- A 2024 Mazda CX-5 costs less to insure than a 2024 Toyota RAV4 by an average of $252 per year, $2,162 compared to $1,910.
- Average car insurance cost per month for the Toyota RAV4 is 12.4% more expensive than the Mazda CX-5, at $180 versus $159, a difference of $21.
- Out of 47 models in the 2024 small SUV segment, the Toyota RAV4 ranks 25th and the Mazda CX-5 ranks eighth for overall insurance affordability.
- If affordable car insurance is your number one priority, the LE AWD and LE 2WD trims are the cheapest Toyota RAV4 models to insure, while the 2.5 S Select and 2.5 S Preferred trims are the cheapest Mazda CX-5 models to insure.
Is insurance cheaper for a Toyota RAV4 or Mazda CX-5?
For 2024 RAV4 and CX-5 models, the model having cheaper average car insurance is the Mazda CX-5. Insurance cost for the Toyota RAV4 averages $2,162 per year, whereas insurance for a Mazda CX-5 averages $1,910 per year.
Out of 19 Toyota RAV4 trim levels, the cheapest 2024 trim to insure is the LE AWD model at an average cost of $1,908 per year, or $159 per month. Out of the eight trims available for the Mazda CX-5, the cheapest 2024 model to insure is the 2.5 S Select model at a cost of $1,790 per year, or $149 per month.
When trim-level rates for both models are compared, the cheapest trim is the Mazda CX-5 2.5 S Select at an average rate of $1,790 per year, and the highest-cost model and trim is the Toyota RAV4 Prime XSE AWD at a cost of $2,546 per year.
The next table ranks the yearly and monthly cost of car insurance for 2024 Toyota RAV4 and Mazda CX-5 models, showing average cost for each trim level.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
CX-5 2.5 S Select | $1,790 | $149 |
CX-5 2.5 S Preferred | $1,824 | $152 |
CX-5 2.5 S Carbon Edition | $1,858 | $155 |
CX-5 2.5 S Premium | $1,900 | $158 |
RAV4 LE AWD | $1,908 | $159 |
CX-5 2.5 S Premium Plus | $1,954 | $163 |
RAV4 LE 2WD | $1,960 | $163 |
CX-5 2.5 Carbon Turbo | $1,964 | $164 |
CX-5 2.5 Turbo Premium | $1,974 | $165 |
RAV4 XLE 2WD | $2,016 | $168 |
CX-5 2.5 Turbo Signature | $2,020 | $168 |
RAV4 LE Hybrid AWD | $2,064 | $172 |
RAV4 XLE AWD | $2,064 | $172 |
RAV4 Limited Hybrid AWD | $2,086 | $174 |
RAV4 XLE Hybrid AWD | $2,114 | $176 |
RAV4 XSE Hybrid AWD | $2,118 | $177 |
RAV4 XLE Premium 2WD | $2,142 | $179 |
RAV4 SE Hybrid AWD | $2,148 | $179 |
RAV4 Adventure AWD | $2,162 | $180 |
RAV4 Woodland Edition Hybrid AWD | $2,162 | $180 |
RAV4 XLE Premium AWD | $2,186 | $182 |
RAV4 XLE Premium Hybrid AWD | $2,192 | $183 |
RAV4 Limited 2WD | $2,220 | $185 |
RAV4 TRD Off-Road AWD | $2,248 | $187 |
RAV4 Limited AWD | $2,262 | $189 |
RAV4 Prime SE AWD | $2,476 | $206 |
RAV4 Prime XSE AWD | $2,546 | $212 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025
The next chart demonstrates the average cost to insure both models for the 20, 30, 40, and 50-year-old driver age groups. The average car insurance cost ranges from $1,920 to $4,342 per year for a 2024 Toyota RAV4, and $1,690 to $3,820 for a 2024 Mazda CX-5 for the illustrated age groups.

The next two rate tables show average car insurance cost by trim level for each 2024 model, as well as an average rate for each model.
