- A 2024 Toyota RAV4 is cheaper to insure than a 2024 Jeep Grand Cherokee by an average of $150 per year, $1,748 compared to $1,898.
- For the 2024 Toyota RAV4, auto insurance prices range from $1,546 to $2,046 per year, while the insurance price for a 2024 Jeep Grand Cherokee costs from $1,660 to $2,096, depending on the model being insured.
- The Toyota RAV4 LE AWD and the Jeep Grand Cherokee Laredo A are the cheapest models to insure for each vehicle based on our comparison.
Does a Toyota RAV4 or Jeep Grand Cherokee have cheaper insurance?
For 2024 RAV4 and Grand models, the model having the cheapest car insurance rates is the Toyota RAV4. Average car insurance rates for the Toyota RAV4 are $1,748 per year, and the Jeep Grand Cherokee averages $1,898 per year.
For the 19 trims available for the 2024 Toyota RAV4, the cheapest trim level to insure is the LE AWD trim at an average cost of $1,546 per year, or $129 per month. For the 19 trim levels available for the Jeep Grand Cherokee, the cheapest 2024 model to insure is the Laredo A trim at a cost of $1,660 per year, or $138 per month.
When rates for all 38 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Toyota RAV4 LE AWD at an average cost of $1,546 per year, and the most expensive model and trim level is the Jeep Grand Cherokee Summit Reserve 4xe at an average of $2,096 per year.
The next table ranks the annual and monthly cost of car insurance for 2024 Toyota RAV4 and Jeep Grand Cherokee models, with average rates for every trim level for each model.
| Model and Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| RAV4 LE AWD | $1,546 | $129 |
| RAV4 LE 2WD | $1,586 | $132 |
| RAV4 XLE 2WD | $1,632 | $136 |
| Grand Cherokee Laredo A | $1,660 | $138 |
| RAV4 LE Hybrid AWD | $1,672 | $139 |
| RAV4 XLE AWD | $1,672 | $139 |
| RAV4 Limited Hybrid AWD | $1,678 | $140 |
| RAV4 XLE Hybrid AWD | $1,712 | $143 |
| RAV4 XSE Hybrid AWD | $1,716 | $143 |
| RAV4 XLE Premium 2WD | $1,734 | $145 |
| Grand Cherokee Laredo | $1,734 | $145 |
| RAV4 SE Hybrid AWD | $1,740 | $145 |
| Grand Cherokee Laredo X | $1,748 | $146 |
| RAV4 Adventure AWD | $1,752 | $146 |
| RAV4 Woodland Edition Hybrid AWD | $1,752 | $146 |
| RAV4 XLE Premium AWD | $1,770 | $148 |
| Grand Cherokee Laredo 4X4 | $1,772 | $148 |
| RAV4 XLE Premium Hybrid AWD | $1,776 | $148 |
| Grand Cherokee Laredo X 4X4 | $1,784 | $149 |
| RAV4 Limited 2WD | $1,796 | $150 |
| Grand Cherokee Altitude | $1,798 | $150 |
| Grand Cherokee Altitude X | $1,816 | $151 |
| RAV4 Limited AWD | $1,820 | $152 |
| RAV4 TRD Off-Road AWD | $1,820 | $152 |
| Grand Cherokee Altitude 4X4 | $1,832 | $153 |
| Grand Cherokee Altitude X 4X4 | $1,842 | $154 |
| Grand Cherokee Limited | $1,872 | $156 |
| Grand Cherokee Limited 4X4 | $1,894 | $158 |
| Grand Cherokee 4xe | $1,978 | $165 |
| RAV4 Prime SE AWD | $1,994 | $166 |
| Grand Cherokee Overland | $2,000 | $167 |
| Grand Cherokee Summit | $2,026 | $169 |
| Grand Cherokee Trailhawk 4xe | $2,026 | $169 |
| RAV4 Prime XSE AWD | $2,046 | $171 |
| Grand Cherokee Summit Reserve | $2,048 | $171 |
| Grand Cherokee Overland 4xe | $2,054 | $171 |
| Grand Cherokee Summit 4xe | $2,076 | $173 |
| Grand Cherokee Summit Reserve 4xe | $2,096 | $175 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024
The chart below shows the average cost to insure both 2024 models rated for drivers aged 20 to 50. For a 2024 Toyota RAV4, average insurance cost ranges from $1,556 to $3,514 per year for the included age groups. A 2024 Jeep Grand Cherokee costs from $1,670 to $3,820 to insure per year.
The next tables illustrate average car insurance rates for each trim level, as well as an average rate for each model. The 2024 Toyota RAV4 has more affordable average car insurance rates than the 2024 Jeep Grand Cherokee.
