Toyota Camry vs. Honda Accord Insurance

Does the Toyota Camry or the Honda Accord have better insurance rates? We analyze auto insurance cost for the 2015 through 2022 model years to get an answer.

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  • When comparing 2022 models, a Toyota Camry has cheaper overall car insurance rates than a Honda Accord by an average of $86 per year.
  • For a 2022 Toyota Camry, average full-coverage car insurance rates range from $1,402 to $1,646 per year, while car insurance for a 2022 Honda Accord ranges from $1,458 to $1,752 for full-coverage.
  • Out of 13 models in the 2022 midsize car segment, the Toyota Camry ranks #4 and the Honda Accord ranks #8 for car insurance affordability.

Is Toyota Camry or Honda Accord insurance cheaper?

For 2022 Toyota Camry and Honda Accord models, the cheaper model to insure on average is the Toyota Camry. Insurance on the Toyota Camry averages $1,502 per year, and the Honda Accord costs an average of $1,588 per year.

Within each model, however, the cost of car insurance varies noticeably for each different trim level. For a 2022 Toyota Camry, insurance rates range from the cheapest rate of $1,402 per year for the LE model up to the highest rate of $1,646 for the XSE Hybrid model. For a 2022 Honda Accord, rates range from $1,458 per year for the Hybrid model up to $1,752 for the most expensive Touring model.

When trim-level rates for both models are compared, the lowest-cost model and trim level is the Toyota Camry LE at an average cost of $1,402 per year. The highest-cost model and trim level is the Honda Accord Touring costing $1,752 per year.

For a 2022 Toyota Camry, the cheapest models are the LE, XLE, and XLE AWD. The cheapest Honda Accord models include the Hybrid, Hybrid EX-L, and LX. From a cost-per-month basis, car insurance rates for all 2022 Toyota Camry and Honda Accord models range from $117 to $146 per month.

The table shown below compares the 12-month and monthly car insurance cost for 2022 Toyota Camry and Honda Accord models, showing average cost by trim level for each model.

2022 Toyota Camry vs Honda Accord Insurance Cost by Trim Level
Model and Trim Level Annual Cost Monthly Cost
$1,402$117
$1,408$117
$1,424$119
$1,442$120
$1,454$121
$1,458$122
$1,468$122
$1,470$123
$1,486$124
$1,488$124
$1,502$125
$1,504$125
$1,506$126
$1,528$127
$1,532$128
$1,534$128
$1,544$129
$1,546$129
$1,572$131
$1,600$133
$1,612$134
$1,640$137
$1,646$137
$1,660$138
$1,660$138
$1,752$146

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Table Data Details: Average annual and monthly cost assumes a clean driving record and no at-fault accidents for a 40-year-old driver rated on a 2022 Toyota Camry and a 2022 Honda Accord. Full coverage physical damage deductibles are $500 and rates are averaged for all U.S. states.Data last updated on November 15, 2022
2022 Toyota Camry vs Honda Accord Insurance Cost by Trim Level

The chart below calculates average Toyota Camry insurance rates and Honda Accord insurance rates for the 2022 model year and for different driver ages.

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Chart Data Details: Average insurance rates are for a 2022 Toyota Camry and a 2022 Honda Accord with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Camry and Honda Accord trim levels.Data last updated on November 15, 2022
2022 Toyota Camry vs. 2022 Honda Accord Insurance Cost
2022 Toyota Camry vs. 2022 Honda Accord Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Camry$2,978$1,584$1,502$1,366
Honda Accord$3,182$1,678$1,588$1,450

How does insurance cost for a 2022 Toyota Camry compare to a Honda Accord?