2024 Toyota RAV4
$2,162
2024 Toyota RAV4 Trims | Rate |
---|---|
LE AWD | $1,908 |
LE 2WD | 1,960 |
XLE 2WD | 2,016 |
LE Hybrid AWD | 2,064 |
XLE AWD | 2,064 |
Limited Hybrid AWD | 2,086 |
XLE Hybrid AWD | 2,114 |
XSE Hybrid AWD | 2,118 |
XLE Premium 2WD | 2,142 |
SE Hybrid AWD | 2,148 |
Adventure AWD | 2,162 |
Woodland Edition Hybrid AWD | 2,162 |
XLE Premium AWD | 2,186 |
XLE Premium Hybrid AWD | 2,192 |
Limited 2WD | 2,220 |
TRD Off-Road AWD | 2,248 |
Limited AWD | 2,262 |
Prime SE AWD | 2,476 |
Prime XSE AWD | 2,546 |
2024 Toyota RAV4 Average Rate | $2,162 |
2024 Mazda CX-5
$1,910
2024 Mazda CX-5 Trims | Rate |
---|---|
2.5 S Select | $1,790 |
2.5 S Preferred | 1,824 |
2.5 S Carbon Edition | 1,858 |
2.5 S Premium | 1,900 |
2.5 S Premium Plus | 1,954 |
2.5 Carbon Turbo | 1,964 |
2.5 Turbo Premium | 1,974 |
2.5 Turbo Signature | 2,020 |
2024 Mazda CX-5 Average Rate | $1,910 |
2023 Toyota RAV4 vs. Mazda CX-5
Car insurance for a 2023 Toyota RAV4 averages $2,112 per year, while insurance for a Mazda CX-5 costs an average of $1,794 per year, making the Mazda CX-5 the better deal by $318 per year.
Out of 19 trims for the 2023 Toyota RAV4, the cheapest insurance prices are on the LE 2WD model at a cost of $1,896 per year, or $158 per month.
For the eight trims available for the Mazda CX-5, the cheapest 2023 trim level to insure is the 2.5 S trim at a cost of $1,656 per year, or around $138 per month.
When comparing car insurance rates for both models by trim level, the overall cheapest vehicle to insure is the Mazda CX-5 2.5 S at a cost of $1,656 per year. The overall most expensive vehicle to insure is the Toyota RAV4 Prime XSE AWD costing $2,368 per year.
On a monthly basis, insurance rates for all 2023 Toyota RAV4 and Mazda CX-5 models and trims range from $138 to $197 per month.
The table below compares the 12-month and monthly car insurance cost for 2023 Toyota RAV4 and Mazda CX-5 models, showing average cost for every trim level.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
CX-5 2.5 S | $1,656 | $138 |
CX-5 2.5 S Select | $1,710 | $143 |
CX-5 2.5 S Preferred | $1,736 | $145 |
CX-5 2.5 S Carbon Edition | $1,770 | $148 |
CX-5 2.5 S Premium | $1,810 | $151 |
CX-5 2.5 S Premium Plus | $1,860 | $155 |
CX-5 2.5 Turbo | $1,880 | $157 |
RAV4 LE 2WD | $1,896 | $158 |
CX-5 2.5 Turbo Signature | $1,920 | $160 |
RAV4 LE AWD | $1,954 | $163 |
RAV4 XLE 2WD | $1,954 | $163 |
RAV4 LE Hybrid AWD | $2,000 | $167 |
RAV4 XLE AWD | $2,008 | $167 |
RAV4 XLE Hybrid AWD | $2,052 | $171 |
RAV4 XLE Premium 2WD | $2,060 | $172 |
RAV4 SE Hybrid AWD | $2,086 | $174 |
RAV4 Woodland Edition Hybrid AWD | $2,092 | $174 |
RAV4 XLE Premium AWD | $2,102 | $175 |
RAV4 Adventure AWD | $2,114 | $176 |
RAV4 XLE Premium Hybrid AWD | $2,140 | $178 |
RAV4 Limited 2WD | $2,174 | $181 |
RAV4 XSE Hybrid AWD | $2,174 | $181 |
RAV4 Limited AWD | $2,206 | $184 |
RAV4 TRD Off-Road AWD | $2,206 | $184 |
RAV4 Limited Hybrid AWD | $2,234 | $186 |
RAV4 Prime SE AWD | $2,298 | $192 |
RAV4 Prime XSE AWD | $2,368 | $197 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 26, 2025
The rate chart below demonstrates the average cost to insure both models with different drivers at the wheel. Average car insurance cost ranges from $1,870 to $4,252 per year for a 2023 Toyota RAV4, and $1,582 to $3,554 for a 2023 Mazda CX-5 for the driver ages used.