2024 Toyota RAV4
$1,748
| 2024 Toyota RAV4 Trims | Rate |
|---|---|
| LE AWD | $1,546 |
| LE 2WD | 1,586 |
| XLE 2WD | 1,632 |
| LE Hybrid AWD | 1,672 |
| XLE AWD | 1,672 |
| Limited Hybrid AWD | 1,678 |
| XLE Hybrid AWD | 1,712 |
| XSE Hybrid AWD | 1,716 |
| XLE Premium 2WD | 1,734 |
| SE Hybrid AWD | 1,740 |
| Adventure AWD | 1,752 |
| Woodland Edition Hybrid AWD | 1,752 |
| XLE Premium AWD | 1,770 |
| XLE Premium Hybrid AWD | 1,776 |
| Limited 2WD | 1,796 |
| Limited AWD | 1,820 |
| TRD Off-Road AWD | 1,820 |
| Prime SE AWD | 1,994 |
| Prime XSE AWD | 2,046 |
| 2024 Toyota RAV4 Average Rate | $1,748 |
2024 Jeep Grand Cherokee
$1,898
| 2024 Jeep Grand Cherokee Trims | Rate |
|---|---|
| Laredo A | $1,660 |
| Laredo | 1,734 |
| Laredo X | 1,748 |
| Laredo 4X4 | 1,772 |
| Laredo X 4X4 | 1,784 |
| Altitude | 1,798 |
| Altitude X | 1,816 |
| Altitude 4X4 | 1,832 |
| Altitude X 4X4 | 1,842 |
| Limited | 1,872 |
| Limited 4X4 | 1,894 |
| 4xe | 1,978 |
| Overland | 2,000 |
| Summit | 2,026 |
| Trailhawk 4xe | 2,026 |
| Summit Reserve | 2,048 |
| Overland 4xe | 2,054 |
| Summit 4xe | 2,076 |
| Summit Reserve 4xe | 2,096 |
| 2024 Jeep Grand Cherokee Average Rate | $1,898 |
2023 Toyota RAV4 vs. Jeep Grand Cherokee
Average insurance rates for a 2023 Toyota RAV4 are $1,710 per year, whereas insurance for a Jeep Grand Cherokee averages $1,960 per year, making the Toyota RAV4 the cheaper model to insure by $250 per year.
Out of 19 trim levels for the 2023 Toyota RAV4, the cheapest insurance prices are on the LE 2WD trim at a cost of $1,534 per year.
For the 16 trims available for the Jeep Grand Cherokee, the cheapest 2023 trim to insure is the Laredo 2WD model at a cost of $1,760 per year, or about $147 per month.
When all 35 trims of both models are combined and compared, the most affordable model and trim level to insure is the Toyota RAV4 LE 2WD at an average cost of $1,534 per year. The most expensive model and trim level is the Jeep Grand Cherokee Summit Reserve 4xe at an average cost of $2,118 per year.
The next table ranks the annual and monthly cost of car insurance for 2023 Toyota RAV4 and Jeep Grand Cherokee models, showing average premium cost for each trim level.
| Model and Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| RAV4 LE 2WD | $1,534 | $128 |
| RAV4 LE AWD | $1,582 | $132 |
| RAV4 XLE 2WD | $1,582 | $132 |
| RAV4 LE Hybrid AWD | $1,620 | $135 |
| RAV4 XLE AWD | $1,626 | $136 |
| RAV4 XLE Hybrid AWD | $1,662 | $139 |
| RAV4 XLE Premium 2WD | $1,668 | $139 |
| RAV4 SE Hybrid AWD | $1,690 | $141 |
| RAV4 Woodland Edition Hybrid AWD | $1,696 | $141 |
| RAV4 XLE Premium AWD | $1,702 | $142 |
| RAV4 Adventure AWD | $1,712 | $143 |
| RAV4 XLE Premium Hybrid AWD | $1,732 | $144 |
| RAV4 Limited 2WD | $1,760 | $147 |
| RAV4 XSE Hybrid AWD | $1,760 | $147 |
| Grand Cherokee Laredo 2WD | $1,760 | $147 |
| RAV4 Limited AWD | $1,786 | $149 |
| RAV4 TRD Off-Road AWD | $1,786 | $149 |
| Grand Cherokee Laredo 4x4 | $1,794 | $150 |
| RAV4 Limited Hybrid AWD | $1,810 | $151 |
| Grand Cherokee Altitude 2WD | $1,836 | $153 |
| RAV4 Prime SE AWD | $1,862 | $155 |
| Grand Cherokee Altitude 4x4 | $1,864 | $155 |
| Grand Cherokee Limited 2WD | $1,870 | $156 |
| Grand Cherokee Limited 4x4 | $1,896 | $158 |
| RAV4 Prime XSE AWD | $1,918 | $160 |
| Grand Cherokee Overland 2WD | $1,974 | $165 |
| Grand Cherokee Overland 4x4 | $1,998 | $167 |
| Grand Cherokee 4xe | $2,000 | $167 |
| Grand Cherokee Summit 2WD | $2,018 | $168 |
| Grand Cherokee Summit 4x4 | $2,030 | $169 |
| Grand Cherokee 30th Anniversary 4xe | $2,040 | $170 |
| Grand Cherokee Trailhawk 4xe | $2,046 | $171 |
| Grand Cherokee Summit Reserve 4x4 | $2,064 | $172 |
| Grand Cherokee Overland 4xe | $2,064 | $172 |
| Grand Cherokee Summit Reserve 4xe | $2,118 | $177 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 22, 2024
The chart below demonstrates the average cost to insure the two models rated for drivers aged 20 to 50. For a 2023 Toyota RAV4, the average cost of car insurance ranges from $1,514 to $3,446 per year for these driver ages. A 2023 Jeep Grand Cherokee costs from $1,736 to $3,950 to insure per year.
