Toyota Tacoma vs Nissan Frontier Insurance Cost

• A 2024 Nissan Frontier is cheaper to insure than a 2024 Toyota Tacoma by an average of $156 per year, $2,372 compared to $2,216.
• For a 2024 Toyota Tacoma, rates range from $2,150 to $2,610 per year, while insurance for a 2024 Nissan Frontier ranges from $1,964 to $2,464.
• Out of 10 models in the 2024 midsize truck segment, the Toyota Tacoma ranks seventh and the Nissan Frontier ranks second for insurance affordability.
• If affordable monthly payments are a high priority, the SR XtraCab 2WD and SR5 XtraCab 2WD trims are the cheapest Toyota Tacoma models to insure, while the S King Cab 2WD and S Crew Cab 2WD trims are the cheapest Nissan Frontier models to insure.

Is Toyota Tacoma or Nissan Frontier insurance cheaper?

When comparing the Toyota Tacoma and Nissan Frontier for the 2024 model year, the cheaper model to insure on average is the Nissan Frontier. Average insurance rates for the Toyota Tacoma are $2,372 per year, while the Nissan Frontier costs an average of $2,216 per year.

Out of 19 trim levels for the 2024 Toyota Tacoma, the cheapest average car insurance prices are on the SR XtraCab 2WD model at a cost of $2,150 per year, or $179 per month.

The 2024 Nissan Frontier has 13 trims available, with the cheapest model to insure being the S King Cab 2WD trim at an average cost of $1,964 per year, or around $164 per month.

When rates are compared for the 32 trim levels of both 2024 models, the lowest-cost model and trim level is the Nissan Frontier S King Cab 2WD at an average rate of $1,964 per year. The overall most expensive vehicle to insure is the Toyota Tacoma Trailhunter at a cost of $2,610 per year.

The next table compares the annual and monthly car insurance cost for 2024 Toyota Tacoma and Nissan Frontier models, showing average premium cost for each trim level.

The chart shown below shows the average cost to insure both 2024 models for the 20, 30, 40, and 50-year-old driver age groups. For a 2024 Toyota Tacoma, the average cost of car insurance ranges from $2,110 to $4,794 per year for the included driver ages. A 2024 Nissan Frontier costs from $1,968 to $4,472 to insure per year.

The next two tables show average car insurance rates for each trim level, as well as the overall average rate for each model.

2023 Toyota Tacoma vs. Nissan Frontier

When comparing 2023 Toyota Tacoma and Nissan Frontier models, the model with the cheapest average insurance rates is the Nissan Frontier. Insurance rates on a Toyota Tacoma cost an average of $2,078 per year, and the Nissan Frontier costs an average of $1,964 per year.

Within each model, however, auto insurance cost varies quite a bit depending on the trim level of the vehicle being insured.

For the 2023 Toyota Tacoma, the cost of insurance ranges from the cheapest price of $1,932 per year for the $28,750 SR Access Cab 4WD model up to $2,248 for the $52,000 Limited 2WD trim.

For a 2023 Nissan Frontier, rates can range from $1,850 per year for the S Crew Cab 2WD model up to $2,052 for the most expensive to insure SV King Cab 4WD trim.

For models before 2023, average auto insurance premiums for each model compare as shown in the list below. Click on any linked model year to show a full comparison for that year.

• 2022 Model Year – The Toyota Tacoma is cheaper to insure than the Nissan Frontier by an average of $46 per year.
• 2021 Model Year – The Toyota Tacoma is cheaper to insure than the Nissan Frontier by an average of $8 per year.
• 2020 Model Year – Toyota Tacoma insurance cost averages $12 less per year than the Nissan Frontier.
• 2019 Model Year – The Toyota Tacoma is cheaper to insure than the Nissan Frontier by an average of $16 per year.
• 2018 Model Year – The Nissan Frontier is cheaper by an average of $216 per year.
• 2017 Model Year – The Nissan Frontier is cheaper to insure than the Toyota Tacoma by an average of $198 per year.
• 2016 Model Year – The Nissan Frontier is cheaper to insure than the Toyota Tacoma by an average of $296 per year.
• 2015 Model Year – Nissan Frontier insurance cost averages $96 less per year than the Toyota Tacoma.