The two tables below show the cost to insure the available trim levels for both 2023 models, plus the average rate for each model. The 2023 Mazda CX-5 has cheaper average car insurance rates than the 2023 Toyota RAV4.
2023 Toyota RAV4
$2,112
2023 Toyota RAV4 Trims | Rate |
---|---|
LE 2WD | $1,896 |
LE AWD | 1,954 |
XLE 2WD | 1,954 |
LE Hybrid AWD | 2,000 |
XLE AWD | 2,008 |
XLE Hybrid AWD | 2,052 |
XLE Premium 2WD | 2,060 |
SE Hybrid AWD | 2,086 |
Woodland Edition Hybrid AWD | 2,092 |
XLE Premium AWD | 2,102 |
Adventure AWD | 2,114 |
XLE Premium Hybrid AWD | 2,140 |
Limited 2WD | 2,174 |
XSE Hybrid AWD | 2,174 |
Limited AWD | 2,206 |
TRD Off-Road AWD | 2,206 |
Limited Hybrid AWD | 2,234 |
Prime SE AWD | 2,298 |
Prime XSE AWD | 2,368 |
2023 Toyota RAV4 Average Rate | $2,112 |
2023 Mazda CX-5
$1,794
2023 Mazda CX-5 Trims | Rate |
---|---|
2.5 S | $1,656 |
2.5 S Select | 1,710 |
2.5 S Preferred | 1,736 |
2.5 S Carbon Edition | 1,770 |
2.5 S Premium | 1,810 |
2.5 S Premium Plus | 1,860 |
2.5 Turbo | 1,880 |
2.5 Turbo Signature | 1,920 |
2023 Mazda CX-5 Average Rate | $1,794 |
2022 Toyota RAV4 vs. Mazda CX-5
When comparing the Toyota RAV4 and Mazda CX-5 for the 2022 model year, the model having the cheapest rates is the Mazda CX-5. Insurance cost for the Toyota RAV4 averages $2,018 per year, whereas the Mazda CX-5 averages $1,626 per year.
Within each different model, however, the cost of insurance varies greatly depending on the vehicle trim level. For a 2022 Toyota RAV4, car insurance rates range from $1,866 per year for the LE 2WD model up to the highest rate of $2,182 for the Prime XSE AWD model. For a 2022 Mazda CX-5, rates range from $1,482 per year for the S model up to $1,726 for the most expensive S Preferred model.
When comparing rates for both models from a trim-level perspective, the cheapest model and trim level is the Mazda CX-5 S at an average of $1,482 per year, and the overall most expensive vehicle to insure is the Toyota RAV4 Prime XSE AWD costing an average of $2,182 per year.
For a 2022 Toyota RAV4, the cheapest models are the LE 2WD, LE AWD, and XLE 2WD. The cheapest Mazda CX-5 models include the S, S Select, and S Carbon Edition.
Insurance rates for all 2022 Toyota RAV4 and Mazda CX-5 models range from $124 to $182 per month.
The next table ranks the annual and monthly cost of car insurance for 2022 Toyota RAV4 and Mazda CX-5 models, with average rates for each trim level.