The next two rate tables show the average cost to insure all 2023 trim levels, including an overall average cost for each model. The 2023 Toyota RAV4 has cheaper average car insurance rates than the 2023 Jeep Grand Cherokee.
2023 Toyota RAV4
$1,710
| 2023 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,534 |
| LE AWD | 1,582 |
| XLE 2WD | 1,582 |
| LE Hybrid AWD | 1,620 |
| XLE AWD | 1,626 |
| XLE Hybrid AWD | 1,662 |
| XLE Premium 2WD | 1,668 |
| SE Hybrid AWD | 1,690 |
| Woodland Edition Hybrid AWD | 1,696 |
| XLE Premium AWD | 1,702 |
| Adventure AWD | 1,712 |
| XLE Premium Hybrid AWD | 1,732 |
| Limited 2WD | 1,760 |
| XSE Hybrid AWD | 1,760 |
| Limited AWD | 1,786 |
| TRD Off-Road AWD | 1,786 |
| Limited Hybrid AWD | 1,810 |
| Prime SE AWD | 1,862 |
| Prime XSE AWD | 1,918 |
| 2023 Toyota RAV4 Average Rate | $1,710 |
2023 Jeep Grand Cherokee
$1,960
| 2023 Jeep Grand Cherokee Trims | Rate |
|---|---|
| Laredo 2WD | $1,760 |
| Laredo 4x4 | 1,794 |
| Altitude 2WD | 1,836 |
| Altitude 4x4 | 1,864 |
| Limited 2WD | 1,870 |
| Limited 4x4 | 1,896 |
| Overland 2WD | 1,974 |
| Overland 4x4 | 1,998 |
| 4xe | 2,000 |
| Summit 2WD | 2,018 |
| Summit 4x4 | 2,030 |
| 30th Anniversary 4xe | 2,040 |
| Trailhawk 4xe | 2,046 |
| Summit Reserve 4x4 | 2,064 |
| Overland 4xe | 2,064 |
| Summit Reserve 4xe | 2,118 |
| 2023 Jeep Grand Cherokee Average Rate | $1,960 |
2022 Toyota RAV4 vs. Jeep Grand Cherokee
When comparing 2022 Toyota RAV4 and Jeep Grand Cherokee models, the one with the cheapest average auto insurance rates is the Toyota RAV4. Insurance on a Toyota RAV4 costs an average of $1,636 per year, whereas insurance for a Jeep Grand Cherokee costs an average of $1,912 per year.
2022 Toyota RAV4 average insurance rates range from the lowest rate of $1,512 per year for the LE 2WD model up to the most expensive rate of $1,768 for the Prime XSE AWD model.
2022 Jeep Grand Cherokee rates range from $1,720 per year for the Laredo model up to $2,068 on the Summit Reserve 4xe model.
For a 2022 Toyota RAV4, the lowest-cost trim levels to insure are the LE 2WD, LE AWD, and XLE 2WD. The cheapest Jeep Grand Cherokee trims to insure include the Laredo, L Laredo, and Altitude.
From a monthly standpoint, car insurance rates for all 2022 Toyota RAV4 and Jeep Grand Cherokee models and trims cost from $126 to $172 per month.
The next table compares the annual and monthly cost of car insurance for 2022 Toyota RAV4 and Jeep Grand Cherokee models, with average cost for each trim level.
