- At an average cost of $2,212 per year, a 2024 Ford Escape is cheaper to insure than a 2024 Toyota RAV4 by an average of $24 per year.
- Out of 47 models in the 2024 small SUV segment, the Toyota RAV4 ranks 25th and the Ford Escape ranks 23rd for cheapest car insurance cost.
- If the cheapest car insurance rates are your top priority, the LE AWD and LE 2WD trims are the cheapest Toyota RAV4 models to insure, while the Active and ST-Line trims are the cheapest Ford Escape models to insure.
Is insurance cheaper for a Toyota RAV4 or Ford Escape?
Car insurance on a 2024 Toyota RAV4 costs an average of $2,212 per year, while insurance for a 2024 Ford Escape averages $2,188 per year, making the Ford Escape the cheaper of the two to insure.
Out of 19 trims for the 2024 Toyota RAV4, the cheapest car insurance rates are on the LE AWD model at a cost of $1,954 per year. For the 10 trim levels available for the Ford Escape, the cheapest 2024 trim level to insure is the Active trim at a cost of $2,050 per year, or about $171 per month.
When comparing rates by trim level for both models, the cheapest trim is the Toyota RAV4 LE AWD at an average of $1,954 per year, and the highest-cost model and trim level is the Toyota RAV4 Prime XSE AWD at a cost of $2,608 per year.
The next table compares the annual and monthly cost of car insurance for 2024 Toyota RAV4 and Ford Escape models, with average rates for each vehicle.
| Model and Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| RAV4 LE AWD | $1,954 | $163 |
| RAV4 LE 2WD | $2,006 | $167 |
| Escape Active | $2,050 | $171 |
| RAV4 XLE 2WD | $2,062 | $172 |
| Escape ST-Line | $2,078 | $173 |
| RAV4 LE Hybrid AWD | $2,114 | $176 |
| RAV4 XLE AWD | $2,114 | $176 |
| RAV4 Limited Hybrid AWD | $2,136 | $178 |
| Escape ST-Line Hybrid | $2,150 | $179 |
| RAV4 XLE Hybrid AWD | $2,164 | $180 |
| Escape ST-Line Select | $2,168 | $181 |
| RAV4 XSE Hybrid AWD | $2,172 | $181 |
| Escape ST-Line Select Hybrid | $2,188 | $182 |
| RAV4 XLE Premium 2WD | $2,192 | $183 |
| RAV4 SE Hybrid AWD | $2,202 | $184 |
| RAV4 Adventure AWD | $2,216 | $185 |
| RAV4 Woodland Edition Hybrid AWD | $2,216 | $185 |
| Escape Platinum Hybrid | $2,224 | $185 |
| Escape Platinum | $2,234 | $186 |
| RAV4 XLE Premium AWD | $2,236 | $186 |
| RAV4 XLE Premium Hybrid AWD | $2,244 | $187 |
| Escape ST-Line Elite | $2,248 | $187 |
| Escape ST-Line Elite Hybrid | $2,268 | $189 |
| RAV4 Limited 2WD | $2,274 | $190 |
| Escape Plug-in Hybrid | $2,282 | $190 |
| RAV4 TRD Off-Road AWD | $2,302 | $192 |
| RAV4 Limited AWD | $2,316 | $193 |
| RAV4 Prime SE AWD | $2,536 | $211 |
| RAV4 Prime XSE AWD | $2,608 | $217 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025
The chart below shows the average cost to insure both models for a range of driver ages. For a 2024 Toyota RAV4, average insurance cost ranges from $1,966 to $4,448 per year for the driver ages used. A 2024 Ford Escape costs from $1,946 to $4,420 to insure per year.
The rate tables below show average cost to insure each trim level for a 2024 Toyota RAV4 and Ford Escape, including the average rate for each model. The winner for the 2024 car insurance rate comparison is the Ford Escape.