Model and Trim Level | Annual Premium | Cost Per Month |
---|---|---|
CX-5 S | $1,482 | $124 |
CX-5 S Select | $1,534 | $128 |
CX-5 S Carbon Edition | $1,594 | $133 |
CX-5 S Premium | $1,620 | $135 |
CX-5 S Premium Plus | $1,646 | $137 |
CX-5 Turbo | $1,686 | $141 |
CX-5 Turbo Signature | $1,712 | $143 |
CX-5 S Preferred | $1,726 | $144 |
RAV4 LE 2WD | $1,866 | $156 |
RAV4 LE AWD | $1,904 | $159 |
RAV4 XLE 2WD | $1,910 | $159 |
RAV4 LE Hybrid AWD | $1,938 | $162 |
RAV4 XLE AWD | $1,944 | $162 |
RAV4 XLE Hybrid AWD | $1,976 | $165 |
RAV4 XLE Premium 2WD | $1,988 | $166 |
RAV4 SE Hybrid AWD | $1,996 | $166 |
RAV4 XLE Premium AWD | $2,012 | $168 |
RAV4 Adventure AWD | $2,022 | $169 |
RAV4 XLE Premium Hybrid AWD | $2,034 | $170 |
RAV4 XSE Hybrid AWD | $2,066 | $172 |
RAV4 Limited 2WD | $2,072 | $173 |
RAV4 Limited AWD | $2,088 | $174 |
RAV4 TRD Off-Road AWD | $2,092 | $174 |
RAV4 Limited Hybrid AWD | $2,104 | $175 |
RAV4 Prime SE AWD | $2,138 | $178 |
RAV4 Prime XSE AWD | $2,182 | $182 |
Data Methodogy: Rated driver is a 40-year-old male with with good credit, a clean driving record, and no claims or at-fault accidents. Premium includes comprehensive and collision coverage with $500 deductibles. Liability limits are 100/300/100 and UM/UIM and medical payments coverage is included. Rates last updated on June 27, 2025
For 2022 Toyota RAV4 and Mazda CX-5 models, the Mazda CX-5 has lower-cost car insurance by an average of $392 per year.
The next chart shows the average cost to insure the two models for a range of driver ages. For a 2022 Toyota RAV4, the average car insurance cost ranges from $1,788 to $4,076 per year for the illustrated age groups. A 2022 Mazda CX-5 costs from $1,436 to $3,224 to insure per year.

Out of 18 trim levels for the 2022 Toyota RAV4, the cheapest average insurance prices are on the LE 2WD model at a cost of $1,866 per year, or $156 per month. For the eight trim levels available for the Mazda CX-5, the cheapest 2022 trim level to insure is the S model at a cost of $1,482.
When all 26 trims of both models are combined and compared, the cheapest model and trim level to insure is the Mazda CX-5 S at an average cost of $1,482 per year. The most expensive model and trim level is the Toyota RAV4 Prime XSE AWD at a cost of $2,182 per year.
The next two rate tables show the average insurance cost by trim level for both 2022 models, along with an average cost for each model. The 2022 Mazda CX-5 reigns victorious over the 2022 Toyota RAV4 for the cheapest overall car insurance rates.
2022 Toyota RAV4
$2,018
2022 Toyota RAV4 Trims | Rate |
---|---|
LE 2WD | $1,866 |
LE AWD | 1,904 |
XLE 2WD | 1,910 |
LE Hybrid AWD | 1,938 |
XLE AWD | 1,944 |
XLE Hybrid AWD | 1,976 |
XLE Premium 2WD | 1,988 |
SE Hybrid AWD | 1,996 |
XLE Premium AWD | 2,012 |
Adventure AWD | 2,022 |
XLE Premium Hybrid AWD | 2,034 |
XSE Hybrid AWD | 2,066 |
Limited 2WD | 2,072 |
Limited AWD | 2,088 |
TRD Off-Road AWD | 2,092 |
Limited Hybrid AWD | 2,104 |
Prime SE AWD | 2,138 |
Prime XSE AWD | 2,182 |
2022 Toyota RAV4 Average Rate | $2,018 |
2022 Mazda CX-5
$1,626
2022 Mazda CX-5 Trims | Rate |
---|---|
S | $1,482 |
S Select | 1,534 |
S Carbon Edition | 1,594 |
S Premium | 1,620 |
S Premium Plus | 1,646 |
Turbo | 1,686 |
Turbo Signature | 1,712 |
S Preferred | 1,726 |
2022 Mazda CX-5 Average Rate | $1,626 |
2021 Toyota RAV4 vs. Mazda CX-5
For 2021 Toyota RAV4 and Mazda CX-5 models, the Mazda CX-5 has lower-cost car insurance by an average of $308 per year.