  • For a 16-year-old driver, insurance on a Toyota Camry costs an average of $5,326 per year and Honda Accord insurance costs an average of $5,732 per year, a difference of $406 per year.
  • A low deductible policy could cost up to $462 more per year for the Toyota Camry and $492 for the Honda Accord.
  • Individual policy coverages for the Toyota Camry cost around $672 for collision insurance, $376 for comprehensive coverage, and $454 for liability. For the Honda Accord, individual coverages cost an average of $738 for collision insurance, $366 for comprehensive coverage, and $484 for liability.
  • When compared to the national average car insurance rate of $1,567 per year, the Toyota Camry costs $65 less per year, while the Honda Accord costs $21 less per year.
  • The most expensive 2022 Toyota Camry to insure is the XSE Hybrid at $1,646 per year. The most expensive 2022 Honda Accord to insure is the Touring at $1,752 per year.
  • Being a safe driver could earn a discount of around $186 for the Toyota Camry and $208 for the Honda Accord.
  • For an 18-year-old driver, insurance on a Toyota Camry costs an average of $4,662 per year and Honda Accord insurance costs an average of $5,012 per year, a difference of $350 per year.
  • For a 19-year-old driver, insurance on a Toyota Camry costs an average of $4,224 per year and Honda Accord insurance costs an average of $4,538 per year, a difference of $314 per year.

The tables below detail insurance rates for all trim levels of 2022 Camry and Accord models. For 2022, Toyota Camry insurance has an average cost of $1,502 and the 2022 Honda Accord is $1,588, making the Toyota Camry cheaper by $86 per year.

2022 Toyota Camry

$1,502

Insurance Rates by Trim Level for 2022 Toyota Camry
2022 Toyota Camry TrimsRate
LE$1,402
XLE1,408
XLE AWD1,424
LE AWD1,442
SE1,454
SE AWD1,468
SE Nightshade Edition1,470
SE Nightshade Edition AWD1,486
XSE1,488
XSE AWD1,502
XLE V61,504
LE Hybrid1,528
XSE V61,534
TRD1,544
SE Hybrid Nightshade Edition1,572
XLE Hybrid1,640
XSE Hybrid1,646
2022 Toyota Camry Average Rate$1,502

2022 Honda Accord

$1,588

Insurance Rates by Trim Level for 2022 Toyota Camry
2022 Honda Accord TrimsRate
Hybrid$1,458
Hybrid EX-L1,506
LX1,532
Hybrid Sport1,546
Hybrid Touring1,600
Sport1,612
EX-L1,660
Sport Special Edition1,660
Touring1,752
2022 Honda Accord Average Rate$1,588

2021 Toyota Camry vs. Honda Accord

When comparing insurance cost for 2021 models, a Toyota Camry costs an average of $1,498 per year to insure and a Honda Accord costs $1,514, making the Toyota Camry cheaper to insure by $16 per year for 2021.

The next chart visualizes the average cost to insure the two models using drivers aged 20 to 50. For a 2021 Toyota Camry, the average cost of car insurance ranges from $1,366 to $2,982 per year for the illustrated age groups. A 2021 Honda Accord costs from $1,382 to $3,026 to insure per year.

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Chart Data Details: Average insurance rates are for a 2021 Toyota Camry and a 2021 Honda Accord with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Camry and Honda Accord trim levels.Data last updated on November 15, 2022
2021 Toyota Camry vs. 2021 Honda Accord Insurance Cost
2021 Toyota Camry vs. 2021 Honda Accord Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Camry$2,982$1,580$1,498$1,366
Honda Accord$3,026$1,596$1,514$1,382

For the eight trim levels available for the 2021 Toyota Camry, the cheapest model to insure is the L Sedan model at an average cost of $1,360 per year, or about $113 per month.

For the nine trim levels available for the Honda Accord, the cheapest 2021 trim level to insure is the LX Sedan trim at a cost of $1,348.

When car insurance rates for all 17 trim levels for both vehicles are compared, the cheapest vehicle to insure to insure is the Honda Accord LX Sedan at a cost of $1,348 per year. The most expensive model and trim level is the Toyota Camry Hybrid XLE Sedan at an average cost of $1,648 per year.

The next two rate tables display average cost to insure each trim level for a 2021 Toyota Camry and Honda Accord, plus an average rate for each model.

2021 Toyota Camry

$1,498

Insurance Rates by Trim Level for 2021 Toyota Camry
2021 Toyota Camry TrimsRate
L Sedan$1,360
LE Sedan1,374
SE Sedan1,418
XLE Sedan1,450
XSE Sedan1,496
Hybrid LE Sedan1,602
Hybrid SE Sedan1,648
Hybrid XLE Sedan1,648
2021 Toyota Camry Average Rate$1,498

2021 Honda Accord

$1,514

Insurance Rates by Trim Level for 2021 Toyota Camry
2021 Honda Accord TrimsRate
LX Sedan$1,348
EX Sedan1,436
Sport Sedan1,476
Hybrid Sedan1,496
EX-L Sedan1,514
Hybrid EX Sedan1,542
Hybrid EX-L Sedan1,588
Touring Sedan1,604
Hybrid Touring Sedan1,634
2021 Honda Accord Average Rate$1,514

2020 Toyota Camry vs Honda Accord

When comparing car insurance rates for the 2020 Toyota Camry and Honda Accord models, the Toyota Camry has cheaper rates by an average of $16 per year.