2024 Toyota RAV4
$2,212
| 2024 Toyota RAV4 Trims | Rate |
|---|---|
| LE AWD | $1,954 |
| LE 2WD | 2,006 |
| XLE 2WD | 2,062 |
| LE Hybrid AWD | 2,114 |
| XLE AWD | 2,114 |
| Limited Hybrid AWD | 2,136 |
| XLE Hybrid AWD | 2,164 |
| XSE Hybrid AWD | 2,172 |
| XLE Premium 2WD | 2,192 |
| SE Hybrid AWD | 2,202 |
| Adventure AWD | 2,216 |
| Woodland Edition Hybrid AWD | 2,216 |
| XLE Premium AWD | 2,236 |
| XLE Premium Hybrid AWD | 2,244 |
| Limited 2WD | 2,274 |
| TRD Off-Road AWD | 2,302 |
| Limited AWD | 2,316 |
| Prime SE AWD | 2,536 |
| Prime XSE AWD | 2,608 |
| 2024 Toyota RAV4 Average Rate | $2,212 |
2024 Ford Escape
$2,188
| 2024 Ford Escape Trims | Rate |
|---|---|
| Active | $2,050 |
| ST-Line | 2,078 |
| ST-Line Hybrid | 2,150 |
| ST-Line Select | 2,168 |
| ST-Line Select Hybrid | 2,188 |
| Platinum Hybrid | 2,224 |
| Platinum | 2,234 |
| ST-Line Elite | 2,248 |
| ST-Line Elite Hybrid | 2,268 |
| Plug-in Hybrid | 2,282 |
| 2024 Ford Escape Average Rate | $2,188 |
2023 Toyota RAV4 vs. Ford Escape
Car insurance rates for a 2023 Toyota RAV4 cost an average of $2,162 per year, and a 2023 Ford Escape averages $2,136 per year, making the Ford Escape the winner with the cheapest average insurance rates.
Out of 19 trim levels for the 2023 Toyota RAV4, the cheapest insurance prices are on the LE 2WD trim at a cost of $1,940 per year.
For the 14 trims available for the Ford Escape, the cheapest 2023 model to insure is the Base trim at a cost of $1,996.
When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to insure is the Toyota RAV4 LE 2WD at an average of $1,940 per year. The most expensive trim is the Toyota RAV4 Prime XSE AWD costing $2,424 per year.
For models prior to the 2023 model year, average car insurance costs for each model compare as shown in the list below. Click on a model year to view trim level data.
- 2022 Toyota RAV4 vs. Ford Escape – Cheapest insurance cost: Toyota RAV4 by $88 per year
- 2021 Toyota RAV4 vs. Ford Escape – Cheapest insurance cost: Ford Escape by $154 per year
- 2020 Toyota RAV4 vs. Ford Escape – Cheapest insurance cost: Ford Escape by $150 per year
- 2019 Toyota RAV4 vs. Ford Escape – Cheapest insurance cost: Toyota RAV4 by $20 per year
- 2018 Toyota RAV4 vs. Ford Escape – Cheapest insurance cost: Toyota RAV4 by $18 per year
- 2017 Toyota RAV4 vs. Ford Escape – Cheapest insurance cost: Ford Escape by $40 per year
- 2016 Toyota RAV4 vs. Ford Escape – Cheapest insurance cost: Ford Escape by $10 per year
- 2015 Toyota RAV4 vs. Ford Escape – Cheapest insurance cost: Ford Escape by $50 per year
The rate table below compares the annual and monthly cost of car insurance for 2023 Toyota RAV4 and Ford Escape models, broken down by trim level.