The rate chart below shows the average cost to insure both 2021 models for drivers aged 20 to 50. The average cost of car insurance ranges from $1,796 to $4,068 per year for a 2021 Toyota RAV4, and $1,516 to $3,420 for a 2021 Mazda CX-5.

Out of 12 Toyota RAV4 trims, the cheapest 2021 trim to insure is the LE 2WD trim at an average cost of $1,846 per year, or around $154 per month.
For the eight trim levels available for the Mazda CX-5, the cheapest 2021 trim to insure is the Sport 2WD model at a cost of $1,558.
When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Mazda CX-5 Sport 2WD at an average cost of $1,558 per year. The most expensive model and trim level is the Toyota RAV4 Hybrid XSE AWD costing an average of $2,150 per year.
The next tables illustrate average cost to insure each trim level for a 2021 Toyota RAV4 and Mazda CX-5, including an overall average cost for each model. The model with the cheapest car insurance rates for 2021 is the Mazda CX-5.
2021 Toyota RAV4
$2,020
2021 Toyota RAV4 Trims | Rate |
---|---|
LE 2WD | $1,846 |
LE 4WD | 1,912 |
XLE Premium 2WD | 1,912 |
XLE 2WD | 1,976 |
XLE 4WD | 1,976 |
Hybrid XLE AWD | 2,020 |
XLE Premium 4WD | 2,040 |
Hybrid LE AWD | 2,086 |
Adventure 4WD | 2,104 |
Limited 2WD | 2,104 |
Limited 4WD | 2,104 |
Hybrid XSE AWD | 2,150 |
2021 Toyota RAV4 Average Rate | $2,020 |
2021 Mazda CX-5
$1,712
2021 Mazda CX-5 Trims | Rate |
---|---|
Sport 2WD | $1,558 |
Sport AWD | 1,620 |
Touring 2WD | 1,620 |
Touring AWD | 1,686 |
Grand Touring 2WD | 1,752 |
Grand Touring AWD | 1,752 |
Grand Touring Reserve AWD | 1,814 |
Signature AWD | 1,880 |
2021 Mazda CX-5 Average Rate | $1,712 |
2020 Toyota RAV4 vs. Mazda CX-5
When comparing car insurance rates for the 2020 Toyota RAV4 and Mazda CX-5 models, the Mazda CX-5 is cheaper by an average of $304 per year.
The chart below shows the average cost to insure the two models for drivers from age 20 to 50. For a 2020 Toyota RAV4, the average cost of car insurance ranges from $1,746 to $3,952 per year for the age groups used in the chart. A 2020 Mazda CX-5 costs from $1,472 to $3,314 to insure per year.

Out of 12 Toyota RAV4 trim levels, the cheapest 2020 trim level to insure is the LE 2WD trim at an average cost of $1,798 per year, or $150 per month.
The 2020 Mazda CX-5 has eight trims available, with the cheapest trim to insure being the Sport 2WD trim at an average cost of $1,512 per year.
When average car insurance prices for all 20 trims of both models are combined and sorted by cost, the lowest-cost model and trim to insure is the Mazda CX-5 Sport 2WD at a cost of $1,512 per year, and the overall most expensive vehicle to insure is the Toyota RAV4 Hybrid XSE AWD at an average cost of $2,086 per year.
The rate tables below display the cost to insure the available trim levels for both 2020 models, including an overall average cost for each model. The 2020 Mazda CX-5 has lower-cost car average car insurance rates than the 2020 Toyota RAV4.