The table shown below ranks the yearly and monthly cost of car insurance for 2023 Toyota Tacoma and Nissan Frontier models, showing average cost for each trim level.

The next chart visualizes the average cost to insure both 2023 models with different driver age groups. The average car insurance cost ranges from $1,848 to $4,184 per year for a 2023 Toyota Tacoma, and $1,748 to $3,930 for a 2023 Nissan Frontier for the illustrated age groups.

For the 24 trims available for the 2023 Toyota Tacoma, the cheapest trim level to insure is the SR Access Cab 4WD trim at an average cost of $1,932 per year, or $161 per month.

The 2023 Nissan Frontier has 12 trims available, with the cheapest model to insure being the S Crew Cab 2WD trim at an average cost of $1,850 per year, or $154 per month.

When comparing car insurance rates for both models by trim level, the cheapest model and trim level to insure is the Nissan Frontier S Crew Cab 2WD at a cost of $1,850 per year. The most expensive vehicle to insure is the Toyota Tacoma Limited 2WD costing an average of $2,248 per year.

The rate tables below display trim level insurance rates for each 2023 model, along with the average rate for each model. The cheapest of the two models to insure for the 2023 model year is the Nissan Frontier.

2022 Toyota Tacoma vs. Nissan Frontier

Average insurance rates for a 2022 Toyota Tacoma are $1,988 per year, and insurance for a Nissan Frontier costs an average of $2,034 per year, making the Toyota Tacoma the cheaper of the two to insure.

For a 2022 Toyota Tacoma, average insurance rates range from $1,810 per year for the SR Access Cab 4WD model up to $2,244 for the TRD Pro AWD Automatic model.

For a 2022 Nissan Frontier, rates can range from $1,948 per year for the S King Cab 4WD model up to $2,120 for the most expensive PRO-X Crew Cab 2WD model.

For a 2022 Toyota Tacoma, the cheapest models are the SR Access Cab 4WD, SR Access Cab 2WD, and SR Double Cab 2WD. The cheapest Nissan Frontier models include the S King Cab 4WD, S King Cab 2WD, and S Crew Cab 4WD. From a monthly standpoint, insurance rates for all 2022 Toyota Tacoma and Nissan Frontier models and trims range from $151 to $187 per month.

The next table compares and ranks the 12-month and monthly car insurance cost for 2022 Toyota Tacoma and Nissan Frontier models, broken down by individual trim level.

The chart below compares average annual Toyota Tacoma insurance rates to Nissan Frontier insurance rates to see which 2022 model has more affordable car insurance.

The tables below detail insurance rates for all trim levels of 2022 Tacoma and Frontier models. The 2022 Toyota Tacoma has an average insurance cost of $1,988 and the 2022 Nissan Frontier is $2,034, making the Toyota Tacoma cheaper by $46 per year.

2021 Toyota Tacoma vs Nissan Frontier

When comparing insurance cost for the 2021 Toyota Tacoma and Nissan Frontier models, the Toyota Tacoma has cheaper rates by an average of $8 per year for this comparison year.

The chart below displays the average cost to insure the two models rated for different driver ages. For a 2021 Toyota Tacoma, average car insurance cost ranges from $1,642 to $3,742 per year for the example age groups. A 2021 Nissan Frontier costs from $1,664 to $3,770 to insure per year.

Out of 14 trim levels for the 2021 Toyota Tacoma, the cheapest car insurance rates are on the Access Cab SR5 2WD model at a cost of $1,692 per year. For the 13 trim levels available for the Nissan Frontier, the cheapest 2021 trim to insure is the S King Cab 2WD model at a cost of $1,608 per year, or about $134 per month.

