Toyota Camry vs Nissan Altima Insurance Cost

• When comparing the newest models, a Toyota Camry has cheaper car insurance rates than a Nissan Altima by an average of $20 per year.
• For a 2024 Toyota Camry, average full-coverage car insurance rates range from $2,372 to $2,708 per year, while insurance on a 2024 Nissan Altima ranges from $2,452 to $2,760.
• Out of 11 models in the 2024 midsize car segment, the Toyota Camry ranks ninth and the Nissan Altima ranks 10^th for car insurance affordability.

Is insurance cheaper for a Toyota Camry or Nissan Altima?

For 2024 Camry and Altima models, the cheaper model to insure on average is the Toyota Camry. Insurance on the Toyota Camry averages $2,578 per year, whereas insurance for a Nissan Altima costs an average of $2,598 per year.

For the 18 trim levels available for the 2024 Toyota Camry, the cheapest trim to insure is the LE trim at an average cost of $2,372 per year, or $198 per month. For the eight trim levels available for the Nissan Altima, the cheapest 2024 model to insure is the S model at a cost of $2,452.

When comparing rates by trim level for both models, the cheapest trim is the Toyota Camry LE at an average rate of $2,372 per year. The most expensive model and trim level is the Nissan Altima SR VC-Turbo costing an average of $2,760 per year.

The table shown below compares and ranks the annual and monthly cost of car insurance for 2024 Toyota Camry and Nissan Altima models, with average rates for each trim level.

The chart shown below demonstrates the average cost to insure both models using drivers aged 20 to 50. For a 2024 Toyota Camry, average car insurance cost ranges from $2,276 to $5,196 per year for the included age groups. A 2024 Nissan Altima costs from $2,300 to $5,212 to insure per year.

The rate tables below show the average cost to insure all 2024 trim levels, plus the average rate for each model. The winner for the 2024 car insurance comparison is the Toyota Camry.

2023 Toyota Camry vs. Nissan Altima

Average insurance rates for a 2023 Toyota Camry are $2,218 per year, and insurance for a Nissan Altima averages $2,488 per year, making the Toyota Camry the cheaper model to insure by $270 per year.

The cost of insurance varies quite a bit depending on the trim level of the vehicle being insured, however. For a 2023 Toyota Camry, car insurance rates range from $2,046 per year for the LE model up to $2,364 for the XSE Hybrid model. For a 2023 Nissan Altima, rates can range from $2,356 per year for the S model up to $2,634 for the most expensive to insure SR VC-Turbo model.

When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to insure is the Toyota Camry LE at an average rate of $2,046 per year, and the most expensive model and trim level is the Nissan Altima SR VC-Turbo at a cost of $2,634 per year.

For a 2023 Toyota Camry, the cheapest models are the LE, SE, and LE AWD. The cheapest Nissan Altima models include the S, SV, and SR. On a monthly basis, insurance rates for all 2023 Toyota Camry and Nissan Altima models range from $171 to $220 per month.

The table shown below ranks the yearly and monthly cost of car insurance for 2023 Toyota Camry and Nissan Altima models, showing average premium cost for each trim level.

The chart below shows the average cost to insure the two models using drivers aged 20 to 50. The average cost of car insurance ranges from $1,968 to $4,460 per year for a 2023 Toyota Camry, and $2,210 to $5,004 for a 2023 Nissan Altima for the age groups used in this illustration.

Out of 18 Toyota Camry trim levels, the cheapest 2023 trim level to insure is the LE model at an average cost of $2,046 per year, or about $171 per month. Out of the eight trims available for the Nissan Altima, the cheapest 2023 model to insure is the S model at a cost of $2,356 per year, or $196 per month.

When comparing car insurance rates for both models by trim level, the most affordable model and trim level to insure is the Toyota Camry LE at an average cost of $2,046 per year. The highest-cost model and trim level is the Nissan Altima SR VC-Turbo costing $2,634 per year.

The rate tables below illustrate the cost to insure the available trim levels for both 2023 models, plus the average rate for each model. The 2023 Toyota Camry has cheaper overall car insurance rates than the 2023 Nissan Altima.

2022 Toyota Camry vs. Nissan Altima

Insurance cost for a 2022 Toyota Camry averages $2,152 per year, and insurance for a Nissan Altima costs an average of $2,448 per year, making the Toyota Camry the model with lower average insurance cost.

Cost varies noticeably for different trim levels, however.

For a 2022 Toyota Camry, rates range from the cheapest price of $2,008 per year for the LE model up to $2,364 for the XSE Hybrid model.

For a 2022 Nissan Altima, rates can range from $2,350 per year for the S model up to $2,578 for the most expensive to insure Platinum AWD model.