2020 Toyota RAV4
$1,962
2020 Toyota RAV4 Trims | Rate |
---|---|
LE 2WD | $1,798 |
LE 4WD | 1,858 |
XLE Premium 2WD | 1,858 |
XLE 2WD | 1,920 |
XLE 4WD | 1,920 |
Hybrid XLE AWD | 1,964 |
XLE Premium 4WD | 1,982 |
Hybrid LE AWD | 2,024 |
Adventure 4WD | 2,042 |
Limited 2WD | 2,042 |
Limited 4WD | 2,042 |
Hybrid XSE AWD | 2,086 |
2020 Toyota RAV4 Average Rate | $1,962 |
2020 Mazda CX-5
$1,658
2020 Mazda CX-5 Trims | Rate |
---|---|
Sport 2WD | $1,512 |
Sport AWD | 1,574 |
Touring 2WD | 1,574 |
Touring AWD | 1,636 |
Grand Touring 2WD | 1,698 |
Grand Touring AWD | 1,698 |
Grand Touring Reserve AWD | 1,760 |
Signature AWD | 1,820 |
2020 Mazda CX-5 Average Rate | $1,658 |
2019 Toyota RAV4 vs. Mazda CX-5
When comparing car insurance rates for 2019 models, the Toyota RAV4 costs an average of $1,838 per year to insure and the Mazda CX-5 costs $1,742, making the Mazda CX-5 the winner by $96.
The chart shown below displays the average cost to insure the two models with different ages of drivers. For a 2019 Toyota RAV4, insurance cost ranges from $1,638 to $3,702 per year for the included age groups. A 2019 Mazda CX-5 costs from $1,546 to $3,522 to insure per year.

Out of 13 trim levels for the 2019 Toyota RAV4, the cheapest insurance prices are on the LE 2WD trim at a cost of $1,702 per year. For the eight trim levels available for the Mazda CX-5, the cheapest 2019 trim to insure is the Sport 2WD trim at a cost of $1,608 per year, or about $134 per month.
When comparing both models at a trim-level basis, the lowest-cost model and trim to insure is the Mazda CX-5 Sport 2WD at a cost of $1,608 per year. The most expensive vehicle to insure is the Toyota RAV4 Limited 4WD costing $1,940 per year.
The next tables display trim level insurance cost averages for both 2019 models, along with an average cost for each model.
2019 Toyota RAV4
$1,838
2019 Toyota RAV4 Trims | Rate |
---|---|
LE 2WD | $1,702 |
Hybrid LE AWD | 1,754 |
LE 4WD | 1,762 |
XLE 2WD | 1,762 |
Hybrid XLE AWD | 1,804 |
XLE 4WD | 1,822 |
XLE Premium 2WD | 1,822 |
Adventure 4WD | 1,882 |
XLE Premium 4WD | 1,882 |
Hybrid Limited AWD | 1,920 |
Hybrid XSE AWD | 1,930 |
Limited 2WD | 1,940 |
Limited 4WD | 1,940 |
2019 Toyota RAV4 Average Rate | $1,838 |
2019 Mazda CX-5
$1,742
2019 Mazda CX-5 Trims | Rate |
---|---|
Sport 2WD | $1,608 |
Sport AWD | 1,608 |
Touring 2WD | 1,668 |
Touring AWD | 1,726 |
Grand Touring 2WD | 1,786 |
Grand Touring AWD | 1,786 |
Grand Touring Reserve AWD | 1,846 |
Signature AWD | 1,904 |
2019 Mazda CX-5 Average Rate | $1,742 |
2018 Toyota RAV4 vs. Mazda CX-5
When comparing average insurance cost for 2018 models, the Toyota RAV4 costs an average of $1,750 per year to insure and the Mazda CX-5 costs $1,606, making the Mazda CX-5 the winner by $144.
The chart shown below visualizes the average cost to insure both models for drivers aged 20 to 50. The average car insurance cost ranges from $1,562 to $3,514 per year for a 2018 Toyota RAV4, and $1,432 to $3,242 for a 2018 Mazda CX-5.

The 2018 Toyota RAV4 has 16 trim levels available, with the cheapest trim level to insure being the LE 2WD model at an average cost of $1,636 per year, or $136 per month.
For the six trim levels available for the Mazda CX-5, the cheapest 2018 model to insure is the Sport 2WD trim at a cost of $1,540.