| Model and Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| RAV4 LE 2WD | $1,940 | $162 |
| Escape Base | $1,996 | $166 |
| RAV4 LE AWD | $2,000 | $167 |
| RAV4 XLE 2WD | $2,000 | $167 |
| Escape Active | $2,034 | $170 |
| Escape Base AWD | $2,036 | $170 |
| RAV4 LE Hybrid AWD | $2,048 | $171 |
| RAV4 XLE AWD | $2,056 | $171 |
| Escape ST-Line | $2,056 | $171 |
| Escape Active AWD | $2,082 | $174 |
| RAV4 XLE Hybrid AWD | $2,102 | $175 |
| Escape ST-Line AWD | $2,102 | $175 |
| RAV4 XLE Premium 2WD | $2,108 | $176 |
| RAV4 SE Hybrid AWD | $2,138 | $178 |
| Escape ST-Line Hybrid | $2,138 | $178 |
| RAV4 Woodland Edition Hybrid AWD | $2,144 | $179 |
| RAV4 XLE Premium AWD | $2,152 | $179 |
| Escape ST-Line Select AWD | $2,152 | $179 |
| RAV4 Adventure AWD | $2,164 | $180 |
| Escape ST-Line Select Hybrid AWD | $2,172 | $181 |
| RAV4 XLE Premium Hybrid AWD | $2,190 | $183 |
| Escape Platinum Hybrid | $2,206 | $184 |
| RAV4 Limited 2WD | $2,224 | $185 |
| RAV4 XSE Hybrid AWD | $2,224 | $185 |
| Escape Platinum Hybrid AWD | $2,226 | $186 |
| Escape ST-Line Elite AWD | $2,226 | $186 |
| Escape Plug-in Hybrid | $2,226 | $186 |
| Escape ST-Line Elite Hybrid AWD | $2,242 | $187 |
| RAV4 Limited AWD | $2,260 | $188 |
| RAV4 TRD Off-Road AWD | $2,260 | $188 |
| RAV4 Limited Hybrid AWD | $2,288 | $191 |
| RAV4 Prime SE AWD | $2,354 | $196 |
| RAV4 Prime XSE AWD | $2,424 | $202 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025
The next chart displays the average cost to insure both models for a range of driver ages. Insurance cost ranges from $1,916 to $4,354 per year for a 2023 Toyota RAV4, and $1,898 to $4,320 for a 2023 Ford Escape for the example age groups.
The next two rate tables display trim level insurance rates for each 2023 model, plus the average rate for each model. The winner for the 2023 car insurance rate comparison is the Ford Escape.
2023 Toyota RAV4
$2,162
| 2023 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,940 |
| LE AWD | 2,000 |
| XLE 2WD | 2,000 |
| LE Hybrid AWD | 2,048 |
| XLE AWD | 2,056 |
| XLE Hybrid AWD | 2,102 |
| XLE Premium 2WD | 2,108 |
| SE Hybrid AWD | 2,138 |
| Woodland Edition Hybrid AWD | 2,144 |
| XLE Premium AWD | 2,152 |
| Adventure AWD | 2,164 |
| XLE Premium Hybrid AWD | 2,190 |
| Limited 2WD | 2,224 |
| XSE Hybrid AWD | 2,224 |
| Limited AWD | 2,260 |
| TRD Off-Road AWD | 2,260 |
| Limited Hybrid AWD | 2,288 |
| Prime SE AWD | 2,354 |
| Prime XSE AWD | 2,424 |
| 2023 Toyota RAV4 Average Rate | $2,162 |
2023 Ford Escape
$2,136
| 2023 Ford Escape Trims | Rate |
|---|---|
| Base | $1,996 |
| Active | 2,034 |
| Base AWD | 2,036 |
| ST-Line | 2,056 |
| Active AWD | 2,082 |
| ST-Line AWD | 2,102 |
| ST-Line Hybrid | 2,138 |
| ST-Line Select AWD | 2,152 |
| ST-Line Select Hybrid AWD | 2,172 |
| Platinum Hybrid | 2,206 |
| Platinum Hybrid AWD | 2,226 |
| ST-Line Elite AWD | 2,226 |
| Plug-in Hybrid | 2,226 |
| ST-Line Elite Hybrid AWD | 2,242 |
| 2023 Ford Escape Average Rate | $2,136 |
2022 Toyota RAV4 vs. Ford Escape
Insurance on a 2022 Toyota RAV4 costs an average of $2,066 per year, whereas a 2022 Ford Escape averages $2,154 per year, making the Toyota RAV4 the model with the cheapest overall car insurance rates.
The cost of insurance varies considerably for each of the different trim levels, however. For a 2022 Toyota RAV4, car insurance rates range from $1,912 per year for the LE 2WD model up to $2,234 for the Prime XSE AWD model. For a 2022 Ford Escape, rates can range from $1,952 per year for the S model up to $2,356 for the Titanium Plug-in Hybrid model.