When comparing aggregated rates for both models from a trim-level perspective, the lowest-cost model and trim to insure is the Nissan Frontier S King Cab 2WD at an average rate of $1,608 per year, and the overall most expensive vehicle to insure is the Nissan Frontier Pro-4x King Cab 4WD at an average of $2,048 per year.

The two tables below display average car insurance rates for every trim level for both 2021 models, including the average rate for each model. The model with the cheapest auto insurance rates for 2021 is the Toyota Tacoma.

2020 Toyota Tacoma vs Nissan Frontier

When comparing car insurance rates for 2020 models, a Toyota Tacoma costs an average of $1,798 per year to insure and a Nissan Frontier costs $1,810.

The chart shown below illustrates the average cost to insure the two models with different drivers at the wheel. For a 2020 Toyota Tacoma, insurance cost ranges from $1,594 to $3,626 per year for these driver ages. A 2020 Nissan Frontier costs from $1,616 to $3,664 to insure per year.

For the 14 trims available for the 2020 Toyota Tacoma, the cheapest trim to insure is the Access Cab SR5 2WD trim at an average cost of $1,644 per year, or $137 per month. For the 13 trims available for the Nissan Frontier, the cheapest 2020 model to insure is the S King Cab 2WD model at a cost of $1,568 per year, or $131 per month.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest vehicle to insure is the Nissan Frontier S King Cab 2WD at a cost of $1,568 per year. The most expensive model and trim level is the Nissan Frontier Pro-4x King Cab 4WD at a cost of $1,988 per year.

The next two rate tables display average car insurance rates for every trim level for both 2020 models, plus an average rate for each model.

2019 Toyota Tacoma vs Nissan Frontier

For the 2019 Toyota Tacoma and Nissan Frontier models, the Toyota Tacoma is cheaper to insure by an average of $16 per year.

The rate chart below demonstrates the average cost to insure the two models for the 20 to 50-year-old driver age groups. For a 2019 Toyota Tacoma, the average cost of car insurance ranges from $1,544 to $3,518 per year for these driver ages. A 2019 Nissan Frontier costs from $1,570 to $3,562 to insure per year.

For the 14 trim levels available for the 2019 Toyota Tacoma, the cheapest trim to insure is the Access Cab SR5 2WD trim at an average cost of $1,594 per year. Out of the 13 trim levels available for the Nissan Frontier, the cheapest 2019 trim to insure is the S King Cab 2WD trim at a cost of $1,524.

When car insurance rates for all 27 trims of both models are combined and sorted by cost, the cheapest vehicle to insure is the Nissan Frontier S King Cab 2WD at an average cost of $1,524 per year. The most expensive model and trim level is the Nissan Frontier Pro-4x King Cab 4WD costing $1,930 per year.

The tables shown below display average car insurance rates for each trim level, including an overall average rate. The 2019 Toyota Tacoma has more affordable average car insurance than the 2019 Nissan Frontier.

2018 Toyota Tacoma vs Nissan Frontier

When comparing average insurance rates for the 2018 Toyota Tacoma and Nissan Frontier models, the Nissan Frontier has cheaper rates by an average of $216 per year.

The rate chart below shows the average cost to insure both models for different driver ages. The average car insurance cost ranges from $1,710 to $3,890 per year for a 2018 Toyota Tacoma, and $1,524 to $3,450 for a 2018 Nissan Frontier for the example age groups.

The 2018 Toyota Tacoma has 18 trims available, with the cheapest trim to insure being the Access Cab SR 2WD trim at an average cost of $1,714 per year. The 2018 Nissan Frontier has 13 trim levels available, with the cheapest model to insure being the S King Cab 2WD model at an average cost of $1,470 per year.

When comparing rates by trim level for both models, the cheapest vehicle to insure is the Nissan Frontier S King Cab 2WD at a cost of $1,470 per year, and the highest-cost model and trim level is the Toyota Tacoma Double Cab TRD Pro 4WD at a cost of $2,086 per year.

The next two rate tables display the average cost to insure all 2018 trim levels, plus an average rate for each model.