| Model and Trim Level | Annual Premium | Cost Per Month |
|---|---|---|
| RAV4 LE 2WD | $1,512 | $126 |
| RAV4 LE AWD | $1,544 | $129 |
| RAV4 XLE 2WD | $1,548 | $129 |
| RAV4 LE Hybrid AWD | $1,570 | $131 |
| RAV4 XLE AWD | $1,576 | $131 |
| RAV4 XLE Hybrid AWD | $1,602 | $134 |
| RAV4 XLE Premium 2WD | $1,610 | $134 |
| RAV4 SE Hybrid AWD | $1,616 | $135 |
| RAV4 XLE Premium AWD | $1,632 | $136 |
| RAV4 Adventure AWD | $1,638 | $137 |
| RAV4 XLE Premium Hybrid AWD | $1,648 | $137 |
| RAV4 XSE Hybrid AWD | $1,674 | $140 |
| RAV4 Limited 2WD | $1,680 | $140 |
| RAV4 Limited AWD | $1,690 | $141 |
| RAV4 TRD Off-Road AWD | $1,694 | $141 |
| RAV4 Limited Hybrid AWD | $1,704 | $142 |
| Grand Cherokee Laredo | $1,720 | $143 |
| RAV4 Prime SE AWD | $1,732 | $144 |
| Grand Cherokee L Laredo | $1,748 | $146 |
| RAV4 Prime XSE AWD | $1,768 | $147 |
| Grand Cherokee Altitude | $1,788 | $149 |
| Grand Cherokee L Altitude | $1,812 | $151 |
| Grand Cherokee Limited | $1,822 | $152 |
| Grand Cherokee L Limited | $1,842 | $154 |
| Grand Cherokee Trailhawk | $1,892 | $158 |
| Grand Cherokee Overland | $1,934 | $161 |
| Grand Cherokee L Overland | $1,950 | $163 |
| Grand Cherokee 4xe | $1,954 | $163 |
| Grand Cherokee Summit | $1,972 | $164 |
| Grand Cherokee Trailhawk 4xe | $1,992 | $166 |
| Grand Cherokee Summit Reserve | $2,004 | $167 |
| Grand Cherokee Overland 4xe | $2,020 | $168 |
| Grand Cherokee Summit 4xe | $2,046 | $171 |
| Grand Cherokee Summit Reserve 4xe | $2,068 | $172 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on February 23, 2024
The next chart demonstrates the average cost to insure both models using a range of rated driver ages. The average car insurance cost ranges from $1,452 to $3,302 per year for a 2022 Toyota RAV4, and $1,692 to $3,856 for the 2022 Jeep Grand Cherokee for the driver examples in the chart.
For the 18 trims available for the 2022 Toyota RAV4, the most affordable trim to insure is the LE 2WD trim at an average cost of $1,512 per year, or around $126 per month.
The 2022 Jeep Grand Cherokee has 16 trims available, with the most affordable model to insure being the Laredo model at an average cost of $1,720 per year, or about $143 per month.
When rates are compared for the 34 different trims of both 2022 models, the most affordable model and trim level to put coverage on is the Toyota RAV4 LE 2WD at an average cost of $1,512 per year, and the most expensive model and trim level is the Jeep Grand Cherokee Summit Reserve 4xe at an average of $2,068 per year.
The next tables show trim level insurance rates for each 2022 model, including the average rate for each model.
2022 Toyota RAV4
$1,636
| 2022 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,512 |
| LE AWD | 1,544 |
| XLE 2WD | 1,548 |
| LE Hybrid AWD | 1,570 |
| XLE AWD | 1,576 |
| XLE Hybrid AWD | 1,602 |
| XLE Premium 2WD | 1,610 |
| SE Hybrid AWD | 1,616 |
| XLE Premium AWD | 1,632 |
| Adventure AWD | 1,638 |
| XLE Premium Hybrid AWD | 1,648 |
| XSE Hybrid AWD | 1,674 |
| Limited 2WD | 1,680 |
| Limited AWD | 1,690 |
| TRD Off-Road AWD | 1,694 |
| Limited Hybrid AWD | 1,704 |
| Prime SE AWD | 1,732 |
| Prime XSE AWD | 1,768 |
| 2022 Toyota RAV4 Average Rate | $1,636 |
2022 Jeep Grand Cherokee
$1,912
| 2022 Jeep Grand Cherokee Trims | Rate |
|---|---|
| Laredo | $1,720 |
| L Laredo | 1,748 |
| Altitude | 1,788 |
| L Altitude | 1,812 |
| Limited | 1,822 |
| L Limited | 1,842 |
| Trailhawk | 1,892 |
| Overland | 1,934 |
| L Overland | 1,950 |
| 4xe | 1,954 |
| Summit | 1,972 |
| Trailhawk 4xe | 1,992 |
| Summit Reserve | 2,004 |
| Overland 4xe | 2,020 |
| Summit 4xe | 2,046 |
| Summit Reserve 4xe | 2,068 |
| 2022 Jeep Grand Cherokee Average Rate | $1,912 |
2021 Toyota RAV4 vs. Jeep Grand Cherokee
When comparing insurance rates for 2021 models, the Toyota RAV4 costs an average of $1,634 per year for a full-coverage policy and the Jeep Grand Cherokee costs $1,904, making the Toyota RAV4 the cheaper model to insure by $270 for 2021.
The chart shown below demonstrates the average cost to insure the two models for a range of driver ages. For the 2021 Toyota RAV4, the average car insurance cost ranges from $1,456 to $3,296 per year for the illustrated age groups. Car insurance for the 2021 Jeep Grand Cherokee ranges from $1,686 to $3,854 on average per year.