When rates are compared for both models, the lowest-cost model and trim is the Toyota Camry LE at an average rate of $2,008 per year, and the most expensive vehicle to insure is the Nissan Altima Platinum AWD at an average of $2,578 per year.

For a 2022 Toyota Camry, the cheapest models are the LE, XLE, and XLE AWD. The cheapest Nissan Altima models include the S, SV, and SL. On a monthly basis, car insurance rates for all 2022 Toyota Camry and Nissan Altima models range from $167 to $215 per month.

The next table compares the 12-month and monthly car insurance cost for 2022 Toyota Camry and Nissan Altima models, showing average premium cost for each trim level.

The chart below compares the average cost of Toyota Camry insurance to the average cost of Nissan Altima insurance for the 2022 model year.

The tables below detail insurance rates for all trim levels of 2022 Camry and Altima models. The 2022 Toyota Camry has an average insurance cost of $2,152 and the 2022 Nissan Altima is $2,448, making the Toyota Camry cheaper by $296 per year.

2021 Toyota Camry vs Nissan Altima

When comparing average insurance cost for 2021 models, the Toyota Camry costs an average of $2,164 per year to insure and the Nissan Altima costs $2,196, making the Toyota Camry the winner by $32 for the 2021 comparison year.

The next chart displays the average cost to insure both 2021 models for different driver ages. The average car insurance cost ranges from $1,920 to $4,368 per year for a 2021 Toyota Camry, and $1,950 to $4,424 for a 2021 Nissan Altima for these driver ages.

For the eight trims available for the 2021 Toyota Camry, the cheapest trim to insure is the L Sedan model at an average cost of $1,964 per year.

The 2021 Nissan Altima has 10 trim levels available, with the cheapest trim level to insure being the S AWD model at an average cost of $2,154 per year, or around $180 per month.

When trim-level rates for both models are compared, the cheapest trim to insure is the Toyota Camry L Sedan at an average rate of $1,964 per year, and the highest-cost model and trim level is the Toyota Camry Hybrid XLE Sedan costing an average of $2,380 per year.

The next two tables display the expected annual car insurance cost by trim level for both 2021 models, including the average rate for each model.

2020 Toyota Camry vs Nissan Altima

When comparing insurance cost for 2020 models, a Toyota Camry costs an average of $2,098 per year to insure and a Nissan Altima costs $2,132, making the Toyota Camry cheaper to insure by $34 per year for this comparison year.

The rate chart below visualizes the average cost to insure the two models rated for a variety of different driver ages. Insurance cost ranges from $1,862 to $4,236 per year for a 2020 Toyota Camry, and $1,892 to $4,296 for a 2020 Nissan Altima for the age groups used in the chart.

Out of eight trims for the 2020 Toyota Camry, the cheapest auto insurance rates are on the L Sedan trim at a cost of $1,904 per year, or around $159 per month.

For the 10 trim levels available for the Nissan Altima, the cheapest 2020 trim level to insure is the S AWD trim at a cost of $2,092 per year, or $174 per month.

When all 18 trims of both models are combined and compared, the cheapest trim to insure is the Toyota Camry L Sedan at an average of $1,904 per year, and the overall most expensive vehicle to insure is the Toyota Camry Hybrid XLE Sedan costing $2,308 per year.

The rate tables below display the average cost to insure each trim level for a 2020 Toyota Camry and Nissan Altima, plus the average rate for each model. The 2020 Toyota Camry has more affordable average car insurance than the 2020 Nissan Altima.

2019 Toyota Camry vs Nissan Altima

For the 2019 Toyota Camry and Nissan Altima models, the Toyota Camry has cheaper car insurance cost by an average of $130 per year for this model year.

The chart shown below demonstrates the average cost to insure both 2019 models with different drivers at the wheel. For a 2019 Toyota Camry, the average cost of car insurance ranges from $1,744 to $3,964 per year for the driver ages used. A 2019 Nissan Altima costs from $1,860 to $4,218 to insure per year.

The 2019 Toyota Camry has eight trim levels available, with the cheapest model to insure being the L Sedan model at an average cost of $1,618 per year, or about $135 per month. Out of the 10 trims available for the Nissan Altima, the cheapest 2019 trim level to insure is the SV Sedan model at a cost of $1,950.

When looking at the aggregated rates by trim for both models, the lowest-cost model and trim to insure is the Toyota Camry L Sedan at an average of $1,618 per year, and the most expensive model and trim level is the Nissan Altima Platinum AWD costing an average of $2,278 per year.

The tables below show trim level insurance cost averages for both 2019 models, along with an average cost for each model. The winner for the 2019 car insurance battle is the Toyota Camry.

2018 Toyota Camry vs Nissan Altima

When comparing insurance rates for 2018 models, the Toyota Camry costs an average of $1,894 per year to insure and the Nissan Altima costs $2,044, making the Toyota Camry the winner by $150.