For a 2022 Toyota RAV4, the cheapest models are the LE 2WD, LE AWD, and XLE 2WD. The cheapest Ford Escape models include the S, SE, and SE Hybrid. From a cost-per-month basis, car insurance rates for all 2022 Toyota RAV4 and Ford Escape trim levels range from $159 to $196 per month.
The next table ranks the 12-month and monthly car insurance cost for 2022 Toyota RAV4 and Ford Escape models, showing average cost for each trim level.
| Model and Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| RAV4 LE 2WD | $1,912 | $159 |
| RAV4 LE AWD | $1,952 | $163 |
| Escape S | $1,952 | $163 |
| RAV4 XLE 2WD | $1,956 | $163 |
| RAV4 LE Hybrid AWD | $1,986 | $166 |
| RAV4 XLE AWD | $1,992 | $166 |
| Escape SE | $2,020 | $168 |
| RAV4 XLE Hybrid AWD | $2,024 | $169 |
| Escape SE Hybrid | $2,028 | $169 |
| RAV4 XLE Premium 2WD | $2,036 | $170 |
| RAV4 SE Hybrid AWD | $2,044 | $170 |
| RAV4 XLE Premium AWD | $2,062 | $172 |
| RAV4 Adventure AWD | $2,070 | $173 |
| RAV4 XLE Premium Hybrid AWD | $2,084 | $174 |
| Escape SE AWD | $2,086 | $174 |
| Escape SEL | $2,094 | $175 |
| Escape SE Hybrid AWD | $2,100 | $175 |
| RAV4 XSE Hybrid AWD | $2,116 | $176 |
| RAV4 Limited 2WD | $2,122 | $177 |
| RAV4 Limited AWD | $2,138 | $178 |
| RAV4 TRD Off-Road AWD | $2,142 | $179 |
| RAV4 Limited Hybrid AWD | $2,154 | $180 |
| Escape SEL Hybrid | $2,154 | $180 |
| Escape SEL AWD | $2,158 | $180 |
| Escape SE Plug-in Hybrid | $2,166 | $181 |
| Escape Titanium Hybrid | $2,172 | $181 |
| Escape SEL Hybrid AWD | $2,174 | $181 |
| RAV4 Prime SE AWD | $2,190 | $183 |
| RAV4 Prime XSE AWD | $2,234 | $186 |
| Escape Titanium Hybrid AWD | $2,234 | $186 |
| Escape Titanium AWD | $2,288 | $191 |
| Escape SEL Plug-in Hybrid | $2,312 | $193 |
| Escape Titanium Plug-in Hybrid | $2,356 | $196 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on October 24, 2025
The diagram below details average Toyota RAV4 insurance rates compared to Ford Escape insurance rates for the 2022 model year and different ages of rated drivers.
The tables below detail insurance rates for all trim levels of 2022 RAV4 and Escape models. The 2022 Toyota RAV4 has an average insurance cost of $2,066 and the 2022 Ford Escape is $2,154, making the Toyota RAV4 cheaper by $88 per year.
2022 Toyota RAV4
$2,066
| 2022 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,912 |
| LE AWD | 1,952 |
| XLE 2WD | 1,956 |
| LE Hybrid AWD | 1,986 |
| XLE AWD | 1,992 |
| XLE Hybrid AWD | 2,024 |
| XLE Premium 2WD | 2,036 |
| SE Hybrid AWD | 2,044 |
| XLE Premium AWD | 2,062 |
| Adventure AWD | 2,070 |
| XLE Premium Hybrid AWD | 2,084 |
| XSE Hybrid AWD | 2,116 |
| Limited 2WD | 2,122 |
| Limited AWD | 2,138 |
| TRD Off-Road AWD | 2,142 |
| Limited Hybrid AWD | 2,154 |
| Prime SE AWD | 2,190 |
| Prime XSE AWD | 2,234 |
| 2022 Toyota RAV4 Average Rate | $2,066 |
2022 Ford Escape
$2,154
| 2022 Ford Escape Trims | Rate |
|---|---|
| S | $1,952 |
| SE | 2,020 |
| SE Hybrid | 2,028 |
| SE AWD | 2,086 |
| SEL | 2,094 |
| SE Hybrid AWD | 2,100 |
| SEL Hybrid | 2,154 |
| SEL AWD | 2,158 |
| SE Plug-in Hybrid | 2,166 |
| Titanium Hybrid | 2,172 |
| SEL Hybrid AWD | 2,174 |
| Titanium Hybrid AWD | 2,234 |
| Titanium AWD | 2,288 |
| SEL Plug-in Hybrid | 2,312 |
| Titanium Plug-in Hybrid | 2,356 |
| 2022 Ford Escape Average Rate | $2,154 |
2021 Toyota RAV4 vs Ford Escape
When comparing average insurance rates for 2021 models, a Toyota RAV4 costs an average of $2,068 per year to insure and a Ford Escape costs $1,914, making the Ford Escape cheaper to insure by $154 per year for this model year.