The rate chart below visualizes the average cost to insure both models for the 20 to 50-year-old driver age groups. For a 2020 Toyota Camry, average car insurance cost ranges from $1,338 to $2,928 per year for these driver ages. A 2020 Honda Accord costs from $1,356 to $2,972 to insure per year.

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Chart Data Details: Average insurance rates are for a 2020 Toyota Camry and a 2020 Honda Accord with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Camry and Honda Accord trim levels.Data last updated on November 15, 2022
2020 Toyota Camry vs. 2020 Honda Accord Insurance Cost
2020 Toyota Camry vs. 2020 Honda Accord Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Camry$2,928$1,548$1,468$1,338
Honda Accord$2,972$1,564$1,484$1,356

Out of eight trims for the 2020 Toyota Camry, the cheapest insurance rates are on the L Sedan model at a cost of $1,334 per year, or $111 per month.

For the nine trim levels available for the Honda Accord, the cheapest 2020 trim to insure is the LX Sedan trim at a cost of $1,320.

When all 17 trims of both models are combined and compared, the overall cheapest vehicle to insure to insure is the Honda Accord LX Sedan at an average rate of $1,320 per year, and the highest-cost model and trim is the Toyota Camry Hybrid XLE Sedan at a cost of $1,616 per year.

The next tables show average car insurance cost by trim level for each 2020 model, as well as the overall average rate for each model. The cheapest model to insure for the 2020 model year is the Toyota Camry.

2020 Toyota Camry

$1,468

Insurance Rates by Trim Level for 2020 Toyota Camry
2020 Toyota Camry TrimsRate
L Sedan$1,334
LE Sedan1,346
SE Sedan1,392
XLE Sedan1,422
XSE Sedan1,466
Hybrid LE Sedan1,570
Hybrid SE Sedan1,616
Hybrid XLE Sedan1,616
2020 Toyota Camry Average Rate$1,468

2020 Honda Accord

$1,484

Insurance Rates by Trim Level for 2020 Toyota Camry
2020 Honda Accord TrimsRate
LX Sedan$1,320
EX Sedan1,408
Sport Sedan1,446
Hybrid Sedan1,470
EX-L Sedan1,484
Hybrid EX Sedan1,514
Hybrid EX-L Sedan1,558
Touring Sedan1,572
Hybrid Touring Sedan1,602
2020 Honda Accord Average Rate$1,484

2019 Toyota Camry vs Honda Accord

When comparing insurance rates for 2019 models, the Toyota Camry costs an average of $1,402 per year to insure and the Honda Accord costs $1,454, making the Toyota Camry the winner by $52 for the 2019 comparison year.

The rate chart below shows the average cost to insure both 2019 models rated for different driver ages. The average car insurance cost ranges from $1,280 to $2,792 per year for a 2019 Toyota Camry, and $1,328 to $2,912 for a 2019 Honda Accord for the included driver ages.

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Chart Data Details: Average insurance rates are for a 2019 Toyota Camry and a 2019 Honda Accord with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Camry and Honda Accord trim levels.Data last updated on November 15, 2022
2019 Toyota Camry vs. 2019 Honda Accord Insurance Cost
2019 Toyota Camry vs. 2019 Honda Accord Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Camry$2,792$1,468$1,402$1,280
Honda Accord$2,912$1,528$1,454$1,328

Out of eight trim levels for the 2019 Toyota Camry, the cheapest auto insurance rates are on the L Sedan trim at a cost of $1,154 per year, or about $96 per month. The 2019 Honda Accord has nine trims available, with the cheapest model to insure being the LX Sedan trim at an average cost of $1,348 per year.

When all 17 trims of both models are combined and compared, the cheapest vehicle to insure to insure is the Toyota Camry L Sedan at an average rate of $1,154 per year, and the most expensive trim is the Honda Accord Touring Sedan at an average of $1,548 per year.