When car insurance rates for all 22 trims of both models are combined and sorted by cost, the cheapest trim to insure is the Mazda CX-5 Sport 2WD at an average of $1,540 per year, and the overall most expensive vehicle to insure is the Toyota RAV4 Platinum 4WD costing an average of $1,916 per year.
The tables below show the cost to insure the available trim levels for both 2018 models, plus the average rate for each model. The 2018 Mazda CX-5 has more affordable average car insurance rates than the 2018 Toyota RAV4.
2018 Toyota RAV4
$1,750
2018 Toyota RAV4 Trims | Rate |
---|---|
LE 2WD | $1,636 |
LE 4WD | 1,636 |
XLE 2WD | 1,636 |
Hybrid LE AWD | 1,682 |
Adventure 2WD | 1,692 |
XLE 4WD | 1,692 |
Hybrid XLE AWD | 1,724 |
Adventure 4WD | 1,748 |
SE 2WD | 1,748 |
Hybrid SE AWD | 1,794 |
Limited 2WD | 1,804 |
Limited 4WD | 1,804 |
SE 4WD | 1,804 |
Hybrid Limited AWD | 1,836 |
Platinum 2WD | 1,860 |
Platinum 4WD | 1,916 |
2018 Toyota RAV4 Average Rate | $1,750 |
2018 Mazda CX-5
$1,606
2018 Mazda CX-5 Trims | Rate |
---|---|
Sport 2WD | $1,540 |
Sport AWD | 1,540 |
Touring 2WD | 1,596 |
Touring AWD | 1,596 |
Grand Touring 2WD | 1,652 |
Grand Touring AWD | 1,706 |
2018 Mazda CX-5 Average Rate | $1,606 |
2017 Toyota RAV4 vs. Mazda CX-5
When comparing insurance rates for 2017 models, a Toyota RAV4 costs an average of $1,712 per year to insure and a Mazda CX-5 costs $1,540, making the Mazda CX-5 cheaper to insure by $172 per year for this model year.
The chart below visualizes the average cost to insure both models for drivers aged 20 to 50. Average car insurance cost ranges from $1,532 to $3,440 per year for a 2017 Toyota RAV4, and $1,374 to $3,104 for a 2017 Mazda CX-5 for the illustrated age groups.

For the 12 trims available for the 2017 Toyota RAV4, the cheapest trim to insure is the LE 2WD trim at an average cost of $1,584 per year.
The 2017 Mazda CX-5 has six trims available, with the cheapest trim to insure being the Sport 2WD model at an average cost of $1,488 per year.
When average car insurance prices for all 18 trim levels for both 2017 models are compared, the cheapest vehicle to insure is the Mazda CX-5 Sport 2WD at an average cost of $1,488 per year. The overall most expensive vehicle to insure is the Toyota RAV4 Platinum AWD 4WD costing $1,846 per year.
The rate tables below illustrate trim level insurance rates for each 2017 model, as well as the overall average rate for each model. The model with the cheapest average car insurance rates for 2017 is the Mazda CX-5.
2017 Toyota RAV4
$1,712
2017 Toyota RAV4 Trims | Rate |
---|---|
LE 2WD | $1,584 |
LE 4WD | 1,636 |
XLE 2WD | 1,636 |
Hybrid XLE AWD | 1,662 |
SE 2WD | 1,688 |
XLE 4WD | 1,688 |
Limited 2WD | 1,742 |
SE 4WD | 1,742 |
Hybrid Limited AWD | 1,768 |
Limited 4WD | 1,794 |
Platinum 2WD | 1,794 |
Platinum AWD 4WD | 1,846 |
2017 Toyota RAV4 Average Rate | $1,712 |
2017 Mazda CX-5
$1,540
2017 Mazda CX-5 Trims | Rate |
---|---|
Sport 2WD | $1,488 |
Sport AWD | 1,488 |
Touring 2WD | 1,488 |
Touring AWD | 1,540 |
Grand Touring 2WD | 1,594 |
Grand Touring AWD | 1,646 |
2017 Mazda CX-5 Average Rate | $1,540 |
2016 Toyota RAV4 vs. Mazda CX-5
For 2016 Toyota RAV4 and Mazda CX-5 models, the Mazda CX-5 has lower-cost car insurance by an average of $164 per year for this model year.
