Toyota Camry.
2015 Toyota Camry
$1,290
2015 Toyota Camry Trims | Rate |
---|---|
LE Sedan | $1,196 |
SE Sedan | 1,196 |
XLE Sedan | 1,268 |
XSE Sedan | 1,268 |
Hybrid LE Sedan | 1,368 |
Hybrid SE Sedan | 1,368 |
Hybrid XLE Sedan | 1,368 |
2015 Toyota Camry Average Rate | $1,290 |
2015 Honda Accord
$1,316
2015 Honda Accord Trims | Rate |
---|---|
LX Sedan | $1,196 |
Sport Sedan | 1,196 |
EX Sedan | 1,232 |
Crosstour EX 2WD | 1,242 |
LX-S Coupe | 1,268 |
EX Coupe | 1,304 |
EX-L Sedan | 1,304 |
Crosstour EX-L 2WD | 1,316 |
Crosstour EX-L 4WD | 1,316 |
Hybrid Sedan | 1,356 |
EX-L Coupe | 1,368 |
Crosstour EX-L Navigation 2WD | 1,380 |
Crosstour EX-L Navigation 4WD | 1,380 |
Touring Sedan | 1,380 |
Hybrid EX-L Sedan | 1,392 |
Hybrid Touring Sedan | 1,430 |
2015 Honda Accord Average Rate | $1,316 |