The chart shown below shows the average cost to insure the two models using drivers aged 20 to 50. The average car insurance cost ranges from $1,690 to $3,826 per year for a 2018 Toyota Camry, and $1,826 to $4,118 for a 2018 Nissan Altima.

Out of eight trim levels for the 2018 Toyota Camry, the cheapest insurance prices are on the L Sedan model at a cost of $1,694 per year.

Out of the five trim levels available for the Nissan Altima, the cheapest 2018 trim level to insure is the 2.5 S Sedan model at a cost of $1,952 per year, or around $163 per month.

When comparing both models at a trim-level basis, the most affordable model and trim level to insure is the Toyota Camry L Sedan at an average of $1,694 per year, and the most expensive trim is the Nissan Altima 3.5 SL Sedan at a cost of $2,182 per year.

The next tables illustrate average car insurance cost by trim level for each 2018 model, including an overall average rate.

2017 Toyota Camry vs Nissan Altima

When comparing insurance cost for 2017 models, a Toyota Camry costs an average of $1,834 per year to insure and a Nissan Altima costs $1,956, making the Toyota Camry cheaper to insure by $122 per year for this model year.

The rate chart below visualizes the average cost to insure both models for drivers aged 20 to 50. Average car insurance cost ranges from $1,638 to $3,700 per year for a 2017 Toyota Camry, and $1,752 to $3,938 for a 2017 Nissan Altima for the included age groups.

The 2017 Toyota Camry has seven trim levels available, with the cheapest trim level to insure being the LE Sedan model at an average cost of $1,710 per year.

The 2017 Nissan Altima has seven trim levels available, with the cheapest model to insure being the 2.5 S Sedan model at an average cost of $1,888 per year.

When rates for all 14 trim levels for both vehicles are compared, the lowest-cost model and trim to insure is the Toyota Camry LE Sedan at a cost of $1,710 per year, and the most expensive trim is the Nissan Altima 3.5 SL Sedan costing $2,050 per year.

The tables shown below show average car insurance rates for every trim level for both 2017 models, including an overall average cost for each model. The 2017 Toyota Camry comes out on top over the 2017 Nissan Altima for cheapest car insurance rates.

2016 Toyota Camry vs Nissan Altima

When comparing car insurance rates for the 2016 Toyota Camry and Nissan Altima models, the Toyota Camry has cheaper rates by an average of $60 per year.

The chart shown below shows the average cost to insure both models using drivers aged 20 to 50. Average insurance cost ranges from $1,518 to $3,406 per year for a 2016 Toyota Camry, and $1,568 to $3,506 for a 2016 Nissan Altima for the driver ages used.

For the seven trims available for the 2016 Toyota Camry, the cheapest trim to insure is the LE Sedan trim at an average cost of $1,646 per year. The 2016 Nissan Altima has seven trim levels available, with the cheapest trim to insure being the 2.5 S Sedan trim at an average cost of $1,688 per year.

When comparing both models at a trim-level basis, the cheapest trim to insure is the Toyota Camry LE Sedan at an average rate of $1,646 per year. The highest-cost model and trim is the Nissan Altima 3.5 SL Sedan at an average cost of $1,838 per year.

The two tables below illustrate the cost to insure the available trim levels for both 2016 models, along with an average cost for each model. The 2016 Toyota Camry comes out with a win over the 2016 Nissan Altima for cheapest car insurance cost.

2015 Toyota Camry vs Nissan Altima

When comparing insurance rates for the 2015 Toyota Camry and Nissan Altima models, the Toyota Camry has cheaper rates by an average of $52 per year for this model year.

The chart below displays the average cost to insure the two models for a range of driver ages. The average car insurance cost ranges from $1,386 to $3,094 per year for a 2015 Toyota Camry, and $1,430 to $3,198 for a 2015 Nissan Altima for the example age groups.

Out of seven trim levels for the 2015 Toyota Camry, the cheapest auto insurance rates are on the LE Sedan model at a cost of $1,426 per year, or about $119 per month.

The 2015 Nissan Altima has seven trim levels available, with the cheapest model to insure being the 2.5 S Sedan trim at an average cost of $1,516 per year, or around $126 per month.

When rates are compared for the 14 trim levels of both 2015 models, the cheapest vehicle to insure is the Toyota Camry LE Sedan at an average cost of $1,426 per year. The highest-cost model and trim is the Nissan Altima 3.5 SL Sedan at an average of $1,686 per year.

The two tables below show average car insurance cost by trim level for each 2015 model, as well as the overall average rate for each model.

Additional Toyota Camry and Nissan Altima Resources

• Toyota Camry Insurance Rates
• Nissan Altima Insurance Rates
• Midsize Car Insurance Rate Comparisons