The 2021 Toyota RAV4 has 12 trims available, with the most affordable trim to insure being the LE 2WD model at an average cost of $1,496 per year. For the 26 trims available for a Jeep Grand Cherokee, the cheapest 2021 trim level to insure is the Laredo 2WD model at a cost of $1,568.
When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to insure is the Toyota RAV4 LE 2WD at an average of $1,496 per year. The highest-cost model and trim level is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at a cost of $2,248 per year.
The tables shown below break down the expected annual car insurance cost by trim level for both 2021 models, plus the average rate for each model. The 2021 Toyota RAV4 comes out on top over the 2021 Jeep Grand Cherokee for cheapest auto insurance rates.
2021 Toyota RAV4
$1,634
| 2021 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,496 |
| LE 4WD | 1,548 |
| XLE Premium 2WD | 1,548 |
| XLE 2WD | 1,598 |
| XLE 4WD | 1,598 |
| Hybrid XLE AWD | 1,636 |
| XLE Premium 4WD | 1,652 |
| Hybrid LE AWD | 1,688 |
| Adventure 4WD | 1,704 |
| Limited 2WD | 1,704 |
| Limited 4WD | 1,704 |
| Hybrid XSE AWD | 1,742 |
| 2021 Toyota RAV4 Average Rate | $1,634 |
2021 Jeep Grand Cherokee
$1,904
| 2021 Jeep Grand Cherokee Trims | Rate |
|---|---|
| Laredo 2WD | $1,568 |
| Laredo 4WD | 1,636 |
| Limited 2WD | 1,688 |
| Limited Luxury Group II 2WD | 1,742 |
| Trailhawk 4WD | 1,742 |
| Limited 4WD | 1,768 |
| Limited Luxury Group II 4WD | 1,768 |
| Limited Off-Road Adventure 4WD | 1,768 |
| Overland 2WD | 1,794 |
| Overland 4WD | 1,794 |
| Trailhawk Luxury Group 4WD | 1,794 |
| Summit 2WD | 1,844 |
| Summit Black Roof 2WD | 1,844 |
| Summit 4WD | 1,870 |
| Summit Signature Leather 2WD | 1,898 |
| Summit Black Roof 4WD | 1,916 |
| Summit Signature Leather 4WD | 1,916 |
| SRT 4WD | 1,986 |
| SRT Dual Pane Sunroof 4WD | 2,040 |
| SRT High Performance Audio 4WD | 2,040 |
| SRT Signature Leather 4WD | 2,040 |
| Trackhawk 4WD | 2,196 |
| Trackhawk Black Roof 4WD | 2,196 |
| Trackhawk Dual Pane Sunroof 4WD | 2,196 |
| Trackhawk High Performance Audio 4WD | 2,196 |
| Trackhawk Signature Leather 4WD | 2,248 |
| 2021 Jeep Grand Cherokee Average Rate | $1,904 |
2020 Toyota RAV4 vs. Jeep Grand Cherokee
For 2020 Toyota RAV4 and Jeep Grand Cherokee models, the Toyota RAV4 is cheaper to insure by an average of $256 per year.
The rate chart below visualizes the average insurance cost for the two models for drivers from age 20 to 50. For the 2020 Toyota RAV4, the average cost of car insurance ranges from $1,416 to $3,204 per year. Full-coverage insurance for a 2020 Jeep Grand Cherokee costs from $1,636 to $3,738 on average per year.
The 2020 Toyota RAV4 has 12 trims available, with the lowest-cost trim to insure being the LE 2WD trim at an average cost of $1,456 per year.
For the 26 option levels available for a Jeep Grand Cherokee, the lowest-cost 2020 model to insure is the Laredo 2WD model at a cost of $1,526.
When all 38 trims of both models are combined and compared, the cheapest trim to put coverage on is the Toyota RAV4 LE 2WD at an average rate of $1,456 per year. The most expensive model and trim level is the Jeep Grand Cherokee Trackhawk Signature Leather 4WD at a cost of $2,178 per year.
The tables below illustrate the average insurance cost by trim level for both 2020 models, plus the average rate for each model. The winner for the 2020 car insurance rate comparison is the Toyota RAV4.