The chart shown below displays the average cost to insure the two models for four different driver age groups. For a 2021 Toyota RAV4, average car insurance cost ranges from $1,838 to $4,168 per year for the included driver ages. A 2021 Ford Escape costs from $1,700 to $3,864 to insure per year.
Out of 12 Toyota RAV4 trims, the cheapest 2021 trim to insure is the LE 2WD model at an average cost of $1,890 per year.
Out of the 10 trims available for the Ford Escape, the cheapest 2021 trim level to insure is the S 2WD model at a cost of $1,778 per year, or around $148 per month.
When rates are compared for the 22 trim levels of both 2021 models, the overall cheapest vehicle to insure is the Ford Escape S 2WD at an average rate of $1,778 per year, and the most expensive model and trim level is the Toyota RAV4 Hybrid XSE AWD at an average of $2,200 per year.
The rate tables below illustrate the average insurance cost by trim level for both 2021 models, including an overall average rate. The winner for the 2021 car insurance cost comparison is the Ford Escape.
2021 Toyota RAV4
$2,068
| 2021 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,890 |
| LE 4WD | 1,956 |
| XLE Premium 2WD | 1,956 |
| XLE 2WD | 2,024 |
| XLE 4WD | 2,024 |
| Hybrid XLE AWD | 2,070 |
| XLE Premium 4WD | 2,090 |
| Hybrid LE AWD | 2,136 |
| Adventure 4WD | 2,154 |
| Limited 2WD | 2,154 |
| Limited 4WD | 2,154 |
| Hybrid XSE AWD | 2,200 |
| 2021 Toyota RAV4 Average Rate | $2,068 |
2021 Ford Escape
$1,914
| 2021 Ford Escape Trims | Rate |
|---|---|
| S 2WD | $1,778 |
| SE 2WD | 1,810 |
| SE AWD | 1,878 |
| SE Sport Hybrid 2WD | 1,878 |
| SE Sport Hybrid 4WD | 1,878 |
| SEL 2WD | 1,878 |
| SEL AWD | 1,944 |
| Titanium Hybrid 2WD | 2,010 |
| Titanium Hybrid AWD | 2,010 |
| Titanium AWD | 2,076 |
| 2021 Ford Escape Average Rate | $1,914 |
2020 Toyota RAV4 vs Ford Escape
When comparing car insurance rates for the 2020 Toyota RAV4 and Ford Escape models, the Ford Escape is cheaper to insure by an average of $150 per year.
The next chart demonstrates the average cost to insure both 2020 models for different driver ages. Average insurance cost ranges from $1,786 to $4,050 per year for a 2020 Toyota RAV4, and $1,652 to $3,750 for a 2020 Ford Escape for the age groups used in this illustration.
For the 12 trims available for the 2020 Toyota RAV4, the cheapest model to insure is the LE 2WD model at an average cost of $1,840 per year, or around $153 per month.
For the 10 trims available for the Ford Escape, the cheapest 2020 trim level to insure is the S 2WD model at a cost of $1,726.
When looking at the aggregated rates by trim for both models, the lowest-cost model and trim to insure is the Ford Escape S 2WD at an average cost of $1,726 per year, and the highest-cost model and trim is the Toyota RAV4 Hybrid XSE AWD at a cost of $2,136 per year.
