Ultimate Guide to Insuring a Chevrolet Express: 2025 Edition

How much does Chevrolet Express cargo car insurance cost? We compare rates for all trim levels to find the cheapest model and also rank the Express against the competition.

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How much does Chevrolet Express insurance cost?

Chevrolet Express cargo car insurance rates average $2,010 yearly, or about $168 if paid each month. Expect to pay around $155 less annually for Chevrolet Express insurance as compared to the average rate for large vans, and $211 less per year than the $2,221 all-vehicle national average.

The following chart shows how Chevy Express insurance cost varies depending on the age of the driver and physical damage deductibles.

Average 2024 Chevrolet Express car insurance premiums for different driver ages and policy deductibles.
Figure 1: Average 2024 Chevrolet Express car insurance premiums for different driver ages and policy deductibles. Rates updated on June 27, 2025.

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Data Methodology: Average premiums are based on a 2024 model year Chevrolet Express. Rates assume a clean driving record and no claims or at-fault accidents. Comprehensive and collision coverage is included as well as UM/UIM and medical payments coverage. Premium amounts are averaged across all trim levels.

2024 Chevrolet Express Insurance Cost by Driver Age and Deductibles
Driver Age Policy Deductible Annual Premium Cost Per Month
20-Year-Old$1,000$3,424$285
$500$3,986$332
$250$4,580$382
30-Year-Old$1,000$1,814$151
$500$2,138$178
$250$2,472$206
40-Year-Old$1,000$1,714$143
$500$2,010$168
$250$2,318$193
50-Year-Old$1,000$1,534$128
$500$1,792$149
$250$2,058$172
60-Year-Old$1,000$1,434$120
$500$1,674$140
$250$1,922$160

Data Methodology: Rated driver has no driving violations or at-fault accidents in the prior three years. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Premium is averaged for all trim levels available for the 2024 Chevrolet Express. Updated June 27, 2025

How does Chevy Express insurance cost compare?

When rates are compared to other full-size vans, insurance for a Chevrolet Express costs $188 less per year than the Ford Transit, $184 less per year than the GMC Savana, and $248 less per year than the Ram Promaster.

The Chevrolet Express ranks first out of four total comparison vehicles in the large van segment. The Express costs an estimated $2,010 per year for insurance, while the segment average cost is $2,165 annually, a difference of $155 per year.

The table below shows how Chevrolet Express insurance rates compare to other 2024 model year large vans, as well as the insurance cost difference between each model and the Express.

Insurance Cost Comparison: Chevrolet Express vs Large Vans
Rank Make and Model Annual Premium Difference
1Chevrolet Express$2,010--
2GMC Savana$2,194$184
3Ford Transit$2,198$188
4Ram Promaster$2,258$248

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each vehicle from the 2024 model year. Updated June 27, 2025

At $2,010 per year, insurance cost for a 2024 Chevrolet Express ranks first out of four models in the large van segment
At $2,010 per year, insurance cost for a 2024 Chevrolet Express ranks first out of four models in the large van segment

What is the cheapest Chevrolet Express insurance?

With Chevrolet Express cargo insurance cost ranging from $1,896 to $2,188 annually on average, the cheapest trim level to insure is the Cargo 3500 2WD. The next cheapest model to insure is the Cargo 3500 Extended 2WD at $1,906 per year. Anticipate paying a minimum of $158 per month for full coverage insurance.

The two most expensive models of Chevrolet Express to insure are the Passenger 2500 LT 2WD at $2,188 and the Passenger 2500 LS 2WD at $2,160 per year. Those two trim levels will cost an extra $292 and $264 per year, respectively, over the least expensive Cargo 3500 2WD model.

The table below details the estimated yearly and 6-month policy costs, in addition to a monthly budget figure, for each Chevrolet Express package and trim.

2024 Chevrolet Express Insurance Rates by Trim Level
2024 Chevrolet Express Trim Level Annual Premium Cost Per Month
Cargo 3500 2WD$1,896$158
Cargo 3500 Extended 2WD$1,906$159
Passenger 3500 LS 2WD$1,936$161
Passenger 3500 LS Extended 2WD$1,944$162
Passenger 3500 LT 2WD$1,958$163
Passenger 3500 LT Extended 2WD$1,972$164
Cargo 2500 2WD$2,056$171
Cargo 2500 Extended 2WD$2,092$174
Passenger 2500 LS 2WD$2,160$180
Passenger 2500 LT 2WD$2,188$182

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Updated June 27, 2025

Insurance cost by trim level for a 2024 Chevrolet Express ranging from the Cargo 3500 2WD model at $1,896 per year to the Passenger 2500 LT 2WD model at $2,188
Insurance cost by trim level for a 2024 Chevrolet Express ranging from the Cargo 3500 2WD model at $1,896 per year to the Passenger 2500 LT 2WD model at $2,188