2020 Toyota RAV4
$1,590
| 2020 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,456 |
| LE 4WD | 1,504 |
| XLE Premium 2WD | 1,504 |
| XLE 2WD | 1,556 |
| XLE 4WD | 1,556 |
| Hybrid XLE AWD | 1,590 |
| XLE Premium 4WD | 1,604 |
| Hybrid LE AWD | 1,640 |
| Adventure 4WD | 1,656 |
| Limited 2WD | 1,656 |
| Limited 4WD | 1,656 |
| Hybrid XSE AWD | 1,692 |
| 2020 Toyota RAV4 Average Rate | $1,590 |
2020 Jeep Grand Cherokee
$1,846
| 2020 Jeep Grand Cherokee Trims | Rate |
|---|---|
| Laredo 2WD | $1,526 |
| Laredo 4WD | 1,590 |
| Limited 2WD | 1,640 |
| Limited Luxury Group II 2WD | 1,692 |
| Trailhawk 4WD | 1,692 |
| Limited 4WD | 1,716 |
| Limited Luxury Group II 4WD | 1,716 |
| Limited Off-Road Adventure 4WD | 1,716 |
| Overland 2WD | 1,740 |
| Overland 4WD | 1,740 |
| Trailhawk Luxury Group 4WD | 1,740 |
| Summit 2WD | 1,792 |
| Summit Black Roof 2WD | 1,792 |
| Summit 4WD | 1,818 |
| Summit Signature Leather 2WD | 1,840 |
| Summit Black Roof 4WD | 1,858 |
| Summit Signature Leather 4WD | 1,858 |
| SRT 4WD | 1,928 |
| SRT Dual Pane Sunroof 4WD | 1,976 |
| SRT High Performance Audio 4WD | 1,976 |
| SRT Signature Leather 4WD | 1,976 |
| Trackhawk 4WD | 2,128 |
| Trackhawk Black Roof 4WD | 2,128 |
| Trackhawk Dual Pane Sunroof 4WD | 2,128 |
| Trackhawk High Performance Audio 4WD | 2,128 |
| Trackhawk Signature Leather 4WD | 2,178 |
| 2020 Jeep Grand Cherokee Average Rate | $1,846 |
2019 Toyota RAV4 vs. Jeep Grand Cherokee
When comparing average insurance rates for the 2019 Toyota RAV4 and Jeep Grand Cherokee models, the Toyota RAV4 has cheaper rates by $192 per year.
The next chart displays the average car insurance cost for both models for drivers aged 20 to 50. For a 2019 Toyota RAV4, average car insurance cost ranges from $1,328 to $3,000 per year for the different drivers illustrated in the chart. Car insurance for the 2019 Jeep Grand Cherokee ranges from $1,494 to $3,422 on average per year.
The 2019 Toyota RAV4 has 13 trim levels available, with the lowest-cost trim level to insure being the LE 2WD model at an average cost of $1,378 per year.
Out of the 11 trim and option levels available for the Jeep Grand Cherokee, the cheapest 2019 trim to insure is the Laredo 2WD model at a cost of $1,466.
When rates are compared for the 24 trim levels of both 2019 models, the lowest-cost model and trim level to put coverage on is the Toyota RAV4 LE 2WD at an average cost of $1,378 per year. The most expensive trim is the Jeep Grand Cherokee Trackhawk 4WD costing an average of $2,044 per year.
The two tables below detail average car insurance rates for each trim level, including the average rate for each model. The model with the cheapest auto insurance rates for 2019 is the Toyota RAV4.
2019 Toyota RAV4
$1,490
| 2019 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,378 |
| Hybrid LE AWD | 1,420 |
| LE 4WD | 1,426 |
| XLE 2WD | 1,426 |
| Hybrid XLE AWD | 1,460 |
| XLE 4WD | 1,474 |
| XLE Premium 2WD | 1,474 |
| Adventure 4WD | 1,522 |
| XLE Premium 4WD | 1,522 |
| Hybrid Limited AWD | 1,556 |
| Hybrid XSE AWD | 1,564 |
| Limited 2WD | 1,570 |
| Limited 4WD | 1,570 |
| 2019 Toyota RAV4 Average Rate | $1,490 |
2019 Jeep Grand Cherokee
$1,682
| 2019 Jeep Grand Cherokee Trims | Rate |
|---|---|
| Laredo 2WD | $1,466 |
| Laredo 4WD | 1,528 |
| Limited 2WD | 1,576 |
| Limited 4WD | 1,624 |
| Trailhawk 4WD | 1,624 |
| Overland 2WD | 1,672 |
| Overland 4WD | 1,672 |
| Summit 2WD | 1,720 |
| Summit 4WD | 1,720 |
| SRT 4WD | 1,850 |
| Trackhawk 4WD | 2,044 |
| 2019 Jeep Grand Cherokee Average Rate | $1,682 |
2018 Toyota RAV4 vs. Jeep Grand Cherokee
A 2018 Toyota RAV4 is $164 cheaper to insure per year on average than a 2018 Jeep Grand Cherokee, a difference of 10.9%.
The chart below shows the average insurance cost for both 2018 models for drivers aged 20 to 50. For a 2018 Toyota RAV4, the average car insurance cost ranges from $1,266 to $2,850 per year for the five driver ages sampled in the chart. Full-coverage car insurance for a 2018 Jeep Grand Cherokee ranges from $1,406 to $3,208 on average per year.
A 2018 Toyota RAV4 has 16 trim levels available, with the cheapest model to insure being the LE 2WD model at an average cost of $1,326 per year.
Out of the 11 trim options available for a Jeep Grand Cherokee, the cheapest 2018 model to insure is the Laredo 2WD model at a cost of $1,406 per year, or $117 per month.