The next two tables display the average cost to insure all 2020 trim levels, plus the average rate for each model. The 2020 Ford Escape takes the win over the 2020 Toyota RAV4 for cheapest car insurance cost.
2020 Toyota RAV4
$2,008
| 2020 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,840 |
| LE 4WD | 1,902 |
| XLE Premium 2WD | 1,902 |
| XLE 2WD | 1,966 |
| XLE 4WD | 1,966 |
| Hybrid XLE AWD | 2,010 |
| XLE Premium 4WD | 2,030 |
| Hybrid LE AWD | 2,074 |
| Adventure 4WD | 2,092 |
| Limited 2WD | 2,092 |
| Limited 4WD | 2,092 |
| Hybrid XSE AWD | 2,136 |
| 2020 Toyota RAV4 Average Rate | $2,008 |
2020 Ford Escape
$1,858
| 2020 Ford Escape Trims | Rate |
|---|---|
| S 2WD | $1,726 |
| SE 2WD | 1,758 |
| SE AWD | 1,824 |
| SE Sport Hybrid 2WD | 1,824 |
| SE Sport Hybrid 4WD | 1,824 |
| SEL 2WD | 1,824 |
| SEL AWD | 1,886 |
| Titanium Hybrid 2WD | 1,948 |
| Titanium Hybrid AWD | 1,948 |
| Titanium AWD | 2,012 |
| 2020 Ford Escape Average Rate | $1,858 |
2019 Toyota RAV4 vs Ford Escape
When comparing average insurance cost for 2019 models, the Toyota RAV4 costs an average of $1,886 per year to insure and the Ford Escape costs $1,906, making the Toyota RAV4 the winner by $20 for the 2019 comparison year.
The next chart displays the average cost to insure both 2019 models rated for drivers aged 20 to 50. For a 2019 Toyota RAV4, the average cost of car insurance ranges from $1,678 to $3,790 per year for the age groups used in the chart. A 2019 Ford Escape costs from $1,698 to $3,888 to insure per year.
Out of 13 trim levels for the 2019 Toyota RAV4, the cheapest auto insurance rates are on the LE 2WD model at a cost of $1,742 per year, or $145 per month.
The 2019 Ford Escape has seven trim levels available, with the cheapest trim level to insure being the S 2WD trim at an average cost of $1,792 per year, or around $149 per month.
When comparing car insurance rates for both models by trim level, the most affordable model and trim level to insure is the Toyota RAV4 LE 2WD at an average of $1,742 per year, and the most expensive trim is the Ford Escape Titanium AWD costing $2,036 per year.
The rate tables below display average car insurance cost by trim level for a 2019 Toyota RAV4 and Ford Escape, including an overall average rate. The 2019 Toyota RAV4 has cheaper average car insurance rates than the 2019 Ford Escape.
2019 Toyota RAV4
$1,886
| 2019 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,742 |
| Hybrid LE AWD | 1,796 |
| LE 4WD | 1,804 |
| XLE 2WD | 1,804 |
| Hybrid XLE AWD | 1,846 |
| XLE 4WD | 1,864 |
| XLE Premium 2WD | 1,864 |
| Adventure 4WD | 1,926 |
| XLE Premium 4WD | 1,926 |
| Hybrid Limited AWD | 1,968 |
| Hybrid XSE AWD | 1,978 |
| Limited 2WD | 1,986 |
| Limited 4WD | 1,986 |
| 2019 Toyota RAV4 Average Rate | $1,886 |
2019 Ford Escape
$1,906
| 2019 Ford Escape Trims | Rate |
|---|---|
| S 2WD | $1,792 |
| SE 2WD | 1,854 |
| SE AWD | 1,854 |
| SEL 2WD | 1,914 |
| SEL AWD | 1,914 |
| Titanium 2WD | 1,976 |
| Titanium AWD | 2,036 |
| 2019 Ford Escape Average Rate | $1,906 |
2018 Toyota RAV4 vs Ford Escape
When comparing insurance cost for 2018 models, a Toyota RAV4 costs an average of $1,794 per year to insure and a Ford Escape costs $1,812.