The next tables illustrate trim level insurance rates for each 2019 model, as well as the overall average rate for each model.

2019 Toyota Camry

$1,402

Insurance Rates by Trim Level for 2019 Toyota Camry
2019 Toyota Camry TrimsRate
L Sedan$1,154
LE Sedan1,360
SE Sedan1,360
XLE Sedan1,434
XSE Sedan1,434
Hybrid LE Sedan1,476
Hybrid SE Sedan1,476
Hybrid XLE Sedan1,518
2019 Toyota Camry Average Rate$1,402

2019 Honda Accord

$1,454

Insurance Rates by Trim Level for 2019 Toyota Camry
2019 Honda Accord TrimsRate
LX Sedan$1,348
Hybrid Sedan1,364
Hybrid EX Sedan1,420
EX Sedan1,434
Hybrid EX-L Sedan1,462
EX-L Sedan1,506
Hybrid Touring Sedan1,506
Sport Sedan1,506
Touring Sedan1,548
2019 Honda Accord Average Rate$1,454

2018 Toyota Camry vs Honda Accord

When comparing insurance rates for 2018 models, a Toyota Camry costs an average of $1,378 per year to insure and a Honda Accord costs $1,416, making the Toyota Camry cheaper to insure by $38 per year for this model year.

The next chart visualizes the average cost to insure the two models for the 20 to 50-year-old driver age groups. For a 2018 Toyota Camry, the average cost of car insurance ranges from $1,256 to $2,744 per year for the included age groups. A 2018 Honda Accord costs from $1,292 to $2,832 to insure per year.

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Chart Data Details: Average insurance rates are for a 2018 Toyota Camry and a 2018 Honda Accord with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Camry and Honda Accord trim levels.Data last updated on November 15, 2022
2018 Toyota Camry vs. 2018 Honda Accord Insurance Cost
2018 Toyota Camry vs. 2018 Honda Accord Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Camry$2,744$1,440$1,378$1,256
Honda Accord$2,832$1,486$1,416$1,292

Out of eight Toyota Camry trims, the cheapest 2018 trim to insure is the L Sedan trim at an average cost of $1,234 per year, or $103 per month. The 2018 Honda Accord has 11 trims available, with the cheapest trim level to insure being the LX Sedan model at an average cost of $1,316 per year, or $110 per month.

When rates are compared for the 19 trim levels of both 2018 models, the cheapest trim to insure is the Toyota Camry L Sedan at an average cost of $1,234 per year, and the highest-cost model and trim level is the Honda Accord Touring Sedan costing $1,510 per year.

The rate tables below illustrate the average insurance cost by trim level for both 2018 models, as well as the overall average rate for each model. The cheapest of the two models to insure for the 2018 model year is the Toyota Camry.

2018 Toyota Camry

$1,378

Insurance Rates by Trim Level for 2018 Toyota Camry
2018 Toyota Camry TrimsRate
L Sedan$1,234
LE Sedan1,288
SE Sedan1,328
XLE Sedan1,398
XSE Sedan1,398
Hybrid LE Sedan1,440
Hybrid SE Sedan1,440
Hybrid XLE Sedan1,480
2018 Toyota Camry Average Rate$1,378

2018 Honda Accord

$1,416

Insurance Rates by Trim Level for 2018 Toyota Camry
2018 Honda Accord TrimsRate
LX Sedan$1,316
Hybrid Sedan1,330
Hybrid EX Sedan1,382
EX Sedan1,398
Sport Sedan1,414
Hybrid EX-L Navigation Sedan1,424
Hybrid EX-L Sedan1,424
EX-L Sedan1,428
Hybrid Touring Sedan1,466
EX-L Navigation Sedan1,468
Touring Sedan1,510
2018 Honda Accord Average Rate$1,416

2017 Toyota Camry vs Honda Accord

For the 2017 Toyota Camry and Honda Accord models, the Toyota Camry has cheaper car insurance cost by an average of $18 per year for this model year.

The rate chart below displays the average cost to insure both models rated for a variety of different driver ages. Insurance cost ranges from $1,232 to $2,692 per year for a 2017 Toyota Camry, and $1,246 to $2,730 for a 2017 Honda Accord for the age groups used in the chart.