When rates for all 27 trim levels for both 2018 models are compared, the overall cheapest vehicle to buy insurance for is the Toyota RAV4 LE 2WD at an average cost of $1,326 per year. The most expensive vehicle to insure is the Jeep Grand Cherokee Trackhawk 4WD at an average cost of $1,948 per year.
The next two rate tables show the average cost to insure all 2018 trim levels, including the average rate for each model. The cheapest to insure for the 2018 model year is the Toyota RAV4.
2018 Toyota RAV4
$1,418
| 2018 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,326 |
| LE 4WD | 1,326 |
| XLE 2WD | 1,326 |
| Hybrid LE AWD | 1,364 |
| Adventure 2WD | 1,372 |
| XLE 4WD | 1,372 |
| Hybrid XLE AWD | 1,398 |
| Adventure 4WD | 1,416 |
| SE 2WD | 1,416 |
| Hybrid SE AWD | 1,454 |
| Limited 2WD | 1,460 |
| Limited 4WD | 1,460 |
| SE 4WD | 1,460 |
| Hybrid Limited AWD | 1,486 |
| Platinum 2WD | 1,506 |
| Platinum 4WD | 1,552 |
| 2018 Toyota RAV4 Average Rate | $1,418 |
2018 Jeep Grand Cherokee
$1,582
| 2018 Jeep Grand Cherokee Trims | Rate |
|---|---|
| Laredo 2WD | $1,406 |
| Laredo 4WD | 1,406 |
| Limited 2WD | 1,512 |
| Limited 4WD | 1,554 |
| Overland 2WD | 1,554 |
| SRT 4WD | 1,554 |
| Trailhawk 4WD | 1,554 |
| Overland 4WD | 1,600 |
| Summit 2WD | 1,646 |
| Summit 4WD | 1,646 |
| Trackhawk 4WD | 1,948 |
| 2018 Jeep Grand Cherokee Average Rate | $1,582 |
2017 Toyota RAV4 vs. Jeep Grand Cherokee
A 2017 Toyota RAV4 costs $124 less per year to insure per year on average than a 2017 Jeep Grand Cherokee, a difference of 8.6%.
The rate chart below displays the average insurance cost for the two models with different ages of drivers. The average cost of car insurance ranges from $1,240 to $2,788 per year on the 2017 Toyota RAV4, and $1,348 to $3,068 on a 2017 Jeep Grand Cherokee for the age groups used in the chart.
Out of 12 Toyota RAV4 trim levels, the lowest-cost 2017 trim to insure is the LE 2WD trim at an average cost of $1,280 per year.
A 2017 Jeep Grand Cherokee has 16 trim and option levels available, with the most affordable trim level to insure being the Laredo 2WD trim at an average cost of $1,356 per year, or about $113 per month.
When rates are compared for the 28 different trim levels of both 2017 models, the lowest-cost model and trim to put coverage on is the Toyota RAV4 LE 2WD at a cost of $1,280 per year, and the overall most expensive vehicle to insure is the Jeep Grand Cherokee Summit 4WD Diesel costing $1,626 per year.
The tables shown below break down the average insurance cost by trim level for both 2017 models, as well as an average rate for each model.
2017 Toyota RAV4
$1,388
| 2017 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,280 |
| LE 4WD | 1,324 |
| XLE 2WD | 1,324 |
| Hybrid XLE AWD | 1,346 |
| SE 2WD | 1,366 |
| XLE 4WD | 1,366 |
| Limited 2WD | 1,410 |
| SE 4WD | 1,410 |
| Hybrid Limited AWD | 1,430 |
| Limited 4WD | 1,452 |
| Platinum 2WD | 1,452 |
| Platinum AWD 4WD | 1,496 |
| 2017 Toyota RAV4 Average Rate | $1,388 |
2017 Jeep Grand Cherokee
$1,512
| 2017 Jeep Grand Cherokee Trims | Rate |
|---|---|
| Laredo 2WD | $1,356 |
| Laredo 4WD | 1,356 |
| Limited 2WD | 1,456 |
| Limited 4WD | 1,456 |
| Limited 2WD Diesel | 1,498 |
| Limited 4WD Diesel | 1,498 |
| Overland 2WD | 1,498 |
| Trailhawk 4WD | 1,498 |
| Overland 2WD Diesel | 1,540 |
| Overland 4WD | 1,540 |
| Trailhawk 4WD Diesel | 1,540 |
| Overland 4WD Diesel | 1,584 |
| Summit 2WD | 1,584 |
| Summit 2WD Diesel | 1,584 |
| Summit 4WD | 1,584 |
| Summit 4WD Diesel | 1,626 |
| 2017 Jeep Grand Cherokee Average Rate | $1,512 |
2016 Toyota RAV4 vs. Jeep Grand Cherokee
When comparing car insurance rates for 2016 models, the Toyota RAV4 costs an average of $1,292 per year to insure and the Jeep Grand Cherokee costs $1,356, making the Toyota RAV4 the model with cheaper insurance by $64 for the 2016 comparison year.