The chart shown below visualizes the average cost to insure both models using a range of rated driver ages. The average car insurance cost ranges from $1,598 to $3,604 per year for a 2018 Toyota RAV4, and $1,616 to $3,686 for a 2018 Ford Escape for the age groups used in the chart.
The 2018 Toyota RAV4 has 16 trims available, with the cheapest trim level to insure being the LE 2WD model at an average cost of $1,676 per year, or around $140 per month. Out of the seven trim levels available for the Ford Escape, the cheapest 2018 trim to insure is the S 2WD model at a cost of $1,664.
When rates for all 23 trim levels for both vehicles are compared, the cheapest model and trim level to insure is the Ford Escape S 2WD at an average of $1,664 per year, and the most expensive trim is the Toyota RAV4 Platinum 4WD costing $1,962 per year.
The two tables below illustrate average cost to insure each trim level for a 2018 Toyota RAV4 and Ford Escape, as well as an average rate for each model.
2018 Toyota RAV4
$1,794
| 2018 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,676 |
| LE 4WD | 1,676 |
| XLE 2WD | 1,676 |
| Hybrid LE AWD | 1,722 |
| Adventure 2WD | 1,732 |
| XLE 4WD | 1,732 |
| Hybrid XLE AWD | 1,766 |
| Adventure 4WD | 1,790 |
| SE 2WD | 1,790 |
| Hybrid SE AWD | 1,836 |
| Limited 2WD | 1,846 |
| Limited 4WD | 1,846 |
| SE 4WD | 1,846 |
| Hybrid Limited AWD | 1,880 |
| Platinum 2WD | 1,904 |
| Platinum 4WD | 1,962 |
| 2018 Toyota RAV4 Average Rate | $1,794 |
2018 Ford Escape
$1,812
| 2018 Ford Escape Trims | Rate |
|---|---|
| S 2WD | $1,664 |
| SE 2WD | 1,720 |
| SE AWD | 1,778 |
| SEL 2WD | 1,836 |
| SEL AWD | 1,836 |
| Titanium 2WD | 1,892 |
| Titanium AWD | 1,950 |
| 2018 Ford Escape Average Rate | $1,812 |
2017 Toyota RAV4 vs Ford Escape
When comparing insurance cost for 2017 models, the Toyota RAV4 costs an average of $1,754 per year to insure and the Ford Escape costs $1,714, making the Ford Escape the winner by $40 for this model year.
The chart below shows the average cost to insure both models with different drivers at the wheel. The average cost of car insurance ranges from $1,568 to $3,524 per year for a 2017 Toyota RAV4, and $1,532 to $3,488 for a 2017 Ford Escape for the example age groups.
Out of 12 trim levels for the 2017 Toyota RAV4, the cheapest rates are on the LE 2WD trim at a cost of $1,618 per year, or around $135 per month. For the five trim levels available for the Ford Escape, the cheapest 2017 trim to insure is the S 2WD trim at a cost of $1,606.
When comparing both models at a trim-level basis, the lowest-cost model and trim level to insure is the Ford Escape S 2WD at an average of $1,606 per year, and the overall most expensive vehicle to insure is the Toyota RAV4 Platinum AWD 4WD at an average of $1,888 per year.
The next two tables illustrate average cost to insure each trim level for a 2017 Toyota RAV4 and Ford Escape, including an overall average rate. The 2017 Ford Escape has more affordable average car insurance than the 2017 Toyota RAV4.
2017 Toyota RAV4
$1,754
| 2017 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,618 |
| LE 4WD | 1,672 |
| XLE 2WD | 1,672 |
| Hybrid XLE AWD | 1,700 |
| SE 2WD | 1,728 |
| XLE 4WD | 1,728 |
| Limited 2WD | 1,782 |
| SE 4WD | 1,782 |
| Hybrid Limited AWD | 1,808 |
| Limited 4WD | 1,834 |
| Platinum 2WD | 1,834 |
| Platinum AWD 4WD | 1,888 |
| 2017 Toyota RAV4 Average Rate | $1,754 |
2017 Ford Escape
$1,714
| 2017 Ford Escape Trims | Rate |
|---|---|
| S 2WD | $1,606 |
| SE 2WD | 1,662 |
| SE AWD | 1,716 |
| Titanium 2WD | 1,768 |
| Titanium AWD | 1,814 |
| 2017 Ford Escape Average Rate | $1,714 |
2016 Toyota RAV4 vs Ford Escape
For 2016 Toyota RAV4 and Ford Escape models, the Ford Escape is cheaper to insure by an average of $10 per year for this model year.