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Chart Data Details: Average insurance rates are for a 2017 Toyota Camry and a 2017 Honda Accord with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Camry and Honda Accord trim levels.Data last updated on November 15, 2022
2017 Toyota Camry vs. 2017 Honda Accord Insurance Cost
2017 Toyota Camry vs. 2017 Honda Accord Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Camry$2,692$1,412$1,348$1,232
Honda Accord$2,730$1,428$1,366$1,246

Out of seven trims for the 2017 Toyota Camry, the cheapest average insurance prices are on the LE Sedan trim at a cost of $1,256 per year, or $105 per month. For the 20 trim levels available for the Honda Accord, the cheapest 2017 trim level to insure is the LX Sedan trim at a cost of $1,284.

When comparing both models at a trim-level basis, the cheapest vehicle to insure to insure is the Toyota Camry LE Sedan at an average of $1,256 per year, and the highest-cost model and trim is the Honda Accord Touring Coupe at a cost of $1,454 per year.

The next tables illustrate both 2017 models and all trim levels available for each one, plus an average rate for each model. The cheapest to insure for the 2017 model year is the Toyota Camry.

2017 Toyota Camry

$1,348

Insurance Rates by Trim Level for 2017 Toyota Camry
2017 Toyota Camry TrimsRate
LE Sedan$1,256
SE Sedan1,256
XLE Sedan1,336
XSE Sedan1,336
Hybrid LE Sedan1,404
Hybrid SE Sedan1,404
Hybrid XLE Sedan1,442
2017 Toyota Camry Average Rate$1,348

2017 Honda Accord

$1,366

Insurance Rates by Trim Level for 2017 Toyota Camry
2017 Honda Accord TrimsRate
LX Sedan$1,284
LX Sensing Sedan1,284
EX Sedan1,324
Sport Sedan1,324
Sport Special Edition Sedan1,324
LX-S Coupe1,336
LX-S Sensing Coupe1,336
Hybrid Sedan1,346
EX Sensing Sedan1,364
Sport Sensing Sedan1,364
Touring Sedan1,364
EX Coupe1,376
EX Sensing Coupe1,376
EX-L Coupe1,376
Hybrid EX-L Sedan1,386
EX-L Sedan1,392
EX-L Navi/Sensing Coupe1,414
Hybrid Touring Sedan1,426
EX-L Navi/Sensing Sedan1,432
Touring Coupe1,454
2017 Honda Accord Average Rate$1,366

2016 Toyota Camry vs Honda Accord

For the 2016 Toyota Camry and Honda Accord models, the Toyota Camry has cheaper car insurance rates by an average of $68 per year.

The chart below demonstrates the average cost to insure both models for the 20, 30, 40, and 50-year-old driver age groups. Insurance cost ranges from $1,156 to $2,526 per year for a 2016 Toyota Camry, and $1,220 to $2,658 for a 2016 Honda Accord for the example age groups.

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Chart Data Details: Average insurance rates are for a 2016 Toyota Camry and a 2016 Honda Accord with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Camry and Honda Accord trim levels.Data last updated on November 15, 2022
2016 Toyota Camry vs. 2016 Honda Accord Insurance Cost
2016 Toyota Camry vs. 2016 Honda Accord Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Camry$2,526$1,320$1,266$1,156
Honda Accord$2,658$1,388$1,334$1,220

The 2016 Toyota Camry has seven trims available, with the cheapest trim level to insure being the LE Sedan model at an average cost of $1,232 per year, or $103 per month.

For the 17 trim levels available for the Honda Accord, the cheapest 2016 trim to insure is the LX Sedan trim at a cost of $1,240.

When rates are compared for the 24 trim levels of both 2016 models, the lowest-cost model and trim level to insure is the Toyota Camry LE Sedan at a cost of $1,232 per year, and the most expensive model and trim level is the Honda Accord Touring Coupe at a cost of $1,454 per year.

The next two rate tables display the cost to insure the available trim levels for both 2016 models, along with an average cost for each model. The 2016 Toyota Camry has cheaper average car insurance rates than the 2016 Honda Accord.