2017 Toyota Tacoma vs Nissan Frontier

When comparing car insurance rates for the 2017 Toyota Tacoma and Nissan Frontier models, the Nissan Frontier is cheaper by an average of $198 per year.

The chart shown below displays the average cost to insure both models for four different driver age groups. For a 2017 Toyota Tacoma, the average cost of car insurance ranges from $1,622 to $3,682 per year for the age groups used in the chart. A 2017 Nissan Frontier costs from $1,452 to $3,278 to insure per year.

For the 18 trim levels available for the 2017 Toyota Tacoma, the cheapest model to insure is the Access Cab SR 2WD model at an average cost of $1,656 per year. The 2017 Nissan Frontier has 13 trim levels available, with the cheapest trim to insure being the S King Cab 2WD trim at an average cost of $1,424 per year.

When rates for all 31 trim levels for both vehicles are compared, the overall cheapest vehicle to insure is the Nissan Frontier S King Cab 2WD at a cost of $1,424 per year, and the most expensive model and trim level is the Toyota Tacoma Double Cab TRD Pro 4WD costing $2,008 per year.

The next two rate tables display the average insurance cost by trim level for both 2017 models, including the average rate for each model. The winner for the 2017 car insurance comparison is the Nissan Frontier.

2016 Toyota Tacoma vs Nissan Frontier

When comparing insurance rates for the 2016 Toyota Tacoma and Nissan Frontier models, the Nissan Frontier has cheaper rates by an average of $296 per year for this model year.

The chart shown below illustrates the average cost to insure both 2016 models rated for multiple driver ages. Average car insurance cost ranges from $1,544 to $3,492 per year for a 2016 Toyota Tacoma, and $1,284 to $2,894 for a 2016 Nissan Frontier for the included age groups.

Out of 17 Toyota Tacoma trims, the cheapest 2016 trim level to insure is the Access Cab SR 2WD trim at an average cost of $1,558 per year, or about $130 per month. For the 13 trim levels available for the Nissan Frontier, the cheapest 2016 trim to insure is the S King Cab 2WD trim at a cost of $1,330.

When car insurance rates for all 30 trim levels for both vehicles are compared, the cheapest model and trim level to insure is the Nissan Frontier S King Cab 2WD at an average rate of $1,330 per year. The highest-cost model and trim is the Toyota Tacoma Double Cab Limited 4WD at a cost of $1,880 per year.

The two tables below illustrate the average cost to insure all 2016 trim levels, as well as the overall average rate for each model.

2015 Toyota Tacoma vs Nissan Frontier

When comparing insurance cost for 2015 models, a Toyota Tacoma costs an average of $1,534 per year to insure and a Nissan Frontier costs $1,438, making the Nissan Frontier cheaper to insure by $96 per year for this comparison year.

The next chart shows the average cost to insure the two models for four different driver age groups. The average car insurance cost ranges from $1,374 to $3,094 per year for a 2015 Toyota Tacoma, and $1,294 to $2,878 for a 2015 Nissan Frontier for the illustrated age groups.

For the 13 trims available for the 2015 Toyota Tacoma, the cheapest model to insure is the Access Cab 2WD trim at an average cost of $1,350 per year. Out of the 13 trims available for the Nissan Frontier, the cheapest 2015 trim to insure is the S King Cab 2WD trim at a cost of $1,230.

When comparing aggregated rates for both models from a trim-level perspective, the cheapest trim to insure is the Nissan Frontier S King Cab 2WD at an average rate of $1,230 per year. The most expensive trim is the Toyota Tacoma Double Cab TRD Pro 4WD at a cost of $1,694 per year.

The tables shown below show average car insurance rates for every trim level for both 2015 models, including an overall average rate. The model with the cheapest overall car insurance cost for 2015 is the Nissan Frontier.

Additional Toyota Tacoma and Nissan Frontier Resources

• Toyota Tacoma Insurance Rates
• Nissan Frontier Insurance Rates
• Midsize Truck Insurance Rate Comparisons