The chart below illustrates the average cost to insure the two models with different driver age groups. The average cost of car insurance ranges from $1,464 to $3,274 per year for a 2016 Toyota RAV4, and $1,454 to $3,294 for a 2016 Ford Escape for the included age groups.
For the 10 trims available for the 2016 Toyota RAV4, the cheapest model to insure is the LE 2WD trim at an average cost of $1,540 per year.
For the five trim levels available for the Ford Escape, the cheapest 2016 trim to insure is the S 2WD trim at a cost of $1,528 per year, or around $127 per month.
When looking at the aggregated rates by trim for both models, the cheapest model and trim level to insure is the Ford Escape S 2WD at a cost of $1,528 per year, and the highest-cost model and trim is the Toyota RAV4 Hybrid Limited AWD at an average cost of $1,740 per year.
The next tables show the average cost to insure all 2016 trim levels, including an overall average cost for each model. The 2016 Ford Escape has cheaper average car insurance rates than the 2016 Toyota RAV4.
2016 Toyota RAV4
$1,634
| 2016 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,540 |
| LE 4WD | 1,540 |
| XLE 2WD | 1,590 |
| XLE 4WD | 1,590 |
| SE 2WD | 1,638 |
| Hybrid XLE AWD | 1,640 |
| Limited 2WD | 1,688 |
| Limited 4WD | 1,688 |
| SE 4WD | 1,688 |
| Hybrid Limited AWD | 1,740 |
| 2016 Toyota RAV4 Average Rate | $1,634 |
2016 Ford Escape
$1,624
| 2016 Ford Escape Trims | Rate |
|---|---|
| S 2WD | $1,528 |
| SE 2WD | 1,576 |
| SE AWD | 1,626 |
| Titanium 2WD | 1,674 |
| Titanium AWD | 1,714 |
| 2016 Ford Escape Average Rate | $1,624 |
2015 Toyota RAV4 vs Ford Escape
For the 2015 Toyota RAV4 and Ford Escape models, the Ford Escape is cheaper to insure by an average of $50 per year.
The chart below displays the average cost to insure both models using different driver ages. For a 2015 Toyota RAV4, the average cost of car insurance ranges from $1,350 to $3,002 per year for the age groups used in the chart. A 2015 Ford Escape costs from $1,298 to $2,924 to insure per year.
For the six trim levels available for the 2015 Toyota RAV4, the cheapest model to insure is the LE 2WD model at an average cost of $1,426 per year, or around $119 per month.
The 2015 Ford Escape has five trims available, with the cheapest model to insure being the S 2WD model at an average cost of $1,358 per year.
When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Ford Escape S 2WD at an average of $1,358 per year, and the highest-cost model and trim level is the Toyota RAV4 Limited 4WD at a cost of $1,558 per year.
The tables shown below show all the available trims for both 2015 models, as well as the overall average rate for each model.
2015 Toyota RAV4
$1,500
| 2015 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,426 |
| LE 4WD | 1,472 |
| XLE 2WD | 1,472 |
| XLE 4WD | 1,516 |
| Limited 2WD | 1,558 |
| Limited 4WD | 1,558 |
| 2015 Toyota RAV4 Average Rate | $1,500 |
2015 Ford Escape
$1,450
| 2015 Ford Escape Trims | Rate |
|---|---|
| S 2WD | $1,358 |
| SE 2WD | 1,404 |
| SE AWD | 1,450 |
| Titanium 2WD | 1,496 |
| Titanium AWD | 1,540 |
| 2015 Ford Escape Average Rate | $1,450 |