2016 Toyota Camry

$1,266

Insurance Rates by Trim Level for 2016 Toyota Camry
2016 Toyota Camry TrimsRate
LE Sedan$1,232
SE Sedan1,232
Hybrid LE Sedan1,256
Hybrid SE Sedan1,256
Hybrid XLE Sedan1,292
XLE Sedan1,306
XSE Sedan1,306
2016 Toyota Camry Average Rate$1,266

2016 Honda Accord

$1,334

Insurance Rates by Trim Level for 2016 Toyota Camry
2016 Honda Accord TrimsRate
LX Sedan$1,240
LX Sensing Sedan1,240
EX Sedan1,278
Sport Sedan1,278
Sport Sensing Sedan1,278
LX-S Coupe1,306
EX Sensing Sedan1,314
EX-L Sedan1,314
EX Coupe1,342
LX-S Sensing Coupe1,342
EX-L Navi/Sensing Sedan1,352
EX-L Sensing Sedan1,352
EX Sensing Coupe1,380
EX-L Coupe1,380
Touring Sedan1,388
EX-L Navi/Sensing Coupe1,416
Touring Coupe1,454
2016 Honda Accord Average Rate$1,334

2015 Toyota Camry vs Honda Accord

When comparing car insurance rates for 2015 models, a Toyota Camry costs an average of $1,178 per year to insure and a Honda Accord costs $1,204, making the Toyota Camry cheaper to insure by $26 per year.

The chart shown below illustrates the average cost to insure the two models for drivers aged 20 to 50. For a 2015 Toyota Camry, average car insurance cost ranges from $1,078 to $2,340 per year for the example age groups. A 2015 Honda Accord costs from $1,100 to $2,390 to insure per year.

Get Rates in Your AreaWhy is this important?

Chart Data Details: Average insurance rates are for a 2015 Toyota Camry and a 2015 Honda Accord with safe driver and claim-free discounts applied. Physical damage deductibles are $500 and rates are averaged across all U.S. states. Rates are also averaged for all Toyota Camry and Honda Accord trim levels.Data last updated on November 15, 2022
2015 Toyota Camry vs. 2015 Honda Accord Insurance Cost
2015 Toyota Camry vs. 2015 Honda Accord Insurance Cost
Vehicle Make/Model Driver Age 20 Driver Age 30 Driver Age 40 Driver Age 50
Toyota Camry$2,340$1,226$1,178$1,078
Honda Accord$2,390$1,254$1,204$1,100

Out of seven Toyota Camry trim levels, the cheapest 2015 trim level to insure is the LE Sedan trim at an average cost of $1,088 per year, or around $91 per month.

Out of the 16 trim levels available for the Honda Accord, the cheapest 2015 trim level to insure is the LX Sedan model at a cost of $1,088 per year, or about $91 per month.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim to insure is the Toyota Camry LE Sedan at an average rate of $1,088 per year. The most expensive model and trim level is the Honda Accord Hybrid Touring Sedan at a cost of $1,314 per year.

The tables below display average car insurance cost by trim level for each 2015 model, including an overall average cost for each model. The model with the cheapest overall car insurance rates for 2015 is the Toyota Camry.

2015 Toyota Camry

$1,178

Insurance Rates by Trim Level for 2015 Toyota Camry
2015 Toyota Camry TrimsRate
LE Sedan$1,088
SE Sedan1,088
XLE Sedan1,158
XSE Sedan1,158
Hybrid LE Sedan1,254
Hybrid SE Sedan1,254
Hybrid XLE Sedan1,254
2015 Toyota Camry Average Rate$1,178

2015 Honda Accord

$1,204

Insurance Rates by Trim Level for 2015 Toyota Camry
2015 Honda Accord TrimsRate
LX Sedan$1,088
Sport Sedan1,088
EX Sedan1,124
Crosstour EX 2WD1,134
LX-S Coupe1,158
EX Coupe1,194
EX-L Sedan1,194
Crosstour EX-L 2WD1,206
Crosstour EX-L 4WD1,206
Hybrid Sedan1,242
EX-L Coupe1,254
Crosstour EX-L Navigation 2WD1,264
Crosstour EX-L Navigation 4WD1,264
Touring Sedan1,264
Hybrid EX-L Sedan1,278
Hybrid Touring Sedan1,314
2015 Honda Accord Average Rate$1,204

Additional Toyota Camry and Honda Accord Resources