The next chart illustrates the average insurance cost for both 2016 models using different driver ages. Average full-coverage insurance ranges from $1,160 to $2,590 per year for the 2016 Toyota RAV4, and $1,208 to $2,728 on a 2016 Jeep Grand Cherokee for the different drivers illustrated in the chart.
Out of 10 trim levels for a 2016 Toyota RAV4, the cheapest auto insurance rates are on the LE 2WD trim at a cost of $1,220 per year, or about $102 per month.
For the 15 different trims available for the Jeep Grand Cherokee, the lowest-cost 2016 trim to insure is the Laredo 2WD trim at a cost of $1,166 per year, or around $97 per month.
When comparing both models combined at a trim-level basis, the cheapest model and trim level to put coverage on is the Jeep Grand Cherokee Laredo 2WD at a cost of $1,166 per year. The most expensive vehicle to insure is the Jeep Grand Cherokee SRT8 4WD at a cost of $1,532 per year.
The next tables break down the average cost to insure all 2016 trim levels, along with an average cost for each model. The 2016 Toyota RAV4 has cheaper average car insurance rates than the 2016 Jeep Grand Cherokee.
2016 Toyota RAV4
$1,292
| 2016 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,220 |
| LE 4WD | 1,220 |
| XLE 2WD | 1,258 |
| XLE 4WD | 1,258 |
| Hybrid XLE AWD | 1,296 |
| SE 2WD | 1,296 |
| Limited 2WD | 1,338 |
| Limited 4WD | 1,338 |
| SE 4WD | 1,338 |
| Hybrid Limited AWD | 1,376 |
| 2016 Toyota RAV4 Average Rate | $1,292 |
2016 Jeep Grand Cherokee
$1,356
| 2016 Jeep Grand Cherokee Trims | Rate |
|---|---|
| Laredo 2WD | $1,166 |
| Laredo 4WD | 1,208 |
| Limited 2WD | 1,296 |
| Limited 4WD | 1,296 |
| Limited 2WD Diesel | 1,338 |
| Limited 4WD Diesel | 1,338 |
| Overland 2WD | 1,338 |
| Overland 2WD Diesel | 1,376 |
| Overland 4WD | 1,376 |
| Summit 2WD | 1,376 |
| Overland 4WD Diesel | 1,414 |
| Summit 4WD | 1,414 |
| Summit 2WD Diesel | 1,424 |
| Summit 4WD Diesel | 1,462 |
| SRT8 4WD | 1,532 |
| 2016 Jeep Grand Cherokee Average Rate | $1,356 |
2015 Toyota RAV4 vs. Jeep Grand Cherokee
For 2015 Toyota RAV4 and Jeep Grand Cherokee models, the Toyota RAV4 costs less to insure by an average of $192 per year for this model year.
The next chart shows the average insurance cost for the two models for different driver ages. For a 2015 Toyota RAV4, average insurance cost ranges from $1,068 to $2,374 per year. Car insurance for the 2015 Jeep Grand Cherokee ranges from $1,232 to $2,784 on average per year.
Out of six Toyota RAV4 trim levels, the most affordable 2015 model to insure is the LE 2WD trim at an average cost of $1,130 per year, or about $94 per month.
For the nine option levels available for a Jeep Grand Cherokee, the lowest-cost 2015 model to insure is the Laredo 2WD trim at a cost of $1,240.
When trim-level rates for both models are compared, the cheapest model and trim level to put coverage on is the Toyota RAV4 LE 2WD at an average rate of $1,130 per year. The highest-cost model and trim level is the Jeep Grand Cherokee SRT8 4WD at an average of $1,530 per year.
The tables below illustrate trim level insurance rates for each 2015 model, along with the average rate for each model. The cheapest of the two models to insure for the 2015 model year is the Toyota RAV4.
2015 Toyota RAV4
$1,188
| 2015 Toyota RAV4 Trims | Rate |
|---|---|
| LE 2WD | $1,130 |
| LE 4WD | 1,166 |
| XLE 2WD | 1,166 |
| XLE 4WD | 1,202 |
| Limited 2WD | 1,234 |
| Limited 4WD | 1,234 |
| 2015 Toyota RAV4 Average Rate | $1,188 |
2015 Jeep Grand Cherokee
$1,380
| 2015 Jeep Grand Cherokee Trims | Rate |
|---|---|
| Laredo 2WD | $1,240 |
| Laredo 4WD | 1,276 |
| Limited 2WD | 1,348 |
| Limited 4WD | 1,348 |
| Overland 2WD | 1,384 |
| Overland 4WD | 1,420 |
| Summit 2WD | 1,420 |
| Summit 4WD | 1,456 |
| SRT8 4WD | 1,530 |
| 2015 Jeep Grand Cherokee Average Rate | $1,380 |