The rate chart below demonstrates the average cost to insure both models for four different driver age groups. For a 2016 Toyota RAV4, the average cost of car insurance ranges from $1,430 to $3,194 per year. A 2016 Mazda CX-5 costs from $1,282 to $2,910 to insure per year.

Out of 10 Toyota RAV4 trims, the cheapest 2016 model to insure is the LE 2WD trim at an average cost of $1,506 per year. For the six trim levels available for the Mazda CX-5, the cheapest 2016 trim level to insure is the Sport 2WD model at a cost of $1,320 per year, or around $110 per month.
When comparing car insurance rates for both models by trim level, the most affordable model and trim level to insure is the Mazda CX-5 Sport 2WD at an average cost of $1,320 per year, and the most expensive model and trim level is the Toyota RAV4 Hybrid Limited AWD costing an average of $1,698 per year.
The rate tables below display the cost to insure the available trim levels for both 2016 models, along with the average rate for each model.
2016 Toyota RAV4
$1,598
2016 Toyota RAV4 Trims | Rate |
---|---|
LE 2WD | $1,506 |
LE 4WD | 1,506 |
XLE 2WD | 1,554 |
XLE 4WD | 1,554 |
Hybrid XLE AWD | 1,602 |
SE 2WD | 1,604 |
Limited 2WD | 1,650 |
Limited 4WD | 1,650 |
SE 4WD | 1,650 |
Hybrid Limited AWD | 1,698 |
2016 Toyota RAV4 Average Rate | $1,598 |
2016 Mazda CX-5
$1,434
2016 Mazda CX-5 Trims | Rate |
---|---|
Sport 2WD | $1,320 |
Sport AWD | 1,416 |
Touring 2WD | 1,416 |
Touring AWD | 1,450 |
Grand Touring 2WD | 1,498 |
Grand Touring AWD | 1,498 |
2016 Mazda CX-5 Average Rate | $1,434 |
2015 Toyota RAV4 vs. Mazda CX-5
For the 2015 Toyota RAV4 and Mazda CX-5 models, the Mazda CX-5 has cheaper car insurance cost by an average of $234 per year.
The chart shown below displays the average cost to insure both models rated for multiple driver ages. For a 2015 Toyota RAV4, average car insurance cost ranges from $1,318 to $2,930 per year for these driver ages. A 2015 Mazda CX-5 costs from $1,100 to $2,472 to insure per year.

The 2015 Toyota RAV4 has six trim levels available, with the cheapest trim to insure being the LE 2WD model at an average cost of $1,394 per year.
For the six trims available for the Mazda CX-5, the cheapest 2015 trim level to insure is the Sport 2WD trim at a cost of $1,140.
When rates for all 12 trims of both models are combined and sorted by cost, the lowest-cost model and trim level to insure is the Mazda CX-5 Sport 2WD at an average of $1,140 per year, and the most expensive model and trim level is the Toyota RAV4 Limited 4WD at an average cost of $1,522 per year.
The two tables below show the cost to insure the available trim levels for both 2015 models, as well as the overall average rate for each model. The winner for the 2015 car insurance rate comparison is the Mazda CX-5.
2015 Toyota RAV4
$1,466
2015 Toyota RAV4 Trims | Rate |
---|---|
LE 2WD | $1,394 |
LE 4WD | 1,438 |
XLE 2WD | 1,438 |
XLE 4WD | 1,482 |
Limited 2WD | 1,522 |
Limited 4WD | 1,522 |
2015 Toyota RAV4 Average Rate | $1,466 |
2015 Mazda CX-5
$1,232
2015 Mazda CX-5 Trims | Rate |
---|---|
Sport 2WD | $1,140 |
Sport AWD | 1,230 |
Touring 2WD | 1,230 |
Grand Touring 2WD | 1,260 |
Touring AWD | 1,260 |
Grand Touring AWD | 1,274 |
2015 Mazda CX-5 Average Rate | $1,232 |